PODCAST · education
Debt-Free Latina
by Mayra Alejandra Garcia
Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.
Episodes
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From Layoffs to Liberation: Felicia Hernandez on Money, Resilience & Her Chicago Conference
#113 - Mayra sits down with longtime client and friend Felicia Hernandez, founder of Gorditas Way, a movement helping women of color and LGBTQ communities heal their relationship with their bodies through movement. Felicia opens up about surviving two separate layoffs, the financial rollercoaster...
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An HR Insider's Guide to Negotiating Your Pay ft. Adriana Talks Dinero
#112 - Mayra sits down with Adriana — an HR professional of 13 years and the founder of Adriana Talks Dinero — to pull back the curtain on how pay negotiation actually works from the employer's side of the table. Adriana shares the layoff experience that pushed her to start her business, the...
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Breaking Money Taboos with Raylene Hernandez and Alejandra Magaña Gamero from Latinas Talk Dinero
#111 - Mayra sits down with Raylene Hernandez and Alejandra Magaña Gamero, the duo behind Latinas Talk Dinero, to talk about how their friendship-turned-business started, why money has historically been a taboo topic in Latino households, and how community and resilience have carried each of them...
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I'm Back: Inflation, the Job Market & the Housing Market Right Now
#110 - Mayra returns after time away to catch listeners up on her work helping clients get out of debt and build wealth. She then breaks down three forces shaping everyone's money right now — inflation, the job market, and the housing market — sharing her own recent job search experience along…
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How to Get Your Finances Organized for the New Year
#109 - In this episode of the Debt-Free Latina Podcast, Mayra shares a realistic and encouraging approach to starting the new year with your finances, without pressure to be perfect. She opens up about life transitions, motherhood, and becoming an almost–empty nester, and how those seasons mirror...
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Goal-Setting 101: Create Financial Milestones You Can Achieve
#108 - Setting goals is the foundation of any successful financial journey, but not all goals are equal. In this episode, we’re diving into how to set SMART financial goals that are realistic, actionable, and designed to keep you motivated. Whether saving for a big purchase, tackling debt, or...
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New Year, Fresh Start – Budgeting for a Successful 2025
#107 - Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to…
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Celebrate the Milestones Along Your Journey
#106 - In this Episode, Mayra explains how it's important to make an effort to celebrate the milestones along your debt-free journey. You may lose momentum because the trip can be long and hard. If you are interested in learning more about Financial Coaching, schedule a free 15-minute…
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5 Reasons You Need a Strong WHY!
#105 - In this episode, Mayra explains reasons for having a strong definition behind your debt-free journey. The going will get tough, there are going to be many distractions along the way. A strong WHY, helps us stay focused on the course and not deviate from the goal. If you are interested in...
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A Budget is a Mirror into Your Priorities
#104 - In this episode, Mayra explains the idea that how we manage money is a reflection of what is important to us. We need to make sure that what we strive for is included as well. Are your goals clearly defined in your budget? Does impulsiveness dominate your emotions and decisions? If you are...
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An Alternative to the Envelope System
#103 - In this episode, Mayra discusses what types of bank accounts she has. What her banking structure looks like and the alternative option to the envelope system. We usually tend to overspend on food and entertainment. This strategy has been beneficial in the past few months. If you are...
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Don't Let Your Past Dictate Your Future
#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters. If you...
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Cultura and Cash with Giovanna Gonzalez
#101 - In this episode, Mayra has a special guest on the show. Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts. Giovanna shares her life experiences of…
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100 Episodes of Financial Discovery: My Journey Unveiled
#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation....
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What Can We Do About Systemic Issues?
#099 - In this episode, Mayra shares a story about a TikTok video she came across of a Latina living in California that claimed it was hard to live on her 6 figured income even though she had zero debt. And although that is very much the case, this person was blaming the systemic issues in our...
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How To Stay on Budget While on Vacation
#098 - In this episode, Mayra shares how her family stays on budget while on vacation. That may sound restrictive for some but the truth is there are so many more benefits than anything else. Based on the itinerary, she guestimated how much she might need for each place she plans to visit. And…
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Do You Regret Making Some Purchases?
#097 - In this episode, Mayra shares how we often are so excited to buy items, and then after we own them we have a feeling of regret. This might not happen all the time, but the thing you thought was going to be so awesome, isn't as good as you once thought. If you've been in that situation, you...
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Money Conversations Can Be Difficult...Have Courage!
#096 - In this episode, Mayra shares how sometimes we Latinas feel like we can't speak up when it comes to how money gets handled in our homes. Sometimes machismo, or just family dynamics are intense and we might default to just keeping the peace in our relationship as a higher priority. The…
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How to Avoid Comparing Yourself to Others
#095 - In this episode, Mayra shares tips on how to avoid comparing yourself to others which can cause unhappiness in our lives. She also answers an email she received regarding joint accounts vs separate accounts for a married couple. If you are interested in learning more about Financial...
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Financially Strong Latina with Jen Hemphill
#094 - On this episode, I interviewed Jen Hemphill she is the host of the Her Dinero Matters Podcast and she shared some common misconceptions, and some tips on how we can start budgeting consistently. As well as her upcoming event Financially Strong Latina. Connect with Mayra at...
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How to Stay Disciplined and Motivated to Budget
#093 - In this episode, Mayra talks about how to stay motivated and disciplined when planning your money. It's not an easy task but you have to embrace the fact that budgeting or planning your money is a task that needs to be completed regularly in order to win with money. Also having a strong…
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Envision Your Debt-Free Lifestyle
#092 - In this episode, Mayra shares that when envisioning and taking steps to eliminate our debt, it's usually not one major change that will steer us in the right direction. It's actually many small choices that we have to make consciously that will help us stay the course in our debt freedom...
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7 Challenges We Need To Overcome to Become Debt-Free
#091 - In this episode, Mayra shares 7 common challenges we need to overcome to become debt-free. It isn't always easy to combat our debt, staying mindful of the challenges and brainstorming how to push through to achieve our financial goals is one way to prepare. This road to debt freedom can be...
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Breaking Free From Consumerism
#090 - In this episode, Mayra shares how consumerism can be combated. Modern advertising fuels our need to buy, and marketers use psychological tactics to get us consumers to spend more. We can learn to evaluate what we already own vs. what we are thinking of buying next and be mindful of our…
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The True Cost of Debt: More Than Just Money
#089 - In this episode, Mayra shares how the burden of debt can be heavy. She also shares how we can effectively make changes and our thought process to help combat our impulses going forward. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at...
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Slash and Burn: Effective Strategies to Eliminate Debt Fast
#088 - In this episode, Mayra shares how to effectively eliminate debt! It takes more than budgeting, it also requires strategy! Imagine a life where every paycheck stays in your pocket. It's possible! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at...
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Budget for Success
#087 - In this episode, Mayra shares why it's important to plan and create a budget with the entire family. She encourages married couples to talk about goals, dreams, and aspirations. When couples have shared objectives, it creates a synergy that can really propel couples to achieve their…
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Why It's Important to Invest in Yourself
#086 - In this episode, Mayra shares the importance of being lifelong learners. Sometimes learning a skill will take time, energy, and even sometimes a monetary investment. Investing in ourselves can be something we are reluctant to do if we are on our journey to build wealth. However, the best...
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This Debt-Free Journey is Hard!
#084 - In this episode, Mayra shares how staying the course in this debt-free journey always hits a hard season. Unless you have a strong why! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
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How Our Emergency Fund Helped Us Recently
#083 - In this episode, Mayra reviews why it's important to have an emergency fund. She shares a personal story about why her emergency fund came in handy. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
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Every Penny Counts
#082 - In this episode, Mayra reviews why it's important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire. Connect with Mayra at...
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Being Intentional About Professional Growth with Rosa from Speak Up Mujer
#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer. Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an...
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The Silent Withdraw: Monthly Subscriptions
#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren't using at all! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on...
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Finding Discounts, Coupons, and Deals to Maximize Savings
#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up! Connect with Mayra at…
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Being a First Generation Latina is Difficult
#078 - In this episode, Mayra shares her story and how difficult it has been to be a First Generation Latina. She had to make some difficult decisions in the last year. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
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You want to Improve Your Financial Future....but Your Spouse Isn't Ready?
#077 - In this episode, Mayra shares the struggles of getting her husband on board when it came to our finances. She reviews what you may need to do and address before you have that "conversation." Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at...
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Money Strategies: Food Planning
#076 - In this episode, Mayra shares how she plans to get the best bargains at the grocery store. And also how to handle when eating out is the only option. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
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Money Strategies: The Envelope System
#075 - In this episode, Mayra shares how she and her family have implemented the envelope system to help them achieve some short-term goals. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
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From Independence to Unity: How to Merge Your Finances to obtain Financial Abundance with Valentina Izarra
#074 - In this episode, Mayra interviews actor, dancer, podcaster, and self-improvement junkie Valentina Izarra. Valentina went through a painful divorce and learned a lot from the experience. She shares her story as well as why she believes merging your finances with your spouse is powerful....
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From Vision to Reality: Unleashing Your Dream Career and Financial Abundance
#073 - In this episode, Mayra interviews Dr. Norma Reyes about how we can start dreaming, visualize, and set goals for our future. Dr. Norma Reyes is a first-generation Mexican American; Both of her parents are from Mexico. She's one of four children and the first in her family to work towards...
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Breaking Barriers: How First Generation Latinas Can Start a Small Business with Claudia Valenzuela
#072 - In this episode, Mayra interviews Claudia Valenzuela about how we can start a small business with little to no monetary investment. Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler & a former…
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Business Bookkeeping with Lourdes Auquilla
#069 - In this episode, Mayra interviews Lourdes Auquilla about Business Bookkeeping. They discuss 3 common mistakes business owners make in bookkeeping and how to correct them. Lourdes Auquilla is a Latina Bookkeeper who helps CEOs gain financial clarity so they can know exactly where their…
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Life Insurance for Latinas: Protecting Your Loved Ones and Your Future
#068 - In this episode, Mayra discusses why life insurance is crucial for Latinas. We aren't often aren't taught the importance of this in our Latino homes. From protecting your loved ones financially to providing for your children's future and gaining peace of mind, we explore three key reasons...
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Overcoming Cultural Barriers
#067 - In this episode, Mayra discusses the challenges Latina women face when managing their debt, including cultural and language barriers. As well as the reluctance to seek help or negotiate with creditors due to cultural beliefs and values. She offers tips on how to protect yourself from debt...
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Setting Boundaries with Relationships for Financial Freedom
#066 - On this episode Mayra talks about setting boundaries. Are you struggling to achieve financial freedom because of the people in your life? Do you find it hard to say "no" when your friends or family ask for money or invite you to expensive outings? This episode reviews how to set boundaries...
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Today's Real Estate Market with Mariel Palafox Leon
#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market. They conversate about what the real estate market looks like right now and what it may look like in 2023. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina...
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Are You Getting a Tax Return?
#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely. Reviews how the wealthy view this topic. And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts. Connect with Mayra at…
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How to Avoid Lifestyle Inflation
#063 - Mayra talks about what we tend to do when we get extra money. There are patterns in our behavior that keep us where we are. When additional money is received, we tend to immediately think about ways to spend the money. When we have a plan and extra money comes our way, we are most likely…
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How to Curve Overspending
#062 - Mayra reviews ways to curve overspending. What triggers us? Taking time to analyze our triggers helps us course correct. We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money. Connect with Mayra at...
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Apple Pay Safety
#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards. She explains the steps she took to ensure her information was safe and secure. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina
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ABOUT THIS SHOW
Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.
HOSTED BY
Mayra Alejandra Garcia
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Frequently Asked Questions
How many episodes does Debt-Free Latina have?
Debt-Free Latina currently has 100 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Debt-Free Latina about?
Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.
How often does Debt-Free Latina release new episodes?
Debt-Free Latina has 100 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Debt-Free Latina?
You can listen to Debt-Free Latina on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Debt-Free Latina?
Debt-Free Latina is created and hosted by Mayra Alejandra Garcia.
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