PODCAST · education
Figuring It Out
by Figuring It Out
Figuring It Out isn’t just a podcast—it’s a community for growth, self-discovery, and learning. We’re here to help you make smarter decisions, avoid common mistakes, and step into adulthood feeling prepared (or at least less lost). Because at the end of the day, we’re all just figuring it out.
Episodes
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Buying Your First Car on a Fresh Grad Salary? Here’s How.
So… you’re a fresh grad dreaming of owning your first car? 😭Trust me, I’ve been there. I used to think it was easy just pick one, get a loan, and boom, you’re cruising. But nooo… turns out it’s basically a full-on financial jungle out there. 💸Between car loans, maintenance, insurance, and fuel,...
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What I Wish I Knew Before Moving Out (So You Don’t Suffer Like Me) • Figuring It Out Ep21
So... I Finally Moved Out For The First Time 🥹 Okay, no one told me how chaotic moving out actually is. My drainage stopped working, the lights decided to give up on me, and don’t even get me started on the WiFi — it was basically a decorative item at that point 😭 Looking back, there were so…
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DM’d a CEO on LinkedIn… And Accidentally Got a Job | QnA with Melody! • Figuring It Out Ep20
So I finally did a little QnA so you guys can actually get to know me better 💕✨ And guess what? Even though I said NO math... y’all still threw me like a million math questions 😭😂 But hey, I still answered them (don’t say I never love you okay). Hopefully this episode helps you get to know me…
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Would You Date You? What Makes Someone a Good Partner • ft Graeme Tan Jie, MrMoney & Nicole Lau
💔 Have you ever poured your heart into a relationship… only for it not to work out? Sometimes, love isn’t enough — and that’s okay.In this episode of Figuring It Out, I sat down with MrMoney, Instagraeme, and Nicole Lau to talk about the realities of modern relationships. From why dating without...
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What Recruiters Really Think Of You: A Guide To Ace Job Interviews ft. Aunty HR • FIO Ep18
So…I Used to Completely Freeze During Job Interviews 🥲Whether it was my first internship or a my current role, interviews always made me nervous. My hands would get clammy, my mind would go blank, and I’d overthink every single word 😣. No matter how much I prepared, I could never speak with a...
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You Ask We Answer (Finance Edition) ft. Peter Yong & Frankie Lim • Figuring It Out Episode 17
So... building a good credit score may not be that hard?You always hear that having a good credit score is important and difficult to maintain — but no one really tells you how to actually build one, especially when you're just starting out. We kept seeing this question pop up in our DMs and...
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Why You Might Work Until You Die (If You’re Gen Z) • Figuring It Out Ep16
So… We Might Never Get to Retire 😳I used to think retirement was just something that happens when you turn 60 — you stop working, withdraw your EPF, and finally relax. But the reality? Most people finish their EPF savings within just 5 years of retiring 😨.Is it poor planning? Instant...
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Investing 101 with just RM100: Beginner Tips That Actually Make Sense ft Mr Money TV
Think investing is out of your reach or only for the finance pros? Think again. In this episode of Figuring It Out, we break down how Gen Z can start investing with just RM100, no jargon, no stress.Join me as I chat with Peter, a seasoned investor, to ask real beginner questions you’ve always...
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Lessons We Learned In Our Early 20s ft Soo Kee & Ai Lyn • Yap and Chill
So… I Gave It My All and Still Almost Failed 😮💨Growing up, we were always told that if you just work hard, everything will work out. But what happens when you do give it your all… and it still doesn’t go the way you hoped?In this new segment called Yap & Chill, we’re slowing things down and...
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You Ask We Answer Pt.2 [Career] ft Peter Yong & Ai Lyn • Figuring It Out Ep 13
So… Are We Really Weaker Than Our Parents’ Generation? 🤔Is it true that the older generation is more tahan lasak than us? Or are we just wired differently because we’ve grown up with more comfort and opportunity? 🧠💭 This was one of the many thought-provoking questions we answered in this…
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How To Negotiate For A Pay Raise ft Nicole & Frankie • Figuring It Out Ep12
So...Apparently You Can Ask For a Pay Raise Just 3 Months In?! 😳💸Nobody really teaches you how to ask for a raise. And let’s be honest — just thinking about asking your boss for more money is nerve-wracking enough 😵💫. I always assumed you had to wait like... a year or two?? But turns out…
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Before You 'Specialise In Your Career'... Listen To This ft Nicole, Ai Lyn • Figuring It Out Ep11
I Constantly Overthink If I’m on the Right Career Path 😵💫Am I supposed to be really good at one thing? Or should I try to do a little bit of everything? As someone who overthinks literally everything, I’ve asked myself this question more times than I can count — and I know I’m not the only one...
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Everything You Need To Know About Working Holiday ft Soo Kee • Figuring It Out Ep10
So…Working Holiday Isn’t Just Apple Picking?! 🍎✈️I always thought a working holiday meant picking fruit in the countryside and travelling on weekends — turns out, it’s so much more than that! From paying taxes overseas to finding legit jobs outside of farms, there’s a whole side to working...
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You Ask, We Answer [Career Edition] ✨ ft MrMoney, Soo Kee & Ai Lyn • Figuring It Out Ep 9
So...We Answered Your Questions About Career 👀 From "How do I communicate with my boss to reduce my workload?" to "Is it okay to job hop early in your career?" — the questions you’ve been dying to ask but never knew who to turn to 👀In this episode, we did something a little different: we…
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How To Actually Make New Friends Once You Start Working ft Patrick Ng • Figuring It Out Ep8
So...Why Is It SO HARD To Make Friends After Graduation? 😩Back in uni, it felt like making friends was effortless — whether it was through group projects, late-night mamak sessions, or random club events. But after graduating… it’s a totally different game. Suddenly, you’re busy with work,...
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How to Maintain Relationships with a 9-5
So…My Friend Thought I Was Ghosting Her 😞💬 When I started working full-time, I thought I could handle it all — career, social life, love life… easy, right? But I quickly realised how hard it actually is to make time for people you care about 😩. Schedules clash, plans fall through, and suddenly...
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Beginner’s Guide To Managing Your BNPL And Credit Card Debt ft Peter Yong · Figuring It Out Ep6
So...I Finally Understand Why So Many People End Up in Debt 💸I used to think, “Debt? That’s something you choose to get into.” But after hearing stories and breaking down the habits that lead to it... I finally get it. It’s not just about spending recklessly — it’s about how easy it is to fall...
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Baru Dapat Gaji? Do This First. ft Peter Yong • Figuring It Out Ep 5
So... I Almost Blew My Entire First Paycheck 😵💸 If you're a fresh grad who just started working, you probably know the rush of seeing your very first paycheck come in 💸. I was so excited, that I didn’t even realise how quickly I was spending it…but between spontaneous splurges, weekend plans,...
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Office Politics: Play the Game or Get Played? 👀
So... I Thought Avoiding Office Politics Was the Smart Move 😅 If you're new to the working world, you’ve probably heard people say "stay out of office politics"—and trust me, I thought that was the best way to survive too. But then... I realized that ignoring office politics doesn’t make them...
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Stop Overpaying Your Taxes ft. Peter Yong · Figuring It Out Ep 3
So… No One Told Me Taxes Were This Complicated?! 😩 If you’re a fresh grad who just started working, you’ve probably heard about income tax—but what does it actually mean for us? And why does everyone keep talking about tax reliefs? 🤔 Well… I recently went through my first tax season, and let’s...
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Figuring Out Insurance Needs, Wants, and Don'ts ft. Peter Yong (Mr Money TV)
Who knew you would still need insurance even though your parents bought it. 👀If you’re a fresh grad and recently started working, you’ve probably heard people telling you you need insurance ASAP. And it got me thinking—why is it necessary when I’m young and healthy? Can’t it wait until later?…
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How Not To Screw Up At Your First Job ft. Peter Yong (Mr Money TV)
My Boss Asked Me To STOP Bringing My Lunchbox To Work 🥲 Are you a fresh graduate about to start your career? Well... I'm a fresh graduate who began my career not too long ago, and I remember feeling anxious and worried about everything I did. I was concerned about the way I dressed, if I was...
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ABOUT THIS SHOW
Figuring It Out isn’t just a podcast—it’s a community for growth, self-discovery, and learning. We’re here to help you make smarter decisions, avoid common mistakes, and step into adulthood feeling prepared (or at least less lost). Because at the end of the day, we’re all just figuring it out.
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