PODCAST · business
Get Started Investing
by Equity Mates Media
Hi! I'm Jess. This year, I finally started investing. After years of indecision, I took a leap and began documenting my journey, bringing you along to learn the investing ropes together. Designed to build your confidence, our short, easy-to-understand episodes make investing approachable- so you can make the most of your money. New episodes drop every Tuesday & Thursday. On Tuesdays: I tackle real questions from a beginner investor- whether my own or sent in by our community. We cover everything from ETFs & shares, to super, property and personal finance. On Thursdays: Our series, How I Got Started where I chat with a community members to hear the highs, lows and lessons from their investing journey- proving that investing really is for anyone. Hosted on Acast
Episodes
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From maxing out credit cards in his 20's to building a $100K portfolio by 32
Josh spent his early 20s racking up consumer debt. Holidays, nights out and a car he couldn't afford. With his 30s approaching, he decided it was time to turn himself from a debt collecting spender, to an investor. Today at 32 years old he is debt free, investing regularly and his portfolio just...
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Can I keep investing in the same ETFs forever? How your strategy should change over time
How do you know when it's time to change your strategy? At just 21, listener Ben is already asking when he should prepare his portfolio for retirement. He's invested entirely in a geared ETF and wants to know what that means for his future. It's something Jess hasn't really considered either.…
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Why this 42-yr-old farmer is investing in shares, not just the farm
It’s not everyday Jess meets someone whose first investment was a cow. But for 42-year-old dairy farmer Justin, that was the case. Bought with the profits of selling manure by the side of the road might we add! 😆 It’s no secret that farming is a tough, often volatile profession. Justin watched…
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Do I need active ETFs to diversify my portfolio? I asked an adviser
Should Jess add an active manager to her passive portfolio? After logging into her super and noticing that a portion is actively managed- it got her thinking, should she add active management outside of super too? And she’s not the only one wondering, the equity mates facebook group had a lot to...
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How this 29-year-old taught herself to invest and house-sat her way to buying property
Larissa thought she knew how to invest. She’d read the books, listened to the podcasts and watched her first investments climb. Then it went downhill. What followed was a shift to simple ETFs and an unconventional plan to buy property with her partner; give up renting and house-sit their way to a...
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What should I do with a lump sum: Save, super or invest?
Don't let a lump sum sit in the wrong place. So how should you use it? Save it, invest it, pay off debt, put it in super, or spend it? Jess asks Financial Adviser Tom Hayes from Shadforth to run the numbers on every option. By the end of this episode, you'll know the trade-offs of each, and how…
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How this 41-year-old teacher can afford to retire early
You don’t need a high income to invest your way to a better financial future. Today’s guest is proof of that. Ten years ago, while on maternity leave, Leigh decided to get serious about her families finances. Leigh and her husband aren’t high earners. She’s a teacher and her husband’s an...
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How many ETFs do I actually need? I’m overwhelmed
Is your portfolio diversified, or just complicated? Jess is only five months into investing and she’s already got seven ETFs and a stock. What is each investment actually adding? She’s starting to think maybe she’s overcomplicated things… Then community member Hamish sent in a question about...
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How this swans player is investing to build a life beyond football
Hayden McLean knows a thing or two about playing the long game. After missing out on the AFL draft twice, Hayden kept going until he earned his place at the Sydney Swans. That same patience has shaped how he invests. At 27, he’s investing with one big goal in mind: creating the freedom to choose...
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4 months into investing: My full portfolio update
4 months into her investing journey and Jess’ life has completely changed. She’s since bought a house, switched her core portfolio to geared investments, gotten a dog and combined finances with her partner. Safe to say- there’s been A Lot™️ on 🤣. With all that change, she’s got a few questions...
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From living paycheque to paycheque to a $1M+ net worth in 6 years
Amy has built a $400,000 share portfolio, owns an investment property, and has grown her net worth to $1 million. But just six years ago, things looked very different. She was living pay cheque to pay cheque, had a credit card she didn't really understand, and had no idea where her money was…
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How spending 15 minutes on your super could be worth hundreds of thousands
Do you know how much is in your super? Or what it’s invested in? Most Australians know what's in their bank account but superannuation? Not a clue. This lack of attention has a cost- missing out on thousands more at retirement. So today, Jess gives her super a 5-step health check. She'd love for...
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What putting $3K into a mate’s stock tip taught Ryan about investing
Ryan thought he was doing everything right with his money until a stock tip made his ETF feel like the wrong choice. For years, Ryan followed a very traditional approach to money: work hard, save hard and eventually buy a house. Then he discovered compound interest, started investing and found...
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Can AI help me find more money to invest? I asked a financial controller
What if you already had more money to invest... you just didn't realise it? Jess has spent months manually analysing her spending, trying to free up more money to invest. This week, she wants to know if AI can make the process easier. Together with a chartered accountant and financial controller,...
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How Kelly built a $280K portfolio and bought two investment properties before 30
Kelly grew up watching her immigrant parents work two jobs, seven days a week, after arriving in Australia with very little money. She thought the only path to wealth was to work harder. Then she discovered investing and realised her money could work just as hard as she did. Before turning 30,...
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How should couples manage money and invest? A financial adviser explains
Joint accounts or separate? Split bills 50/50? Invest together or keep it separate? Ask five couples how they manage money and you'll probably get five different answers. After buying her first home with her partner, Jess put the question to the Get Started Investing community and quickly…
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How owning 27 ETFs at once taught Gav that less is more
Gav loves spending money. Watches, skincare, Apple products, travel - give him money and he’ll find something to spend it on. So when he discovered investing, he did what came naturally….he started collecting ETFs. At one point, he owned 27 of them. So how did he go from trying almost every...
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Should I sell my Aussie ETF and just invest in Global Shares?
Australia or the world - where should you be investing? Jess has both Australian and global ETFs in her portfolio, but lately she’s been seeing more investors question whether Australian shares are worth holding at all…..especially when global markets have been performing so well. And she’s not…
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How Ally is balancing investing, buying her first home and having a baby
What would make you finally take control of your money? For 29-year-old marketer Ally, it was watching her mum navigate life after divorce. Seeing someone she loved suddenly have to learn how to manage money from scratch made Ally realise she never wanted to be in that position herself. So she...
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I have a mortgage now…should I stop investing?
Once you buy a house, where should your next dollar go? Should you build your offset account? Pay down your mortgage faster? Or keep investing? In this episode, financial adviser Sam Hunt from Shadforth joins Jess to unpack one of the biggest financial questions homeowners face. Using Jess's own...
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Why this MasterChef star wishes he'd started investing at 18
Most Aussies know Hayden from MasterChef. But away from the cameras, he's gone from growing up with a fear of debt to building businesses, backing founders and investing in property. In this episode, Hayden joins Jess to share how that transformation happened—from working at Woolworths as a...
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What’s the the best way to invest in AI? A financial adviser teaches me.
Everyone says they want to invest in AI... but what should you actually buy? Do you buy Nvidia? An AI ETF? The Nasdaq? Or are you already getting AI exposure through the investments you own? After hearing about AI infrastructure and wondering whether she'd missed the semiconductor boom, Jess…
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How this 24 year old turned a four year plan into $162,000
At 18 years old, in the middle of the pandemic, today’s guest gave herself 4 years to complete the following: Save 150K Graduate with two bachelors degrees Buy an investment property Build a share portfolio Secure a remote job Spoiler - she actually did it and has the portfolio to prove it. Today...
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Should I replace my ETFs with the geared version?
To gear, or not to gear- that is the question... Geared ETFs have had a bit of a moment in the past few years. Plenty of popular ETFs such as NDQ, A200 and DHHF now have “geared” versions. But what does that mean? How do geared ETFs work? And if their long term performance is expected to be…
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“I don’t want to retire, ever”: why this 30-year-old actor invests
PJ has five jobs, so his pay is almost never the same two weeks running. Working in a creative field, pay can be scattered and unpredictable. So how does he invest consistently? Jess learns how PJ, an actor juggling four other jobs, built a percentage-based system that invests a slice of every...
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The next big IPO is coming, should I Invest in it?
Jess' been seeing the headlines about Anthropic and OpenAI entering the stock market later this year and keeps thinking, “should I buy that?” Looking back on the recent Space X IPO she feels intense FOMO. It made a historic $75 billion in it’s first day on the market. Yes, billion with a B. But…
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How this 29-year-old nurse paid off $25K debt and started investing
For years, Bree hid her credit card debt from the people closest to her. "It's not just really wealthy people that are investing," she tells Jess. "It is everyday people like you and I." Jess gets into how Bree, a nurse and content creator, went from hiding $25K in debt to a fully automated...
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Where should my next $500 go: Super or my portfolio?
Which is better in the long run- adding extra cash to super? OR to your own portfolio instead? Jess wants to know. Jess’ Superannuation balance is smaller than it should be, for her age. As those who’ve followed her investing journey will know, deciding what to about it- has been tricky for her....
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From beginner to investor: I reveal my final portfolio. | Jess Gets Investing
Three months ago, Jess wasn't an investor. That has changed through out the past 12 episodes- in fact, she has a whole new lease on her financial life. Clear goals, a solid portfolio and and the confidence in herself to keep investing. In this final episode of ‘Jess Gets Investing’ Jess sit’s…
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I made my first Investing mistake - here’s how to avoid it | Jess Gets Investing
Jess just made her first investing “mistake”. A purchase she made, regretted and then almost immediately sold. She thought starting investing was the hard part! It turns out that staying invested- despite what life or the market throws at you- is the hardest part. To avoid making the same mistake...
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A professional investor teaches me how to pick stocks | Jess Gets Investing
Jess wants to venture beyond ETFs to the world of stocks. Eeek- intimidating! After deciding to set up a Core-Satellite portfolio, she is keen to explore adding that some individual companies to the Satellite. But she’s never bought a stock before, let alone analysed a company. So where on earth...
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I’ve built my ETF Portfolio - what’s next? | Jess Gets Investing
Jess has officially started investing! After months of setting goals, learning the ropes and building confidence- she’s finally started a portfolio of well diversified index ETFs. But now she’s wondering…what’s next? Should she look at buying stocks too? Thematic ETFs? Once you've got your...
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I made my first investments - here’s what I bought | Jess Gets Investing
Today is the day Jess makes her very first investments!! Bryce and Ren are back to hear what she has decided to buy. She’s spent weeks learning the ropes - working on her mindset, building a budget, setting goals, understanding ETF’s… But hasn’t actually put any money into the market. Until now....
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This checklist helped me finally pick my investing platform | Jess Gets Investing
Jess has downloaded countless investing apps. You name the broker and she’s probably set up an account. But there’s a catch- she’s never actually used any of them. She sets up the account, gets overwhelmed and doesn’t open it again. To start investing- that has to change. It’s time to choose a...
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Too many ETFs to choose from? Here’s how to pick | Jess Gets Investing
Jess wants to start investing using ETFs. Small problem - there are hundreds on the Australian market - how is she supposed to choose which to invest in? Not to worry, Shani Jayamanne, ETF expert and Investment Specialist at Morningstar joins Jess to explain in simple terms: What ETFs actually…
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Saving, Investing or Super? How an adviser thinks I should split $3,000 a month | Jess Gets Investing
Now that Jess has set her financial goals, how should she put her money to work so she can meet them? She knows she wants to invest, should she be saving too? What about superannuation? Financial Adviser, Glen Hare from Fox & Hare is back to help Jess figure out her priorities and allocate...
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My first financial adviser meeting: how to actually set goals | Jess Gets Investing
Ever wondered what it's like to meet with a financial adviser? Or how they actually help with your finances? Jess had. So in this episode, she has her very first meeting with a financial adviser; Glen Hare from Fox & Hare. We are keeping this series as real as possible - so Jess and Glen's chat…
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The simple system that unlocked my 38% savings rate | Jess Gets Investing
Before investing a single cent, you need to get your cashflow sorted. So today we step into the practical side of things; budgeting, savings rates, and the systems that make investing possible. To set up a system she will actually stick to, Jess speaks to Glen James- host of the Money Money Money...
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I know I should start investing.. why can't I? | Jess Gets Investing
Jess wants start investing. She’s tried to start before but every time- she freezes, chickens out, or puts it off entirely. So what’s actually holding her back? Jess sits down with Money Coach Karen Eley to unpack the psychology behind her hesitation. They explore how early money experiences,...
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She works in finance but has never invested (we’re fixing that) | Jess Gets Investing
Our colleague Jess has been keeping a secret. During a 10 year career in the finance industry, she had never told a soul- until now. Jess has never invested. She wanted to start, she knew how to start (even listened to our 12 Steps to Get Started three times.) But she has not started. So why not...
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12. Automate it & get out of your own way | 12 Steps to Get Started Investing
Congratulations, you’ve made it to the final episode of this series! To wrap up this journey, we leave you with the most important lesson yet- how to get out of your own way by automating your investing. Now you’ve heard these 12 Steps- you have all the tools you need to improve your financial...
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11. Tips for buying and selling | 12 Steps to Get Started Investing
So far you’ve learnt how to build a portfolio, now we get into the specifics of how to buy shares plus keep it regular and less stressful! You’ll hear our best tips for buying and selling your investments to help stay on track for the long term. In this episode you will learn: • How do I actually...
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10. Back the professionals | 12 Steps to Get Started Investing
Investing with an expert or ‘active manager,' is not something you need to add to your portfolio. But if you do, you have to know why you’re doing it and choose an expert well. We walk you through our reasons for investing with an expert and the 6 factors we use when looking for one. In this...
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9. How to find a great company | 12 Steps to Get Started Investing
It's time in this series introduce the world of single stock investing- finding and investing in great companies through the stock market. We’re cranking the investing lessons up a notch and going beyond the basics of ETFs. So how you find a good company to invest in? What do you need to look…
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8. Building a portfolio | 12 Steps to Get Started Investing
What is a portfolio? And how do you create one? Essentially it’s a collection of investments. The financial products you invest in, make up your portfolio. Importantly, it shouldn’t be random- there are simple principles guide building a portfolio. All to make sure it actually works for you and...
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7. Just get started: Buying an index | 12 Steps to Get Started Investing
Introducing the simple investor’s best friend… the index ETF. You don’t have to be an expert on financial markets to be an investor. In fact, it’s arguably easier today than it’s ever been to invest and most of that is thanks to our friend; index ETFs. In this episode you will learn: What we…
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6. How do you actually buy shares? | 12 Steps to Get Started Investing
Once you’ve decided what to invest in, how do you actually make an investment? If you're investing outside of superannuation, you’ll need to use a broker. But which broker should you use? It’s one of the most frequent questions we get from people starting their investing journey. There are so…
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5. What can we invest in? | 12 Steps to Get Started Investing
You can invest in all kinds of things through the stock market. You might have heard a few of them thrown around like; Stocks, Bonds or Property. They’re called different Assets or Asset Classes. So how choose which is right for you and how do these assets make you money? That’s what we’ll cover…
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4. The Basics of Investing | 12 Steps to Get Started Investing
How do you actually invest? Well there's no one “right” way to do it; there are different styles which suit different goals and appetites for risk. The first three episodes of this series covered the foundations you need to get sorted before you can start investing. Now, it’s time to tackle how…
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3. Saving to invest | 12 Steps to Get Started Investing
The single most influential factor in growing your long-term wealth, is the amount you’re able to save. Maximise your ‘savings rate’, then put that money to work by investing it and your future self will thank you. So, how do you do that? In this episode you will learn: How much money you need to...
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ABOUT THIS SHOW
Hi! I'm Jess. This year, I finally started investing. After years of indecision, I took a leap and began documenting my journey, bringing you along to learn the investing ropes together.
Designed to build your confidence, our short, easy-to-understand episodes make investing approachable- so you can make the most of your money. New episodes drop every Tuesday & Thursday.
On Tuesdays: I tackle real questions from a beginner investor- whether my own or sent in by our community. We cover everything from ETFs & shares, to super, property and personal finance.
On Thursdays: Our series, How I Got Started where I chat with a community members to hear the highs, lows and lessons from their investing journey- proving that investing really is for anyone.
Hosted on Acast
HOSTED BY
Equity Mates Media
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