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PODCAST · religion

Christ Centered Stewardship

Christ Centered Stewardship by New Money HabitsWelcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose.Hosted by Nino Villa and Maria Casillas, this show goes far beyond traditional personal finance. We believe that money isn’t just about numbers — it’s about identity, behavior, mindset, and what (or who) we trust. Most people never learn how to manage money in a way that aligns with their faith, their values, or the life God created them to live. We’re here to change that.Meet Your HostsNino Villa, an educator turned financial coach, brings clarity, structure, and biblically grounded wisdom. He specializes in helping people build new money habits that are simple, sustainable, and rooted in Scripture. His calm, practical coaching and his belief that God’s Word offers real answers make him a trusted guide for anyone seeking lasting fi

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    Avoiding the Problem? How Financial Fear Leads to Inaction—and What to Do Instead | Ep. 021

    Financial pressure doesn’t always lead to panic. Sometimes it leads to something quieter—avoidance. Instead of making quick decisions, we do nothing. We put it off, ignore it, or convince ourselves it will work itself out over time. And while that might feel easier in the moment, it often allows the situation to grow in ways we don’t expect. In this conversation, we explore why avoidance happens, how fear and uncertainty can lead to inaction, and why facing the situation directly can actually bring clarity instead of more stress. We talk about the difference between passive and active avoidance, the role of responsibility and discipline, and why many situations aren’t as overwhelming as they feel once they’re brought into the light. If you’ve ever found yourself putting off financial decisions or avoiding something you know you need to address, this conversation will help you take a step forward with clarity and intention. Weekly Challenge:Identify the one area of your financial life that you’ve been avoiding the most. Take a first step toward engaging with it—whether that means logging into an account, writing it down, or asking for help. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living. Keywords: financial avoidance, fear and money, financial stress, money mindset, biblical stewardship, financial discipline, avoiding problems, personal finance habits, faith and finances  

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    When Financial Pressure Hits: Avoiding Panic and Make Wise Decisions | Ep. 020

    Financial pressure has a way of building quietly. Sometimes over time, sometimes all at once. And when it does, it can feel like there’s an immediate need to act. In those moments, decisions often come from a place of urgency rather than clarity. Fear, uncertainty, and the desire for relief can lead to choices that feel right in the moment, but don’t always lead where we want them to long term. In this conversation, we walk through what it looks like to respond differently. Not by ignoring the pressure, but by slowing down enough to understand what’s actually happening and how to move forward with intention. We talk about the difference between reacting and responding, the importance of pausing before making decisions, and how prayer and perspective can shift the way we navigate uncertain seasons. If you’ve ever felt the weight of financial pressure and weren’t sure what to do next, this conversation will help you step back, think more clearly, and take your next step with purpose. Weekly Challenge:Practice the pause. When you feel pressure or urgency around a financial decision, stop before acting. Take a moment to pray, seek clarity, and then choose one good next step instead of reacting. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living. Keywords:financial pressure, fear and money, decision making, biblical stewardship, money mindset, financial anxiety, faith and finances, planning and discipline, reacting vs responding

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    Little Luxuries, Frugality, and Waste: When Spending Is Not the Problem | Ep. 019

    In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore the difference between spending and wasting. Prompted by a conversation in a no-spend group, they reflect on the small luxuries people choose not to give up, from coffee and gym memberships to healthy food, good shoes, travel, pets, and hobbies. Along the way, the conversation reframes a common financial script: the goal is not to avoid spending altogether, but to spend with wisdom, purpose, and intentionality. This episode covers: Why spending is not always the problem, but waste often is The difference between being frugal and being cheap Why intentional spending on health, nutrition, and quality can be wise stewardship How convenience, packaging, and habit shape financial decisions Why the purpose behind a purchase matters as much as the amount Rather than asking whether every purchase is a want or a need, this conversation invites listeners to ask a better question: Am I spending wisely, or am I being wasteful? Weekly ChallengeThis week, rethink spending versus wasting.The next time you start wondering whether you are spending too much, pause and ask:Am I being wasteful? Hosted by: Nino Villa and Maria CasillasIn collaboration with: Mike Kinealy KeywordsChristian stewardship, frugality, spending vs wasting, intentional spending, little luxuries, wise spending, money mindset, biblical stewardship, financial habits, coffee spending, healthy food budget Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Managing Credit Wisely: Fear, Faith, and Financial Decisions | Ep. 018

    Money decisions around credit cards and debt often get reduced to simple rules: avoid it at all costs, or use it however you want. But most people know it’s not that simple. In this conversation, we walk through what it actually looks like to approach credit with clarity instead of fear. Not by ignoring the risks, and not by blindly following someone else’s rules, but by understanding what these tools are, how they work, and how your decisions around them are being shaped. We talk about the difference between avoidance and wisdom, why education matters more than extremes, and how something like a credit card can either create problems or serve a purpose depending on how it’s used. This isn’t about chasing a credit score or finding loopholes. It’s about learning how to make informed decisions so that you’re not reacting, but stewarding what’s been placed in your hands. If you’ve ever felt unsure about whether you should use credit, avoid it, or how to think about it in the first place, this conversation will help you slow down, see it more clearly, and move forward with intention. Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Kicking Debt to the Curb: A Christ-Centered Approach to Breaking the Cycle | Ep. 017

    Debt can begin to feel like something that never goes away, something you manage but never truly leave behind. Psalm 37:21 says, “The wicked borrows but does not pay back, but the righteous is generous and gives.” That verse brings a different kind of clarity—not rooted in shame, but in honesty. In this conversation, Nino and Maria reflect on the patterns that keep people in debt and the beliefs that quietly reinforce those patterns. Over time, it can start to feel like there is no way out.   There is no single method that works for everyone, but there is wisdom in slowing down, seeing clearly, and choosing a path forward with intention. Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Expectation Is the Thief of Joy | Ep. 016

    What if the reason you feel frustrated, disappointed, or unsettled… isn’t your circumstances—but your expectations? In this episode of the Christ Centered Stewardship podcast, Nino and Maria explore how expectations—especially unspoken or unrealistic ones—can quietly shape our emotions, our relationships, and our decisions. Together, they discuss: How expectations influence emotional responses The difference between hope and expectation Why unmet expectations often lead to frustration or disappointment How expectations can affect relationships and communication The role of awareness in breaking reactive patterns What it looks like to align expectations with truth Christ-centered stewardship includes more than how we manage money. It includes how we steward our thoughts, our assumptions, and the expectations we carry into everyday life. Because when expectations shift, perspective follows—and so does peace Key Topics Expectations and emotional responses Hope vs expectation Frustration, disappointment, and control Relational dynamics and communication Thought awareness and mindset Stewardship of thinking Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Peace of Mind Fund: Why It’s Not an “Emergency Fund” | Ep. 015

    What if the way you think about saving money is actually working against you? In this episode of the Christ Centered Stewardship podcast, Nino and Maria explore why the traditional idea of an “emergency fund” may unintentionally shape how we think, feel, and spend. Instead, they introduce a different approach: the Peace of Mind Fund. Together, they discuss: Why words matter in how we steward money How labeling something an “emergency” can distort decision-making The difference between reacting to fear and planning with clarity Why money itself is not the true source of peace How to determine a starting amount for your savings Practical guardrails for building and growing a Peace of Mind Fund They also walk through how to move from a starter fund to a more fully funded approach over time. Christ-centered stewardship isn’t about storing money to avoid fear. It’s about aligning your decisions with truth — and recognizing that true peace does not come from a number in your bank account. Key Topics Emergency fund vs Peace of Mind Fund Language and financial behavior Emotional decision-making with money Starter savings strategies Scaling savings with income Financial peace vs spiritual peace Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Feeding the Family: Why Food Should Be a Top Budget Priority | Ep. 014

    When money gets tight, many families instinctively cut the food budget first. But should they? In this episode of the Christ Centered Stewardship podcast, Nino and Maria challenge a common financial belief: that groceries are the easiest place to reduce spending. Instead, they explore why feeding your family should be one of the first priorities in a healthy financial plan. In this conversation, they discuss: Why food is often placed too low in household budgets The difference between nutrition and convenience How apathy spending quietly undermines financial progress Why putting food at the top of the budget can restore dignity and clarity Practical guardrails for grocery spending How to calculate a realistic monthly food budget for your household They also answer a community question about how much a family should spend per meal and per person. Christ-centered stewardship is not about shame or restriction. It’s about making intentional decisions that align with what matters most — including caring well for the people around your table.   Key Topics Food budgets and household priorities Needs vs conveniences in spending Apathy spending vs intentional spending Guardrails for grocery budgets Practical per-person food spending ranges Budgeting for families Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.  

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    Tax Refunds, Windfalls & the Danger of Mental Math | Ep. 013

    Tax season brings a wave of emotion. Excitement, anxiety, anticipation, relief — sometimes all at once. In this episode of the Christ Centered Stewardship podcast, Nino and Maria explore how our thinking often shapes what we do with money that suddenly appears in our lives — especially tax refunds and other financial windfalls. Together they discuss: Why a tax refund is not “free money” How mental math quietly sabotages financial plans The danger of underestimating real costs Why written planning matters more than good intentions How freeing up monthly cash flow can transform a financial plan A real coaching scenario involving debt, car payments, and decision making Christ-centered stewardship isn’t about reacting emotionally to money. It’s about slowing down, gaining clarity, and making intentional decisions. If a refund, bonus, or unexpected income is coming your way, this conversation will help you approach it with wisdom and peace. Key Topics Tax refunds vs tax returns Emotional reactions to unexpected money Mental math vs written planning Underestimating financial costs Cash flow vs interest-rate thinking Behavioral patterns and financial decisions  Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    How Do I Steward My Time Wisely? (Gluttony, Sloth & Idle Time) | Ep. 012

    How are you actually spending your time? In this episode of the Christ Centered Stewardship podcast, Nino shares a surprising exercise — mapping out how his week is spent — and the conversation that followed. Together, Nino and Maria explore: What it means to “spend” time intentionally The difference between leisure and waste Why it’s not the content that’s the problem — it’s the gluttony How sloth and overconsumption quietly affect the spirit The power of intentional replacement during fasting How Lent helps expose distraction and refocus desire This is not a guilt-driven conversation. It’s an invitation to examine how we steward one of God’s most limited gifts: time. Because time, like money, is spent — whether we plan for it or not.  Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Knowledge Is Power: Inflation, Layoffs, and Making Informed Decisions | Ep. 011

    In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore the phrase: knowledge is power. With inflation rising 26% since 2020, many households feel financial pressure — tighter budgets, side hustles, and difficult conversations about work. But instead of reacting emotionally, this episode encourages listeners to slow down, gather information, and make informed decisions rooted in wisdom. Topics include: What 26% inflation actually means for rent, groceries, and income Why many families feel like they “can’t keep up” Emotional versus objective financial decisions How to evaluate whether a second job truly makes sense Negotiating expenses and calling service providers Preparing emotionally and spiritually for a potential layoff Trusting God’s provision in uncertain seasons Through personal stories of layoffs and financial stress, Nino and Maria highlight the importance of faith, humility, and wisdom in moments of uncertainty. Rather than reacting in fear, this episode invites listeners to pause, gather information, and seek God’s guidance. Weekly Challenge Write down James 1:5: “If any of you lacks wisdom, let him ask God, who gives generously to all without reproach, and it will be given him.” Every time you face a decision this week — financial or otherwise — pause and ask God for wisdom before responding emotionally. Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Contentment Through Gratitude: Breaking the Cycle of Unplanned Spending | Ep. 010

    In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore the relationship between contentment, gratitude, and unplanned spending. Responding to a listener question about how to focus on contentment and avoid unnecessary spending, the conversation reframes the issue beneath financial behavior. Rather than treating overspending as a budgeting failure, Nino and Maria examine how a lack of contentment often leads to consumption, distraction, and self-sabotage. This episode reflects on: What contentment really is — and what it is not How gratitude reshapes our desires and decisions Why unplanned spending is often rooted in restlessness, not need The difference between consumption and stewardship How simple practices of gratitude can interrupt unhealthy financial patterns Rather than offering rules or quick fixes, this conversation invites listeners to consider how gratitude forms contentment, and how contentment supports faithful stewardship across daily life. Weekly Challenge Each day this week, pause and ask: What am I grateful for right now? What have I not thanked God for recently? Practice naming gratitude before making spending decisions, and notice how awareness begins to shape contentment. Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    What Is God’s Will for My Life? Obedience, Prayer, and Trusting His Plan | Ep. 009

    Many believers ask the same question at some point in their journey:“What is God’s will for my life?” In this episode of the Christ Centered Stewardship podcast, Maria Casillas and Nino Villa explore the often-confusing relationship between God’s will, His purpose, and our individual calling. Through Scripture, personal testimony, and practical examples, they discuss why God’s will is often more about who we are becoming than the specific outcomes we are trying to control. This conversation addresses: The difference between God’s will, purpose, and calling God’s perfect will versus His permissive will Why obedience can feel intimidating but leads to growth How prayer shapes our understanding and trust The role of consequences, free will, and God’s faithfulness The episode also includes an “Ask the Coaches” segment reflecting on advice they would give their younger selves, emphasizing trust, patience, and cooperation with God’s provision over time. Rather than offering quick answers, this episode invites listeners into a deeper posture of prayer, obedience, and ongoing communication with God. Weekly Challenge The next time worry surfaces, pause and pray. Following Philippians 4:6–7: Bring your concern to God in prayer Tell Him what you need Thank Him for what He has already done Practice replacing worry with prayer and gratitude, trusting God to guard your heart and mind. Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Finding Peace Through Christ in Life’s Storms | Ep. 008

    Life comes with storms — unexpected loss, hardship, uncertainty, and seasons that feel overwhelming. Following Christ does not remove those storms, but it does change how we walk through them. In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore what it means to experience peace through Christ, even when circumstances are painful and unresolved. Drawing from Scripture and personal experience, they address the misconception that faith guarantees an easy life and instead point to a peace that exists within the storm, not apart from it. This conversation includes: Why faith does not eliminate suffering or hardship The difference between knowledge, understanding, and wisdom in the faith journey How surrendering to God’s will opens the door to peace Why wrestling with God is a normal and necessary part of faith Setting loving boundaries through difficult family conversations The episode also offers tangible ways to reflect on Scripture and seek God’s peace in seasons of loss, grief, or uncertainty. Weekly Challenge Each day this week, set aside five minutes to reflect on the truth that there is a peace that doesn’t make sense. Read and meditate on: Philippians 4:6–7 Isaiah 26:3 Ask God to reveal His peace to you, even if your circumstances remain unchanged. Hosted by: Nino Villa and Maria Casillas Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Community That Supports Growth: Discernment, Boundaries, and Healthy Support | Ep. 007

    Community matters — but not every community helps us grow. In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore why the right kind of community is essential for growth, and why some environments can quietly hold us back. Using the familiar “crabs in a bucket” analogy, they discuss how negativity, poor boundaries, and unhealthy dynamics — especially in large online spaces — can undermine progress rather than support it. This conversation explores: Why not all communities are healthy or helpful How to discern when a group is supportive versus toxic The limits of online communities and the value of real-time connection Why truth requires wisdom and nuance in application How healthy boundaries can be an expression of love The episode also addresses a listener question about managing stress from triggering family relationships, offering insight into responsibility, communication, and personal growth without shame. Rather than encouraging isolation, this episode invites listeners to seek intentional, life-giving community — where growth is supported, truth is handled with care, and people are committed to walking together. Weekly Challenge Take a few moments this week to reflect on your community. Ask yourself: Who is pouring into me? Who am I pouring into? Who am I learning alongside? Consider whether the communities you’re part of are helping you grow — and whether there may be a healthier space God is inviting you into. Hosted by: Nino Villa and Maria Casillas If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Count the Cost: Biblical Planning, Realistic Habits, and Faithful Stewardship | Ep. 006

    As a new year begins, many of us feel the pressure to change everything at once. But Scripture invites us to a slower, wiser path. In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas reflect on Jesus’ words in Luke 14:28, where He calls us to count the cost before we begin. Together, they explore what biblical planning looks like when it’s rooted in realism, obedience, and faithful stewardship rather than pressure or perfection. This conversation touches on: Why overplanning often leads to discouragement The difference between worldly resolutions and God-led change Building habits slowly instead of trying to overhaul everything at once Stewarding time, health, family, and finances with wisdom Aligning our will with God’s instead of cultural expectations Rather than asking “What should I change?”, this episode invites a deeper question:“Lord, what are You inviting me to steward more faithfully right now?” Weekly Challenge This week, identify one simple rhythm you can establish in your life — in prayer, rest, or work. Rather than aiming for a drastic change, choose something small and realistic that you can sustain. Take time to consider the cost, ask the Lord for guidance, and begin with faithfulness rather than intensity. Scripture Reflection“For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?” — Luke 14:28 If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Generosity as Worship: Time, Talent, and Treasure | Ep. 005

    In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore generosity as an act of worship—not limited to money, but expressed through our time, talents, and resources. The conversation begins with an honest look at how easily generosity becomes transactional or automatic, rather than intentional and prayerful. Nino and Maria reflect on what it means to give—and receive—generously, recognizing that God uses both to bless His people. They share personal stories that highlight generosity in everyday life, from learning to graciously receive a blessing, to modeling generosity for children, to rethinking how we steward time in seasons of busyness. The discussion expands to include generosity with talents—discovering gifts we may not yet recognize—and how God often intertwines time, talent, and treasure in ways that shape our character and relationships. This episode challenges listeners to slow down, reflect, and choose intentional generosity rooted in gratitude and trust, rather than obligation or pressure. Weekly Challenge:Choose one intentional act of generosity this week—through your time, talent, or treasure—and step into it prayerfully and faithfully. If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Now That’s Some Stinkin’ Thinkin’ | Ep. 004

    In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore how our thoughts shape our behavior, relationships, and spiritual growth — and why transforming our thinking is essential for lasting change. Anchored in Romans 12:2, the conversation unpacks what the hosts often call “stinkin’ thinkin’” — deeply rooted beliefs formed early in life that quietly influence our decisions, emotions, and habits, especially around money, relationships, and self-worth. Maria shares personal stories about evolving family traditions and gift-giving, illustrating how unexamined beliefs can lead to stress, obligation, and disconnection. Together, Nino and Maria discuss how intentional thinking leads to healthier outcomes and how God’s Word plays a central role in renewing our minds. The episode also includes an Ask the Coaches segment, where listener questions about low-spend living, impulsive spending, and financial anxiety become real-world examples of how beliefs drive behavior. The episode concludes with a practical weekly challenge designed to help listeners identify recurring thoughts and begin aligning them with Scripture and truth. This conversation is an invitation to slow down, examine what you believe, and allow God’s truth to reshape how you live. What You’ll Learn in This Episode Why beliefs formed early in life are so powerful How “stinkin’ thinkin’” influences spending and behavior The connection between thoughts, emotions, and actions How Scripture renews the mind and reshapes identity Practical steps to reprogram unhealthy thinking patterns A weekly challenge to align your thoughts with biblical truth If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in faithful living.

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    Are Your Decisions Driven by Faith or Circumstances? | Ep. 003

    In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore how fear and faith influence the decisions we make — especially during seasons of financial pressure and uncertainty. Drawing from Scripture and personal testimony, the conversation invites listeners to examine whether their choices are being shaped by circumstances or grounded in trust in God’s provision. Nino shares several pivotal moments from his own career journey, illustrating how stepping forward in faith — even when outcomes were unclear — led to unexpected provision and growth. Maria adds insight on the balance between faith and action, emphasizing that trusting God does not mean passivity, but rather cooperating with His will through wise, intentional decisions. Together, they unpack how control, fear, and self-created circumstances can distort our perspective, while faith opens the door to peace and clarity. The episode also features an Ask the Coaches segment, where a listener wrestling with debt and the possibility of bankruptcy becomes a real-world example of how fear can cloud judgment — and how truth, perspective, and wise counsel can restore confidence. The episode concludes with a simple but powerful weekly challenge: before making decisions, pause and ask what would honor God. What You’ll Learn in This Episode The difference between faith-driven and fear-driven decisions Why circumstances should not determine faithfulness How God provides in unexpected and unconventional ways The role of wise counsel in stewardship decisions How gratitude and perspective reduce fear A weekly challenge to align decisions with God’s will If you want to continue these conversations in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in living faithfully.

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    Do You Own It? Or Is It God’s to Entrust? | Stewardship Over Ownership | Ep. 002

    In this episode of the Christ Centered Stewardship podcast, Nino Villa and Maria Casillas explore one of the most foundational questions of faith and daily living: Do you own what you have — or has God entrusted it to you? This conversation reframes stewardship beyond finances and into every area of life God has placed in our care. Through Scripture, reflection, and practical examples, Nino and Maria unpack how an ownership mindset often creates pressure, fear, and anxiety — and how embracing stewardship brings freedom, peace, and clarity. Rather than asking, “What’s mine?” this episode invites a better question:“How is God inviting me to faithfully manage what He has entrusted to me?” In this episode, we explore: Ownership vs. StewardshipWhy this distinction matters — especially at the beginning of a new year. How Culture Shapes an Ownership MindsetThe subtle ways our environment trains us to claim control rather than trust. What Scripture Teaches About BelongingA biblical foundation for stewardship rooted in God’s sovereignty. Stewardship Beyond MoneyHow our time, bodies, work, relationships, and decisions are also entrusted by God. Why Ownership Creates PressureHow saying “this is mine” often leads to stress, fear, and striving. The Freedom of StewardshipWhat changes when responsibility is held with God instead of apart from Him. Practical Ways to Practice Stewardship DailySimple shifts you can begin making right now. Weekly Stewardship ChallengeA reflective invitation to release ownership and walk in trust. This episode continues the foundation laid in the premiere and prepares the way for deeper exploration of Christ-centered stewardship in the weeks ahead. If you’ve ever felt overwhelmed by responsibility, burdened by control, or unsure how faith connects to everyday decisions, this conversation offers a gentler, more faithful way forward. Walk the Journey in Community We invite you to continue the conversation and reflect with others: • Join the Christ Centered Stewardship Facebook Group• Follow the Christ Centered Stewardship Facebook Page for updates and new episodes

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    Christ Centered Stewardship: Living as Stewards, Not Owners | Ep. 001

    In this premiere episode of Christ-Centered Stewardship, hosts Nino Villa and Maria Casillas introduce the heart and vision behind the show. This conversation begins with their personal journeys and the calling that led them to create a space where faith, stewardship, and everyday life meet. Together, they explore what stewardship truly means from a biblical perspective — not just in relation to money, but in every area God has entrusted to us. Throughout the episode, Nino and Maria share the foundational values that will guide every conversation in the weeks ahead. These include living as stewards rather than owners, choosing faith over circumstances, renewing our thinking through Scripture, and understanding the role of generosity, planning, community, obedience, and gratitude in a Christ-centered life. This episode sets the tone for a journey focused on clarity, peace, and purpose — rooted in biblical truth and lived out through practical, everyday faith. Whether you are feeling overwhelmed, seeking deeper alignment, or simply longing to live with Christ at the center of your life, you are invited to walk this path with us. What We Cover in This Episode What Christ-centered stewardship means Why stewardship extends beyond finances Stewardship over ownership Faith above circumstances Transformation through renewed thinking Generosity as worship The importance of planning Community as a catalyst for growth Peace through Christ Obedience to God’s will Contentment through gratitude If you’d like to walk this journey in community, we invite you to join the Christ Centered Stewardship Facebook Group, where we reflect on Scripture, discuss each episode, and encourage one another in living faithfully. → Join the Facebook Group You can also follow the Christ Centered Stewardship Facebook Page for updates and new episode releases. → Follow the Facebook Page

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    Welcome to Christ Centered Stewardship | Podcast Trailer

    Christ Centered Stewardship is a new show designed to help believers live with peace, clarity, and purpose by aligning every area of life with biblical truth. In this short trailer, meet the heart behind the show and learn why Christ Centered Stewardship exists. This is not just a conversation about money — it’s about stewarding your time, mindset, relationships, decisions, and calling with Christ at the center. Hosted by Nino Villa and Maria Casillas, in collaboration Mike Kinealy, each episode brings together Scripture, real-life scenarios, and practical guidance to help believers move from overwhelm to alignment. 📅 New episodes begin January 1, 2026 Thank you for listening — we’re honored to walk this journey with you.

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ABOUT THIS SHOW

Christ Centered Stewardship by New Money HabitsWelcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose.Hosted by Nino Villa and Maria Casillas, this show goes far beyond traditional personal finance. We believe that money isn’t just about numbers — it’s about identity, behavior, mindset, and what (or who) we trust. Most people never learn how to manage money in a way that aligns with their faith, their values, or the life God created them to live. We’re here to change that.Meet Your HostsNino Villa, an educator turned financial coach, brings clarity, structure, and biblically grounded wisdom. He specializes in helping people build new money habits that are simple, sustainable, and rooted in Scripture. His calm, practical coaching and his belief that God’s Word offers real answers make him a trusted guide for anyone seeking lasting fi

HOSTED BY

Nino Villa & Maria Casillas

Frequently Asked Questions

How many episodes does Christ Centered Stewardship have?

Christ Centered Stewardship currently has 22 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Christ Centered Stewardship about?

Christ Centered Stewardship by New Money HabitsWelcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose.Hosted by Nino Villa and Maria Casillas, this...

How often does Christ Centered Stewardship release new episodes?

Christ Centered Stewardship has 22 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Christ Centered Stewardship?

You can listen to Christ Centered Stewardship on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Christ Centered Stewardship?

Christ Centered Stewardship is created and hosted by Nino Villa & Maria Casillas.
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