PODCAST · education
Good Cents by Payactiv
by Payactiv
At Payactiv, we believe that people and economies flourish when everyone is able to participate. That’s why we invented Earned Wage Access (EWA) way back in 2012. We’ve been building a digital wallet that helps you stretch every dollar and achieve your financial goals ever since.Money can feel complicated and even overwhelming at times. How to get paid early? How to start a budget that you’ll actually stick to? What’s a good way to start saving for a rainy day? We’re here to lift the curtain and have real money conversations. Listen to stories by real people, financial experts and Payactiv users about how they earn, spend, and save. Welcome to the Good Cents podcast by Payactiv.
Episodes
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The Cost of Food in 2025: How to Save Big on Groceries Each Week
In this episode of Good Cents by Payactiv, host Eric Rosenberg discusses the rising cost of groceries and how mindful budgeting can help. He’s joined by Justin from The Price of Avocado Toast, who shares how he and his wife paid off $132,000 in debt and learned to be intentional with their…
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New Year, New Budget
In this episode, the host, Eric Rosenberg, discusses the importance of budgeting for the new year and how it can set the foundation for financial success. He breaks down the budgeting process into simple, actionable steps to help listeners take control of their finances. Key Takeaways: Why...
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Utility Savings
In this episode of Good Cents by Payactiv, host Eric Rosenberg explores practical ways to tackle utility expenses, including energy, water, and internet bills. These essentials can strain monthly budgets, but Eric highlights financial assistance programs and energy-saving strategies to ease the...
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How to Earn 400 More Per Month
In this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg welcomes Daniella Flores, a side hustle expert and founder of I Like to Dabble, to share her insights on how people can earn at least $400 a month through side hustles. Daniella dives into various side hustles and gig…
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Financial Planning For Next Year
In this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg welcomes Katie Brewer, CFP, to discuss practical tips for financial planning as we enter 2024. Whether you're starting to plan or want to improve your current habits, this episode provides actionable advice to set you up…
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Year End Financial Planning Tips
In this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg and guest Jen Smith, budgeting expert and author, share practical strategies for effective year-end financial planning. As the year winds down, it's the perfect time to reflect on your financial habits and set the stage…
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Cyber Monday
In this episode, Eric explores strategies to navigate Cyber Monday without overspending or derailing your financial goals. Cyber Monday, paired with Black Friday, creates a shopping frenzy, making it easy to blow through budgets. Here are the key takeaways: Avoid Unnecessary Purchases: You don't...
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Financial Big Wins in Your Budget: Where to Find the Biggest Savings
Big changes, big wins: We’re diving into simple tweaks that can make a huge difference in your budget, like cutting car payments or lowering rent. These are the game-changers that can save you thousands! Small moves, big savings: From canceling unused subscriptions to switching insurance plans,...
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Navigating Financial Emergencies With Ease
This podcast episode provides practical tips for building a $500 emergency fund in 90 days. Key points include: Breaking down the $500 goal into a more manageable $5.56 per day savings target Identifying areas to cut spending, such as subscription services, dining out, and impulse purchases...
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Audience Q&A
In today’s episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg answers the top personal finance questions submitted by Payactiv users, Instagram followers, and email subscribers. From setting savings goals to deciding between paying off debt and saving, this episode offers…
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Preparing Early for the Holidays
In today’s episode, we explore practical strategies for preparing financially for the holiday season. We discuss how to review past spending, set realistic budgets, and save money without sacrificing the joy of the season. We are also excited to share insights from our special guest, Cameron...
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What To Do With Your Paycheck on Payday
In today’s episode, we're tackling a fundamental financial topic: what to do with your paycheck every payday. Whether you're just starting your career, in the midst of your financial journey, or nearing retirement, understanding where every dollar comes from and how to manage it is crucial for...
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Simple Tips to Build Financial Freedom & Afford Anything
In today's episode, we explore simple yet effective habits to enhance your financial wellness. We'll discuss practical strategies for building an emergency fund, boosting your savings rate, and managing your budget without the stress of meticulous tracking. We are also excited to share insights...
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Navigating Finances in the Military: Strategies for Service Members and Families
This episode is dedicated to the brave men and women who serve our country and dives into the unique financial considerations for military households. We explore topics ranging from housing to specialized financial services and offer insights into how military families navigate their financial...
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Paying Off Your Debt With the Debt Avalanche & Debt Snowball Method
In today's episode, we dive into a topic close to many of our hearts: paying off debt. With millions across the country facing credit card debt, student loans, and more, the quest for financial freedom is more pressing than ever. We chatted with Martin Dasko, a seasoned freelance writer and…
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Flex Your Finances: Strategies for Navigating Irregular Income
Welcome to another episode of The Good Cents by Payactiv podcast. Hosted by Eric Rosenberg, this episode delves into the challenges and strategies of managing finances when your earnings fluctuate month to month. Whether you're a freelancer, gig worker, or self-employed, understanding how to...
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Mastering Tax Season: Maximize Your Refund & Simplify Your Filing To Reach Your Goals
In this episode, your host Eric Rosenberg is joined by special guest Whitney Hansen, a renowned personal finance coach and host of the Money Nerds podcast. Together, they delve into the intricacies of tax season preparation, sharing invaluable tips and strategies to help you maximize their tax...
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High-Paying Jobs Without a College Degree
Welcome to another episode of Good Cents by Payactiv! In this edition, your host Eric Rosenberg is joined by budgeting and personal finance expert Allison Baggerly from The Inspired Budget. Together, they explore lucrative career paths that don't require a college degree. From commercial pilots…
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Making Car Ownership More Affordable: A Step-by-Step Guide
In this episode of the Good Cents podcast, Eric Rosenberg dives into the costs and factors that go into buying a car and how to save money during the process. Learn about common financial complications associated with owning a vehicle and how to make informed decisions from purchasing to...
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Money Management 2.0: The Power of Financial Apps
In this episode of Good Cents, we dive deep into the world of financial apps and uncover the strategies and tips you need to leverage them effectively to reach your financial goals. Our expert guest, Bobby Lee, is a seasoned financial advisor. He shares invaluable insights on selecting the right...
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Preparing Next Year’s Budget, Now!
The new year is right around the corner, which means it’s the perfect time to take a look at our finances and create a budgeting and saving plan for the new year. In today’s podcast episode, we discuss how to create a budget for 2024 based on your goals, using a variety of accessible, financial...
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How to Maximize Your Savings During The Holidays
Prioritizing saving and budgeting during the holidays is crucial for maintaining the financial habits you focus on building throughout the year. For example, having a budget in place allows for thoughtful and intentional gift-giving while keeping excessive and impulsive spending in check. When…
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3 Types of Financial Fraud to Be Afraid Of
Being aware of financial fraud is crucial because it helps protect your hard-earned money and keep you on track towards your financial goals. When you can recognize the signs of fraud, you can protect yourself and loved ones from scams that can cost you hundreds or thousands of dollars. In…
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How Financial Wellness and Mental Wellness Are Connected
Your financial health and mental health impact each other on a regular basis. Join Eric Rosenberg and Melanie Lockhart in an informative conversation about how financial stress can lead to mental health challenges and vice versa. Learn proven strategies for remembering your self-worth and making...
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Navigating Student Loans: Repayment, Rates, and Forgiveness Programs Demystified
Join Robert Fattington, from The College Investor, and Erin Rosenberg for an in-depth conversation about student loans, qualifying for loan forgiveness, and optimizing your repayment and refinancing strategies. Learn about the ins and outs of loan qualification, repayment plans, and forgiveness...
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Good Cents Ep. 22: Money-Saving Tips for Summer Vacation Planning
There’s still time to plan an incredible summer vacation, while sticking to your financial goals. In today’s podcast episode, we explore different strategies and tips that you can use to craft the perfect and budget-friendly itinerary. Have a financial question for us? Email…
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The Financial Benefits of Renting: How to Make the Most of Your Lease
Renting sometimes gets a bad reputation. Buying a home is often considered a sign of financial success or milestone, but for many of us, renting can actually be a more prudent choice based on our goals and current financial situation. In today’s podcast episode, we dig into when and why renting…
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From Renting to Owning: A Financial Guide to Buying Your First Home
Buying your first home can be a daunting venture. Being prepared for every step is one of the best ways to increase your confidence and chances of finding a home you love that also fits your budget. Have a financial question for us? Email [email protected]. Don’t forget to subscribe on…
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How to Negotiate a Fair Raise in Today's Economic Climate
Despite worries about the economy, today’s episode of Good Cents episode will convince you that now is a great time to explore your current pay options and maybe even negotiate a raise with your current employer. We’re talking to Stephanie O'Connell, a finance expert, author, podcaster, and...
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Insider Tips for Maximizing Your 2022 Tax Refund
A key facet of financial learning is tax preparation and maximizing your refund. Nicole Rosen is an Enrolled Agent (EA) with the IRS, which means she’s in a great position to share some last-minute filing tips. Have a financial question for us? Email [email protected]. Don’t forget to...
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The Double-Edged Sword of Credit Cards
Credit cards are a valuable financial tool for renting a home or taking out a loan, but like a double-edged sword, beware! It's easier in today’s economic climate to slip into a debt spiral. On this episode of Good Cents, Eric Rosenberg and Deacon Hayes, President of Well Kept Wallet, dive into…
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Top Financial Tips for 2023
It’s easy to start a financial goal and give up a few months in, especially when the economy feels uncertain. On today’s episode of Good Cents, Eric and Sydney are here to give you the pep talk you need because leveling up your finances is always possible, no matter your financial situation. It...
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Holiday Savings Tips for Single-Income Families with Brynne Conroy
This time of year can be one of the most expensive and challenging for families living on one income. Singe mom and author of “The Feminist Financial Handbook” Brynne Conroy shares her inspiring story plus tips you can use year-round to minimize holiday financial stress. From setting money aside...
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How to Save During Benefits Enrollment Season With Tiffany Grant
Did you recently receive an email from your employer asking you to sign up for benefits? Navigating Benefits Enrollment Season alone can be tricky, which is why Eric and Tiffany Grant of “Money Talk with T” have your back. Eric and Tiffany cover how to choose a retirement and healthcare plan…
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Pros and Cons of Borrowing Money From Family with Elle Martinez
How do you simultaneously help out a loved one who needs a loan while protecting your hard-earned money? Can you mix family and finances without stirring the pot? These questions can be stressful to answer without a guide. Enter: Eric and family finance expert Elle Martinez of Couple Money. Eric...
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Coffee with KOFE, Knowledge of Financial Education
Are you saving for a goal, paying off credit cards, planning for kids, or just feeling lost when navigating your finances? An amazing financial coach like Mario Rodriguez from KOFE (Knowledge of Financial Education) can give you advice and support for FREE when you download the free Payactiv app...
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Athena Lent on “Unique Financial Challenges Facing the Latinx Community”
Happy Hispanic Heritage Month! Athena Lent of “Money Smart Latina” and Eric dive into the important lessons Athena learned while spending time with Junior Achievement students and how these lessons would later start Athena’s career in personal finance education. We’ll discuss the systemic issues...
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J. Money on “Why Net Worth Tracking, Goal-Setting, and Budgets, are Sexy”
On this episode of Good Cents, we’re tackling BIG money questions. What is the point of money if you don’t know what to do with it? How easy is it to save your first ten thousand dollars? What do you do after you saved it? Eric speaks with J. Money of Budgets are Sexy about why you should start...
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Miranda Marquit, MBA on “Why Payday Loans Stink Like a Dumpster Fire”
If you already know, you know. But if you don’t, we’re here to talk about why payday loans, salary loans, and small-dollar loans are the absolute worst. Eric brings on finance expert Miranda Marquit to talk about what makes them so awful (3 letters, A-P-R), and alternative means to go to before...
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Payactiv CEO Safwan Shah on “What It Means to Be Best for the World”
In today’s episode, we’re taking 15 minutes to celebrate Payactiv’s winning “Best for the World” (2 years in a row!) with Payactiv CEO, Safwan Shah. This award is only given to the top 5% of B Corporations that put people above profit, and it’s a huge deal! So grab some headphones, get comfy, and...
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Are Side Hustles Worth It?
Ready to make more money outside of your normal job? Spoiler alert! A side hustle might be just the thing. In this episode, Eric and Sydney talk about how to turn a fun hobby into a small-scale money-making business. While being your own boss means putting in extra time and effort, Eric’s goal by...
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Tips for Getting a Raise - Part 2 of 2
Eric and Sydney continue their conversation about how to make more money at work and offer steps you can take today. Eric shares tips for what to do in specific job situations, why every job change should come with a raise, and the difference between asking for a raise and setting yourself up for…
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Tips for Getting a Raise - Part 1 of 2
For many hardworking people, asking their boss for a raise can feel quite strange. Financial expert Eric Rosenberg and curious writer Sydney dig into this taboo topic. We'll cover everything from how to prepare to ask your boss for a raise, to how much you should ask for, and why a raise should...
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How to Love Your Budget
There are very few people who love a good budget more than our host Eric Rosenberg. Sydney and Eric talk about how to simplify the idea of a budget to make it less scary, how often we should be thinking about them, and more. Payactiv's free financial toolkit helps you get smart insights into your...
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Credit Cards and Credit Scores 101
Understanding how credit cards really work can be confusing. In this episode, we discuss every question we can think of when it comes to navigating this complicated piece of plastic. From timing your payment schedules to making better spending habits, we’ll break it down and make credit cards...
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2021 Tax Season Checklist
Tax Season is a great time to take a pause and take a deep dive into our finances. Eric Roseburg asks Enda Ferraro, volunteer income tax assistant, all about what’s unique about this year’s tax season, some common tax questions, and gets some last-minute tax preparation tips you might be able to...
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Michelle Jackson on "Financial Conversations and What Employers Can Learn From Costco"
In this episode of the Payactiv Podcast, we’re talking with Michelle Jackson about why it’s important to have uncomfortable financial conversations, find a financial community, and a whole lot more. Michelle is host of the podcast, “Michelle is Money Hungry” where she discusses all things…
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Wilson Muscadin on "The Money Speakeasy and How To Bridge Financial Gaps for Black Americans"
In this episode, we’re talking with Wilson Muscadin about his foundation, The Money Speakeasy, the intersection of race and personal finance, and much more. Wilson Muscadin is a financial coach and Accredited Financial Counselor®. His foundation, The Money Speakeasy, was built as a social outlet...
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ABOUT THIS SHOW
At Payactiv, we believe that people and economies flourish when everyone is able to participate. That’s why we invented Earned Wage Access (EWA) way back in 2012. We’ve been building a digital wallet that helps you stretch every dollar and achieve your financial goals ever since.Money can feel complicated and even overwhelming at times. How to get paid early? How to start a budget that you’ll actually stick to? What’s a good way to start saving for a rainy day? We’re here to lift the curtain and have real money conversations. Listen to stories by real people, financial experts and Payactiv users about how they earn, spend, and save. Welcome to the Good Cents podcast by Payactiv.
HOSTED BY
Payactiv
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Frequently Asked Questions
How many episodes does Good Cents by Payactiv have?
Good Cents by Payactiv currently has 48 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Good Cents by Payactiv about?
At Payactiv, we believe that people and economies flourish when everyone is able to participate. That’s why we invented Earned Wage Access (EWA) way back in 2012. We’ve been building a digital wallet that helps you stretch every dollar and achieve your financial goals ever since.Money can feel...
How often does Good Cents by Payactiv release new episodes?
Good Cents by Payactiv has 48 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Good Cents by Payactiv?
You can listen to Good Cents by Payactiv on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Good Cents by Payactiv?
Good Cents by Payactiv is created and hosted by Payactiv.
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