PODCAST · education
Credit Talks
by Jumaria A. Parker
Building a community of financially conscious young adults who are empowered to manage credit or eliminate it, control their cash flow, and live a life of freedom through financial wisdom.
Episodes
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The Financial Sense of Foster Care/Adoption: Segment 1
When it comes to financial management, there needs to be, no there has to be a shift in your mindset. When it comes to managing your finances you should be asking your self does this make Financial Sense for my family? Your money decisions should make sense financially and many of the decisions…
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Credit on the Move: The ups and downs of your credit score
Your credit score is always on the move. Each month as things on your credit report changes so will your score, but some of these changes can happen without you doing anything. This week we discuss some events that can cause your score to go up and down from month to month. We also revisit the 5...
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The Walls are Closing in on Me! Covid19 Check up
As much as I love talking money and credit with my squad, I have to sometimes take a moment and check-in with you all. So How are you all doing.. Ladies how ya'll feel? Fellas, ya'll alright? In all of my Erica fierceness lol. This week we take a moment and talk about the strain COVID19 is having...
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Our Journey to homeownership: And So it Begins (full episode)
The last take of this episode was missing the episode lol hahaha. I think I was super excited to be sharing the start of this process with you all that I totally missed a step. Well here we are again and this time you guys get to hear what we are doing to prepare to take this journey. In this...
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Let's Talk: Collections
The Conversation Continues... This week we are talking about everything collections. We dive into how your accounts go to collections, what account can be reported, How long the collection will stay on your report and how to handle collections. Listen in now and catch up on all we have to talk...
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Let's Talk: Late Payments
Oh, do we have something to talk about this week! Late Payments are the topic of discussion on this episode and we dive into how they affect your credit score, why payment history is important and how to avoid them. Wait I forgot to mention that we talk about disputing late payments on your…
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Surround your self with people who build you up
This week I sit down with my husband and discuss his money mindset and how it has changed over the years. We talk about our recent visit to the car dealership and the thoughts we weighed while there. Listen in as we discuss how having someone in your life who thinks differently can change the way...
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Allow Me to Introduce Myself!!
Credit Talks is almost 5 months old and after over 15 shows and 150 plays, I just realized you all don't know who Jumaria Parker is. So allow me to introduce myself. This week I talk about me, my husband, my family, and my why. Take a listen and learn who the voice behind Credit Talks is. Visit...
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Version 1, Version 2, Version 5, Version 8!!
Still wondering why your credit score from different places is sometimes drastically different? There is a reason for that.. actually there us a version for that too. That’s because there are different score versions available. This week we discuss the different FICO Score and industry-specific...
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FICO VS VantageScore
Have you ever pulled your credit score from different places and wondered why the score is sometimes drastically different? That’s because there are different score models available. This week we discuss the two big hitters in the credit reporting industry and how they calculate your credit…
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Retake: Look back at the 5 key factors of your credit score
The credit conversation is in motion. This episode we revise the 5 key factors of your credit score. No better wat to start off the credit conversation than by focusing on how your score is calculated. We discuss how to access your credit report, what information is included in your report, how...
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It's the final inning and you are up to bat!
January is coming to an end and our money is getting on track. We are wrapping up out budgeting segment this week and I wanted to encourage you on how important this step in the process is. Take a listen and look for your resources. Visit mycredittalks.com to subscribe to the podcast join the...
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Budgeting Challenges
We are 17 days into the new year and our money is getting on track. Budgeting is still the focus so let's dive right on in. This week we discuss why budgeting challenges, why budgets fail and myths about budgeting. Visit mycredittalks.com to subscribe to the podcast join the mailing list and…
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Hey y’all, Happy New Year check in
Just wanted to check in with everyone and let you all know what’s been going on with me and why the break. We are still here and ready to kick 2020 off with a bang. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit...
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You gotta go Deep...Deep...Deep...
Goodbye Christmas and hello New Year. 2020 is less than 6 days away and it's time to get our money in check. This week we talk about taking a deep dive into our current spending habits and ways to track our spending before kicking off our budgeting efforts. Visit mycredittalks.com to subscribe to...
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Budget on another level: 5 Tips on How
My Bank account didn't take a hit this holiday season... says no one. With christmas around the corner and black Friday deals slinging left and right, bank account balances are at an all time low. Budget on another level gives you 5 tips on how to get back on track after this holiday season.…
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Owning your Keys: The Finale
Our journey into each of the 5 key factors that affect your credit score comes to an end. Discussing FICO Score knowledge with a focus on everything Credit inquiries. Be empowered on what inquiries are, the difference between hard and soft inquiries, the importance of credit inquiries, how it...
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Owning Your Keys Pt 4
Our journey continues into each of the 5 key factors that effect your credit score. Discussing FICO Score knowledge with a focus on everything Credit Mix. Be empowered on why I started this series, why credit is important to us all, the importance of credit mix, how it effects your score, the...
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Owning Your Keys Pt 3
We continue our journey into each of the 5 key factors that affect your credit score. Discussing FICO Score knowledge with a focus on Length of Credit. Be empowered on why the length of credit is important, how it affects your score, and tips on how to manage your credit length. Visit...
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Owning Your Keys Pt 2
We continue our journey into each of the 5 key factors that affect your credit score. Discussing FICO Score knowledge with a focus on Amounts owed and Credit utilization Ratio (CRU). Be empowered on what Utilization is, why is it important, how Utilization affects your score, The two parts used…
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Owning Your Keys Pt 1
We take a deeper dive into each of the 5 key factors that effect your credit score. Discussing FICO Score knowledge with a focus on Payment history. Be empowered on what payment is, why is it important, how payment history affects your score, how it is calculated and tips on how to manage your...
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5 Key Factors to Your Credit Score
Today we discuss how to access your credit report, what information is included in your report, how your credit score is calculated, and the credit analysis. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit...
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Are you in the number?
In this episode we discuss preparing to purchase a home, obtaining a realtor and how your credit report effects your potential to purchase. Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of...
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Mental Reality Check
This episode I share my mental reality check where I talk about my recent diagnoses of severe depression. I relate how your finances can affect your mental health and how important it is to take care of yourself mentally as your mental stability can and will affect your financial stability. Visit...
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ABOUT THIS SHOW
Building a community of financially conscious young adults who are empowered to manage credit or eliminate it, control their cash flow, and live a life of freedom through financial wisdom.
HOSTED BY
Jumaria A. Parker
CATEGORIES
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Frequently Asked Questions
How many episodes does Credit Talks have?
Credit Talks currently has 24 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Credit Talks about?
Building a community of financially conscious young adults who are empowered to manage credit or eliminate it, control their cash flow, and live a life of freedom through financial wisdom.
How often does Credit Talks release new episodes?
Credit Talks has 24 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Credit Talks?
You can listen to Credit Talks on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Credit Talks?
Credit Talks is created and hosted by Jumaria A. Parker.
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