Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

What really happens when you retire? In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner pull back the curtain on the social and financial realities of retirement — the identity shifts, emotional challenges, and money complexities that most people never see coming.Retirement isn't just a financial milestone — it's a major life transition. From the identity crisis that hits when you no longer have a job title, to the emotional weight of watching your portfolio balance go down instead of up, Nate and Clint explore the retirement planning topics that financial advisors rarely talk about. They cover the psychological phases of retirement, how to build structure and purpose after leaving work, why the distribution phase is the most complex part of financial planning, and how stress testing your retirement plan can bring real peace of mind.Whether you're 10 years out from retirement or stepping into it now, this conversation will help you understand what to expect — and how to prepare for the emotional and financial realities of life after work.Topics covered: retirement identity crisis, emotional phases of retirement, retirement planning psychology, building routines in retirement, losing work community, retirement portfolio drawdown anxiety, retirement spending planning, financial advisor for retirees, distribution phase financial planning, non-linear retirement spending, stress testing retirement plan, retirement readiness.📌 Chapters:0:00 – Introduction & Why Retirement Is Harder Than It Looks1:46 – The Phases of Retirement — When the "Vacation" Feeling Wears Off2:00 – The Retirement Identity Crisis: Who Are You Without Your Job?3:06 – Scheduling Your Day & Building New Routines After Work4:06 – Losing Your Work Community & Why It Hits Harder Than Expected6:29 – The Emotional Burden of Watching Your Portfolio Balance Decline7:38 – Could You Be Retired Longer Than You Worked?9:58 – Why You Need a Financial Advisor in Retirement & What to Look For11:38 – The Distribution Phase: The Most Complex Part of Financial Planning16:11 – Non-Linear Retirement Spending: Budgeting for Big Unexpected Expenses18:37 – The Psychology of Big Money Movements in Retirement21:14 – Stress Testing Your Retirement Plan for Peace of Mind22:21 – Wrapping Up Part 1 & What's Coming in Part 2Subscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, we explore the massive shift happening in the markets. For over a decade, Growth stocks have dominated, but Artificial Intelligence might be the very catalyst that brings Value Investing back to the forefront.We break down the "AI Build-out" and why sectors typically labeled as "Value"—like Energy, Utilities, and Industrials—are becoming the backbone of the AI revolution. If you are worried about S&P 500 concentration risk and being too heavy in Big Tech, this episode is a must-watch.What we cover in this episode:- The Growth vs. Value Trade: Why the tide is turning after 15 years.- AI Disruption: How AI is actually challenging the valuation of traditional growth companies.- Concentration Risk: The dangers of a tech-heavy portfolio in today's market.- The AI Infrastructure Play: Which value sectors stand to gain the most from the AI build-out.- Market History: Lessons from past bubbles (2000, 2008) and how they apply to the AI boom.Don't let recency bias dictate your strategy. We discuss why now is the time to review your portfolio and ensure you aren't over-exposed to a single trade.🕒 Timestamps:00:00 Value vs Growth Returns01:22 AI Shakes Up Markets01:59 Hazel AI Fintech Example03:43 S&P 500 Concentration Risk06:02 Data Centers Favor Value07:12 Jobs Fed and Deflation10:44 Valuations Small Caps13:51 Index Funds Need Rebalance17:27 Pasta Picks Break20:21 Diversify Before Storms21:24 Disclosures and Outro#ValueInvesting #GrowthStocks #AIInvesting #StockMarket2026 #PortfolioDiversification #TechBubble #S500 #FinancialAdvice #GimmeSomeTruth #MarketRotation #ValueVsGrowthSubscribe  @walknercondon  Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon#ValueInvesting #GrowthStocks #AIInvesting #StockMarket2026 #PortfolioDiversification #TechBubble #S500 #FinancialAdvice #GimmeSomeTruth #MarketRotation #ValueVsGrowthSubscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Join hosts Syl Michelin, CFA and Clint Walkner as they break down the key market themes from Q1 2026. In this episode, Syl and Clint cut through the headlines to focus on what the market is actually telling investors — covering geopolitical tensions, energy prices, AI infrastructure spending, the SaaS selloff, crypto, gold, bonds, and international stocks. From the 10% market correction to the value vs. growth repricing, they analyze what matters most for your portfolio in 2026.Whether you're evaluating US mega cap tech valuations after the selloff, considering international diversification, or wondering if bonds deserve a place in your portfolio, this episode delivers data-driven market analysis you can act on.Topics covered: Q1 2026 market recap, geopolitical risk and market corrections, oil prices in historical context, AI energy demand and infrastructure, SaaS creative destruction, value vs. growth investing, crypto and gold performance, market timing pitfalls, bond investing in 2026, international stocks vs. US stocks, non-USD diversification strategies.📌 Chapters:0:00 – Introduction & Q1 2026 Market Overview0:29 – Disconnect Between Headlines & Market Reality1:27 – Geopolitical Tensions & the 10% Market Correction2:35 – Oil Prices in Historical Context3:55 – AI Infrastructure & the Energy Demand Problem7:20 – The SaaS Apocalypse & Creative Destruction9:55 – Value vs. Growth Repricing in Q1 202610:40 – US Mega Cap Tech Valuations After the Selloff11:10 – Crypto & Gold Selloff Explained13:54 – Why Timing the Market Around Events Fails16:34 – International Stocks vs. US Stocks17:57 – The Case for Bonds in 202618:54 – International Bonds & Non-USD DiversificationSubscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

With Exact Sciences stockholders officially approving the merger with Abbott on February 20, 2026, the Q2 closing date is fast approaching. For employees, this means unvested RSUs are accelerating, 401(k) holdings are shifting to cash, and a significant "tax cliff" is looming in 2026.In this deep dive, Clint Walkner and Mitch DeWitt break down the strategic financial moves Exact Sciences employees can make now to protect their windfall and minimize the IRS’s cut.What We Cover:- The $105 Cash Payout: How the all-cash deal impacts your RSUs, PSUs, and ESPP.- The 2026 Tax Spike: Why accelerated vesting could push you into a higher tax bracket and how to "bunch" deductions to fight back.- 401(k) & HSA Strategies: Should you pivot to Pre-Tax or Roth during a windfall year?- Risk Management: How to handle the uncertainty of future roles and potential layoffs post-merger.- Charitable Giving: Using Donor-Advised Funds (DAFs) to offset your 2026 gains.Timeline of the Deal:0:00 Deal Overview: The Abbott/Exact Sciences Merger1:00 Updates: What’s changed since the November announcement?3:43 Cash Deal Timing: Preparing for a Q2 2026 close5:12 2026 Tax Planning: Managing the "Windfall Year"9:04 Advanced Moves: Charity, DAFs, and Trading Windows10:43 Goal Assessment: What to do with the cash (Debt vs. Savings)14:12 Employment Risk: Liquidity and Emergency Reserves16:48 Next Steps: Coordinating with your Tax ProResources for Exact Sciences Employees:https://walknercondon.com/blog/what-happens-to-my-exact-sciences-stock-after-the-abbott-acquisition/Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Is the U.S. dollar losing its status as the world’s reserve currency — or is the de-dollarization narrative overblown?In this episode of Gimme Some Truth, we separate fact from fiction on de-dollarization, global reserve currency shifts, and what the data actually says about the future of the U.S. dollar. With growing headlines about central banks buying gold, BRICS nations exploring alternatives, and tariff policies impacting currency markets, many investors are asking whether dollar dominance is fading.We examine reserve currency data, gold allocations, global liquidity dynamics, and why the U.S. dollar still represents roughly 55–60% of global reserves. More importantly, we discuss what this means for portfolio construction, currency diversification, international investing, and risk management in 2026 and beyond.If you’re concerned about currency risk, inflation, or global capital flows, this breakdown provides historical perspective and practical investment strategy.🎯 What You’ll Learn:- What de-dollarization really means- Why the de-dollarization narrative is trending now- The role of gold in central bank reserves- How tariff policy impacts U.S. dollar strength- Why the dollar remains the dominant global reserve currency (55–60%)- The liquidity advantage of U.S. capital markets- Where capital flows when investors reduce dollar exposure- How to position your portfolio for currency fluctuations💡 Key Insights:- Today’s dollar levels are similar to the 1990s — possibly normalization, not crisis- No viable alternative currency matches U.S. market depth and liquidity- Unhedged international stocks and bonds provide currency diversification- Every fiat currency depreciates over long time horizons- “The Death of the Dollar” narrative dates back to 1968📊 Portfolio Strategies for Currency Risk:- Invest in unhedged foreign equities and bonds- Consider precious metals and commodities as diversifiers- Understand how currency movements impact international returns- Maintain strategic global diversification⏱️ CHAPTERS:0:00 Introduction 16:16 De-Dollarization Explained16:58 Why De-Dollarization Is Trending17:47 Gold & Global Reserve Currency Shifts18:39 U.S. Dollar Policy & Political Impact19:56 Tariffs and Their Impact on the Dollar21:15 Dollar Normalization vs. Crisis Narrative21:51 Where Capital Flows When Leaving the Dollar22:34 The Data: Why the Dollar Is Still Dominant23:57 Why There’s No True Alternative Reserve Currency25:18 Portfolio Construction for Currency Risk26:25 Foreign Stocks & Currency Exposure28:52 “The Death of the Dollar” (1968 Perspective)30:26 Historical Context & Long-Term Trends31:38 Precious Metals & Commodity Allocation32:38 Final Thoughts📚 Read the full analysis: https://walknercondon.com/blog/de-dollarization-rise-of-currency-alternatives/📞 Talk to an advisor: www.walknercondon.com#dedollarization #USDollar #CurrencyMarkets #GlobalInvesting #ReserveCurrency #PortfolioStrategy #InternationalInvestingSUBSCRIBE: @walknercondon For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

What are alternative investments — and should they be part of your portfolio?In this episode of Gimme Some Truth, we break down alternative investments, including private equity, private debt, real estate, and venture capital, and explain how they compare to traditional stocks and bonds. If you're exploring portfolio diversification strategies or wondering whether alternative assets make sense for retail investors, this episode covers what you need to know.As alternative investments become more accessible, investors are increasingly considering them for non-correlated returns, asymmetric upside potential, and long-term wealth building. However, alternatives also come with unique risks — including liquidity constraints, higher fees, regulatory considerations, and complexity.🎯 What You’ll Learn:What alternative investments are (private equity, private debt, venture capital, real estate)Why alternative assets matter in modern portfoliosPrivate equity vs. private debt explained clearlyLiquidity risks and lock-up periodsHistorical access limitations and regulation changesInterval funds as a retail investor entry pointHow much of your portfolio to allocate (5–10% guideline)Non-correlation and diversification benefitsFee structures and due diligence considerationsThe future of alternatives including tokenization⏱️ CHAPTERS:0:00 Introduction0:35 What Are Alternative Investments? (Definition Explained)1:41 Why Alternative Investments Matter Today3:17 Private Equity vs. Private Debt Explained5:05 Historical Access & Regulatory Changes6:30 Liquidity Risks & Lock-Up Periods8:02 Financial Planning Considerations8:52 Interval Funds for Retail Investors9:18 How Much to Allocate to Alternatives (5–10% Rule)10:35 Non-Correlated Returns & Diversification Benefits11:30 Understanding Fee Structures12:04 The Future of Alternative Investments12:20 Tokenization & Financial Innovation13:45 Why Working with a Financial Advisor Matters14:46 Wrap Up & Additional Resources📚 Read the full Market Outlook article: https://walknercondon.com/blog/rise-of-alternative-investments/📞 Schedule a consultation: www.walknercondon.com#AlternativeInvestments #PrivateEquity #PrivateDebt #PortfolioDiversification #WealthManagementSUBSCRIBE: @walknercondon For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, we dive deep into the rapidly evolving situation in Iran and its immediate effects on global markets and the economy. Geopolitical events move fast, and while the instinct may be to react, history tells a much more nuanced story about market resilience.We break down the central role of oil prices, the strategic importance of the Strait of Hormuz, and why the U.S. economy's shift toward being an energy exporter changes the math on GDP drag compared to decades past.In this video, we discuss:- Historical Precedents: How markets recovered after the Gulf War, 9/11, and the Russia-Ukraine conflict.- Safe Haven Assets: Why gold, U.S. Treasuries, and the Dollar behave the way they do during uncertainty.- Sector Winners/Losers: A look at defense-related stocks, value stocks, and the potential for an AI value rotation.- The Power of Diversification: Why avoiding recency bias and sticking to a long-term plan is your best defense against volatility.Protect your portfolio from emotional decision-making. Watch until the end to hear our outlook on the "Soft Landing" and why leaning on professional advice is critical during times of war.🕒 Timestamps:00:00 Iran War Market Impact01:18 Oil Shock and Market Whiplash03:23 History of War and Stocks05:59 Oil Prices and GDP Drag07:01 Safe Havens and Defense Plays10:11 Soft Landing and Outlook12:22 Diversification and Recency Bias14:53 AI Value Rotation Teaser15:49 Wrap Up and Disclosures#IranWar #StockMarket #Investing #OilPrices #Geopolitics #GoldPrice #MarketVolatility #FinancialPlanning #GimmeSomeTruth #Economy2026 #defensestocks Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

What will drive markets in 2026?In this February 2026 episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner examine five major market catalysts investors should watch this year: elevated U.S. equity valuations, international market rotation, a potential new Federal Reserve Chair, inflation’s evolving target, and AI-driven volatility.The discussion expands on their published article featured in Walkner Condon’s 2026 Market Outlook, outlining why stretched U.S. stock valuations may require record earnings growth to justify further gains — and why earnings misses are being punished more severely. They explore the reemergence of developed, emerging, and frontier international markets, the impact of a weakening U.S. dollar, and whether dollar strength could return later in 2026.Read the 2026 Market Outlook - https://walknercondon.com/market-outlook-guide-2026/ They also analyze the implications of a potential new Fed Chair, the political dynamics surrounding Jerome Powell, and how changes in Federal Reserve leadership could influence interest rates and overall market stability.On inflation, they consider whether the effective target is closer to 2.5%–3% and discuss how artificial intelligence may introduce longer-term deflationary forces. Finally, they examine the transition from large language models (LLMs) to agentic AI implementation in 2026 — and what automation, SaaS repricing, AI IPO activity, and increased market volatility could mean for investors.If you're focused on diversification, global equity exposure, Federal Reserve policy, inflation trends, AI investing, or the 2026 stock market outlook, this episode provides timely perspective.⏱️ Timestamps00:00 2026 Market Outlook01:52 Stretched U.S. Valuations & Earnings Risk03:54 International Market Rotation & Dollar Trends05:41 New Fed Chair & Policy Uncertainty08:01 Inflation Target Debate: 2% vs 2.5–3%09:29 AI Implementation Era & Market Volatility15:42 IPO Risks, Diversification & What’s NextSUBSCRIBE: @walknercondon For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

The S&P 500’s top 10 companies now represent over 40% of the index — the highest market concentration in modern history. What does that mean for investors?In this episode of Gimme Some Truth, we break down market concentration risk, the CAPE ratio (Shiller P/E), and how today’s valuations compare to the dot-com bubble. With U.S. large-cap stocks trading at historically elevated levels, we explore whether international diversification, emerging markets, and value-oriented strategies may offer better risk-adjusted opportunities.If you’re concerned about overexposure to the Magnificent Seven, high valuations, or portfolio risk heading into 2026, this discussion will help you think strategically about global asset allocation and long-term investing.🎯 What You’ll Learn:- What market concentration risk means for the S&P 500- How today compares to the 2000 dot-com bubble- What the CAPE ratio (Shiller P/E) tells us about valuations- U.S. CAPE (~40) vs. Germany (~19.7) and emerging markets- Why international diversification may matter more than ever- Lessons from 2000–2009 (U.S. -1% vs. emerging markets +9% annually)- How we are positioning portfolios for 2026📊 Key Investment Insights:- S&P 500 forward P/E: ~31.5x- Portfolio positioning: ~18–19x P/E- Increased exposure to developed and emerging international markets- Rotation toward quality stocks, value investing, and dividend strength- Maintaining U.S. exposure while reducing concentration risk⚖️ A Balanced Perspective:- AI may be structurally transformative (not just hype)- Mega-cap tech companies remain strategically positioned- Diversification does not mean abandoning U.S. markets- Global allocation may reduce volatility and valuation risk⏱️ CHAPTERS:0:00 Introduction17:47 Market Concentration Risk Explained18:17 Understanding the CAPE Ratio (Shiller P/E)18:51 Historical S&P 500 Concentration Levels19:44 Dot-Com Bubble Comparison (2000 vs Today)20:52 Why the CAPE Ratio Matters for Investors21:15 U.S. vs International Valuations22:06 Emerging Markets Opportunity22:49 Lessons from 2000–2009 Market Returns27:14 Our Portfolio Strategy for 202628:17 Quality & Value Rotation Explained29:21 Why We’re Not Abandoning U.S. Markets30:10 Portfolio Valuation Metrics Compared to S&P 50031:36 AI & Long-Term Growth Potential33:04 India vs U.S. Market Valuations35:07 Final Thoughts on Diversification📚 Read the full Market Outlook: https://walknercondon.com/blog/the-rise-of-us-large-caps-2009-2025/📞 Schedule a portfolio review: www.walknercondon.com#MarketConcentration #Diversification #InternationalInvesting #CAPERatio #SP500 #PortfolioManagement #InvestmentStrategySUBSCRIBE: @walknercondon For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, the Nate and Clint discuss the 2026 Market Outlook, Walkner Condon’s annual market outlook publication, and the key themes shaping the year ahead.Read the 2026 Market Outlook here: https://walknercondon.com/market-outlook-guide-2026/ The conversation explores insights from the 2026 Market Outlook, including diversification, concentration risk, taxation, and the evolving role of artificial intelligence in financial markets. Listeners are encouraged to evaluate their portfolios against these factors and consider how emerging risks and uncertainties may impact long-term strategy.This episode offers context around the thinking behind Walkner Condon’s 2026 Market Outlook and how investors can use it as a framework for navigating changing market conditions.00:00 Introduction and Early-Year Market Reflections00:33 Market Sentiment and Recent Financial Developments01:36 2026 Market Outlook Overview01:54 Building the 2026 Market Outlook Guide04:13 Key Themes: Diversification, Risk, and Taxation06:25 AI and Market Implications11:43 Preparing Portfolios for Market Uncertainty14:16 Conclusion and Invitation for FeedbackFor more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, Clint, Keith, and Nate take a deep dive into one of the most debated topics in finance today: investment bubbles. From historical manias to the modern AI boom, this episode unpacks how bubbles form, why they burst, and what investors should watch for in today’s elevated market environment.We explore classic examples like Tulip Mania, the Dot-Com Bubble, and other notable periods of irrational market enthusiasm. The team also examines current concerns surrounding AI valuations, cryptocurrency speculation, and whether today's market dynamics mirror past bubbles.You’ll learn:What defines a financial bubbleHow investor psychology, FOMO, and high valuations fuel unsustainable growthWhether modern trends like AI and crypto show signs of bubble behaviorHow bubbles can form even during strong economic conditionsPractical strategies for navigating “frothy” marketsWhy diversification and discipline matter more than everTimestamps:00:00 — Introduction to Investment Bubbles00:37 — What Creates a Financial Bubble?02:04 — Valuation Factors & Market Psychology05:40 — Historical Bubbles: Tulip Mania09:45 — Lessons from the Dot-Com Bubble14:38 — Are Today’s AI & Crypto Trends Bubbles?17:50 — Final Thoughts & Practical Investment AdviceIf you’re trying to understand whether markets are overheated—or want tools to help you navigate volatility—this episode offers clear insights and grounded perspective.👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

Welcome to a new episode of Gimme Some Truth, filmed in our upgraded Verona studio! In this episode, we break down the recent surge in gold prices and why precious metals are once again dominating investor conversations.Clint and Nate explore key drivers behind gold’s rally—including market uncertainty, inflation pressures, global demand, and central bank gold purchases. We analyze how gold and silver behave during different market cycles, compare them to other asset classes, and discuss the risks, volatility, and long-term strategy considerations for investors.Whether you're evaluating gold as a hedge, a diversifier, or a tactical investment, this episode offers data-driven insights to help you make informed decisions in today’s shifting financial landscape.Timestamps:00:00 — Welcome to the New Studio00:36 — Why Precious Metals Are Heating Up02:07 — Gold’s Price Surge & Market Drivers04:15 — How to Approach Gold Investing07:56 — Gold as a Portfolio Diversifier13:41 — Final Thoughts & Investor Takeaways🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, Nate, Andrew, and Clint take a deep dive into the rapidly growing world of prediction markets—a space sitting at the intersection of investing, betting, and financial innovation.We explore how prediction markets first emerged from political forecasting and academic research, how companies like Kalshi and Polymarket are shaping the U.S. landscape, and what the regulatory environment looks like today.The conversation also covers how prediction markets actually work, their impact on sports betting and investment portfolios, and whether they could eventually disrupt traditional gambling platforms and investment products.From potential returns and real-world use cases to risks, volatility, and long-term outlook, this episode breaks down everything investors need to know about this evolving asset class.Timestamps:00:00 — Introduction to Prediction Markets00:36 — Origins in Politics & Academia01:49 — U.S. Regulation & Emerging Companies03:51 — Evolution & Future of Prediction Markets09:06 — Are Prediction Markets Investing or Gambling?11:16 — Key Risks & Considerations13:30 — Final Thoughts & TakeawaysRead the blog - https://walknercondon.com/blog/how-prediction-markets-could-disrupt-gambling-sports-betting-and-traditional-investing/🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

The State and Local Tax (SALT) deduction is getting its biggest update in years. In this episode of Gimme Some Truth, Clint, Alicia, and Nate break down the new law that raises the federal SALT cap from $10,000 to $40,000 starting in 2025, with limits that phase out for higher-income households and a temporary window that currently runs through 2029. You’ll learn what counts as SALT (property taxes, state income taxes, and certain local taxes), who benefits most in high-tax states, and why the expanded cap could make itemizing attractive again—even for filers who have taken the standard deduction in recent years. The team also explains key planning moves like timing property tax payments, bunching deductions, and coordinating SALT with charitable and other itemized strategies to maximize tax savings before year-end. Whether you’re a high-income earner navigating the phase-out rules or a homeowner wondering if itemizing finally pays off, this conversation offers clear, practical guidance to help you take advantage of the new SALT limits while they last. Read the blog for additional information: https://walknercondon.com/blog/how-the-new-2025-salt-cap-works-and-tax-strategies-to-maximize-your-deductions/Chapters00:00 Introduction and Favorite Salts00:43 What is SALT?01:22 Changes in SALT Deduction Limits01:35 Impact of the New SALT Cap03:23 Strategies for Itemizing Deductions03:45 Planning for Future Tax Years04:33 Proactive Tax Planning Tips07:31 High-Income Earners and SALT Cap Phase-Out09:53 End-of-Year Tax Planning11:35 Conclusion and Additional Resources🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, hosts Clint and Nate sit down with insurance veteran Rod Crandall to explore how long-term care insurance can protect your financial future.Rod breaks down common misconceptions, explains how long-term care coverage fits into retirement planning, and shares his personal experience purchasing a policy. The conversation also covers:✅ Current costs of long-term care in Wisconsin✅ Different types of long-term care insurance (traditional vs. modern hybrid options)✅ Underwriting and eligibility considerations✅ Why proactive planning matters for financial security and family protectionIf you’re wondering whether long-term care insurance makes sense for your situation—or how to start planning—this discussion is a must-watch.👉 Timestamps:00:00 Introduction00:20 What Is Long-Term Care Insurance?01:28 Costs and Statistics in Wisconsin04:08 Personal Experiences and Proactive Planning07:41 Traditional vs. Modern Long-Term Care Options13:39 Options for Older Individuals17:33 Planning, Underwriting, and Eligibility24:52 Final Thoughts🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

💰 Are you making the most of your cash? In this episode of Gimme Some Truth, Nate Condon and Mitch DeWitt break down cash management strategies that help you stay ahead in a changing financial world.Discover how to optimize your liquidity, earn higher yields, and protect your cash from inflation and interest rate shifts. Whether you’re holding cash for short-term goals or long-term flexibility, this conversation will help you make smarter, more confident financial decisions.🔹 Topics Covered:00:00 Introduction to Cash Management01:01 The Changing Landscape of Cash01:46 Making Smart Cash Decisions02:33 High-Yield Savings Accounts05:05 Treasury and Bond Options Explained06:51 Understanding Liquidity Risk11:28 Chasing Yield: Pros and Cons13:46 Conclusion and Final Thoughts💬 Key Takeaways:- Why cash management matters more than ever in 2025- The pros and cons of high-yield savings accounts- How treasuries and short-term bonds fit into your strategy- Balancing yield with liquidity and safety 🌐 Learn more: https://walknercondon.com#CashManagement #FinancialPlanning #Investing #PersonalFinance #HighYieldSavings #TreasuryBonds #GimmeSomeTruthPodcast #WalknerCondon #WealthManagement🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, hosts Clint Walkner, Stan Farmer, and Ian Beardsley are joined by Meb Faber, Chief Investment Officer of Cambria Investment Management, for an in-depth discussion on utilizing Section 351 to seed newly launching exchange-traded funds—a mechanism that can provide a tax-efficient approach to diversifying concentrated stock and ETF positions.The conversation explores the mechanics, potential benefits, and use cases for these funds, and how they may fit into broader portfolio management and diversification strategies. Meb also shares his perspective on global investing themes, market observations, and future developments in the investment landscape.🕒 Episode Chapters00:00 – Introduction & Guest Overview01:03 – Understanding Section 351 Funds01:50 – Meb Faber’s Experience and Insights03:45 – Use Cases and Fund Mechanics06:21 – Diversification & Portfolio Structure09:24 – Real-World Context & Applications14:25 – Broader Market Perspectives28:02 – Closing Thoughts & Disclaimers🎙️ Connect with Meb FaberWebsite (Cambria Investment Management): https://cambriafunds.comPodcast – The Meb Faber Show: https://mebfaber.com/podcastTwitter/X: https://twitter.com/MebFaber🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/

In this episode of Gimme Some Truth, Clint and Nate dive into the world of pledged asset lines—also known as securities-backed loans. They break down how these loans work, when investors might consider using them, and how they compare to traditional lending tools like home equity lines of credit (HELOCs).You’ll learn:🔹 What a pledged asset line is and how it functions🔹 Real-world examples of how investors use them🔹 The advantages and potential risks involved🔹 How securities-based loans can provide liquidity without selling investments🔹 What to consider before choosing this type of financingWhether you’re curious about alternative lending options or want to understand the mechanics of borrowing against investments, this episode offers a clear and practical explanation.Timestamps:00:00 Introduction to Pledged Asset Lines00:35 Defining Pledged Asset Lines01:44 Example Scenario: Using a Pledged Asset Line04:48 Advantages of Pledged Asset Lines08:42 Potential Downsides and Considerations12:16 Conclusion and Final Thoughts🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, Nate Condon and Clint Walkner are joined by Mitch DeWitt, CFP®, MBA. Together they help break down the complex world of equity compensation. We explain what equity compensation is, why it matters for financial planning, and the different types of stock options employees may encounter.The discussion covers the tax implications of stock options, potential pitfalls to avoid, and key strategies to incorporate equity compensation into a long-term plan. Whether you’re an employee receiving stock options or simply interested in understanding how they fit into wealth-building, this episode provides practical insights to navigate equity compensation with confidence.Timestamps00:00 – Introduction to Equity Compensation01:22 – Understanding Stock Options04:44 – Types of Stock Options and Their Tax Implications10:31 – Common Pitfalls and Planning Strategies16:48 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.com/blog/six-things-to-know-about-employee-stock-options/🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/

How does Epic's employee stock program work—and what do you need to know about taxes, loans, 83(b) elections, and long-term planning?In this episode of Gimme Some Truth, financial professionals Clint Walkner, Alicia Vande Ven, CFP® (former Epic HR), and Mitch DeWitt, CFP®, break down the complexities of Epic employee stock, including vesting, tax implications, exit planning, and risk management. Whether you're an Epic employee, former staffer, or simply navigating equity compensation, this episode offers structured insight into managing your equity in 2025 and beyond.Check out our new Epic Stock Financial Planning Guidewww.walknercondon.com/epic🔎 Topics include:Epic stock structure and evolutionUnderstanding 83(b) electionsManaging stock loans and riskUsing direct indexing and donor-advised fundsPlanning for vesting, exit, and retirementThis content is for informational purposes only and not intended as tax or investment advice.⏱️ Timestamps:00:00 – Intro: What makes Epic stock unique01:00 – Alicia’s background at Epic and initial exposure to equity02:15 – How Epic’s stock plan has changed over time04:30 – Why it's important to understand what you own06:00 – Vesting, taxation, and the W-2 surprise07:45 – 83(b) election explained: benefits and risks10:30 – Exit planning: start early to expand your options12:45 – When Epic stock becomes "real money"14:10 – Investment strategy: what to consider before leaving15:40 – Direct indexing for tax efficiency17:00 – Donor-Advised Funds: grouping charitable giving19:00 – Planning around fluctuating income and loan terms21:15 – Why family and spouse income must be considered23:00 – The role of personal goals in equity planning24:30 – How to prepare for a financial planning meetingRead our blog post on Donor-Advised Funds: https://walknercondon.com/blog/what-is-a-donor-advised-fund/Read our blog post on Direct Indexing: https://walknercondon.com/blog/introduction-to-direct-indexing/ #EpicStock #EquityCompensation #83BElection #TaxPlanning2025 #DirectIndexing #DonorAdvisedFunds #GimmeSomeTruthPodcast #ExitPlanning #EmployeeStockPlans #EpicSystemsFor more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, Clint, Nate, and Syl break down the Q3 market recap and share their Q4 stock market outlook. They discuss the continued strength of U.S. and international equities, the resilience of the economy despite tariffs and global challenges, and how potential Federal Reserve rate cuts may shape the months ahead.They also dive into currency pressures, inflation trends, consumer spending, and real estate dynamics—plus the growing influence of AI and reshoring initiatives on the broader economy. Packed with insights for both experienced investors and new market participants, this episode is a must-listen for anyone navigating the final quarter of the year.Key Topics CoveredQ3 Market Recap – Momentum in U.S. and international stocksGlobal Market Trends – International equities and broader outlookEconomic Resilience – How the economy withstands tariffs and headwindsFederal Reserve & Rates – Possible interest rate cuts and their impactInflation & Currency Shifts – Managing volatility in a changing marketConsumer Spending & Housing – Real estate trends shaping demandQ4 Outlook – Key themes and expectations for the coming quarterEpisode Timestamps00:00 – Introduction and Overview00:37 – Q3 Market Recap01:52 – International Stocks and Broader Market Trends03:11 – Economic Resilience and Tariffs05:19 – Federal Reserve Policies and Interest Rates07:58 – Currency and Inflation Concerns12:17 – Consumer Spending and Real Estate14:18 – Q4 Outlook and Themes19:22 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.comhttps://walknercondon.com/blog/2025-q3-investment-summary/ 🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

In this episode of Gimme Some Truth, we take a closer look at the future of Social Security and what it means for retirement planning. Mitch shares insights into the projected depletion of the Social Security Trust Fund by 2033, highlighting that while the headlines can be alarming, Social Security payments have never been missed.We explore the origins of Social Security, the impact of demographic shifts, and the political and funding challenges shaping its outlook. The conversation also reviews potential legislative reforms — including retirement age adjustments, tax changes, and benefit modifications.Finally, we emphasize the importance of stress-testing financial plans so individuals can prepare for possible changes and uncertainties in the system.Timestamps00:00 – Introduction and Topic Overview00:50 – Current State of Social Security02:07 – Historical Context and Trust Fund Details05:26 – Future Projections and Potential Solutions07:07 – Political Challenges and Demographic Impact12:54 – Possible Changes and Recommendations14:50 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.com/blog/is-social-security-going-away/🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, hosts Clint Walkner and Syl Michelin take a closer look at the S&P 500 index, separating fact from fiction. Many investors assume the S&P 500 is broadly diversified and a true reflection of the U.S. economy—but the reality is more complex.We break down the history and performance of the S&P 500, uncover the truth about its concentration in mega-cap tech stocks and select sectors, and explain why relying on it as a sole investment strategy carries significant risks. You’ll also learn how global factors influence the index and why diversification may not be what it seems.If you want to make smarter, more informed investment decisions, this episode will help you rethink your approach to the S&P 500 and portfolio diversification.Episode Breakdown:00:00 – Introduction and Fun Fact about the S&P 50001:07 – Debunking the Diversification Myth02:52 – Sector Concentration in the S&P 50006:14 – Global Influence on the Index09:19 – Risks of Using the S&P 500 as a Sole Investment Strategy14:49 – Conclusion and Final Thoughts🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

In this episode of Gimme Some Truth, we explore the GENIUS Act, a groundbreaking bipartisan law that brings much-needed regulatory clarity to stablecoins and the broader crypto market.💵 What are stablecoins?Why do they matter to investors and consumers? Unlike volatile assets like Bitcoin or Ethereum, stablecoins are pegged to the U.S. dollar and backed by high-quality reserves—making them a powerful tool for payments, cross-border transfers, and financial stability.🎙️ Our hosts dive into:What the GENIUS Act means for crypto regulation in the U.S.The differences between stablecoins, Bitcoin, and goldReal-world uses of stablecoins for remittances, retailers, and digital paymentsKey investment considerations for crypto assetsHow this legislation could transform the future of money📌 Timestamps:00:00 – Intro00:33 – What is the GENIUS Act?03:49 – Stablecoins explained06:47 – Real-world use cases09:22 – Comparing stablecoins to Bitcoin & gold13:10 – Crypto as an investment18:07 – Final thoughts👍 Don’t forget to like, subscribe, and share if you're interested in crypto, regulation, or smart investing strategies!#GeniusAct #Stablecoins #CryptoRegulation #CryptocurrencyNews #DigitalAssets #Bitcoin #Ethereum #USDStablecoins #CryptoInvesting #GimmeSomeTruth #WalknerCondon #FinancialPodcast

In this episode of Gimme Some Truth, financial advisors Nate Condon and Clint Walkner explore whether it makes sense to claim Social Security early—as early as age 62 or 63—rather than waiting until 70.📊 They challenge the traditional advice to delay benefits and explain how early Social Security claiming can support meaningful lifestyle choices like travel, hobbies, and enjoying retirement while you're still young and active.Key topics covered:Pros and cons of claiming Social Security at 62, 63, or full retirement ageHealth, longevity, and spending factors to considerHow early retirement income strategies can align with your life goalsThe role of personalized financial planning in Social Security decisionsIf you're nearing retirement and wondering when to start Social Security, this episode offers a balanced, personalized perspective.📺 Watch now to learn how to align your Social Security strategy with your unique goals.⏱️ Timestamps:00:00 – Introduction to Social Security and Conventional Wisdom01:06 – The Case for Delaying Social Security02:46 – Challenging Conventional Wisdom: Early Social Security Benefits07:33 – Financial Flexibility and Personal Goals07:55 – Considering Future Uncertainties08:43 – Advisors' Role in Personalized Financial Planning13:44 – Conclusion and Final Thoughts#SocialSecurity #RetirementPlanning #FinancialPlanning #ClaimSocialSecurityEarly #GimmeSomeTruth #PersonalFinance #RetirementStrategy #walknercondon 🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon 🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com🌍 Are You a U.S. Expat?We specialize in financial planning for Americans abroad:Explore our dedicated expat site: https://usexpatinvesting.com📣 Connect with Us on Social Media:LinkedIn: https://www.linkedin.com/company/walknercondonFacebook: https://www.facebook.com/walknercondonInstagram: https://www.instagram.com/walknercondon/Twitter/X: https://twitter.com/walknercondon

In this episode of Gimme Some Truth, our investment committee hosts a spirited financial debate on some of today’s most pressing topics:📈 U.S. stock market valuations💰 Tariffs as hidden taxes🧠 The future of artificial intelligence (AI) in investingWatch Sunny Syl vs. Skeptical Stan as they share bullish and bearish views on the economy, recession risks, and fiscal policy. Hosted by Clint Walkner, this point-counterpoint format brings insight on navigating market volatility and uncovering opportunities in uncertain times.🔍 Key topics include:Are U.S. stocks overvalued?How tariffs are impacting the economyTreasury bonds and dollar strengthAI's potential to reshape markets and investing strategies🕒 Timestamps:00:00 Introduction00:30 Investment Committee Dynamics01:49 Stock Market Valuations04:23 Economic Impact of Tariffs12:58 Treasury Bonds & Dollar Outlook22:33 AI and Future Market Predictions31:41 Final Thoughts💬 Don’t forget to like, comment, and subscribe for more on economic trends, investment strategy, and financial market insights.⁠ @walknercondon ⁠ ⁠ @usexpatinvesting ⁠ #StockMarket #Tariffs #ArtificialIntelligence #InvestingDebate #USEconomy #MarketOutlook #FinancialPlanning #RecessionRisk #TreasuryYields #aiinvesting

In this episode of Gimme Some Truth, Clint and Nate welcome Andy King, the newest advisor joining Walkner Condon Financial Advisors. Andy brings decades of experience, a deep commitment to his clients, and a thoughtful approach to succession planning. Along with his assistant Regan Miller, Andy shares why he chose to merge with Walkner Condon, how he built King Financial Group, and what lies ahead for their clients.Whether you're a client, a fellow advisor, or just curious about how financial advisors plan their own retirement transitions—this episode offers a candid, behind-the-scenes look at the heart of wealth management.📍 Timestamps:00:08 – Welcome + Introducing Andy King00:48 – Andy's Background: From Madison to Notre Dame01:43 – Founding King Financial Group in 201002:41 – Why Andy Chose Walkner Condon for Succession03:59 – The Challenges of Finding the Right Fit05:06 – The Value of Staying Local vs. National Aggregators06:00 – Building Client Trust Through Thoughtful Transitions06:30 – Starting in a Living Room: The Early Days of King Financial07:06 – Andy's Second Home in San Antonio: The Story Behind It09:19 – Managing a Financial Firm from Two States10:24 – Why San Antonio Was the Right Move10:46 – Final Thoughts + Welcoming Andy to the Team11:00 – Disclosures👉 Learn more at: https://walknercondon.com🎙 Subscribe for more insights  @walknercondon  #FinancialAdvisor #SuccessionPlanning #MadisonWI #WealthManagement #GimmeSomeTruth #WalknerCondon #SanAntonioLiving #RetirementPlanning #AndyKing #investmentadvice For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, we dive deep into alternative investments—exploring everything from private equity and private debt to real estate, commodities, crypto, and hedge funds. Nate Condon and Clint Walkner from Walkner Condon Financial Advisors explain how access to these investment options has evolved and what individual investors should know before diving in.Whether you're a high-net-worth investor or someone exploring portfolio diversification beyond stocks and bonds, this episode delivers clear explanations and real-world examples to help you understand risks, rewards, and opportunities in today’s alternatives landscape.🔔 Subscribe for more investment insights:  @walknercondon  ⏱️ Timestamps:0:00 – Welcome & Episode Introduction0:25 – What Are Alternative Investments?1:20 – Accredited vs. Qualified Investors2:40 – Interval Funds & Easier Access4:15 – Why Alternatives Are Gaining Popularity5:00 – Risks & Fees Associated with Alternatives6:10 – Introduction to Private Equity8:00 – Venture Capital vs. Late-Stage Equity10:00 – Private Equity Risk vs. Reward11:00 – Understanding Private Debt13:00 – Examples of Private Lending (Cannabis Industry)15:10 – Fixed Income vs. Floating Rate Debt17:00 – Risks of Private Debt & Redemption Limits18:15 – Real Estate: Equity vs. Debt Structures20:30 – Student Housing & Development Projects23:00 – Exit Strategies & Liquidity Events24:00 – Commodities as Traditional Alternatives25:00 – Crypto: Bitcoin, Ethereum, ETFs, and Risks26:00 – Hedge Funds: Market Neutral & Diversification26:45 – Final Thoughts on Diversifying with AlternativesKey Topics Covered:How alternative investments differ from traditional assetsPrivate equity and venture capital strategiesPrivate lending, risk profiles, and yieldsReal estate investing: development, remodeling, and student housingCryptocurrency exposure through ETFs and walletsHedge fund strategies and market neutralityWhy portfolio diversification matters now more than ever For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedInFacebook#AlternativeInvestments #PrivateEquity #CryptoInvesting #RealEstateInvesting #FinancialPlanning #WalknerCondon #InvestingPodcast #GimmeSomeTruth #WealthManagement #DiversifyYourPortfolio

Thinking about buying your first home or upgrading to a new one? 🏡 In this episode of Gimme Some Truth, Polly Price and Evan Waltz share their first-hand experiences and advice on navigating the home buying process — from budgeting and finding the right mortgage to dealing with hidden costs and emotional ups and downs. 🎯 Learn how to be financially smart and confident when making the biggest purchase of your life!⏰ Timestamps:00:00 – Introduction: Real experiences in home buying01:00 – Moving from starter home to second home03:00 – First steps: Planning after marriage06:00 – Choosing realtors and getting pre-approved08:00 – Creating a realistic home buying budget10:00 – Hidden costs of homeownership12:00 – Hiring movers and handling surprise expenses14:00 – 30-Year Fixed vs Adjustable-Rate Mortgage (ARM)16:00 – The importance of a good realtor in a hot market18:00 – Managing emotions in a competitive buying market20:00 – Bidding strategies and final thoughts🔍 Topics Covered:How to budget for your first homeUnderstanding hidden costs beyond the mortgageChoosing between fixed-rate and ARM mortgagesWhy a realtor is crucial in competitive marketsTips to stay financially disciplined and avoid emotional decisions👍 Don't forget to Like, Comment, and Subscribe for more expert real estate, finance, and life planning advice!#HomeBuyingTips #FirstTimeHomeBuyer #RealEstateAdvice #MortgageTips SUBSCRIBE: @walknercondon For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Tax Day might be over, but smart financial planning never stops! 🧾 In this episode of Gimme Some Truth, Clint Walkner and Alicia Vande Ven, CFP® share actionable strategies for handling estimated tax payments, improving your tax efficiency, and staying organized all year long. Whether you're self-employed, managing investments, or just want to avoid surprises next April, this episode is packed with tips! 📈⏰ Timestamps:00:00 – Welcome: After Tax Day reflections01:00 – Transition from volunteer to professional tax preparation03:00 – Why estimated tax payments matter05:00 – How capital gains and bank interest affect your taxes08:00 – Using federal and state online tools for estimated payments10:00 – Tracking estimated payments properly13:00 – Tax loss harvesting and gain harvesting explained16:00 – Benefits of direct indexing in tax strategies18:00 – Asset location: How to minimize taxable income20:00 – Adjusting withholding for pensions, Social Security, and multiple incomes24:00 – How donor-advised funds help manage charitable giving27:00 – Importance of keeping accurate financial records30:00 – Recommended tools and apps for expense tracking33:00 – Monthly habits for easy tax preparation35:00 – Key takeaways for a successful 2025 tax season🔍 In This Video, You’ll Learn:✅ How to avoid tax penalties with proper estimated payments✅ Why asset location can save you money✅ How to organize your financial records throughout the year✅ Smart charitable giving strategies with donor-advised funds✅ How to adjust withholding correctly for multiple incomes👉 Subscribe for more tax planning advice, financial strategies, and smart money management tips!#AfterTaxDay #TaxPlanning #EstimatedTaxes #FinancialPlanning #MoneyTips #TaxStrategies2025SUBSCRIBE: @walknercondonFor more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Are market fluctuations stressing you out? You're not alone. In this episode of Gimme Some Truth, financial advisors, Nate Condon and Andrew Klein, discuss how to manage fear during uncertain markets, drawing on lessons from the past and offering clear strategies for the present.🔍 Discover:Why market fear happens and how to handle itEmotional traps investors fall intoStrategic actions to take in turbulent timesHow to protect and optimize your long-term financial planThis episode is packed with actionable advice, whether you're saving for retirement, managing a volatile portfolio, or just trying to make sense of the financial headlines in 2025.📌 Timestamps0:00 – Intro: Why this market feels different1:10 – The role of planning in volatile markets2:18 – Comparing now vs. 2008 market behavior3:17 – Emotional triggers: fear, control, and anxiety4:21 – Why investors panic during uncertain times5:22 – The media’s influence on market fear6:24 – Behavioral finance: losses vs. gains7:26 – Strategy 1: Building the right investor mindset8:46 – Strategy 2: Strategic portfolio positioning11:06 – Risk tolerance, rebalancing, and allocation13:15 – Understanding what you actually own14:47 – Strategy 3: Dollar-cost averaging during downturns16:20 – How planning software stress-tests your finances17:35 – Visualizing worst-case scenarios in financial plans19:15 – Long-term planning vs. short-term panic20:40 – Final thoughts: Financial cycles and confidence22:00 – Advisor support and next steps🔔 Subscribe for more market commentary, financial planning advice, and mindset strategies for investors.  @walknercondon  #marketvolatility #financialplanning #investormindset #recession2025 #retirementplanning #longterminvesting #moneymindset #investmentstrategy For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/i-bought-stocks-navigating-tariffs-volatility-and-market-drawdowns-in-2025/Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

Are you making costly tax mistakes without even knowing it? In this episode of Gimme Some Truth, tax pros from WC Tax Services reveal common personal and business tax errors—from filing misconceptions to missed deductions, backdoor Roth mishaps, and LLC misclassifications. Learn how to protect your wallet, avoid IRS penalties, and streamline your tax filing strategy.📌 Timestamps:00:00 – Introduction & Guest Welcome01:00 – How Common Are Tax Mistakes?02:45 – Why the Tax Code Is So Confusing04:30 – Common Personal Mistake #1: Tax Extension Myths06:10 – Penalties: Filing Late vs Paying Late08:00 – Mistake #2: Overlooked Deductions and Credits10:10 – Mistake #3: Cost Basis Misreporting13:00 – Mistake #4: Backdoor Roth IRA Errors15:00 – DIY Taxes vs Hiring a Professional16:30 – Business Mistake #1: Estimated Taxes Mismanagement18:10 – Business Mistake #2: Ignoring Form 1065 for Partnerships19:50 – Business Mistake #3: Misunderstanding LLC Tax ClassificationTopics Covered:IRS tax filing errorsTax extension deadlines vs payment deadlinesDeduction and credit eligibilityCost basis issues with stocks & inheritanceBackdoor Roth conversion trapsEstimated quarterly tax payments for freelancersFiling requirements for partnerships (Form 1065)LLC vs S-Corp vs Sole Prop tax electionsBenefits of hiring a tax professional👍 Like, Share & Subscribe  @walknercondon  For more on this topic and others check out our blog Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon#taxmistakes #smallbusinesstaxes #taxtips #financialplanning

Explore the world of bonds with Mitch and Evan in this episode of Gimme Some Truth. Learn the key differences between bonds and stocks, how yield curves influence the market, and what recent market trends mean for investors. Discover how interest rates impact bond prices, the risks and rewards of long-term Treasuries, and practical strategies to navigate today’s fixed-income market.📌 Topics Covered:Bonds vs. stocks: Key distinctionsYield curves explained: Normal vs. invertedHow inflation shaped the 2022 bond marketMarket trends for 2023-2024 and beyondPractical fixed-income strategiesJ.P. Morgan Guide to the Markets: https://am.jpmorgan.com/us/en/asset-management/adv/insights/market-insights/guide-to-the-markets/00:00 - Introduction: Welcome and team introductions.02:12 - Overview: Bonds vs. stocks explained.05:19 - Bonds and interest rates: The inverse relationship.07:56 - Yield curves: Normal vs. inverted.11:00 - 2022 bond market challenges: Inflation and interest rate hikes.12:03 - 2023 inverted yield curve: Short-term vs. long-term bonds.13:38 - 2024 bond market overview: A shift toward normal yield curves.16:15 - Fixed income dynamics: Impact of interest rate changes.17:46 - 30-year Treasury Bonds: Risks and rewards.19:21 - Speculative investing in bonds: Understanding strategies.SUBSCRIBE:   @walknercondon  For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com

In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.What You’ll Learn:✅ How rising mortgage rates impact home affordability✅ The housing supply shortage and its effect on buyers✅ Smart mortgage strategies to win in a competitive market✅ Creative financing options to improve your loan approval chances✅ The importance of pre-approval and how to strengthen your offer💰 Looking to buy a home in 2025? Learn tips and strategies to navigate the real estate market and avoid costly mistakes!🔔 Subscribe for more real estate insights! Like & share if you found this helpful! @walknercondon0:00 - Introduction: Home Buying in 20250:40 - Guest Introduction: Ryan Smith from Guild Mortgage 1:11 - How the Mortgage Industry Has Changed2:16 - Housing Market Challenges: Supply & Demand Issues3:49 - Mortgage Strategies to Make a Stronger Offer4:52 - Why Sellers Prefer Offers With Fewer Contingencies6:27 - Why Pre-Approval is More Important Than Ever8:34 - FHA vs. Conventional Loans: What’s Best?9:36 - Why Gifted Money for Homebuyers is More Common12:16 - The Long-Term Value of Real Estate13:51 - Should You Consider a Temporary Rate Buydown?15:58 - The Benefits of a 30-Year Fixed Mortgage18:35 - Final Advice for Homebuyers in 2025#BuyingAHouse2025 #RealEstateMarket #HomeBuyingTips #MortgageRates #HousingMarket #FirstTimeHomebuyer #HomeLoan #GuildMortgageContact information for Ryan Smith:For more on this topic and others check out the blog on our website Visit our website for more financial planning resources and educational information ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

📌 In this episode of "Gimme Some Truth," we continue our Money with Purpose series, focusing on historic women who transformed the financial world. From breaking barriers in banking to reshaping economic policies, these trailblazing women paved the way for financial equality.🔔 Subscribe for more insightful discussions on finance and investing!📖 Topics Covered & Timestamps:0:00 - Welcome & Introduction to Money with Purpose0:40 - Why financial history matters for women1:32 - Maggie Lena Walker: First woman to charter a U.S. bank3:12 - Overcoming racial and gender barriers in banking6:45 - Muriel Siebert: First woman on the NYSE7:30 - How Muriel Siebert had to fight for her place9:10 - The challenges women faced in Wall Street history11:07 - Ernesta Procope: Pioneering Black-owned insurance company12:07 - How she revolutionized insurance access14:14 - Janet Yellen: First female U.S. Treasury Secretary16:32 - Janet Yellen’s impact on economic policy18:21 - How these women continue to inspire change19:54 - Key takeaways & final thoughts📢 What’s your favorite financial trailblazer? Drop a comment below!💡 More Resources:📊 2025 Market Outlook: https://walknercondon.com/market-outlook-guide-2025/👍 If you found this video helpful, LIKE & SUBSCRIBE for more insights on finance, investing, and economic empowerment!SUBSCRIBE:   @walknercondon  @usexpatinvesting For more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

n this episode of Gimme Some Truth, financial advisor, Alicia Vande Ven, CFP® and estate planning attorney, Notesong Srisopark-Thompson, break down the key differences between wills, trusts, and beneficiary designations. Learn why probate is best avoided, when to transition from a will to a trust, and the importance of funding your trust properly. We also explore how financial planners and estate attorneys collaborate to protect your legacy.Whether you’re just starting or revisiting your estate plan, this episode offers valuable tips to secure your family's future. Don't miss it!Featured Guest:Notesong Srisopark-Thompson Senior Associate at Laffey, Sebranek, Auby & Ristau, S.C. https://www.lsar.law/notesong-thompson Topics Covered:Wills vs. Trusts: What’s the difference?Why beneficiary designations override your will.Probate court explained and how to avoid it.When to upgrade your estate plan with a trust.Cost considerations for estate planning.Introduction: Alicia and Notesong introduce the continuation of their estate planning discussion. (00:00:05)Key Differences: Will, Trust, and Beneficiary Designation: Explanation of how these estate planning tools differ and their specific purposes. (00:00:35)Understanding Probate and Why to Avoid It: Discussion on what probate is and its implications for estate planning. (00:01:37)The Role of a Will in Estate Planning: Explanation of the importance of wills and their limitations. (00:03:11)Trusts as a Tool to Avoid Probate: Introduction to revocable living trusts and their benefits. (00:03:41)When to Transition from a Will to a Trust: Identifying life stages or financial circumstances when creating a trust is advisable. (00:07:53)The Importance of Funding a Trust: Explanation of why updating account beneficiaries and funding a trust is crucial. (00:12:06)Beneficiary Designations vs. Wills: How beneficiary designations on accounts override wills. (00:04:12)Cost Implications of Estate Planning: Discussion on the financial impact of working with an estate planning attorney versus the potential costs of not planning. (00:08:55)The Collaborative Role of Financial Planners and Estate Attorneys: How financial planners and attorneys work together to ensure seamless estate and financial planning. (00:14:11)

Learn the fundamentals of estate planning in this informative episode of Gimme Some Truth, featuring guest estate planning attorney, Notesong Srisopark-Thompson. Discover why creating a will or trust is essential for protecting your family and assets. This episode addresses common challenges, including overcoming the cost barrier, choosing guardians, and aligning your estate plan with financial goals. Whether you're starting out or updating existing documents, this episode provides actionable advice to help you plan for the future with confidence. Perfect for families, parents, and anyone seeking clarity on estate planning! Featured Guest: Notesong Srisopark-Thompson Senior Associate at Laffey, Sebranek, Auby & Ristau, S.C. https://www.lsar.law/notesong-thompson Introduction to Estate Planning: Hosts introduce the episode and guest estate planning attorney. (00:00:05) Why Estate Planning Matters: Discussion on the importance of having a will and how it impacts your family. (00:00:36) Barriers to Creating an Estate Plan: Common reasons people avoid estate planning, including cost and emotional discomfort. (00:03:44) Consequences of Not Having a Will: How the state decides for you if no legally binding will exists. (00:04:47) Estate Planning for Parents: Why guardianship and financial management are critical for families with children. (00:06:20) Trusts and Financial Safeguards: The role of trusts in protecting assets and ensuring proper financial management. (00:06:51) Deciding Key Roles in an Estate Plan: How to choose guardians and financial decision-makers. (00:07:53) Updating Your Estate Plan: The importance of reviewing and revising your estate documents as life changes. (00:10:58) Pitfalls of Online Will Services: Limitations of online templates and why working with an attorney is beneficial. (00:14:09) Coordinating Estate and Financial Planning: How financial and estate planning work together to protect your legacy. (00:19:23)

Discover the latest 2025 financial market trends, AI breakthroughs, and tax policy changes that could shape your investments. This episode of Gimme Some Truth covers Deep Seek AI’s impact on tech stocks, market overvaluation risks, S&P 500 concentration issues, and upcoming tax reforms. Learn how to navigate potential market corrections, portfolio diversification strategies, and political uncertainties that may influence global trade and economic stability. Stay ahead of market trends and make informed financial decisions in 2025! 🚀 AI Disruption: Deep Seek vs. Nvidia – The rise of Deep Seek AI and its impact on computing costs (0:39) 📉 Stock Market Reactions – How recent AI innovations triggered volatility in tech stocks (1:09) 💻 The Future of AI Computing Power – Deep Seek’s efficiency vs. traditional high-power GPU models (3:22) 📊 S&P 500 Tech Dominance – Why 9 out of 10 top S&P 500 companies are tech firms (6:55) ⚖️ Political & Tax Changes in 2025 – How new government policies may affect markets (14:12) 💰 The Potential of a Consumption Tax – Could the U.S. shift from an income tax model? (16:35) 🌍 Tariffs & Trade Policy Concerns – How proposed tariffs might impact the global economy (19:47) 📈 Managing Investment Risks in 2025 – Strategies to avoid overexposure in tech-heavy portfolios (21:18) 🛑 Market Corrections & Business Cycles – Predicting economic downturns beyond political factors (22:50) 🎯 The Future of Investing – Preparing for an uncertain 2025 market with smart portfolio decisions (23:31)

Join us in this episode of Gimme Some Truth as we welcome Ian Beardsley to the Walkner Condon Financial Advisors team! Ian shares his inspiring journey from public accounting to financial advising, highlighting his passion for helping individuals and families. Discover how his global experiences, corporate expertise, and collaborative approach are making a difference in the world of financial planning. Don't miss this engaging introduction to one of our newest team members!

Join Syl and Clint in this in-depth market recap, exploring the 2025 economic outlook, investment strategies, and key trends such as AI's transformative impact and bond market dynamics. Learn how the Federal Reserve's policies influence interest rates, the implications of inflation, and the future of equities. Gain valuable insights into navigating a momentum-driven market and preparing for potential corrections. Perfect for investors, financial advisors, and anyone keen on understanding market shifts in the coming years. 00:00 - Welcome & Introduction to Market Recap: Overview of the 2025 Market Outlook. 00:38 - Market Momentum Overview: Discussion on momentum-driven markets. 02:12 - Bond Market and Interest Rates: Changes in long-term interest rates and yield curve dynamics. 04:19 - Normalization of Interest Rates: The shift from low to more normal interest rates. 07:27 - AI: Bubble or Game Changer?: Insights on the adoption of AI and its market implications. 12:40 - Self-Driving Technology Progress: Discussion on advancements in autonomous vehicles. 13:10 - Creative Destruction from AI: Impact of AI on jobs and industries. 17:52 - Market Skewness Towards Large-Cap Stocks: Analysis of current market breadth and risks. 19:57 - High Consumer Optimism in Markets: Examination of consumer confidence survey results. 21:02 - Closing Thoughts & Call to Action: Final remarks and recommendations to check out the Market Outlook.

This episode of Gimme Some Truth is an introduction into a series exploring how people can reframe conversations about money to focus on goals, purpose, and empowerment. Financial advisors Polly Price and Alicia Vande Ven, CFP® address societal taboos, financial education gaps, and the importance of shifting discussions from numbers to achieving life goals like retirement, education, and travel. Gain insights on asking better financial questions and building confidence in managing money. #WomenAndFinance #FinancialEmpowerment #MoneyWithPurpose #FinancialConfidence #MoneyManagement

In this episode, Nate and Clint explore the challenges and benefits of embracing change, discussing why people often resist it and how to overcome it. Covering essential topics like adapting to retirement, managing life transitions, and building resilience, they share practical strategies for turning change into an opportunity for growth. Discover how to handle change in both personal and professional life, improve your mindset, and tackle daily challenges with confidence. Ideal for those preparing for retirement, facing life changes, or seeking ways to improve adaptability, this episode provides actionable insights for managing life’s big shifts. Tune in now to learn how to embrace change and use it to your advantage! 🎙️🌟 #EmbraceChange #LifeTransitions #PersonalGrowth #RetirementPlanning #mindsetshift

In this episode of Gimme Some Truth, we explore essential retirement planning strategies specifically designed for employees of the University of Wisconsin (UW) System and the State of Wisconsin. Discover how to maximize your 403(b) and 457(b) plans, understand the benefits of the state pension system, and make the most of your investment options with providers like TIAA and Fidelity. Check out our blog for additional insights: Our Guide to the UW System Supplemental Retirement Program - https://walknercondon.com/blog/our-guidance-on-the-uw-system-supplemental-retirement-program/ We break down: * Key Differences Between 403(b) and 457(b) Plans: Learn which plan fits your retirement goals, including tax benefits and early withdrawal options. * Maximizing Contributions: Find out how UW and state employees can contribute to multiple retirement accounts, potentially doubling tax-advantaged savings for households. * Investment Choices with TIAA and Fidelity: Explore the advantages of these standardized plans, including low-cost options and diversified portfolios. * Catch-Up Provisions and Early Access: Understand how catch-up contributions and penalty-free withdrawals in 457(b) plans can benefit high-income earners and those nearing retirement. Whether you're early in your career, nearing retirement, or managing dual incomes in a household, this guide will help you understand your retirement planning options. Make the most of the powerful benefits available to UW System and State of Wisconsin employees to secure a financially stable future. Watch now to start planning for a better retirement! #RetirementPlanning #WisconsinEmployees #UWSystem #StateOfWisconsin #403b #457b #TIAA #Fidelity #FinancialPlanning #TaxBenefits

In this video, we break down strategies to make Required Minimum Distributions (RMDs) less overwhelming and more tax-efficient. If you're approaching retirement or already retired, understanding RMD rules, age requirements, and the impact on your tax bracket is essential. We cover everything from the basics of RMDs to advanced strategies for minimizing tax implications and preserving wealth. Here's what you'll learn: *What Are RMDs and Why They Matter: Get a clear understanding of Required Minimum Distributions and why they're mandated. *Current RMD Age Requirements: Learn how the Secure Act 2.0 has updated RMD ages, including options for reducing taxable income through strategies like Roth conversions. *Qualified Charitable Distributions (QCDs): How to donate your RMD directly to charity, avoiding taxes and supporting causes you care about. *The Tax Implications of RMDs: Understand how large RMDs can push you into higher tax brackets and how to plan for it. *Tax Diversification and Asset Location: Why balancing tax-deferred, taxable, and Roth accounts can make a big difference in your retirement plan. Whether you're nearing RMD age or planning for the future, these insights will help you create a more tax-efficient retirement strategy. Don’t miss these expert tips on maximizing your retirement savings! Here are key timestamps from the video "How to Make Navigating RMDs Less Taxing," giving you direct access to specific discussions: Introduction to Required Minimum Distributions (RMDs) - 00:00 Definition and Importance of RMDs - 00:00:32 Age Requirement for RMDs (Currently 73) - 00:01:04 Changes Under Secure Act 2.0 - 00:02:07 Qualified Charitable Distributions (QCDs) Explained - 00:02:38 Roth Conversions as a Strategy - 00:04:10 Impacts of Large RMDs on Tax Brackets - 00:04:43 Key Milestones for Retirement Accounts (Age 55, 59½, etc.) - 00:05:13 Importance of Tax Diversification - 00:09:05 Managing Capital Gains and Asset Location - 00:09:52

As 2024 comes to a close, it’s time to get your financial ducks in a row for the new year. Reviewing essential areas now can help you maximize tax efficiency, protect assets, and set up for a successful 2025. Here’s your year-end checklist to keep everything on track: Maximize Retirement Contributions – Ensure you’re making the most of 401(k), IRA, and HSA contributions. If you’re over 50, don’t forget those catch-up contributions! Review Tax and Estate Planning – Consider year-end strategies like Roth conversions, charitable donations, and estate updates to reduce taxable income. Evaluate Insurance Coverage – Double-check that your life, disability, and long-term care insurance meets your needs. Reviewing beneficiaries now can avoid future headaches. Manage Debt and Optimize Interest Rates – Look at mortgage rates, high-yield savings, and credit lines to make sure you’re getting the best rates before the new year. Update Investment Allocation – Rebalance your portfolio to align with your financial goals and take advantage of market opportunities. Get your financial ducks in a row before 2025, and start the new year feeling secure and prepared! #YearEndChecklist #FinancialPlanning #GetYourDucksInARow #TaxSavings

In this episode, Nate and Clint spend some time diving into some crowdsourced questions, as we amend "Ask Me Anything (AMA)" to "Ask Us Anything (AUA)". We spend some time discussing things we have learned from our spouses, how Walkner Condon was named, and why Nate strong dislikes jeans in the office. We welcome questions for future episodes. send them along!

When the Fed cuts rates, what does it say about the economy? Does it mean we are on the cusp of a recession, or might it be a bullish signal? Nate, Clint, and Syl sit down to speak about the most recent Fed rate cut in September 2024 and also what it means in the context of prior rate cuts.

Discover more about the world of index investing in our video podcast. We dive into the history of index funds, starting with the creation of the S&P 500 and the revolutionary move by Vanguard in 1976. Learn the differences between major indexes like the Dow Jones and Russell 2000, and explore the rise of Exchange Traded Funds (ETFs), which offer tax efficiency, intraday trading, and accessibility for smaller investors. We also break down key index construction methods, such as market-cap-weighted vs. equal-weighted indexes, and discuss how different approaches impact portfolio performance. Additionally, gain insights into factor indexing strategies and how modern investing has evolved beyond passive approaches, utilizing factors like size, momentum, and quality to enhance returns. This video is for anyone wanting to understand: The history and benefits of index investing How ETFs differ from mutual funds Why factor-based strategies are gaining popularity. The key differences in index construction across major funds Whether you’re a seasoned investor or just starting out, this comprehensive overview will help you navigate the ever-expanding world of index investing. Don’t miss out—subscribe for more insights on personal finance and investment strategies! #IndexInvesting #ETF #S&P500 #MutualFunds #FactorInvesting #Vanguard #Russell2000 #InvestingBasics #FinancialEducation

Polly, Clint, and Nate discuss some important factors around HSA accounts - did you know you can invest the proceeds into stocks, bonds, and funds? We discuss how HSAs have some similar properties to Roth IRAs and then an added benefit of being tax deductible on top of tax free if used for medical expenses. We also caution people how to appropriately look at HSAs in regards to balancing investments with timeframe and expected distributions.

In this episode we get to know Andrew Klein, our newest financial advisor that recently joined us at Walkner Condon. Andrew is a career changer - very briefly considered a career in education, and worked at ESPN in Madison. After pivoting to financial services, he began his career at MassMutual and focused on helping his clients with retirement income and tax planning. In his spare time he loves Wisconsin sports, playing golf, and is also a fitness instructor and fitness enthusiast.