PODCAST · business
Financial Pathway
by Nate Skelly
Go to the next level in your finances with news, insights, and education from Nate Skelly CFP® Website: nateskelly.comEmail: [email protected]
Episodes
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200. Time to Say Goodbye (For Now)
After 200 episodes, I'm hitting pause on the podcast. I want to share some family news and before I put the sign in the window, I've got one last thing I want you to do for yourself. Thanks everyone who has been following along these past 6 years. To be continued...
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199. Five Powerful Questions To Ask Before Making a Major Financial Decision
Are you facing a big financial decision right now? When do I retire, when do I take Social Security, whether I need to make investment changes, or should I move? Here are 5 of my favorite questions to ask when facing a tough money choice. I use them often, and I hope they will be helpful to you too.
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198. The "Betting on Everything" Era is a Disaster
The sports betting era is officially a disaster. The floodgates have opened and now we're not just betting on sports - we're betting on everything. So today we talk about how these gambling sites actually work and how they make their money, what the 24/7 gambling craze is doing to sports and to…
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197. Biggest Economic Questions Lurking in 2026
Overall, the economy looks stable on the surface - stock market humming, inflation back to normal, interest rates have softened - but several massive questions still need answered. What will 2026 bring for AI, interest rates, housing affordability, government debt, and jobs? And what does all…
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196. Highest-Paying Jobs | Trump Wants to Copy Australia’s Retirement Model | Do School Phone Bans Work?
How does your salary compare? And which industries tend to have the highest pay? https://flowingdata.com/2025/12/02/who-makes-a-higher-salary-and-the-jobs-they-work/ Trump says the US should be taking a page from Australia's retirement playbook. What might a retirement system overhaul look like?...
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195. 25 Surprising Facts from '25
Did you know that just 3% of companies account for all the wealth ever created in the U.S. stock market? Or that Costco sells enough toilet paper to reach the moon and back… 200 times? Or that a tiny island with 15,000 people now funds half its government thanks to “.ai” domain names? Here are 25...
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194. The 100 Most Dreaded Decisions | What's Going on with Gold? | How Long It Takes to Become a US Citizen
Career and financial choices top the list of the most anxiety-inducing decisions - far above health or relationships. It’s a reminder that money stress is both universal and deeply emotional. https://www.popsci.com/health/100-most-dreaded-decisions/ Gold’s big run is grabbing headlines, but…
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193. Are 50 Year Mortgages the Solution to Our Housing Crisis?
President Trump says 50-year mortgages could make homes more affordable for struggling buyers. Is he right? Or would this fix just make the housing problem worse? Let’s unpack what a 50-year mortgage could mean for buyers and the broader market.
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192. The “Hidden” Debt Killing Your Budget
Author Morgan Housel’s new book, The Art of Spending Money, argues that the way we spend money matters just as much as how we earn or invest it. And for many of us, the biggest culprit that's killing our budget doesn't even show up in a spreadsheet. Book link:...
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191. Giving People Cash Helped Less Than We Thought | Social Security "Bridge" | Gen Z + Dividend ETFs
1️⃣ Giving People Money Helped Less Than I Thought It WouldA fascinating look at why direct cash transfers haven’t delivered the long-term results many expected. It’s a reminder that money alone doesn’t fix poverty without education, opportunity, and strong community...
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190. Bryan Samms on Adoption: Stepping Out in Faith When the Numbers Don’t Add Up
Adoption is one of the most life-changing decisions a family can make, and it comes with both financial and spiritual challenges. Bryan Samms shares his family’s adoption story, how they balanced financial planning with faith, and what it means for all of us to align our money with a higher...
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Working with Nate Skelly CFP® Part 4: the REAL Value of Working with a Financial Planner
Here's why I believe the greatest value of financial planning isn’t just in numbers. A real financial planner is someone who understands your values can help you avoid costly mistakes, navigate life’s changes, and find confidence in your financial decisions.
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189. Making Discipleship Personal
I was recently invited to be part of a conversation with Luke Clayton, Bryan Samms, and Mike Lester to discuss discipleship within the church. How do you structure a group study in a way that engages each person, fosters conversation, and effectively accomplishes the goal of growing people to be...
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Working with Nate Skelly CFP® Part 3: Powerful Tax-Saving Strategies
Taxes don’t have to be overwhelming. Planning ahead with powerful tax-saving strategies can help you keep more of what you’ve earned. Here's how we work with clients to proactively save instead of just looking back to at last year to see how much we owe!
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Working with Nate Skelly CFP® Part 2: How We Manage Your Investments
What does smart investing really look like? Nate shares how we take the guesswork out of managing your money with a clear, disciplined process so you can stay calm in the markets and feel confident your retirement income will last.
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188. Retirement "Magic Number? | Freedom is Not the Highest Form of Wealth | 2025 FL Python Challenge
Retirement Reality Check: Americans believe they need $1.1M to retire but expect to save only 25% of that number, signaling a big savings shortfall. https://www.visualcapitalist.com/sp/emp01-retirement-savings-reaching-the-magic-number/ Freedom ≠ Fulfillment: Rick Foerster notes that the idea of...
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Working with Nate Skelly CFP® - Part 1: What to Expect
If you’ve followed me for a while, you might know me as a "finance guy” but it may not be clear just from my videos/podcasts what I actually do? So I’m hitting the reset button to clear up the confusion. I’ll explain what my real job is (spoiler: it’s not just making podcasts) and how I help...
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187. Why Housing Market is a "Complete Disaster" | 4-Day Workweek the New Normal? | 6 Expert Travel Tips
Young Americans are facing a housing crisis - understanding the 3-fold tragedy that brought us to this point.https://www.derekthompson.org/p/how-the-housing-market-for-youngGen Z trades stocks like they gamble. And it's not going to end well....
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186. Avoiding the BIG Mistake: How to Make Financial Decisions with Confidence
One wrong turn can cost a marathon runner the race. And one wrong financial decision can cost you years of hard work. I've learned the sometimes the most valuable thing a financial planner can do is help you avoid the BIG mistake at a crucial decision point.
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185. One Big Beautiful Bill Passes: How it Affects YOU
Congress just passed a massive 870-page bill with sweeping changes to taxes, healthcare, and more. But what does it mean for your wallet? In this episode, I break down the key takeaways on how this new bill may affect YOU.
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184. Six Q's to Make an Advisor Squirm | Pentagon Pizza Theory | Common Myth-Conceptions
- Common Myth-Conceptions: things you grew up believing that aren't so- Millions of Millionaires: the US added more than a thousand new millionaires every day in 2024- Retirement Savings (Good News/Bad News) - Vanguard reports shows that retirement savings AND 401k hardship withdrawals at all…
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183. Is That True? 17 Popular Money Myths Debunked
Are you making smart money moves? In this episode, we’re busting 17 of the most common money myths that could be holding you back.
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182. How Much Should I Keep in Cash?
"It's all about the Benjamins!" Cash gives you something that investments can't: immediate freedom. But how much is too much - or too little?
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181. AMA - IUL's, Tax-free Gifts to Pastors, Safe Withdrawal Rate in Retirement (Re-release)
Here's an "ask me anything" episode I did last year at this time. How often should I reevaluate my investment strategy? (1:30) How much can I safely withdraw from my retirement account? (6:48) Can churches give a tax-free gift to their pastor at retirement? (15:50) Law of diminishing returns in...
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180. How Much Money is "Enough"?
When do you know that you have "enough" money? Our culture equates success with accumulation, but what if real peace comes not from having it all but from knowing when you have enough?
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179. The Best Long-Term Investment | Do Rich Pay Their Fair Share in Taxes? | Maximizing Memories with $$
- How spending time with the people you love is one of the wisest ways to invest your money- Sports betting is significantly affecting Americans' ability to save- Who is really footing the tax bill in America? Time to separate rhetoric from reality.- Slate Auto hopes to capture EV market share by...
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178. Trump's "Big Beautiful Bill" Explained
Republicans inch closer to finalizing Trump's "Big Beautiful Bill". But will it get us any closer to paying down the National Debt? Will it even narrow the gap between our revenue and spending? Here's what you should know about the newest spending bill and our national budget.
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177. Homeownership is Overrated
Is buying a home really the best investment you'll ever make? In this episode, I make the case for why homeownership is often overhyped and why the real value might have more to do with lifestyle than return on investment.
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176. How to Create Financial Goals That Actually Work
Tired of setting financial goals that fizzle out? Learn how to use the SMART framework to turn your aspirations into clear, achievable goals that actually move you forward.
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175. Give Now, Not Later | Ludicrous Psychology of Slot Machines | Death to the Estate Tax?
- Why you may want to start passing out your kids inheritance while you are still living- Senate Republicans are considering a bill to eliminate the Estate Tax altogether- Slot machines now account for nearly 70% of casino revenue. How do they make them so addicting?
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174. Sports Betting
Sports betting is everywhere now: your phone, commercials, podcast, and even during the game itself. Is betting nothing more than a fun way to engage with sports or is it a financially and morally dangerous trap that we should be more concerned about?
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173. Trump's Tariff Playbook: What You Need to Know
Today we’re answering questions about the topic of the day: Tariffs!How do tariffs work?Why does Trump love tariffs so much?Does it matter that we buy more stuff from China than they buy from us?Could tariffs eventually replace income tax?And more!
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172. Scary Markets
These past few days have been a whirlwind: tariffs, market drops, recession fears, etc. Here are 3 powerful reminders for how to navigate scary markets.
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171. Are International Stocks Having a Moment? | How to Weather Market Downturns | Chicago's Disastrous Deal
- The US stock market is off to a rough start in 2025, but many international stocks are shining so far - Powerful reminders for how to navigate choppy markets - How Chicago made a short sighted deal that will haunt them for decades - Doordash partners with Klarna to offer customers the option to...
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170. Great Investors Know Better: Why Correlation ≠ Causation
The best investors know how to spot opportunities AND avoid costly mistakes. We explore real-life examples of how even the smartest people sometimes confuse correlation with causation. And we look at 5 specific ways that investors can fall into the same trap.
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169. Investing Church Funds: Wise Stewardship or Risky Business?
Churches often find themselves with excess funds and a big question: should they invest? It’s a topic that sparks strong opinions, as I saw firsthand in a private Facebook group for pastors and ministry leaders. Let's look at both sides of the argument, explore the risks and rewards, and consider...
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168. Freedom Funds: My Solution for a Broken Social Security System
Is Social Security really enough to fund your retirement? Spoiler alert: It’s not. It's time for a bold new idea: Freedom Funds! In today's episode I lay out the case for how we could drastically improve our retirement system and set up more Americans for long-term financial success.
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167. Ben Franklin's 200 Year Investment | How to Negotiate Your Salary | What is a Financial Advisor Worth?
- In 1790, Ben Franklin left $2000 each to the cities of Philadelphia and Boston. What happened to his investment after 200 years? - Effective techniques and strategies for negotiating salary with your employer - Why you might want to hire a professional to manage your investments - New Vanguard...
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166. The Truth About Financial Advisor Fees
Many people recognize the value of working with a financial advisor, yet concerns about trust, control, and cost keep them from seeking professional guidance.In this episode, we break down the different ways financial advisors are paid, exposing common misconceptions and helping you understand…
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165. Rent vs Buy Calculator | Digital Shoplifting | Better to Claim Social Security Early?
Rising home prices and interest rates have more people questioning whether buying a home is still the best financial move. Meanwhile, over half of Gen Z admits to “digital shoplifting” without shame—what’s driving this trend? In this episode, we break down these stories along with new insights on...
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164. Beyond Borders: Purpose, Money, and Mission with Dr. Tim and Dr. Maureen Gaul
Dr. Tim and Dr. Maureen Gaul share their journey from successful medical careers in the U.S. to full-time ministry in North Macedonia. They discuss their leap of faith, the money lessons that shaped their path, and how they’re living out a calling that goes far beyond borders....
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163. Invest Like the Best: How Evidence-based Investing Works
Nate explains factor-based investing, a strategic middle ground between active and passive investing. Discover how this evidence-based approach can potentially deliver higher returns while minimizing emotional decision-making. SPIVA report: https://www.spglobal.com/spdji/en/research-insights/spiva/
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162. My 24 Favorite Facts from 2024
Here are some of my favorite random facts I learned in 2024. Shout out to theideafarm.com for compiling a great list. Most of my favorite facts came from their longer list they compiled.
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161. Should I Buy Crypto?
Bitcoin hits $100,000 and crypto interest is officially back! Today we're exploring... - Key difference between investing and speculating - Five rules to live by when it comes to speculative assets - How to learn from others' mistakes and avoid greed, fear, and FOMO This episode today is not...
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160. Six Time-Saving Tools with Luke Clayton
Looking to get more done in less time? Luke shares some of the best methods and tools he's found to work smarter, save time, and run a successful solo business. Whether you’re managing a business, a ministry, a busy household, or just trying to stay on top of your to-do list, this episode is…
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159. Productivity Hacks with Luke Clayton
Looking to get more done in less time? Luke shares some of the best methods and tools he's found to work smarter, save time, and run a successful solo business. Whether you’re managing a business, a ministry, a busy household, or just trying to stay on top of your to-do list, this episode is…
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158. How to Evaluate a Stock: 4 Metrics Every Investor Should Understand
You don't need to be a Wall Street wizard to understand these 4 important features of stocks! Investing in individual stocks carries risk, and this episode is not about how to become a stock-picking pro. But understanding these four foundational metrics can help you make sense of the stock market...
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157. Introducing MoneyWise
Pre-order for your church at MoneyWiseCourse.com. 15% discount available until December 24.
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156. Are You Middle Class? | Mapping the Red Wave | Americans' Average Retirement Balance by Age
On this month's Money Minute: How to know what is considered lower/middle/upper income based on area, income, and family size County swing maps tell the story of Trump's 2024 win New data shows how much Americans have saved for their retirement by age
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155. Will Social Security Run Out of Money?
You may have heard that Social Security will be out of money in the next 10 years. What does this mean for current and future retirees? Today we discuss Social Security and it's... 1. Current status 2. Potential changes in the future 3. What this means for your plan Recommended article:...
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ABOUT THIS SHOW
Go to the next level in your finances with news, insights, and education from Nate Skelly CFP® Website: nateskelly.comEmail: [email protected]
HOSTED BY
Nate Skelly
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Frequently Asked Questions
How many episodes does Financial Pathway have?
Financial Pathway currently has 204 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Financial Pathway about?
Go to the next level in your finances with news, insights, and education from Nate Skelly CFP® Website: nateskelly.comEmail: [email protected]
How often does Financial Pathway release new episodes?
Financial Pathway publishes regularly with 204 episodes available. Check the episode list for the typical release schedule.
Where can I listen to Financial Pathway?
You can listen to Financial Pathway on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Financial Pathway?
Financial Pathway is created and hosted by Nate Skelly.
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