PODCAST · education
Credit Stan
by MYA
Credit Stan Welcome to Credit Stan, your step-by-step guide to breaking the paycheck-to-paycheck cycle, crushing debt, and taking control of your money. Let’s be honest: budgeting can feel restrictive and tackling debt feels overwhelming. But it doesn’t have to be. If you’re tired of wondering where your money went at the end of the month, you're in the right place. This channel is built for beginners who want simple, actionable, and judgment-free financial advice. No complicated jargon, just real strategies for real life.
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FICO 10T: The 3 Steps to Prepare for August 2026
Your credit score is about to change forever in August 2026. In this video, I break down exactly what’s happening with the new FICO 10T and VantageScore 4.0 models and give you three simple, beginner-friendly steps to protect your score right now. No panic, just a clear plan. Here’s what we cover: - Why credit scoring models are switching from a single snapshot to a 24-month video of your habits - How to automate minimum payments to shield 35% of your score in 60 seconds - The power of weekly micropayments to keep your balances low and your score climbing - A quick soft-pull audit trick to remove errors that are dragging you down - How to turn the August 2026 deadline into your unfair advantage I’m Credit Stan, and I help beginners break the paycheck-to-paycheck cycle and take control of their money without the stress. By the end of this video, you’ll have a low-stress action plan to keep your score safe and actually start seeing it go up.
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Credit Stan Podcast
https://listen.hubhopper.com/podcast/credit-stan-podcast/486681
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ABOUT THIS SHOW
Credit Stan Welcome to Credit Stan, your step-by-step guide to breaking the paycheck-to-paycheck cycle, crushing debt, and taking control of your money. Let’s be honest: budgeting can feel restrictive and tackling debt feels overwhelming. But it doesn’t have to be. If you’re tired of wondering where your money went at the end of the month, you're in the right place. This channel is built for beginners who want simple, actionable, and judgment-free financial advice. No complicated jargon, just real strategies for real life.
HOSTED BY
MYA
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