Episodes
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EP.66. 3 Tips to help you Repair Your Credit on your own
On this episode we are unpacking 3 tips to repair your credit all on your own so if you’re on the credit repair journey right now then this is the episode for you! Also, the top 3 things you can do today to repair your credit are: 1. Download my 5 Biggest Credit Repair Mistakes guide for FREE to...
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EP.65. The Number 1 Biggest Mistake your are making that’s stopping you from Repairing Your Credit
On this episode we are diving into the Number 1 Credit Repair Mistake that you are making that’s stopping you from Repairing Your Credit. Also, the top 3 things you can do today to repair your credit are: 1. Download my 5 Biggest Credit Repair Mistakes guide for FREE to understand what’s really...
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EP64. Should I hide it from my new girlfriend that I’m fixing my credit? (Credit Q&A in the Hangout)
This is a Credit Q&A in the Hangout Episode where I pick one of your questions to answer during an episode Today’s question is a good one as we have a guy trying to make up his mind of if he should tell his new girlfriend that he is working on repairing his credit or if he should keep it a…
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EP63. 3 Credit Repair Tips to Stop Collection Accounts from Destroying Your Credit Score
On today’s episode we are going over 3 credit repair tips that will stop collection accounts from destroying your credit score.. Even the ones that have been hurting your credit for years and years.. yeah those annoying ones! So come on in, kick back, and let’s get you the credit repair tips you...
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EP.62. The psychological motivation trick you need to repair your credit before 2027
If you’re tired of constantly feeling like you’re stuck in the same spot with your credit year over year.. If you’re tired of procrastinating and watching others repair their credit and live their best lives while all you can do is watch… If you need some really simple motivation to finally get…
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EP.61 How to lock in, fix your credit, and get approved for a new car before the end of 2026
Have you ever just gotten fed up with some of the scenarios that come with having bad credit? Like riding around in a clunker wishing you could get approved for a new car… Sitting at the car dealership for hours hoping and praying you finally get approved this time… Or maybe always having to…
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EP.60 What does my credit score need to be to buy a house in 2026 - Credit Q&A in the Hangout Episode
I'm answering YOUR questions on this special Credit Q&A in the Hangout Episode and the question for today is "What does my credit score need to be to purchase a home in 2026?" But I always keep it real so I have to break this down for you and really unpack what will go into getting you approved...
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Do these 3 things to repair your credit in 2026
It’s the new year so let’s cut the fluff this episode and give you exactly what you came for! In this episode I’m going over the only 3 things you need to focus on that’s guaranteed to repair your credit in 2026!!! And after the episode if you still need additional help I’ve taken it a couple…
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EP.58 The December Declutter your Credit and Finances need to Win in 2026
Have you ever felt like an entire year flies by and the goals you had set for the year just flopped? Well what if I told you that it’s all because of 1 simple thing? And that thing is “CLUTTER” But maybe not exactly the kind of clutter you’re thinking about… So on this episode I’ll be talking…
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Should I repair my credit or file bankruptcy? (Credit Q&A in the Hangout)
I’m answering YOUR credit questions every week in the Credit Repair Hangout now so let’s slide into another Q&A episode with a great question from a loyal listener and that question is “Should I repair my credit or Should I file bankruptcy?” If you’ve been on the fence confused because there is…
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How to repair your credit by making the right “Shift”
Ever feel like you’re just going through the motions everyday, stuck in the same position, and feeling like you’ll never be in a better credit situation? Well if so, you’re not the only one and trust me that here at The Credit Repair Hangout you have found your people! So on this episode I’ll be...
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How to repair your credit like you’re flying an airplane
Ever wondered how some people repair their credit effortlessly and get their lives back on track? You see them in front of their brand new home they just closed on or at the car dealership purchasing a brand new car and thinking wondering how did they do it but I’m still stuck??? Well turns out...
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How to repair your credit in 2025
Happy New Year Gang! It’s 2025 and it’s the perfect time to start the year off right by investing in the life you want to live this year. One of the things that should be at the very top of your list is repairing your credit. And I get it, it can be easier said than done but that’s why I’m making...
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5 Things to Get Laser Focused on to Get Approved for a New Car
Let’s talk about getting approved for a new car! With the new year coming up a lot of us may want to upgrade our ride but maybe we can’t because we have some things holding us back like our credit or our finances. Well on this episode we can fix that because I’m giving you 5 major moves to get...
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The 3 Best Things to Really Focus on to Repair Your Credit (The Time is Now)
Hey it’s almost the end of the year and I think that’s the best time to gain a lot of momentum and seriously improve our credit before a new year starts! But let’s face it we are all busy people so you have to spend your time wisely so on this episode we are talking about the 3 best things you...
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Let’s talk about money in money out (The most underrated way to repair your credit)
Are you just fed up with life not going the way you want? Like living with bad credit, living paycheck to paycheck, and just feeling like you’re making no progress at all? If so, this is the episode for you and this is the episode where you turn things around finally Let’s get our money back on...
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A No BS Approach to Repair Your Credit before the end of this year
Are you sick and tired of having a low credit score? And are you tired of the years passing you by and you still haven't accomplished your goals because of your low credit score? Well, if you're finally saying enough is enough then this episode is for you In this episode you will learn 1.…
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Does credit repair really work? (Credit Q&A in the Hangout) Ep.49
I’m answering YOUR credit questions every week in the Credit Repair Hangout now so let’s kick it off with our first Q&A from a loyal listener and that question is “Does credit repair REALLY work? If you’ve been on the fence confused because there is so much information and misinformation online...
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No one is coming to save you. You have to repair your credit for YOU!
Here is something I’ve learned from years of helping people fix their credit plus the years of myself living with bad credit. What I’ve learned is that no one is coming to save you.. no letter, no credit repair company, no person you meet is going to go as hard for you to get a better life than…
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How to get $50-$100K in business funding w/ Colin Brown (Even if you have a brand new business)
Yo, would it be useful to know how to get $50 - $100K in business funding that you can use to start, scale, or grow your business? If your answer is yes then this is the episode for you! Because we have none other than Colin Brown, owner and founder of BCU (Business Credit Unlimited) in the…
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Ep.46. Bad Credit by 1,000 Cuts
Have you ever heard the saying “Death by 1,000 cuts”? Where it talks about how so many small cuts over time could lead to your demise. Well I’ve learned that this can be very true for your credit as well. So many small mistakes (Cuts) could lead to Bad Credit! And on this episode I’ll dive into a...
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3 VERY Important things to remember when repairing your own credit
Hey if you’re trying to repair your credit on your own and need some tips to make it way easier and stop you from overthinking then this episode is for you. I have 3 very important things to remember that you need to know so come on in and let’s dive right in! Also, if you want to purchase my…
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Ep.44. How to build credit while repairing it (And the importance of it)
We may think they are the same sometimes but Building Credit vs Repairing Credit is two different things actually. But when you do the right things to build your credit while repairing it at the same time.. that’s when the real magic happens! So if you’d like to know how to do it then come on in...
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Ep. 43. Is Credit Karma really trash???
Ever heard any of the Credit Karma jokes over the years? You know “Credit Karma scores are trash” or “Don’t play yourself liking at Credit Karma thinking you gonna get approved for something” I mean I’ve heard hundreds of Credit Karma jokes. But is Credit Karma really trash though or is it…
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Ep.42. How to fix your credit to buy your first house this year (The First Time Homebuyer Episode)
I think one thing that’s on almost everybody’s goal list in life is to buy their first home right? But unfortunately if you have any kind of credit issues it may not be as easy for you than it will be for everyone else. If you don’t have the credit score you need to qualify then no bank is going…
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Ep.41. How I just took a credit score from 505 to 685 in 60 days (Exact steps I did)
I had a client that signed up for credit repair 2 months ago at a 505 score and he is now at a 685 score! On this episode I want to tell you exactly what was hurting him and exactly what I did to improve his score so that hopefully you can copy this and help yourself or someone else. I’ll break…
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Ep.40. Play defense with your credit to really improve your score
Ever heard the saying Defense wins Championships? If you’re into sports we all know this to be a true statement. But guess what.. playing defense with your credit is the way to really win when it comes to repairing your credit as well! I’ll break it all down on this episode. So come on in and…
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Ep.39. How to overcome depression caused by bad credit (I guarantee this will help)
Today’s episode topic is very serious because we are taking about overcoming depression, more specifically depression caused by bad credit (Yes, that is definitely a thing) And it is more common than you may think. People usually suffer in silence unfortunately but no one deserves to battle…
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Ep. 38. How to get paid collection accounts deleted from your credit report
Hey, one thing I’ve learned over the years is that collection accounts suck! And they suck even more when you decide to do the right thing and pay them off but then they still don’t get removed from your credit report!!! Like, are you forreal? It’s almost like a gut punch to hand over your money...
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Ep. 37. The 3 C’s you need to repair your credit.. what are they?
Yo, there is a lot of things you could do to repair your credit. Everyone online has a new magic trick or hack and it can start to be confusing to say the least. But just know this, there are 3 C’s that if you just focus on these you will have the best credit score that will last longer than the...
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How to repair your credit “Explain it to me like I’m a 4 year old”
Wanting to know how to get started repairing your credit but you need someone to break it down and keep it as simple as possible? If so, this episode is for you. I tune out when people try to overcomplicate things that should be really simple. So, on this episode I’ll break it down as simple as...
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How to understand a Mortgage Credit Report
Did you know the credit report that gets pulled for a Home Loan is way different than the ones we see everyday? On this episode we will go into detail on how a Mortgage Credit Report varies from the credit reports we normally see when checking our credit. And we go through the things you…
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Ep.35. What accounts to delete and NOT to delete to repair your credit
When repairing your credit yourself you always want to make the most impact in the least amount of time! And when disputing different accounts on your credit report there are negative accounts that will make a great impact in a positive way but then there are also negative accounts that if…
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Ep. 34. You will have bad credit forever unless you stop doing these 3 things
I gotta be real with you… You will have bad credit forever unless you make the decision to stop doing these 3 things for good! Tune in and let’s talk about them!!! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Report Access for just $1 that I mentioned in…
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Ep.33. Fixing your credit in 2024!
Hey!!! Say it with me: This is my last year having bad credit!!! This ends now and we are talking about the mindset and actions you need to take on today’s episode. Tune in!!! Also, if you want the discounted 3 Credit Report Access for just $1 that I mentioned then go here to get it...
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Ep. 32. ERC Collection Company out of business! Christmas has come early!
The latest news is that ERC Collection Company is out of business! That’s great news for anyone who is struggling with derogatory collection accounts being reported by them. So what happens next and what should you do if you’re affected? I’ll be answering this question on today’s episode. Tune...
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Ep.31. Can you repair your credit in less than 60 days???
We are 2 months away from a New Year and the magic question is.. Can you repair your credit in less than 60 days so it can be New Year New Credit Score entering 2024? I’ll be answering this question on today’s episode. Tune in!!! Also, if you want the discounted membership I mentioned then here…
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Ep.30. It’s Halloween, late payments got your credit looking spooky?
Happy Halloween! One of the scariest things for a lender is an applicant with bad credit. And nothing hurts your credit more than having a ton of late payments so let’s talk about what we can do to fix it. Tune in!!! Also, if you want the discounted membership I mentioned then here is my...
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Ep. 29. Repair your credit using Nick Saban’s Coaching Advice!
All you really need to repair your credit this year is the right advice! So on today’s episode I pulled some of the simplest yet BEST advice I’ve heard from Alabama Football Coach Nick Saban that will truly help you get on the right track. Tune in!!!Also, if you want the discounted membership I...
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Have a “Just do it” kind of a week with repairing your credit
Are you an over thinker? What if I told you that may be the #1 thing holding you back from having great credit? Tune in to this episode and let’s talk about how to push through it to repair your credit and live the life you deserve!!! Also, if you want the discounted membership I mentioned then...
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Ep. 27 How to delete negative accounts from your credit report and the best tool to use!
Wanting to repair your credit yourself and need to know what tool to use to make it easy?? Then tune in to this episode and let’s talk about it! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 My...
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Ep.26 You Can’t Out-Earn Bad Financial Habits (The Real Credit Score Killer)
Are you someone that thinks you can just out earn your bad financial habits while repairing your credit??? Yeah, that used to be me too until I found out you can’t over and over again… no matter how much money you make. Bad financial habits are the real credit score killer!!!Tune in to this…
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Ep.25 How many credit scores do you really have?
I have how many credit scores??? Lol yeah that’s how I reacted too when I found out. Tune in to this episode and let’s talk about it! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 All other credit...
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Ep.24. How bad of a car deal do you REALLY get with a low credit score? (Credit Repair Motivation)
Ever wonder how bad of a car deal you really get when you have a low credit score? Well tune in to this episode and let’s talk about it.. this should get you motivated to fix your credit once and for all!!! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit...
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Ep.23. Phone Bills in Collection.. How to delete those stubborn ones from your credit report!
(Listener’s Request Episode) Got any old phone bills that went into collections that you just can’t seem to get off your credit report?? Well tune in to this episode and let’s talk about how to get them deleted and get your credit back on track! Also, Subscribe to our new YouTube Channel here for...
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Ep.22. Don’t led bad credit get you down… The Good Credit Bus comes back around!
Good credit scores are like buses.. miss one next 15 one coming! Tune in to this episode and I’ll explain what I mean by that lol! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 All other credit…
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Ep.21. What’s REALLY hurting your credit score?
Trying to repair your credit and wanting to know what’s really holding your credit score back and stopping you from making REAL PROGRESS? Tune in to this episode and let’s talk about it! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit tips...
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Ep.20 What to do when you feel like credit repair just isn’t working
How’s your credit repair journey going? Feeling stuck still? Maybe frustrated because you feel like you’ve tried everything but nothing is working out for you? Well tune in to this episode and let’s talk about it because there is still hope I promise! Also, Subscribe to our new YouTube Channel…
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Ep.19. How to write a credit repair dispute letter that works!
Want to learn how to write a credit repair dispute letter that really works? Gets passed the Credit Bureaus stall systems and gets you more deletions?? Well tune in to this episode and let’s talk about it! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit...
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Ep.18. The News on Student Loans (My Best Credit Advice)
Have you been keeping up with the news on Student Loans?? How about I sum it up and give you some simple advice to help you with them and with your credit! Let’s talk about it! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit tips...
About this show
This podcast is a place to come hangout and learn everything you need to know to build or repair your credit!
Hosted by
Eric Hicks
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