FUMO: Future Of Money Podcast
by Gaurav Dhar & Ronit Ghose
FUMO is your weekly guide into the world of finance and technology. Hosted by Ronit Ghose and Gaurav Dhar!It will bring you the latest financial innovations in company of exceptional leaders - all curated for you. Don’t get FOMO with FUMO!
Episodes
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Why Crypto Security Has to Live in Hardware: Ledger CFO John Andrews
In this episode of FUMO, we explore stablecoins, tokenization, crypto security and the quantum threat to encryption. Joining us is John Andrews, CFO of Ledger, who shares how more than two decades at Morgan Stanley, Goldman Sachs, Citi and Deutsche Bank led him to Circle and then to Ledger. Learn...
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Tokenizing Wall Street & The AI Agent Revolution: Robby Yung | Animoca Brands
In this episode of FUMO, we explore the intersection of Web3, artificial intelligence, real-world asset (RWA) tokenization, and institutional adoption. Joining us is Robby Yung, CEO of Animoca Investments, who shares how Animoca Brands evolved from a free-to-play video game company into a global...
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Building a Profitable NeoBank: Lessons From Wio CEO Jayesh Patel
In this episode of FUMO, we explore building scalable fintech platforms, digital bank architecture, and path-to-profitability strategies. Joining us is Jayesh Patel, CEO of Wio Bank, who shares how he built Wio Bank from a blank page during COVID to serving half a million retail and business...
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Building a $1B Emerging Market NeoBank: Morgan Stanley to Founder with Omair Ansari
In this episode of FUMO, we explore emerging market investing, operating, and building scalable fintech platforms. Joining us is Omair Ansari, Co-Founder and CEO of Abhi, who shares why he left Morgan Stanley to build a profitable digital bank spanning Pakistan, the UAE, Saudi Arabia, and Oman....
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What’s Q-Day? Quantum and the end of encryption, with Steve Suarez
What happens on the day quantum computers can break the encryption on your phone, your bank and your business? Steve Suarez, advisor to QuSecure, joins Ronit Ghose and Gaurav Dhar to talk Q-Day. The timeline has moved from 2040 to 2035 and now even sooner. He explains why the shift to…
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Is quantum computing about to break all modern encryption?
In this episode of FUMO, we dive into quantum strategy, post-quantum cryptography (PQC), and the concept of "Q-Day." Joining us are Steve Suarez, former HSBC executive and MIT quantum strategy instructor, and Garfield Jones, former Associate Chief of Strategic Technology at the US Department of...
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Building Fintech Ecosystems | Inside MENA with Nameer Khan
What does it take to build a fintech movement in the Middle East? This week on FUMO, we sit down with Nameer Khan, the driving force behind MENA Fintech Association — the region’s most influential fintech network. 💥 We dive into: How to build ecosystems from scratch 🌍 The mindset needed to…
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Inside UAE’s Growth Engine: EDB CEO Ahmed Al Naqbi on Building the Future
Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Ahmed Al Naqbi, CEO of Emirates Development Bank — the man behind the UAE’s boldest $30 billion bet on the future. In this episode, Ahmed reveals how EDB is rewriting the playbook on government-backed finance: zero-collateral funding,...
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The Founder Mindset: Sophie Guibaud on Fintech, Saudi and What’s Next
🎙 Scaling Smart: Fintech Lessons from Europe to Saudi Arabia What separates productive fear from paralysing doubt when you're building at speed? How do you launch fintech propositions across borders, and make decisions with clarity under pressure? Join Ronit Ghose and Gaurav Dhar as they sit…
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The Digital Asset Race: Regulation, Innovation & Crypto in MENA with Serena from PwC
Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Serena from PwC—one of the sharpest voices shaping digital assets, blockchain regulation, and crypto compliance across MENA. From stablecoins to startup strategy, she breaks down how the UAE is becoming the world’s sandbox for Web3, and...
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The Fintech Battleground: Startups, Struggles & Scaling in MENA with Usman Ahmed from Zodia
From the heart of TradFi in Hong Kong to the frontier of digital assets in Abu Dhabi — meet Usman Ahmad, CEO of Zodia Markets, in our latest podcast episode! We dive into: 💼 His rise through traditional finance powerhouses 🌐 The big pivot to crypto & digital assets 🇦🇪 Why the UAE is the next...
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From Paratrooper to Blockchain Pioneer: Ken Chapman on Crypto, Custody & Regulation
tokenisedJoin hosts Ronit Ghose and Gaurav Dhar as they sit down with Ken Chapman, ex-U.S. military paratrooper and Head of US at XDC Network. In this episode, Ken shares his remarkable journey—from serving in the U.S. military to working at J.P. Morgan, Bridgewater Associates, Wells Fargo, and...
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From Banker to Bitcoin Billionaire: The Phoenix Crypto Story
Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Munaf Ali, founder and CEO of Phoenix Group, the UAE’s largest homegrown crypto mining company. In this episode, Munaf shares his unlikely journey—from a traditional banker and luxury real estate developer to a crypto pioneer mining...
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121. From Fintech Visionary to Billion-Dollar Investor: Gaurav Dhar’s Journey
Join host Ronit Ghose as he dives into a powerful conversation with Gaurav Dhar, CEO of Marshal FinTech Partners and one of the most prolific fintech investors in the MENA region.In this episode, Gaurav shares his journey from entrepreneur to backing 600+ fintech startups, building billions in...
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120. Decoding Finance: The Future of Banking & Fintech with Paolo Sironi, IBM
Join hosts Ronit Ghose and Gaurav Dhar as they dive into a compelling conversation with Paolo, Global Research Lead at IBM, about the future of banking, fintech, and AI-driven financial transformation.In this episode, Paolo explores how AI is reshaping modern finance, the impact of fintech on...
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119. The UAE’s Business Revolution: Why the Future is Being Built Here with Saqr Ereiqat
Join hosts Ronit Ghose and Gaurav Dhar as they dive into a compelling conversation with Saqr Ereiqat about the UAE’s unprecedented rise as a global business and technology hub. In this episode, Saqr explores why Dubai and Abu Dhabi are moving faster than Silicon Valley, how the fail-fast…
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118. Exploring Stablecoins with Miriam Kiwan | A Deep Dive into Financial Inclusion and Blockchain
Join hosts Ronit and Gaurav as they dive into a compelling conversation with Miriam Kiwan, VP, MEA at Circle, about the transformative potential of stablecoins.In this episode, Miriam explores how stablecoins like Circle's USDC are reshaping financial inclusion, revolutionising remittances, and...
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117. Crypto’s Institutional Shift & The UAE’s Web3 Boom | Exclusive Talk with Phil Sham
Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Phil Sham to discuss one of the biggest shifts in crypto: institutional adoption.In this episode, Phil shares insights on why major financial players are now more bullish on crypto than retail investors, how the UAE is positioning…
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116. Future Money & Fintech Evolution | Exclusive Talk with Ronit Ghose
Join host Gaurav Dhar for an exclusive conversation with Ronit Ghose, a leading financial analyst and author of Future Money, as they explore the past, present, and future of finance, fintech, and digital economies.In this episode, Ronit shares insights from his 30-year journey in global finance,...
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115. Crypto in 2025, Coinbase’s Vision & The Rise of On-Chain Finance | with Marcel Kasumovich, Coinbase
Join hosts Ronit Ghose and Gaurav Dhar as they dive into a fascinating discussion with Marcel Kasumovich, Senior Executive Officer of Coinbase Abu Dhabi and Deputy CIO of Coinbase Asset Management, about the future of digital assets, blockchain, and institutional DeFi.In this episode, Marcel…
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114. Decentralisation, Meme Coins, and the Future of Crypto with Ajit Tripathi (Chain Yoda)
Join hosts Ronit and Gaurav as they dive into a thought-provoking conversation with Ajit Tripathi, aka Chain Yoda, about the evolving world of crypto, decentralisation, and meme coins. In this episode, Ajit shares his journey from Goldman Sachs to the decentralised frontier of blockchain and...
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113. The Do It For Me Economy and the Role of AI with Suresh Ramamurthi
Join hosts Ronit and Gaurav as they dive into a thought-provoking conversation with Suresh Ramamurthi, Chairman at NetXD, about the paradigm shift from the “tell me” economy to the “do it for me” economy. In this episode, Suresh shares his entrepreneurial journey, from pioneering innovations like...
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112. The Future of Payments and Financial Behavior with Ramana Kumar, CEO of Magnati
Join hosts Ronit and Gaurav as they dive into a compelling conversation with Ramana Kumar, CEO of Magnati, about the evolving landscape of payments, technology, and financial ecosystems. In this episode, Ramana explores how generational shifts, like a 13-year-old preferring ChatGPT over Google…
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110. The Impact of AI on Financial Services with Nare Vardanyan, Co-Founder and CEO of Ntropy
Join hosts Ronit and Gaurav as they dive into a compelling conversation with Nare Vardanyan, Co-Founder and CEO of Ntropy, a leading innovator in AI-driven financial solutions. In this episode, Nare shares her vision for the future of financial services, exploring how AI is revolutionising data...
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109. Reimagining Financial Connectivity with Xalts’ Supreet Kaur and Ashutosh Goel
Join hosts Ronit and Gaurav as they dive into a compelling conversation with Supreet Kaur and Ashutosh Goel, co-founders of Xalts, a leading innovator in enterprise financial connectivity. In this episode, Supreet and Ashutosh explore how their fintech solutions are transforming the way global...
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108. The Future of Payments in the Middle East with Nandan Mer, CEO of Network International
Join hosts Ronit and Gaurav as they dive into a compelling conversation with Nandan Mer, CEO of Network International, a leading enabler of digital commerce across the Middle East and Africa. In this episode, Nandan shares his vision for the future of digital payments, exploring how regions like...
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107. Crypto’s Next Wave: Insights from Lory Kehoe, CCO of M2
Welcome to FUMO – The Future of Money podcast! 🎙️ Join hosts Ronit and Gaurav as they dive into a compelling conversation with Lory Kehoe, Chief Commercial Officer of M2, a trailblazing crypto investment platform. In this episode, we explore M2’s vision to connect traditional finance with the...
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106. Explore 360° of global payment infrastructure on this episode of the FUMO podcast at 24 Fintech!
At 24 Fintech, we’re excited to bring you another insightful episode of the FUMO podcast, featuring special guest Douglas Arner, Kerry Holdings Professor in Law at the University of Hong Kong as he dives into the latest developments in payment systems worldwide, with key government initiatives...
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105. Future of Payment & QR Code Technology with Kelvin Li, Head of Platform Tech Business Unit at Ant International
Discover the technology of QR Code payment by Alipay+ and its journey in becoming a global payment giant! 🚀 FUMO podcast at 24 Fintech, we are excited to have our guest speaker, Kelvin Li, Head of Platform Tech Business Unit at Ant International as he shared insights into Alipay+’s role in...
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104. The Synergy of TON and Telegram: Unleashing a New Era in Crypto Adoption
The Synergy of TON and Telegram: Unleashing a New Era in Crypto Adoption 🚀, join us in this episode of FUMO: Future Of Money Podcast. With our guest speaker, Martin Masser, Chief Business Development Officer at STON.fi DEX, showcasing how decentralise blockchain is transforming user experience...
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103. The Future of Banking: Banking-as-a-Service | With Kelvin Tan, CEO of audax
This episode is joined by Kelvin Tan, CEO of audax, a digital banking tech solutions provider, providing BaaS to financial institutions accelerating digital transformation. Under Kelvin’s leadership, before audax, SC Nexus doubled its banking retail and SME customer base quickly and at minimal…
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102. Emerging Technologies & Blockchain with Hugo Philion, Co-Founder at Flare Networks
In this episode of the Future of Money Podcast, brought to you by CFTE and supported by XVC Tech and the MENA FinTech Association, hosts Ronit Ghose and Gaurav Dhar are joined by Hugo, founder of Flare Networks. Hugo delves into the foundational principles and vision behind Flare Networks,...
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101. Innovative Banking Solutions with Paul Taylor, CEO and Founder of Thought Machine
In this episode of the Future of Money Podcast, hosted by Ronit Ghose and Gaurav Dhar, and supported by XVC Tech and the MENA FinTech Association we sit down with Paul Taylor, founder of Thought Machine, to explore the revolutionary impact of cloud-native core banking engines on the banking...
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100. The Power of AI in Tech with Stefan Klestil
Join us for an insightful episode of FUMO Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar supported by XVC tech , featuring Stefan Klestil, General Partner at Speedinvest, and a pioneering figure in the creative technology landscape. Discover how Stefan's innovative…
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99. Exploring the Future of Decentralised AI with Erik Voorhees and Teana Baner-Taylor from Venice.ai
🚀 Exploring the Future of Decentralised AI 🌐 Join us for a very special episode of Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech where we are joined by Erik Voorhees Founder and CEO and Teana Baker-Taylor, Chief Operating Officer…
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98. Tech revolution: Insights from UAE with Nader AlBastaki
Tech revolution: Insights from UAE Straight from the Museum of the Future, Join us for a very special episode of Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech where we are joined by Nader AlBastaki Managing Director of District Fund,...
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97. LLM's and AI reshaping finance with Naré Vardanyan, CEO of Ntropy Network.
LLM’s & AI reshaping finance: Join us on the Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech, where we are joined by Naré Vardanyan, CEO of Ntropy Network. Broadcasting from the bustling streets of New York, Nare highlights the...
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96. The dollar, gold & bitcoin with Ebrahim Rahbari
Discuss the future of finance , with the man who coined the term “Grexit” , that led to Brexit, - Ebrahim Rahbari . In this exciting episode of Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech, we are joined by Ebrahim Rahbari, Ebrahim...
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95. Meme coins to Money with Simon Taylor
Meme Coins to Money: Join us on Future of Money Podcast, brought to you by CFTE, hosted by Ronit Ghose and Gaurav Dhar, supported by XVC tech. In this episode, Simon Taylor takes us into the intriguing world of meme coins. This conversation isn't just about digital assets; it's a journey through...
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94. Web3 & The New Era of Gaming, with Emil Ahmed from DeGaming Group
In this episode of FUMO: Future Of Money Podcast, produced by CFTE and hosted by Ronit Ghose and Gaurav Dhar, we delve into the future of online gaming with Emil,CEO of DeGaming who's at the forefront of integrating blockchain technology into the gaming industry. Emil discusses the transformative...
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93. Gold goes Digital, with Navin Dsouza from Comtec Gold
Gold goes Digital : In this episode of FUMO: Future Of Money Podcast, produced by CFTE and hosted by Ronit Ghose and Gaurav Dhar, we delve into the fascinating intersection of gold and blockchain technology with Navin Dsouza, CEO of Comtec Gold. Discover the journey of gold from a traditional…
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92. Past, present and future of AI with Dr Shonali Krishnaswamy
Dive deep into the world of artificial intelligence with Shonali, as she unravels the complexities and transformative potential of AI in our latest episode. Uncover groundbreaking advancements in AI technology that are shaping industries, enhancing human capabilities, and redefining what's…
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91. Tokens and Tunes with Williams Bailey from Bolero
Tokens and Tunes! Discover how Bolero is revolutionizing the music industry by bringing over $40+ billion worth of assets onto the blockchain. Dive into this episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover how...
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90. Tokenisation, AI and the future of finance with Alex Manson
Where AI meets finance: Building the next-gen of financial solutions with Alex Manson who heads SC Ventures globally, the corporate venture capital and venture incubation of Standard Chartered Bank globally, the corporate venture capital and venture incubation arm of Standard Chartered Bank. Dive...
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89. Fixing the credit gap with Omair Ansari
“What do people want? They need money!” Fixing the credit gap in emerging markets. Our latest episode of FUMO: future of money podcast is with Omair Ansari, CEO and Co-founder of ABHI, an innovative embedded finance platform rapidly expanding its presence from Pakistan to Bangladesh, UAE and...
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88. Blockchain for real world assets | Atul Khekade and Ritesh Kakkad from XDC Network | FUMO Episode 1
Ever wondered how blockchain technology can revolutionize the way we handle real-world assets? Dive into our first episode of FUMO: future of money podcast, with Ronit & Gaurav, brought to you by CFTE and sponsored by XVC tech, where we uncover how XDC Network, spearheaded by founders Atul…
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87. Fintech Innovation in Southeast Asia with Nawaz Imam
Welcome to our final episode of season 3 of What$Next featuring Nawaz Imam, Group Head of Corporate Development at MoneyHero Group (NASDAQ: MNY). From super apps and creator economies to emerging trends like wealthtech insurance, tune in to this episode of What$Next to discover how AI and digital...
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86. Digital dollars reforming global finance with Bradley Allgood
Welcome to our latest episode of What$Next featuring Bradley Allgood, CEO of Fluent Finance. Fluent’s unique selling proposition lies in its deep integration into the core banking system, which sets them apart from simpler token-issuing solutions. Bradley delves into Fluent's role in developing…
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85. Navigating AI innovations in finance, with Jonathan Larsen
Welcome to our latest episode of What$Next featuring Jonathan Larsen, CIO of Ping An. From leveraging technologies like GPT for intelligent customer interactions to Ping An's AI breakthroughs in facial recognition for identity authentication to visual AI in insurance claims, hear it from our...
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84. The mega debate: Are stablecoins the future of money?
Welcome to our latest episode of What$Next featuring Dante Disparte, Chief Strategy Officer and Head of Global Policy of Circle. Committed to transparency and regulatory compliance, Circle is a global fintech firm empowering businesses to utilise digital currencies and public blockchains for...
About this show
FUMO is your weekly guide into the world of finance and technology. Hosted by Ronit Ghose and Gaurav Dhar!It will bring you the latest financial innovations in company of exceptional leaders - all curated for you. Don’t get FOMO with FUMO!
Hosted by
Gaurav Dhar & Ronit Ghose
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