PODCAST · business
Financial Illumination
by luminwealth
Financial Illumination is a podcast which shines a light on all things financial. Brought to you by leading UK Financial Planning firm Lumin Wealth. Please be aware that anything discussed on this podcast should not be regarded as financial advice and when investing your capital is at risk
Episodes
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5 Questions To Ask Before Choosing a Financial Adviser | Lumin Wealth
Choosing the right Financial Adviser could make a significant difference to your financial future. But how do you know who to trust, what to look for, and whether you're getting value for money? In this episode of Financial Illumination, the Lumin Wealth team breaks down the key questions you...
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How Much Inheritance Tax Will You Really Pay? | Lumin Wealth
Inheritance Tax can be one of the biggest financial considerations when planning for the future. But how does Inheritance Tax actually work, how much could you have to pay, and what can you do to reduce your potential liability? In this episode of Financial Illumination, Alan Pereira and Harvey...
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Financial Planning: Are Your Investments Actually Working for You? | Lumin Wealth
Having investments and pensions is one thing but do you have a clear financial plan for what they’re actually going to achieve? In this episode of Financial Illumination, Jack Dudley and James Corcoran from Lumin Wealth explore the importance of having a structured financial plan, rather than...
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How Much Money Do I Need to Retire? Retirement Planning & Pensions | Lumin Wealth
How much money do you really need to retire? Is there a magic retirement number, or does it depend on your lifestyle, spending and financial circumstances? In this episode of the Financial Illumination podcast, brought to you by Lumin Wealth, Harvey Armstrong and Alan Pereira explore how to work...
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ISA Changes 2027 Explained: Cash ISAs, Investments & Capital Gains Tax | Lumin Wealth
What do the upcoming ISA changes mean for your savings and investments? And what should you be thinking about before April 2027? In this episode of Financial Illumination, James Corcoran is joined by Jack Dudley from Lumin Wealth to break down the latest changes affecting Cash ISAs, Stocks &…
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Are You Making These Common Investment Mistakes?
Investing isn’t just about picking the right investments, it’s about avoiding the costly mistakes that can quietly erode your returns. In this episode of Financial Illumination, Senior Financial Consultant, Sara Moore is joined by Financial Consultant, Kris Fisher, to explore some of the most...
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Inheritance Tax (IHT) Strategies: The Insurance Approach More Families Should Know About
What if a Whole-of-Life insurance and annuity could help fund an Inheritance Tax (IHT) bill? As more families become affected by IHT – and with pensions set to form part of your estate for IHT purposes from April 2027 – planning ahead has never been more important. In this episode, hosts Harvey...
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What Happens To Your Pension When You Die?
Pension death benefits are one of the most valuable, and least understood, aspects of financial planning. With around 35% of UK wealth held in pensions, they play a major role in how wealth is passed between generations, yet many people are unaware that pension benefits often sit outside of their...
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Considering Equity Release? How To Turn Your Home Into Financial Flexibility
Equity release is becoming an increasingly important part of later-life financial planning, particularly as rising property wealth and upcoming inheritance tax changes prompt more people to consider how best to use the value tied up in their homes. However, it's a financial planning topic that is...
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Is Your "Safe" Cash Quietly Losing You Thousands?
More people than ever are holding large amounts of cash, often without realising that inflation and taxes can steadily erode its value over time. In this episode, Harvey Armstrong and Alan Pereira explore the hidden costs of keeping too much money in cash and explain why investing can be a…
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Cut Your Inheritance Tax (IHT) Bill With These Gifting Strategies
Could gifting now save your family thousands in Inheritance Tax (IHT) later? In this episode, hosts James Corcoran and Jack Dudley explore how gifting can form part of an effective Inheritance Tax (IHT) planning strategy. They discuss the different gifting options available, how to assess whether...
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Do ESG Investments Really Deliver? Separating Narrative From Data
Investors are increasingly considering whether ESG (Environmental, Social and Governance) solutions should form part of their portfolio, drawn by the prospect of having a positive impact on society and the environment. But while these messages are compelling, it is crucial to separate fact from...
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Crisis In The Middle East – Should Investors React?
Recent events in the Middle East have understandably unsettled investors. But history consistently reminds us of one important truth: investors who stay diversified and ride out volatility are often the ones who come out ahead. In this episode of Financial Illumination, James Corcoran and Jack...
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Pensions Enter The IHT Net From April 2027. Are You Ready?
Pensions have long been a cornerstone of legacy and estate planning. But with pensions falling into the Inheritance Tax (IHT) net from April 2027, all of that will change. In this episode, host James Corcoran is joined by Israel Babatunde who breaks down what the policy changes in April 2027 will...
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How Annuities Work: Securing Income For The Future
What if you could create a paycheck that lasts for life? In this episode, James Corcoran and Jack Dudley dive into the role annuities can play in a retirement plan. They explore how annuities work, why they matter, the risks associated with them and how they can potentially help you build steady,...
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Business Relief And IHT: Strategies For Business Owners
Inheritance Tax (IHT) can significantly impact the wealth tied up in a business, and without proper planning, business owners may find that a large portion of their estate is exposed. However, with the right approach, Business Relief offers a powerful way to reduce that liability and safeguard…
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How Inheritance Tax (IHT) Really Works: Everything You Need To Know
Managing Inheritance Tax (IHT) is a cornerstone of effective estate planning. But what exactly is IHT, and how does it work in practice? In this episode of the 'Financial Illumination' podcast, hosts James Corcoran and Jack Dudley explore the role IHT plays in your overall financial plan, what it...
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5 Tax Year-End Tips: Save Yourself Thousands!
As the end of the tax year approaches, your annual allowances are about to reset – and any you haven’t used will be lost. In this episode, James Corcoran and Jack Dudley focus on the practical steps you can take now to make the most of pension contributions, ISA allowances and Capital Gains Tax...
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Is Your Pension IHT-Proof Or About To Take The Hit?
With pensions falling into the IHT net from April 2027, taking the necessary steps now can help protect your legacy before the changes move against you. In this episode, hosts James Corcoran and Jack Dudley break down what the policy changes in April 2027 will entail, the types of pensions…
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Autumn Budget Breakdown: What It Means For You
In this episode, hosts James Corcoran and Jack Dudley break down Chancellor Rachel Reeves’ Autumn Budget and explores its implications for investors, families, and business owners. From pension reforms and ISA changes, we unpack the practical financial planning consequences.
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You've Inherited A Lump Sum - What Now?
Inheriting a lump sum can be life-changing, and overwhelming, especially if you've never managed significant money before. In this episode of Lumin Wealth's 'Financial Illumination' podcast, financial planners James Corcoran and Jack Dudley explain what to do (and what not to do) when an...
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Is It Time To Consolidate Your Pensions?
Built up three, four, five pensions across different jobs? Adverts everywhere tell you to combine them, but is pension consolidation actually right for you? Financial planners James Corcoran and Jack Dudley dig into when merging pensions makes sense and when it's a trap: comparing costs and...
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Selling A Business? How To Exit Smoothly And Tax Efficiently
You've spent years building your business, but have you planned the exit? Financial planners James Corcoran and Jack Dudley walk through selling a business the tax-efficient way: Business Asset Disposal Relief and the 5% test, holdover relief when gifting business assets, deferring gains through...
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Is Your Bank Helping Or Hindering Your Savings And Investments?
Financial Illumination is a podcast which shines a light on all things financial. Brought to you by leading UK Financial Planning firm Lumin Wealth. Please be aware that anything discussed on this podcast should not be regarded as financial advice, and when investing your capital is at risk....
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New Tax Year - Top Tips!
Financial Illumination is a podcast which shines a light on all things financial. Brought to you by leading UK Financial Planning firm Lumin Wealth. Please be aware that anything discussed on this podcast should not be regarded as financial advice, and when investing your capital is at risk.
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Will There Be Inheritance Tax On Your Pension?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Financial Planner Jack Dudley to discuss the changes made in the Budget where pensions are due to be liable to Inheritance Tax. Please be aware…
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Tax Year End Tips!
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Financial Planner Jack Dudley to discuss what you should be aware of with the end of the tax year approaching. Please be aware that anything...
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Are you overpaying for financial advice?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Financial Planning Manager Joe Fisher to discuss the costs of financial advice and what you should be looking out for if you are working with a...
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What is the "Great Wealth Transfer" and what does it mean for Estate Planning?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Financial Consultant Ben Mitson to discuss the "Great Wealth Transfer" and the implications for Inheritance Tax Planning Please be aware that...
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How to lock in the best mortgage deal for 6 months
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Mortgage Director Brian Keane to discuss the current mortgage market and the importance of locking in the best possible mortgage deal Please be...
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The McCloud Judgement - Does This Affect Your Pension?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Pensions Actuary Wendy Beaver to discuss a big issue affecting many people in the country right now, the McCloud judgement. What is it and does it...
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UK Interest Rates Hit 15 Year Highs - What Should You Be Doing?
Welcome to the Financial Illumination podcast, brought to you by Lumin Wealth. Host and Senior Chartered Financial Planner James Corcoran is joined by Financial Consultant Ben Mitson to discuss one of the key concerns at the moment - that interest rates are at 15 year highs, and how that impacts...
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ABOUT THIS SHOW
Financial Illumination is a podcast which shines a light on all things financial. Brought to you by leading UK Financial Planning firm Lumin Wealth. Please be aware that anything discussed on this podcast should not be regarded as financial advice and when investing your capital is at risk
HOSTED BY
luminwealth
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Frequently Asked Questions
How many episodes does Financial Illumination have?
Financial Illumination currently has 32 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Financial Illumination about?
Financial Illumination is a podcast which shines a light on all things financial. Brought to you by leading UK Financial Planning firm Lumin Wealth. Please be aware that anything discussed on this podcast should not be regarded as financial advice and when investing your capital is at risk
How often does Financial Illumination release new episodes?
Financial Illumination has 32 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Financial Illumination?
You can listen to Financial Illumination on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Financial Illumination?
Financial Illumination is created and hosted by luminwealth.
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