PODCAST · business
Dynamic Growth
by Crosby Advisory Group
An interactive journey in pursuit of your own potential. Nate, Derek and Macy share tips for personal growth and investing to help you live a fulfilled life.
Episodes
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Quick Thoughts: Tactic for Greater Performance
Nate shares a tactic you can use to enhance your emotional inteligence and act rationally when the world around is irrational. This tactic can be used to enhance relationships and performance in your field.
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Quick Thoughts: Sequence of Returns Risk
Nate explains a critical, often overlooked retirement risk: sequence of returns risk—the danger of encountering poor market performance right when you begin taking withdrawals. Even when two retirees earn the same average annual return, the order in which those returns arrive can significantly...
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Investing Lessons & Mistakes to Avoid
1. Annual Themes, Learning, and Risk Each investing year tends to coalesce around distinct themes that are difficult to identify upfront and only become clear through observation and adaptation. Reviewing prior years helps reveal recurring patterns and informs future strategy. "You either make...
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2025 Summary and Looking Ahead to 2026 With Derek Ballinger
Derek Ballinger is Crosby Advisory Group's Chief Portfolio Manager. Nate interviews Derek on his thoughts about 2025 and what he believe it means for investors heading into 2026.
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Listener Questions and Observations
What is the S&P 500? Why do advisors often recommend an S&P 500 index as part of your stock portfolio? What types of companies make up the S&P 500? As part of our observation section we will dig into the false security of keeping cash in a long term retirement account.
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Basic Stock Analysis
When is the right time to risk manage? What are a few readily available metrics you can gather when looking at a stock for the first time? Nate goes into his steps for the initial analysis of a publically traded company or stock. www.crosbyadvisory.com
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When Do I Need a Financial Advisor?
A financial lifecycle can be broken into three phases: accumulation, distribution and estate. We discuss examples of when clients have thought it was in thier best interest to hire a financial advisor.
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Financial Wellness
What is financial wellness and why has it taken center stage in the financial planning world. Nate discusses the industry shift from general investment advice to holistic wealth planning.
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Will Basics
Estate planning is the most overlooked segment of the financial planning process. In this episode we discuss will basics. What happens when you die with a valid will? What happens when you die without a valid will? What can you do to ensure your assets transfer appropriately, and make sure you...
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Benchmarks for Investing
There are many metrics that can be used to measure the performance of your portfolios. These benchmarks should be appropriate for your time horizon (how long you have until the money will be needed). One seldom used benchmark is a multiple of assets compared to income. This benchmark is often a...
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Investing Heuristics & Cognitive Errors
We delve into the intriguing world of investing heuristics and cognitive biases. This week, we're exploring how psychological factors like overconfidence, the illusion of control, and conservatism bias can shape investment decisions, often in unexpected ways. Join us as we dissect these cognitive...
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How Long Does it Take to Save $1Million - Dynamic Growth
We break down the savings timeline, considering various income levels and investment approaches. But it's not just about saving – we also delve into the current financial climate, discussing the worsening liquidity in the treasury market, and what it means for your investment portfolio. Plus, we...
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Making Quick Judgements With Incomplete Information
In this episode we get inspiration from the Nobel Prize Winner Daniel Kahneman in his work "Thinking Fast and Slow". We discuss how that relates to analyzing the economy and picking investments. We also discuss recent data from the labor market and some wild inconsistencies and innacuracies in…
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Dynamic Growth: Bud Light Controversy & Alternative to Bonds
In this jam-packed episode, we dive into NVIDIA's blowout quarter and what it means for tech investors. Could life insurance really be the new bond alternative in your diversified portfolio? We unpack this unconventional approach. We also discuss the recent Bud Light controversy that's sparking...
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How Much Money Do You Need in Retirement? & More Trouble With Banks
In this episode we discuss troubling economic data coming out of China and more trouble in the banking sector with credit rating agencies putting warnings on the large banks after downgrading U.S. credit. We then discuss how much money people think they need in retirement vs how much they…
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Are Optimists Rewarded? Small-Caps Outlook
While pessimism often wears the mask of sophistication and depth, it's the optimists who frequently come out on top in the long run. Join us as we debunk the myths surrounding investment attitudes and shed light on the overlooked potential of small-cap stocks. With large caps taking the…
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Will The U.S. Default? & Nvidia Grows by $200B!
In this episode we discuss the recent discussion around the debt ceiling and why it matters, also why it doesn't matter. We discuss the implications of default and what it means for the long term of the U.S. Sovereign Debt. What would have to happen for the U.S. to get the debt problem under...
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Did China's Reopening Fall Flat?
Today we discuss recent retail earnings in the U.S. the lower-than-expected guidance from Home Depot and strength from Walmart and Target. We also discuss the Bitcoin 2023 conference and the current state of Bitcoin. We discuss China's retail sales and Industrial Output and how it came in under...
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What's The Best Advice You've Received
We start the podcast by discussing Eli Lilly and its strong performance year-to-date as well as two promising drugs that they are releasing. We weigh the pros and cons of buying the stock and then dive into the recent decision by the FED to once again raise interest rates in the face of financial...
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Fact Checking Dave Ramsey's Bad Advice
In this video, we'll be discussing the renowned financial guru Dave Ramsey and his incredible impact on helping millions of people get out of debt. While Dave's advice on eliminating debt has transformed countless lives, we'll delve deeper into his wealth accumulation strategies and explore where...
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Is it Over for the Dollar?
In this insightful podcast episode, we explore the potential impact of BRICS countries (Brazil, Russia, India, China, and South Africa) developing a new currency that could challenge the dominance of the US dollar in global trade and finance. We delve into the current state of dollar-denominated...
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Bridging the Skill Gap: Trade Agreements, Automation, and the Future of Education w/ Carly Snyder
In this episode of Dynamic Growth, Derek and Carly Snyder delve deep into the growing skill gap between what employers need and what employees possess. We discuss the impact of trade agreements on the labor market, the role of automation and artificial intelligence in shaping the workforce, and…
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2023 Banking Crisis Explained
What happened to SVB and Credit Suisse, what it means for other banks, and will there be contagion? Will this cause the FED to pivot or will they remain tight on inflation?
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Real Estate Headaches & Powell v.s. Warren
In this episode, we discuss Nate's headaches owning the building and how real estate isnt exactly passive income. Then we discuss a recent exchange between senator Elizabeth Warren and Jerome Powell. We hope you enjoy!
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We Changed Our Minds
This week we discuss how we changed our minds about the 529 plan and on buying Fixed Income investments. By the end of the year, you can potentially get a positive real return holding short-duration treasuries. This hasn't happened for a long time, we also talk about an interesting strategy with...
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Super Bowl Ads: Waste of Money or Marketing Magic? w/ Carly Snyder
Carly Snyder joins Derek to discuss the effectiveness of Super Bowl Ads. This year it costs 7 MILLION dollars for a 30-second ad. Why do brands spend so much? Is there a profitable return on that investment? How are brands adapting to new mediums outside of TV advertising? We hope you enjoy the...
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How Does Secure ACT 2.0 Affect Your Retirement?
We discuss the recent objectives and goals of the world economic forum and what their prediction for the world looks like. We end the pod discussing the new Secure Act 2.0 and how it affects retirees.
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Can you use Chat GPT to Invest?
We talk about the positive start to the year and about ways people have been using the machine learning algorithm Chat GPT to automate tasks with high accuracy. What does this mean for the future of work? We end by talking about an ETF that makes investment decisions based on AI, the performance...
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Are We Currently In A Recession?
Jobs data shows the unemployment rate is falling and non-farm payroll came in above expectations. While this is good news for the economy, it also means there will be no mercy for the stock market. The FED is looking at the labor market for signs that they are doing too much on the inflation…
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Should You Buy Bonds in 2023?
In this episode we discuss how to put good news and bad news into perspective, we also talk about how events in the crypto ecosystem have set the industry back years. Lastly, we discuss if it is finally time to buy bonds or if the FED will have to raise rates higher than they previously stated.
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Buying Stocks Based On Political Beliefs
Should politics affect your investment decisions? We think investing should not involve emotions, removing your personal biases from investing decisions will lead to better outcomes in the long term. It's a challenging discussion because if you have moral beliefs embedded in political views, how...
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World Cup Conspiracy & Personal Finance Hacks
In this episode, Nate discusses the world cup and the potential shady business going on with FIFA and Qatar. We also discuss a different way to think about monthly payments and how that can impact financial freedom. We hope you enjoy this week's episode. If you enjoy this episode please like,...
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Was FTX Hacked? FTX Bankruptcy Explained
FTX was reportedly hacked for 477M hours after they declared bankruptcy, Derek goes into new details surrounding the FTX collapse. Nate discusses a Bank of America study that shows investing trends of the wealthiest Americans.
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FTX Meltdown Explained
What the heck is going on in crypto? Derek gives some background and details about what is causing the entire crypto market to panic. FTX was the 2nd largest crypto exchange, they were worth 32B and now have gone bust due to corruption that will likely end in jail sentences for the CEO. Nate...
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Does Regulation Hurt Investors?
Nate discusses possible ways that well-meaning financial regulation can hurt the everyday investor. Does receiving quarterly statements hurt your long-term performance? Derek gives some broader context as to why the FED is consistent in their message to tighten financial conditions despite many...
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2022 Pension Strategy & Twitter Free Speech
If you currently have a pension, Nate gives insight into a unique opportunity for pensions in 2022. With Elon Musk finalizing the deal to acquire Twitter we discuss the implications for free speech and the debate of how much freedom we are willing to give up for security. We hope you enjoy this...
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Active v.s. Passive Investing & Turmoil In Japan
In this episode, Nate discusses common misconceptions about passive investing and why active management has some distinct advantages during bear markets. Derek talks about recent events in Japan's bond market and the issues they are having with their currency. We end with reflecting on the...
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Q4 Strategy Updates
The calendar marks the next quarter. As we go into Q4 Derek and Nate discuss what is on their radar and changes to the portfolio. We discuss Fixed Income, Stocks, Money Markets, the US Dollar, Commodities, and Real Estate. We hope you enjoy this episode!
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Dollar Milkshake Theory & Specialization
We didnt come up with the dollar milkshake theory but it has played out surprisingly well. Brent Johnson of Santiago Capital came up with the theory before the pandemic. It predicts a massive run-up in the dollar and capital flows into the U.S. as other countries are forced to print currency to…
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FED Raises Rates & Diversification in Bear Markets
Want a chance to win $10,000 from a field goal kick? On October 7th Hillsdale high school is doing a raffle for one person to attempt a 40yd field goal kick. If successful the kicker will win $10,000! Get tickets by visiting Crosby Advisory, Fickes furniture, or Hillsdale high school before…
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Fertilizer Shortage & Dutch Farmers' Protest
In a global effort to curb greenhouse gas emissions, many countries have adopted energy policies against domestic self-interest. In Europe, the price of natural gas has gotten so expensive that fertilizer producers are not able to operate profitably, threatening the global food supply. In a…
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Structured Notes, Strength in the U.S. Dollar
Nate discusses structured notes and how they can fit into a diversified portfolio and provide some downside protection for conservative and aggressive investors. He also discusses two notes that are currently being offered. Derek discusses recent news about crypto regulation and the SEC as well…
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Nate's Adventure & Student Loan Forgiveness
Nate is back from his multi-day trip to the Colorado mountains with nothing but a backpack and a fishing rod. He speaks on some of the revelations he had while hiking and what he brought back from the trip. Derek fills him in on the economic events from last week, namely the Jackson Hole summit…
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Marketing In A Recession
At first glance, I am willing to bet a lot of companies will cut their marketing budgets. Marketing is often viewed as an expense but let's be real, marketing is an investment. Another way to think about this is with your investment portfolio for example. During the last six months, you may have...
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Patience in Bear Markets & Coinbase Meets Blackrock
Nate discusses a study in patience with children and its results later in life. This applies to investors in bear markets, patience is a difficult thing to master but important for long-term success. Derek starts a discussion around recent inflation data and the story that Blackrock will begin...
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Inflation Reduction Act & Thinking Slow
In this episode, we discuss inflation once again and give our thoughts on the recent legislation designed to reduce inflation. As well as recent events developing in China and Taiwan. Lastly, Nate gives his thoughts on the benefits of "thinking slow" referencing a book titled "Thinking, Fast and...
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Stocks to Watch & FED Raising Rates
Back from vacation, Nate discusses some stocks on his radar that he believes will be a great opportunity to buy and hold while receiving a dividend. He also gets in touch with his youth to discuss his recently re-kindled love for skateboarding. Derek talks about the recent news out of the White...
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Active v.s. Passive Investing
Derek is back in the studio for the first in-person podcast in a while. We discuss the pros and cons of passive vs active investing. Passive investing is a great plan long term but it can be tough during bear markets. If you know what you are doing and have the knowledge and resources to help,...
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More Inflation & Crypto Pain
You get what you pay for Now more than ever an investor has to understand how asset classes work within the market cycle and where you are at in the cycle. Over the years, many investors have gotten away with a passive strategy. When someone wonders why they would pay someone to manage their...
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Frequently Asked Questions
How many episodes does Dynamic Growth have?
Dynamic Growth currently has 100 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Dynamic Growth about?
An interactive journey in pursuit of your own potential. Nate, Derek and Macy share tips for personal growth and investing to help you live a fulfilled life.
How often does Dynamic Growth release new episodes?
Dynamic Growth has 100 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Dynamic Growth?
You can listen to Dynamic Growth on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Dynamic Growth?
Dynamic Growth is created and hosted by Crosby Advisory Group.
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