Full Subjects Podcast
by Austin Catalano and Cole Dowling
Full Subjects Podcast created by Austin Catalano and Cole Dowling, is a dynamic and informative podcast that delves into a wide range of subjects, both figuratively and literally. With a focus on real estate and mortgages, the show provides valuable insights, tips, and strategies for navigating the complex world of property investment, home buying, and financing.
Episodes
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#126 - Taxes, Housing, and Politics
In this episode of the Full Subjects Podcast, Austin and Cole discuss various current events, focusing on economic trends, interest rates, and the implications of a snap election in British Columbia. They explore the impact of rising bond yields on fixed rates, the relationship between Canadian…
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#125 - Fraser Valley Sellers Feel the Squeeze as Buyers Take Their Time
The conversation covers the impact of market sentiment on real estate, the relationship between inflation and interest rates, understanding bond yields and fixed interest rates, real estate market stats and analysis, the cost of waiting and pricing strategy, and looking ahead with a market…
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#124 - July FVREB Stats Package
The podcast episode discusses the current state of the real estate market, focusing on affordability, buyer demand, key statistics, interest rates, and market sentiment. It also explores the impact of affordability on sales and the psychology of decision-making in the real estate market. The...
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#123 - Condo Market Shift
The conversation explores the shift from condo ownership to purpose-built rentals, highlighting the rise of purpose-built rentals and the impact on the housing market. It delves into the challenges of condo financing, the impact on renters, and the future implications of purpose-built rentals.…
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#122 - Market Better Than The Peak
The conversation delves into the comparison of real estate market conditions, the impact of mortgage rates and financing, variable rate mortgages, down payment and mortgage amount, stress test and qualification criteria, mortgage renewal and planning ahead, opportunities in the current real…
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#121 - Buyers Have LEVERAGE - FVREB June 2026 Stats
content type Interview primary goal Educational summary In this episode, Austin Catalano breaks down the latest real estate market stats in Fraser Valley, exploring why buyers are hesitant despite favorable conditions, and what this means for both buyers and sellers in a shifting market. keywords...
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#120 - Market Shift Strategies: Moving Up in Real Estate Today
In this episode, Austin Catalano and Cole discuss the current real estate market, focusing on opportunities for those looking to upsize, market trends, and strategic advice for buyers and sellers. They explore how market conditions have shifted and what that means for your next move in real…
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#119 - How Government Spending Will Shape BC's Housing Market
In this episode, Cole and Austin discuss the recent government investments in infrastructure, housing, and transit in British Columbia, analyzing their potential impact on the real estate market, affordability, and community development. The opinions expressed herein are solely that of Austin...
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#118 - Canada's Recession and Job Growth: What It Means for Homebuyers - and FVREB May Stats
In this episode, Austin Catalano and Cole Dowling discuss the latest market updates, Canada's economic indicators, interest rates, and real estate trends. They analyze job reports, inflation, and opportunities for buyers in a fluctuating market, providing valuable insights for homeowners and...
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#117 - April 2026 Fraser Valley Stats
Ever wondered why more market activity doesn’t always mean a hot market? 🌪️ Drop a 🔥 if you've felt this too!It's understandable—more listings and sales might seem like everything's booming, but that doesn’t instantly mean prices are soaring or sellers are winning. In fact, we’re seeing a lot…
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#116 - Economic Update Highlights
This episode provides a comprehensive update on recent economic developments, real estate market trends, and government policy changes in Canada. Hosted by Austin Catalano and Cole Dowling, it covers market activity, interest rate forecasts, federal policy updates, and the importance of trades…
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# 115 - Should You Stay or Should You Go? Navigating Equity Loss in a Down Market
In this episode, Austin Catalano and Cole Dowling explore the complex scenario of real estate equity loss, market fluctuations, and strategic moves for homeowners facing declining property values. They discuss real-world examples, mortgage considerations, and practical advice for navigating a...
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#114 - Fraser Valley Housing: Prices Stabilize After 11 Months
This episode provides a comprehensive update on the real estate market, covering recent stats, economic factors, and regional insights. Learn how market trends, government incentives, and economic conditions influence buying and selling strategies. The opinions expressed herein are solely that of...
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#113 - Agent Expert Series - Alex McFadyen
In this engaging interview, Alex McFadyen shares his journey in the mortgage industry, the importance of asking the right questions, building systems, and the power of networking and events to transform your business and life. The opinions expressed herein are solely that of Austin Catalano and...
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#112 - Five Things No One is Talking About
The BC housing market is facing five silent shifts that could dramatically reshape your future home decisions—and most people aren’t talking about them. From the looming wave of mortgage renewals to skyrocketing land costs and slow development delays, these under-the-radar trends threaten to...
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#111 - First Time Home Buyer Mistakes
5 Biggest Mistakes First-Time Buyers Make in BC Buying your first home in the Fraser Valley or Greater Vancouver? Don't make these costly mistakes. In this episode, Austin and Cole walk through the five most common missteps first-time buyers make in BC — from skipping pre-approval and...
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#110 - Fraser Valley Real Estate Market Breakdown: February 2026 Insights
This episode provides a comprehensive analysis of Fraser Valley real estate market trends, including recent stats, pricing, and market strategies, offering valuable insights for buyers, sellers, and investors. The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not...
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#109 - BC Budget Breakdown: How Taxes and Spending Will Shape Real Estate in 2026
An in-depth analysis of BC's recent budget and its impact on real estate, taxes, and the economy. Experts discuss income tax increases, PST expansion, property taxes, and government spending, providing valuable insights for industry stakeholders. The opinions expressed herein are solely that of...
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#108 - Understanding the Current Market: A Solo Dive
In this solo episode of the Full Subjects Podcast, Austin Catalano provides a comprehensive market and economic update, focusing on the Canadian economy, job statistics, and the Fraser Valley real estate market. He discusses recent trends in home prices, sales, and inventory levels, as well as...
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#107 - The Hidden Risk of Removing Stress Tests — What Every Homebuyer Should Know
In this episode of the Full Subjects Podcast, Cole Dowling and Austin Catalano discuss the recent Bank of Canada rate hold and its implications for the real estate market. They explore how stability in interest rates may influence buyer sentiment and market activity, particularly for first-time...
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#106 - Navigating the Real Estate Landscape With David Smith & Jamie Schreder
In this episode of the Full Subject Podcast, hosts Austin Catalano, Jamie, and David discuss their journeys into the real estate industry, the challenges and successes they faced, and the importance of delivering value in their brokerage. They share insights on transitioning careers, the...
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#105 - Essential Steps for First-Time Home Buyers in 2026
In this episode of the Full Subjects podcast, hosts Austin Catalano and Cole discuss essential steps for first-time home buyers planning to purchase a home in 2026. They emphasize the importance of understanding personal finances, including tracking income and expenses, knowing credit scores, and...
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#104 - December Market Insights: FVREB's Year-End Review
Summary In this episode, Austin and Cole reflect on their holiday experiences and dive into the anticipated market trends for 2026. They discuss the current state of inflation, interest rates, and the housing market, particularly focusing on the December 2025 statistics. The conversation…
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#103 - Building Authentic Client Relationships
In this episode of the Full Subjects podcast, host Austin Catalano interviews Sam Jensen, a seasoned real estate agent from Williams Lake, BC. They discuss Sam's journey in the real estate industry, the importance of social media, building client relationships, and the challenges faced by agents....
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#102 - 2026 Market Predictions
In this episode, Austin Catalano and Cole Dowling discuss their predictions for the Canadian housing market in 2026, focusing on interest rates, market trends, and potential policy changes. They analyze the current state of variable and fixed rates, the impact of economic indicators on the…
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#101 - Fraser Valley Real Estate November Stats
In this final stats podcast of 2025, hosts Austin Catalano and Cole provide a comprehensive market and economic update, discussing key topics such as inflation trends, surprising GDP growth, the impact of trade agreements, and the current state of the Fraser Valley real estate market. They…
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#100 - Lessons from 100 Episodes of the Full Subjects Podcast
In this celebratory episode, Austin and Cole reflect on their journey of producing 100 episodes of the Full Subjects podcast. They discuss the evolution of their recording process, the lessons learned along the way, and the surprises they've encountered. The hosts share their hopes for the…
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#99 - 2025 Year in Review
The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your...
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#98 - Agent Expert Series - Austin and Cole
The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your...
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#97 - October Stats- Were They as SPOOKY as Halloween?
The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your...
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#96 - Fraser Valley Real Estate Insights
On this episode, Cole and Austin breakdown, the Fraser Valley real estate board stats for the last month. The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should…
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#95 - Maximizing Value in The Mortgage Industry
In this episode of the Full Subjects podcast, Dean Lawton shares his extensive experience in the mortgage industry, discussing his journey from being a mortgage broker to leading a large team. He emphasizes the importance of providing value to agents, navigating challenges in the current market,...
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#94 - Navigating the Mortgage Industry with Ryan Oake
Summary In this episode, Ryan Oake shares his journey as a mortgage broker, discussing the importance of time, consistency, and relationship management in building a successful business. He emphasizes the need for new brokers to establish a structured approach to their work, the challenges faced…
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#93 - Planing to Succeed Creating success with Jeremy Kalenuik
Summary In this episode of the Full Subjects podcast, Jeremy Kalenuik shares his extensive experience in the real estate industry, emphasizing the importance of building a solid business plan, daily routines, and community engagement. He discusses the challenges faced by agents, the significance…
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#92 - Building a Successful Real Estate Career: Insights from Ty Corsie
Summary In this episode of the Full Subjects podcast, Ty Corsi shares his extensive experience in the real estate industry, discussing his journey, the evolution of real estate practices, and the importance of health and wellness. He emphasizes the significance of authenticity, effective…
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#91 - Fraser Valley Property Pulse: Stats & Strategies
In this episode, Austin Catalano and Cole discuss the latest statistics and trends in the Fraser Valley real estate market. They cover economic updates, including recent rate cuts and upcoming changes in mortgage regulations that will affect small investors. The hosts analyze current inventory...
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#90 - Essential Steps for First-Time Home Buyers
In this episode, Austin and Cole discuss essential steps for first-time home buyers in the Vancouver area. They emphasize the importance of engaging a mortgage broker early, understanding financing options, and the necessity of market education. The conversation also covers financial strategies,...
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#89 - Navigating Home Affordability on $150K Income
In this episode, Austin and Cole discuss the implications of a $150,000 household income in the lower mainland, focusing on mortgage qualification, down payment strategies, and the reality of monthly costs for first-time home buyers. They emphasize the importance of understanding what one can...
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#88 - Unlocking Wealth: The Smith Maneuver Explained
In this episode of the Full Subjects podcast, hosts Austin Catalano and Cole delve into the Smith Maneuver, a strategy that allows homeowners to use their mortgage to create tax deductions and build wealth. They break down the mechanics of the maneuver, provide a practical example, and discuss…
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#87 - Navigating the Fall Real Estate Market
In this episode, Austin and Cole discuss the current state of the real estate market as summer transitions into fall. They analyze August's market statistics, including interest rates, economic indicators, and pricing trends, while also providing insights into the buyer's market dynamics. The...
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#86 - Essential Expenses when Moving
In this episode, Austin and Cole discuss the various costs associated with moving, particularly in the context of real estate transactions. They cover essential topics such as tax implications, moving costs, professional services, inspection and deficiency work, and mortgage costs. The…
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#85 - The Trade-Offs of Moving "Further" Out
In this episode of the Full Subjects Podcast, Austin Catalano and Cole discuss the critical factors to consider when moving, particularly the importance of area, commuting, and lifestyle balance. They explore the concept of 'outsizing'—moving further out to gain more space and affordability…
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# 84 - Navigating the Upsizing Journey, with Alex Dunbar
In this conversation, the hosts discuss the complexities of upsizing in the real estate market, focusing on the selling and buying processes, the importance of understanding costs, and the challenges of subject to sale agreements. They share personal experiences and insights on navigating these...
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#83 - Navigating Economic Changes in Real Estate
In this episode, the hosts discuss the current economic landscape, focusing on interest rates, unemployment trends, and their impact on the real estate market. They analyze sales data, pricing strategies, and the implications of mortgage renewals. The conversation highlights the importance of...
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#82 - Adapting to Market Changes: Insights from Braden Reimer
In this episode of the Full Subjects podcast, Austin and Cole interview Braden Reimer, a seasoned real estate agent with 18 years of experience. They discuss the emotional journey of clients in real estate, the changes in the market over the years, and the importance of personal experience in...
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#81 - Debunking 5 Real Estate Myths w/ Austin & Cole
Think you need 20% down to buy a home? Or that a pre-approval guarantees a mortgage? In this episode, Austin and Cole tackle five of the biggest real estate myths—breaking down the facts behind pre-construction investments, mortgage terms, open houses, and more. If you're buying, selling, or just...
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#80 - Fraser Valley Real Estate Check-In: July Stats Breakdown
In Episode 80, we dive into the latest numbers from the Fraser Valley Real Estate Board for July. From shifting sales volumes to pricing trends and inventory insights, we break down what the data means for buyers, sellers, and investors across the region. Whether you're active in the market or…
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#79 - A Combo Platter of Topics
The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your...
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#78 - Market Moves: Fraser Valley Real Estate & Interest Rate Shifts
In this episode of Full Subjects, Austin and Cole break down the Fraser Valley Real Estate Board’s January 2025 statistics, analyzing key trends in home prices, sales, and inventory. Plus, they dive into the latest interest rate changes—what they mean for buyers, sellers, and investors moving...
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We are BACK
The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your...
About this show
Full Subjects Podcast created by Austin Catalano and Cole Dowling, is a dynamic and informative podcast that delves into a wide range of subjects, both figuratively and literally. With a focus on real estate and mortgages, the show provides valuable insights, tips, and strategies for navigating the complex world of property investment, home buying, and financing.
Hosted by
Austin Catalano and Cole Dowling
Categories