PODCAST · religion
Christ Centered Stewardship
by Nino Villa & Maria Casillas
Christ Centered Stewardship by New Money HabitsWelcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose.Hosted by Nino Villa and Maria Casillas, this show goes far beyond traditional personal finance. We believe that money isn’t just about numbers — it’s about identity, behavior, mindset, and what (or who) we trust. Most people never learn how to manage money in a way that aligns with their faith, their values, or the life God created them to live. We’re here to change that.Meet Your HostsNino Villa, an educator turned financial coach, brings clarity, structure, and biblically grounded wisdom. He specializes in helping people build new money habits that are simple, sustainable, and rooted in Scripture. His calm, practical coaching and his belief that God’s Word offers real answers make him a trusted guide for anyone seeking lasting fi
Episodes
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The Power of the Pause | Ep. 44
When life becomes uncertain, it can feel like we need to do something immediately. Financial pressure, unexpected changes, and the fear of what might happen next can leave us searching for answers before we've had time to understand what we're facing. But urgency doesn't always lead to wisdom. In...
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What If There Is a Way Out? | Ep. 43
Sometimes we find ourselves in circumstances that feel impossible to change. We may have tried before, made mistakes along the way, or become so accustomed to living with a problem that we begin to believe it's simply the way life will always be. But what happens when that belief starts…
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When Emotions Are Making the Decision | Ep. 42
When life feels uncertain, it’s easy to let fear, stress, excitement, or frustration start making decisions for us. But feelings—even very real and understandable ones—don’t always tell us the whole story. In this episode of Christ Centered Stewardship, Nino Villa and Maria Casillas revisit a...
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Contentment Doesn’t Mean Settling | Ep. 41
Can you be grateful for what you have and still want to grow? Sometimes contentment can sound a lot like settling. If we become satisfied with what God has already given us, will we lose our drive to improve, pursue something new, or work toward what comes next? Nino once believed exactly that....
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Comparison Is the Thief of Joy (revisit) | Ep. 40
Have you ever felt genuinely grateful for your life—until you looked at someone else's? Maybe you were content with your home until you saw theirs. Content with your car until someone upgraded. Content with what you had accomplished until someone else seemed further ahead. Nothing about your own...
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What Is God’s Will for My Life? (Revisit) | Ep. 39
It’s a question many of us have probably asked while trying to make a decision, understand our calling, or figure out what God wants us to do next. Nino had been asking it too. But when he began searching Scripture specifically for what it says about God’s will, he discovered that the answer…
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Count the Cost: Planning with Faith (Revisit) | Ep. 38
Making a plan can be an act of faithful stewardship. But planning can also become another way of putting pressure on ourselves, trying to change everything at once, or attempting to control an outcome we were never meant to control. In this episode, Nino and Maria reflect on Jesus’ words in Luke...
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Faith Over Fear: Trusting God When Circumstances Feel Uncertain (Revisit) | Ep. 37
It’s easy to say we trust God when life is going according to plan. It can be much harder when the job disappears, the money gets tight, the answer to prayer looks different than we expected, or we simply don’t know what comes next. In this episode, Nino and Maria revisit one of the foundational...
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Generosity Is More Than Money: Giving Your Time, Talent, and Treasure (Revisit) | Ep. 36
When we hear the word generosity, most of us probably think about money first. But what if generosity has much more to do with how we respond to everything God has entrusted to us? That's where Nino and Maria begin this conversation. They return to one of the foundational tenets of Christ…
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What Are You Telling Yourself? Changing the Thoughts That Shape Your Life (Revisit) | Ep. 35
Most of us can point to something we'd like to change about the way we live. It's much harder to notice the thought or belief that keeps feeding the behavior in the first place. That's where this conversation begins. Nino opens with Romans 12:2 and Paul's invitation to be transformed by changing...
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Stewardship or Ownership? One Question That Changes Everything | Ep. 34
There are certain times of the year when we naturally stop and ask ourselves whether we're becoming the people we hope to be. Sometimes it's the beginning of a new year. Sometimes it's after a major life event. Sometimes it's simply a quiet moment when we realize something needs to change. This...
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What Is Christ Centered Stewardship? (Revisit) | Ep. 33
When Nino and Maria recorded the first episode of Christ Centered Stewardship, they were beginning something new, but the conviction behind it had been developing for years. Both had spent more than a decade helping people with money, and over time they kept seeing the same pattern. Financial...
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Generosity as Worship: Living With Open Hands (Revisit) | Ep. 33
When we hear the word generosity, most of us probably think about money. We may wonder whether we give enough, whether we tithe, or whether we are doing what God expects of us financially. But generosity reaches much further than what leaves our bank account. In this episode, Nino and Maria…
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Are You Growing...or Slipping Back Into Old Habits? | Ep. 32
As we wrapped up another week of Christ Centered Stewardship, one couple came back into the classroom with an important question. Actually...they came back with a contradiction. Or so they thought. Nino had described using a separate checking account and debit card for fuel purchases, then later...
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Christmas in July: The Secret to a Less Stressful Christmas | Ep. 31
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas invite you to think about Christmas...in July. It may sound early, but there's a reason. For many families, Christmas arrives with joy, celebration...and financial stress. Too often, we wait until Black…
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A Mid-Year Reset: Celebrate Progress and Start Again | Ep. 30
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas invite you to pause at the halfway point of the year and take an honest look at where you are. Maybe you've made great progress toward your financial goals. Maybe you've made some progress, just not as much…
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How to Manage Inconsistent Income Without Constant Stress | Ep. 29
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas discuss one of the most common challenges facing entrepreneurs, commission-based professionals, tipped employees, freelancers, and small business owners: inconsistent income. When your income changes from...
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Peace Through Christ in Life’s Storms | Ep. 28
This week, we are revisiting an earlier conversation from the Christ Centered Stewardship podcast on peace through Christ. Life does not become simple just because we follow Jesus. We still face uncertainty, pressure, loss, hard decisions, financial stress, job changes, family tension, and…
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Talking to Kids About Money: Discipling Children Into Stewardship | Ep. 027
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas talk about how parents can progressively disciple their children into faithful stewardship. The conversation begins with real-life examples from their own families: Maria’s recent college graduate entering…
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Stewarding Travel Well: Planning Ahead Without Losing Peace | Ep. 026
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas talk about how to steward travel plans with wisdom, peace, and intentionality. As summer travel begins, many families are thinking about trips, vacations, weddings, college drop-offs, work travel, and time...
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More Money, More Problems: Why Income Alone Doesn’t Fix Money Habits | Ep. 025
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas talk about the belief that more money will fix our financial problems. Prompted by a group question asking what one thing people would change about their current financial situation, Nino and Maria reflect…
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Comparison Is the Thief of Joy: Contentment, Gratitude, and Stewardship | Ep. 024
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas talk about the familiar phrase, “comparison is the thief of joy,” and what it means for contentment, gratitude, and faithful stewardship. The conversation explores the difference between happiness and joy…
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When Life Feels Tight: Control, Surrender, and Wise Stewardship | Ep. 023
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas continue their conversation about how people respond when life and money start to feel tighter. After discussing panic and avoidance in previous episodes, this conversation turns to control. On the surface,...
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“It’s Not Working”: Rethinking Savings, Patience, and Financial Progress | Ep. 022
Saving money sounds simple in theory, but emotionally it can feel much harder in practice. In this conversation, we explore why so many people feel discouraged with savings, even when it’s technically “working.” From car repairs and property taxes to vacations and future goals, there’s often an...
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Avoiding the Problem? How Financial Fear Leads to Inaction—and What to Do Instead | Ep. 021
Financial pressure doesn’t always lead to panic. Sometimes it leads to something quieter—avoidance. Instead of making quick decisions, we do nothing. We put it off, ignore it, or convince ourselves it will work itself out over time. And while that might feel easier in the moment, it often allows...
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When Financial Pressure Hits: Avoiding Panic and Make Wise Decisions | Ep. 020
Financial pressure has a way of building quietly. Sometimes over time, sometimes all at once. And when it does, it can feel like there’s an immediate need to act. In those moments, decisions often come from a place of urgency rather than clarity. Fear, uncertainty, and the desire for relief can...
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Little Luxuries, Frugality, and Waste: When Spending Is Not the Problem | Ep. 019
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore the difference between spending and wasting. Prompted by a conversation in a no-spend group, they reflect on the small luxuries people choose not to give up, from coffee and gym memberships to…
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Managing Credit Wisely: Fear, Faith, and Financial Decisions | Ep. 018
Money decisions around credit cards and debt often get reduced to simple rules: avoid it at all costs, or use it however you want. But most people know it’s not that simple. In this conversation, we walk through what it actually looks like to approach credit with clarity instead of fear. Not by...
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Kicking Debt to the Curb: A Christ-Centered Approach to Breaking the Cycle | Ep. 017
Debt can begin to feel like something that never goes away, something you manage but never truly leave behind. Psalm 37:21 says, “The wicked borrows but does not pay back, but the righteous is generous and gives.” That verse brings a different kind of clarity—not rooted in shame, but in honesty.…
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Expectation Is the Thief of Joy | Ep. 016
What if the reason you feel frustrated, disappointed, or unsettled… isn’t your circumstances—but your expectations? In this episode of the Christ Centered Stewardship podcast, Nino and Maria explore how expectations—especially unspoken or unrealistic ones—can quietly shape our emotions, our...
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Peace of Mind Fund: Why It’s Not an “Emergency Fund” | Ep. 015
What if the way you think about saving money is actually working against you? In this episode of the Christ Centered Stewardship podcast, Nino and Maria explore why the traditional idea of an “emergency fund” may unintentionally shape how we think, feel, and spend. Instead, they introduce a...
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Feeding the Family: Why Food Should Be a Top Budget Priority | Ep. 014
When money gets tight, many families instinctively cut the food budget first. But should they? In this episode of the Christ Centered Stewardship podcast, Nino and Maria challenge a common financial belief: that groceries are the easiest place to reduce spending. Instead, they explore why feeding...
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Tax Refunds, Windfalls & the Danger of Mental Math | Ep. 013
Tax season brings a wave of emotion. Excitement, anxiety, anticipation, relief — sometimes all at once. In this episode of the Christ Centered Stewardship podcast, Nino and Maria explore how our thinking often shapes what we do with money that suddenly appears in our lives — especially tax…
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How Do I Steward My Time Wisely? (Gluttony, Sloth & Idle Time) | Ep. 012
How are you actually spending your time? In this episode of the Christ Centered Stewardship podcast, Nino shares a surprising exercise — mapping out how his week is spent — and the conversation that followed. Together, Nino and Maria explore: What it means to “spend” time intentionally The...
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Knowledge Is Power: Inflation, Layoffs, and Making Informed Decisions | Ep. 011
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore the phrase: knowledge is power. With inflation rising 26% since 2020, many households feel financial pressure — tighter budgets, side hustles, and difficult conversations about work. But instead of...
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Contentment Through Gratitude: Breaking the Cycle of Unplanned Spending | Ep. 010
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore the relationship between contentment, gratitude, and unplanned spending. Responding to a listener question about how to focus on contentment and avoid unnecessary spending, the conversation reframes...
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What Is God’s Will for My Life? Obedience, Prayer, and Trusting His Plan | Ep. 009
Many believers ask the same question at some point in their journey: “What is God’s will for my life?” In this episode of the Christ Centered Stewardship podcast, Maria Casillas and Nino Villa explore the often-confusing relationship between God’s will, His purpose, and our individual calling....
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Finding Peace Through Christ in Life’s Storms | Ep. 008
Life comes with storms — unexpected loss, hardship, uncertainty, and seasons that feel overwhelming. Following Christ does not remove those storms, but it does change how we walk through them. In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore what…
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Community That Supports Growth: Discernment, Boundaries, and Healthy Support | Ep. 007
Community matters — but not every community helps us grow. In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore why the right kind of community is essential for growth, and why some environments can quietly hold us back. Using the familiar “crabs in a...
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Count the Cost: Biblical Planning, Realistic Habits, and Faithful Stewardship | Ep. 006
As a new year begins, many of us feel the pressure to change everything at once. But Scripture invites us to a slower, wiser path. In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas reflect on Jesus’ words in Luke 14:28, where He calls us to count the cost...
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Generosity as Worship: Time, Talent, and Treasure | Ep. 005
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore generosity as an act of worship—not limited to money, but expressed through our time, talents, and resources. The conversation begins with an honest look at how easily generosity becomes…
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Now That’s Some Stinkin’ Thinkin’ | Ep. 004
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore how our thoughts shape our behavior, relationships, and spiritual growth — and why transforming our thinking is essential for lasting change. Anchored in Romans 12:2, the conversation unpacks what…
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Are Your Decisions Driven by Faith or Circumstances? | Ep. 003
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore how fear and faith influence the decisions we make — especially during seasons of financial pressure and uncertainty. Drawing from Scripture and personal testimony, the conversation invites listeners...
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Do You Own It? Or Is It God’s to Entrust? | Stewardship Over Ownership | Ep. 002
In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore one of the most foundational questions of faith and daily living: Do you own what you have — or has God entrusted it to you? This conversation reframes stewardship beyond finances and into every area...
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Christ Centered Stewardship: Living as Stewards, Not Owners | Ep. 001
In this premiere episode of Christ-Centered Stewardship, hosts Nino Villa and Maria Casillas introduce the heart and vision behind the show. This conversation begins with their personal journeys and the calling that led them to create a space where faith, stewardship, and everyday life meet....
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Welcome to Christ Centered Stewardship | Podcast Trailer
Christ Centered Stewardship is a new show designed to help believers live with peace, clarity, and purpose by aligning every area of life with biblical truth. In this short trailer, meet the heart behind the show and learn why Christ Centered Stewardship exists. This is not just a conversation...
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ABOUT THIS SHOW
Christ Centered Stewardship by New Money HabitsWelcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose.Hosted by Nino Villa and Maria Casillas, this show goes far beyond traditional personal finance. We believe that money isn’t just about numbers — it’s about identity, behavior, mindset, and what (or who) we trust. Most people never learn how to manage money in a way that aligns with their faith, their values, or the life God created them to live. We’re here to change that.Meet Your HostsNino Villa, an educator turned financial coach, brings clarity, structure, and biblically grounded wisdom. He specializes in helping people build new money habits that are simple, sustainable, and rooted in Scripture. His calm, practical coaching and his belief that God’s Word offers real answers make him a trusted guide for anyone seeking lasting fi
HOSTED BY
Nino Villa & Maria Casillas
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