Get This, a Neo Financial podcast

What does it actually cost to uproot your life and move to Canada, and what money mistakes do almost every newcomer make along the way? In the New to Canada edition of #GetThis, we break down how much it costs to move to a new country, the cost of living in Canada, and the financial surprises nobody warns you about when rebuilding your financial foundation from scratch.1. The cost of relocating your life to CanadaInternational students pay 10% more in monthly rent (and temporary workers pay 21% more) than Canadian-born renters—but finding a place to live is only one part of the puzzle. We get honest about international student tuition fees, phone bills, and whether working with an immigration agency is worth it. 2. The biggest mistakes newcomers to Canada makeWe’re all afraid of making financial missteps, but this is especially true for immigrants. From choosing the wrong financial institution and overpaying in fees to having no understanding of how credit works, we recount the biggest money mistakes we made after the big move.3. Finding success as a Canadian immigrantLinkedIn top voice and founder of Redefined, Ritika Saraswat, is rewriting the immigrant playbook. Here, she shares how she broke out of survival mode as an international student in Canada and built a community for fellow newcomers. We talk about emergency funds, the importance of investing in your skills, and why unlearning bad advice matters. _⏱️ Chapters:0:00 Meet the hosts of Get This0:48 Our immigrant stories: moving to Canada3:53 What shocked us: rent, banking fees & phone bills in Canada6:48 No credit history? Prepare to pay six months of rent upfront10:24 Immigration agency vs. DIY: Is it worth the cost?13:12 Most newcomers don’t understand the Canadian financial system15:39 Our biggest money mistakes as immigrants19:57 Guest intro: Ritika Saraswat, founder of Redefined20:16 Escaping the international student to PR survival mindset27:14 What does an emergency fund look like for a newcomer?30:14 Building a community for fellow newcomers31:38 Wrap-up_🔗 Resources & links:What does it cost to move to DIY your move to Canada? https://www.neofinancial.com/the-get/diy-canada-immigrationInternational students and temporary workers pay more to rent in Canada: https://www150.statcan.gc.ca/n1/pub/36-28-0001/2024010/article/00004-eng.htmDoes your credit score follow you to Canada? https://www.neofinancial.com/the-get/does-your-credit-score-follow-you-to-canadaBuilding credit from scratch as a Canadian immigrant: https://neofinancial.com/blog/how-to-build-your-credit-from-scratch-as-a-canadian-immigrant76% of newcomers are afraid of making financial mistakes: https://stories.td.com/ca/en/news/2025-07-28-new-td-survey-reveals-76-25-of-newcomers-polled-fear-making-fiHow to budget in Canada: https://www.neofinancial.com/the-get/how-to-budgetRitika Saraswat on LinkedIn: https://ca.linkedin.com/in/ritika-saraswatRe-Defined, a community for immigrants in Canada: https://www.instagram.com/redefinedcommunity/_📧 Submit your question to The Get: [email protected]📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6ZjwInstagram: https://www.instagram.com/neofinancial/ Tiktok: Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/#CostOfLivingCanada #MovingToCanada #NewcomertoCanada #PersonalFinanceCanada #GetThisPodcast Hosted on Acast. See acast.com/privacy for more information.

Did you know the average Millennial spends over $250 per date? And even if you aren’t in a relationship, even flying solo comes with a single tax. In the relationship edition of #GetThis, we break down the true cost of modern dating and the surging popularity of prenups (reality check: they aren’t just for the wealthy). Plus, certified financial planner Jennifer Hughes shares a step-by-step roadmap for rebuilding after a break-up.1. The real cost of dating in CanadaFrom paid dating app subscriptions to the cost of the date itself, finding love can be an expensive endeavour. We break down our approach to dating expenses and answer the big question: Who should pay on the first date?2. Do you need a prenup before marriage?Everyone on TikTok is talking about prenups, and the impact is clear: More and more Gen-Zs and millennials are getting prenups before saying “I do.” But how do you really know if a prenup is right for you and your partner? 3. Managing money after a breakupNavigating singlehood after a divorce or separation is a challenge—but it’s also an opportunity to relearn financial basics. Jennifer Hughes explains the “single tax” and the critical checklist you need to work through post-breakup. ⏱️ Chapters:Here are the corrected timestamps for the topics covered in this video:0:00 Welcome to Get This: Relationship Edition0:31 The real cost of dating & personal rules for paying2:06 Dating apps, hidden date costs, and average spending stats8:31 Why are prenups trending?11:31 What to protect in a prenup14:45 Does asking for a prenup ruin the romance?15:57 Sponsor segment: Neo Joint Checking Account16:59 Meet Jennifer Hughes, Certified Financial Planner17:23 Managing money after a breakup & the "Single Tax"21:08 Post-breakup financial checklist: Managing assets, risk, and updating paperwork (Wills, beneficiaries, joint accounts)25:44 Wrap-up🔗 Resources & links:Who pays for a date in Canada? https://www.neofinancial.com/the-get/who-pays-for-the-date-canadaAre premium dating apps worth it? https://www.neofinancial.com/the-get/should-you-pay-for-premium-plans-on-dating-appsShould you have a prenup? https://www.neofinancial.com/the-get/what-is-a-prenup-agreement-canadaAverage Millennial spend on a date https://www.cnbc.com/2026/05/23/date-flation-average-millennial-date-costs-252.html Prenups (since filming stat for millennials has climbed to 47% from 40%) https://finance.yahoo.com/economy/policy/articles/41-gen-zers-now-prenups-153000817.html Jennifer Hughes website: https://www.moderncents.ca/about/ Jennifer Hughes LI: https://www.linkedin.com/in/jennifer-hughes-cfp%C2%AE-step-associate-59235212a/ 📧 Submit your question to The Get: [email protected]📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6ZjwInstagram: https://www.instagram.com/neofinancial/ Tiktok: Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/#CostOfDating #DatingApps #Prenup #SingleTax #PersonalFinanceCanada #GetThis #NeoFinancial Hosted on Acast. See acast.com/privacy for more information.

What is going on with AI right now, and how is it actually impacting your job, wallet, and security? In this episode of #GetThis, we break down the reality of AI in everyday life—from how artificial intelligence is reshaping the workplace to practical AI prompts you can use to save and how to spot an AI scam. 1. Is AI actually going to take your job? Are you competing against AI at work? Are you training your replacement? From social media management and content strategy to software coding, we discuss whether AI can truly replace the "human touch." We break down which industries are feeling the shift most and how entry-level roles are adapting.2. AI in everyday life: Prompts to save money We share the exact AI prompts you can use for micro-savings challenges, training your chatbot to become your sous chef, and automating your paycheck savings. Plus, we cover why you must "pause before you paste" sensitive personal details into AI models.3. Spotting AI scams and voice cloning IRLAI expert Katrina Lawrence reveals what is going on with AI phishing scams, deepfakes, and voice cloning targeting everyday Canadians. Learn simple verification tricks, why your family needs an emergency security "code word," and how to navigate AI tools responsibly._⏱️ Chapters:0:04 Welcome to Get This 0:30 Is AI taking your job? 2:30 How we use AI at work 8:18 AI prompts to save money (groceries, meal plans & budgeting) 12:06 Using AI for admin work14:28 Free AI tools: Are you the product?15:54 Guest intro: Katrina Lawrence, AI Trainer & Math Professor 16:59 AI phishing scams & voice cloning19:52 How to spot AI deepfakes21:33 The anti-scam "code word" strategy26:10 Wrap-up & where to find Katrina🔗 Resources & links:- How the tech industry uses AI: https://www.neofinancial.com/the-get/will-ai-take-your-job- How AI will affect entry-level jobs: https://www.neofinancial.com/the-get/entry-level-jobs-after-ai- 10 AI prompts to save money: https://www.neofinancial.com/the-get/10-ai-prompts-to-save-money-canada- How to spot an AI scam: https://www.neofinancial.com/the-get/how-to-spot-an-ai-scam- How to shop online securely: https://www.neofinancial.com/the-get/how-to-shop-online-securely-avoid-scams- Rogers Cyber Secure Catalyst: https://cybersecurecatalyst.ca/ - Math unlocked with Katrina: https://www.youtube.com/@MathUnlockedWithKatrina - Linkedin: https://www.linkedin.com/in/katrina-lawrence-0301b115b/ 📧 Submit your question to The Get: [email protected]📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6ZjwInstagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/#AI #ArtificialIntelligence #AIScams #SaveMoney #PersonalFinance #Cybersecurity #GetThis #NeoFinancial Hosted on Acast. See acast.com/privacy for more information.

Wondering how much to tip in Canada or whether tipping culture has gone too far? In this episode of #GetThis, we break down tipping in Canada, the rise of non-alcoholic beer and mocktails, and why cutting back on drinking is saving young Canadians real money. Plus, Steve Abrams, co-founder of Harmon's Brewing and former co-founder of Mill Street Brewery, joins us to talk about the non-alcoholic craft beer boom.1. How much should you actually tip in Canada?A recent study revealed that 90% of Canadians feel tips have gotten too high, yet 39% still identify as generous tippers. We discuss whether tipping is customary in Canada, where your tips actually go, and how Canadian tipping culture compares to Europe, Australia, and the US.2. Sober saving: How cutting alcohol saves moneyOver 39% of Gen Z and Millennials say saving money is a primary driver for drinking less—leading to the biggest recorded decline in retail alcohol sales. We break down the real cost of drinking out, why non-alcoholic craft drinks carry a premium price tag, and simple drink swaps to save your wallet.3. The non-alcoholic beer boom in CanadaFormer Mill Street Brewery co-founder Steve Abrams joins us to reveal why traditional non-alcoholic beer tasted so bad, how modern craft brewing technology changed the game, and how he turned Harmon's Brewing into a nationwide brand._⏱️ Chapters:0:04 Welcome to Get This0:22 Is tipping culture getting out of control?3:54 Where do your tips actually go?6:21 Tipping in Canada vs. internationally9:40 Does minimum wage affect how much you tip?10:42 Sober saving: Why young Canadians are cutting alcohol14:30 The real cost of drinking out (and why mocktails cost so much)14:57 Budget-friendly drink hacks at restaurants15:05 Guest intro: Steve Abrams, co-founder of Harmon's Brewing16:54 The story behind Harmon's Brewing21:11 What makes a good non-alcoholic beer?23:37 Live tasting: Jack Pine pale ale & wrap-up_🔗 Resources & links:Relevant stats : https://www.hrblock.ca/blog/two-thirds-of-canadians-67-say-it-s-time-to-abolish-tips-reveals-new-h-and-r-block-canada-study https://www.neofinancial.com/the-get/the-sober-saver-trend-how-much-drinking-can-cost-you Harmon's Brewing: https://harmonsbeer.com/Steve Abrams on LinkedIn:https://www.linkedin.com/in/steve-abrams416/ _📧 Submit your question to The Get: [email protected]📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6ZjwInstagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/#TippingInCanada #NonAlcoholicBeer #NonAlcoholicDrinks #Mocktails #TippingCulture #PersonalFinance #GetThis #NeoFinancial Hosted on Acast. See acast.com/privacy for more information.

Did you know Canadians are leaving up to $2,000/month in free government money and unused work benefits on the table? Here's your cheat sheet:In the very first episode of #GetThis, we discuss the government benefits, grocery store hacks, and work perks most Canadians don't know they have. Plus, a guest interview with group insurance director Adam Singer on how to maximize your employee benefits (and how not to get your claims rejected).1. Did you say free government money?!The Canada Disability Benefit (up to $200/month), Canada Grocery Rebate, and GST/HST Credit (up to $698 for families) all deposit automatically, but only if you've filed your taxes.2. The scanner price accuracy code (SPAC) hackFun fact: If an item scans higher at the register than the shelf price, you could get it for free or at $10 off. This applies at thousands of Canadian grocery and drugstore retailers, but you have to ask.3. Is Botox covered by your work benefits?The answer might surprise you. Group insurance expert Adam Singer explains how Health Spending Accounts (HSAs) and Taxable Spending Accounts (TSAs) in Canada are only used between 30 to 40% each year. Are you one of the thousands of Canadians leaving dollars unspent?⏱️ Chapters:0:00 Meet the hosts of Get This00:38 Canadian Government benefits5:30 Why most Canadians miss these payments6:07 The Scanner Price Accuracy Code (SPAC): free groceries hack explained8:53 Guest intro: Adam Singer, Group Insurance Director10:20 Health Spending Accounts & Taxable Spending Accounts11:38 Is Botox covered by work benefits? Breaking down Medical vs. cosmetic Botox14:15 The DIN tip: Here's why your Botox claim might get rejected14:51 Wrap-up🔗 Resources & links:Government Benefits: https://www.neofinancial.com/the-get/government-benefit-payments-dates?utm_source=acast&utm_medium=social&utm_campaign=tof_neo-generic_evergreen&utm_content=link-in-story SPAC: https://www.neofinancial.com/the-get/free-groceries-in-canada?utm_source=acast&utm_medium=social&utm_campaign=tof_neo-generic_evergreen&utm_content=link-in-story Adam Singer on LinkedIn: https://www.linkedin.com/in/adam-singer-10312117/ Website: https://www.singersteinberg.com/ 📧 Submit your question to The Get: [email protected]📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial:YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6ZjwInstagram: https://www.instagram.com/neofinancial/Tiktok: https://www.tiktok.com/@neofinancial Facebook: https://www.facebook.com/neofinancial/X: https://x.com/NeofinancialLinkedIn: https://www.linkedin.com/company/neo-financial/#PersonalFinanceCanada #CanadaDisabilityBenefit #FreeMoneyCanada#CanadaGroceryRebate #EmployeeBenefits #GetThis #NeoFinancial Hosted on Acast. See acast.com/privacy for more information.