Navigating Your Epic Equity: From Vesting to Exit Planning

How does Epic's employee stock program work—and what do you need to know about taxes, loans, 83(b) elections, and long-term planning?In this episode of Gimme Some Truth, financial professionals Clint Walkner, Alicia Vande Ven, CFP® (former Epic HR), and Mitch DeWitt, CFP®, break down the complexities of Epic employee stock, including vesting, tax implications, exit planning, and risk management. Whether you're an Epic employee, former staffer, or simply navigating equity compensation, this episode offers structured insight into managing your equity in 2025 and beyond.Check out our new Epic Stock Financial Planning Guidewww.walknercondon.com/epic🔎 Topics include:Epic stock structure and evolutionUnderstanding 83(b) electionsManaging stock loans and riskUsing direct indexing and donor-advised fundsPlanning for vesting, exit, and retirementThis content is for informational purposes only and not intended as tax or investment advice.⏱️ Timestamps:00:00 – Intro: What makes Epic stock unique01:00 – Alicia’s background at Epic and initial exposure to equity02:15 – How Epic’s stock plan has changed over time04:30 – Why it's important to understand what you own06:00 – Vesting, taxation, and the W-2 surprise07:45 – 83(b) election explained: benefits and risks10:30 – Exit planning: start early to expand your options12:45 – When Epic stock becomes "real money"14:10 – Investment strategy: what to consider before leaving15:40 – Direct indexing for tax efficiency17:00 – Donor-Advised Funds: grouping charitable giving19:00 – Planning around fluctuating income and loan terms21:15 – Why family and spouse income must be considered23:00 – The role of personal goals in equity planning24:30 – How to prepare for a financial planning meetingRead our blog post on Donor-Advised Funds: https://walknercondon.com/blog/what-is-a-donor-advised-fund/Read our blog post on Direct Indexing: https://walknercondon.com/blog/introduction-to-direct-indexing/ #EpicStock #EquityCompensation #83BElection #TaxPlanning2025 #DirectIndexing #DonorAdvisedFunds #GimmeSomeTruthPodcast #ExitPlanning #EmployeeStockPlans #EpicSystemsFor more on this topic and others check out the blog on our website: https://walknercondon.com/blog/ Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon