Converge

Ten years on from the Brexit referendum, the shock might be over but its effects on sterling remain. Steven Dooley speaks to George Vessey and Antonio Ruggiero about how Brexit redefined the pound’s trading level and risk dynamics, and what that means for businesses managing FX exposure today.Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

What does this week's US–Iran peace deal mean for APAC FX? Shier Lee Lim breaks it down, while Ingmar Apinis dives into Payments 2026+: Liquidity in Motion — Convera’s latest report on how cross-border payments are evolving.Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week’s FX Weekly podcast unpacks a market that looks stable on the surface but lacks real conviction underneath. George Vessey is joined by Steven Dooley and Antonio Ruggiero to explore how unresolved geopolitics, sticky inflation, and shifting central bank dynamics are shaping FX. The team dives into softer yet still inflationary US data, the Fed’s constrained outlook, and the RBNZ’s hawkish pivot. They also assess why currencies like GBP are drifting without a clear catalyst. The discussion concludes with what could finally break the current range - from Middle East developments to key US data - and what it means for the dollar and broader FX markets.Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

George Vessey and Antonio Ruggiero join from London with host Steven Dooley.In this episode, the team unpacks a volatile moment for global markets, with rising bond yields, persistent geopolitical tension, and a stronger US dollar shaping the macro narrative. They explore what’s driving the latest market moves, how shifting rate expectations are impacting currencies, and why the dollar continues to assert its dominance. The conversation also touches on what this means for businesses navigating cross-border risk, and the key signals to watch in the weeks ahead. Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode, Alex Lawrence, Alanna Frost and Akash Patel sit down with Geetha Panchapakesan, Founder and CEO of Tesser and Dana Weinstein, Head of Product and Operations at Tesser to unpack why cross-border payments are still so broken, how stablecoins can make money movement faster and more predictable, and why banks and PSPs don’t need to become crypto startups to get on chain. They also explore the hidden costs of pre-funding, the pressure on financial institutions to modernize, and what it takes to build compliant infrastructure for the future of payments.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this Market Update, host Alex Lawrence sits down with Kevin Ford to break down a volatile Q1 2026 shaped by geopolitical shocks, uneven market performance, and rising uncertainty around inflation and growth. They discuss how the US‑Iran conflict, higher oil prices, and tightening financial conditions are affecting markets—alongside pressure from large‑scale AI spending and growing concerns in private credit.Looking ahead, the conversation explores what could come next if tensions persist into Q2, including the potential impact on inflation, central bank policy, currencies, and risk appetite.Topics covered include:• Geopolitics as the dominant driver of markets• Equity performance across regions and major tech names• AI investment, private credit stress, and investor concern• Oil prices, inflation risks, and central bank positioning• What markets may be pricing in as Q2 beginsFollow Converge for regular market updates and insights into the forces shaping global finance.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, we sat down with Stefan Deiss, CEO of The Hashgraph Group, to discuss the transformative potential of Hedera Hashgraph in cross-border payments, digital identity, ESG markets, and enterprise solutions. Stefan reveals how trust, transparency, and innovative projects are shaping the future of digital infrastructure, with highlights of impactful financial services projects built for the Hedera Hashgraph ecosystem, one of the most promising public blockchains for enterprise use cases.Chapters00:00 Introduction to Hashgraph and DLT02:58 The Role of Hashgraph in Cross-Border Payments06:08 Hashgraph Group's Mission and Enterprise Solutions09:09 Venture Fund and Investment Thesis11:59 Web3 Development and Hackathons in Africa14:50 Innovative Projects for Financial Inclusion18:06 Partnerships with Consultancy Firms20:58 Regulatory Compliance and Product Launches24:08 Conversations from Davos and Industry InsightsDisclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, host Alex Lawrence sat down with FX and Macro Analyst Antonio Ruggiero to analyze the impact of the escalating Middle East conflict on global markets, central bank policies, and the US dollar. They explore how geopolitical tensions influence energy prices, inflation expectations, and currency dynamics, providing insights for investors navigating uncertain times.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, host Alex Lawrence sat down with Meaghan Riley, newly appointed Chief Commercial Officer at Convera, to dive into her journey as a female leader in tech and finance in celebration of International Women's Day. Meaghan shares her views on the importance of diversity and inclusion, and explores the future of cross-border payments and AI in financial services where the signal is going beyond the noise. Meaghan also shares her practical advice for women in fintech, the impact of global culture on leadership, and how Convera is specifically innovating in the payments industry as it enters a transformative year for cross border commerce and global money movement.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode, Steven Dooley, head of market insights at Convera, discusses the recent geopolitical tensions in the Middle East, their impact on global markets, oil prices, safe havens, and implications for risk management and macroeconomic outlooks.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

On this episode of Converge, host Alex Lawrence sits down with market strategist George Vessey to unpack the chaos shaping today’s global economy. From the shockwaves of AI disruption to mounting trade friction and escalating geopolitical tensions, George breaks down what’s driving the turbulence — and what it all means for investors trying to navigate an increasingly unpredictable world.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

Join host Alex Lawrence, Akash Patel and Alanna Frost of Convera as they sit down with Damian Dugauquier, co-founder and CEO of IPID (International Payment Identity). With experience at SWIFT, Damian and his team are building the "seat belts" for the global financial highway. In this episode, we dive into:The Power of the "Green Tick": How real-time account verification is revolutionizing user experience and building ironclad trust.Beyond Speed and Cost: Damian shares three "unsexy" but transformative shifts in cross-border payments, from the explosion of rail optionality to the power of inbound tracking.The Mission for Universal Validation: Why the end goal is a world where every payment—domestic or cross-border—is pre-verified before a single cent moves.They also discuss the challenges and improvements in the payment landscape, the role of partnerships in enhancing payment verification, and the future of stablecoins in the financial ecosystem. The conversation emphasizes the need for trust, user experience, and global coverage in payment verification solutions.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode, Alex Lawrence and Kevin Ford break down the latest US job numbers and what they reveal about the current state of the economy. Their conversation examines the fragility of the labor market, the unexpected job growth seen in January, and the growing disconnect between economic expansion and job creation. They also discuss how AI is influencing productivity and employment trends, as well as the uneven pace of economic recovery across different income groups. Together, these insights offer a snapshot of today’s evolving economic environment, marked by a “jobless boom” and the complexities introduced by rapid technological change.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, Alex Lawrence speaks with Adva Lewitte from ShareForce about modernizing global reward programs. They discuss the challenges of traditional incentive management, the importance of automation and integration, and how technology can enhance employee engagement. Adva shares insights on navigating complexities in multi-country share plans and the impact of remote work on employee ownership. The conversation also touches on real-world success stories of automation and the future of incentive technology.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this week's market update, Alex Lawrence and Stephen Dooley discuss the significant movements in the FX markets over the past week, particularly the Japanese yen's weakness against the US dollar. They explore the potential for coordinated intervention by central banks, historical precedents like the Plaza Accord, and the current fiscal pressures facing Japan. The conversation highlights the complexities of currency interventions and the broader economic implications for the US dollar and global markets.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week we're sharing a conversation from last month's The PIE webinar featuring Convera's Head of Content Alex Lawrence and the University of Denver's Janet Burkhardt. They delve into the escalating cyber threats faced by higher education institutions, particularly focusing on the rise of sophisticated fraud tactics such as ghost students and identity theft. They also discuss the vulnerabilities in international payment systems and the importance of robust data protection strategies. They emphasize the need for comprehensive staff training, collaboration across departments, and the role of technology providers in enhancing cybersecurity measures. Lastly, the discussion highlights quick wins that institutions can implement to bolster their defenses and the critical importance of governance in creating resilient institutions.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

2026 has started with a bang. Geopolitical risks are piling up - from US military intervention in Venezuela to fresh threats across the Americas, Iran, and even Greenland. And if that wasn’t enough, the US administration’s globally destabilising attack on the Federal Reserve has added another layer of chaos to the start of the year. Yet markets remain remarkably calm. And that’s the real danger. The quieter things look on the surface, especially with this many flashpoints building underneath, the more violent the eventual break tends to be.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

To kick off 2026, host Alex Lawrence discusses the challenges ahead in navigating cross border payments and global business growth with UK-based small business leaders Colin Watton and Nalin Perera of LSP Group and Sunrise Products, Ltd. They explore the significance of FX risk for small businesses going in to the new year, the impact of geopolitical shifts on profitability, and strategies for managing currency volatility in yet another year of widespread uncertainty. Both guests share their experiences and insights on navigating international payments in these environments, emphasizing the importance of hedging and maintaining strong relationships with FX providers. If you're a new businesses entering or considering entering the global market, you won't want to miss it!Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of the Converge, Steven Dooley and Shier Lee Lim discuss the current state of currency markets, focusing on the US dollar's recent performance and its implications for global finance. They explore the breakdown of the dollar as a safe haven, the slow evolution of de-dollarization, and the impact of US policy on Asian currencies. The conversation highlights the complexities of risk management in today's financial landscape and the ongoing relevance of the dollar smile framework.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This conversation, hosted by Steven Dooley and featuring Kevin Ford as the speaker, explores how monetary policy is evolving, with growing attention on fiscal dominance and its impact on interest rates and foreign exchange markets. It also looks at how geopolitical tensions and shifts in central bank independence are adding new layers of complexity, making it increasingly difficult to forecast currency values in today’s fragmented global economy.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, host Alex Lawrence sat down with Sarah Madden, CISO at Convera, and fintech advisor and Voalyre founder, Ted Huff, to discuss the implications of AI in the financial sector, particularly in the context of cybersecurity and fraud prevention. They reflect on their experiences at Money 2020, emphasizing the rapid adoption of AI technologies and the challenges that come with it. The discussion highlights the need for businesses to understand their use cases for AI, the importance of trust in technology, and the potential future of artificial general intelligence (AGI) in financial services. Both Sara and Tedd actionable insights for leaders looking to navigate the evolving landscape of AI and its impact on their organizations.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

George Vessey and Antonio Ruggiero discuss the evolving nature of geopolitical risk, emphasizing its expansion beyond traditional armed conflict to include populism, protectionism, and anti-globalization narratives. They highlight the implications of these changes on the global economic landscape, From tariff-driven central bank dilemmas to the erosion of traditional fiscal anchors.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, we're bringing you a panel discussion recorded live at Money2020 USA on Oct. 27th, 2025. The conversation is hosted by David Savage of the Tech Talks podcasts, and features Sudipto Das, VP of Engineering at Convera, Nilesh Dusane, Head of Institutional Payments at AWS, and Shawnna DelHierro, Chief Information Officer of SoundHound AI. They explore the intersection of AI and cross-border payments, highlighting the importance of generative AI, risk management, and the evolving role of humans in financial services. They also cover the challenges of implementing AI, including explainability and governance, while emphasizing the need for organizations to set clear goals and metrics for success. Lastly, they address the transformative potential of AI in enhancing customer experiences and the necessity of balancing innovation with safety and privacy concerns.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of the Converge podcast, Steven Dooley and George Vessey discuss the insights from the 'Are You Ready for 2026' research report, reflecting on the past year's market influences and looking ahead to the key themes shaping the FX landscape in 2026. They explore the impact of tariffs, monetary policy, and geopolitical factors on global growth and currency forecasting, focusing on the outlook for the British pound towards the end.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, we sat down with Brian Hamilton, President of Origence Lending, to discuss the evolution of the lending landscape, the impact of technology, AI, automation, and the importance of compliance as the lending sector evolves. We cover how Origence has adapted to changes in consumer behavior and economic conditions, emphasizing the need for a frictionless experience in lending. We also chat about the role of alternative data in loan origination and the future of lending, including predictions about automation, AI, and consumer behavior.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, Frances Zelazny, CEO of Anonybit, sat down to discuss all things authentication in financial services, including how biometrics are revolutionizing identity verification, tackling fraud, and enhancing security. Frances shares her expertise on the challenges faced by small banks and the transformative power of privacy-preserving technologies. We cover the future of digital identity and the role of biometrics in creating a safer financial ecosystem.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this week's Market Update, Alex Lawrence and Steven Dooley discuss the recent movements in global currency markets, driven by central bank decisions. They analyze the impact of the Federal Reserve's rate cut on market sentiment, the performance of major currencies like the US dollar, euro, and pound, and highlight resilient currencies such as the Swiss franc and Mexican peso. The conversation also touches on the Australian dollar and the strength of the Chinese yuan and Japanese yen amidst ongoing economic challenges.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of the Converge Podcast, Travis Mottershead from Very Good Security (VGS) discusses the intersection of compliance and payment infrastructure. He shares insights on how VGS differentiates itself in the fintech space by embedding compliance as a strategic asset rather than a mere checkbox. The conversation explores Travis's background, the unique implementation strategies at VGS, and the role of AI in shaping future payment flows. The episode concludes with predictions for the future of fintech and the importance of adapting to new challenges in the payment landscape.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this conversation, Alex Lawrence and Kevin Ford discuss the recent political interference in the Federal Reserve, particularly focusing on the implications of Trump's actions and the potential reactions from foreign investors. They explore how these political dynamics are affecting market stability and investor sentiment, especially in light of upcoming economic data releases. The discussion also touches on inflation trends, the strength of the USD, and the impact of AI on market productivity, particularly with Nvidia's earnings on the horizon.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, George Vessey and Alex Lawrence discuss the current state of global markets, focusing on the impact of tariffs, labor market dynamics, and the influence of political events on economic data. They explore how recent tariff announcements have affected trade flows and inflation, the Federal Reserve's response to labor market data, and the Bank of England's recent decisions regarding interest rates. The discussion highlights the complexities and uncertainties facing investors in today's economic landscape.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, we sat down with Dave Trier, VP of Product at ModelOp to discuss the critical importance of AI governance in financial services. We cover the challenges enterprises face in moving AI initiatives from ideation to production, the complexities of compliance in regulated industries, the impact of fragmented systems on operational efficiency, and the significance and surprising lack of AI assurance at the enterprise level. Our chat also highlighted the need for organizations to adapt to global regulations, balance innovation with governance investments, and establish a minimum viable governance framework to enable effective AI deployment. We close out with actionable opportunities for financial services firms to differentiate themselves through robust governance practices.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

For this week's Market Update, Alex Lawrence and Steven Dooley discuss the current state of global markets, highlighting the positive mood in equity markets, the divergence in central bank policies, and the implications of recent global PMI data. They delve into the performance of the US dollar and other major currencies, as well as the key risks and uncertainties that lie ahead, particularly regarding trade tariffs and economic indicators.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

What is "rational privacy," and how would it apply to our financial lives?This week, we sat down with Fahmi Syed, president of the Midnight Foundation, to discuss the importance of privacy in blockchain technology. He shared his journey from the finance world to the blockchain space, emphasizing the need for "rational privacy" that allows individuals to selectively disclose information. We also covered the challenges of transparency in blockchain, the concept of selective disclosure, and how Midnight differentiates itself from other privacy chains. Hear about the unique tokenomics of Midnight and its potential applications across various sectors, including finance and healthcare.

This week, Alex Lawrence and Alanna Frost welcomed Tedd Huff - consultant, media maven and curator of the popular Fintech Confidential channel. In this episode, Tedd shares his extensive background in the industry, discussing the evolution of payment systems and the current landscape of digital assets. The conversation delves into key themes such as the impact of AI on fraud detection, the significance of regulatory changes for stablecoins, and the emerging trends in B2B payments. Tedd emphasizes the importance of having a stablecoin strategy and the potential of credit unions to play a pivotal role in the future of finance. The episode also covers insights on how businesses can adapt to the rapidly changing financial environment.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, Alex Lawrence and Alanna Nardella Frost sat down with Sammy Chowdhury to explore the complexities of security and compliance in the FinTech and cross-border payments industry. They discuss the challenges and hurdles faced by startups in achieving compliance, the importance of layered security controls, and the evolving landscape of regulatory requirements. They also delve into the role of AI in fraud detection and compliance, emphasizing the need for responsible AI governance as the industry moves forward.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

We sat down with Sid Gautam, Head of Enterprise at Flutterwave, to discuss the challenges and innovations in cross-border payments, particularly in Africa. He shares insights on the evolution of stablecoins from his time with BVNK, the unique regulatory landscape in Africa, why stablecoins are so promising for emerging and underbanked markets, and how Flutterwave aims to simplify payments across multiple currencies and countries. We also touch on the importance of compliance, customer-centric innovations, and the future opportunities and challenges in cross-border.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

This week, Head of Market Insights Steven Dooley discusses the current state of the market amidst ongoing uncertainty, particularly focusing on tariffs, equity market performance, the dynamics of the US dollar, and the strength of European currencies. He touches on how recent legal rulings on tariffs have impacted business operations and market sentiment, the rebound in equity markets, and the shifting perceptions of the US dollar as a safe haven. The conversation also highlights the performance of the Euro and British pound, as well as the technical patterns forming in the Japanese yen.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode, hosts Alex Lawrence and Alanna Frost discuss the growing role of AI in finance - including how AI agents are now capable of managing end-to-end payment processes. They touch on the increasing interest in stablecoins among traditional banks, the rising demand for speed in payments, and how fintech is shifting towards deeper partnerships and operational efficiency. The conversation also highlights the evolving expectations of CFOs, with agility and risk management taking center stage.Check out the Convera Payments Pulse report for more on the shift.Brex CFO Imperative report for source material and inspiration.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of the Converge Market Update, George Vessey and Steven Dooley discuss the recent developments in financial markets, focusing on the US-China trade deal, US fiscal concerns, the performance of the US dollar, and the implications of Australia's monetary policy shift. They analyze how these factors are shaping market sentiment and investor behavior, highlighting the ongoing uncertainty and the potential for future market movements.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode, Bryce Deeney, CEO and founder of Equipifi, discusses the innovative approach of his company in the Buy Now Pay Later (BNPL) space. He shares his unique journey from being a professional poker player to leading a fintech startup that aims to disrupt traditional banking models. The conversation delves into the challenges of launching a new financial product, the future of embedded finance, and the potential expansion into the SME market. Bryce emphasizes the importance of consumer engagement and the operational efficiencies that Equipifi brings to financial institutions.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of Converge, host Steven Dooley and Convera's lead APAC FX and global macro strategist, Shier Lee, discuss the significant movements in Asian currencies, particularly the Taiwanese dollar, and their implications for the broader FX market. The factors driving these changes include tariff worries, of course, but also trade and foreign equity flows, illustrating why these currencies have recently gained. The conversation also touches on the outlook for commodity currencies and the economic landscape across Asia, highlighting the interplay between currency movements and macroeconomic developments.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this conversation, Raja Chakravorti discusses the transformative potential of blockchain technology, particularly through the Stellar Development Foundation. He emphasizes the importance of creating accessible financial solutions for underserved populations, the role of tokenization and stablecoins in democratizing finance, and the significance of regulatory clarity in driving innovation. The discussion also highlights Stellar's partnerships and initiatives aimed at improving cross-border payments and expanding its reach in the APAC region.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of Converge Market Update, George Vessey and Kevin Ford discuss the growing concerns surrounding the 'Sell America' trade, particularly in light of President Trump's threats to fire Federal Reserve Chairman Jerome Powell unless he cuts interest rates. They explore the implications of this tension on market dynamics, the importance of Fed independence, and the potential future of the US dollar amidst ongoing economic uncertainty.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this podcast, Jody Flournoy from Blockfuel talks about how blockchain is shaking things up in traditional finance, especially when it comes to cross-border payments. The conversation covers why stablecoins matter, some of the challenges with international transactions, and what a "stablecoin sandwich" actually means. Jody also touches on where digital treasuries could be heading, how crypto regulations are shaping up, and the mix between permissioned and permissionless tech in finance. It all comes back to the importance of transparency, trust and staying adaptable as the financial world keeps changing. Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this conversation, George Vessey and Kevin Ford discuss the recent turbulence in financial markets triggered by Trump's aggressive tariff policies. They explore the implications of these tariffs on the economy, the potential for a 'hard reset' theory suggesting a deliberate slowdown to pressure the Federal Reserve, and the challenges of balancing economic policies amidst rising inflation and market volatility. The discussion also delves into the weakening US dollar and its impact on global markets, highlighting the uncertainty and complexity of the current economic landscape.Note: Recorded before Trump's recent U-turn on tariffs.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

Real estate tokenization is changing how people invest in property. In this episode, hosts Alex Lawrence and Alanna Frost speak with Jack Land, Head of Marketing and UK Growth at MetaWealth, about how blockchain - specifically Solana - enables fractional ownership of high-end real estate. They discuss the benefits of tokenization, regulatory challenges, and how ESG principles shape asset selection. The conversation also explores the broader implications of Web3 for traditional finance and how real-time tracking of rental yields builds investor trust. Tune in for insights from the latest Fintech Meetup and deep dive into real-world asset tokenization. Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of the Converge Market Update, George Vessey, Lead FX & Macro Strategist, and Steven Dooley, Head of Market Insights, discuss the ongoing tariff developments and their impact on financial markets. They explore the mixed economic data trends, the responses from central banks, and the contrasting signals from consumer confidence and commodity prices. The conversation also delves into the recent movements in the FX market, highlighting the performance of various currencies amidst the prevailing uncertainty.Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

Alex Lawrence and co-host Alanna Frost sit down with fintech expert Simon Taylor from Sardine and Fintech Brainfood to talk about the "scamdemic" facing financial services and how AI is fighting back. Simon shares how his company is using AI to tackle fraud, streamline KYC, and reduce false positives. He also makes a strong case for stablecoins as a "universal layer" for payments - and why every business needs a stablecoin strategy. Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode, Steven Dooley, Head of Market Insights, and George Vessey, Lead FX and Macro Strategist, break down the market volatility sparked by President Trump's tariff policies. They talk about the impact on the US economy, the chances of a recession, and the weakening dollar. They also discuss why the euro is staying strong despite major changes in Europe. The conversation wraps up with insights into how currencies are reacting to shifting geopolitical and economic landscapes. Disclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.

In this episode of Converge, we're joined by Nkiru Uwaje, COO and Co-Founder of MANSA, to talk about the big shifts happening in cross-border payments. She breaks down how decentralized finance (DeFi) and stablecoins are making transactions faster, cheaper, and more accessible - especially in emerging markets where getting US dollar liquidity isn't always easy. We get into why liquidity is such a big deal, how stablecoins cut out the middleman, and what businesses need to know about regulation. Nkiru also shares her thoughts on tokenization and how it could open up new ways to invest and move money. If you're curious about how all this impacts the future of finance, you won't want to miss this one! Chapters00:00 The Future of Finance: Decentralized Payments02:53 Liquidity in Cross-Border Payments05:55 Challenges in Emerging Markets08:51 The Promise of Stablecoins11:52 Leveraging Multi-Chain Ecosystems14:46 Navigating Regulatory Landscapes18:13 Tokenization of Real World Assets21:06 The Role of Stablecoins in Global Trade24:07 Competitive Financing Solutions26:53 Embracing Innovation in Financial ServicesDisclaimer: Converge is Convera’s podcast that discusses a range of financial services topics. We want to remind our listeners that the information shared on this podcast is for informational purposes only and should not be considered financial advice. Please note that the opinions expressed on Converge are solely the opinions of the host and the guests, not Convera’s.