PODCAST · business
Chills with TFC
by The Financial Coconut
Life is not always about learning from people that you already agree with. We believe perspectives shape a rounder thinker. Join our guests and hosts who consist of seasoned investors, financial analysts, and experts in their field to share more on how you can be smarter with your money and make better financial decisions. We also bring you entrepreneurs who will give you insights and sharing on how they made it and what failed for them. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.l
Episodes
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Gym Franchises Can Still Fail. Here’s the Formula That Matters [Chills 288 ft Jeremy Ko]
Jeremy Ko’s first gym died after about a year. No triumphant founder montage. He was fresh out of NS, knew fitness, but did not yet know how to run the business. That failure gave him the thing he could not buy from a franchise deck: context. More than a decade later, he says his group has 25+...
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SGX UCITS ETFs: What Singapore Investors Need to Know [Chills 287 ft MoneyOwl & SGX]
Would you buy an ETF just because it is cheaper, more tax-efficient and easier to access from Singapore? With new UCITS ETFs coming to SGX, that choice is about to become much more relevant for local investors. But convenience is only one part of the equation. In this episode of Chills with TFC,...
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Cancer at 34: Could You Afford a Year Without Work? [Chills 286, Sponsored by Prudential]
Most of us plan for the hospital bill. But what happens if you cannot work for months… or even a year? Daniel was chasing FIRE. Then cancer forced him to stop working… but not in the way he had planned. At 34, Daniel found a lump after a 5km run. Nine days later, he was diagnosed with stage 2B...
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Are You Getting the Most Out of Your Credit Card? [Chills 285, Sponsored by Trust Bank]
For years, the credit card debate had two camps: Team Miles or Team Cashback. Now, Trust Bank is adding a third contender, which is Stockback. This week on Chills with TFC, Reggie sits down with Dawn from SG Budget Babe, personal finance YouTuber Demi Zhuang and Johnathan Chua from The Daily...
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Indonesian Professional Pursues Singapore Dream with a $2.5M FIRE number [Chills 284 ft Pandeka]
His first salary in Jakarta was S$150 a month. He saved 40% of it. Eleven years on in Singapore, he sits seven or eight years out from a S$2.5 million FIRE number, with two kids and a helper. Meet Deka, the Indonesian professional who built 630,000 subscribers in eighteen months teaching the…
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NDR 2026 Experts Take: More Money, More Leave, But Will Singaporeans Have Kids? [Chills 283]
Singapore's National Day Rally 2026 changed how family support works. In the past, families got a bigger payout for each additional child, more money for the second child, even more for the third. That system is gone. Every child now receives the same flat support each year, no matter their birth...
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Are SGX Companies well governed and truly undervalued? [Chills 282]
Everyone says Singapore stocks are going cheap. So one guest pulled the Bloomberg numbers before walking into the studio: small caps here trade at 13 times earnings on average. Hong Kong? About four. Malaysia, 11. Her verdict: not undervalued. "Fairly priced." Meet Lawrence Loh, the NUS professor...
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Why Fixed Income May Matter More In Today’s Market [Chills 281, Sponsored by Aberdeen]
Most investors love talking about equities. But in a world of higher interest rates, geopolitical uncertainty, tariff risks, AI disruption, and shaky market narratives, fixed income may be more interesting than many people realise. Natalie Tan, Head of Wholesale for Southeast Asia, and Nathaniel...
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Burnout Doctor broke Bond to pursue Barista FIRE [Chills 280]
Burnout stories are common. What is rare is someone who actually steps off the “helicopter track” and rebuilds life from scratch. Dr Faith Nadine Choo, The Side Quest Doctor, did exactly that. After clocking 70 to 80 hours weekly and surviving 30‑hour hospital calls, she realised she was running…
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How A Singapore Tennis Coach Built A Million-Dollar Portfolio [Chills 279 ft SGWealthJourney]
A millionaire tennis coach sounds like a flex… until you hear the grind behind it. Meet Jun Chong, a tennis coach who started the sport "too late" at 13, who runs Jun Tennis Academy in Singapore, and who today is a self-made millionaire investor behind SGWealthJourney. Explore his story on the...
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How Can AI Make You a Better Investor? [Chills 278 ft Tree of Prosperity, Steady Compounding]
Many retail investors chase tips, trends and rumours, yet overlook the one thing that consistently improves results: better thinking. We break down how AI‑style reasoning helps investors ask sharper questions, reduce emotional bias and build clearer decision frameworks. Learn: - Practical habits...
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From Broke Founder to $4M in 10 Years: FIREPath Lion's Comeback Story [Chills 277]
He failed his startup. Lay awake at night convinced he'd ruined his financial future. Ten years later, he's sitting on a $4 million portfolio. Meet FIREPath Lion, the pseudonymous Singaporean blogger who shares everything most personal finance creators won't: his exact salary, every bonus, every...
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The Smarter Way To Build Wealth While Working Full-Time [Chills 276, Sponsored by Webull]
Most people want to get rich faster. But what if the smarter move, especially in your 20s and 30s, is not squeezing every dollar out of a tiny portfolio? For busy professionals, wealth accumulation may start with something less sexy but far more powerful: growing your income, managing your...
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Globally Diversified Funds Are Too Concentrated For The New World [Chills 275, Sponsored by Amundi]
Your “global” portfolio might not be as global as you think. Many investors buy a world index believing they are diversified across the planet. But if a large chunk of that exposure is still concentrated in the US, and especially in US tech, are you really spreading your risk? Reggie flew to…
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Can SGX consistently be a great investment market? [Chills 274 ft Louis Chua & Jamus Lim]
Why are more Singaporeans investing overseas instead of at home? In this episode of Chills with TFC, Reggie sits down with Louis and Jameis to unpack what it would really take to make Singapore’s stock market more vibrant again. The conversation goes beyond returns. It looks at the deeper issues...
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Where can you live better? Paris vs Singapore [Chills 273, Sponsored by WeBull]
Would you move back to Singapore if your salary doubled? For some Singaporeans living in Paris, the answer is not as obvious as we think. Yes, France comes with higher taxes, strikes, smaller apartments, language barriers, and a very different pace of life. But the trade-off is also real…
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Can Feng Shui Help You Engineer Wealth? [Chills 272, Sponsored by Imperial Harvest]
We spend a lot of time talking about wealth strategies, career moves, investing, business, and personal growth. But what if some outcomes are shaped not just by effort, but also by timing, environment, and the patterns we keep repeating? Dawn, SG BudgetBabe and Anthony sit down with Grandmaster...
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The Jobless Club: How They Are Building Their Way Out of Corporate Rat Race [Chills 271 ft Jobless Club]
Three Singaporean software engineers. One target: $30,000 monthly recurring revenue. One end goal: retire in Chiang Mai. Meet the Jobless Club — Sean, Joseph, and Jonas — a trio of full-time engineers spending their nights and weekends building side businesses that could free them from the...
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Climbing Out of Poverty in Singapore (And Why So Few Actually Do) [Chills 270]
Singapore loves the story of social mobility. But behind the headlines, there's a quieter story: poverty is often an entrenched social class, and very few people actually climb out of it. Syainda Abdul was one of them. At 17 she was changing diapers. Married into an abusive relationship. Living…
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The Truth About the Asian Middle Class Life (And Why It Looks So Different Here) [Chills 269]
Two helpers. Two drivers. Two cars. That was middle class life back home for our guests in KL, Jakarta, and Hong Kong. So why on earth did they choose to leave it behind for a 4-room HDB and the MRT? Sit down with Shen, Music Programme Director, Mickey Salim, and Theros, Founder, Yinvest.co to...
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Unemployment Maxxing: These Gen Zs Hitchhiked Their Way From Sg to Krabi [Chills 268]
What do you do when the job market is trash and you’ve got a Masters degree but zero interest in a cubicle? You hitchhike to Thailand, obviously. Hear from Yihui and Jake, two 'crazy guys' who went viral for hitchhiking from Singapore all the way to Krabi. But this isn't just a travel vlog, it’s…
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The Perpetual UNEASE felt by Singaporeans with Money explained [Chills 267 ft Teo You Yenn]
Why is it that in one of the wealthiest nations on earth, we still feel like we’re never quite 'safe'? Sit down with a true legend in the Singapore literary and academic scene. Eight years ago, she changed the national conversation with her bestseller This Is What Inequality Looks Like. Now…
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How a 26-Year-Old Freelancer Bought a $1M Condo at 26 [Chills 266 ft Chrissy Crossy]
She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it. Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean millennial whose TikTok went viral when she filmed her parents' reaction to her solo condo...
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She Moved to Vietnam With 2 Cats, Now She Runs One of Hanoi’s Best Bakeries [Chills 265 ft Sheereen]
What happens when you leave Singapore at 21, move to Vietnam, and start life from scratch? Sit down with Sheereen Amran, Founder, Baked and Friends, a Singaporean entrepreneur who built one of Hanoi’s most loved bakeries after taking a leap into the unknown. Her journey wasn’t simple. She faced…
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War, AI, Singapore's Professionals are anxious, so what's the plan? [Chills 264 ft Ministry of Manpower]
Global shifts. Local wages. SMEs on the brink. What does it actually mean for your paycheck when elephants fight and grass gets trampled? We got a senior policymaker to cut through the noise and get straight answers on Singapore’s job market, foreign talent, and who really pays the price of…
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Chubby FIRE at 50! Travelling 120 Days a Year! [Chills 263]
What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four years. They didn't inherit wealth. They didn't go all in on crypto. They built their exit the…
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We Challenged a CEO Before His IPO… Here’s What Happened [Chills 262, Sponsored by Kin Global]
This audio is for information purposes only and does not constitute or form part of any offer or invitation for sale or subscription of or solicitation or invitation of any offer to or recommendation to buy or subscribe for any securities. Any person wishing to subscribe for and/or acquire any...
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My 'Boring' Uncle Portfolio Makes $200K a Year [Chills 261 ft Stocks.cafe]
Could you actually "quit" the Singaporean rat race and still pull in a massive annual income? Meet Evan Koh, the "nerdy engineer" and Founder of Stocks.cafe, who did exactly that. After a PhD and a decade-long stint in Japan, he returned to Singapore with a $200,000 annual passive income and a…
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The Art & Science Behind Building Diversified Portfolios [Chills 260]
Markets are volatile. Headlines are everywhere. Oil prices are rising, geopolitics is heating up, and investors everywhere are trying to predict what happens next. But what if trying to predict the market is the biggest mistake investors make? How should you actually invest in a world that feels...
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‘Love Is Not Enough’ Why Couples Must Talk About Money [Chills 259, Sponsored by OCBC]
Is talking about money before your wedding unromantic, or is it the ultimate act of love? From 'death files' to treating a marriage like an M&A merger, we’re peeling back the layers on how to build a financially stable future without the awkwardness. Dive into the uncomfortable but necessary...
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The New Scams Hitting Professionals (Most People Don’t See It Coming) [Chills 258]
🚨 Think you’re too smart to get scammed? Think again. Sit with Beaver Chua, Managing Director and Head of Group Anti-Fraud at OCBC Group - a former police officer now leading the fight against scams inside one of Singapore’s largest banks. Many scam victims today aren’t careless. They’re…
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Financial Mistakes Homeowners Make When Designing Their Dream Home [Chills 257, Sponsored by Commune]
You’ve waited years for your keys. You’ve saved, pinned, planned… maybe even built a 20-page brief. But when the hacking starts and the bills roll in, what really happens? In this episode, we dive into the emotional, financial, and practical realities of renovating your first home. From design...
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How to Budget for Kids: Parents Share What Works [Chills 256, Sponsored by OCBC]
What happens when parenting meets budgeting… and a little friendly competition? In this lively episode, we have real parents battle it out with their best money-saving (and sanity-saving) strategies for raising kids. There’s laughter, a few surprising confessions, and some very different...
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Can this CPF Update Finally Resolve Financial Anxiety of the Middle Class? [Chills 255, SG Budget 2026 Debate ft Anthea Ong]
We are talking about Singapore’s structural anxiety, its link to finances, and how the latest national budget impacts everyone - from working professionals to families. Join host Reggie, aka your Chief Financial Coconut, and an expert panel as they break down the burning issue of the day. Meet…
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Investing in 2026: How These Finfluencers are Investing in 2026 [Chills 254]
New year. New market risks. New opportunities most people aren’t even looking at yet. In this episode, we bring together three seasoned investors with completely different strategies to break down how they’re thinking about 2026 - from AI hype to undervalued markets and everything in between. But...
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Empowering Kids to Thrive Financially In a Cashless World [Chills 253, Sponsored by OCBC]
Parenting doesn’t come with a guidebook… and neither does raising money-smart kids in today’s world. We’re living in a time where money is invisible - cards, apps, QR codes, tap-to-pay… even watches and rings. So how do we teach children the real value of money when they barely see it? In this...
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The Great Wealth Transfer: How To Do This Well [Chills 252, Sponsored by OCBC]
Get ready to dive into the complexities of legacy planning and wealth transfer. In this episode, we’ll explore: How to overcome the taboos surrounding legacy planning and bring it up with your loved ones Common missteps people make when passing on wealth and how to avoid them The power of…
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Ex–Dollars & Sense Co-Founder Shares the Advice No One Wants [Chills 250 ft Dinesh Dayani]
We sit with Ex Co-Founder of Dollars and Sense, Dinesh Dayani, a long-time personal finance thinker and investor, to unpack how technology, experience, and hard-earned humility have completely reshaped the way he approaches money. From the quiet impact of AI on how we consume financial advice, to...
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Where Are The Opportunities In 2026 According To DBS [Chills 248, Sponsored by DBS CIO Insights Funds]
What does the future of investing look like? With interest rates shifting, the rise of AI, and the potential for a U.S. dollar shakeup, you’re probably wondering—what’s the smartest way to protect and grow your wealth? Adrian Low and Dharit Shah, from Team DBS, are in the studio to break down the...
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The Biggest TFC Budget Royale EVER! [Chills 247, Powered by Chocolate Finance]
The year’s ending… but we’re going out with a BANG This isn’t just another episode; it’s the most chaotic, entertaining, and downright useful Budget Royale we’ve ever recorded. Three guests. Three festive categories. Zero chill. Expect: 🎄 The sneakiest Orchard Road shopping hacks that might…
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SDRs: The Easy Way to Invest in Global Stocks [Chills 246 ft SGX]
From buying bite-sized global stocks in Singapore dollars to navigating FX risks, SGX breaks it all down for us. Meet Bernice Tan, VP of SGX, who gives us an insider’s look at how SDRs simplify overseas investing for local investors. Highlight: What exactly is an SDR? Think of it like a "mirror"…
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FIREd by 31: How an Army Regular Built a $1M Portfolio and Walked Away [Chills 246]
What would make someone walk away from a stable army career and a five-figure monthly paycheck… all at just 31 years old? Meet Mun Yuan of SunnySideSingapore, a former army regular who stunned everyone by leaving the force with a $1 million portfolio and a completely new life plan. But why would...
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Rising Medical Costs and Caregiving: What You Need to Know [Chills 244, Sponsored by OCBC]
Tackle some of the toughest challenges faced by caregivers and those planning for an uncertain future. From navigating the emotional weight of caring for loved ones, to the complexities of healthcare systems and managing financial stability, this discussion goes beyond the surface. Guests in the...
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Achieving FIRE with Digital Marketing: A Singaporean Journey [Chills 243 ft Nawin Singh]
Meet Nawin Singh, Founder of All That Racket—a digital marketing pro who achieved FIRE on his own terms. No secret sauce, just strategic moves, some early stock wins, and a passion for tennis rackets. In this episode, Nawin shares: - How he turned Facebook RSUs into financial freedom. - His…
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He worked in Finance and wants to tell us the truth [Chills 242 ft TimTalksMoney]
Are you paying for sophistication… or just complexity? Structured products. ILPs. The industry calls them “innovative.” Some call them “expensive packaging.” In this week’s episode ft. Tim Phillips from TimTalksMoney, we dive into how these products really work — what value they can offer, and...
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Careshield Life Just Changed. Here’s What You NEED To Know [Chills 241 ft Alex Lee]
What if the national insurance scheme you’re paying into isn’t enough to cover your long-term care? Is it time to rethink your strategy? Here’s what you can expect: - Exclusive Insight from Alex Lee, Chief Actuary, a key figure in the insurance and finance world, as he walks us through the…
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Teaching Daken Money and Managing Family Finances in Competitive Singapore! [Chills 240 ft Familee.sg]
What would you do if your 12-year-old started making his own money — and then told you how he wants to invest it? That’s exactly what happened in this week’s episode. Host Reggie sits down with Alex Lee, better known as Familee Dad, and his son Daken from Familee.sg — one of Singapore’s most...
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Selling REITs, Buying Tech, He FIRED! The Story of a Malaysian Professional in Singapore. [Chills 239 ft Boon Tee]
What if your journey to financial freedom started in a small Malaysian town and ended in one of the world’s priciest cities? Reggie sits with Boon Tee — a finance professional who quietly built his wealth, moved countries, and hit FIRE by betting big on tech stocks. In this episode: - How he went...
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Is NHS better than Medisave? The financial lived experience of professionals in UK vs SG. [Chills 238]
Ever wondered how life stacks up for working professionals in the UK versus Singapore? From student loans and taxes to housing, healthcare, and retirement — we’re breaking down what financial life really looks like on both sides. Joining us is Ali Zafar, Founder of LifeSmart Financial Literacy…
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Singapore’s Most Colourful Retiree Shares Her 30 years After the Rat Race [Chills 237 ft Yan Ong]
What does retirement really look like? For many, it’s slowing down. But for today’s guest, life only started getting more vibrant after she retired. 👉 From leaving a high-pressure corporate career in her 40s... 👉 To experimenting with side hustles and running her own café... 👉 To becoming a...
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ABOUT THIS SHOW
Life is not always about learning from people that you already agree with. We believe perspectives shape a rounder thinker.
Join our guests and hosts who consist of seasoned investors, financial analysts, and experts in their field to share more on how you can be smarter with your money and make better financial decisions.
We also bring you entrepreneurs who will give you insights and sharing on how they made it and what failed for them.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
[Podcast, Vodcast]
Spotify: https://rebrand.ly/TFC-spotify
Apple Podcast: https://rebrand.l
HOSTED BY
The Financial Coconut
CATEGORIES
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Frequently Asked Questions
How many episodes does Chills with TFC have?
Chills with TFC currently has 177 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Chills with TFC about?
Life is not always about learning from people that you already agree with. We believe perspectives shape a rounder thinker. Join our guests and hosts who consist of seasoned investors, financial analysts, and experts in their field to share more on how you can be smarter with your money and make...
How often does Chills with TFC release new episodes?
Chills with TFC publishes regularly with 177 episodes available. Check the episode list for the typical release schedule.
Where can I listen to Chills with TFC?
You can listen to Chills with TFC on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Chills with TFC?
Chills with TFC is created and hosted by The Financial Coconut.
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