Get Rich Slow Club

In today's ep, Tash is joined with Emma from The Broke Generation to unpack a juicy reddit dilemma: a couple in their early 30s, one-year-old in tow, are weighing up whether to sell both their Sydney properties and start fresh in Melbourne, debt-free.On the surface it sounds like a clean trade: ditch the debt, escape jobs they hate, and buy back time for family, travel, and a slower pace of life. But the catch? They'd be leaving behind a daily support network of family and friends that, when you've got a one-year-old, might make things tricky.Lots to unpack!Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Jetstar can be one of the cheapest ways to fly in Australia, but the hidden fees have a way of cancelling out those savings fast.In this episode, Tash and Hayden (Co-Founder and also most frugal person at pearler) break down the best tricks to get around Jetstar's baggage rules and spend your money on way more fun things. 💃🏻They cover:💸 Why your bag choice matters more than you think💸 Timing tricks for check-in and boarding that can save you at the gate💸 Whether the bundles are actually worth it (or just clever upselling)💸 How airport location affects how strictly the rules are enforcedIf you've ever been stung by a surprise baggage fee or wondered if there's a smarter way to fly budget, this one's for you.Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In today's episode, economist and commentator Evan Lucas joins Ana to unpack some of the biggest forces shaping the Australian economy right now. From AI and the jobs market to the federal budget and what the CGT changes actually mean for everyday investors.In this episode, they cover:💸 Why AI is an enhancer, not just an efficiency tool💸 The industrial revolution comparison: what history says about job displacement and where the new opportunities will emerge💸 Australia's federal budget breakdown: the minimum wage rise, income tax frustration, and why 54% of government revenue coming from one source is a problem💸 The proposed CGT changes explained in plain numbers (and why Evan thinks they'll hurt everyday investors more than the wealthy)💸 Why housing affordability is being debated in the wrong arena entirely💸 The GST conversation nobody wants to have (but probably should)💸 What Gen Z & Alpha are up against, and why the system isn't rewarding hard work the way it used toWant more of Evan?Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Already feeling stressed about EOFY and tax time? We’ve got you covered.In this episode, Ana sits down with Julian from Mauro to break down what you actually need to know and action before 30 June. From dodgy deductions to sole trader traps, this one is packed with practical tips whether you're an employee, investor, or building something on the side.In this episode, they cover:💸 The most common tax mistakes the ATO is actively scrutinising right now (and how to avoid them)💸 Working from home claims: the two methods, what records you actually need, and which one could give you a better deduction💸 What "it's a tax write-off" actually means (and where most people get it wrong)💸 Super contributions before 30 June, including the five-year carry-back rule you might not know you can use💸 Sole trader vs company: when the switch makes sense and what happens to your tax rate if you wait too long💸 What investors need to know about dividends, share sales, and why the ATO already knows more than you think💸 Plus, what's changing from 1 JulyPrefer to hand it off to an expert? You can find Julian at @mauro.auCase Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

A first home buyer posted on the Oz Finance subreddit convinced that rising interest rates were about to swallow 84% of their income. The maths looked terrifying. The only problem wast that it was completely wrong.Tash and Emma from The Broke Generation are back together again to break down exactly where this buyer's calculations fell apart, and why it's far more common than you'd think.In this episode, they cover:The specific mistake that turned a manageable rate rise into a financial nightmare on paperWhy the lending system already has a built-in buffer most borrowers don't know aboutHow fear-driven headlines are making first home buyers worse at reading their own financesWhat to actually do if you're worried about rate rises and don't know where to startCase Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Relying on a single income stream has always carried risk, but in today's rapidly shifting economic landscape, it might be riskier than ever. In this episode, Ana sits down Melissa Browne - entrepreneur, author, and founder of the 'Her Wealth Her Way' conference. Mel has lived through serious financial hardship and come out the other side with a very clear philosophy on how to build resilience, both financially and personally.They cover a lot of ground, including:💸 Why a "portfolio career" with could be the smartest move you make right now💸 How to use AI discerningly in your business without ignoring the very real risks it poses to certain roles💸 Mel's thoughts on the latest budget announcements and who it hits hardest💸 How human connection and community can be the antidote to financial shame and overwhelm💸 The basics that are easy to forget when everything feels uncertainThere's also a candid personal story in here about navigating divorce, debt, and starting over financially that might resonate more than any strategy ever could. Hope you love it!Check out Mel's resources here.Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Most of us know we should be paying more attention to our super. But knowing and doing are very different things. In this episode, we're joined by Anne McLennan from Vanguard to break down the seven personas that explain why so many Australians stay stuck when it comes to their super, and what to actually do about it. Some of us are panickers, some of us are procrastinators, and some of us are a whole lot of other things in-between.We cover:💸 Which persona might be costing you money 💸 Why set and forget can backfire as you get older 💸 How to actually get on top of your super without it taking all weekend 💸 What's worth reviewing before June 30 this yearChances are you'll recognise yourself in at least one of these. The good news is none of them are unfixable.Keen to compare super funds? Check out Vanguard’s SuperRatings comparison tool here https://ratemysuper.com.au/vanguard This episode was brought to you by Vanguard.We love sharing ideas to help you build wealth the slow and steady way, but remember that everything you hear on the Get Rich Slow Club podcast and across our socials is general in nature and not personal financial advice. All investing carries risk, and it's important you do your own due diligence.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd AFSL #563907. Natasha Etschmann is also an Authorised Representative #1299881 of Rask Licensing Pty Ltd AFSL #563907. Any advice is general & does not consider your financial situation, needs or objectives so consider whether it's appropriate. Read the FSG linked in Tash's bio. Check out the relevant ETF’s PDS & TMD before deciding, available from the product issuer’s website. Past performance is not a reliable indicator of future investment returns.Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFSL 227263) is the product issuer of Vanguard Personal Investor and the Vanguard Australian funds and ETFs. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFSL 526270) is the trustee of Vanguard Super. You should read the relevant IDPS Guide, PDS and TMD available at www.vanguard.com.au and consider if a product is right for you before making an investment decision. Hosted on Acast. See acast.com/privacy for more information.

What happens when you've ticked all the boxes on paper but still feel like something's off?In this episode, Tash and Ana chat with Jasmine, who found herself seemingly successful in her 20s by most measures, but still deeply unfulfilled. Rather than walking away from her income, she did something smarter with it.They get into:How growing up with two very different money "role models" shaped Jasmine's avoidant relationship with financesThe mindset shift that changed how she thinks about money as a tool for buying back timeHow she made her first ETF investment and the strategy she now usesHow she manages finances and goals in a new-ish relationshipHer current emergency fund goalsThey also reflect on the challenge of five-year plans when life rarely goes in a straight line, and what financial independence actually looks like when your goals are more about flexibility than a number.Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

What does it actually look like to own a franchise business, and can it stack up financially against a traditional career path?In this episode, Tash & Ana sit down with Angelica, a Baker's Delight franchisee & business owner who purchased her first bakery at 21 after first being a Baker's Delight employee.They get into:🥐 How she structured the purchase and why she prefers buying existing stores over new builds🥐 The real costs and numbers behind franchise ownership🥐 What she looks for when hiring & training staff🥐 Leveraging tiktok to grow her business🥐 Plus how she co-parents her franchise with her ex 👀If you've ever been curious about business ownership as a path to financial independence, or wondered what the numbers behind a franchise actually look like, this one is worth a listen.Follow Angelica on Tiktok & Instagram for some bakery and business BTS 🥖Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week, Tash sits down with Emma from 'The Broke Generation' to get honest about how spending quietly shifts as income grows. From Ubers replacing public transport to $120 moisturisers feeling somehow reasonable, they unpack the small decisions that add up faster than most people realise.👉🏼 Why big fixed costs like a mortgage can make small splurges feel practically invisible👉🏼 The anchoring effect and how one expensive purchase makes the next one so much easier to justify👉🏼 Whether "time is money" is a valid reason to upgrade or just a slippery slope👉🏼 The case for setting firm money rules instead of making case-by-case calls every time👉🏼 Food, groceries, Uber Eats and where convenience quietly becomes a very expensive habitIf any of this sounds a little too familiar, this one is worth a listen.Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Australia's housing crisis isn't going away, and the government's latest budget announcements have left a lot of people with more questions than answers. In this episode, Tash sits down with Minister for Housing Clare O'Neil to get into the detail behind the headlines, and find out what these policy shifts actually mean for everyday Australians trying to get ahead.Tash asks Clare:👉🏼 What the government's budget changes actually do (and don't do) for housing affordability👉🏼 Whether the new negative gearing and CGT rules will help renters or hurt them👉🏼 If the 5% deposit scheme is quietly pushing up prices at the affordable end of the market👉🏼 What's actually happening with the 1.2 million new homes target👉🏼 Whether rentvesting counts as a workaround, or whether young people doing it got caught in the crossfire👉🏼 If there's any chance the government will ever incentivise renting out spare bedroomsWhether you're renting, trying to buy, or already investing in property, there's probably something in here that will affect you. Let us know what you think of Clare's answers! 👀Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Australia's latest federal budget has landed, and there's a lot to unpack. In this bonus episode, Tash sits down with Treasurer Jim Chalmers to get straight to the questions that actually matter for everyday investors, homeowners, and anyone (trying) to build wealth or just survive in the current economy.Tash asks Jim:👉🏼 Who gets left behind under the new CGT rules👉🏼 Whether we're still incentivising property investment under this budget👉🏼 If these changes will push rents even higher👉🏼 Why the decision was made to grandfather negative gearing rather than scrap it entirely👉🏼 What the government is actually doing about AI and its impact on jobs and the economyLet us know your thoughts on some of these answers! 👀Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

The Federal Budget has dropped some of the most significant proposed changes to Australian investment strategy in decades, and if you own property, hold assets in a trust, or are planning your wealth-building approach, this one is worth paying attention to.Tash & Ana break down exactly what's on the table, including what Tash saw firsthand at the budget lock-up in Parliament House before the announcements went public.In this episode, they cover the proposed negative gearing changes and what they actually mean for existing and future property investors, how the capital gains tax shake-up could affect the way you think about when and what to sell, the new discretionary trust rules and why the bucket company strategy may no longer work the way it used to, and which investment vehicles are looking more attractive in a post-budget world.If these changes go ahead, the playbook a lot of Australians have relied on for building wealth could look very different. The question is, what do you do with your strategy now?Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

It's the age-old investing debate, and there's still no clean answer. In this episode, we get into the real nuts and bolts of property versus shares, and why the "right" choice might have less to do with the numbers than you think.We cover why property's leverage advantage comes with strings attached, how the Australian tax system quietly tilts the playing field through negative gearing and CGT exemptions, and which specific strategies are worth knowing about right now, including debt recycling, the First Home Super Saver Scheme, and trusts. We also get into what rising interest rates and recent share market volatility actually mean for your decisions today, and why personal motivation might be the most underrated factor in picking an investment path and sticking to it.Whether you're team property, team shares, or still sitting on the fence, this one will give you a clearer framework for thinking it through.Want to be a case study on the pod? Apply here 💃🏻Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

If you’re in your 20s, investing can feel like one of those things you’ll just "deal with later" (honestly, we get it). In this episode, we’re chatting about why your 20s can be the most powerful decade to get started and why you might not have to invest as much as you think.Tash and Ana also chat about some non-monetary experiences that they think are worth chasing in your 20s. Plus, Ana shares her biggest regret when it comes to making bold moves during this decade.Want to be a case study on the pod? Apply here 💃🏻Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Ana & Tash are joined by Rebecca Pope from Vanguard to bust some of the most common myths around superannuation. Because super isn't just for people close to retirement, and the decisions you make today can have a massive impact on your final balance. They'll cover:👉🏼 Why "I'll think about super later" is one of the most costly mistakes you can make👉🏼 The fee myth: why looking at admin fees alone can be misleading👉🏼 How easy it actually is to find, consolidate, and switch super funds👉🏼 Why checking short-term performance might be leading you astray👉🏼 The truth about women and super (and what you can do about it)👉🏼 What changes on July 1st and why it matters for your superIf you've been telling yourself super can wait, this is the episode that'll change your mind!Take Vanguard’s SmartRetire quiz to uncover the building blocks for a more confident retirement.This episode was recorded with support from Vanguard.DisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFSL 227263) is the product issuer ofVanguard Personal Investor and the Vanguard Australian funds and ETFs. Vanguard Super Pty Ltd(ABN 73 643 614 386 / AFSL 526270) is the trustee of Vanguard Super. You should read therelevant IDPS Guide, PDS and TMD available at www.vanguard.com.au and consider if a product isright for you before making an investment decision. Hosted on Acast. See acast.com/privacy for more information.

Everyone tells you to 'speak to an advisor' when making big money decisions, but with financial advice often starting in the thousands, it's not exactly accessible to the average person. It's no surprise that more and more people are turning to AI to help them plan, model and make sense of their money.In this episode, Tash and Ana unpack their honest thoughts on AI and personal finance. How they actually use it themselves, where they've seen it go wrong, and how to use it to your advantage without letting it lead you astray.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this replay episode, Tash and Ana are joined by Maddie Walton (@moneyloungeau) to explore practical ways to increase your borrowing capacity and avoid common pitfalls. Before diving in, the trio shares their money wins and losses, including Maddie’s exciting launch party celebration and smart holiday hacks.Maddie breaks down the key factors banks consider when evaluating borrowing capacity: income, expenses, and debts. She explains how fixed costs like private health insurance and body corporate fees impact your loan potential and offers tips for managing expenses to improve your financial standing.The conversation also touches on strategies for increasing income, from pay raises to taking on second jobs, and how lenders assess variable earnings like overtime and dividends. Maddie’s expert insights provide actionable steps to help you maximise your borrowing power while staying financially secure.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

How does a 31-year-old paramedic on a healthcare salary build a $3.8m property portfolio?In this episode, we’re diving deep into the math, the mindset, and the exact mechanics of building a portfolio with a 'normal' job.In this episode, we'll discuss:How he got past the 2 property bottleneck where most investors get stuckHow Aidan leveraged a standard salary and existing equity to fund his portfolioRisk management with such a large portfolioAidan's version of long term successWant to follow Aidan's property journey? @authenticproperty 🏠Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

When Jack first started making content about politics and social issues, he realised something pretty quickly. Everyone cared, everyone was stressed, and no one knew where to start. Housing, climate, inequality, mental health… it all felt like one giant, overwhelming swirl.In this replay episode, Jack shares why he thinks hope is actually a super practical tool and why we could all use a bit more of it. He chats about the experiences that shaped his outlook on systems, community and progress, and why regular people have way more power than they think. Ana and Jack jump into everything from housing and immigration to negative gearing, tenant rights, big banks, public housing and a whole lot more.Want more of Jack? Follow him at @jack_toohey or check out his book 'Better Things Are Possible' 📚Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Most of us assume our super will just "go to our family" automatically when we pass away.The reality is much more complicated. To help us navigate the fine print, we’ve brought in Kate Campbell. You might know her from her time at Rask, but lately, she’s been behind the scenes at a major industry super fund, reviewing and preparing death claims.Kate joins us to share what actually happens when a death claim is filed, binding vs. non-binding nominations, the mistakes that lead to frozen funds, and how you can set up your nominations today to save your loved ones from a "tricky situation" tomorrow.It's pearler's 5th birthday! Get 5 free trades here 🥳@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this replay episode, Tash and Ana welcome Karen Eley, a former financial advisor turned money coach, who helps individuals overcome money blocks and build healthier financial habits. Karen shares her journey from managing investments to diving deep into the psychology of money, helping clients uncover the hidden beliefs that impact their financial decisions.Karen opens up about her own money story, including unconscious beliefs formed during childhood and how they influenced her financial habits as an adult. She discusses the pivotal moment she discovered these patterns and the transformative steps she took to rewrite her money mindset. The conversation also delves into actionable strategies for identifying and reshaping limiting beliefs around money.Listeners will gain insights into fostering positive money habits within families and creating financially resilient children. Karen emphasises the importance of open, age-appropriate conversations about money and shares how early financial lessons can pave the way for confidence and success. Tune in to explore the fascinating intersection of psychology and finance!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Ana catches up with Kate Campbell — a familiar face if you've been listening for a while.A lot has changed for Kate since we last heard from her. She's gotten married, combined finances with her husband, and will soon be welcoming a new little family member. In this episode she walks us through all of it — how they approached merging their money, the real costs of a wedding, planning financially for a family, and why they decided to get a prenup before tying the knot.Whether you're already deep in these conversations with your partner or just starting to think about how to approach it all, Kate's got some really practical insights to make it a little easier.It's pearler's 5th birthday! Get 5 free trades here 🥳@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Travelling doesn’t have to break the bank. In this replay episode, Lauren joins Ana to unpack how families can prioritise their values, master cashflow, and still see the world. From racking up flybuys and velocity points to clever accommodation hacks and open conversations about trade-offs, Lauren shares how she and her family travel often without sacrificing financial goals.They also dive into money mindsets, letting go of perfectionism with saving, and finding that sweet spot between living for today and building wealth for tomorrow. Whether you’re a parent planning your next family holiday or just dreaming of more freedom, this episode will be worth the listen.It's pearler's 5th birthday! Get 5 free trades here 🥳Guest - @itslaurenjlee@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

We've got a juicy finance file for you this week..We'll be breaking down how this listener earns her $280k salary, how she spends, saves and invests it, her financial goals, and also some mistakes along the way. She's also planning a very interesting career pivot which we'll unpack a bit more and share our thoughts!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

ETFs vs super: it's a topic we keep coming back to, because honestly? It deserves it. There's a lot to unpack.In this episode, Tash and Ana go deeper on the key considerations: the tax advantages of super, the flexibility and control you get with ETFs, and whether there's actually a way to get the best of both. Tune in to find out.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Today we're unpacking a real couple's finance file — incomes, spending, savings, and exactly how they used debt recycling to build an extremely impressive $1.1m share portfolio.This couple are both 31, based in Perth with two young kids, and are currently navigating a full year on a single income while on maternity leave.We'll break down their full financial snapshot, explain how debt recycling actually works, and answer some of your questions around using this strategy to build wealth.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Get Rich Slow Club, Tash chats with Tom, a property investor and finance enthusiast working in Western Australia. Tom shares his inspiring money journey, starting with his first property purchase at the age of 19, and how his upbringing in a frugal Greek-Australian household instilled valuable financial principles.Tom discusses the financial perks of working in remote areas, from rent subsidies to additional allowances, and how these advantages have shaped his investment strategy. He explains his transition from property-heavy investments to diversified portfolios, including ETFs, and provides insights into balancing financial goals with enjoying life.Listeners will learn how Tom's early work ethic—juggling multiple jobs and saving rigorously—set the foundation for his financial independence. Whether you're starting your own money journey or looking for practical tips, Tom's story offers motivation and actionable advice to grow your wealth steadily.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Ana & Tash are taking a closer look at VGS (Vanguard MSCI Index International Shares ETF) and why it’s one of the most widely used ETFs for Australians investing globally. They'll cover:👉 What VGS is and what it invests in👉 Why many investors pair VGS with VAS👉 A quick look at the countries, sectors, and companies inside the fund👉 Fees, distributions, and DRP basics👉 Where VGS might fit in a diversified portfolioIf you've been wanting to learn more about this super popular ETF, then this is the episode for you!Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Tash sits down with Hayden (co-founder of Pearler and host of the Aussie FIRE Pod) to chat about some of his more unusual frugal experiments, personal challenges, and mindset shifts.From hiding peanut butter in the bush to skipping general anaesthetic for wisdom teeth removal, Hayden shares the thinking behind these hacks, and what they’ve taught him about money, resilience, and intentional living.👉 Why he once hid peanut butter in the bush👉 How pushing back on big companies can sometimes pay off👉 Turning everyday frustrations into “controlled stress”👉 The story behind getting wisdom teeth removed without general anaesthetic👉 Why business class flights don’t always pass the value test👉 Whether DIY food hacks actually save money👉 Hayden’s “splurge rule” during busy seasons👉 Small energy and productivity hacks that make a differenceUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we dive into DHHF and how it works as an all-growth diversified ETF. We'll cover:👉 What DHHF is and how it’s structured👉 How it compares to VDHG and the key differences between the two👉 Fees and what investors pay for the convenience of a diversified ETF👉 Dividend reinvestment plans (DRP) and how they work for DHHF investors👉 Holdings and asset allocation, including its global equity exposure👉 How DHHF might fit into your portfolio, whether as a single ETF strategy or alongside other investmentsUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Tash and Ana dig into one of the biggest money questions: should you invest, save, or focus on paying down your mortgage?They break down how to think about your options based on your goals, life phases, values, and what helps you sleep at night. They also jumped into some questions from the Get Rich Slow Club inbox, and there were some goodies in there. Plus, they chat about exit strategies, debt recycling, and how your money goals may shift as life changes.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week on the podcast we’re joined by Taylor-Lee, a 24-year-old entrepreneur and founder of the marketing and consulting firm Strategic Haus.Taylor chats about what it was like growing up in a family where starting businesses was completely normal and how that shaped the way she thinks about work and opportunity. After struggling to land a traditional job early on, she decided to take things into her own hands and start her own business.She shares the journey of building Strategic Haus, including how she hit six figures in her first year, the lessons she learned along the way, and how she’s thinking about growth moving forward. We also dive into her investment property strategy and how she’s preparing financially and personally for a new family member on the way while running a business.Want more of Taylor-Lee?InstagramStrategic Haus@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week Tash jumped on the Aussie FIRE podcast with Hayden from Pearler and Dave from Strong Money Australia to talk about her money journey before TikTok, Instagram, and “Tash Invests” became a thing.She shares what it was like growing up in a house where money was openly discussed, why saving felt like a game she wanted to win, and how she bought her first ETF at 18 and her first property at 22. They chat about early trade-offs, navigating online criticism and tall poppy syndrome, and staying focused even when other people did not quite get it.They also jump into how her strategy has evolved across shares and property, and why she is really chasing freedom and optionality, not just a big round number.We hope you love this BTS look at consistent wealth building in your 20s, and how small, slightly boring decisions can add up in a big way!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Scams are no longer rare or obvious. They are sophisticated, targeted, and increasingly hard to spot.In this episode, Ana speaks with Wadzi Nenzou, a scams awareness educator with more than 18 years of experience across financial planning, superannuation, banking, investments and compliance. Wadzi shares what she has seen firsthand and why she is so passionate about helping people build wealth without losing it to investment scams.They unpack the biggest misconceptions about who gets scammed, why younger and digitally savvy people are just as vulnerable, and how certain life moments like starting to invest or experiencing financial stress can increase your risk. Wadzi also walks through how a modern investment scam typically unfolds, from first contact to money being transferred.Most importantly, this episode gives you a practical checklist to protect yourself and your loved ones. From simple non negotiables before investing or sending money, to what to do immediately if you realise you have been scammed, this is a conversation designed to help you stay alert and stay protected.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Financial literacy is not just about knowing money terms. It can shape your safety, security, and future, especially for women.In this episode of Get Rich Slow Club, Ana speaks with commercial litigation lawyer Julia Bell about what she sees when financial literacy is missing. Julia explains what commercial litigation involves and shares how a lack of financial literacy and understanding around things like high interest debt and compound interest can quickly spiral into devastating consequences.They unpack the gender gap in financial literacy in Australia, why women over 65 are the fastest growing group experiencing homelessness, and how this gap starts early, from childhood allowances through to career breaks, part time work, and the long-term impact on super for women.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Retirement can feel like a problem for later, and honestly, we get it. Most of us are focused on getting through the present. Rising living costs, housing pressures, building careers, and trying to get ahead can make long-term planning feel out of reach. But understanding the numbers earlier gives you more choice and flexibility down the track.In this episode, Tash and Ana break down what retirement might actually cost. They look at how retirement can play out differently for homeowners compared to lifelong renters, which is a reality many people in our generation may face. They also unpack how the recommended retirement savings figures stack up depending on the kind of lifestyle you want.Whether you are aiming for a modest, comfortable, or more flexible retirement, this episode helps you understand what those goals really mean in dollar terms and what it could take to get there.*Note: The ASFA retirement standards were updated on the day this episode went live. You can check them out here.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

We’re told to apply for jobs properly, but what does this actually mean? In this episode, Tash and Ana break down what the top 5% of candidates do differently, and how you can stand out in a crowded job market.They unpack common application mistakes, why attention to detail matters, how strong cover letters and follow-ups help you stand out, and the power of building a strong network. They also touch on interview prep, remote interview tips, and how being intentional can dramatically improve your chances.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Ana and Tash talk through how to invest for a newborn and what to prioritise before getting started, after receiving lots of listener questions on the topic. They walk through the most common investing options for kids, including:Investing in your own name, minor accounts, family trusts, and investment bonds, and the tax trade-offs and flexibility of eachOther options like investing through super, using an offset account, and when micro-investing might make senseThe big takeaway is a reassuring one. Your own finances should come first, there is no single right option, and it is okay to change your approach as your situation evolves.Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week, we’re unpacking one of the most popular ETFs amongst Australian investors, VAS.A lot of you have been asking for a deeper dive into ETFs and how to start building portfolios with confidence, so we’ve got you covered with more in depth episodes focused on investing in a balanced and informed way.We’ll be chatting through VAS’s top holdings, country exposure, growth and performance, whether just holding VAS is enough, and plenty more along the way!You can also check out the VAS fact sheet here. @tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week on Get Rich Slow Club, Ana chats with Bridget Kasprzyk, a Kiwi mum of two living in Abu Dhabi, about using an overseas move to get ahead financially (without falling into lifestyle creep!)Bridget shares why her family moved from New Zealand to the UAE, how living in a tax-free country has helped them save and invest faster, and what it’s really like managing money in a high-cost environment.They also talk underconsumption, being intentional with spending, and teaching kids healthy money habits early.You can find Bridget on Instagram at @moneyandmethod@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

When is the right time to join finances with your partner? How soon should you talk about money? And do you even need to combine finances at all?Well… it depends.In this episode, Tash is joined by Larissa to chat about how she manages her finances with her partner, and the conversations, money mindset, and shared goals behind it all. Together, they break down the different ways they each structure their finances with their partner and talk through when it might make sense to fully combine finances, keep things completely separate, or choose something in between.They also explore why fairness matters, emotional safety, and why having honest money conversations early on is so important. From being aligned on goals and money mindset to choosing a setup that actually feels comfortable for you, this episode is all about finding an approach that fits, whether that is separate accounts, shared expenses, or going all in [email protected]@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

With so many people in our community curious about starting a business or simply how it all works, we thought it was time for a deep dive into Tash’s business expenses so far. This year, Tash is launching her own mortgage broking business and, of course, she’s tracking every single cost along the way, big and small.In this episode, Tash shares the highs and lows of getting started, the real expenses she’s faced so far, how the backend of a mortgage broking business actually works, and how brokers *actually* make their money (don't worry, we've wondered this a lot too!)@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Is there any better way to start the new (ish) year with a net worth update?!In this episode of Get Rich Slow Club, Tash shares her updated net worth breakdown and walks us through how her finances have changed over the past year.She runs us through:👉 A full snapshot of her total assets and liabilities👉 How much her properties have increased in value and what’s driving that growth👉 An update on her share portfolio and crypto holdings👉 What’s changed since last year and what hasn’t👉 And why tracking your net worth can be a powerful way to pulse check your financial progress year on yearNeed somewhere to start? Grab a copy of Tash’s Net Worth Tracker!Sign up to Pearler in January for a year of free brokerage 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Tash and Ana break down the government’s new Help to Buy scheme and what it actually means for buyers. They'll help you understand:👉 What the Help to Buy scheme is and how it works 👉 Who it’s for and the key eligibility rules 👉 A simple example to show how the numbers play out 👉 What happens if you want to renovate, refinance, or your income changes 👉 How selling and exiting the scheme works, and the long-term implications 👉 Whether Tash and Ana would personally use this schemeSign up to Pearler in January for a year of free brokerage 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Today, Tash is back with part two of our conversation with Lacey Filipich, turning the focus to what we can actually do about climate risk.Lacey explains why relying on fossil fuel companies to change is unlikely, and why removing financial support can be far more effective. We talk through how to check where your money is invested and why avoiding a small group of major producers can make a real difference.She also shares the one action you can take that has a much bigger impact than most lifestyle changes, even though it is rarely talked about.Once you know what to look for, taking action can be surprisingly quick and far less overwhelming than it sounds!Articles mentioned by Lacy:Find out more about your home’s resilience needsReport predicting up to 50% contraction of GDP by 2070 to 2090Report by Australian Ethical exploring high impact ways to lower your carbon footprintResources:Find out if your bank invests in fossil fuels (Australia)Find out which banks invest in fossil fuels (Internationally)Find out more about your home’s resilience needsInteractive causal diagram (see what needs to happen to get warming below 1.5 degrees)Sign up to Pearler in January for a year of free brokerage 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week, we’re joined by Lacey Filipich, a former mining engineer turned financial educator, for a conversation that feels increasingly hard to ignore: climate risk and what it means for the future of property and insurance.Some recent predictions suggest that by 2035, one in ten properties could become uninsurable. Lacey helps us unpack where these numbers are coming from, why they matter, and what they could mean for homeowners, investors, and the wider financial system.We talk through ideas like “climate ghettos,” how changing insurance markets could reshape entire communities, and why this issue has the potential to affect the financial sector as a whole.We won’t lie, parts of this episode are confronting. But it’s an important conversation to start.We've also got you covered with a part 2 coming out on Thursday, where Lacey shifts the focus to what we can actually do, sharing practical steps and areas where we still have control.Articles mentioned by Lacy:Find out more about your home’s resilience needsReport predicting up to 50% contraction of GDP by 2070 to 2090Report by Australian Ethical exploring high impact ways to lower your carbon footprintResources:Find out if your bank invests in fossil fuels (Australia)Find out which banks invest in fossil fuels (Internationally)Find out more about your home’s resilience needsInteractive causal diagram (see what needs to happen to get warming below 1.5 degrees)Sign up to Pearler in January for a year of free brokerage 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Is 2026 the year you start your investing journey? In this episode, we're unpacking how we'd think about investing $1000, as well as:👉 Great all-in-one ETFs to consider when you’re starting out👉 Ana’s take on ethical ETFs and what to know about fees👉 Community responses: how you would invest your first $1k👉 Managing analysis paralysis vs simply getting started👉 How to choose the right platform for your first investmentSign up to Pearler in January for a year of free brokerage 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

This week we’re chatting with Larissa, our podcast producer, all about her money story, her career pivot from healthcare to fintech, and her very non-linear journey to buying her first home.When Larissa took a close look at her budget, she realised rent and housing costs were by far her biggest expenses, but unfortunately, moving back home wasn’t an option that was available to her. So, she took a risk and combined her healthcare experience with her love of travel and animals, and started pet sitting around Australia in exchange for free accommodation.Fast forward a few years and that decision helped open the door for her to buy her first property, all while still living life on her own terms.We loved this chat with Larissa about embracing non-linear paths, taking risks, staying resilient, and doing the things that scare you just enough. We hope you love it too!Want more of Larissa? Follow her at @life.with.larissa on IG and Tiktok.Sign up to Pearler in January for a year of free brokerage 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

We’re opening our DMs and you guys delivered! This week we’re chatting about:👉 whether we get imposter syndrome and how we deal with it👉 the comparison trap and how we try to avoid it👉 someone asked Ana what it's like working with Tash👉 our different communication styles👉 what we actually splurge money on👉 our current financial goals+ more!There’s a lot packed into this short ep, and we hope you love it as much as we loved answering your questions!Sign up to Pearler in January for a year of free brokerage 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.