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EmpowerYou Financial

by Eva Palacios

Welcome To The EmpowerYou Financial with Eva Palacios! The purpose of this podcast is to add value to listeners by offering financial education and entertainment. Eva Palacios is a Credit Boss and spent 20+ years in Credit and Financial Education. Eva wants to share the wealth of information she learned through her experiences -- information that we weren't taught in school and may not have learned growing up. Eva wants to see everyone win and be empowered to live life on their own terms!

Publisher-supplied feed metadata · PodParley refreshed Oct 16, 2026 · Source feed

Episodes

  1. 130. How Living Benefits Can Change Your Life w/ Brent Paiste | EmpowerYou Financial Podcast [Episode 130]

    How Living Benefits Can Change Your Life w/ Brent Paiste | EmpowerYou Financial Podcast [Episode 130] Welcome back to a special, surprise episode of EmpowerYou Financial podcast! You know talks about it all the time — collaborate with like-minded people and learn together, LAUGH together. That’s...

  2. 129. Budgets & Boundaries

    Budgets & Boundaries | EmpowerYou Financial Podcast [Episode 129] Welcome back to the EmpowerYou Financial podcast! As the holidays are approaching, the year is coming to an end, and a new year is soon upon us — the pressure is ON. In this episode, Eva shares the two things she believes that — if...

  3. 128. Back to School Series: For College Students’ Parents

    Back to School Series: For College Students’ Parents | EmpowerYou Financial Podcast [Episode 128] Welcome back to the EmpowerYou Financial podcast! This one is for the parents of college students! It’s super important to set you and your student up for success — not just for the 2-4 years in...

  4. 127. Back to School Series: For Parents

    Back to School Series: For Parents | EmpowerYou Financial Podcast [Episode 127] Welcome back to the EmpowerYou Financial podcast! This one is for the parents whose students are going back to school which can mean an increase in spending! Whether it’s new clothes, school supplies, sports and...

  5. 126. Should you get the new iPhone 15??

    Should you get the new iPhone 15?? | EmpowerYou Financial Podcast [Episode 126] Welcome back to the EmpowerYou Financial podcast! Okay, let’s get straight into it — the new iPhone 15. With the new updates also comes the priciest iPhone yet! Are you getting it?? Should you get it?? Should you…

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  6. 125. Insurance for Property & Casualty in California

    Welcome back to the EmpowerYou Financial podcast! Guys, today’s episode is crucial to everything that’s going on RIGHT NOW in the state of California. In case you haven’t heard, top insurance companies (ex. AllState, State Farm) are not accepting new customers or renewing policies… on purpose....

  7. 124. How to network & expand your community

    How to network & expand your community | EmpowerYou Financial Podcast [Episode 124] Welcome back to the EmpowerYou Financial podcast! Eva is back from Invest Fest and she is FIRED UP to share a few simple, practical gems for you guys to take away and implement when it comes to expanding your...

  8. 123. How to Win Freedom

    How to Win Freedom | EmpowerYou Financial Podcast [Episode 123] Welcome back to the EmpowerYou Financial podcast! We hope you had a great 3-day weekend. Our friend David is back and, today, he and Eva will share what they had to do in the past to live the life they live today. From the...

  9. 122. BYOB = Be Your Own Bank!

    BYOB = Be Your Own Bank! | EmpowerYou Financial Podcast [Episode 122] Hey everyone! Welcome back to the EmpowerYou Financial podcast. We hope you enjoyed our last episode where David broke down Life Insurance 101 for you... because HE’S BACK on this episode! Today, David is going to teach you how...

  10. 121. Life Insurance Explained

    Life Insurance Explained | EmpowerYou Financial Podcast [Episode 121] Hey community! Welcome back to the EmpowerYou Financial podcast. Ok, first, we apologize for Eva’s audio quality on this episode. There was a hiccup, we will fix it, and make sure it doesn’t happen again :( BUT! Good thing we...

  11. 120. Identity Theft

    Identity Theft | EmpowerYou Financial Podcast [Episode 120] Hey everyone! Welcome to today's podcast. We're continuing to talk about the scary money topics and giving you tips on how to prevent them from happening and/or how to get out of them if you're already in a situation. Today's main topic...

  12. 119. Scams, Fraudulent Activity, Identity Theft

    Scams, Fraudulent Activity, Identity Theft | EmpowerYou Financial Podcast [Episode 119] Hey everyone! We open up this week's episode with a THANK YOU & KEEP GOING! When the going gets tough and you want to give up, even if you know it's God's plans, lean on prayer AND lead on community! Don't…

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  13. 118. How to Handle Your Collection Debt

    How to Handle Your Collection Debt | EmpowerYou Financial Podcast [Episode 118] Hey everyone! Welcome back to the EmpowerYou Financial Podcast. Last week, we talked about debt — specifically, credit card debt. This week, Eva's going to continue dropping gems about debt — specifically…

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  14. 117. 3 Practical Tips to Get Out of Credit Card Debt

    3 Practical Tips to Get Out of Credit Card Debt | EmpowerYou Financial Podcast [Episode 117]

  15. 116. Road to a New Construction Home

    Road to a New Construction Home | EmpowerYou Financial Podcast [Episode 116] Welcome back to the podcast! On the last episode, Eva talked about everything homeownership — How to get started, what to do and consider once you're there, whether it’s a good idea or not to buy a home in today’s…

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  16. 115. Road to Homeownership

    Road to Homeownership | EmpowerYou Financial Podcast [Episode 115] Welcome back to the podcast! On this episode, Eva is talking everything homeownership. From how to get started on your way to homeownership to what to do and consider once you're there! Whether it’s a good idea or not to buy a…

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  17. 114. How to Empower You!

    How to Empower You! | EmpowerYou Financial Podcast [Episode 114] Hey everyone, thank you all for sticking with us through the ups and downs of... LIFE! On this episode, Eva is back with pure excitement and energy to share with you everything you need to know about her new program and why SHE is...

  18. 113. Unforeseen circumstances: Funeral expenses and resources that can help

    Unforeseen circumstances: Funeral expenses and resources that can help | EmpowerYou Financial Podcast [Episode 113] Hey everyone, thank you all so much for your continued support, love, and encouragement that you've been sending Eva and her family as they mourn the passing of her mother. Delia…

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  19. 112. Blessings or Burdens

    Blessings or Burdens | EmpowerYou Financial Podcast [Episode 112] Hey everyone, welcome back! We hope you used the last 2 weeks to catch up on all of the episodes while we took a break. We're saddened and heartbroken to share about the passing of Eva's beloved mother in the last week. From that...

  20. 111. Who are you partnering with?

    Who are you partnering with? | EmpowerYou Financial Podcast [Episode 111] If you're a repeat listener (shoutouts to 30k downloads!), you know that Eva always talks about the value of your circle, your tribe, your community. On this episode, Eva dives in deeper about the standards and expectations...

  21. 110. Is it a cost or an investment?

    Is it a cost or an investment? | EmpowerYou Financial Podcast [Episode 110] Let's start paying attention to our mindset around what we consider to be a cost vs an investment that can add value, enhance the experience, and have a positive return! On this episode, Eva shares how her trip to Italy...

  22. 109. The Gift That Keeps On Giving

    The Gift That Keeps On Giving | EmpowerYou Financial Podcast [Episode 109] Parents, have you ever thought about YOUR credit score being a GIFT for your KIDS?!? Setting your children up for success with your credit score will later bless them (AND YOU) once it's their time! Think about these...

  23. 108. Relationships, Finances, Teamwork.

    Relationships, Finances, Teamwork. | EmpowerYou Financial Podcast [Episode 108] Whether you're married, in a relationship, or single — listen up! On this episode, we're discussing how important teamwork, communication, and trust are in relationships, especially when it comes to finances! - Listen...

  24. 107. What coaches can do for you that you can't do alone!

    Man, there are just so many benefits to investing in the RIGHT coaches — whatever you may need some guidance for! Not only does it leave you with a peace of mind knowing that you don't have to second guess your moves and, so long as you follow their trusty strategy, you can focus on things that…

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  25. 106. The Financial Freedom Tour!

    The Financial Freedom Tour! | EmpowerYou Financial Podcast [Episode 106] EmpowerYou Financial's very first conference is around the corner! The Financial Freedom Tour is coming to Stockton, CA this Saturday 3/25/2023! (Shoutouts to the STOCKTONIANS, as Eva would say) While this one-day conference...

  26. 105. Credit Cards 101

    Credit Cards 101 | EmpowerYou Financial Podcast [Episode 105] In this episode, Eva gives you the 101 on starting (or re-starting) your credit building journey on the RIGHT FOOT. We'll be going over different types of credit cards (secured cards and department store cards vs the "fab 5" credit…

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  27. 104. Tips & Tricks to Boost Your Credit Score the SMART Way

    Tips & Tricks to Boost Your Credit Score the SMART Way | EmpowerYou Financial Podcast [Episode 104] This week, we're going Q&A style as Damian asks Eva some questions pertaining to things about the credit game that you — whether you're an OG supporter or it's your first time here — may not know...

  28. 103. Before you head to "Credit Repair" Companies

    "How long will it take for me to see results?" "What are your success stories?" "What's YOUR credit score?" Be demanding about your questions to companies you invest your money and trust into! Will these "credit repair" companies TEACH YOU STEP-BY-STEP how to raise your credit score, EMPOWER YOU...

  29. 102. When the money journey feels lonely

    This whole financial literacy, credit score raising, real estate investing, changing the generational cycles of spending, and transforming relationships and mindset with money can be a rather lonely journey. Not only that, the lack of education and wise decision-making can result in mistakes that...

  30. 101. Eva's Back! & Re-Building Business with Intention

    Welcome back to the EmpowerYou Podcast! After a long break, Eva Palacios is back with a new co-host. But that’s the only thing that is different. EmpowerYou is designed to dive into all things credit. Eva’s goal is to help you navigate the often confusing world of credit and finances, and equip…

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  31. 100. Live Life On Your Own Terms

    Come celebrate our 100th episode of the EmpowerYou Financial Podcast! Listen in as Eva welcomes four amazing Lions to share all their wins over the last year of being in the Lions Club. In their stories you can hear how they have been able to follow the game plan Eva set for their personal…

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  32. 99. Supporting Our Kids

    How do we best support our kids when it comes to money and finances? Whether our kids are younger or older, all of our kids tend to need some type of support financially at several points in their life. But how do we best support them? Do we give them what they need simply because they need it or...

  33. 98. It's Called Leverage

    While many of us understand the functionality of a credit card, a financial tool that allows you to pay now and pay later, but not many of us understand the advantages a credit card can provide in the form of leverage. Leverage can be defined as using debt (borrowed capital) in order to undertake...

  34. Financial Freedom Friday| Network Marketing Secrets

    Financial Freedom Friday| Network Marketing Secrets Listener Perks: Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial Be a part of The EmpowerYou Community Join The Lions Club

  35. 97. Bankruptcy Is A Tool

    With inflation rising, wages relatively stagnant, and a recession looming. Some people may soon be accepting the reality that they may not earn enough money to cover all of their expenses each month. When this is a persistent reality, the option of bankruptcy can feel like the best solution.…

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  36. Financial Freedom Friday| Income Producing Activities

    Financial Freedom Friday| Income Producing Activities Listener Perks: Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial Be a part of The EmpowerYou Community Join The Lions Club

  37. 96. Supply and Demand

    While many of us have heard of the car shortage, not many of us truly understand how the car shortage has impacted the cost of new and used cars. In this market, car dealerships have most of the leverage and can charge a premium on new and used cars, especially those cars that were already in…

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  38. Financial Freedom Friday| Speaking things into existence

    Financial Freedom Friday | Speaking things into existence Listener Perks: Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial

  39. 95. Recession Looming

    With a recession theoretically around the corner, how do we best prepare ourselves? Should we stock up on stationaries and save all of our cash? Should we alter our investment strategy and lower our risk tolerance? Or, should we look for opportunities and do our best to thrive despite whatever…

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  40. Financial Freedom Friday | Throwing Down To Level Up

    Financial Freedom Friday | Throwing Down To Level Up Listener Perks: Join the Lions Club, EmpowerYou Financial Literacy Program Access our FREE Facebook Group, EmpowerYou Financial

  41. 94. Business Credit 101

    Are you unsure of where to start when it comes to business credit? Or, do you have some business credit but need more and keep getting denied but don't understand why? How many of us are aware of what the banks may be looking for as they review our applications for business credit? Do you know…

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  42. Financial Freedom Friday | Tough Times Don't Last

    Financial Freedom Friday | Tough Times Don't Last Listener Perks: Join the Lions Club, EmpowerYou Financial Literacy Program Access our FREE Facebook Group, EmpowerYou Financial

  43. 93. The Power of Prayer

    The bible says that, "...the effective, fervent prayer of a righteous man avails much." While many of us have heard this scripture before, few of us routinely tap into its power. As we go through the ups and downs of life, sometimes we get so wrapped up in trying to survive and work towards our...

  44. Financial Freedom Friday | Creative Financing for purchasing a home

    Financial Freedom Friday | Creative Financing for purchasing a home Listener Perks: Join the Lions Club, EmpowerYou Financial Literacy Program Access our FREE Facebook Group, EmpowerYou Financial

  45. 92. Preparing For The Thing

    Everyday that we wake up we are blessed with the opportunity to work towards our dreams and goals. No matter how big or how small our steps, we have the ability to make progress. To that end, while most of us understand that Rome wasn't built in a day, we often underestimate the daily work thats...

  46. Financial Freedom Friday | What is Financial Freedom

    Financial Freedom Friday | What is Financial Freedom Listener Perks: Join the Lions Club, EmpowerYou Financial Literacy Program Access our FREE Facebook Group, EmpowerYou Financial

  47. 91. Time To Buy?

    Some say the housing prices will stabilize and stay flat; some say the housing prices will drop. Some say these prices are the new normal while others say this price increase can't continue. All of these conversations are happening while the interest rates continue to stay relatively high. So…

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  48. Financial Freedom Friday | Exploding Business Credit

    Financial Freedom Friday | Exploding Business Credit Listener Perks: Join the Lions Club, EmpowerYou Financial Literacy Program Access our FREE Facebook Group, EmpowerYou Financial

  49. 90. Conquering Our Fears Part 2

    As a continuation from last week's episode titled, Conquering Our Fears, Eva brings on two Lions Club members that also attended the Phenomenal Life Conference at Hotel Xcaret in Cancun, Mexico. Listen in as these two special quests share their experiences with conquering their fears... Listener...

  50. Financial Freedom Friday | The Power of Business Credit

    Financial Freedom Friday | The Power of Business Credit Listener Perks: Join the Lions Club, EmpowerYou Financial Literacy Program Access our FREE Facebook Group, EmpowerYou Financial

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ABOUT THIS SHOW

Welcome To The EmpowerYou Financial with Eva Palacios! The purpose of this podcast is to add value to listeners by offering financial education and entertainment. Eva Palacios is a Credit Boss and spent 20+ years in Credit and Financial Education. Eva wants to share the wealth of information she learned through her experiences -- information that we weren't taught in school and may not have learned growing up. Eva wants to see everyone win and be empowered to live life on their own terms!

HOSTED BY

Eva Palacios

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Frequently Asked Questions

How many episodes does EmpowerYou Financial have?

EmpowerYou Financial currently has 186 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is EmpowerYou Financial about?

Welcome To The EmpowerYou Financial with Eva Palacios! The purpose of this podcast is to add value to listeners by offering financial education and entertainment. Eva Palacios is a Credit Boss and spent 20+ years in Credit and Financial Education. Eva wants to share the wealth of information she...

How often does EmpowerYou Financial release new episodes?

EmpowerYou Financial publishes regularly with 186 episodes available. Check the episode list for the typical release schedule.

Where can I listen to EmpowerYou Financial?

You can listen to EmpowerYou Financial on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts EmpowerYou Financial?

EmpowerYou Financial is created and hosted by Eva Palacios.
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