Blue N Gold Podcast

Think you can only use your VA loan once? Think again.In this episode of the Blue and Gold Podcast, Geoffrey Whiteside, J.D. Kameen, and Shawn Cleary break down one of the biggest myths in military real estate: that VA loans are a one-time benefit. They explain how entitlement really works, how veterans can use their VA loan multiple times, and why this benefit can be a powerful tool for building long-term wealth.The conversation also dives into flipping versus long-term rentals, why quick cash is not always the same as true wealth, and how investors should think about taxes, appreciation, cash flow, and long-term strategy. The crew also shares how AI is changing the real estate landscape, why local expertise still matters, and what they’ve learned as entrepreneurs building businesses, teams, and investment portfolios.Whether you’re active duty, a veteran, an investor, or just trying to better understand the market, this episode is packed with practical insight on using real estate as a wealth-building tool.

Geoffrey Whiteside (Norfolk/Hampton Roads) and Shawn Cleary (Charleston, SC) join J.D. Kameen to break down exactly what's working in military real estate RIGHT NOW and it's not what you think.In this episode:VA Loan Assumptions — how buyers are inheriting 2-3% interest rates, which lenders will fight you every step of the way, and why Shawn has closed 15 of them since 2023Market Reality Check — Norfolk is sitting at a jaw-dropping 1.4 months of inventory while Charleston is at 3.5 months. What that means for buyers and sellers right nowThe 3-Condition Deal Finder — Shawn's rule for finding the most motivated sellers in any market (vacant + 60 days + individual owner = gold) Escrow Holdbacks — the renovation strategy that lets buyers force $20K–$40K in equity on the seller's dimeSingle Family vs. Multifamily — Geoffrey shares how his first house hack turned into $1K/month profit and $150K in appreciation over 10 years6-Month Market Outlook — What's coming, and why the fundamentals still favor smart military buyersWhether you're a first-tour Ensign about to PCS or a seasoned investor looking to build your next deal, this episode is your playbook.

In this episode of the Blue and Gold podcast, host Geoffrey Whiteside and co-host J.D. Kameen interview John Kaptan, a former Navy officer turned real estate attorney and investor. John shares his journey from the Naval Academy to his experiences in real estate, including the challenges he faced during the 2007 housing market crash. He emphasizes the importance of hands-on learning in both law and real estate, and discusses the profitability of his investments despite initial setbacks. The conversation provides valuable insights for aspiring real estate investors and highlights the significance of financial literacy. In this conversation, John Kaptan shares his experiences in real estate, discussing renovations, the importance of LLCs for property investment, and balancing personal and professional life. He emphasizes the significance of relationships, health, and practical advice for new landlords, providing insights into the real estate market and personal development.

In this episode, Geoffrey & J.D. engages with Julianne Grant Johnson, a top real estate professional from Jacksonville, Florida. They discuss current real estate trends, focusing on Jacksonville's market conditions, the impact of interest rates, and the nuances of buying historic homes. Julianne shares insights on insurance and home inspections, while Geoffrey compares market dynamics in Norfolk. They also explore the benefits of buying during the holiday season and effective social media strategies for real estate professionals. The episode provides practical advice for both seasoned investors and first-time buyers.

In this episode of the Blue &Gold Podcast, co-host Geoffrey Whiteside and co-host J.D. Kameen interviewed Blake Dailey, an Air Force Academy graduate and successful real estate investor. Blake shares his journey from the Air Force Academy to building a significant real estate portfolio of over 200 units, including short-term rentals and boutique hotels. He discusses the challenges of managing renovations, rising insurance costs, and transitioning from Airbnb to direct bookings. Blake also offers advice for aspiring investors, emphasizing the importance of leveraging VA loans, house hacking, and maintaining financial discipline. The episode concludes with Blake reflecting on the value of community and networking in achieving success.

In this episode of the Blue and Gold Podcast, host Geoffrey Whiteside & JD engage with entrepreneur Gaby Gonzalez. Gaby, founder of the cigar brand Anti Politics and a real estate investor, shares her journey from the Naval Academy to entrepreneurship. She discusses her commitment to women's sports, the intricacies of cigar-making, and her real estate ventures. Gaby offers practical advice for transitioning from military to civilian life, emphasizing informed decision-making, leveraging networks, and productive time management. The episode concludes with insights on balancing business and personal life, leaving listeners inspired by Gaby's entrepreneurial spirit.

In this exciting episode of the Blue and Gold Podcast, host Geoffrey Whiteside, joined by co-hosts J.D. Kameen and Shawn Cleary, dives deep into the current state of the real estate market, particularly in cities that are home to military bases. The trio engages listeners with a dynamic discussion about key topics like inventory levels, interest rates, and effective refinancing strategies, all while emphasizing the unique advantages offered by VA loans.Shawn takes the spotlight to illuminate the vibrant market trends in Charleston, detailing how the city’s unique characteristics influence its real estate landscape. Meanwhile, Geoffrey shares insights into Norfolk’s robust rental market, highlighting the factors driving demand and opportunities for investors.Throughout the episode, J.D. and Shawn underscore the critical importance of partnering with knowledgeable realtors who understand the intricacies of local markets. They share personal anecdotes about their own investment journeys, offering valuable lessons and practical tips for aspiring investors.As the episode draws to a close, the hosts turn their attention to recent graduates, providing thoughtful advice on financial literacy, the power of networking, and strategic approaches to real estate investment. With a blend of expert insights and relatable stories, this episode is a must-listen for anyone interested in navigating the ever-evolving world of real estate. Tune in for an engaging conversation that blends expert knowledge with real-world experiences!

In this episode of the Blue & Gold Podcast, hosts welcome Samir Patel, a West Point graduate and entrepreneur in real estate and lending. Samir shares his journey from buying his first hotel as a sophomore in college to navigating the 2008 real estate financial crisis. He discusses his transition into lending with his company, Trophy Point, which focuses on providing reliable financing solutions. The conversation covers risk management, the importance of mentorship, and the influence of his military background on his business approach. Samir also offers advice for aspiring entrepreneurs and highlights the significance of community involvement.

In this episode of the Blue & Gold Podcast, hosts J.D. Kameen and Geoffrey Whiteside welcomes Buddy Rushing, a former Marine and business owner dedicated to veteran financial freedom. They discuss Buddy's journey, including his current stay at an RV campground and his strategy of turning liabilities into assets. Buddy shares his passion for helping veterans achieve financial freedom, emphasizing the importance of knowledge, networking, and proactive steps. He recounts personal experiences in real estate, highlighting resilience and strategic decision-making. The episode underscores the value of education, integrity, and community support in building financial independence.

In this episode of the Blue N Gold Podcast, Geoffrey Whiteside and J.D. Kameen interview Jesse Iwuji, a Naval Academy graduate and NASCAR driver and team owner turned entrepreneur. Jesse recounts his transition from military service to professional racing, detailing his initial funding struggles and his proactive approach to starting multiple businesses in order to fund his dream. He shares his experience of starting a drag racing event while deployed, which led to further entrepreneurial ventures. Jesse also discusses his foray into real estate investing and the trucking industry, drawing on lessons from his mother's work ethic. He emphasizes the importance of preparation, resilience, and self-care in pursuing one's goals, offering advice and encouragement to listeners interested in entrepreneurship and investing.

On this episode of the Blue N Gold Podcast, host Geoffrey Whiteside and J.D Kameen interview Eric Johnson and Andre Truss,  Naval Academy graduates class of 2015 and Marine Veterans. They spoke about owning and operating one of the top restaurants in NC and the challenges of starting a thriving expansion restaurant in Raleigh NC. They discuss the transition from military to civilian leadership, emphasizing the importance of confidence, respect, and adapting military principles to business. They highlight the need for effective training, clear communication, strategic partnerships, and empowering skilled individuals within a business. The conversation also touches on the importance of aligning life goals with personal values, taking accountability, and overcoming fear. 

On this episode of the Blue N Gold Podcast, host Geoffrey Whiteside and J.D Kameen interview Scott Mackes, a Naval Academy graduate class of 2001. Scott discusses his background, his time as a Surface Warfare Officer when 9/11 took place, and his transition into entrepreneurship/helping veteran entrepreneurs survive and thrive through a community that he co-founded called 10x Vets. He shares insights on the importance of networking within the service academies and veteran communities. He is the founder of Service Academy Business Mastermind Group (SABM), an investor group that has earned recognition by Forbes and has drawn over 650 accredited investors committed to financing ventures led by fellow veterans.

In this episode of the Blue N Gold Podcast, hosts J.D Kameen and Geoffrey Whiteside interview Julianne Grant- Johnson, a top real estate agent in Jacksonville, Florida. Julianne shares her experience as a military spouse and real estate professional, discussing the unique challenges and strategies in serving military clients, especially those not physically present due to deployment. The conversation covers the Jacksonville real estate market, key aspects of the home buying process, and the importance of collaboration between agents and loan originators. Julianne offers advice for those interested in real estate and highlights the upcoming Blue N Gold Summit.

 On this episode of the Blue and Gold Podcast, host Geoffrey Whiteside and J.D Kameen interview Kevin Edwards II, a Naval Academy graduate (2011) and owner of a law firm in Charlotte, NC. Kevin discusses his background, his time as a Surface Warfare Officer, and his transition to the JAG CORPS and eventually owning his own law firm. He shares insights on personal injury law, leadership, and the importance of community engagement in growing his business. Kevin also talks about the challenges of balancing legal work with business development and the strategies that have worked for his firm, including effective SEO and being visible in the community. Additionally, he provides advice on property liability and the importance of systems in customer service. Furthermore he discusses how business is the ultimate sport that you can play for decades. 

On this episode hosts, J.D Kameen and Geoffrey Whiteside, interview Jackie Barnum, a high level Marine Corps Logistics Officer and Naval Academy graduate class of 2014. Captain Barnum shares her journey to the military and experiences at the Naval Academy, as well as her career thus far in the Marine Corps. She reflects on the importance of authentic leadership, her transition into content creation where she has over 267k followers on Instagram, and her positive influence on the current and next generation of military leaders. Additionally, she discusses her incredible nonprofit mentorship program, Mentors for Military, for service members and her vision for its future.

On this episode of the Blue N Gold Podcast, hosts Geoffrey Whiteside and J.D Kameen are joined by Bobby Mucka, a former Navy Logistics Specialist turned high-level tax strategist. Mucka shares his personal journey and insights into effective tax strategies for real estate investors, business owners, W-2 earners, as well as the importance of proper documentation and working with a tax advisor. He warns against misinformation from unreliable sources and highlights the tax benefits of real estate depreciation, cost segregation, and employing your children for tax benefits. Additionally, Mucka discusses the Augusta rule in detail and how you can rent out your primary residence to your business for up to 14 days as a tax strategy. The episode wraps up with advice for aspiring entrepreneurs and W-2 earners that own businesses or invest passively.

On this episode of the Blue N Gold Podcast, we had the privilege of interviewing Shawn Cleary, Naval Academy Class of 2016, former Navy Submarine Officer turned real estate investor and business owner. We dive into Shawn's journey from military service to establishing a successful residential real estate career in Charleston, South Carolina. Shawn shares his expertise on VA house hacking, a strategy that involves purchasing a property with a VA loan and renting out parts of your home to cover the mortgage and then some. He discusses the financial benefits, tenant management, and his hands-on approach to property management. Shawn also talks about his long-term investment strategy, the importance of delayed gratification, and offers advice to military personnel considering real estate investing. The conversation touches on the growth of Charleston, the stability of investing in military cities, and the significance of population, wage, and rent growth in selecting investment locations. Shawn's personal growth, mindset, and the impact of influential books on his financial perspective are also highlighted.

Tilman Dunbar, a Naval Academy graduate and former Surface Warfare Officer, has successfully transitioned from military service to a serial entrepreneur. His perspective on this transition emphasizes the shift from externally set goals and missions in the navy to the necessity of self-motivation and personal goal setting in entrepreneurship. Drawing from his military and athletic background, Tilman's drive and discipline have been key in his entrepreneurial journey, fueled by his larger why in running his two non profits. He believes that goal setting is crucial for success in entrepreneurship, a focus he developed after leaving the Navy. Join Geoffrey Whiteside, J.D Kameen, and Tilman Dunbar as they delve deeper into this topic on this next episode of the Blue N Gold Podcast.

J.D. Kameen (USNA Class of 2015 Marine Veteran) and Patton Gade (West Point Class of 1994 Army Veteran)  #1 VA Loan Originator in the entire country out 350,000+ Loan Officers.In this captivating episode, we had the honor of sitting down with J.D. and Patton, distinguished real estate loan officers and entrepreneurs. Through our engaging discussion, they unfolded the narrative of their entrepreneurial odyssey, highlighting the dedicated path they've tread to achieve high-performance status. What sets their mission apart is their unwavering commitment assisting military members in constructing generational wealth through real estate endeavors. The conversation delved into the nuanced aspects of the VA rehab loan and the intricacies of VA loan assumption. Notably, they shed light on the intriguing details of utilizing the VA loan more than one time, offering a wealth of insights for our audience keen on navigating the real estate landscape.

Mayor Phillip Jones (USNA Class of 2012, Marine Infantry Veteran), Mayor of the 5th largest City in Virginia, MBA from Harvard, all before the age of 34.In this episode, we had the privilege of sitting down with Mayor Phillip Jones, the Mayor of the 5th largest city in Virginia (Newport News). During our conversation, Mayor Jones shared insights into his journey, from serving as a Marine Corps Infantry Officer, experiences at Harvard, working in Corporate America as an advisor, and being responsible for leading an entire city of more than 180,000 citizens . He dove into the intricate routines and mindset you have to have to be an effective leader and a high performer. Furthermore, Mayor Jones elaborated on the transformative role his MBA, from one of the nation's top-ranked business schools, played in propelling his success in Corporate America and as Mayor of Newport News. He also provided intriguing details on how he prioritized his physical health and mental health at each stage of his career. Tune in to discover the invaluable wisdom and leadership strategies Mayor Jones has to offer in the realm of business, leadership and politics.  

Eric Adler (USNA Class of 2003 Naval Aviation Veteran), Owner of a short term rental property management company (160+ units) and Real Estate Investor.In this episode, we had the privilege of sitting down with Eric Adler, a seasoned real estate investor and business owner. During our conversation, Eric shared insights into his journey, from acquiring his initial short-term rental property to successfully scaling his management business to over 160 units. He delved into the intricate systems and processes he personally employs to achieve remarkable profitability in today's dynamic short-term rental market.Furthermore, Eric elaborated on the transformative role his MBA from the nation's top-ranked business school played in propelling his ventures in real estate investment and business development. He also provided intriguing details about his ongoing project: the transformation of Florida's oldest funeral home into a multifaceted residential facility.Tune in to discover the invaluable wisdom and innovative strategies Eric Adler has to offer in the realm of real estate and business.

Nick Deterding (USNA Class of 2017 Veteran Supply Officer)In this episode, we sat down with Nick Deterding, a Navy Veteran and owner of a construction company. He shared his insights on owning and operating a construction business in Virginia Beach, the key repair items to prioritize when investing in real estate, and the importance of networking and building meaningful relationships to generate endless referrals for his business.

 Andre Truss (USNA Class of 2016 Marine Veteran)In this episode, we sat down with Marine Veteran restaurant owner/business owner, Andre Truss. He spoke about owning and operating one of the top restaurants in NC, experience with starting his own real estate brokerage and property management company, and the mindset behind transitioning from a top performer in the military to a high level serial entrepreneur. 

Daniel Lesniak (USNA Class of 2002, Veteran Submariner)Developed 300+ units, Currently Developing 100+ units in the D.C area, Best selling author and 2+ billion worth of real estate sold

Eric Compton (USNA Class of 2020)In this episode, we sat down with active duty real estate investor/business owner, Eric Compton. He spoke about buying his first investment property in college, experience with acquiring & operating a cafe, and the systems he uses to balance life as a Surface Warfare Officer and business owner.