Episodes
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Our Money Golden Rules | Ep 100
In the 100th and final episode of this series, Sybil, Meri-Li, and Jen each share their money golden rule. The one rule they each believe everyone should follow when it comes to finances. While this is the last episode in this series, the Female Finance Collective is still here! We're working on...
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Our Favorite Money Habits | Ep 99
As we wrap up our first series of open and honest conversations about money, we’re taking a moment to reflect on the money habits and rituals that have made the biggest difference for each of us. From tracking your money and spending with intention to putting regular money dates on the calendar…
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The Hidden Habits Quietly Spending Your Money | Ep 98
Have you ever wondered where your money goes each month? In this episode, we're talking about the hidden habits that quietly drain your finances, from forgotten subscriptions and autopay charges to convenience spending and emotional purchases made out of boredom, stress, or loneliness. We explore...
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Breaking the Debt Cycle | Ep 83 Replay
Paying off debt is an incredible accomplishment, but for many people, it’s only part of the story. The real challenge is staying out of debt for good. Today, we’re talking about how to break the cycle, avoid slipping back into old habits, and build a financial foundation that keeps you free. Join...
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Overwhelmed by Debt? | Ep 81 Replay
In this replay episode, Sybil and Jen break down debt payoff into simple steps you can actually do today. We cover the mindset shift that stops the shame spiral, how to get clear on your numbers without panic, and the exact first strategies to use so you build momentum fast. Join Our Community:...
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The Cost of Aging | Ep 97
In this episode, we’re talking about the often-overlooked cost of aging and the financial realities many women face in midlife. From beauty and wellness spending to burnout, changing energy levels, feeling behind, and the hidden costs of perimenopause and menopause, we explore how this season of...
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Additional Streams of Income | Ep 96
In this episode, we’re talking about additional streams of income and the many ways women can earn money beyond a traditional paycheck. Sybil and Jen share side hustles, creative opportunities, and income ideas they’ve personally used over the years, both while working traditional jobs and after...
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Consider Your Future Self | Ep 95
In this episode, we talk about how financial confidence isn’t built through one big decision, but created through small, consistent actions over time. Simple steps like transferring a little to savings, paying extra toward debt, or setting up automatic contributions can quietly compound into real...
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Budgeting is Self Care | Ep 94
In this episode, we explore the idea of budgeting as a form of self-care. Instead of thinking of a budget as restrictive, we talk about how it can actually reduce stress by giving your money a clear purpose and helping you prepare for what’s ahead. A thoughtful budget creates permission to spend…
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Why We Avoid our Money | Ep 93
Nearly all of us have avoided our money at some point. Whether it's because we're afraid of what we'll see, frustration with where we are financially, or just a lack of understanding, avoiding money is really common. In this episode, we talk about reasons we avoid and share some quick tips to…
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Financial Wellness | Ep 92
More than ever, people are craving financial well-being. We're not just a bigger bank account, but rather a feeling of wellness when it comes to our money. In this episode, we explore the difference between financial wellness and wealth building, and how to pursue both without sacrificing your...
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One Word Can Shape Your Year | Ep 91
What if instead of setting resolutions, you chose a theme to guide your year? In this episode, we talk about why yearly themes can be more powerful than goals, how to choose one that fits your life, and how to use it as a tool throughout the year. We’re also sharing our own themes for 2026 and...
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Loud Budgeting | Ep 90
Loud budgeting is about speaking up for your money without guilt or shame. In this episode, we break down what loud budgeting really is, why it’s gaining popularity, and how being open about your financial boundaries can help you spend with confidence, reduce pressure, and stay aligned with your...
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Year-End Financial Review | Ep 89
As the year comes to a close, it’s the perfect time to pause, reflect, and set yourself up for financial success in the year ahead. In this episode of the Female Finance Collective Podcast, Jen sits down with financial planner and money coach Meri-Li to walk through the process she uses with her...
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Buy Now, Pay Later Mistakes to Avoid | Ep 88
Buy Now, Pay Later options are everywhere from online checkouts to in-store purchases. They promise flexibility and convenience. But are they really as harmless as they seem? In this episode, we’re breaking down how BNPL works, the hidden risks you need to know, and how to use it wisely (or avoid...
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Plan a Money Date | Ep 87
In this throwback episode of Female Finance Collective, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn financial...
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Emergency Savings: Is $1000 Enough? | Ep 86
In this episode, we revisit a prior conversation about emergency savings. We cover how to set one up, what to call it, why you need it, and how much money is enough. Join Our Community: Connect with other women working toward financial empowerment. Learn more about our community here. We’d Love…
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Meet The Joyful Hostess | Ep 85
In this week’s episode, we are sharing a previous conversation we had with Mara, Joyful Hostess. We talk about ways to enjoy holiday events on a budget. Each of us shares tips and suggestions that we hope will spark ideas of ways you can have the most fun this holiday season while still…
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Avoid the Holiday Credit Card Hangover | Ep 84
The holidays should feel joyful, not stressful. Yet every year, overspending leaves too many of us with a January credit card hangover. In this episode of the Female Finance Collective podcast, we share 3 practical ways to enjoy the season fully without slipping back into debt. Join Our…
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Breaking the Debt Cycle | Ep 83
Paying off debt is an incredible accomplishment, but for many people, it’s only part of the story. The real challenge is staying out of debt for good. Today, we’re talking about how to break the cycle, avoid slipping back into old habits, and build a financial foundation that keeps you free. Join...
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The Truth About Debt | Ep 82
Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there. In this episode of the Female Finance Collective podcast, we revisit a previous episode where Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take…
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Overwhelmed by Debt? How to Take the First Step | Ep 81
If you’ve ever looked at your debt and thought, “I don’t even know where to start,” you’re not alone. The good news? You don’t have to figure it all out today. In this episode, we’re breaking debt down into simple, doable steps so you can take back control, release the shame, and finally start...
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Trusting Yourself | Ep 80
Financial confidence doesn’t happen overnight. It’s built with every intentional choice you make. In this episode, we’re wrapping up the Money + Mindset Summer Series by reflecting on how far you’ve come and how each decision has strengthened your ability to trust yourself with money. Join Our...
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Budgets and Boundaries | Ep 79
Budgets don’t have to feel like punishment. What if instead of restrictions, your budget could act as a set of healthy boundaries that protect your goals, values, and dreams? In this episode of the Female Finance Collective Podcast, Jen and Sybil share how to shift your perspective on budgeting,...
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Saving With Joy | Ep 78
What if saving money wasn’t about sacrifice at all, but about creating joy for your future? In this episode of the Female Finance Collective Podcast, Jen and Sybil show you how to reframe saving so it feels motivating, connected to your dreams, and even fun. We’ll walk you through 3 simple shifts...
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Embracing Progress Over Perfection | Ep 77
In today's episode, we talk about the value of recognizing our progress rather than focusing on our lack of perfection. Financial growth is a learning process. We're developing habits, figuring out what works well for us, and learning along the way. We are going to make mistakes and that is OK!!...
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Visualize Your Financial Future | Ep 76
In this episode of the Female Finance Collective podcast, we explore how visualization can transform your money goals into reality. We break down why picturing your dream life is the first step to achieving it and how to map your financial decisions to get there. Whether your vision is early...
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Declutter Your Finances | Ep 75
Feel Chaotic? Start Here: How to Declutter Your Financial Life Ever feel like your money is just everywhere and nowhere at the same time? When life feels overwhelming, it's often a sign that something physical or financial needs cleaning up. In this episode, Jen and Sybil share how tidying your...
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Tips for Setting Up Your Budget | Ep 74
If you’re creating a budget without categories, you’re missing the entire point — and setting yourself up for frustration. In this episode, we flip the script on budgeting and show you how to use intentional categorization to create a flexible, values-driven money map that actually works. We…
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Why Systems Beat Willpower | Ep 73
Why Willpower Isn’t Enough — And What Actually Works for Your Money Goals! In this episode of the Female Finance Collective Podcast, we break down why your motivation will run out—and how building simple, flexible systems can protect your goals, create lasting momentum, and help you stick with…
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You Started Tracking Your Spending...Now What? | Ep 72
If you’ve been logging your expenses but feel stuck on what comes next, this episode is for you. We break down three simple steps that will help you move from tracking to transforming your money habits — without shame, overwhelm, or perfection. You’ll learn how to: -Reflect on your spending with...
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Is Debt Always Bad? | Ep 71
Are you carrying debt and feeling the weight of shame, fear, or confusion? You’re not alone. In this episode of the Female Finance Collective, we open up about debt — the survival kind, the strategic kind, and everything in between. Hear real stories from Meri-Li, and Sybil as they: Shift their...
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Mid-Year Money Goal Check-in | Ep 70
Feel like your financial goals vanished into the chaos of summer? You’re not alone—and you’re not behind. In this empowering episode, Jen, Mary Lee, and Sybil guide you through a midyear money check-in that’s more about how you feel than what you’ve crossed off your list. Whether you forgot your...
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Try a No-Spend Summer Weekend | Ep. 69
Think summer means spending more than you'd like? Think again. In this powerful episode of the Female Finance Collective Podcast, Jen, Mary Lee, and Sybil challenge you to try a no-spend weekend—and show you exactly how to do it without missing out on fun, connection, or comfort. Whether you're...
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Getting Your Finances Summer Ready | Ep 68
Summer fun shouldn’t leave you stressed in September. In this episode of the Female Finance Collective Podcast, Jen, Mary Lee, and Sybil talk about how to plan ahead for a financially confident summer. Whether you're budgeting for camp, cutting costs on cute summer clothes, or prepping for...
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Your Credit Score Makes a Difference | Ep 67
In this empowering episode of the Female Finance Collective Podcast, Jen and Sybil break down exactly how credit scores work—and why they matter more than you think. We’ll show you how to check your score safely, what factors impact it, and how to improve it whether you're just starting out or...
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Feel Stuck with Budgeting? Start Here | Ep 66
Budgeting doesn’t have to be perfect—it just has to start. In this episode of the Female Finance Collective Podcast, Jen and Sybil dig into the emotional blocks that keep women from budgeting, the myth of doing it “right,” and what to do if you feel embarrassed, overwhelmed, or completely lost…
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How credit cards really work! | Ep 65
Credit cards are everywhere, but do you really understand how they work? In this episode of the Female Finance Collective Podcast, Jen and Sybil break down the hidden cost of credit card debt, how APR really works, and why that “small” purchase might cost much more than you think. We’re not here…
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How Delayed Gratification Can Help Your Finances | Ep 64
Tired of impulse spending? Here's how delayed gratification can change your entire financial future. In this episode of the Female Finance Collective podcast, Jen and Meri-Li dive into the power of waiting. From impulse buys to vacation plans and even home renovations, we explore how practicing...
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Paying off Debt VS Saving For the Future | Ep 63
If you’ve ever wondered, “Should I be saving right now or paying off my debt?”—this episode is your guide. Jen, Meri-Li, and Sybil unpack one of the most common (and complicated!) financial questions women ask. They’ll walk you through real-life examples, mindset shifts, and simple frameworks to...
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Why Paying off Debt Matters | Ep 62
Are you tired of the constant stress of debt? You're not alone. This episode is for YOU. In this raw and honest conversation, Jen, Meri-Li, and Sybil discuss how debt impacts one's emotions, everyday decisions, and future wealth, and how paying it off frees up not only one’s wallet but also one’s...
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When Money Bombs Blow Up Your Budget | Ep 61
Tired of living paycheck to paycheck—and one money bomb away from chaos? Let’s fix that. In this episode of the Female Finance Collective podcast, we’re talking about the real reason it feels impossible to get ahead: money bombs. Those unexpected (but actually predictable) expenses that throw off...
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Bonus Episode: Jen Shares Her Debt Story
In this episode, Jen shares how she ended up with credit card debt, how that led to the paycheck-to-paycheck cycle, and the challenges of breaking it. If you could use help putting together a debt payoff plan, we'd love to share our Debt Snowball Calculator with you. Sign up for our free workshop...
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The Truth About Debt | Ep 60
Feeling stuck in credit card debt? You’re not alone—and you don’t have to stay there. In this episode of the Female Finance Collective podcast, Sybil and Jen get real about debt: how it starts, how it impacts our emotions, and most importantly—how to take control and pay it off step-by-step with...
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Short-Term Sacrifices for a Long-Term Gain | Ep 59
Are you tired of living paycheck to paycheck? Or have you just accepted it as normal? In this episode, we’re diving into short-term sacrifices that can help you escape the cycle and finally feel financially free. These aren’t just temporary fixes—many of these changes can turn into lifelong…
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Managing Money in Turbulent Times | Ep 58
Feeling the weight of financial stress lately? You’re not alone. In this raw and relevant episode, Sybil and Meri-Li talk honestly about how economic uncertainty, job changes, and media overload are impacting our money mindset—and what we can actually do about it. From zooming out and regaining...
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Set Up a Money Date | Ep 57
In this episode of the Female Finance Collective Podcast, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn…
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Living Paycheck to Paycheck? Try This! | EP 56
Struggling to break free from the paycheck-to-paycheck cycle? You're not alone! In this episode of the Female Finance Collective podcast, we’re diving into real, actionable ways to boost your income and finally create breathing room in your budget. No judgment—just practical strategies to help…
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Automate Your Savings in 10 Minutes | Ep 55
Automate Your Savings & Build Wealth Effortlessly! Struggling to save money? You’re not alone! In today’s episode, we’re diving into the easiest way to grow your savings without even thinking about it: AUTOMATION. Studies show that setting up automated savings leads to higher balances without the...
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The 24-Hour Rule: Spend Smarter | Ep 54
The 24-Hour Rule: The Easiest Way to Save More Money Instantly! Are impulse buys draining your wallet? In today’s Quick Win Wednesday episode, we’re sharing the 24-Hour Rule, a simple yet powerful habit that can cut unnecessary spending by 30%! Join us as we break down how waiting just one day…
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About this show
Welcome to the Female Finance Collective where we encourage women to have open and honest conversations about all things money.
Hosted by
Sybil Hall, Jen Sullivan, and Meri-Li Forrest
Categories