PODCAST · business
Flourish Insights
by Jay Pluimer, AIF® CIMA®
Flourish Insights, hosted by Director of Investments, Jay Pluimer, provides timely information on the markets, the economy, and the impact that they have on your investments.
Episodes
-
Episode 81: Bond Market Outlook for 2025
Episode #81: Bond Market Outlook for 2025 In this episode, we’re diving into an exciting development in the fixed-income market: the resurgence of bonds as a compelling investment option for investors. Bond income potential has reached its highest level in decades, offering investors a powerful...
-
Episode 80: Is the S&P 500 Index Too Top-Heavy?
Episode #80: Is the S&P 500 Index Too Top-Heavy? In this episode, we’re diving into an important topic that could be impacting your portfolio – concentration risk in the S&P 500. We’ll start with a recap and then discuss ways to balance this risk with small cap and international investments.…
more -
Episode 79: Elections + Economy Do Not Equal Market Returns
Episode 79: Elections + Economy Do Not Equal Market Returns Do election results and the economy dictate market returns? In this special episode, Jay explains why it makes sense to be an evidence-based investor and shares market data and historical context to explain why the outcome of the…
more -
Episode 78: Federal Reserve Policy in 2024
Episode #78: Federal Reserve Policy in 2024 The Federal Reserve is navigating a complex economic landscape in 2024, and they have made several notable moves this year. Let's review the Fed's stated objectives, the conundrum they continue to deal with, and expectations for the future. Always check...
-
Episode 77: FOMO - Avoid the Investment Trap
Episode #77: FOMO - Avoid the Investment Trap We're back with a new episode! Join Jay Pluimer as he tackles a common dilemma for many investors – how to handle FOMO, which is short for the Fear Of Missing Out. FOMO can impact investment decisions and potentially create a trap if it leads to…
more -
Episode 76: Fate of the U.S. Dollar
Episode #76: Fate of the U.S. Dollar The U.S. Dollar has been the global reserve currency since 1944, when the Bretton Woods Agreement solidified the transition from the British Pound to U.S. Dollars. Recently, several clients have asked whether the U.S. Dollar can withstand challenges from…
more -
Episode 75: The 2022 Bear Market is Over
Episode #75: The 2022 Bear Market is Over The bottom of the 2022 bear market happened in mid-October when the market was down 25% on a year-to-date basis, and it was the second time the market hit a 25% dip last year, which is actually better than the average bear market loss of 34%. There has…
more -
Episode 74: Emotional Roller Coaster Ride
Episode #74: Emotional Roller-Coaster Ride With the last market all-time high occurring more than 450 days ago - and another not yet in sight - the stock market has been quite the emotional rollercoaster for investors. Looking at history, though, shows that time favors the patient investor. Jay...
-
Episode 73: If it Bleeds, it Leads
Episode #73: If it Bleeds, it Leads Media companies are in the business of making money, and their profit motives tend to supersede other agendas. However, we may have reached a saturation point when it comes to negative financial news stories, with some investors having a skewed view of market...
-
Episode 72: "Mr. Worldwide" is Back
Episode #72: "Mr. Worldwide" is Back For the past 14 years, U.S. stocks have outperformed international stocks by a wide margin. However, things have begun to change over the last several months. Although it’s too early to tell at this point whether or not this trend change is sustainable, there...
-
Episode 71: The Debt Ceiling Question
Episode #71: The Debt Ceiling Question The U.S. Government hit its legal debt limit of $31.4 trillion in debt on January 19, 2023, and we're getting closer and closer to June - when the 6-month extension expires. So, will Congress take measures to reset the limit? Will we have another close call?...
-
Episode 70: Dividends Reward Discipline
Episode #70: Dividends Reward Discipline The traditional approach to dividends is that they are an important supplement to generating income and can be used to support a steady withdrawal rate in retirement. An updated approach is that dividends are an important aspect of total return and help…
more -
Episode 69: “Past Performance is No Guarantee of Future Results”
Episode #69: “Past Performance is No Guarantee of Future Results” This common client disclosure is typically meant as a warning that positive results are not always sustainable, but what if we look at it from a different angle? Just because 2022 was a bad year for the markets, it doesn't...
-
Episode 68: 2022: A Year of Hard Lessons
Episode #68: 2022 - A Year of Hard Lessons Much of 2022 gave us market events that had a negative impact on performance - and created headlines focused on short-term market movements. However, long-term investors can learn a lot from the past 12 months, too. In this episode, we’ll review stats…
more -
Episode 67: Bonds Aweigh
Episode #67: Bonds Aweigh There are two major questions many investors are asking with regard to the bond market these days, and we’ll examine both in this episode. We’ll also discuss the impact of inflation, provide historical context, and share the Flourish Wealth Management approach to client...
-
Episode 66: Recession-ish
Episode #66: Recession-ish The U.S. economy shrank in the first two quarters of 2022, and we met the historical definition of a recession. However, there is an ongoing debate about whether we’re really in one. So, are we in a recession? Is there a soft landing somewhere in our future? Or are we...
-
Episode 65: Bear Hunting
Episode #65: Bear Hunting We hit a milestone in mid-June when the stock market settled into Bear Market territory by dropping over 20% from its highs. Though it wasn’t unexpected - or a market anomaly - it’s still painful for investors. In this episode, we will be discussing what brought us into...
-
Episode 64: Tech Wreck
Episode #64: Tech Wreck Over the last few weeks, we’ve experienced perhaps the most significant market decline of 2022, and many investors see nothing but a bleak outlook ahead. Tech stocks, in particular, have taken a beating. However, analyzing statistics about drawdowns and looking to history…
more -
Episode 63: Silver Linings
Episode #63: Silver Linings The current economic environment is full of dark clouds, and it’s all too easy to focus only on the negative headlines. Although we’re in a tough place at the moment, investors should not lose hope for a better tomorrow. There is optimism for the future, and it’s based...
-
Episode 62: The Next Recession
Episode #62: The Next Recession Many analysts and economists have been confidently predicting that a recession is imminent in the United States. They cite factors like an inverting yield curve and sticky inflation with persistent supply chain issues. In this episode, we’ll summarize the various...
-
Episode 61: World in Crisis
Episode 61: World in Crisis Over the past few years, the world has collectively struggled with various crises all demanding our attention. From a global pandemic to rising concerns over climate change to a war in Ukraine that's leaving us all holding our breath - it's hard not to be scared over...
-
Episode 60: Walking a Tightrope - Federal Reserve Edition
Episode #60: Episode Title The Federal Reserve is returning to the forefront of conversations in an economy that has largely recovered from COVID, and it’s making a U-Turn. Unlike last Saturday’s Super Bowl, where there could only be one winner, the goal is to have everybody win as the Fed starts...
-
Episode 59: Avoid Investor Complacency
Episode #59: Avoid Investor Complacency In our last episode, we discussed expectations for 2022 - including higher volatility than we’ve seen in the last few years. We’re seeing it already, so this episode will delve further into why we expected this to happen. We’ll talk about inflation,...
-
Episode 58: Expectations for 2022
It’s a new year, and we’ve been busy evaluating market dynamics in order to make projections about what might happen next. We follow an evidence-based investment approach here at Flourish, and it helps us understand what is happening in the markets today so that we can effectively position client...
-
Episode 57: 2021 Year in Review
In episodes 21 and 22, we reflected on 2020 and shared expectations for 2021. I’m happy to say we got some predictions right, but I’m not surprised we got a lot wrong, too. It always bears repeating - you can’t time the market, and that’s never an approach we try to take here at Flourish. As of...
-
Episode 56: How Statistics Almost Ruined Thanksgiving
Episode 56: How Statistics Almost Ruined Thanksgiving If you watched the news on Thanksgiving this year, you might have found it to be a negative experience. The statistics generating media headlines about inflation painted a bleak picture. However, it’s important to take a skeptical approach to...
-
Episode 55: Corporate Earnings and Market Bubbles
Episode #55: Corporate Earnings and Market Bubbles You’ve probably seen the recent headlines asking whether the market is in a bubble, and this strikes fear in many investors. After all, most remember the 2008-2009 burst during the Great Recession, and the quick transition from all-time high to...
-
Episode 54: Panflation: What is it? When will it end?
Episode 54: Panflation: What is it? When will it end? As evidence-based investors, we typically rely on historical stock market and economic data from the past one hundred years to answer the common questions we’re hearing from our clients. Every once in a while, however, we come upon a question...
-
Episode 53: Debt and Stimulus - What's Next?
We’re back with a new format of biweekly episodes, where we dive even deeper into the themes and developments that are driving market activity. In this episode, we discuss the potentially volatile period we are currently facing in the economy and in the markets. The U.S. government is walking the...
-
Episode 52: Update on Meme Stocks
Episode 52: Update on Meme Stocks In this follow-up to Episode 26, which discussed the difference between investing and trading, Jay Pluimer revisits the rise of “meme stocks”. There are two sides to every trade, and looking back eight months later, we can better understand several aspects of the...
-
Episode 51: Tapering: Who, What, Why, and When
Episode 51: Tapering: Who, What, Why, and When Episode description. Always check back next week for more Flourish Insights with Jay Pluimer and don't forget to check out our insights blog at https://www.flourishinsights.com Please write a review of this podcast on Apple Podcasts or Alexa
-
Episode 50: Why Invest in the Stock Market
Episode 50: Why Invest in the Stock Market In this milestone 50th episode, Jay Pluimer digs into the reasons why the stock market is such an important investment opportunity, and the role it plays in helping investors accomplish their long-term financial goals. He explains how being in the market...
-
Episode 49: Let's Talk About Bonds, Baby
Episode 49: Let's Talk About Bonds, Baby Are bonds on your mind? You’re not alone! In this follow-up to episode 36, Jay revisits frequent questions about what bond allocations mean for your portfolio in the current climate of rising interest rates. Giving full credit to Salt ‘N’ Pepa, he shares...
-
Episode 48: Update on Personal Savings and Spending Rates
Episode #48: Update on Personal Savings and Spending Rates The COVID crisis changed the landscape of the American economy. One bittersweet consequence is that the average American family is in better financial shape today than they were before the pandemic. So, what shifted over the past 18…
more -
Episode 47: What's Up with the Housing Market?
Episode 47: What's Up with the Housing Market? The state of the housing market is a frequent topic of conversation these days, with prices soaring, homes selling in days, and sellers fielding multiple offers above the asking price. In this episode, Jay Pluimer provides historical and supply chain...
-
Episode 46: Revisiting the Inflation Question
Episode 46: Revisiting the Inflation Question Inflation is once again a hot topic among economists and investors. Now that we have four months of economic data for 2021, coupled with multiple inflammatory headlines and notable comments from the Federal Reserve, should Americans expect prices for...
-
Episode 45: Should Anybody Sell in May and Go Away?
Episode 45: Should Anybody Sell in May and Go Away? If you’ve heard the common investing refrain, “Sell in May and go away”, then you may be wondering if taking a break from the markets each summer is a smart move. Although there is historical context for this idea, Jay Pluimer explains why it’s...
-
Episode 44: ESG vs. Big Oil
Episode 44: ESG vs. Big Oil Environmental, Social, and Governance investments have been a popular topic, both on this podcast and in the wider investment context. An important theme in the conversations is that a growing number of institutional and individual investors are taking a new…
more -
Episode 43: A Comprehensive View of Your Investments
Episode 43: A Comprehensive View of Your Investments It’s common to have an incomplete picture of your savings and investments. Even the most organized people have the occasional pension plan that has been turned into a cash balance plan, a forgotten or unknown side account set up by a…
more -
Episode 42: The Return of Value Investments
Episode 42: The Return of Value Investments Value-oriented investments have returned to prominence in the stock market, with indications that they may lead the next market cycle. This investment style has shown strong returns over the past eight months, and it is characterized by investing in...
-
Episode 41: Can You Get Back Into the Market Now?
Episode 41: Can You Get Back Into the Market Now? It’s been over a year since the bottom dropped out of the stock market during the midst of the coronavirus crisis. At Flourish, we encouraged our clients to stay in the market and focus on the long-term throughout the turmoil. However, not all...
-
Episode 40: The Income Replacement Dilemma
Episode 40: The Income Replacement Dilemma As you approach retirement, it is essential to plan for how you will replace your current income and support your preferred retirement lifestyle. There are many ways to structure your investments prior to retirement, but the goal should always be to…
more -
Episode 39: To Crypto, or Not to Crypto?
Episode 39: To Crypto, or Not to Crypto? Cryptocurrency is a term used to describe a variety of digital currencies, with the two best known and largest being Bitcoin and Ethereum. Cryptocurrencies have a market capitalization of over $2 trillion as of mid-April 2021, but they are still a very…
more -
Episode 38: Is the 60/40 Portfolio Dead?
Episode 38: Is the 60/40 Portfolio Dead? A 60/40 portfolio refers to a traditional mix of accounts with 60 percent invested in U.S. and international stocks, plus 40 percent invested in bonds and cash. This has been the template for a “balanced portfolio” for about fifty years, although the mix…
more -
Episode 37: Mind the Wealth Gap
Episode 37: Mind the Wealth Gap The stock market and the U.S. economy have experienced a spectacular recovery from late March 2020, when the coronavirus crisis had our lives in shutdown mode. This recovery has also highlighted the growing disparity, however, between the “haves” and the “don't…
more -
Episode 36: Bond Investments in a Rising Interest Rate Environment
Episode 36: Bond Investments in a Rising Interest Rate Environment Frequent headlines over the last few months reference two similar messages: “Death of the 60/40 Portfolio” and “Higher Rates Spell Inflation Doom.” Both warnings are about our current environment of rising interest rates and lower...
-
Episode 35: What Biases Influence Your Investment Decisions?
Episode 35: What Biases Influence Your Investment Decisions? There are as many different approaches to making investment decisions as there are colors of the rainbow, but they all share a few common elements. At Flourish, we embrace an aspect called behavioral finance, which explains how personal...
-
Episode 34: COVID Savings Equals Vaccine Spending
Episode 34: COVID Savings Equals Vaccine Spending The fundamental belief for a post-covid economic recovery in the U.S is based on the equation that people saved money while the economy was shut down due to the virus, and that they are ready to spend that money as fast as possible as soon as the...
-
Episode 33: How Can the US Handle More Debt?
Episode 33: How Can the US Handle More Debt? Across the United States, people are receiving money from the recent American Rescue Plan - the third economic stimulus effort over the past year. They total $3.2. trillion, which begs the question: How can the U.S take on this much new debt? The most...
-
Episode 32: Turning 180 Degrees in 12 Months
Episode 32: Turning 180 Degrees in 12 Months We have now passed the one-year mark since COVID-19 caused an economic recession and a market depression happening simultaneously - and all just one month after the stock market hit a record high in February 2020. Twelve months ago, the news headlines...
We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.
No matches for "" in this podcast's transcripts.
No topics indexed yet for this podcast.
Loading reviews...
ABOUT THIS SHOW
Flourish Insights, hosted by Director of Investments, Jay Pluimer, provides timely information on the markets, the economy, and the impact that they have on your investments.
HOSTED BY
Jay Pluimer, AIF® CIMA®
CATEGORIES
Loading similar podcasts...
Frequently Asked Questions
How many episodes does Flourish Insights have?
Flourish Insights currently has 81 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Flourish Insights about?
Flourish Insights, hosted by Director of Investments, Jay Pluimer, provides timely information on the markets, the economy, and the impact that they have on your investments.
How often does Flourish Insights release new episodes?
Flourish Insights has 81 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Flourish Insights?
You can listen to Flourish Insights on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Flourish Insights?
Flourish Insights is created and hosted by Jay Pluimer, AIF® CIMA®.
URL copied to clipboard!