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PODCAST · business

Building Your Money Machine

by Mel H Abraham, CPA, CVA, ASA, CSP

Welcome to 'Building Your Money Machine, hosted by Mel Abraham, CPA, a renowned financial expert and author of USA Today Bestseller, 'Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!.' On this podcast, Mel shares his insights and experiences from over 30 years in the field of wealth-building, entrepreneurship and mentorship to financial freedom. Each episode provides actionable strategies to master your money, remove financial stress, and live a life by choice, not chance. Whether you work for a company, are a seasoned entrepreneur or someone just starting out on your financial journey, this podcast offers the tools, actionable frameworks and knowledge you need to create your own money machine and secure your financial future. Tune in weekly for expert advice, inspiring guest interviews, and the practical wisdom that will help you take control of your financial destiny. Subscribe now and start building the life you’ve always dreamed of.<

Publisher-supplied feed metadata · PodParley refreshed Oct 10, 2026 · Source feed

Episodes

  1. Retirement Isn't Hard, It’s Just Misunderstood

    Welcome to the Building Your Money Machine Show, where we throw out tired retirement BS and get real about what it takes to build your financial freedom. Today, I’m flipping the script on everything you’ve heard about retirement. This episode is all about busting myths, ditching the fear tactics,...

  2. 21 Ways Money Makes Your Life Feel Ridiculously Easy

    Ready to make life feel ridiculously easy? In this episode of the Building Your Money Machine Show, I reveal the 21 ways money can secretly buy back your hours, simplify your life, and help you say YES when it matters most. We’re not talking about yachts and champagne Tuesdays — we’re talking…

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  3. Why Saving Money Isn’t Working Anymore (Accountant Explains)

    Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on why saving money the way our parents taught us just isn’t cutting it anymore. I’m talking real numbers, real losses (yeah, I share my own $3.9 million mistake!), and the invisible forces…

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  4. Why You Should Not Pay Off Your Mortgage

    Welcome to another episode of the Building Your Money Machine Show! Today I’m cutting straight through the noise and tackling a question people ask me all the time: “Should I pay off my mortgage, or should I invest?” I went deep on this at a recent event, and, trust me, it’s not just a math...

  5. Start Enjoying Your Money, It'll Make You Richer

    Welcome to the Building Your Money Machine Show, where we question everything you think you know about money—and flip the script on what it means to live rich. In today’s episode, I’m sharing the untold truth about why so many people—with more than enough in the bank—still struggle to enjoy what...

  6. Once You Reach this Point, You'll Stop Working For A Living

    Welcome to another episode of the Building Your Money Machine Show. Today, we’re getting real about the moment you finally stop working just for a living — and start building a life that actually matters. You know that little voice in the back of your head asking, “How much longer do I have to do...

  7. Hit These Money Milestones in Your 40s, You'll Become Financially Free

    Welcome back to the Building Your Money Machine Show. If you’re in your 40s (or just feel like you’re stuck spinning your financial wheels), this episode is the wake-up call you didn’t know you needed. Listen, earning six figures doesn’t guarantee financial peace. I’ve been the guy doing math at...

  8. Most People Aren’t As Rich As You Think

    Welcome back to the Building Your Money Machine Show! In this episode, I’m pulling back the curtain on a truth nobody else is talking about: most people aren’t as rich as you think, and the ones who actually are don’t show it off. I see it every day as a CPA—there’s a mind-blowing difference...

  9. The Biggest Money Mistakes People Make After Turning 40

    Welcome to another episode of the Building Your Money Machine Show, where we get brutally honest about the real money mistakes that can gut your financial future—especially after you hit 40. This one hits close to home. Somewhere around your 40s, retirement stops feeling like some far-off fantasy...

  10. If You Thought You’d Be Rich By Now, But Aren’t. Watch This…

    Welcome to the Building Your Money Machine Show! If you’ve ever had that nagging feeling that you should be richer by now, but your bank account is stubbornly unimpressed, you’re not alone. In this episode, I tackle the myth of the straight line to wealth and reveal why most people bail right...

  11. People Who Save Money Are Harder To Control

    In this powerful episode of the Building Your Money Machine Show, I’m cutting through the fluff and talking straight about why people who save money are so much harder to control — and why that matters if you want real choice in your life. Forget the old stories about money being just for...

  12. The Crossover Decade: The Exact Point Money Starts Changing Your Life

    Welcome back to the Building Your Money Machine Show! Today, we’re cracking open the mystery decade when money stops being a treadmill you’re stuck on, and finally starts working for YOU. If you’re in your 40s (or you feel like you’re hustling twice as hard for half the payoff), give me a few...

  13. Why You Should Keep Investing (Even When You’re Losing Money)

    Welcome to a brutally honest episode of the Building Your Money Machine Show. Today, I'm pulling back the curtain on one of the biggest investing mistakes I ever made and breaking down why you have to keep investing, even when it feels like you're getting punched in the gut by a red market day....

  14. I Spent 12 Years Sacrificing My Peace (Only to Realize This)

    Welcome back to the Building Your Money Machine Show! Today, I’m pulling the curtain back on the 12 years I spent sacrificing my peace—all in the name of “being responsible.” Spoiler: doing everything by the book doesn’t always get you the life you want. I’ve walked the Dave Ramsey road, then...

  15. If You’re 40 and Starting From Zero, Watch This

    Welcome to the Building Your Money Machine Show! If you’re in your 40s (or honestly, any age) and looking at your accounts thinking, “How do I have almost nothing after years of work?”—this episode is YOUR wake-up call. I’m getting brutally real, breaking down how one of my clients went from…

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  16. 60 Wealthy And Fulfilled: Wisdom I Wish I Knew In My 30s And 40s

    Welcome to another episode of the Building Your Money Machine Show. If you’re navigating your 30s or 40s, chances are you’re making some of the same costly money mistakes I did at your age. I’m Mel Abraham, and trust me, after three decades in the trenches as a CPA for some of the wealthiest...

  17. Give me 17 Minutes and I'll Remove All Your Retirement Worries

    Ready to give me just 17 minutes and ditch all your retirement worries? In this episode of the Building Your Money Machine Show, I get brutally honest about what really steals your peace in retirement (spoiler: it’s not your bank balance). We’re tearing up outdated financial advice, punching…

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  18. 6 Little Luxuries That Cost $0 (Feel Rich Without Being Rich)

    Welcome to a special episode of the Building Your Money Machine Show where I’m calling B.S. on the idea that you have to spend big to feel rich. I’ve spent 30+ years inside the finances of genuinely wealthy families, survived cancer twice, and trust me—feeling rich has nothing to do with your…

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  19. Ranking the Investments That Made Me a Millionaire

    Welcome to the Building Your Money Machine Show! In this episode, I’m ranking every investment that got me to millionaire status (and the ones that almost wiped me out). I’m talking business, stocks, index funds, real estate, syndications—and one money pit that gets a fat zero because it’s not…

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  20. Once Your Net Worth Hits This Number, Saving More Barely Matters

    Welcome back to the Building Your Money Machine Show, where we strip out the fluff and get real about what actually moves the needle on your journey to financial freedom. Today, I’m calling out one of the biggest myths in personal finance: that the goal is just to crank your savings higher and...

  21. If You Don't Understand Cash Flow, You'll Never Be Able to Retire

    Welcome back to the Building Your Money Machine Show! Today, I’m pulling back the curtain on the retirement lie nobody talks about. Forget what you’ve been told: your salary and net worth aren’t what will set you free. If you don’t understand cash flow, you are one lifestyle inflation away from a...

  22. Why You’ll Never Actually Spend Your Retirement Savings

    Welcome to the Building Your Money Machine Show! Today I’m calling out the elephant in the room—why you’ll probably never actually spend your retirement savings, and what the heck to do about it. I’m getting real about what decades of money discipline actually do to your brain and why even with a...

  23. What No One Tells You About Becoming A Millionaire

    Ready for the raw truth about becoming a millionaire? On this episode of the Building Your Money Machine Show, I’m pulling back the curtain on the real deal nobody’s telling you. Forget the champagne and confetti. I’ve been on both sides—crossed the seven-figure line, lost a chunk of it to a…

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  24. What If You Only Invested at All-Time Lows? (Based on Research)

    Welcome back to the Building Your Money Machine Show! In this episode, I’m tackling the number one question I get from would-be investors: “Should I wait for the market to drop before I buy in?” We’re busting the myth of perfect market timing and digging into some wild data that’ll flip how you…

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  25. Why Your 40s is the Best Decade to Build Wealth

    Welcome back to the Building Your Money Machine Show! Today, I’m flipping the old-school financial script and shining a spotlight on your 40s — and why this is actually your moment to crush it when it comes to building wealth (yep, even if you think you missed the boat in your 20s). Forget the…

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  26. 7 Signs Someone Will Be Broke In 5 Years

    Welcome to another episode of the Building Your Money Machine Show, where I get real about the financial signs you might be ignoring — and the silent signals that could leave you broke in five years (even if you’re checking all the boxes and hustling like crazy). I’m Mel Abraham, and today, I’m...

  27. It Took Me 47 Years to Realize What I'll Tell You in 18 Mins

    Welcome to another episode of the Building Your Money Machine Show! This time, I’m pulling back the curtain on what took me 47 years to figure out, and giving it to you in just 18 minutes. Let’s get brutally honest: most people are playing the money game backwards. The number in your bank account...

  28. The 8 Phrases That Tell Me Everything About Your Money Future

    Ever wish you could see your financial future just by the words you use? On this episode of the Building Your Money Machine Show, I pull back the curtain on the eight phrases I've heard again and again across thousands of money conversations — and how each one quietly predicts exactly where your...

  29. 8 Signs You’re Probably Going To Be Okay Financially

    Welcome to the Building Your Money Machine Show! Today, we're calling out all the so-called "rules" about where your finances are “supposed” to be. Forget the tired benchmarks and cookie-cutter numbers you see plastered all over the Internet. I’m here to give you the real deal—the 8 signs you’re...

  30. 9 Buy It For Life Items That Are 100% Worth The Money

    Ready to level up your life and your wallet? In this episode of the Building Your Money Machine Show, I’m dropping the nine Buy It For Life items that are 100% worth the money — and trust me, this is not your boring shopping list. We’re getting real about where spending serious cash is actually...

  31. My Client Lost $145 Million in 5 years... Here's What Happened

    Welcome to a jaw-dropping episode of the Building Your Money Machine Show. I'm taking you inside the real story of how a family blew through $145 million in just five years — and what you can do to make sure it never happens to you. This isn't some Wall Street meltdown or outside catastrophe.…

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  32. 7 Signs Your Inheritance Is Going to Destroy Your Family

    Welcome to a raw and real episode of the Building Your Money Machine Show. Today, we’re ripping the curtain back on something that almost nobody wants to talk about, why your inheritance plan (or lack of one) could be the very thing that tears your family apart. After three decades in wealth and...

  33. The 5 Types of 401(k) Holders (Which One Are You?)

    Welcome to the Building Your Money Machine Show! In this episode, we're getting brutally honest about one of the most important tools in your wealth-building arsenal — your 401(k). After three decades as a CPA, I've sat across from every type of earner you can imagine. High rollers living…

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  34. 7 Things You're Obsessing Over That Are Making You Poorer

    Welcome to another episode of the Building Your Money Machine Show. Today, I’m pulling back the curtain on seven things you’re obsessing over that are actually sabotaging your wealth — and not in the way you think. I’m talking about all the so-called “smart” money moves that keep you broke,...

  35. How to Turn Your Savings Into Investments (Step by Step Path)

    Welcome to another episode of the Building Your Money Machine Show! Today, I’m getting real about what happens after you finally build up your savings, whether that’s $50,000, $100,000, or more, and you’re staring at your account wondering, “What now?” You worked your tail off to stash that cash,...

  36. 8 Signs Someone Is Lying To You About An Investment

    Welcome back to the Building Your Money Machine Show! In this episode, I’m ripping the curtain off the lies and slick sales tactics that can cost you EVERYTHING. I’m talking about the 8 big warning signs that someone is lying to you about an investment. Yep, I’ve been burned myself, lost a third…

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  37. You’ll Probably Never Need More Than a $5 Million Net Worth

    Welcome to another episode of the Building Your Money Machine Show, where I shake up everything you think you know about “your number” for financial freedom. You clicked on this episode because that $3 million, $5 million, $10 million figure has been bouncing around in your head, and let me tell...

  38. Psychology of People Who Save But Never Spend

    Ever felt guilty about spending after years of hustling, saving, and grinding your way to wealth? You’re not alone. In this episode of the Building Your Money Machine Show, I crack open the vault on the psychology of people who save but never spend. I reveal how the very habits that make us...

  39. After 40, Never Disclose These 7 Things To Anyone

    Welcome back to the Building Your Money Machine Show! In this episode, I’m pulling back the curtain on some of the hardest but most crucial money lessons I learned—sometimes the hard way—after hitting my 40s. It’s real talk about what NOT to say about your finances if you want to keep building…

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  40. Your Net Worth is Lying to You. Here’s Why…

    Welcome back to the Building Your Money Machine Show! Today, I’m pulling back the curtain on one of the biggest financial myths out there — your net worth number. You might be watching that number climb and thinking, “I’m making it!”… but if you’re feeling stuck, stressed, or anything but free,...

  41. Psychology of People With Extremely High Financial IQ

    Welcome back to the Building Your Money Machine Show! Today, we’re getting real—breaking down the psychology and mindset of people with outrageously high financial IQs. We’re not talking “get-rich” hype or born-with-it talent. I’m sharing the seven game-changing traits I’ve seen after three…

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  42. Once You Hit $250K, Upgrade These 9 Things Before Telling Anyone

    Welcome back to the Building Your Money Machine Show! So, you’ve hit that $250K milestone (or you’re getting close) and suddenly everyone’s got an opinion on what you should do next. More complexity, more accounts, more stress — sound familiar? I want to flip that on its head. In this episode…

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  43. Every Financial Mistake You’ll Make As Your Net Worth Grows

    Welcome to another episode of the Building Your Money Machine Show! Today, I’m ripping the Band-Aid off and getting real about every financial mistake you’ll make as your net worth grows. Here’s the kicker: you’re probably making some of them right now and they don’t even feel like mistakes.…

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  44. 9 Signs You're Winning With Money (Even If It Doesn't Feel Like It)

    Welcome to the Building Your Money Machine Show! Today, I’m cutting through the financial noise we all live with and showing you how to know—really know—if you’re actually WINNING with money, even when it doesn’t feel like it. Trust me, it’s not just about stacking up big numbers on your balance...

  45. If You Don't Own Bonds, You'll Never Be Wealthy

    Welcome back to the Building Your Money Machine Show! Today, I’m flipping the script on everything you’ve ever heard about bonds and yeah, I’m coming in hot. If you still think bonds are just for grandmas or the guy in the golf community brochure, you’ve got it exactly backwards. I’m here to show...

  46. 7 Things I Obsessed Over That Made Me Richer (Retired at 45)

    Welcome to another fire episode of the Building Your Money Machine Show. Today, I’m pulling back the curtain on the seven obsessions—yeah, real obsessions—that transformed my life and bank account. I went from being a single, always-working dad (thanks to a brutally honest drawing by my son), to...

  47. How the Super-Wealthy Allocate Their Money (And What You Can Learn)

    Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on how the super-wealthy really allocate their money and let me tell you, it’s a lot simpler (and more accessible) than all the so-called “experts” make it out to be. Forget the velvet rope,...

  48. Compounding Will Fail You Unless You Understand This

    Welcome back to the Building Your Money Machine Show! Today, we’re cracking open one of the most hyped – and most misunderstood – concepts in personal finance: compounding. You’ve seen the “magic” charts, you’ve heard all the talk, but if you don’t know the real rules, compounding will fail you...

  49. 9 Signs You're Financially Smarter Than Most People

    Welcome back to the Building Your Money Machine Show! In this episode, we flip the script on what most financial “gurus” tell you - you’re always behind, you’re always doing it wrong… Well, not here. I’m shining a light on the 9 signs that you might already be financially smarter than most people...

  50. 9 Bad Money Habits That Are Keeping You Broke

    Welcome back to the Building Your Money Machine Show! In this episode, I’m pulling back the curtain on the nine sneaky money habits that are secretly keeping you broke, even when it feels like you’re doing everything “right.” Look, I’m not here to roast you for buying avocado toast (heck, I love…

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ABOUT THIS SHOW

Welcome to 'Building Your Money Machine, hosted by Mel Abraham, CPA, a renowned financial expert and author of USA Today Bestseller, 'Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!.' On this podcast, Mel shares his insights and experiences from over 30 years in the field of wealth-building, entrepreneurship and mentorship to financial freedom. Each episode provides actionable strategies to master your money, remove financial stress, and live a life by choice, not chance. Whether you work for a company, are a seasoned entrepreneur or someone just starting out on your financial journey, this podcast offers the tools, actionable frameworks and knowledge you need to create your own money machine and secure your financial future. Tune in weekly for expert advice, inspiring guest interviews, and the practical wisdom that will help you take control of your financial destiny. Subscribe now and start building the life you’ve always dreamed of.<

HOSTED BY

Mel H Abraham, CPA, CVA, ASA, CSP

Frequently Asked Questions

How many episodes does Building Your Money Machine have?

Building Your Money Machine currently has 567 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Building Your Money Machine about?

Welcome to 'Building Your Money Machine, hosted by Mel Abraham, CPA, a renowned financial expert and author of USA Today Bestseller, 'Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!.' On this podcast, Mel shares his insights and experiences from over...

How often does Building Your Money Machine release new episodes?

Building Your Money Machine releases new episodes frequently with a large back catalog of 567 episodes. Check the episode list for recent publication dates.

Where can I listen to Building Your Money Machine?

You can listen to Building Your Money Machine on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Building Your Money Machine?

Building Your Money Machine is created and hosted by Mel H Abraham, CPA, CVA, ASA, CSP.
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