Build a Better Financial Future
by Luis Rosa, CFP® EA
Welcome to Build a Better Financial Future—the podcast for high earners who want to make their money work harder. Hosted by Luis Rosa, CERTIFIED FINANCIAL PLANNER™ Professional and founder of Build A Better Financial Future. This podcast gives you the insights to help you build wealth, break generational cycles, and achieve financial freedom.Each month, we explore practical tips to help you grow your wealth, optimize your investments, and make informed financial decisions—without the jargon or outdated advice. Whether you're managing taxes, protecting your wealth, or planning for a legacy, we've got you covered.Subscribe now to start building the future you deserve—one episode at a time.Disclosure:Luis Rosa is an investment advisor representative registered with Savvy Advisors, Inc. ("Savvy"). All investment advisory services offered by Luis Rosa are offered through Savvy. Build a Better Financial Future LLC is an independent marketing brand name used by Luis Rosa for advertising
Episodes
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167: Can Trump Accounts Make Your Child a Millionaire?
In this episode, Luis goes over the highlights of the Trump Accounts and talks about whether or not these can make sense to invest in your child's future. In this episode, Luis talks about the following: How Trump Accounts work When the Trump Account is the wrong type of account to use…
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166: 2026 Tax Planning Tips Everyone Should Know
In this episode, Luis goes over the highlights of the One Big Beautiful Bill Act and how it impacts your 2026 taxes and beyond. In this episode, Luis talks about the following: Tax preparation vs. tax planning The Big Beautiful Bill Act No Taxes on Overtime No Taxes on Tips Enhanced Senior...
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165: How to Create the Life that You Love
In this episode, Luis speaks with Graciela Laurent, a published, award-winning, and professionally certified portrait photographer, she weaves a tapestry of spirituality, healing and visual artistry. As an intuitive Reiki Master, Graciela infuses her photography with a profound spiritual…
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164: Financial Tune-Up - 7 Mid-Year Maintenance Tips
Just like your car needs a regular check-up, so do your finances! In this mid-year money maintenance episode, we walk through 7 essential tips to help you stay on track and in control. From revisiting your financial goals and rebuilding your vacation fund to reviewing your credit report…
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163: New Federal Mega Bill: 12 Key Tax Changes You Should Know About
Congress just passed one of the largest tax overhauls since 2017 — and while much of the news has focused on cuts to programs, there are several tax changes that could directly affect you. Whether you're an employee, retiree, parent, or small business owner — tune in to learn what you need to…
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162: Understanding Tariffs & Their Impact on Your Personal Finances
In this episode, Luis talks about tariffs, their mechanisms, the Federal Reserve's role in inflation control, and the overall impact on personal finances. In this episode Luis discusses: What tariffs are How tariffs work The Federal Reserve & Inflation Impact on Personal Finances And much more….....
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161: How The New Real Estate Compensation Rules Affect Homebuyers
In this episode, Luis speaks with Alex Vazquez. Alex is a top producing Realtor® and award-winning team leader, including three-time 40 Under 40 Top Realtors. As a real estate professional, Alex is passionate about helping clients reach their real estate objectives through buying, selling, and...
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160: How to Get Wealthier with Dan Solin
Dan Solin is the New York Times bestselling author of the Smartest series of books, which include The Smartest Investment Book You'll Ever Read, The Smartest 401(k) Book You'll Ever Read, The Smartest Retirement Book You'll Ever Read, The Smartest Portfolio You'll Ever Own, The Smartest Sales…
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159: From Surviving to Thriving with Jon Wong, CFP®
In this episode, Luis speaks with Jonathan Wong, CFP®. Jonathan Wong is the Founder and CERTIFIED FINANCIAL PLANNER™ professional of Layari Financial, a fee-only comprehensive financial planning practice helping individuals, growing families, business owners and high-level executives organize…
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158: Becoming Your Own Boss with John Prendergast
John Prendergast founded Blueleaf, an all-in-one wealth management platform that handles reporting, billing, rebalancing, and practice management while helping advisors connect with and deliver for their clients. John built Blueleaf into a client-centric company that provides direct tech support…
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157: Ask Questions, Save Money, Make More with Special Guest Matt Schulz
Matt Schulz is the author of "Ask Questions, Save Money, Make More: How To Take Control Of Your Financial Life" and is Chief Credit Analyst at LendingTree. A credit and personal finance expert, he has appeared on ABC World News Tonight, Good Morning America, NBC Nightly News, Today, and other...
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156: Your Money Vehicle - How To Begin Driving to Financial Freedom! With Jedidiah Collins, CFP®
In this special episode for Financial Literacy Month, Luis speaks with Jedidiah Collins, CFP®. Jed is also known as the fullback of finance, having played 5 seasons in the National Football League, and then transitioning into becoming a Certified Financial Planner™ pro. He's also the author and...
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155 Your Best Financial Life - Save Smart Now for the Future You Want With Anne Lester
In this episode, Luis speaks with Anne Lester. Anne is a retirement expert, author, media commentator, top-rated speaker and former Head of Retirement Solutions for JPMorgan Asset Management, where she worked almost 30 years. In 2020, Anne was recognized for her extraordinary lifetime…
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154: Small Changes, Big Results! with Oliver Pursche, AAMS®, CEPA
In this episode, Luis speaks with Oliver Pursche. Oliver is a recognized thought leader with nearly 30 years of Financial Advisory Experience, currently with Wealthspire Advisors. His opinions and guidance on saving and investing are frequently requested by CNBC, Bloomberg Television and Radio,...
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153: For the Love of Money - A Heartfelt Conversation on Navigating Your Financial Future Together
In this episode, Luis speaks with Ramona Ortega. Ramona is the CEO & Founder of WealthBuild, an AI-powered financial co-pilot that helps people make smarter financial decisions and build wealth. She previously founded, My Money My Future, a financial literacy and inclusion platform. She is an...
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152: 5 Things to Know Before You File Your Taxes in 2024!
Hey there! Just wanted to give you a heads up about some important info for tax season 2024. Notes: In this episode Luis talks about: Important dates to know this tax season Getting organized The fastest and safest way to file your tax returns Last minute tax planning Common mistakes to avoid And...
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151 Improve Your Health to Increase Your Wealth! with Edward Castillo
In this episode, Luis speaks with Edward Castillo. Edward is a Certified Personal Trainer and content creator. Have you ever thought about how going to the gym and managing your personal finances have a lot in common? Just like how going to the gym is essential for keeping your body healthy and...
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150: 2023 Year-End Tax & Financial Planning Strategies
In this episode, Luis talks about the year-end strategies that you can implement to lower your tax bill, and set up your finances to start 2024 with a bang! Notes: In this episode Luis talks about: The tax planning strategies he uses with his clients Tax Loss Harvesting How to best maximize your...
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149: Rich Habits with Thomas C. Corley, CPA, CFP®, M.S. Tax
In this episode, Luis speaks with Tom Corley. Tom is CPA, CFP® Pro, holds a Master's Degree in Taxation, and is a bestselling/award-winning author. His books include: Rich Habits, Rich Kids, Change Your Habits Change Your Life, Rich Habits Poor Habits and Effort-Less Wealth - Smart Money Habits…
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148: Living Life on Purpose with Daniel Crosby, Ph.D.
Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The...
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147: Redefining Your Riqueza (Wealth) with Lea Landaverde
In this episode, Luis speaks with Lea Landaverde. Lea is also known as the Latina Wealth Activist, and is a revolutionary financial professional and creator. She is a First-Generation, Queer, Latina based out of Dallas, Texas. Lea is the Founder of The Riqueza [Ri-ke-sa] Collective, a holistic...
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146: Si Se Puede: Creating Your Own Path to Success with Carlos Hernandez
In this episode, Luis speaks with Carlos Hernandez. Carlos "Charlie" Hernandez is the founder and CEO of Crediverso. A Los Angeles native, Carlos is the grandson and son of Hispanic immigrants and grew up not only listening to stories but seeing first-hand how the U.S. financial system affected…
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145: On My Way to Wealth, Health & Happiness with Miri Rodriguez
In this episode Luis speaks with Miri Rodriguez. Miri is a globally recognized Storyteller, bestselling author of Brand Storytelling and owner of Be Mindful Be Happy. Miri brings 15+ years of expertise, valuable industry and consulting insights matched with a lighthearted and authentic delivery...
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144: Reach Your Financial Edge with Vanessa N. Martinez, MBA
In this episode Luis speaks with Vanessa N. Martinez, MBA. Vanessa is the CEO and Founder of Em-Powered Network, bringing over fifteen years of experience in wealth assessment and guidance. Barrons Top 100 Women Advisor 2020 & 2022, Forbes Top Women Wealth Advisor 2020 & 2021, Forbes Best in…
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143: Is It Time to Rebalance My 401k?
In this episode Luis talks about the importance of rebalancing your 401k. If you have a retirement plan at work and have not made any changes for a long time, tune in to learn more! Notes: In this episode Luis talks about: ● What rebalancing your 401k means ● The importance of rebalancing your…
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142: How I Achieved a Perfect 850 Credit Score
In this episode Luis shares how he obtained the highly coveted perfect credit score. If you're looking to improve your credit score, tune in to learn more about what you should be doing today! Notes: In this episode Luis talks about: · How having a good credit score impacts other parts of your...
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141: Developing a CEO Mindset & Leveling Up Your Finances
In this episode Luis speaks with Jason LeDuc, CEO of Evil Genius Leadership Consultants. Jason served twenty years in the United States Air Force and retired at the rank of Lieutenant Colonel in 2015.He started Evil Genius Leadership Consultants to bring the best leadership and strategy lessons...
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140: Exploring the Intersection of Aging Health, Wealth and Longevity
In this episode Luis speaks with Barbara Micheletti, MS, Gerontologist & the CEO of Interrupting Aging LLC. Becoming a now 25-year Gerontologist for Barbara Micheletti was inevitable - finding her passion for helping financial, insurance, and seniors-focused industry leaders help their clients...
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139: What You Need to Know Before You Apply for a Mortgage Loan
In this episode Luis speaks with Thomas Russo. Tom is the Managing Member of Coltrain Funding Group, located in NY. With over 25 years of experience in mortgages, Tom loves to help individuals and families achieve their dream of homeownership. Tune in to learn more about what you need to know...
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138: What You Need to Know Before You Borrow From Your 401K
Sometimes we find ourselves in need of additional cash. Whether it's to pay off debt, buy a house, deal with an emergency or finance a project, it can be tempting to take money out of or borrow from our retirement plans. Tune in to learn more about what you should know before you borrow from your...
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137: Strengthen Your Marriage & Level Up Your Finances
In this episode Luis speaks with TV's #1 relationship expert! Pastor Cal from the TV show Married At First Sight. Tune in to learn how to make your marriage and your finances stronger as a power couple. Pastor Cal is a sought-after magnetic speaker, acclaimed author, marriage coach, and...
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136: The Top 6 Ways To Make Your Tax Refund Work For You in 2023!
'Tis the season to be jolly! It's tax refund season for most people. Want to learn my top 6 Ways to make your tax refund work for you in 2023? Then tune in to this episode! Notes: In this episode Luis talks about: Different types of accounts to make your money work for you Credit card payment...
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135: 4 Things Every Solopreneur Should Know!
4 Things Every Solopreneur Should Know! Whether you have a side hustle or left your job to become a business owner, there are things that you should do in order to operate your business more efficiently. Tune in to learn the 4 things every solopreneur should know! Notes: In this episode Luis…
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134: Converting Funds to a Roth IRA When the Stock Market is Down
Roth IRAs are a great way to have tax free income in retirement. If you have pre-tax funds in a Traditional IRA or 401K, you may benefit from converting those funds into a Roth IRA. Tune in to learn strategies you can use and the pro's and con's to help you make an informed decision. Notes: In…
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133: Why You Need an Estate Plan with Andres Mazabel
In the newest episode of On My Way to Wealth, I sit down with Andres Mazabel, Head of Advisor Solutions at Trust & Will. Having spent 10+ years in private banking, he's now on a mission to help advisors implement estate planning and deliver comprehensive planning. Andres views estate planning as…
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132: Top 6 Moves to Make After a Layoff
If you have been watching the news or scrolling social media, you may have noticed some large companies have recently laid off thousands of their employees. Being laid off and not having that steady income can be scary for many people. Tune in to hear my six money moves you should make after…
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131: Creating Financial Success in 2023 & Beyond
Many people take advantage of the new year to make new year's resolutions. Some people decide to go on a diet, start a new fitness regime or learn a new hobby. If your new year's resolution is to budget, then I'm going to give you a few tips on how to create financial success in 2023. The word...
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130: Rent or Own? What Gen Z Should Know Before Living On Their Own For The First Time
In this episode Luis talks about: Long-term cost and benefits of buying a home vs. renting The biggest difference between renting and owning Cost-benefit analysis and what you are able and willing to spend How much of your time can you invest into home ownership Bottom line for Gen Z Resources:...
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129: When Opportunity Knock$ with Louis Barajas, MBA, CFP®, EA
In today's episode, Luis speaks with Louis Barajas. Louis is the first Latino CERTIFIED FINANCIAL PLANNER™ pro, speaker, author, and entrepreneur. Growing up in East Los Angeles to Mexican immigrant parents, Louis was passionate about imparting financial wisdom to the unbanked Latin community....
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128: 2022 Year-End Planning Opportunities
There's still time to make some money moves in 2022. Tune in to episode 128 to learn what you can do to end 2022 strong and start 2023 with great momentum. Notes: In this episode Luis speaks about the following: Student Loan Payments Resuming Reflecting on Life Changes That Happened During the…
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128: "Your Network is Your Net Worth" with special guest Ramona Maior, CFP®
Ramona immigrated from Romania, was raised in Chicago, IL and resides in sunny Phoenix, AZ. A Navy veteran, she served in the Navy during Operation Iraqi Freedom and Operation Enduring Freedom. She is passionate about her community and gives back by teaching Financial Literacy to women in...
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127: Growing up Latina with Arelis Correa
Arelis Correa serves as VP, Director, Global Acquisition for Brown-Forman Corporation. With a specialization and passion for recruiting talented people to join Brown-Forman, Arelis has served in talent acquisition roles with increasing responsibility during her 18 years at the company. This...
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126: Growing up Latina with Joyce Rojas
Joyce Rojas has positively impacted thousands of people's lives by shifting their relationship with money. She's the national and international bestselling author of 31 Badass Money Mindset Affirmations, has been a top financial advisor at Fortune 500 companies, holds a Master's in Business...
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125: Growing Up Latino with Uziel Gomez
Uziel is a first-generation college graduate. He was born and raised in San Fernando, California, where his parents migrated after leaving their native country, Mexico. Uziel's dad is a construction worker, and his mom is a homemaker. Growing up in a low-income household, Uziel explored careers...
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124: Growing up Latina with Joelle L. Martinez
In this special Hispanic Heritage Month Edition episode, Luis speaks with Joelle L. Martinez. Joelle is the president and CEO of the Latin Leadership Institute. Joelle is a nationally recognized executive, strategist, speaker and facilitator. A visionary leader, Joelle has dedicated her life to...
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123: Growing up Latina with Valerie A. Rivera, CFP®
In this special Hispanic Heritage Month Edition episode, Luis speaks with Valerie Rivera. Valerie is the founder of FirstGen Wealth, a financial planning practice serving early to mid-career first-generation wealth builders across the country. She is passionate about normalizing quality financial...
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122: My Thoughts on Bank of America's No Money Down Mortgage Loan
Bank of America recently announced a new no money down mortgage program for first-time home buyers, called the Community Affordable Loan Solution™. Tune in to learn about this new program, and to hear my thoughts on no money down mortgage loans. Notes: In this episode, Luis speaks about the...
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121: Student Loan Forgiveness; What You Should Know
The Department of Education recently announced a new plan which will provide for additional deferment of payments on federal student loan debt, as well as loan forgiveness for millions of borrowers. Tune in to learn the qualification criteria and see if you're eligible. Notes: In this episode…
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120: The IRS is Hiring 87,000 New Agents; Should You Be Worried About an Audit?
The Inflation Reduction Act was recently signed into law and allocated $79 billion dollars for the IRS. The IRS is said to hire 87,000 full-time employees, which has caused some concern from some regarding the likelihood of IRS audits increasing. Tune in to learn why the IRS needs this kind of...
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119: How New Changes to Medical Debt Reporting Can Boost Your Credit Score
According to the Consumer Financial Protection Bureau, Americans are struggling with over $88 Billion dollars in medical debt. Tune in to learn how new medical debt reporting changes will impact your credit scores. Notes: In this episode, Luis speaks about the following and more: New changes to...
About this show
Welcome to Build a Better Financial Future—the podcast for high earners who want to make their money work harder. Hosted by Luis Rosa, CERTIFIED FINANCIAL PLANNER™ Professional and founder of Build A Better Financial Future. This podcast gives you the insights to help you build wealth, break generational cycles, and achieve financial freedom.Each month, we explore practical tips to help you grow your wealth, optimize your investments, and make informed financial decisions—without the jargon or outdated advice. Whether you're managing taxes, protecting your wealth, or planning for a legacy, we've got you covered.Subscribe now to start building the future you deserve—one episode at a time.Disclosure:Luis Rosa is an investment advisor representative registered with Savvy Advisors, Inc. ("Savvy"). All investment advisory services offered by Luis Rosa are offered through Savvy. Build a Better Financial Future LLC is an independent marketing brand name used by Luis Rosa for advertising
Hosted by
Luis Rosa, CFP® EA