PODCAST · education
Crown Money - Halve Your Home Loan
by Jessie Edge & Scott Parry
Listen to money management experts Scott Parry and Jessie Edge discuss their experience in the mortgage industry over the last 15 years - and learn how you can beat the banks, and pay off your home loan in up to half the time!The information contained in this podcast is factual and general in nature and is not personal financial advice.
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55
The Crown Effect: Ben & Amy Story
Paying off your mortgage years ahead of schedule isn’t about earning more. It’s about having the right strategy and sticking to it.In this episode, Scott Parry is joined by Crown Money clients Ben and Amy, who share how they reduced their mortgage from nearly $500,000 to under $100,000 in just four years. They reflect on their initial scepticism, the mindset shifts that changed their approach to money, and why they now focus on paying off their loan faster rather than chasing the lowest interest rate.They also discuss how the Crown Money system helped them become more intentional with their spending, why they no longer worry about interest rate rises, and what life looks like as they prepare to become completely debt-free. With plans to build wealth for their family and create more financial freedom, their story is a powerful example of what's possible with the right guidance and consistency.If you've ever wondered whether paying off your mortgage sooner is really achievable, this conversation is for you.
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54
The Crown Effect - Jackson's Story
Financial freedom doesn’t happen by accident. It happens through the right strategy, consistent action, and a willingness to do things differently.In this episode, Jessie Edge and Scott Parry are joined by Crown Money client Jackson, who shares his seven-year journey from financial stress and poor loan structures to being on track to own his home outright before the age of 38. He reflects on the challenges he faced before joining Crown Money, the mindset shifts that helped him stay focused, and the systems that have accelerated his progress.Over the past 12 months alone, Jackson has paid more than $161k off his mortgage principal. He also discusses the importance of accountability, creating additional income streams, building generational wealth for his family, and staying committed to long-term goals rather than chasing short-term appearances.If you’re looking for inspiration, practical financial lessons, and proof that a different approach can create extraordinary results, this conversation is for you.
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53
Buy the car your ego can afford
Buying a car can be one of the biggest financial decisions people make, but too often it’s driven by emotion, pressure, and lifestyle creep rather than strategy.In this episode, Jessie Edge and Scott Parry unpack the real cost of car ownership, the financial traps people fall into, and why they believe you should “drive the cheapest car your ego can afford”. They break down practical rules around vehicle spending, the pros and cons of electric vehicles, and why buying brand new cars can seriously slow down your financial progress.They also explore smarter ways to fund a vehicle, the risks of novated leases, and how to think about major purchases without derailing your long-term goals.If you want to make better financial decisions, reduce unnecessary debt, and keep your money working toward financial freedom, this conversation is for you.
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52
The Crown Effect: Andrew & Katie Story
Trying to stay on top of your finances can feel like a full-time job, especially when money is spread across multiple accounts and there’s no clear system in place.In this episode, Jessie Edge and Scott Parry are joined by Crown Money clients Andrew and Katie, who share how they went from juggling bills and managing cash flow day-to-day to building a simple, structured system that gave them clarity and control. They talk through their initial scepticism, what made them choose Crown Money, and how seeing the numbers mapped out changed their perspective.Within just 12 months, they were $70,000 ahead on their mortgage, reduced financial stress through automation, and developed stronger habits around spending and decision-making. They also share how they approached a major purchase without derailing their progress, and why it was still worth it.If you’re feeling overwhelmed by your finances and want a clearer, more effective way to get ahead, this conversation is for you.
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51
The Crown Effect: James & Jessie Story
Feeling like your money is coming in and going straight back out can leave you stuck with no clear way forward.In this episode, Scott Parry is joined by Crown Money clients James and Jessie, who share how they went from feeling like they were treading water financially to taking control with a clear plan and strategy. They talk through the moment they realised something needed to change, how their mindset shifted, and the simple but powerful approach that helped them start making real progress.From paying down thousands off their mortgage in a single month to working together as a team, their journey shows what’s possible when you understand how money works and have the right support behind you.If you’re tired of feeling stuck and want a smarter way to move forward financially, this conversation is for you.
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50
The Crown Effect: Leanne & Peter O’Shea story
Paying more into your mortgage doesn’t always mean you’re getting ahead.In this episode, Scott Parry is joined by Crown Money clients Leanne and Peter O’Shea, who share how they went from aggressively paying down their loan to realising they were still stuck making little progress. They unpack the mindset shift that changed everything, how the right strategy helped them take control, and what it looks like to make your money work for you, not just the bank.Now paying off an average of $5,000 per month and on track to be debt-free by the end of the year, their story is a powerful reminder that it’s not just about how much you put into your mortgage, but how you manage it.If you’ve ever felt like you’re working hard but not getting ahead, this conversation is for you.
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49
Understanding the Role of a Financial Planner
Financial advice isn’t just about investments; it’s about building confidence at every life stage.In this episode, Jessie Edge and Scott Parry are joined by financial planner David Pereira to explore how financial planning supports young families, protects income, strengthens superannuation, and prepares you for retirement. They discuss the real value of insurance, the importance of binding death benefit nominations, and why income protection is often more critical than life insurance.If you want clarity around your financial future and practical insights you can actually use, this conversation is for you.
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48
Investing for Beginners
In this episode, Jessie Edge and Scott Parry break down the basics of shares, ETFs, managed funds, property, bonds and crypto in simple, practical terms.You’ll learn how each investment works, why diversification matters, and how long-term strategies build real wealth. If you want to grow your money without “betting the house”, this is the place to start.Clear. Straightforward. Built for beginners ready to move forward financially.
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47
Your money needs a Coach
In this episode, Jessie Edge and Scott Parry unpack why coaching isn’t just for elite athletes. It’s for anyone serious about financial success. They break down how accountability, structure and expert guidance can dramatically improve your results, whether you’re chasing fitness goals or working to pay off your mortgage faster.Here’s what they cover:Why going it alone with money often leads to slow progressThe real reason accountability changes behaviourHow a structured plan outperforms motivation aloneWhy expertise matters when mistakes are expensiveThe “personal trainer” approach to building wealthIf you’re earning good money but still feel like you’re not getting ahead, this episode will challenge how you think about results. Because when it comes to your finances, hope isn’t a strategy. Performance is.
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46
Preparing for the worst
In this episode, Scott Parry and Jessie Edge unpack how financial blind spots in relationships can lead to serious consequences, especially during major life events like divorce or death. They highlight why it’s crucial for both partners to have visibility and access to financial information, and how a lack of financial transparency can leave individuals vulnerable in times of crisis. You’ll learn practical steps to protect yourself, the importance of having a plan in your own name, and how financial advisors can play a pivotal role in creating long-term security and peace of mind.
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45
How to Make your Home Loan Tax Deductible
In this episode, Jessie Edge and Scott Parry discuss innovative strategies for making mortgages tax-deductible through a method called debt recycling. Scott explains how this strategy can help individuals create passive income while reducing their home loan debt.Here’s what they cover:How turning bad debt into good debt could change your retirement gameWhy borrowed money (done right) can lead to tax-deductible winsHow your mortgage could become your biggest financial minionThe strategy that helps clients break free from 30-year loan trapsA smarter way to set up your future, one that banks hope you never discoverIf you're feeling like you earn good money but still aren’t getting ahead, this episode is for you. It’s not just theory, it’s a blueprint for real progress, tailored to hardworking Australians who are tired of spinning their wheels.
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44
Don't be duped when buying an investment property
So you’re thinking about buying an investment property -congrats! But before you sign on the dotted line, this episode is a must-listen. We unpack:The biggest traps that catch new investors off guard.How to spot slick sales tactics and too-good-to-be-true promises.Smart ways to research areas, deals, and developers.The difference between buying for hype vs. buying for strategy.We’ll help you dodge the duds and make confident, informed property decisions, without losing your sense of humour (or your savings).
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43
7 Levels of Financial Freedom
Jessie Edge and Scott Parry unpack the 7 Levels of Financial Freedom, from debt stress to living off passive income. Discover where you sit, what it means, and how to level up using simple, proven money strategies. Freedom starts here.
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42
AI is Here! What does that mean for your finances?
AI is changing everything - how we work, live, and even how we spend money (yep, robots might be better budgeters than some of us!). In this episode, we chat about:What the rise of AI really means for your finances and job security.Simple ways to make your money “future-proof.”How to stay financially flexible when the world feels unpredictable.Why being smart with your cash today can set you up for an AI-powered tomorrow.Think of it as your cheat sheet for surviving — and thriving — in the age of algorithms.
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41
How This Couple Paid $53,750 off Their Mortgage in 12 Months
Hear from Crown Money clients Pip and Adam as they share their inspiring journey through the Home Ownership Program. Discover how they transformed their finances, accelerated their mortgage repayment, and built a stronger financial future using Crown Money’s proven system.
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40
3 Myths
In this episode we bust 3 finance myths:1) I'll save more when I earn more2) Investing is too risky3) I don't have time to deal with my finances
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39
Don't be distracted by rate!
In this episode, Scott and Jessie break down the common misconception that the lowest interest rate always equals the best loan. They explain why focusing solely on interest rates can lead to missed opportunities for financial growth. Instead, they emphasize the importance of prioritizing loan terms and strategies that help you pay off your mortgage faster. Learn how to identify the loan that truly costs you less and aligns with your long-term financial goals.
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38
What is holding you back from financial success?
In this episode, hosts Jessie Edge and Scott Parry dive into the common barriers that hold people back from achieving financial success. From mindset challenges to poor habits, they explore practical strategies to overcome these obstacles and take control of your financial future.
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37
Teaching Kids About Money: How We Handle Pocket Money
In this episode, Scott and Jessie share how they approach pocket money with their kids. From setting clear expectations to teaching the value of saving and investing, they discuss practical strategies for raising financially savvy children.
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36
Financial Phrases to Live By (Part 1)
In this episode, we explore key financial phrases that can transform your approach to money management and investing. Discover timeless wisdom and practical insights to help you build a stronger financial future. Tune in to learn how these powerful phrases can guide your financial journey.
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35
How to get investment ready sooner
So you want to buy an investment property, but according to the bank, you can't service the loan... what next? In this episode, we'll show you what you can do to improve your servicing so you can be investment-ready sooner.
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34
Why weren't these lessons taught in school?
In this episode, we chat about the money lessons we wish we’d learned back in school. If you're a parent, these are the must-know tips to share with your kids to help them grow up money-smart. Let's make sure the next generation has the tools they need to handle their finances with confidence!
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33
Travel $ Smart
In today's episode, we'll discuss ways to get the most bang for your buck with your travel plans.
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32
Encouragement helps!
We're joined by special guest Reuben Dabrow to discuss how he supports his clients to take a leap of faith with the Crown Money program.
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31
Debt recycling
Learn about turning your bad debt into good debt in this episode on debt recycling.
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30
Money Dials
Let's talk about your money dials - the things you're willing to spend big on (and the things you're not).
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29
Scott joins Tim Graham from Hotspotting
Join Scott and Tim Graham from Hotspotting for a discussion about all things money and property.
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28
Why isn't money taught in school?
So why doesn't school spend more time teaching our kids about money, the one thing we're all guaranteed to use in our lifetime?
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27
S.M.A.R.T Purchases
The 5 key steps when looking at making a significant purchase.
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26
Financially Set For Life
Hear Scott Parry discuss Crown Money's Financially Set For Life program. A step-by-step total approach to financial freedom.
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25
Chelsea's property market update
Let's take a look at what's happening in the Australian property market.
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24
What's an emergency fund?
Hear from Senior Financial Coach Adam Santangelo about the importance of an emergency fund.
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23
Business talk with Craig Parry
After 9 years of successfully running a business, Craig has some fantastic insights to share.
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22
Reuben's tips
Hear Reuben's tips on how you can help speed up the home loan application process.
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21
Intro to Adam
Meet superstar Finance Coach Adam Santangelo.
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20
What is a FLEX?
And no, it's not showing off your muscles.
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19
Intro to Craig
Welcome to the podcast Craig Parry - Finance Broker, Business Owner, and all-around legend.
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18
Intro to Reuben
Meet Reuben Dabrow, one of Crown Money's financial strategists (and all-round legend).
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17
Side hustlin’
Scott and Jess talk through various side hustle options to earn some additional cash.
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16
HECS HELP
Let’s talk about your HECS HELP debt and the upcoming sharp indexation.
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15
Retirement is not an age
Listen to some money hacks that will get you closer to your retirement $$
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14
Money quotes
Here we discuss some awesome money quote from The Psychology of Money by Morgan Housel.
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13
Financial issues in relationships
Money and relationships don’t always mix. Let’s talk about how you can safeguard your relationship from money issues.
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12
Financial Automation
Automation is the key to financial success.
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11
Help your kids buy their first home
Are your adult kids ready to buy their first home? This episode will go through the ways you can help!
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10
Protecting your assets
Are you prepared for a rainy day? Hear CEO Scott Parry discuss how to protect your assets.
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9
Enough is enough
How do you know when you have enough to retire comfortably?
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8
Property update
What is going to happen to property around Australia as a result of the rate rises and inflation?
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7
Fixed rates
Have you missed the boat to fix your interest rate?
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6
Interest rate rises and the property market
How are the interest rate rises going to affect the property market?
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ABOUT THIS SHOW
Listen to money management experts Scott Parry and Jessie Edge discuss their experience in the mortgage industry over the last 15 years - and learn how you can beat the banks, and pay off your home loan in up to half the time!The information contained in this podcast is factual and general in nature and is not personal financial advice.
HOSTED BY
Jessie Edge & Scott Parry
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