Fund Your Retirement Podcast

In this episode of Investing for the Long Term, Downing's Judith Mackenzie and Rosemary Banyard are joined by Roger Lee, Head of Equity Strategy at Cavendish. Roger shares his unconventional journey from studying physics and qualifying as an accountant to becoming one of the UK's leading equity strategists. Along the way, he explains how his passion for politics and storytelling shapes the way he interprets markets and communicates with investors. The conversation explores why UK equities continue to trade at a significant discount, what could finally trigger a re-rating, and how shifting interest rate expectations, oil prices, and global politics are influencing investor sentiment. Roger also discusses whether the UK can attract more investment, why mergers and acquisitions may help unlock value, and why he believes there is still a compelling long-term case for UK stocks. Timestamps: 01:01 – Roger's journey into finance 03:32 – How studying physics shaped his investment thinking 04:58 – The link between politics and markets 07:01 – Why storytelling matters in market commentary 08:11 – Advising investors and corporates 10:16 – The UK's equity investing culture 13:23 – Why investors are looking at the UK again 15:16 – The UK valuation debate 20:07 – Can the UK fix its listing problem? 23:07 – Leadership, growth and attracting capital 32:48 – What long-term investing really means 34:26 – Oil prices, interest rates and potential catalysts for UK equities 38:59 – Wrap up If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In this episode, Judith Mackenzie and Rosemary Banyard interview Andy Walters, founder and Chief Executive of Quartix PLC. Andy explains his shift from selling high-value capital equipment to building a recurring revenue business, leading to the launch of Quartix in 2001. He shares how he identified a gap in the market and developed a browser-based vehicle tracking system. They discuss the key decisions behind Quartix's growth, including early technology choices, direct marketing, and international expansion—particularly into France after the 2008 financial crisis. Andy also reflects on the slower progress in the US, the benefits of AIM, and lessons in governance, culture, and founder succession. The episode closes with his views on using AI in marketing and software, and the importance of controlling costs while investing in effective sales and marketing. Timestamps: 00:31 Meet Andy Walters 01:06 Early Entrepreneurial Spark 01:50 Career Path to Schlumberger 02:59 Telecoms Work and Market Shift 04:35 Running a Small Company 06:08 Founding Quartix and Big Idea 08:37 Recurring Revenue Strategy 10:43 Bootstrapping to Profitability 11:58 Direct Marketing 14:27 Going International After 2008 16:15 Cracking the US Market 17:23 Why Float on AIM 20:03 Founder Role and Governance 22:30 Quartix Culture 27:02 AIM Advice and Share Price 28:33 AI Impact and Capital Discipline 33:16 What Andy Would Do Faster 34:28 Book Recommendations and Wrap Up If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In the latest episode of 'Investing for the Long Term,' hosts Judith McKenzie and Rosemary Banyard welcome James Ashton, Chief Executive of the Quoted Companies Alliance (QCA). James reflects on his diverse and illustrious career, from his early days as a financial journalist to his current role at the QCA. James shares compelling stories from his time interviewing high-profile business figures like Richard Branson and discusses the importance of public equity markets. James also delves into his experience in both ghost writing and authoring books, notably 'The Everything Blueprint' about Arm, and touches on the challenges faced by UK small companies in accessing growth capital. Timestamps: 01:26 Introducing James Ashton 02:48 James Ashton's Career Journey 05:05 From Journalism to the QCA 10:06 Writing and Corporate Stories 16:15 Challenges and Changes in the UK Corporate Scene 20:27 The Unique Role of QCA 20:41 Challenges in the Competitive Landscape 22:14 Reflections on the Financial Crisis 23:54 Advice for Aspiring Journalists 24:46 Mentors and Influences 25:32 Proudest Career Achievements 30:31 The Art of Ghost writing 34:29 Reading and Writing Insights 36:36 Final Thoughts If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit the QCA website: https://www.theqca.com/ Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In an engaging conversation, Lucy Sharman-Munday, Finance Director of Eagle Eye Solutions, shares her career journey, insights into the evolving role of finance directors, and the impact of leadership on company culture. Lucy recounts her transition from aspiring doctor to finance professional, her early career at KPMG, and her experiences in various roles that shaped her approach to business. Lucy highlights the challenges and opportunities of working with strong personalities like Sir Terry Leahy and Tim Mason, and the importance of diversity and mentorship in professional growth. The episode concludes with recommendations for navigating significant business transformations, underscoring the need for strategic focus and innovative thinking. Timestamps: 00:45 Understanding Eagle Eye's Core Business 01:52 Lucy's Early Career Journey 03:12 Transition to Industry and First Major Role 05:14 Joining Eagle Eye and Initial Challenges 13:04 Leadership and Board Dynamics at Eagle Eye 20:33 The Role of a Finance Director 23:47 Career Advice and Personal Reflections 28:22 Proudest Achievements and Initiatives 32:57 Final Thoughts and Recommendations If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In this episode of the Fund Retirement Podcast, host Lee chats with Stuart Hopley, Relationship Director at Scottish Widows. Stuart discusses his unexpected journey into the pensions industry and addresses the major challenges people face with pensions in the UK, including system complexity and a lack of a saving culture. He offers practical advice on tracking down old pensions, the implications of the new pension dashboard, and the importance of regular contributions. The conversation touches on financial education, the challenges faced by the self-employed, and the role of employers in supporting their employees' financial futures. Stuart also shares innovative ideas to engage people in pensions, utilizing social media, gamification, and webinars. Detailed discussions on the importance of pension nominations, the role of financial advice, and practical steps for retirement planning make this episode a must-listen for anyone looking to secure their financial future. Timestamps: 00:28 Understanding Pension Challenges 00:39 Practical Pension Advice 00:49 Financial Education and Employer Support 00:55 Engaging with Pensions: Social Media and Gamification 01:03 Starting the Conversation with Stuart 01:23 Stuart's Career Journey 03:57 The Complexity of Pensions 06:23 Tracking Down Old Pensions 07:28 The Pension Dashboard: A Game Changer 10:46 The Issue of Lost Pensions 12:25 Supporting the Self-Employed 14:38 Pension Awareness and Engagement 23:20 Innovations in Pension Engagement 26:00 The Role of Social Media 28:18 Employer Innovations and Support 28:58 Employer Advocacy and Social Media Trust 30:25 The Future of Pensions and Digitalization 30:55 Gamification in Pension Engagement 36:41 Financial Education and Awareness 42:07 The Importance of Nomination of Beneficiary 45:44 Retirement Planning and Employer Support 48:55 The Role of Financial Advice in Retirement 51:12 Closing Reflections and Quick Fire Questions Hope you enjoy this episode and have a wonderful day. Guest Links & Resources: Stuart Hopely LinkedIn profile: https://uk.linkedin.com/in/stuart-hopley-6ab34124   Sottish Widows Pension Mirror Game: https://www.pensionmirror.co.uk/ Scottish Widows Job Dash Game: https://www.scottishwidowsjobdash.co.uk/   Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In this episode of 'Investing for the Long Term,' hosts Judith McKenzie and Rosemary Banyard welcome Nicola Barber, an experienced equity investor and portfolio manager with over 35 years in the industry. Nicola shares her unique career journey that began at Rothschild without a university degree and traversed through notable firms such as Barings and James Hambro Partners. The discussion includes insights into her role in managing charities' investments, her approach to navigating the ever-changing markets, and the impact of technology and regulation on investment strategies. Nicola also reflects on the pivotal moments and achievements in her career and offers advice for aspiring professionals in the finance sector. Timestamps: 01:44 Meet Nicola Barber 02:39 Nicola's Early Career 03:59 Challenges and Opportunities at Rothschild 06:49 Understanding Livery Companies 09:25 Career Transitions and Insights 17:42 Joining James Hambro & Partners 22:55 Reflecting on Career Challenges 23:48 Insights into the World of Charities 27:14 Managing Multi-Asset Portfolios 29:39 A Day in the Life of an Investment Partner 34:33 Navigating the UK Market 38:43 Proudest Career Achievements 40:02 Advice to the Younger Generation 40:44 Book and Podcast Recommendations If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement

In this episode of 'Investing for the Long Term,' hosted by Judith McKenzie Head of Downing Fund Managers and Rosemary Banyard consultant to Downing Fund Managers, the focus is on Malar Velaigam, a director at Dowgate Capital with over 15 years of experience in the capital markets. The conversation delves into Malar's unique career journey from corporate finance in Malaysia to her significant roles in London. They discuss challenges faced by boards, the importance of board composition, and Malar's transition to broking and her first non-executive directorship. The episode also highlights the need for better financial education and market savvy within boards, the state of the UK stock market, and Malar's passion for stocks and growth investing. Insightful commentary is provided on improving market conditions and fostering a more innovative and supportive financial industry. Timestamps: 00:00 Introduction 01:46 Malar's Career Journey 03:22 Transition to Journalism 03:52 Life in London and Career Shifts 05:59 Joining the Broking World 07:09 Balancing Career and Family 08:08 Excitement of Covering Tech 10:08 Investment Mindset Differences 11:52 Financial Education for Youth 13:42 Challenges in Broking 17:40 Importance of Board Composition 20:47 First Non-Executive Directorship 22:58 Balancing Board Skillsets 23:31 Importance of Board Cohesiveness 25:32 Challenges in Company Management 28:14 UK Stock Market Struggles 32:29 Proudest Career Achievement 35:12 Passion for Growth Stocks 37:38 Industry Changes and Challenges If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In this episode of 'Investing for the Long Term,' hosts Judith McKenzie and Rosemary Banyard delve deep into the career and philosophies of Jamie Matheson, former Executive Chairman of Brewin Dolphin. Jamie reflects on his introduction to the financial world, pivotal career moments, and shares key insights about leadership, personal relationships, and the evolution of the financial industry. Judith and Rosemary provide personal anecdotes of their professional crossroads with Jamie, adding layers to his narrative. The discussion covers significant financial events like the 1987 Big Bang, the importance of personal integrity, and how to balance career aspirations with personal ethics. Jamie also discusses his post-Brewin ventures, including his involvement in fund management boutiques and charitable work. This episode offers valuable lessons on professional growth, the power of people in business, and the significance of giving back to the community. Timestamps: 00:01 Introducing Jamie Matheson 01:40 Judith's Early Career with Jamie 03:10 Rosemary's Connection with Jamie 04:45 Jamie's Career Beginnings 05:50 Rising Through the Ranks 10:04 Leadership and Personal Relationships 11:27 Changes in the Financial Industry 14:50 Memorable Anecdotes 18:07 Challenges and Rewards of Leadership 21:48 Transition to Boutique Fund Management 23:19 Becoming Chairman of Saracen 25:15 Consolidating Boutiques: Challenges and Strategies 26:13 The Importance of People in Business 28:09 Navigating the UK Market Landscape 30:11 Passions Beyond Business: Sailing and Yachts 31:27 Involvement with HMS Victory 33:46 Qualities of a Good Board Member 35:31 Reflecting on Career Achievements 37:25 Advice for the Younger Generation 38:41 Recommended Reads and Final Thoughts If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In this episode of 'Investing for the Long Term' Season 2, hosts Judith Mackenzie and Rosemary Banyard are joined by Claire Milverton, CEO of 1spatial, an AIM-listed geospatial technology company based in Cambridge. Claire discusses 1spatial's innovative solutions in location data management, her career journey, and the unique challenges and opportunities of leading a global business in the geospatial sector. The episode also delves into the importance of data accuracy, the transition from finance to CEO, and the future prospects of 1spatial. The conversation provides valuable insights into investment considerations and the evolving landscape of geospatial technology. Timestamps: 00:30 Introducing Claire Milverton, CEO of 1spatial 01:19 Background on 1spatial 02:15 Claire's Career Journey 03:42 Global Reach and Growth 04:05 Building Recurring Revenues 05:40 Challenges and Innovations 14:37 Finance Background and CEO Role 17:14 Investing in Innovation 19:03 Mentorship and Support 21:08 Work-Life Balance 23:06 Being a Listed Company 28:17 Achievements and Advice 31:39 Recommended Books and Podcasts If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Hope you enjoy this episode and have a wonderful day. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In the first episode of season 2 of 'Investing for the Long Term' hosted by Judith McKenzie and Rosemary Banyard, the duo chats with Andy Brough, a prominent figure in the small and mid-cap investment space. Andy shares his career journey, key lessons, and experiences in fund management, providing valuable advice for new and seasoned investors. The discussion touches on the evolution of the investment landscape, the impact of private equity, and the importance of continuous learning and attention to detail in the field. Timestamps: 00:29 Introducing Andy Brough 01:16 Judith and Rosemary's First Encounters with Andy 04:12 Andy's Career Journey 06:03 The Evolution of Fund Management 08:43 Insights on Accounting and Fund Management 11:56 Influential Figures and Mentors 16:09 The State of the UK Market 19:10 Reflections on Government Policies 24:04 Career Achievements and Advice 27:33 The Signature Red Shirt 29:22 Recommended Reads and Final Thoughts Hope you enjoy this episode and have a wonderful day. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In this episode of the 'Fund Your Retirement Podcast,' host Lee interviews Simon Evan-Cook, a multi-asset fund of funds manager with over 25 years of experience. Simon shares his journey into fund management, his investment philosophy, and the key principles guiding his strategy, particularly his preference for active fund managers. He discusses the dynamic nature of fund management, how he identifies exceptional fund managers, and the importance of understanding both the art and science behind investing in funds. The conversation also touches on the pros and cons of active versus passive fund management, the impact of fund size on performance, and the emotional challenges investors might face. Simon emphasizes the value of patience, understanding market cycles, and making informed, long-term investment decisions. Timestamps: 01:40 Simon's Journey into Investing 02:50 Discovering the Passion for Fund Management 07:06 Simon's Investment Strategy 12:37 Active vs. Passive Fund Management 20:16 Screening for Fund Managers 20:22 Identifying Extreme Funds 22:54 The Hero's Journey of Funds 25:04 Holding Periods and Fund Manager Longevity 26:26 Challenges of Managing Large Funds 00:05 Understanding Fund Dynamics 31:21 Final Thoughts on Active vs Passive Investing 36:35 Book Recommendations and Closing Remarks If you like the episode, please leave us a review and subscribe for future investor interviews. Hope you enjoy this episode and have a wonderful day. Guest Links & Resources: Visit Simon's Profile on The Dowing Website Here: https://www.downing.co.uk/downing-fund-managers/vt-downing-fox-funds Join Simon's Medium mailing list: https://simonevan-cook.medium.com/ Visit Simon's Billion Dollar Book Club: https://uk.bookshop.org/lists/the-way-of-the-fox-ten-texts? Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In the final episode of the season, Judith and Rosemary delve into the intricacies of a day in the life of a fund manager. They discuss their roles and responsibilities, which include selecting and monitoring investments, communicating with shareholders, and dealing with regulatory requirements. They share insights into their typical weeks, which vary greatly and can be unpredictable due to market announcements. The episode also highlights the challenges posed by regulatory demands and the importance of long-term investment. The managers reflect on their most rewarding moments, their involvement in additional commitments such as charities, and provide advice for aspiring fund managers. The episode concludes with book and show recommendations. Timestamps: 01:24 Roles and Responsibilities of a Fund Manager 04:08 Weekly Routine and Unexpected Challenges 04:33 Research and Communication 06:44 Regulatory Demands and Governance 12:23 Working from Home and Travel 14:31 Advice for Aspiring Fund Managers 15:21 Challenges and Frustrations 18:52 Proudest Moments and Giving Back 23:53 Career Path and Opportunities 27:16 Book and Podcast Recommendations 31:30 Conclusion and Season Wrap-Up Hope you enjoy this episode and have a wonderful day. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Vassal States by Angus Hanton: https://www.amazon.co.uk/Vassal-State-America-Runs-Britain/dp/1800753888 Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Table Roland Head, Mark Simpson, and Graham Neary discuss Interest rates and the investment potential of Property Franchise Group (TPFG), Macfarlane Group (MACF) & Van Elle Holdings (VANL). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:20 Round table discussing Property Franchise Group (TPFG). 14:00 Round table discussing Macfarlane Group (MACF). 30:50 Round table discussing Van Elle Holdings (VANL). 36:00 Round table discussing Interest rates. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland's Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham's Substack newsletter here: https://theinvestorinstitute.substack.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part seven of this investing eight-part series, Judith Mackenzie and Rosemary Banyard discuss how they construct a portfolio of stocks and how they manage them. Key topics covered: ·         What is portfolio construction and portfolio management? ·         What types of risks should investors think about when constructing a portfolio of stocks? ·         How do Judith and Rosmary diversify risk across the stocks they own? ·         What tools or software do they use to aid them in managing their investment portfolios? Each episode of this now eight-part series builds on the next as they walk you through an investor's journey. If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you're in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. In the previous episode, Judith, and Rosemary share the highs and lows of meetings with company management, red flags to look out for and their views on annual general meetings. Timestamps:  2:05 Judith and Rosemary share what is portfolio construction and portfolio management. 5:10 What are the key parameters one would need to consider when constructing a portfolio of stocks. 13:10 What are the risks investors should consider when constructing a portfolio of stocks. 17:50 How Judith and Rosemary asses the different weightings of the stocks they own. 23:00 What position size do they use when making their first investment. 25:00 Things to consider when it comes to thinking about sectors when constructing a portfolio of stocks. 29:40 Do Judith and Rosemary use price targets? 32:40 Do Judith and Rosemary have teams that support them in managing their investment portfolios. 34:20 How do Judith and Rosemary manage their thoughts when they are about to push that button. 36:30 What are the constraints to portfolio construction and management? 40:30 Closing thoughts and wrap up. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Superdry (SDRY), Dr Martens (DOCS) and Tclark PLC (CTO) and the investment potential of Money Supermarket (MONY), Ramsdens (RFX), Polar Capital (POLR), Ashmore Group (ASHM) and Premier Miton Group (PMI). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:00 Round table discussing the latest news from Superdry (SDRY), Tclark (CTO) and Dr Martens (DOCS). 17:00 Round table discussing Ramsdens (RFX). 27:30 Round table discussing Money Supermarket (MONY). 36:30 Round table discussing Polar Capital (POLR), Ashmore Group (ASHM) and Premier Miton Group (PMI). If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland's Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham's Substack newsletter here: https://theinvestorinstitute.substack.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part six of this investing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of meetings with company management, red flags to look out for and their views on annual general meetings, more commonly known as AGM's. Key topics covered: How important are AGMs in your analysis of companies - do either of you attend AGMs? Voting, is it important? What do you tend to vote against? Have you any memorable experiences with management that stand out, good and bad? What red flags put you off management? Each episode of this now eight-part series builds on the next as they walk you through an investor's journey. If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you're in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. Timestamps:  1:40 Judith and Rosemary explain what an AGM is. 3:30 Re-election of directors for listed companies. 5:30 Voting at AGMs and what do Judith and Rosemary vote against. 9:15 Judith and Rosemary's thoughts on AGMs. 12:50 Memorable meetings with company management. 17:30 What characteristics make a good CEO, MD or founder? 24:45 Thoughts on family-led companies. 28:00 Final thoughts and two worthwhile books to read. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Next annual reports: https://www.nextplc.co.uk/investors/reports-and-presentations/archive Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Ariea (AIEA) and the investment potential of Next (NXT), Burberry (BRBY) and National World (NWOR). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:00 Round table discussing the latest news announcement from Ariea (AIEA). 11:30 Round table discussing Burberry (BRBY) 22:45 Round table discussing Next (NXT) 32:45 Round table discussing National World (NWOR) Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland's Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham's Substack newsletter here: https://theinvestorinstitute.substack.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part five of this ever-growing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of a fund manager's investments as they each break down the investments that performed better than expected and the investments that didn't work out as they expected resulting in total loss of capital. Key topics covered: ·         Discussing the companies that didn't work out, as well as they expected. ·         Discussing the companies that exceeded their expectations? ·         This was another great insight into how two seasoned fund managers think and how they view investing for the long term. Each episode of this now eight-part series builds on the next as they walk you through an investor's journey. If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you're in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. In the previous episode, Judith and Rosemary shared how to cultivate the mindset of a long-term investor including their experiences of investing through recessions. Timestamps: 2:00 Judith shares an investment that resulted in a total loss of capital and the reasons why. 9:45 Rosemary shares an investment that went out of business and the reasons why. 15:45 Judith shares a company that has performed exceptionally and the reasons why. 22:30 Rosemary shares a company that is performing well for her now and the reasons why. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Colossus podcast network: https://www.joincolossus.com/ The Map That Changed The World: https://www.amazon.co.uk/Map-That-Changed-World-Redemption/dp/0140280391/ Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.  

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Hargreaves Lansdown (HL) and the investment potential of Plus500 (PLUS), Jet2 (JET2) and Close Brothers (CBG). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:10 Round table discussing Hargreaves Lansdown (HL). 11:00 Round table discussing Plus500 (PLUS) 22:55 Round table discussing Jet2 (JET2) 38:00 Round table discussing Close Brothers (CBG) Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland's Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham's Substack newsletter here: https://theinvestorinstitute.substack.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In today's episode director of the Institute for Fiscal Studies Paul Johnson shares the true cost of running Britain. Paul explores taxes, pensions including auto-enrollment, the ageing population, and the future of the state pension. Paul is perhaps one the UK's known economists, a regular on BBC Radio 4, and writes a column for the Times Newspaper. He is also a published author with a Times bestseller Follow the Money, How Much Does Britain Cost. Key topics discussed: ·         Are we receiving good value for our taxes? ·         Will our taxes keep on rising? ·         Should we just tax the rich? ·         Is growth the answer, or raising taxes? ·         How much does the state pension cost? ·         Does auto-enrollment solve the problem of funding one's retirement? ·         Does the risk measurement process need an overhaul? Timestamps: 1:30 Paul Johnson's journey and career so far. 3:15 Holding the government to account. 4:00 How much the government spends? 6:15 Where does the government get its money from? 7:45 What are the big three expenses for the government finances? 11:05 Are we getting good value for money? 15:00 Will taxes keep on rising? 16:15 Can we tax the rich more? 19:10 Is growth a better option than raising taxes? 22:00 Should defined benefit pensions invest more in equities? 23:14 Overhauling defined benefit default funds. 25:30 Does the pension system need an overhaul? 26:40 Is the state pension sustainable? 28:00 Has auto-enrollment been a success? 32:00 Closing thoughts and wrap up. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Links & Guest Resources: Buy Paul's book, Follow The Money Here: https://www.amazon.co.uk/Follow-Money-much-does-Britain/dp/1408714019/ref=asc_df_1408714019/ Institute for Fiscal Studies website: https://ifs.org.uk/ Pauls blog page on the IFS website: https://ifs.org.uk/people/paul-johnson Fundamental Asset Management website: https://fundamentalasset.com/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Supreme (SUP) and the investment potential of H&T (HAT), Henry Boot (BOOT), Airea (AIEA) and much more. A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:30 Round table discussing the latest news announcement regarding Supreme (SUP). 11:45 Round table discussing the pawnbroker H&T. 21:20 Round table discussing flooring specialist Airea. 33:45 Round table discussing property developer Henry Boot. 45:30 Round table discussing how they analyse company accounts. Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Roland Mark & Graham Resources:   Visit FYR for more investors related podcasts: https://www.fundyourretirement.com/ Follow Roland on Twitter: https://twitter.com/rolandhead Visit Roland's Dividends Investing website here: https://www.rolandhead.com/ Follow Mark on Twitter: https://twitter.com/DangerCapital Buy Marks Book here: http://excellentinvesting.org/ Follow Graham on Twitter: https://twitter.com/GrahamNeary Join Graham's Substack newsletter here: https://theinvestorinstitute.substack.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part four of this now seven-part series, Judith Mackenzie and Rosemary Banyard discuss the importance of investor psychology, and investing through recessions, including how you can cultivate the mindset of a long term investor. Key topics covered: ·         The personality characteristics of someone who thinks and invests for the long term. ·         Investing through the tech bubble. ·         Investing through the financial crisis of 08. ·         Launching a fund in the middle of Covid-19. ·         How Judith and Rosemary tune out of the noise. ·         How to cultivate a mindset of someone who can hold investments through recessions. This was another great insight into how two seasoned fund managers think and how they view investing for the long term. Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you're in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. Timestamps: 2:00 Characteristics and personality traits of someone who thinks long term. 6:15 Clarifying how long is long term when it comes to investing. 9:15 How Judith and Rosemary ignore the noise. 11:30 Holding investments through recessions and drawdowns. 14:45 Investing through the tech bubble. 21:30 Investing through the financial crisis on 08. 25:30 Investing and launching a fund in the middle of Covid-19. 28:15 Developing the mentality to invest through a recession and hold for the long term. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Downing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Russel Investments behavioural bias article: https://russellinvestments.com/us/blog/avoid-behavioral-bias Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Today's episode is the start of a new podcast series discussing where your pension money is going starting with the recent proposals by Jeremy Hunt at the Mansion House speech. Should pension savers and private investors be concerned about this proposal to direct billions of pension money towards UK small caps and unlisted companies? What will it mean for pension savers and private investors? Will these proposed billions lead to a bubble in small caps and unlisted companies with the inevitable crash, or will it lead to a whole host of new yet-to-be-formed companies that pension savers, private investors and UK PLC will benefit from? As always with these types of proposals there will be winners and losers, will it be regular pension savers, private investors, private equity, or UK PLC? Timestamps: 1:30 UK stock market news 3:00 New company listings on the stock market. 4:15 What potential impacts will the mansion house speech have on UK small caps? 6:45 What does Jeremy Hunt mean when he says high-growth unlisted companies? 8:45 Who will be the primary beneficiaries of this proposal? 12:00 Will an extra £50 billion entering this niche area create a bubble? 15:15 Why are more companies going private than ever before? 17:30 What does the CEO of the Canadian pension board think of this proposal? 20:15 Would tax breaks be a better option? If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Resources: Fundamental Asset Management website: https://fundamentalasset.com/ Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Ed Croft is the co-founder and CEO of Stockopedia whose goal is to help private investors beat the market. Ed began his career with Goldman Sachs as a wealth manager before leaving to manage his family funds leading launch of Stockopedia in 2012. Key topics: ·         What is a multibagger. ·         What creates a multibagger. ·         How you can find companies with these long-term qualities today. ·         Portfolio and risk management. ·         Why Ed is optimistic about the UK stock market. ·         Why Ed's investing style has gone full circle back to being more of a stock picker. ·         What Ed learned going through a 60% drawdown during the financial crisis. Ed shares in great detail the metrics that drive long-term compounding in companies, including how you can find those companies today. // Register for the FREE trial and gain access to the three extra masterclass videos,  Just go to: https://www.stockopedia.com/?utm_source=fundyourretirement&utm_medium=podcast Timestamps: 1:30 How Ed got started as an investor and his journey so far. 4:00 Ed sharing what is a multibagger. 5:30 Why Ed and the Stockopeda team decided to carry out the research into stocks that multibag. 7:45 What surprised Ed the most? 9:00 The financial characteristics that drive long-term compounding companies. 11:35 The qualitative aspects that drive long-term compounding companies. 15:40 Discussing Ed's investing style and approach 21:00 Ed sharing his experience of a 60% drawdown and discussing drawdowns in general. 25:20 Ed sharing his market timing strategy. 29:00 Ed sharing how you use this knowledge to find stocks that can multibag today. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future interviews and insightful conversations about portfolio management and stock analysis. Guest Links & Resources: Take the FREE two-week trial here: https://www.stockopedia.com/?utm_source=fundyourretirement&utm_medium=podcast Read the Multibagger report here: https://assets.stockopedia.com/books/makings-of-a-multibagger.pdf Watch the multibagger webinar on the Stockopedia YouTube Channel here: https://youtu.be/DLR15dWGhos?si=5OWwyQVkvCSQ8NVr Follow Stockopeida on Twitter here: https://twitter.com/stockopedia Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part three of this six-part series, Judith Mackenzie and Rosemary Banyard share how they analyse companies for long term investing. How they go from a universe of thousands of companies to a few hundred and How they go from a few hundred companies to a small watch list. What they look for in a good company. How they analyze company accounts. Their views on management and rumination. Attending AGMs and discussing what a moat is. Red flags to avoid in companies. This was another great insight into how two seasoned fund managers think and how they view investing for the long term. Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you're in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. Timestamps: 2:05 Rosemary and Judith start right at the beginning; how they go from multiple thousands of companies to just a few hundred to focus on. 9:00 Judith shares what RNS,s (regulatory news services) are and why they are important. 10:40 Rosemary and Judith share how they go from a universe of a few hundred companies to a small watch list. 13:00 Analysing company accounts. 17:15 Discussing what a moat is and how to assess if a company has a moat. 20:50 Looking out for the red flags when analysing companies. 25:10 Discussing the changes Rosemary and Judith have seen over their investing career. 27:45 Attending AGM,s (annual general meetings) of companies. 31:00 Final thoughts on analysing companies from Rosemary and Judith. 33:15 Judith shares her book to read, The Red Notice by Bill Browder. 35:15 Rosemary shares her book to read, Investing for Growth by Terry Smith. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf Investing for Growth by Terry Smith: https://www.amazon.co.uk/Investing-Growth-companies-anthology-investment/dp/0857199013 Red Notice by Bill Browder: https://www.amazon.co.uk/Red-Notice-Became-Putins-Enemy/dp/ Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement  Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

This time on The Investors Round Table Maynard Paton, Roland Head, Mark Simpson, and Graham Neary discuss a question from a listener asking what their worst investing mistake was, and what did they learn from it. Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. // SOCIAL // Follow Maynard on Twitter: https://twitter.com/maynardpaton  Follow Roland on Twitter: https://twitter.com/rolandhead  Follow Mark on Twitter: https://twitter.com/DangerCapital Follow Graham on Twitter: https://twitter.com/GrahamNeary Follow Bruce on Twitter: https://twitter.com/bruce_packard Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

In part two of this six-part series, Judith Mackenzie and Rosemary Banyard share their investing style and their investment philosophies. They discuss the importance of finding an investing strategy that suits your personality and the resources to help you discover yours. For example, Rosemary shares how her everyday habits fit her investing style as a quality investor. They discuss value investing vs growth investing and share their thoughts on investing at IPO, how dividends fit into their investment philosophy and investing in the UK vs the global market. This was another great insight into how two seasoned fund managers think and how they view investing for the long term. Each episode of this six-part series builds on the next as they walk you through an investor's journey. So, If you have ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Then you're in the right place, join Judith and Rosemary as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. Timestamps: 2:00 Judith Mackenzie shares her investing style and investing philosophy. 3:30 Rosemary Banyard shares her investing style and investing philosophy. 5:35 Discovering your investing strategy. 12:20 Discussing value investing vs growth investing. 19:50 Discussing the value of site visits with some interesting examples. 23:20 Discussing small caps vs large caps. 24:40 Discussing investing in UK companies vs global markets. 26:25 Discussing investing at initial public offering (IPO). 30:15 Discussing how dividends fit into their investment strategies. 32:30 Discussing the attributes that make a good investor. 36:00 Reading lists, watch lists, podcasts and a free gift to help you on your investing journey. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources:  Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en Investors reading and watch list for the long-term investor: https://www.fundyourretirement.com/wp-content/uploads/2023/11/Top-picks-for-a-long-term-investor.pdf  Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Have you ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Join Judith MacKenzie, Head of Downing Fund Managers and Rosemary Banyard, Fund Manager, as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. In this first part of a six-part series, Judith, and Rosemary share how they got started in finance and some of their experiences as women in finance, both good and not-so-good. They share their biggest influences and why they pursued careers in finance. This was a real insight into two seasoned fund managers and what it was like for them in their early careers during the late 80s and early 90s. They finish off with an introduction to the capital markets and why they are important for the UK economy and how Judith is actively working to help improve the investing landscape for both companies and investors alike. Each episode of this six-part series builds on the next with episode two discussing different investing styles to suit different personalities, small cap vs large cap, investing in the UK vs the global market and much, much more Timestamps: 3:00 Rosemary shares how she got her start in the city. 6:30 Judith shares how she got her start in the city. 10:15 They both share what it was like in thier early careers during the late 80s and early 90s 13:00 Judith and Rosemary each share a story of unconscious biases they have experienced. 15:30 They both share the positives of being women in finance. 19:45 They both share who their early influences were on their lives and careers. 23:45 They both share why they are so passionate about investing and the markets. 30:15 They both share passionately what needs to be done to improve the landscape for British companies and UK PLC 33:15 Jusith shares the book she is currently reading The Everything Blueprint by James Ashton 34:10 Rosemary shares the book she is currently reading an autobiography of Thomas Jefferson by John B. Boles Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about the markets, personal finance, portfolio management and stock analysis. Links & Resources: Visit Downing Fund Managers here: https://www.downing.co.uk/downing-fund-managers Follow Dowing on X/Twitter @downingllp: https://twitter.com/downingllp?lang=en The Everything Blueprint by James Ashton: https://amzn.to/48CzO60 Autobiography of Thomas Jefferson by John B. Boles: https://amzn.to/48zoqrC Visit Fund Your Retirement: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement  Visit Quoted Companies Alliance: https://www.theqca.com/  Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Today's episode is less about individual companies and more about the wider investing concerns around UK PLC and what could be done to help the UK become more attractive for individual investors and more attractive for companies to list here. Chris covers a wide range of concerns and solutions that could help improve conditions for investors, and the companies that list here. Other key topics discussed: ·         Are UK shares cheap right now or one of the worst places to invest? ·         What can investors and the UK government do to improve conditions? ·         The changing nature of AIM over the last 10 years ·         How to become a better analyst ·         Solutions to encouraging more companies to list. Timestamps: 1:15 Discussing whether UK shares are cheap right now or one of the worst places to invest. 3:15 Using British American Tobacco (BATS) as an example of a company that could do more. 5:50 Could the UK government do more to foster UK-focused investment? 6:45 Discussing Abcam (ABCM) leaving AIM, and what could be done to encourage companies to stay listed in the UK. 11:45 How to become a better analyst. 15:00 How to cultivate patience. 17:15 The rise of passive investing. 19:00 Discussing inheritance tax breaks and tax incentives to help encourage companies to list. 21:35 Closing thoughts and an invite for founder-led companies or long-term CEOs to get in touch and share their journey/story on the podcast. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Resources: Fundamental Asset Management website: https://fundamentalasset.com/ Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/ Follow FYR on Twitter: https://twitter.com/FRetirement   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Graham Neary is a full-time private investor, and an investment analyst for Stockopedia writing the Small Cap Value Report along with Paul Scott. Graham is also the founder of the Investors Institute where he helps private investors navigate the markets and upgrade their investing IQ. Graham began his career on the sell-side as a fixed-income analyst, before moving into the buy-side as an equity portfolio manager. Timestamps: 1:95 Graham Neary's investing journey and how he got started. 4:45 Graham's investment approach and style. 7:05 The key metrics Graham looks for in a good company. 9:10 Graham's largest holding and why he holds it. 11:45 Discussing Graham's portfolio, and Graham's investing universe. 14:30 Discussing Graham's thoughts on AGM's 16:25 Discussing Graham's worst performers and what he learnt from them. 20:45 Graham's thoughts on stop losses. 22:40 Graham's thoughts on averaging down. 26:00 Discussing Graham's writings and the enjoyment he receives from that. 27:45 Graham sharing his thoughts on Nichols (NICL) 31:25 Discussing fixed income. 33:30 Dissuning where to get started investing if you're new or just starting. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Guest Links & Resources:  Follow Graham on Twitter @GrahamNeary https://twitter.com/grahamneary?lang=en Grahams Investors Intiture Newsletter: https://theinvestorinstitute.substack.com/ Visit Fund Your Retirement: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

John Rosier is a former city fund manager turned esteemed financial writer who runs the model portfolio. The JIC Portfolio which John started in 2012 has returned 303% vs, the FTSE all share of 125% over the same period. During this episode, John shares: His investing philosophy and approach. the value of keeping a detailed investment diary. What he's been adding to his portfolios in recent months. Back testing stop losses and when is a good time to sell? John discusses the importance of dividends, which have grown from £2,000 a year to a projected £29,000. Finally, John shares what he would say to those who are just getting started. Timestamps: 1:20 When and how John started his investing journey. 3:40 The type of investor John is today, his investment philosophy and approach. 6:00 Discussing John's model portfolio, how it started, the returns and the role dividends play in that. 10:15 John's 10 biggest contributors in terms of monetary gain. 15:45 Discussing some of John's biggest losers in the model portfolio. 18:10 Discussing the use of stop losses and when is the right time to sell. 23:10 John shares why keeping a diary helps with discipline. 25:45 John shares what he would say to those just getting started. 28:45 Closing thoughts and where you can follow and connect with John Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Guest Links & Resources: Visit John Rosier's website and the JIC model portfolio here: https://www.jicuk.com/ Follow John on Twitter here: https://twitter.com/JohnRosier John's articles on the Investors Chronicle: https://www.investorschronicle.co.uk/john-rosier/ Visit Fund Your Retirement: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Chris Boxall discusses three recent success stories: Castings (CGS), with squeaky clean reporting and a nice dividend. Kooth (KOO), wins a big contract with the state of California and Kitwave (KITW) just keeps going from strength to strength. In a sea of constant negativity, there are some shining lights. In contrast at the other end of the scale, Chris discusses Marlowe (MRL) and Gooch & Housego (GHH) who have been on an acquisition bonanza of late. These acquisitions haven't worked out as the management would have hoped but may do in time. Chris has been doing some deep research into Marlowe (MRL) and shares some of those insights in this conversation. Chris finishes by sharing how he creates an internal and external environment that enables him to invest patiently. Key topics covered: Castings (CGS), squeaky clean accounts with a nice dividend Kooth (KOO), wins a big contract win with the state of California Kitwave (KITW) just keeps going from strength to strength When acquisitions go bad; discussing Marlowe (MRL) and Gooch & Housego (GHH) Creating an internal and external environment for patient investing Timestamps: 1:20 Castings (CGS). 2:45 Kooth (KOO). 4:40 Kiwave (KITW). 6:05 Marlowe (MRL). 9:00 Gooch & Housego (GHH). 11:20 Acquisitions; do they always make sense? 13:00 The importance of having skin in the game. 14:45 The need for patience when investing. 20:05 The importance of cash flow for a company. 21:10 Wrap up. Thank you for listening, we hoped you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Resources: Fundamental Asset Management website: https://fundamentalasset.com/ Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Rosemary Banyard is an award-winning fund manager specialising in UK medium and smaller companies with over 30 years of experience in understanding business models, industry structures, barriers to entry, and risks, on both the buy and sell side. Rosemary started her career in 1979 at James Capel as a senior investment analyst where she spent 12 years. Rosemary then moved into fund management starting at AIB Govett asset management before moving on to Schroders where she spent almost 20 years running a smaller companies Fund with Andy Brough. In 2016 she joined Sanford DeLand to launch and manage the Free Spirit Fund. The Schroder UK Mid Cap trust returned 17%* p.a. while she was manager and in her two and a half years managing money at Sanford DeLand the Free Spirit Fund returned 31%. Rosemary joined Downing in March 2020 to launch the VT Downing Unique Opportunities Fund. Rosemary talks about her investing journey and how it has evolved over the years from investing in quality businesses to sharing some of her best investments and some not so good. Rosemary shares her guiding principles, Investor red flags to look out for in company accounts and of course much, much more. Timestamps: 1:45 Rosemary's investing journey starting at the beginning. 7:00 Rosemary shares her overarching investing strategy and how that has evolved over time. 9:15 Discussing UK software company Kainos Group PLC (KNOS). 14:40 Discussing UK software company Alfa Financial Software Holdings PLC (ALFA). 18:00 Discussing James Fisher & Sons PLC (FSJ). 20:45 Discussing when to cut and investor red flags to look out for. 26:10 Discussing the differences between a fund manager and a private investor. 28:15 Does Rosemary feel any pressure from time to time? 29:30 What makes a good investor? 31:40 Rosemary's essential reading for investors. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Guest Links & Resources: Visit Rosemarys Profile on The Dowing Website Here: https://www.downing.co.uk/investor/offers/vt-downing-unique-opportunities-fund Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Neil was a fantastic guest sharing many valuable insights that would benefit the experienced investor and the new investor. During this conversation, Neil shares the macro view of the UK stock market, including insights from Neil's extensive network of fund managers. Neil Shah is the director of research at Edison Group, an investment research and advisory company with over 80 investment analysts spanning the globe. Neil shares some of the best and some of the worst performers from Edison's model portfolio the illuminator that has returned over %1300 since its inception in 2008. Neil discusses the key metrics his team looks for before adding or removing a company from the portfolio and how he improves those analytical skills over time. He gives an in-depth review of what Edison research does and how this benefits the wider investor community. Timestamps: 1:35 Neil's background and journey. 2:50 The macro view of the UK share market with a 6 to 12-month outlook. 5:30 Companies being taken out and spotting value in the UK share market. 7:30 Discussing the illuminator model portfolio's best and worst performers and its %1300+ gain. 11:20 Discussing having a concentrated portfolio vs a diversified portfolio. 14:15 Neil discusses the latest addition to the illuminator model portfolio. 16:15 Improving your skills as a stock analyst starting with the basics. 22:10 What does Edison Research do? 28:15 Closing thoughts and wrap up. Hope you enjoy this episode and have a wonderful day. The FYR Team. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. Guest Links & Resources: Visit Edison Research Group: https://www.edisongroup.com/ Edison Twitter Profile: https://twitter.com/Edison_Inv_Res Edison LinkedIn Profile: https://www.linkedin.com/company/edison-group-/ Visit Fund Your Retirement: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Chris Boxall discusses three UK small-caps Anexo (ANX), Time Finance (TIME), and PCI-PAL (PCIP) to keep a close eye on. All three companies are growing but have areas of concern that are holding the share price back; if they were to resolve these areas of concern, these three companies would become much more attractive. Chris also shares some red flags to look for when analysing companies such as the Relevance/Significance of senior management remuneration for small caps. Company example Character Group (CCT) which also updated recently. Large companies get the headlines, but, in terms of shareholder return, it's actually far more relevant for small caps, management needs to paid to arrive, not to travel! Key topics covered:  The latest inheritance tax news. Small caps, Anexo (ANX), Time Finance (TIME), PCI-PAL (PCIP) and Volvere (VLE). Red flags for investors to look out for. Big contracts for small companies – can they execute and deliver? Company examples are Eneraqua Technologies (ETP) and SRT Marine Systems (SRT)  The significance of senior management remuneration packages for small caps.   Timestamps: 1:00 Discussing the latest inheritance tax news (IHT). 3:35 Discussing Anexo (ANX). 7:35 Chris thoughts on EBITDA and the use of adjusted EBITDA. 8:45 Discussing Time Finance (TIME). 10:10 Discussing PCI-PAL (PCIP). 11:30 Discussing the significance of senior management remuneration packages. 16:15 Discussing big contracts for small companies and whether they can deliver. 18:35 Closing thoughts and wrap up. Thank you for listening, we hoped you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.   FYR & Chris Boxall Resources: Fundamental Asset Management website: https://fundamentalasset.com/ Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Welcome to the first episode of The Fundamental Asset Podcast where Chris Boxall will help you navigate and interpret the UK equity market with a particular focus on AIM. Whether it's company-specific news, market-wide news, or timely market topics, Chris will share his wisdom and experience from his 30+ years as a fund manager and from the perspective of a private investor. Key topics for the first episode: UK small caps. RWS Holdings, Learning Technologies, Numis and iEnergizer. Portfolio management. Letting your winners run vs taking profits. Inheritance tax planning. Dividends from AIM companies.   Timestamps: 1:30 Discussing the de-listing of iEnergizer and the implication for private investors. 5:00 Discussing IHT companies and their benefits. 6:45 How mitigating inheritance tax through AIM-listed companies works. 8:00 Companies on AIM with attractive dividend yields. 10:10 Taking profits vs letting your winners run. 12:15 Discussing the difference between investing for yourself and managing OPM. 13:20 Discussing the opportunities on AIM right now. 15:30 Numis take over and is this a trend in 2023? 18:15 Closing thoughts and wrap up. Thank you for listening, we hoped you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis.   Chris Boxall Resources. Fundamental Asset Management website: https://fundamentalasset.com/ Fundamental Asset Management contact us page: https://fundamentalasset.com/contact/ Follow Fundamental Asset on Twitter: https://twitter.com/fundasset Connect with Chris on LinkedIn: https://www.linkedin.com/in/chris-boxall-835a4222/ Visit FYR For More Investor Related Podcasts: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.    

Mark Bentley has been a full-time stock market investor since 2004, having pursued investing as a rewarding hobby for 20 years previously. Some of the stand-out talking points were: Mark shares in detail some of his best investments and how he came across them. Some of Mark's worst investments and what he learnt from them. Two stocks Mark has high hopes for today and the reasons why. Why does 60% of Mark's portfolio consist of investment companies? Mark's 18-month foray into trading and what he learnt from that experience. Most of Mark's early career was spent in the I.T. industry starting in 1980, where he worked for the European Space Agency before going on to start his own IT services business, Anvil Technology, which he ran successfully for 14 years. Mark was later asked to join the board of ShareSoc in 2011, a not-for-profit organisation dedicated to the support of individual investors and shareholders' rights. Mark now splits his time between managing his portfolio and his other passion educating and improving the rights of private investors through ShareSoc as a non-executive director. This episode could have easily been two hours long. Mark was a fantastic guest sharing some great insights from his multi-decade experience as a private investor. Timestamps: 2:00 How Mark got started investing. 3:00 How Mark's investing has evolved over the years. 4:00 Becoming a full-time investor. 6:15 The type of investor Mark is today. 8:00 Some of Mark's best investments with detailed reasons why. 25:30 Companies Mark currently hold's a high conviction on 30:30 Why 60% of Mark's portfolio consists of investment companies and Investments Trusts. 37:45 Some of Mark's investments that didn't work out so well, and why. 47:30 Marks other big passion, ShareSoc. 51:15 Closing thoughts and wrap up. If you like the episode, please subscribe for future investor interviews, and leave us a review. The FYR Team. Guest Links & Resources: Follow Mark on Twitter: https://twitter.com/marben100 ShareSoc Website: https://www.sharesoc.org/ Follow ShareSoc on Twitter: https://twitter.com/ShareSocUK Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.    

Chris Boxall is the co-founder, and the director of Fundamental Asset Management with primary responsibility for equity research and management of client portfolios, including the high-performing AIM portfolio services. Chris specialises in UK small-cap investing with over 20 years of experience operating in this area as a fund manager and as a private investor. Prior to Fundamental Chris oversaw activities at the Washington Financial Group, where he was a Director and a key member of the investment management team of the Washington US Fund Ltd, a successful equity fund. While Chris's main responsibility is his role as director of Fundamental assets, he is also the co-founder of Investor's Champion an investment research website covering companies, funds, economics and the hottest topics in global investment.   Chris discusses: His investing journey. The inheritance tax breaks on AIM. how investing in AIM companies has changed over the last 20 years. the differences between being a private investor and a fund manager. Some of his best investments in the last 20 years, which he still holds to this day. and weaved throughout the conversation a handful of companies he has high hopes for presently, and of course much much more.   Timestamps: 0:00 Introduction 1:30 How Chris got started on his investing journey 2:30 What type of investor is Chris Boxall 4:00 Why does Chris focus on the UK small caps on AIM 6:30 Inheritance tax breaks on AIM-listed stocks 8:15 Potential threats to the Inheritance tax breaks on AIM-listed stocks 9:30 How the AIM market has evolved over the last 20+ years 11:45 Two companies that worked out very well for Chris and why 16:30 Two companies Chris holds a high conviction in presently 20:00 Chris's view and experience on meeting many CEO's and founders over the last 20 years 24:00 Chris's view on the AIM market 28:00 Chris on international stocks on AIM 29:45 Advice on becoming a fund manager, if that thought has crossed your mind 35:15 Why did Chris co-found Investors Champion 38:15 Closing thoughts and wrap up   Hope you enjoy this episode and have a wonderful day. The FYR Team. If you like the episode, please leave us a review and subscribe for future investor interviews.   Guest Links & Resources: Chris's email address: [email protected] Fundamental Assets Website : https://fundamentalasset.com/ Fundamental Assets on Twitter: https://twitter.com/fundasset Fundamental Assets on LinkedIn: https://www.linkedin.com/company/fundamental-asset-management-limited/ Investors Champion Website: https://www.investorschampion.com/ Investors Champion on Twitter: https://twitter.com/investchampion Visit Fund Your Retirement: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Bruce Packard talks about the advantages amateur investors have over professionals and how he believes amateurs can outperform most Professional fund managers. Bruce talks about his top five holdings, his current high-conviction positions, his biggest investing mistakes, and much more. Bruce is an ex-city analyst turned private investor who has been investing since he was 18 years old. He writes regularly for Share Pad, money week and his blog site Bruce Packard.com. Timestamps: 0:00 Introduction and Bruce Packard's investing journey. 3:30 Can amateurs outperform most professional fund managers? 9:05 Using Chat GBT as a research tool. 11:50 Bruce's investing style and approach. 12:50 Bruce's top five holdings. 13:30 How Bruce came across the Bank of Georgia investment. 16:45 Current high convictions. 20:05 Knowing when to sell and selling too early. 23:35 How to deal with a 29% drawdown. 25:47 Getting started and building your own portfolio. 28:45 Closing thoughts and wrap up. Hope you enjoy this episode and have a wonderful day. The FYR Team.   If you like the episode, please leave us a review and subscribe for future investor interviews.   Guest Links & Resources:  Follow Bruce Packard on Twitter: https://twitter.com/bruce_packard Bruce Packard's Blog Website: https://brucepackard.com/ Bruce's Articles on Sharepad: https://knowledge.sharescope.co.uk/bruce-packard/ Bruce's Articles on MoneyWeek: https://moneyweek.com/authors/bruce-packard Visit Fund Your Retirement: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Jonathan Davis is the founder and host of Money Makers, a weekly podcast show dedicated exclusively to following the latest news and developments in the investment trust sector. Jonathan is a private investor and has been writing about the financial markets for some of the major national publications such as the times, the economist, the independent and the financial times for over four decades. Jonathan is also a published author, authoring the very popular and successful book The investment Trust handbook which is now on its 6th edition. Jonathan has also held several advisory roles, including Saunderson House, a fee-based wealth management firm, where he was a senior adviser on investment strategy and research. Smith & Williamson where he was a strategist and investment director. Non-executive directorships have included Hargreaves Lansdown and Jupiter UK Growth Trust. Jonathan's main interests are in "big picture" investment issues – asset allocation, Investment trust strategy and fund selection – but he also invests in private and listed equities where he sees exceptional opportunities. Jonathan shares his investing journey and demonstrates why he believes investment trusts are a superior investment vehicle compared to other types of funds. Jonathan shares his thoughts on: What are investment trusts? Why does Jonathan champion investment trusts? What is the difference between funds and trusts? What are the fees for investment trusts? What are the metrics Jonathan looks for when searching for investment trust opportunities? Hope you enjoy this episode and have a wonderful day. The FYR Team. If you like the episode, please leave us a review and subscribe for future investor interviews. Guest Links & Resources: Follow Money Makers on Twitter: https://twitter.com/MoneyMakersITs Download The Investment Trust Handbook Here: https://money-makers.co/ithb/ Money Makers Website: https://money-makers.co/ The Money Makers Podcast: https://money-makers.co/money-maker-podcasts/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Mark Simpson is a deep-value investor and has been investing in individual stocks since 2003. Over the last decade, Mark has generated a 19% compound annual return following a Value methodology. He has achieved this out-performance by developing a strategy that plays to his unique strengths and overcomes his weaknesses, in particular finding practical ways to overcome behavioural biases. Mark Simpson is a full-time investor and published author of the book Excellent Investing, a practical guide for investors who are looking to elevate their investment performance to the next level available on Amazon. Mark shares his investing journey and demonstrates his stock-picking methodology by breaking down a company from his portfolio that he has a high conviction in such as: What first drew Mark to the stock What was his buy price Accounts and balance sheet metrics What is the competitive advantage or moat around the company How Mark finds these types of companies? Hope you enjoy this episode and have a wonderful day. The FYR Team If you like the episode, please leave us a review and subscribe for future investor interviews. Guest Links & Resources: Follow Mark on Twitter: https://twitter.com/dangercapital Buy Excellent Investing from Amazon: https://www.amazon.co.uk/Excellent-Investing-Build-Winning-Portfolio/dp/1074944798 Mark's discord server channel: https://discord.gg/9aQxA44Ftg Mark Simpson's Website: http://excellentinvesting.org/ Visit Fund Your Retirement: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Roland Head is a UK equity income analyst with a particular focus on investing for dividend growth. Roland is here to talk about his investment approach and some of the lessons he has learnt over the many years as a private investor and shares one of the strongest convictions in his portfolio. Roland has been investing since 2007 and is an experienced investment writer and analyst writing for Stockopedia since 2015, and regularly contributes to Investors Champion and the Motley Fool as well as many other well-known investor websites. 0:00 to 0:50 Introduction. 0:51 to 2:38 The catalyst that inspired Roland Head to start his investing journey in 2007. 2:39 to 3:59 Roland's investing style and strategy. 4:00 to 5:25 Why Roland focuses on dividend income. 5:26 to 9:29 What metrics does Roland focus on when investing in a company? 9:30 to 18:18 How does Roland find these winning companies? 18:19 to 21:15 Roland's lessons from many years of being a private investor. 21:16 to 24:52 How Roland is managing his portfolio given the current economic situation. 24:53 28:40 Ronald's view on AGMs, management and using data for his investment approach. 28:41 to 32:06 How does Roland know it's time to sell or re-balance his portfolio? 33:00 to 36:00 Roland Heads biggest investing mistake and what you can learn from it?           36:01 37:43 How Roland manages the media and the latest media narrative. 37:45 to 39:00 Roland's mentors when he started out investing and today. 39:01 to 40:18 Closing thoughts and wrap up. Hope you enjoy this episode and have a wonderful day. The FYR Team If you like the episode, please leave us a review and subscribe for future conversations with expert guests in finance and wealth-building strategies. Guest Links & Resources: Roland Head's Website: https://www.rolandhead.com/ Twitter @rolandhead: https://twitter.com/rolandhead Visit Fund Your Retirement: https://www.fundyourretirement.com/  Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Lord Lee of Trafford holds the accolade of becoming the first ISA millionaire in 2003. Lord Lee is a well-known and respected private investor who has been investing in the UK small-caps very successfully for many decades. During this interview; Lord John Lee reflects on his many years of investing and discusses the types of businesses he invests in, why he likes AGMs, how he assesses management, his top five holdings and the recent 30% drop in one of his largest holdings, Treatt Lord Lee is a published author, published his first book, "How to make a million slowly" in 2013 and more recently in 2019 he published "Yummi yoghurt the first taste of stock market investment" aimed at helping the younger generation to get involved in the stock market. Lord John Lee left the Conservative Party in the 90s, and joined the Liberal Democrats in 2001, he was appointed to the House of Lords as a Lib Dem Peer in 2006 where he continues to sit today. Timestamps: 0:00 to 109 Introduction. 1:10 to 2:09 The catalyst that started Lord John Lee on his investing journey. 2:10 to 2:42 Lord Lee's investing style and strategy overview. 2:43 to 5:35 The types of businesses Lord Lee invests in. 5:36 to 6:26 How Lord Lee resists the temptation of the new hot stock or hot market. 6:27 to 9:00 How Lord Lee assesses the management of the companies he invests in. 9:01 to 10:02 Why Lord Lee likes AGM,s. 10:01 to 10:36 The metrics Lord Lee looks for in his accounts 10:37 to 11:31 How often does Lord Lee re-balance his portfolio? 11:32 to 12:45 How Lord Lee managed the 30% drop in his largest holding Treatt (TET) 12:46 to Lord Lee's top five holdings. 14:20 to 15:01 Lord Lee talks about transitioning to dividends for income. 15:02 to 16:30  Looking at small-caps for take-over potential. 16:31 to 18:01 Does Lord Lee top-slice or take profits, and if so how and when. 18:02 to 19:35 Lord Lee's investing mistakes. 19:36 to 21:10 How does Lord Lee hold on to these companies for so long; multi-decades? 21:09 25:00 Lord Lee's journey to becoming the first UK ISA millionaire. 25:01 to 28:15 The power of reinvested dividends. 28:16 to 31:39 Why Lord Lee wrote both his books How to Make a Million Slowly and Yummi Yoghurt: A First Taste of Stock Market Investment. 31:40 to 33:20 Should you borrow to invest? 33:21 to 36:03 Closing thoughts and wrap up. Hope you enjoy this episode and have a wonderful day. The FYR Team. If you like the episode, please leave us a review and subscribe for future interviews with experts in the field of finance and wealth-building strategies.  Guest Links & Resources: Purchase How to Make a Million – Slowly: Guiding Principles From A Lifetime Of Investing (Financial Times Series): https://www.amazon.co.uk/How-Make-Million-principles-successful/dp/1292005084/ref=sr_1_1?crid=2USP282XCQAVS&keywords=yumi-yogurt+lord+lee&qid=1662493101&sprefix=yumi-yogurt+lord+lee%2Caps%2C54&sr=8-1 Purchase Yummi Yoghurt: A First Taste of Stock Market Investment: https://www.amazon.co.uk/Yummi-Yoghurt-First-Market-Investment/dp/178623520X/ref=sr_1_2?crid=2USP282XCQAVS&keywords=yumi-yogurt+lord+lee&qid=1662493065&sprefix=yumi-yogurt+lord+lee%2Caps%2C54&sr=8-2 Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Joe Kuhn had a successful career as an operations manager and chose to retire at the age of 54. During this conversation, Joe shares what surprised him the most about leaving the work environment and living off his investments, and hows it going now? Joe also shares what he did to build his portfolio of investments that enabled him to retire at 54. How Joe manages himself and his portfolio during stock market swings and the constant media narrative of the crash is coming. Joe also shares what happened to his relationships since retiring and how there had to be an adjustment period with his nearest and dearest. Joe started a YouTube channel on retirement, financial independence, leadership and career coaching. Joe's YouTube channel has become a huge success with over 22,000 subscribers and growing fast. Joe shares many more insights about his journey toward retirement and into retirement. Hope you enjoy the episode. Timestamps: 0:00 to 0:40 Introduction 0:41 to 7:10 Who is Joe Kuhn; Joe's story and journey so far. 7:11 to 19:25 What did Joe do that enabled him to retire at 54? 19:26 to 23:15 How does Joe's portfolio look now compared to when he was working full time? 23:16 to 30:01 Implementing the bucket system. 30:01 to 38:45 What happened to Joe's Identity and relationships since Joe retired 38:46 to 39:58 Joe as a social media influencer and advice for the younger generation 41:19 to 49:10 Joe's advice to those who are getting close to retirement or thinking about when is the right time. 49:11 to 53:11 Where you can connect and follow Joe and wrap up. Hope you enjoy it and have a wonderful day. The FYR team. If you enjoyed this episode, please subscribe for future episodes and insights, and don't forget to leave us a review.  Guest Links & Resources: Joe's YouTube Channel: https://www.youtube.com/channel/UCY0hd1Iff79JnPNkPHmOXAg Joe's website: https://joekuhn1964.wixsite.com/ldrjfk Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Paul Belanger is back with us to talk about his new book Evidenced-based wealth – How to Engineer Your Retirement. For those who don't know, Paul is PHD chemical engineer who became finically independent at 50, hence the title how to engineer your early retirement. The book is essentially a manual on how to achieve financial independence. It's a fantastic read and one that we highly recommend. Podcast Timestamps: 0:00 to 1:10 Introduction. 1:10 to 10:01 The importance of a high saving rate for achieving early retirement. 10:02 to 15:15 What is the true definition of real money. 15:16 to 21:35 Efficient investing and dividend investing. 21:36 26:10 Using cash as a buffering tool in retirement. 26:11 to 34:10 Portfolio management and Gold. 34:11 to 38:35 Drawing down on your portfolio when you leave the 9 to 5 work environment. 38:36 to 40:50 Closing remarks and wrap up. To give you an overview here are the chapter titles from the book as follows: Chapter 1: Introduction, who is Paul and why did he write this book. Chapter 2: Adopting the right mindset for building wealth. Chapter 3: Unlocking your most powerful wealth-building tool. Chapter 4: Understanding the nature of what we call money. Chapter 5: Do bonds have a role to play. Chapter 6: The efficient way to invest in stocks. Chapter 7: Cash, a buffering signalling tool. Chapter 8: A portfolio is more than the sum of its parts. Chapter 9: How annuities work. Chapter 10: How to make the most of social security. Chapter 11: Legally avoid taxes to build wealth quickly and deplete it slowly. Chapter 12: You've reached your retirement goal. Now how can you spend it without exhausting your pot? Chapter 13: Required minimum distributions, the widow's tax trap, and other pitfalls to avoid. Hope you enjoy and have a wonderful day. The FYR team. If you enjoyed this episode, please subscribe for weekly updates and insights, and don't forget to leave us a review. Pauls's FYR profile Page: https://www.fundyourretirement.com/expert-guest-paul-belanger/ Paul's YouTube Page https://www.youtube.com/user/belangp Buy Pauls's Book from Amazon here: https://www.amazon.co.uk/Evidence-Based-Wealth-Engineer-Retirement/dp/B09XZ8HXQS/ref=sr_1_1?crid=15E2Y7MX16CT1&keywords=evidence+based+wealth&qid=1653303434&sprefix=evidenced+basd+wealth+%2Caps%2C83&sr=8-1 Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Private investor Mark Atkinson has been investing since the mid-80s. Mark is a self-directed private investor who achieved financial independence at the young age of 53, living full time off his stock portfolio of 36 stocks. In this episode of The Fund Your Retirement Podcast, Mark answer's the common questions we received after our first podcast chat such as: how do I know if I am cut out to be a private investor? why he invests in stocks and not funds Are 36 stocks too many? Can you share a couple of stocks you hold and your reasoning for holding them? How can I control my impatience/boredom that makes me overtrade? How does your mindset change when you stop working and living off your investments? how did he manage the transition going from a full-time employee to financially independent and leaving the work environment? You can find the links to Mark's first interview on becoming a self-directed investor below. Link here: https://www.fundyourretirement.com/podcasts/fyr051-mark-atkinson-on-becoming-a-self-directed-private-investor/ Timestamps: 0:00 to 2:05 Introduction. 2:06 to 3:30 Mark shares how you know if you are cut out to be a private investor. 3:31 to 6:50 Mark shares his thought processes around risk and investing. 6:51 to 9:50 Mark shares why he holds Smurfit Kappa Group. 9:51 to 12:25 Mark shares why he holds Somero Enterprise. 12:26 to 13:46 Are holding 36 stocks to many too hold for a private investor? 13:37 to 14:30 How much time does Mark dedicate to investing and managing his portfolio? 14:31 to 16:55 Why does Mark uses the information of others around him above his research. 16:56 to 17:50 Why Mark chooses to invest in stocks above managed funds. 17:51 to 18:50 How Mark controls the impulse to over trading. 18:50 to 20:15 How Mark managed his portfolio of 36 stocks and his full time job. 20:16 to 22:30 How Mark managed the transition going from employee to living off his investments full time. 22:31 to 23:40 Closing thoughts and wrap up. Thanks for listening to the Fund Your Retirement Podcast. We hope you have enjoyed this episode and if you did, please let us know by subscribing, sharing and leave us a review. Until next time, we hope you have a wonderful day. The FYR team. Guest Links & Resources: Mark Atkinson's Linkedin Profile: https://www.linkedin.com/in/mark-atkinson-10824b71/ Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions

Financial Literacy with Andrew Craig. In part two, Andrew delves deep into what is the real cause of inflation and the cost of living crisis. Andrew also shares a brief history of the pension system and what has gone wrong with the government pension system to date, and why should not rely on it for your future financial security. The conversation starts by looking at the flaws in the system before moving on to a brighter future than many realise, from the growth of the stock market, the long tail of the internet that we are now witnessing, and new emerging technologies. Andrew believes the reason so many people struggle financially is, simply, because they have never learned enough about money or financial markets. After working for many years in the finance industry Andrew realised there was a significant disconnect between the wealth of an individual and the level of financial education they had, so he set up Plain English Finance in 2011 because of one simple truth: Understanding finance is the single most important factor for your financial success. Since then Andrew has authored two best sellers How To Own The World, and Live on Less and Invest the Rest. You can buy either from Amazon or through Andrews website here: https://plainenglishfinance.co.uk/ You can listen to part one here: https://www.fundyourretirement.com/podcasts/fyr059-andrew-craig-how-financial-literacy-can-make-you-wealthy/ Timestamps 0:00 to 1:25 Introduction 1:26 to 5:30 The history, and the current state of western government pensions. 5:31 to 10:19 Will the future be Star Trek or Mad Max? 10:20 to 18:25 What is causing record-high inflation? 18:26 to 21:09 Modern monetary theory (MMT) and the Levels of UK government debt. 21:10 to 25:10 The solution is tech, bio-tech and individual responsibility. 25:11 to 29:00 The longtail of the internet is only just beginning. 29:01 to 34:25 The importance of Gold, commodities, and sound money. 34:26 to 36:30 Where you can follow, connect and learn more from Andrew Craig. 36:31 to 37:09 Wrap up. Hope you enjoy and have a wonderful day. The FYR team. Guest Links & Resources: Visit Plain English Finance: https://plainenglishfinance.co.uk/ Follow Andrew on Twitter: https://twitter.com/pef_uk Visit Fund Your Retirement: https://www.fundyourretirement.com/ Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Financial Literacy with Andrew Craig, Part 1.  Andrew is an ex-investment banker, founder of plain English finance, and author of Amazon best-sellers, How to own the world and live on less, invest the rest. Andrew believes the reason so many people struggle financially is, very simply, because they have never learned enough about money or financial markets. After working for many years in the finance industry Andrew realised there was a significant disconnect between the wealth of an individual and the level of financial education they had, so he set up Plain English Finance in 2011 because of one simple truth: Understanding finance is the single most important factor for your financial success. Part two will be published in a few days. Timestamps: 0:00 to 2:20 Introduction. 2:21 to 9:45 Andrew Craig's story and journey so far. 9:46 to 12:35 Andrew's plan and vision for Plain English Finance. 12:36 to 14:08 Launching a diversified defensive fund and a biotech fund. 14:09 to 15:10 Thinking about risk and your age when investing. 15:11 to 18:32 Leveraging the stock market to build wealth. 18:33 to 23:05 Investing vs trading and life lessons. 23:05 to 27:44 Saving, investing, and the power of financial literacy. 27:45 to 29:45 Final words, leading into part two of the conversation. Hope you enjoy and have a wonderful day. The FYR team. Guest Links & Resources: Visit Plain English Finance: https://plainenglishfinance.co.uk/ Follow Andrew on Twitter: https://twitter.com/pef_uk Visit Fund Your Retirement: https://www.fundyourretirement.com/  Disclaimer: This presentation is for educational purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. Trading and investing carries a high level of risk and are not right for everyone. If you need financial advice, consult with a regulated financial adviser in your country before making any decisions.

Maynard Paton is a Former share tipster and investment writer for the Motley Fool and has been investing in shares for 25+ years, becoming mortgage-free at 40 and leaving 9-5 working at age 43. Maynard is a well-known investor in the UK small-cap arena and shares some great insights about his own strategy he calls RAMP which stands for respectability at a modest price.   Maynard is here to talk about his investing approach and philosophy, inflation, and how beginner investors can get started building their investment portfolios. Maynard now spends his time researching investment ideas and writing for his blog website which he started as a way to assess his investment ideas by clarifying his thoughts and investment thesis. Timestamps: 0:00 to 2:50 Introduction 2:51 to 9:34 Maynard's investing journey, and experience. 9:35 to 14:00 Maynard's investing strategy RAMP, respectability at a modest price. 14:01 to 15:44 Marketing timing, when to sell or not to sell? 15:45 to 17:41 The difference between market gains between the small-cap sector and FTSE 100. 17:42 to 19:30 Why Maynard focuses on the UK share market only. 19:31 to 22:15 Where beginner investors should start off. 22:16 to 26:30 Maynard shares a great example of pound cost averaging. 26:31 to 28:05 Maynard shares why he set up a pension for his son when he was two years old. 28:06 to 37:00 How Maynard deals with the media negativity and volatility of the markets. 38:20 to 41:20 Maynard's thoughts on crypto and NFT's. 41:21 to 43:15 Maynard's book recommendation. 43:16 to 43:56 Where you can follow and join Maynard's newsletter. Hope you enjoy and have a wonderful day. The FYR team. Guest Links & Resources:   Visit Quality UK Investment Blog: https://maynardpaton.com/ Maynard's FIRE Story: https://maynardpaton.com/my-story-to-becoming-mortgage-free-and-retiring-early/ Visit Fund Your Retirement: https://www.fundyourretirement.com/   Disclaimer: This presentation is for educational and entertainment purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. This information is being presented without understanding your specific circumstances or financial situation. If you need advice, please contact a qualified financial adviser, tax accountant, or an attorney, in your country before making any financial decisions.

Bethan Jepson is an award-winning entrepreneur who has grown multiple six-figure companies, from legal to recruitment and is now a partner with Allied global engineering where Bethan and her team acquire engineering businesses from retiring founders, having already acquired two businesses in the past 12 months that turn over £4.7 million. Bethan is here to talk about entrepreneurship and acquiring established businesses from retiring founders as a means of generating outsized returns. Bethan talks about her entrepreneurial journey, exploring different business ventures before coming across the idea of buying established, already successful engineering businesses with her Farther and business partner David Jepson. On top of all that Bethan is also the host of the Millionaire secrets podcast and founder of women in engineering, and the success circle network. Timestamps: 0:00 to 2:50 Introduction 2:51 to 14:30 Bethans background and extensive journey so far. 14:31 to 20:15 Exploring and developing new business ventures. 20:16 to 33:57 Taking the first steps towards buying an established business. 33:58 to 36:50  Buying established businesses from retiring founders 36:51 to 44:05 Why focus on buying engineering businesses. 44:06 to 48:17 Dealing with failed acquisitions. 48:18 to 51:15 What is the overall business acquisition plan? 51:16 to 58:05 Can private investors get involved as an extra source of income? 58:06 to 59:40 Where to follow and connect with Bethan Jepson Hope you enjoy and have a wonderful day. The FYR team. Guest Links & Resources: Bethan Jepson's Website: https://www.bethanjepson.com/ Allied Global Engineering https://www.alliedglobalengineering.com/ Success Circle Network: https://www.facebook.com/groups/successcirclenetwork Bethan Jepson LinkedIn: https://www.linkedin.com/in/bethan-jepson/ Disclaimer: This presentation is for educational and entertainment purposes only. All opinions and information are for demonstrational purposes and do not constitute investment advice. This information is being presented without understanding your specific circumstances or financial situation. If you need advice, please contact a qualified financial adviser, tax accountant, or an attorney, in your country before making any financial decisions.