BOLD by Cristina Jaeger

Download the free all-in-one guide to understanding your money, and making it work for you: https://herfinancialfreedom.net/ultimate-finance-checklistI managed billions for the ultra-wealthy.And still didn't start investing until my 30s.Let that sink in.So if you're smart, successful, and your money is just sitting in a bank account doing absolutely nothing — I get it more than you know.Nobody ever sat you down and said: here is exactly what to do. And in which order.That's what I'm doing in this episode.I'm walking you through my complete 10-step finance checklist. No jargon. No overwhelm. Just a clear path forward — finally.In this episode:→ Why "I want to save more" is the most useless financial goal you can set→ The money story you've been carrying since you were 7 — and how to rewrite it→ The one trick that made my client stop living paycheck to paycheck (on a great salary)→ Why the gender pension gap is almost 50% — and what to actually do about it→ How to start investing with almost nothing and why the amount matters less than you think→ The "pizza portfolio" method for diversification that finally makes it click→ How to know whether you should manage your own money or hand it to someone else→ Why most women do all the research — and never press the button→ The monthly ritual that keeps your wealth actually growingPlus — a free checklist that pulls everything together.The fact that you're here already tells me you're ready.💬 Which of these is the one you've been avoiding?#herfinancialfreedom #finance #investing #personalfinance #wealthbuilding

Join 3,000+ women getting the market insights Wall Street charges thousands for—delivered free to your inbox: https://herfinancialfreedom.net/market-update-podcastShe had a PhD from RAND. A master's from Harvard Kennedy School. And didn't open her own bank folders until her divorce.Dr. Katia Vlachos spent 17 years following her husband across three continents, slowly handing over her finances, her career, and herself — one accommodation at a time.Not because she was forced to. Because she chose to.And that took a decade to admit."Being a victim kept me comfortable. But deeply unhappy. And completely stuck."The real cost nobody counted: → A thriving career in international security — quietly abandoned in Vienna → Pension contributions? Never tracked. → First budget? Early 40s. After the divorce. → Revenue goals for her own business? Still hitting walls from money blocks she didn't know she had.What changed everything wasn't the leaving. It was the moment she stopped blaming and started choosing."I have my own back. No matter what. That makes failure so much less threatening."In this episode: → How "good girl" conditioning shapes every financial decision — without you knowing → Why expat partnerships quietly create financial dependence in highly capable women → Hesitating to invest in yourself is also a cage → From supporting character to hero of your own storyHer challenge to you:"What's one thing you've always wanted to do but keep shutting down? Find the smallest possible step. That's how momentum starts."Learn more about Katia:Website: https://www.katiavlachos.com/LinkedIn: https://linkedin.com/in/katiavlachosInstagram: https://www.instagram.com/katia.vlachos/Chapters:2:48 – From Harvard to Housewife: Katia’s Story When did the golden cage actually start closing?5:30 – From Victim to Agency: The Mindset Shift Stopping the blame game and owning your choices.14:36 – The Financial Cost of Following Hidden price of expat dependency and pension gaps.24:30 – Money Stories from Childhood How family programming shaped decades of financial decisions.34:40 – Taking the Leap: How Reinvention Actually Starts The 6-step roadmap, beginning with leaving survival mode.50:06 – Rebuilding Financial Independence in Your 40s First budget, divorce negotiations, and learning business finances.59:34 – What It Takes to Build a Life That's Truly Yours Self-trust, real freedom, and one action to start.

4 Steps to Financial Freedom Workbook: https://herfinancialfreedom.net/4-steps-to-financial-freedomJoin Our hFF Community: https://herfinancialfreedom.net/newsletterMost women know they should invest.They just don't know where to start.So they wait.And waiting is the most expensive thing you'll ever do.I know — because I spent over a decade managing billions for the ultra-wealthy.And what I saw over and over again?The gap isn't knowledge. It's the story you're telling yourself.Here's what stopped my clients cold when I said it:"By age seven, your money mindset is already formed."Everything you believe about money — scarcity, fear, 'I can't afford it' — was decided before you even started school.And it's quietly running your financial life right now.But here's what I also know:It can be unlearned.In this episode, I'm sharing the exact four-step framework I built from everything I learned in wealth management — so you can finally stop feeling overwhelmed and start building real wealth.We talk about:→ The one mindset shift that changes everything→ Why "I want to save more" will change absolutely nothing→ The bucket strategy I use myself to manage wealth across countries and currencies→ Why timing the market is the wrong game entirely→ The 4 steps to go from paralysed to actually investedAnd yes — I made you a free workbook to go with it.30 minutes. Four steps. No excuses left."The best time to start was 20 years ago.The second best time is today."

Get the free investing for kids workbook and set them up for financial success: https://herfinancialfreedom.net/investing-for-kidsWhat if your child could have a down payment for their first home — by the time they're 18?Not by inheritance.Not by luck.By €100 a month. Starting today.That's exactly what this episode is about.A complete step-by-step guide on how to start investing for your kids — even if you've never done it before, even if you start with €20, and even if your child was born yesterday.Because here's the numbers:Invest €100/month from the day your child is born at an average return of 7% —You put in €21,600 of your own money.They receive over €42,000 at 18.That's compound interest.Einstein called it the 8th wonder of the world.And it works exactly the same for your child's future.When my niece was born, I did exactly what I tell my clients to do.I forced my brother to open a brokerage account in her name.Wired the first €500 myself.And before she could even walk — she was already investing.In this episode, I walk you through the full 6-step framework:→ Set the goal — first home, education, first car? Put a real number on it.→ Choose the right account — Junior Depot, custodial accounts, what to look for→ Build the right portfolio — how your time horizon changes everything→ Invest regularly — small amounts, automated, that you won't even feel→ Educate them — it's not just the interest that compounds. It's the mindset.→ Monitor, don't obsess — studies show the best-performing investor group is dead people. They just left the money alone.Plus the platforms I actually recommend.The best time to start was the day they were born.The second best time is today.

Join 3,000+ women getting the market insights Wall Street charges thousands for—delivered free to your inbox: https://herfinancialfreedom.net/market-update-podcastShe built a company for 16 years.Managed 40 people.Exported handmade seed paper across three continents.And had never once opened the financial statements herself.Nileta Knoetzen is the co-founder of Growing Paper — a South African handmade, plantable seed paper company turning recycled paper into cards, stationery and gifts embedded with real seeds.Behind the scenes. Running the factory floor. Keeping people employed through COVID, cash flow crises, and a co-founder stepping back.And still running from money topics.Until she realized:"By running away from it, you are causing much more problems."Here's the paradox she lived:Leading a production team that ships to Europe every month.Avoiding her own personal finances every day.Why?→ Her father lost the family farm when she was little — money meant fighting, fear and silence→ She married young and handed over the financial decisions without realizing it→ Nobody taught her that money wasn't supposed to be scaryHer truth:She didn't lack intelligence.She lacked permission — permission to believe this was hers to understand."I think I ran away from it most of my life."But here's what makes Nileta's story different:She didn't wait for a divorce or a disaster.She decided — quietly, slowly — that she was done being the last person in her own financial life.She hired a business coach.Started going through the financials every session.And realized: the company she'd built for 16 years had already been teaching her everything she needed."My role in Growing Paper helped me grow to a place where I want to know more. I want to grow."She's still figuring it out.And that honesty?That's exactly why this episode matters.In this episode, we talk about:→ Growing up with financial silence — and what it costs you decades later→ Why women wait for a crisis before taking ownership of their money→ Running a handmade business of 40 people and refusing to automate — because hands create jobs→ The "sandwich generation" — being financially responsible for your kids and your parents at the same time→ Breaking generational money cycles from the inside out→ What it really feels like to step into leadership when you never planned to be the one in front→ Why you don't have to have all the answers — you just have to stop hiding from the questionHer final words:"Don't put yourself in the corner.Everybody has something special in them.Take on opportunities.Make bold decisions."Learn more about Nileta Knoetzen:Website: https://growingpaper.co.za/LinkedIn: https://za.linkedin.com/in/nileta-knoetzen-a7b960304Instagram: https://www.instagram.com/niletaknoetzen/

Join 3,000+ women getting the market insights Wall Street charges thousands for—delivered free to your inbox: https://herfinancialfreedom.net/market-update-podcastShe managed a 2.8 billion Swiss franc organization.Won national innovation awards.Transformed an entire industry.Then went home and refused to open her bank statements.Nancy Wayland was a CEO at the top of her game.And completely lost when it came to her own money.Her wake-up call?"I felt dumb and shameful.The CEO who could delegate everything — delegated her own finances, too.And that was not very clever."Here's the paradox she lived:Managing billions in the boardroom.Avoiding her own bank account at home.Why?→ Her finances were handled by her ex-husband — transparently, but fully delegated→ Nobody talked about money in Switzerland. Not in school. Not at home.→ Even growing up in one of the wealthiest countries in the world — she had zero financial literacyHer two moments of reckoning:1. Divorce — suddenly forced to ask: "How much do we have? What's mine? What do I do now?"2. Leaving corporate to start her own business — her pension, her assets, her future. All on her.What she found when she finally looked:At 27, she'd bought a life insurance product with a guaranteed interest rate.It felt responsible. Safe. Smart.Decades later, she ran the numbers.That "safe" interest rate?Half of what she could have had."That makes me really angry."But here's what makes Nancy's story different:She didn't just learn about money.She went back to her banker armed with questions.Asked a 25-year-old advisor where he invests.He said he doesn't.She told her bank that their fees compound, too.They went silent."Start now. I learned it the hard way.I don't want you to learn it the hard way."And she's proof that it's never too late to start —even when you've spent decades at the top of every room except this one.In this episode, we talk about:→ Why professional success doesn't translate to personal money confidence→ The financial shame even high-performing women carry silently→ Why Switzerland's wealthiest country has 50%+ of women unable to sustain themselves financially→ The compound fee effect — and why it's just as dangerous as missing compound returns→ How corporate structures are quietly widening the wealth gap→ Why fear is an emotion, not an advisor→ What she'd teach every girl starting in kindergartenHer final words:"Start investing today with 50 francs.Next month, do the same.It's not about dying rich.It's about living with choices."Learn more about Nancy Wayland:Website: https://wayland.gmbh/LinkedIn: https://www.linkedin.com/in/nancy-wayland/

Join 3,000+ women getting the market insights Wall Street charges thousands for—delivered free to your inbox: https://herfinancialfreedom.net/market-update-podcastShe managed billions for Switzerland's wealthiest families.Then discovered girls get 10% less pocket money than boys.So she quit.Dr. Mara Catherine Harvey walked away from a CEO role managing global wealth divisions to fix something we're all doing wrong:Financial parenting.Her wake-up call?"We're trying to fix women's finances at 35.But the problem starts at age 7.We're 30 years too late."Here's what she saw working with billionaires:Kids think money is magic.Why?→ Parents tap a card to pay.→ They keep their phone and card.→ Nothing leaves their hands.→ Then packages arrive at the door.Kids' conclusion: You don't give anything away. Stuff just shows up. Wants are unlimited."It's every kid's dream.It's also destroying their financial future."The system we're taught:Give kids 1 franc in grade 1, 2 francs in grade 2, 3 in grade 3.What we're actually teaching:→ Money is a weekly gift→ Money is for wants only→ Money increases with ageThen we wonder why adults can't manage money.What ultra-wealthy families do differently:They're strict. Shockingly strict.One billionaire client's kid asked for a €100 EasyJet ticket to visit their sibling.The response?"What are you going to do to earn it?"Not "Sure, honey, here you go."Dr. Mara's biggest realization at 50:She finally found a partner who had her back 100%.Dropped her at the station. Cooked dinner. Managed the house.Her first thought?"This is what men with traditional wives experience every day."Full support to focus on their careers.Someone handling everything at home.Zero guilt about working late.Most women never have that.In this episode:→ Why pocket money systems program inequality→ Fast finance = fast fashion for your wallet→ What billionaires teach their kids (it's not what you think)→ Her biggest money mistakes (she waited too long to invest)→ Why "we can't afford it" destroys money mindsets→ The one sentence that changes everything→ $100 trillion is shifting to women → are we ready?Her message:"You're always someone else's role model.Share your mistakes. Help others leapfrog obstacles.Use that influence."

Join 3,000+ women getting the market insights Wall Street charges thousands for—delivered free to your inbox: https://herfinancialfreedom.net/market-update-podcastDid your money work harder than you did last year?Probably not.You crushed your goals. Maybe got a raise. Put in the hours.Meanwhile, your money? Just sat there.While you were grinding → investors made 15-20% returns in 2025.Stayed on the sidelines?You didn't just miss out.You lost money.Every single day.To inflation.That's why my dad Stefan is back on BOLD.This time? We're doing a full market breakdown.For those new here, meet Stefan Jäger:→ 40+ years in finance→ Former Managing Director at State Street Bank→ Bought his first bond at 14 (bought his first car with the returns)→ Runs our family office→ 2025 performance: Double what most portfolios madeAfter his first episode, you asked:"Can Stefan break down what's actually happening?""How does he decide where to invest?""What should I be watching right now?"So we sat down for the 2026 Market Update.The exact analysis Stefan uses to beat the market year after year.His take?"Whatever you did last year created excellent returns.Did nothing? You lost money to inflation.Checking your portfolio twice a year isn't optional."Real talk:€500/month invested at 7% = €250K+ in 20 years.Wait just 2 years to start? You lost €45KThat's compound interest working against you.In this episode, we break down:💡 What happened in 2025 markets (and what it means for you)💡 Why 70% US exposure isn't the disaster advisors claim💡 GDP, inflation, returns → explained without finance bro nonsense💡 Emerging markets reality → "It's gambling, not investing"💡 Real vs. nominal interest rates (your savings account lies)💡 The 3 investor levels: Losers, Intermediates, Nerds💡 What we're watching in 2026 (and avoiding completely)Stefan wasn't born a finance genius.He wasn't trained as a portfolio manager.He just started. Small. Consistent.Learned on the job. Tested strategies. Stayed curious.Now? He beats the market. Regularly."Everyone can do this. You just decide how deep you want to go."Reality check from our conversation:→ "Safe" portfolios made 15-20% last year (did yours?)→ German DAX companies barely care about Germany's economy→ Turkey offers 20% returns but 50% inflation (you're still losing)→ One client saved €230K by understanding her fees→ Stefan moved from 100% real estate to 99% equities (here's why)This is the market update we do for the herCircle.Now it's yours.40+ years of wisdom. Father-daughter real talk. Zero jargon.

Join 3,000+ women getting the market insights Wall Street charges thousands for—delivered free to your inbox: https://herfinancialfreedom.net/market-update-podcastShe earned a quarter of a million in corporate consulting.In the country of finance, no less.Had everything checked off the "success" list.Then she walked away.This week, I'm sitting down with someone who chose energy over income - Stefania Lanfranchi.And what she revealed? It changed how I think about what we're actually sacrificing.In our latest BOLD episode, we talk about:💼 The corporate exit - Why passion for health outweighed a six-figure strategy consulting career⚡ The performance trap - "I was getting external validation but neglecting myself completely"🧠 Energy vs. hustle - How she upgraded entire teams' performance by changing their breakfast👥 The people-pleaser pattern - "I did everything. Sustainability team. Event organizing. Why?"💰 The money shift - "My concept of success 10 years ago versus now? Different world."Here's what hit different:"Without investing in yourself first - your health, your boundaries - you'll neglect everything else too. Including your finances."Stefania didn't burn out and quit.She realized she was running on fumes, chasing someone else's definition of winning.She saw her colleagues destroying their bodies for performance.And she decided to build a business around what actually matters - helping high achievers stop sacrificing their health for success.This conversation is about:- Why "working smarter" starts with your energy levels, not your calendar- The invisible cost of people-pleasing in corporate careers- How childhood shapes both your health AND money patterns- Breaking free from external validation addiction- Designing a life around community, not compensationEpisode drops tomorrow.This one's for every woman who's been the "good performer."And every high achiever who's finally ready to prioritize themselves.Learn more about Stefania:LinkedIn: https://www.linkedin.com/in/stefania-lanfranchi/Instagram: https://www.instagram.com/nia.ages.well/?hl=enDisclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such.Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions.While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

Join 3,000+ women getting the market insights Wall Street charges thousands for—delivered free to your inbox: https://herfinancialfreedom.net/market-update-podcastAt 21, Cedric Pharand sold everything.Ditched his girlfriend.Left his family.Bought a one-way ticket to the Philippines.Why?"Fixed costs were preventing my freedom of movement."Now at 29?He runs a multi-million dollar digital agency.25 employees across the globe.Works 12-hour days, 6 days a week.Multiple properties in Dubai.And he still doesn't know where to invest his cash.Crazy, right?This guy built an empire from scratch→ started hustling at 14 on eBay → worked his way from zero to millions.But watching his hard-earned $400K drop to $75K in crypto?That trauma stuck.Here's what hit me hardest about Cedric's story:His dad built their family home at 21.Worked the same job for 35 years.Never bought a new car.Counted every dollar with his mom at the kitchen table.Cedric watched it all.The responsibility. The sacrifice. The limitations.And he decided: I'm doing the opposite.No stability. No safety net. No "wait and see."Just → move fast, take risks, build empire.In this raw BOLD episode, we dig into:💥 Why he dropped out of college and his dad finally accepted it💥 The $400K crypto mistake that still haunts him (and why he won't invest now)💥 Working 12-hour days for 10 years straight → was it worth it?💥 What he sacrificed to get here (spoiler: almost everything)💥 Why Dubai feels sterile and fake → even when you're winning💥 The shift from "heads down grinding" to "connections build empires"Cedric doesn't compartmentalize life.Business. Money. Freedom. Family. Girlfriend.It's all one game.And he's playing to win.Learn more about Cedric:LinkedIn: https://www.linkedin.com/in/cedric-pharand?originalSubdomain=aeWeb Tonic: https://www.webtonic.io/enDisclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such.Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions.While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletterAt 30, Laura Kusnier sold everything that didn't fit in a suitcase.Left her corporate job in Austria.Moved to Bali.Started her own business.And is now the CRO of herFinancialFreedom.She invests in villas and padel courts.Makes angel investments most people won't touch until they're 50.And manages her entire family's financial portfolio.This is boldness.The kind that says "I'd rather lose money and learn than play it safe forever."The kind that chooses freedom over security → and builds both anyway.But here's what makes Laura's story different:She's not just building wealth for herself.She's rewriting her family's entire financial future.Because she watched something that changed everything.Her parents' divorce didn't just split a marriage.It split a business. A home. A financial life built over decades.💔 Laura was old enough to see what happened when someone wasn't prepared.When retirement planning was an afterthought.When wealth transfer was never discussed.When financial independence wasn't a priority—until it had to be.Her family scrambled to answer questions they'd never thought to ask.And she made a decision right there:No woman in her life would ever be financially dependent again.Not her mom.Not her sister.Not herself.So now she's the one they call:"Bitcoin dropped, should I invest more?""What should we do with mom's savings?""Can you help set up my portfolio?"Laura didn't ask for this responsibility.But she took it on → because she could.Because she had the courage.Because she understood that expertise comes from starting.Because she refused to let another woman in her family be excluded from the money conversation.In this raw BOLD episode, we talk about:💥 Why she left corporate security to bet on herself in Bali💥 The divorce that rewired her entire relationship with money and dependency💥 How she went from €20K "safety fund" to six-figure angel investments💥 Being 30, feeling responsible for your family's financial decisions💥 Why fear became her compass instead of her barrier💥 What happens when you stop running from responsibility and start running toward freedomLaura's not waiting for permission.She's not waiting for the "right time."She's not waiting for retirement to live freely.She's building it now.With zero apologies.Learn more about Laura:Instagram: https://www.instagram.com/findthewriteway/?hl=enLinkedIn: https://www.linkedin.com/in/laura-kusnier/?locale=en_USDisclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions. While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

She gave up her dream career to raise three kids.Worked 24/7 for 10 years.Without a single day off.This week, I'm doing something different.I'm sitting down with the woman who shaped everything I believe about money - my mom, Petra.And honestly? We both cried through the prep.In our latest BOLD episode, we talk about:💰 The "salary" negotiation - How she told my dad: "I need my own money, I'm not asking permission"⏰ 10 years without a vacation - Her first solo trip after a decade of non-stop motherhood✨ The transparency pact - How they taught us about money, fairness, and responsibility from age 14💔 The sacrifice nobody talks about - "Sometimes I thought: pack your bags and just leave"🚨 Her biggest regret - "I wish someone had taught me about investing. Now I feel it's too late"Here's what hit me hardest:"Without money, you can't say no. You need that security to have choices."My mom gave up financial independence to be there for us.She negotiated her own "household salary" because asking for money felt wrong.She worked harder than any corporate job I've ever seen.And she's proud of her choices - but also vulnerable about what she gave up.This conversation is about:The invisible labor of motherhoodWhy women still don't talk about moneyHow to raise financially confident daughtersThe pension gap nobody prepares you forBreaking cycles and starting new onesGrab tissues. Seriously.This one's for every woman who's made sacrifices nobody counted.And every daughter who wants to understand what her mother carried.Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletterDisclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions. While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

They drained their entire investment accounts.Built a business from scratch.And they're doing it together.Meet Tanja and Dina → two ex-corporate friends who bet everything on themselves and opened RED, Zurich's red light therapy + mindfulness studio.In our latest BOLD episode, we talk money, mistakes, and momentum:💰 Tanja's money secret? Her dad sat her down at the age of 14 and made her calculate the cost of her lifestyle💸 Dina's late 20s wake-up call → "I got really angry at myself for being so ignorant about money"📊 How they run their business → Excel sheets, monthly bookkeeping, zero excuses🚀 Pulling every franc from their portfolios to bootstrap their dream✨ The 10 francs a week trick → start small, stay consistent, embody your future selfHere's the vibe:These two are proof that you can start over at any age.Dina spent her 20s buying €400 shoes instead of investing. Now she's all in on dollar cost averaging.Tanja automated her savings from day one. Now she's the CFO keeping their dream alive.Different paths. Same mission.Where there's a will, there's a way.This conversation is about:→ Forgiving yourself for past money mistakes→ Starting with what you have (even if it's tiny)→ Building your freedom number→ Making your future self proudPerfect listen for anyone who's ever thought "I wish I'd started earlier."Spoiler: It's not too late.Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletterLearn more about Tanja & Dina:Tanja: https://www.instagram.com/girlconsultant_/Dina: https://www.instagram.com/dinaholzapfel/red. House of Collagen: https://redhouseofcollagen.com/Disclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions. While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

Inès Gafsi quit every corporate job she had.Then built three companies empowering 20,000+ women across Asia Pacific.From Tunisia to France to London to Hong Kong → she's lived the international life most people only dream about.And now she's sharing exactly how she did it.In this episode, Inès gets raw about:→ Why she kept quitting jobs (hint: stubborn belief she could do better and innovate more)→ The moment she realized marketing luxury brands wasn't her passion→ How two young women with zero business background built FEW (Female Entrepreneurs Worldwide) from one event to 20,000 members→ Her mom's influence as a solo parent working night shifts to build a better life→ Strategic fundraising vs. bootstrapping (and why she'd do it again)→ Network building secrets that got her access to top doctors, investors, and experts worldwide→ The messy truth about combining motherhood with entrepreneurship→ Why girls aged 14-16 in lower socioeconomic areas need visible role models (Inspiring Girls)The quote that hit different:"If we don't reach for the stars, we'll never really know what happened. We need to dream big from the get-go."This episode is for you if:✅ You feel stuck in corporate and wonder if there's more✅ You're building something but doubt yourself constantly✅ You want to understand strategic network building (not transactional BS)✅ You're curious about raising funds vs. bootstrapping✅ You're balancing ambition with motherhood (or thinking about it)✅ You believe women deserve better access, exposure, and role modelsKey takeaway:Stop waiting for the "right time" to build what you want.Inès didn't have the background, the connections, or the business degree.She had passion, persistence, and a stubborn belief she could create the room she wanted to be in.And she did.Listen now to hear how she turned uncertainty into Asia's largest female founder network.Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletterLearn more about Inès:Instagram: https://www.instagram.com/inesbernz/?hl=enLinkedIn: https://hk.linkedin.com/in/inesgafsiInspiring Girls Hong Kong: https://www.inspiringgirlshongkong.com/Blissmi Health: https://myblissmi.com/Female Entrepreneurs Worldwide: https://online.few.community/Disclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions. While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

The best wealth lessons aren’t learned in boardrooms; they happen around the dinner table.My dad, Stefan, is one of the biggest reasons I became BOLD.He grew up watching his father work 12-hour days building apartments, never touching stocks. I grew up in banking, managing billions for clients, but I didn’t start investing my own wealth until my 30s.That gap between knowing and doing changed everything for me, and it started with my dad’s lessons about freedom.What you’ll learn:Why my dad’s goal of one million Deutschmarks wasn’t about greed, but freedom, and how that mindset shift shaped how I see wealth todayThe real reason people avoid investing: it’s fear of losing control, not lack of knowledgeHow building a safety net early transforms your career from necessity into choiceWhy starting small beats waiting for perfection, and how my dad went from punch cards to portfolio managerWealth isn’t about the money you make, it’s about the freedom it buys you.This conversation changed how I think about inheritance, discipline, and building something that lasts.My dad didn’t just teach me about wealth; he taught me what it means to take ownership.And that’s what being BOLD is all about.Ready to build the kind of freedom where work feels like a hobby and your future is secure?Follow BOLD by Cristina Jaeger ****for more conversations that push you to think deeper, act sooner, and take control of your story.Stay with us for the next episodes, and keep growing alongside women who are choosing to live on their own terms.Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletterDisclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions. While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

The secret to healthy skin is the same as building lasting wealth.I sit down with Dr. Liv Kraemer, dermatologist and skincare entrepreneur, to reveal why both come down to one thing: start early, stay consistent, and take ownership.Dr. Liv left the hospital system because her patients were overwhelmed, dependent, and never truly educated. I left banking for the exact same reason.What You’ll Learn:Why "knowledge is power" applies to both your skin and your goals, and how to stop fearing what you don't yet understandThe parallels between skin longevity and building freedom: prevention, consistency, and listening to your own needsHow to break free from dependency (on expensive products or advisors who don't educate you)Why starting small beats waiting for perfection, whether it's a new habit or taking your first bold step toward independenceTwo women. Two completely different industries.One powerful realization: you don't need permission to take control of your life.This conversation will change how you think about self-care, long-term planning, and what it really means to invest in your future self.If you've been waiting for a sign to start living boldly, this is it.You don’t need permission to live boldly, just the courage to begin.Follow BOLD by Cristina Jaeger for more conversations that push you to think deeper, act sooner, and take control of your story.Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletterLearn more about Dr. Liv:Instagram: https://www.instagram.com/drliv/?hl=enYoutube: https://www.youtube.com/@DrLivSkincareLinkedIn: https://ch.linkedin.com/in/drlivDisclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions. While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.

BOLD by Cristina Jaeger is where women come together to share real stories about building lives on their own terms.Through honest conversations with successful businesswomen, entrepreneurs, and women choosing their own path, we explore practical strategies for career growth, wealth building, and personal independence.No fluff. No judgment. Just real talk about what it takes to break free from expectations and create the life you actually want.BOLD is for women who are Bold, Outstanding, and Living Daringly — women ready to stop waiting for permission and start building their own version of success.