PODCAST · business
Dollars&Sense Nelson Financial Planning
by Joel Garris of Nelson Financial Planning
💵 About Dollars & Sense: 💵 Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions. 💥 Make sure you subscribe so you never miss an update. 👉 Visit our website: NelsonFinancialPlanning.com for more resources and to connect with our team of Certified Financial Fiduciaries. About Joel Garris: Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions. Offering securities through Nelson Ivest
Episodes
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Forced Into Retirement? Roth Catch-Up Rules, Investment “Safety” & Record Balances
What happens when retirement arrives earlier than planned—and how should you respond without making rushed, irreversible decisions? In this episode of Dollars & Sense, Joel Garris discusses the financial checklist for an unexpected retirement, including cash flow, emergency reserves, health...
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Changes to Trump Accounts, AI Stocks & Market Highs: 6 Moves Retirees Should Consider
Trump Accounts are changing, AI stocks are surging, and markets are reaching all-time highs. What do these developments mean for families, investors, and retirees? In this episode of Dollars and Sense, Chet Cowart and Kristin Kalley discuss: New Trump Account auto-enrollment and individual-stock...
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Health, Fraud & Politics: Three Planning Conversations Investors Can’t Ignore
What does your health portfolio have to do with your financial future? More than you may think. In this episode of Dollars & Sense, Joel Garris of Nelson Financial Planning walks through three timely conversations that can affect your retirement, your family, and your investment decisions. First,...
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What do Rising Interest Rates Mean for Bonds? Plus, what to do if your bank account is hacked
What should you do if your bank account gets hacked—and why are rising interest rates causing so much confusion in the bond market? In this episode of Dollars & Sense, Joel Garris and Chet Cowart walk through practical steps to take if you discover suspicious activity in your bank account,...
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Will AI Destroy Humanity? A Calm Look at the Latest Panic
AI is everywhere in the headlines right now—and some of the smartest people in technology are warning that artificial intelligence could pose serious risks to humanity. But is this truly the beginning of the end, or are we seeing another round of fear that often comes with major technological...
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Marriage Money Mistakes, Trump Accounts & Investor Mind Games
In this episode of Dollars & Sense, Kristin Kalley and Christina Lamb discuss three important financial topics that can impact families, couples, and investors. First, they unpack why the phrase “he handles it” can create financial vulnerability in a marriage—and what both spouses should know…
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Interest Rates, Market Timing & Smart Giving: 3 Financial Planning Moves to Watch
Interest rates, inflation, investing, and charitable giving may seem like separate financial topics—but they all come back to one important idea: having a plan. In this episode of Dollars & Sense, Joel breaks down how changing interest rates can affect borrowers, savers, bond investors, retirees,...
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Don’t Panic, Plan Ahead: National Debt, Retirement Spending & Your Financial Death Box
The U.S. national debt has crossed $40 trillion — but what does that actually mean for everyday Americans? In this episode of Dollars & Sense, Joel Garris and Zach Keister of Nelson Financial Planning break down the headlines in plain English and explain why the debt conversation is important…
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TikTok Financial Advice, Medicare Costs & Caregiving Tips
In this episode of Dollars & Sense, Joel Garris of Nelson Financial Planning discusses three important topics that can affect your financial life: knowing your income numbers, understanding the risks of financial advice on TikTok, and preparing for the responsibilities of caregiving. Joel begins…
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Market Optimism, Investor Caution & Better Money Decisions
In this episode of Dollars & Sense, Rob Field and Joel Garris discuss how everyday financial decisions are shaped by both market conditions and personal money habits. They break down the latest market themes, including record highs, corporate earnings, interest rates, inflation, and why investors...
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Before You Retire: Annuity Fine Print, Marriage Money Talks & Tax Traps
Retirement planning is about more than simply saving enough money. In this episode of Dollars and Cents, Joel Garris breaks down several important issues retirees and pre-retirees should understand before making major financial decisions. First, Joel discusses the continued surge in annuity sales...
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90-Day Student Loan Deadline! Plus, what the changing market leaders means for your portfolio.
Major student loan repayment changes are here, and borrowers on the SAVE Plan may have only 90 days after receiving their notice to choose a new repayment option. In this episode of Dollars & Sense, Chet Cowart and Kristin Kalley break down what happened to the SAVE Plan, why doing nothing could...
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Financial Literacy, FRS Changes & the Bilt Card: Smart Money Decisions for Renters and Parents
In this episode of Dollars & Sense, Joel Garris of Nelson Financial Planning breaks down three timely money topics that can impact everyday financial decisions. First, he looks at the Bilt card and whether earning rewards on rent is really worth it—or whether the credit card risks outweigh the...
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Trump Accounts, Tax Breaks & Market Risk: What Families and Investors Need to Know
The One Big Beautiful Bill has been in effect for a year — but are taxpayers actually seeing the benefits? In this episode of Dollars & Sense, Joel Garris and Christina Lamb break down the latest tax changes, including larger standard deductions, new rules for tips and overtime, the senior...
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Summer Money Reset: Credit Card Debt, Cyber Scams & Financial Loose Ends
Summer is the perfect time to pause, reset, and make sure your money is still working for you. In this episode of Dollars & Sense, Zach Keister and Kristin Kalley walk through practical midyear money moves that can help you review your financial goals, get organized, and protect your household…
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Will Social Security Be Enough? Retirement Planning Beyond the Safety Net
Is Social Security really running out? And if changes are coming, what should you be doing now to prepare for retirement? In this episode of Dollars & Sense, Rob Field and Chet Cowart of Nelson Financial Planning break down the latest Social Security Trustees Report and explain what it may mean…
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Market Index Shifts, Vacation Budgeting, and Potential Tax Refund for Covid-era Penalties
In this episode of Dollars & Sense, Joel Garris of Nelson Financial Planning covers a packed lineup of financial topics—from market volatility and index changes to summer travel planning and a potentially significant tax refund opportunity. First, Joel discusses the recent uptick in market...
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Adult Children, Family Finance Tension, and Your Retirement Living
As parents, it’s natural to want to help your children—especially when they’re facing financial challenges. But when that support becomes open-ended, it can create serious risks for your retirement, your emergency fund, your credit, and even your family relationships. In this episode of Dollars…
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Discipline Over Drama: How Smart Investors Tune Out Hype
In this episode, we look at three forces that can shape—or sabotage—an investor’s long-term success: exciting investment stories, nonstop financial headlines, and everyday money habits. From the hype around companies like SpaceX to the emotional pull of market news, we discuss why compelling...
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Markets at Record Highs, Too Much Cash, and the Real Retirement Readiness Test
Are today’s market highs a sign of strength—or a reason for caution? In this episode of Dollars & Sense, Joel Garris breaks down what investors should pay attention to as stocks sit near record levels, inflation remains sticky, and interest rate uncertainty continues to shape the financial...
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Smart Financial Moves for New Parents and the Common Costly Misunderstood Tax Rules
In this episode of Dollars & Sense, Kristin Kalley and Christina Lamb tackle two important financial topics that can have a big impact on your family’s future. First, they break down which accounts parents should prioritize when they have a baby, including 529 plans, custodial accounts, and newer...
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7 Ways Retirees Accidentally Hurt Their Investments
What investment habits can quietly hurt your retirement plan? In this episode of Dollars & Sense, Chet and Rob break down 7 common investor behaviors that can create unnecessary risk for retirees—from holding too much cash and trying to time the market to ignoring taxes, chasing yield, skipping...
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The IRS Dirty Dozen & the Digital Shift: What Every Taxpayer Needs to Know
Tax season may be over, but tax scams are not. In this episode, Joel Garris and Christina Lamb break down the IRS’s annual “Dirty Dozen” list of the most common tax scams targeting taxpayers right now—from phishing texts and AI-powered phone scams to fake charities, ghost preparers, identity…
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10 Essential Questions to Ask Your Financial Advisor
Join Joel Garris on this insightful episode of Dollars & Sense, where he explores the top questions you should ask your financial advisor, planner, or wealth manager. Discover why it’s crucial to understand how your advisor is compensated, the importance of the fiduciary standard, and how to...
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Graduation Season: Launching Financial Success for Grads & Parents
Actionable Advice for New Grads and Their Families Ready to celebrate graduation season with a dose of real-world financial wisdom? 🎉 Join Certified Financial Fiduciaries™ Chet Cowart and Zach Keister for a lively, informative episode as they step in for Joel—who’s off attending his son’s…
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Your Will Doesn’t Decide Who Gets Your Money + Give More to Charity & Pay Less in Taxes
In this episode of Dollars & Sense, Joel Garris tackles two of the most misunderstood—and most impactful—areas of financial and estate planning. First, Joel breaks down a common myth: your will does not control where most of your money goes. Instead, beneficiary designations quietly determine who...
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Tax Season Reality Check + Market Whiplash: What Your Refund (and Rate) Really Means
April 15 is in the rearview mirror—but what did we actually learn from this tax season? In this episode of Dollars & Sense, Joel Garris and CPA/CFP® Kristin Castello break down the biggest takeaways we saw on real tax returns, plus what the latest IRS/Treasury stats may be signaling for…
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Tax-Smart Moves, Powerful HSAs, and the New Retirement
This episode covers three topics that can have a big impact on your financial future: how to avoid a surprise tax bill next year, why a Health Savings Account (HSA) may be one of the most underutilized retirement assets, and how retirement planning has changed (it’s not your parents’ retirement...
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Tax Mistakes, IRS Tips, Sports Gambling & Market Insights
Join Joel Garris and Rob Field for a lively Easter edition of Dollars & Sense! In this episode, we kick things off celebrating Easter and exploring its unique mix of Christian tradition and modern-day commercialization (think chocolate bunnies and Easter egg hunts). Then, with the tax deadline…
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How Interest Rates Impact Tax Bill, Geopolitics and Investing, and Smart Portfolio Strategies
In this episode of Dollars & Sense with Joel Garris, CERTIFIED FINANCIAL PLANNER® at Nelson Financial Planning, we tackle some of the hottest financial topics of the week: IRS Interest & Penalties: Did you pay extra on your tax bill? Discover why IRS penalties are on the rise, how interest rates...
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Market March Madness: Private Credit Squeeze & The Truth About Tax-Free Retirement
Join Joel Garris and Chet Cowart on this week’s episode of Dollars & Sense as they take you courtside for a lively discussion that fuses the excitement of March Madness with the intensity of today's financial headlines. This episode dives into the "private credit squeeze"—how hot new investment...
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Often Missed Tax Credits & Five Scams to Dodge This Filing Season
Unlock Savings, Outsmart Scammers, and Take Control of Your Taxes Ready to make your taxes work for you—and not just for Uncle Sam? Join us for a deep dive into the tax credits millions of Americans overlook every year, costing them real money. We break down what credits matter most, how simple...
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Bombs, Benefits, and Brackets: Navigating Investments, Trump Accounts, and IRMAA Surprises
This week’s episode of Dollars & Sense dives into the headlines shaking up the financial world—from the U.S. and Israel’s military action in Iran and rising oil prices to the launch of new “Trump accounts” for minors and the dreaded IRMAA Medicare adjustments. Joel Garris and Rob Field break down...
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Don’t Get Scammed: Smart Tips on Financial Security & Retirement Community Readiness
Ready to safeguard your finances and make confident life transitions? In this must-listen episode of Dollars & Sense with Joel Garris, Joel dives into two of today’s most important money topics: protecting yourself from modern scams and preparing for a move to a retirement care community....
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Money & Mindset: Why We Do What We Do With Our Dollars
Understanding the Human Side of Financial Decisions Join Certified Financial Fiduciaries™ Zach Keister and Christina Lamb for an eye-opening episode of Dollars & Sense that dives deep into the psychology of money. This isn't about spreadsheets—it's about the emotions, habits, and mindsets that...
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Market Myths & Money Moves! Plus, the questions you should ask your advisor
With gold and silver surging to eye-catching highs, Joel unpacks whether now is really the right time to jump in. Get the unvarnished truth about the risks and realities of investing in gold and silver, including their historical track record, the costs that often go overlooked, and why they’re…
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The Marathon of Investing—Strategies for Every Age: Stories of What Investors Wish They Knew
In this episode, Rob Field and Chet Cowart explore the parallels between training for a marathon and investing for the future, emphasizing how each investor's personal goals and circumstances shape their approach. They begin by discussing recent market trends and how growth over the past few…
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Is Your Financial Plan Ready for 2026? Market Shifts, Money Myths & America’s Biggest Wealth Transfer
Join hosts Joel Garris and Zach Keister on this action-packed episode of Dollars & Sense as they break down the fast-paced start to 2026. Discover why the stock market’s leadership is changing, what the “Mag 7” becoming the “Fab 4” means for your investments, and how early signs of broad market...
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Is Your Car Loan Hurting Your Future? Plus, The Hidden Emotional Crisis in Retirement
In this compelling episode of Dollars & Sense with Joel Garris, the show dives deep into two urgent financial realities that could reshape your future: the explosion of ultra-long car loans and a retirement crisis few see coming—not about money, but about meaning. First, Joel tackles the…
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What’s New in 2026? Child Tax Credit, Itemized Deduction Caps, and Roth 401(k) Rule Changes Explained!
Curious how the latest tax law updates and retirement plan changes will impact your wallet in 2026? This week on Dollars & Sense, Joel Garris and Christina Lamb cut through the confusion and deliver essential information every American family and high-income earner needs to know—no jargon, just...
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Venezuela’s Political Shakeup & Top 10 Tax Changes: Impact of Global Events and New Laws
Discover the Financial Ripple Effects of Geopolitical Turmoil and 2026’s Major Tax Reforms In this episode of Dollars & Sense with Joel Garris, hosts Joel and Kristin tackle two high-stakes financial stories shaping headlines and household budgets. First, dive into the dramatic capture of...
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2026 Market Predictions & Financial Resolutions: Will Diversification Win This Year?
Kick off 2026 with Joel Garris on Dollars & Sense as he dives into two critical topics: the latest market trends and practical financial resolutions. This episode opens with a fearless forecast for the year ahead, including a candid review of last year’s predictions—where Joel nailed the impact…
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Financial Lessons Learned in 2025: Headlines That Shaped Your Money Decisions
How This Year’s Biggest Events and Behavioral Insights Can Transform Your Financial Future 2025 has been a year packed with transformative moments—political shifts, market turbulence, technological leaps, and viral media headlines. In this episode of Dollars & Sense, Joel Garris guides you…
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Holiday Spending Smarts & The Gift of Financial Planning: Should You Try "No Spend January"?
Discover budget-friendly holiday tips and creative gift ideas on Dollars & Sense In this festive episode of Dollars & Sense, hosts Zach Keister and Rob Field dive into the emotional and financial realities of holiday spending. The show kicks off with lighthearted banter about holiday traditions…
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Navigating the Corporate Transparency Act & IRA Rule Changes
In this week’s episode of Dollars & Sense with Joel Garris, Joel dives into two urgent questions facing American investors and retirees: How will the Corporate Transparency Act (CTA) affect your business, and are you prepared for the costly pitfalls of inherited IRA rules? First, Joel unpacks the...
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Overpaying for Medicare? Plus, Impactful Philanthropy Strategies
Discover How to Manage IRMAA, Avoid 401(k) Mistakes, and Make Your Giving Go Further! Unlock the secrets to smarter financial planning in this week’s episode of Dollars & Sense with Joel Garris! Joel breaks down three hot topics that can impact your wealth and peace of mind: IRMAA & Medicare...
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Is Your Estate Plan Complete? Plus, 7 Habits of the Stealthy Wealthy
On this episode of Dollars & Sense with Joel Garris, get ready for a power-packed financial guide as Joel unpacks the must-do year-end financial checklist, reveals the surprising habits of the “millionaire next door,” and exposes the pitfalls of incomplete estate plans. Joel kicks off with a…
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Are You Maximizing Your 401k? And What Can You Do To Protect Yourself From AI Scams?
Curious about the latest retirement updates and how to safeguard your finances in a digital world? In this engaging Thanksgiving episode of Dollars & Sense, hosts Joel Garris and Chet Cowart kick off with holiday traditions and a brief history of Thanksgiving, then dive into timely financial…
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Latest Tax Deductions and Vital Estate Planning Tips to Prevent Beneficiary Mistakes
In this episode of Dollars & Sense with Joel Garris and Kristin Castello, listeners get a front-row seat to a lively discussion on the latest government updates, major tax changes taking effect in 2025, and the crucial steps needed to prevent costly mistakes with retirement account beneficiaries....
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Rent or Buy? The pros and cons of homeownership. Plus, Is AI hype the next tech bubble?
Welcome to this week’s Dollars & Sense episode with Joel Garris! Are you wondering if you should rent or buy in today’s crazy market? Or how AI is really reshaping the economy—and maybe even your job? In this video, Joel breaks down the biggest financial trends of the moment and gives you the…
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ABOUT THIS SHOW
💵 About Dollars & Sense: 💵 Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to help you make sense of all your financial decisions.
💥 Make sure you subscribe so you never miss an update.
👉 Visit our website: NelsonFinancialPlanning.com for more resources and to connect with our team of Certified Financial Fiduciaries.
About Joel Garris: Joel Garris is a Certified Financial Planner and Fiduciary at Nelson Financial Planning. He’s dedicated to providing comprehensive financial advice to help you achieve your retirement goals. With a team of expert advisors, Nelson Financial Planning is committed to delivering personalized and effective retirement and financial planning solutions.
Offering securities through Nelson Ivest
HOSTED BY
Joel Garris of Nelson Financial Planning
CATEGORIES
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Frequently Asked Questions
How many episodes does Dollars&Sense Nelson Financial Planning have?
Dollars&Sense Nelson Financial Planning currently has 406 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Dollars&Sense Nelson Financial Planning about?
💵 About Dollars & Sense: 💵 Hosted by Joel Garris, a Certified Financial Planner and Fiduciary at Nelson Financial Planning, Dollars & Sense is one of Central Florida’s longest-running radio programs and a top 25 financial planning podcast. Each week, Joel and his team provide expert insights to...
How often does Dollars&Sense Nelson Financial Planning release new episodes?
Dollars&Sense Nelson Financial Planning publishes regularly with 406 episodes available. Check the episode list for the typical release schedule.
Where can I listen to Dollars&Sense Nelson Financial Planning?
You can listen to Dollars&Sense Nelson Financial Planning on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Dollars&Sense Nelson Financial Planning?
Dollars&Sense Nelson Financial Planning is created and hosted by Joel Garris of Nelson Financial Planning.
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