Expat Mortgage Podcast
by Atlas Mortgages
The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas.Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services.Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.
Episodes
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Expat Mortgages Podcast S7E40 - Brisbane on the Ground
Welcome to season 7, episode 40 of #AtlasExpatMortgage: Brisbane on the Ground. Hosted by Atlas Mortgages Managing Director Jeremy Harper, this episode features Blair Gardner, Head Buyer’s Agent – Brisbane for the Henderson Group. Blair shares what’s really happening on the ground across…
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Expat Mortgages Podcast S7E39 - Buying Owner Occupied in Sydney Market
Sydney prices are off their February peak, spring clearance rates are soft, and the RBA has lifted rates. So what’s happening on the ground? In season 7, episode 39 of #AtlasExpatMortgage, Atlas Mortgages MD, Jeremy Harper is joined by Perry Preziusi, Head Buyer’s Agent at the Henderson Group....
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Expat Mortgages Podcast S7E38 - October Market Update
In season 7, episode 38 of #ExpatMortgages, October Market Update, James and Jeremy dig into the RBA’s September minutes. It's one telling word count reveals exactly where the board’s head is really at, and why it might set up a bold call for November. Fresh unemployment data just dropped too…
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Expat Mortgages Podcast S7E37 - Deals of the Month
Welcome to Season 7, Episode 37 of #AtlasExpatMortgages podcast, Deals of the Month. Atlas Wealth Group Managing Directors, James Ridley and Jeremy Harper pull back the curtain on three recent deals that settled under the Atlas Mortgages banner, and each one proves there’s more than one way to…
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Expat Mortgages Podcast S7E36 - RBA Decision and Market Data
Welcome to Season 7, Episode 36 of #AtlasExpatMortgages podcast, RBA Decision and Market Data. Atlas Wealth Group hosts, James Ridley and Jeremy Harper break down a big week of data: the RBA lifted the cash rate to 4.6%, its fourth hike this year, with Governor Michelle Bullock striking a hawkish...
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Expat Mortgages Podcast S7E35 - Deals of the Month
Welcome to Season 7, Episode 35 of #AtlasExpatMortgages podcast, Deals of the Month. Atlas Wealth Group hosts, James Ridley and Jeremy Harper down four real client deals the team recently settled, each with a different lending hurdle and a successful outcome. - San Francisco: A young tech...
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Expat Mortgages Podcast S7E34 - September QandA Update
Welcome to Season 7, Episode 34 of #AtlasExpatMortgages podcast, September Q&A Update (Part 2). In this second half of the episode, James Ridley and Jeremy Harper turn to your questions. They explain how Australian lenders assess and convert foreign income, including the difference in treatment...
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Expat Mortgages Podcast S7E33 - September Market Update continues...
Welcome to Season 7, Episode 33 of #AtlasExpatMortgages podcast, September Market Update continues (Part 1). Atlas Wealth Group hosts, James Ridley and Jeremy Harper kick off with the Fed's overnight rate hike and how quickly it flowed through to Australia, with NAB and ANZ already lifting fixed...
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Season 7, Episode 32 - September Market Update
James Ridley is back on #AtlasExpatMortgages with Jeremy Harper for episode 32, 'September Market Update'. They unpack HSBC's $36 billion exit from Australian retail banking and what it means for the thousands of expats who bank and borrow with them. They break down what's changing, why now might...
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Season 7, Episode 31 - Sydney Eastern Suburbs and Inner West Buyers Agent
In this episode of Atlas Mortgage, Jeremy Harper is joined by buyer's agent Munro Donen from Propertybuyer East to unpack what's really happening in Sydney's eastern suburbs and inner west post-budget. Munro shares why median prices don't tell the whole story, where genuine opportunities are...
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Season 7, Episode 30 - Solution-based Lending with Midkey
In this episode of Expat Mortgage: Solution-Based Lending with MidKey, Atlas Mortgages Managing Director, Jeremy Harper (Mortgages) is joined by special guest Richard Young, CEO of MidKey. They unpack a lending solution built for Australians who are "home equity rich but cash flow constrained",...
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Season 7, Episode 29 - Market Update
In this episode of Expat Mortgage: Market Update, Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) dive into two real client case studies, from developing inherited land using development finance, to navigating commercial property lending as an expat. Plus,...
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Season 7, Episode 28 - Market Update
Jeremy Harper and James Ridley preview the RBA's upcoming rate decision ahead of the June quarter CPI print, plus the latest data on rents and property market conditions. They unpack a client case study on using equity release to fund property purchases or aged care without traditional income...
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Season 7, Episode 27 - July Update
In this episode, Jeremy Harper and James Ridley kick off the new financial year with a wrap-up of the property market, the RBA's rate outlook, and recent tax changes affecting Australian expats. Furthermore, they dive into the CGT and negative gearing reforms, exploring what these changes mean…
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Season 7, Episode 26 - End of Financial Year (EOFY) Update
A new financial year, a new set of rules, and a lot to recalibrate. Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) take stock of a softening Sydney market, diverging capital city performance, and what rising rents mean for the RBA's next move. The bigger...
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Season 7, Episode 25 - Budget and Market Updates June 2026
A lot has landed in a short space of time, and Australian expats need to pay attention. In this episode, Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) cut through a week of major policy shifts and market moves. They cover what softer inflation means for...
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Season 7, Episode 24 - Australian Expat Mortgages from the UK
In this episode of the Atlas Expat Mortgage Podcast, Jeremy Harper outlines how Australian expats living in the UK can buy, refinance, and invest in Australian property. Through a practical presentation, Jeremy explains how lenders assess UK-based income—including salary, bonuses, business…
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Season 7, Episode 23 – RBA June Meeting Recap
In this episode of the Atlas Expat Mortgage Podcast, Managing Directors Jeremy Harper and James Ridley unpack the Reserve Bank of Australia's June interest rate decision and what it means for Australian expats, property investors, and borrowers. They discuss the RBA's decision to hold the cash…
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Season 7, Episode 22 - Pre-RBA June Meeting Market Update
In this episode of the Atlas Expat Mortgage Podcast, Jeremy Harper and James Ridley discuss the latest property, rental, and lending market trends ahead of the Reserve Bank of Australia's June meeting. They explore the diverging performance of Australia's capital cities, softening conditions in...
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Season 7, Episode 21 - Budget Replay
In this special episode of the Atlas Expat Mortgages Podcast, Managing Director - APAC, James Ridley is joined by Ben Turner, Managing Director of Atlas Tax, to replay our Australian Federal Budget 2026-27 webinar. Together, they unpack the most significant proposed changes to Australian tax and...
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Season 7, Episode 20 - Budget Action Plan
In this episode of the Atlas Expat Mortgage podcast, Atlas Wealth Group Managing Directors James Ridley and Jeremy Harper unpack the practical implications of the proposed 2026–27 Federal Budget reforms for Australian expats at every stage of the property journey. The discussion explores how the...
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Season 7, Episode 19 - Australian Federal Budget Recap
In Season 7, Episode 19 of the Atlas Wealth Expat Mortgage Podcast, Jeremy Harper and James Ridley unpack the proposed tax and property reforms announced in the 2026–27 Australian Federal Budget. The episode covers the potential impacts of changes to negative gearing, capital gains tax (CGT), and...
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Season 7, Episode 18 - Buying Property in Sydney's Inner West: Tips for Australian Expats
In this episode of Atlas Expat Mortgages, Director, Jeremy Harper is joined by Kristan Johnson, Founder & Principal Buyers Agent, Johnson Property Co. They discuss why Sydney’s Inner West continues to attract strong interest from Australian expats. With changing market conditions and rising...
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Season 7, Episode 17 - Inflation Surge and Rate Hikes
In Episode 17 of the Expat Mortgage Podcast, Jeremy Harper and James Ridley break down the latest inflation jump to 4.6% and what it means for interest rates and expat borrowers in Australia. They discuss key inflation drivers like fuel, housing, and government spending, and why further RBA rate...
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Season 7, Episode 16 - Melbourne Property, Lending Pressure & Rental Law Changes
In Episode 16 of the Expat Mortgage Podcast, host Jeremy Harper is joined by Daniel Stocco from Quixley Real Estate to unpack what’s really happening in Melbourne’s property market. They explore shifting buyer demand across inner-north suburbs, the emergence of a “K-shaped” market, and how...
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Season 7, Episode 15 - Budget Uncertainty, CGT Changes & What Expats Should Do Now
With the Australian Federal Budget fast approaching, uncertainty is building across the property market — especially for expats. In this episode of the Expat Mortgages Podcast, Atlas Wealth Group’s Jeremy Harper and James Ridley break down the latest developments, including proposed changes to...
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Season 7, Episode 14 - Navigating the Perth Property Market
In episode 14 of the Expat Mortgage Podcast, Navigating the Perth Property Market, host Jeremy Harper is joined by Adi from Folk Buyers Agency. They deep dive into the Perth property market and what it means for Australian expats looking to invest. Jeremy and Adi explore the rapid growth across...
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Season 7, Episode 13 - Fuel Excise, Rates and Expat Property
In Episode 13 of the Expat Mortgage Podcast, Fuel Excise, Rates and Expat Property, Jeremy Harper and James Ridley break down back-to-back rate hikes, rising fuel costs, and the temporary fuel excise cut—and what it means for Australian expats with mortgages. They explore how inflation is...
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Season 7, Episode 12 - Australian Expat Q&A
In Episode 12 of the Expat Mortgage Podcast - Australian Expat Q&A, hosts Jeremy Harper and James Ridley answer questions from clients and listeners on the latest Australian property and lending landscape. From the RBA cash rate at 4.10% and rapidly rising fixed rates to surging construction…
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Season 7, Episode 11 - Australian Economic Update
In Episode 11 of the Expat Mortgage Podcast - Australian Economic Update, hosts James Ridley and Jeremy Harper unpack the latest RBA rate rise to 4.10% and what it signals for borrowers and investors. They explore how geopolitical tensions in the Middle East are driving inflation…
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Season 7, Episode 10 - March Australian Housing Market and Financial Briefing
In Season 7, Episode 10 of the Expat Mortgage Podcast, hosts James Ridley and Jeremy Harper unpack key considerations for Australian expats navigating property and finance ahead of the March RBA announcement. They discuss rising inflation driven by global energy markets, potential interest rate...
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Season 7, Episode 9 - Mortgage Market and RBA Interest Rate Update
In Season 7, Episode 9 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley discuss the RBA’s February 2026 decision to raise the cash rate to 3.85% and what it means for Australian expats with mortgages or property plans in Australia. They explain how lenders responded with higher...
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Season 7, Episode 8 - Australian Expats Building or Renovating from Overseas
In Season 7, Episode 8 of the Expat Mortgages Podcast, Jeremy Harper is joined by Zac Bunston, Founder of Bunston Studio, to discuss what Australian expats need to know when building or renovating property in Australia while living overseas. The conversation explores the realities of managing...
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Season 7, Episode 7 - Feb 2026 Expat Mortgage and Property Market Update
In Season 7, Episode 7 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley provide an update on the Australian mortgage and property market for expats. They discuss how rising interest rates and the 3% APRA buffer are affecting borrowers, particularly first-home buyers, and explore...
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Season 7, Episode 6 - Melbourne Market Update
In Season 7, Episode 6 of the Expat Mortgages Podcast, Managing Director - Mortgages, Jeremy Harper is joined by James Anderson, Founder and Director of Bluestone Property to unpack Melbourne’s latest market movements. Frankston has been the clear standout, delivering 15–17% annual growth as…
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Season 7, Episode 5 - RBA February 2026 Rate Hike
In Episode 5 of Season 7, hosts Jeremy Harper, Managing Director - Mortgages and James Ridley, Managing Director - APAC unpack the RBA’s February 2026 cash rate increase and what it means for Australian expats with mortgages. With the official cash rate rising by 25 basis points to 3.85%, this...
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Season 7. Episode 4 - CPI Surprise and the RBA Rate Call
Welcome to Season 7, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack the December quarter CPI data and what it signals for...
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Season 7. Episode 3 – APRA, Rates & Lending Trends
Welcome to Season 7, Episode 3 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack current lending trends, including updates on trust…
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Season 7. Episode 2 – Bank Rate Shifts & Buying From Overseas
Welcome to Season 7, Episode 2 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack recent bank rate movements, including fixed-rate increases...
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Season 7 Episode 1 - 2026 Property Market Outlook
Welcome to Season 7, Episode 1 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we kick off 2026 with a detailed property market outlook, covering expected growth trends,...
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Season 6. Episode 12 - Expat & International Lending Explained with La Trobe Financial
Welcome to another episode of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper is joined by Steve Cashman from La Trobe Financial to unpack lending solutions for...
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Season 6. Episode 11 - Breaking Down the RBA Pause, Property Growth & Trust Lending Ban
Welcome to Season 6, Episode 11 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we unpack the RBA’s recent decision and what the data means for rate expectations, the…
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Season 6. Episode 10 - Understanding the Six-Year Rule and Tax Residency for Australian Expats
Welcome to Season 6, Episode 10 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we answer your most pressing expat property and tax questions — including how long you need to...
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Season 6. Episode 9 - Navigating the Perth Property Market
Welcome to Season 6, Episode 9 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we speak with Adi Parekh from Folk Buyers Agency in Perth to explore what is happening on the...
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Season 6. Episode 8 - Main Residence Rules, Spousal Ownership & Using Equity Abroad
Welcome to Season 6, Episode 8 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we open the floor to listener questions and cover key topics including the main residence...
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Season 6. Episode 7 - RBA, Rates & Real Data: Inside Australia’s Surging Property Market
Welcome to Season 6, Episode 7 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, James Ridley and Jeremy Harper unpack the latest Totality (formerly CoreLogic) housing data,...
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Season 6. Episode 6 - Regional Property Growth & Renovation Realities
Welcome to Season 6, Episode 6 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by Brody McGahn of Helix Constructions (Mudgee, NSW) to unpack the reality of...
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Season 6. Episode 5 – Expat Guide to Renovating in Australia
Welcome to Season 6, Episode 5 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by Zach Bunston of Bunston Architects (Melbourne) to unpack how to plan and deliver...
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Season 6. Episode 4 - Common Mortgage Pitfalls for Expats
Welcome to Season 6, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, James Anderson and Jeremy Harper unpack the most common mistakes they see with clients—from...
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Season 6. Episode 3 – 5% Deposit No LMI and What It Means for Melbourne Buyers
Welcome to Season 6, Episode 3 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by James Anderson of Bluestone Property Corporation, a Melbourne-based buyer’s…
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About this show
The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas.Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services.Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.
Hosted by
Atlas Mortgages
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