Greater Victoria Real Estate Show

In this episode of The Greater Real Estate Show, we cover two of the hottest topics in the Canadian housing market.First, we break down the Bank of Canada's latest rate decision and what holding interest rates steady means for buyers, sellers, homeowners, and investors.Then, we take a closer look at BC foreclosures. Are foreclosure properties really the great deals everyone thinks they are? We discuss the buying process, the risks, and whether these homes actually offer better value.Whether you're buying, selling, or investing, this episode delivers practical insights to help you navigate today's real estate market.#BankOfCanada #InterestRates #CanadianRealEstate #BCRealEstate #Foreclosures #VancouverRealEstate #HousingMarket #RealEstateInvesting

Bank of Canada Watch + What’s Really Happening in the Greater Victoria Market | Greater Victoria Real Estate ShowThis week on the Greater Victoria Real Estate Show, Jane Johnston, Andrew Plank, and mortgage specialist Jen Lowe will be talking about the upcoming Bank of Canada rate announcement on July 15 and what we anticipate the decision may mean for buyers, sellers, and mortgage holders.We’ll also break down what we’re seeing in the Greater Victoria market right now — and why the answer is not the same for every property.Some segments are still moving well when pricing, presentation, and location line up. Others are taking longer, especially where buyers have more choice or where a property has a drawback that needs to be priced in from the start.In this episode, we’ll discuss:• What we expect from the next Bank of Canada announcement• Why rates still matter, even when buyers have adjusted to the current environment• How this month’s trends differ by product type• Why condos, townhomes, and single-family homes are not all behaving the same way• How location is affecting activity across Greater Victoria• Why pricing strategy matters more in a higher-inventory, more selective marketIf you are thinking about buying, selling, renewing, or simply trying to understand what is really happening in Greater Victoria real estate, this is a conversation worth tuning into.Hosted by Jane Johnston, Andrew Plank, and Jen Lowe. Watch on YouTube, stream on Facebook, or listen wherever you get your podcasts.

This week on the Greater Victoria Real Estate Show, we take a look at how technology has changed the real estate industry over the past 20 years — from the way we communicate with clients to the tools REALTORS® now use every day. Along the way, we share a few funny stories and behind-the-scenes anecdotes about working with colleagues in a changing business.We also discuss what is happening in the mortgage market, including the growing role of alternative lenders and B-lenders. If your financial institution says no, that does not always mean the door is closed. There may be other options available, and understanding those options can make a big difference.Finally, we wrap up with our weekly Greater Victoria market update, reviewing listing activity, price reductions, buyer engagement, and what the numbers are telling us about the current pace of the market.A practical, informative, and occasionally funny conversation about real estate, financing, technology, and the Greater Victoria market. 

Today on the Greater Victoria Real Estate Show, we’re diving into the latest monthly market update and what higher inventory levels mean for buyers and sellers in this spring market.With more listings coming to market, buyers have more choice — but that does not always mean every property is negotiable or every seller is under pressure. We’ll talk about how to read the market properly, where opportunity may exist, and why pricing, presentation, and strategy still matter.Jen Lowe will also be joining us to talk mortgages, including an important conversation about variable rate mortgages. Did you know a variable rate mortgage can be structured with either fixed monthly payments or payments that fluctuate as rates change? Jen will explain the difference, how each option affects borrowers, and what buyers should understand before making a decision.Whether you’re buying, selling, refinancing, or simply trying to understand what is happening in the Greater Victoria real estate market, today’s conversation will help bring clarity to the numbers, the strategy, and the decisions ahead. 

Join Jane and Andrew on today’s Greater Victoria Real Estate Show as we talk through the current spring market, buyer and seller psychology, rising inventory, price reductions, and whether this may be a good time to buy.With more listings coming to market and buyers having more choice, the conversation is shifting. Sellers are having to be more strategic with pricing, presentation, and expectations, while buyers are weighing opportunity, affordability, interest rates, and timing.We tried to keep this one short… but as always, there was a lot to unpack.In this episode, we discuss:– What rising inventory means for buyers and sellers– Why we are seeing more price reductions– How seller mindset is changing this spring– Whether buyers should act now or wait– How to make smart decisions in a more balanced market– What we are seeing on the ground in Greater Victoria real estateWhether you are buying, selling, investing, or simply watching the Victoria BC housing market, this episode gives you a clear, practical look at what is happening right now. Greater Victoria real estate market, Victoria BC housing market, spring real estate market, Victoria BC homes for sale, price reductions, real estate inventory, buying a home in Victoria BC, selling a home in Victoria BC, Vancouver Island real estate.

Join Jane Johnston, Andrew Plank, and Jen Lowe today at 3 PM for this week’s episode of The Greater Victoria Real Estate Show, where we discuss two major trends affecting the Victoria BC real estate market: mortgage renewal decisions after the COVID-era five-year fixed-rate cycle, and Greater Victoria’s long-term population growth.Five years ago, many Canadian homeowners locked into low five-year fixed mortgage rates during COVID. Over the past year, that renewal wave created significant activity in the mortgage industry — but now that it has largely passed, what are borrowers choosing next? Are people moving into fixed rates, variable rates, shorter mortgage terms, or waiting for more clarity?We’ll also look at one of the most important long-term trends shaping Greater Victoria real estate: continued net population growth over the past 24 years. Where are people moving from, why are they choosing Victoria and Vancouver Island, and where are some people moving when they leave?In this episode, we discuss Victoria BC real estate trends, Greater Victoria housing market updates, mortgage renewal trends in Canada, fixed vs. variable mortgage rates, moving to Victoria BC, Vancouver Island migration, population growth in Victoria BC, and what buyers, sellers, and homeowners need to know in today’s market.Follow The Greater Victoria Real Estate Show for weekly conversations on local real estate, mortgages, market statistics, buyer and seller strategy, relocation trends, and practical advice for anyone thinking about buying, selling, investing, or moving to Victoria BC. 

Andrew and Jen discuss current market conditions as the market appears to be heating up. Jen also shares some news on interest rates as Canadian jobs numbers appear to be weakening. A bad sign for the economy, but good for interest rates? Jane was absent today, but will be back next week to pipe in with her take on what's what with Victoria real estate.

Spring momentum is building across Greater Victoria real estate. Join us for our April 2026 market update as we break down the latest housing statistics, emerging trends, and what we are seeing firsthand across the market. From character homes in Saanich to downtown Victoria condos, we discuss where buyers are active, where opportunities may exist, and how current inventory and interest rates are shaping decisions for both buyers and sellers. In this episode, REALTORS® Jane Johnston and Andrew Plank, along with Mortgage Specialist Jen Lowe, provide independent analysis of the April 2026 Victoria real estate market, including pricing trends, buyer behaviour, negotiation conditions, and what today’s numbers actually mean on the ground. Whether you are thinking about buying, selling, investing, or simply staying informed, this episode offers practical insights into the Greater Victoria housing market.

Join us today as we unpack two important topics shaping real estate conversations right now: interest rates and short-term rentals.We’ll start by looking at how recent international events can influence interest rates, the broader economy, and buyer and seller confidence. The Bank of Canada held its policy rate at 2.25% on March 18, 2026, while also noting that conflict in the Middle East has increased volatility in global energy prices and financial markets, adding uncertainty to the economic outlook. We’ll also take a closer look at the changing short-term rental landscape in British Columbia, including the recent Kelowna change. The province announced that Kelowna’s early opt-out takes effect June 1, 2026, allowing the city to move away from the provincial principal residence requirement. At the same time, Kelowna is still regulating short-term rentals locally through business licensing and eligible properties that have been rezoned to the city’s STR sub-zone. In this episode, we’ll discuss: how global uncertainty can affect rates and market psychology the history of short-term rental regulation in B.C. why the province created a registry and stronger enforcement rules how provincial policy and local bylaws work together what Kelowna’s pilot shift may mean for investors, homeowners, and housing supply If you are a buyer, seller, investor, or homeowner trying to make sense of today’s market, this is a conversation worth following.

Join us this week on the Greater Victoria Real Estate Show as we unpack the latest local market stats, current affairs, and the real considerations behind deciding whether to stay or go. Moving is a big undertaking, but with thoughtful planning and a clear strategy, it can be done with much less stress. In this episode, we talk about what is happening in the market right now, what homeowners should be thinking about before making a move, and how to create a smoother path forward with better planning and execution. Each week, we break down what is happening in the Greater Victoria real estate market so buyers, sellers, and homeowners can make more confident decisions. In this episode, we discuss: whether now is the right time to move the emotional and practical costs of moving how planning ahead can lower stress current market stats and local trends what homeowners should consider before making a decision Subscribe for weekly conversations about the Greater Victoria housing market, financing, neighbourhood insight, and real-world guidance from professionals working in the field. 

Is it March Madness? Join us this afternoon as we break down the micro-markets across the city, comparing housing, condo, and townhouse prices in different areas.

Join us today at 2:30 while we discuss the nuances of looking for homes with or without a realtor and getting a mortgage including the particulars of qualification letters and why wording really matters!

Are you a buyer and wanting to make the most out of open houses? Come join Jane, Andrew and Jen today as we give you some tips and tricks for how to access open house resources, including access to ALL VREB open houses and an open house tour planner! We also will discuss what's happening with the rates Fixed are going up!! Variable are steady, and the spread between Fixed and Variable Rates. Link for the open house site is here: https://www.vreb.org/open-houses

Join Jane, Andrew and Jen along with Guest Charlotte Salomon of Infinity Law today at 2:30 pm Pacific. Elder abuse is more common than many people realize — and in Greater Victoria, where we have a large and growing senior population, it’s something every family should understand. In this episode of the Greater Victoria Real Estate Show, we sit down with Charlotte Salomon, KC of Infinity Law to unpack the real risks facing seniors today — from well-known scams to the more subtle and often overlooked forms of financial exploitation.

Join us today with our special guests Carmen Rempel and Krista Bekkema from Habitat for Humanity where we discuss Affordable Home Ownership. More http://habitatvictoria.com/about

The Land Owner Transparency Registry (LOTR) is a critical part of the British Columbia real estate landscape, yet many homeowners and investors are unfamiliar with its requirements. In this educational broadcast, our contributing experts provide a clear, high-level overview of what the Land Owner Transparency Act (LOTA) means for you. While regulatory compliance might not be the most exciting topic, understanding how ownership transparency works is essential for anyone dealing with property in BC. Our independent specialists break down the key components of the registry, why it was established, and the specific obligations for different types of owners. In this episode, we explore: - The fundamental purpose of the LOTR in ending hidden ownership. - Who is required to file transparency declarations and reports. - How the registry affects corporations, trusts, and partnerships. - The role of independent professional advice in navigating these legal requirements. - Practical steps for ensuring your property interests remain compliant. Whether you are a first-time homebuyer or a seasoned investor, this independent market analysis provides the real estate insights you need to stay informed. Greater Victoria Real Estate Show

🎙️ Wills & Estates in BC What Happens to Your House When You Die — and How to Make It EasierOn this episode, Realtors Jane Johnston, Andrew Plank, and Mortgage Broker, Jen Lowe are joined by Lawyer, Bhavi Tathgar from League and Williams Law for a clear, practical conversation about Wills, Estates, and real estate in British Columbia. We break down one of the most common — and least understood — questions families face: What actually happens to your house when you die in BC? This episode goes beyond theory and into real-world guidance, including: How property is handled after death in British Columbia. When probate is required (and when it may not be). The role and responsibilities of an executor. Common mistakes that delay or complicate estates. A step-by-step walkthrough of the probate process, explained in plain language Whether you own property, are planning your estate, or may one day act as an executor, this conversation is designed to reduce uncertainty, prevent stress, and help families plan with confidence. This is essential listening for homeowners, adult children supporting parents, and anyone who wants clarity around estate planning and real estate in BC.

Today on the 🎙️ Greater Victoria Real Estate Show | How BC Assessment, Appraisals & REALTOR® Value Really Work In today’s episode of the Greater Victoria Real Estate Show, we’re joined by Katie Snell, a professional real estate appraiser who previously worked with BC Assessment. This is an important conversation for homeowners, buyers, and sellers who are confused by why their BC Assessment value doesn’t match market value — and why that difference matters. Together, Jane Johnston, Andrew Plank, and Jen Lowe sit down with Katie to unpack:How BC Assessment values are calculated and what they are actually used forWhy BC Assessment exists primarily for property tax determinationHow professional appraisals are prepared and when lenders rely on themHow REALTOR® market evaluations differ — and why they reflect real buyer behaviourWhy these three numbers often do not alignCommon misconceptions homeowners have about “value”How understanding the differences can protect you when buying or sellingIf you’ve ever looked at your BC Assessment notice and wondered: Is my home really worth that? This episode will give you clarity.

As we close out 2025, it’s time to take a clear, grounded look at where the market stands — and where it may be headed next. Join Jane Johnston, Andrew Plank, and mortgage expert Jen Lowe for our end-of-year episode of the Greater Victoria Real Estate Show, where we break down the latest Bank of Canada rate announcement alongside a full year-end market wrap-up.In this episode, we’ll cover:Greater Victoria real estate statistics up to December 11, 2025 Current fixed vs. variable mortgage ratesThe pros and cons of each rate option moving into 2026What needs to happen for rates to hold steady, rise, or declinePractical insights for buyers, sellers, and homeowners planning their next move. Whether you’re actively in the market or simply planning ahead, this episode is designed to give you clarity, context, and confidence as we head into the new year. 📺 Watch on YouTube 📱 Stream on Facebook 🎧 Listen wherever you get your podcasts

Victoria Monthly Market Update — November Reset! Live Thursday at 9:30 AMIt’s a November Reset in Greater Victoria real estate — and we’re breaking it all down. Join Jane, Andrew, and Jen live at 9:30 AM Thursday as we walk through the latest statistics from the Greater Victoria Real Estate Board and break down what they really mean for buyers, sellers, and homeowners heading into the winter market. If you’ve been wondering whether November is the right time to make a move, this episode will give you the clarity you need. We’ll cover:• Inventory trends • Price shifts • Sales activity • Market opportunities heading into December • Whether now is a strategic window to jump into the market Stay informed. Stay confident. And make your next real estate move with clarity. 

Every real estate transaction involves many parties working together. At the end of the day, you will probably be interacting with building inspectors, mortgage brokers, appraisers, landscapers, lawyers, stagers, contractors, and others. It's important to us that we ensure you have the best choice and also that there is no real or perceived conflict of interest in our recommendations. Today Jane, Jen, and Andrew discuss referral networks.

Down payment myths (what’s required vs. what people think is required) The real story on variable vs. fixed rates Refinancing misconceptions Mortgage insurance eligibility How the new 30-year amortization for first-time buyers has played out What the $1.5M insured mortgage limit means for buyers in Greater Victoria What to expect if you're buying, renewing, or refinancing in 2026 Whether you're planning a purchase, preparing for a renewal, or simply trying to make sense of this year’s mortgage changes, this episode cuts through the confusion so you can make confident, informed decisions heading into 2026.📍 About the Greater Victoria Real Estate Show Hosted weekly by REALTORS® Jane Johnston & Andrew Plank, along with mortgage specialist Jen Lowe, the show breaks down real estate trends, lending updates, legal changes, and local Greater Victoria market conditions — all to help buyers, sellers, and homeowners stay educated and empowered.Jane Johnston, REALTOR® | Briar Hill Group, RE/MAX Camosun 📧 [email protected] 📱 250-744-0775 IG: @realtyteacher_remax_victoria YouTube: @JaneJohnstonRealtorJen Lowe, Mortgage Specialist 📧 [email protected] 📱250-217-4925 IG: @jenlowemortgagesAndrew Plank, REALTOR® | Royal LePage Coast Capital 📧 [email protected] 📱250-360-6106 IG: @andrewplank YouTube: @AndrewPlankRealtor

Understanding condo documents is one of the most important steps in buying or selling a strata property in Greater Victoria. These documents reveal how the strata is operating, its financial health, upcoming repairs, the status of the depreciation report, and any potential concerns—from bylaw enforcement and noise complaints to insurance updates and overall risk. In today’s episode of the Greater Victoria Real Estate Show, Jen Lowe and Jane Johnston, REALTOR®, sit down with Ryan Stenquist from Condo Clear to break down what every buyer, seller, and REALTOR® needs to know. Condo Clear specializes in reviewing and summarizing strata documents for REALTORS® and buyers across British Columbia. They also provide province-wide strata education and consulting services for strata corporations, developers, and property management companies. Whether you’re navigating Form B’s, minutes, AGMs, or contingency funds, this episode will help you feel more confident and informed. 🔍 What you’ll learn:How to read strata documents with confidenceRed flags buyers should watch forWhat a depreciation report tells you about future costsHow Condo Clear supports REALTORS® and clientsWhy thorough document review protects your investment

Join Jane and Jen at 9:30 am for the monthly market update up to November 1, 2025! What's the market doing? Are we entering into more foreclosures? What areas are doing well? Which ones are languishing? It all depends on what you are selling (house, condo or townhome) and where. Come join us and find out details!!

Wanting to save on real estate commissions?! Will you pay less if you deal directly with a listing agent or buyers? Let’s look at the real pros and cons of working with a REALTOR® — so you can decide what’s right for you. Join us this morning as Jane and Jen discuss being represented or unrepresented by an agent.

Autumn is here! The market looks likes it's running smoothly. How has the latest rate change affected sales? How are sellers feeling about the market?

In this episode of Rates, Risks, and Real Estate, we unpack the Bank of Canada’s latest rate decision and dive into how it’s shaping today’s housing market. From the fixed-versus-variable mortgage debate to what we’re seeing with buyers, sellers, and investors on the ground in Greater Victoria, we’ll help you make sense of what these changes could mean for your next move.Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.Jane Johnston // RE/MAX www.briarhillgroup.com/Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-JaneJohnstonAndrew Plank // Royal LePage www.andrewplank.com/Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-AndrewPlankJen Lowe // DLC Modern Mortgage Group www.jenlowe.ca 

It’s not just the house that matters. From the vibe of the street to the reputation of a neighbourhood, community can boost, or reduce, your property’s worth. We explore how neighbours, amenities, and neighbourhood trends impact real estate values locally. Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.Jane Johnston // RE/MAX www.briarhillgroup.com/ Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-JaneJohnstonAndrew Plank // Royal LePage www.andrewplank.com/ Subscribe to my YouTube channel! https://bit.ly/Subscribe-youtube-AndrewPlank Jen Lowe // DLC Modern Mortgage Group www.jenlowe.ca 

The Monthly Breakdown is your go-to podcast for clear, practical insights into the numbers that matter. Each episode, we take a deep dive into the latest stats, trends, and key takeaways, breaking them down into simple, actionable points you can actually use. Whether you’re tracking performance, monitoring growth, or just want to stay informed, this podcast helps you make sense of the data, without the jargon.

From downtown Victoria to Sidney, and from Sooke to Shawnigan, a million dollars buys you a very different home, neighbourhood, and lifestyle. In this episode, we’ll break down the pros and cons of each area and explore what makes them unique. One thing is certain: no matter where you are in Greater Victoria, people love where they live. So, let’s take a closer look at what $1 million can get you, and see if one of these communities might be the right fit for you. Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join us now! Buying a home is stressful enough—but one of the biggest deal killers isn’t always the inspection, the financing, or even the negotiations… it’s the money. Getting deposits and down payments from point A to point B can turn into a nightmare when the big banks get involved. In today’s episode, we’re pulling back the curtain on what really happens when deposits and down payments get tied up in the system, sharing a few real-world stories, and giving you the tips you need to make sure your deal doesn’t fall apart over something as simple as a transfer

Insurance - Nobody wants to pay for it, but it's a requirement for most lenders when buying a home. If you own in a strata building, there should already be insurance in place, but prices have skyrocketed in recent years. What's happening today?

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join Jane, Andrew and Jen today at 9:30 in the Victoria Real Estate Show to discuss the beautiful Royal Bay with Brendan Wilkinson, the Director of Sales at PATH Development's Royal Bay. Colwood is currently one of Greater Victoria's Hottest Municipalities and at the heart of it is the Royal Bay Development, which is a seaside community comprising single family homes, townhomes, condos as well as a commercial section for groceries, banking and restaurants. Today we are going to unveil what's planned for this development over the next 10 years.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to new phases and releases at The Beachlands masterplan community in Colwood

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Navigating builder contracts, challenges with financing, assignments, developer disclosure statements, rescission periods and potential profit and pitfalls.

Join us for an in depth discussion of Canadian ownership of properties in the USA with Tricia Lehane. What’s the market like in Arizona and other Canadian winter destinations? Are there opportunities? If you own, should you sell? What’s the process?

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join Jane, Andrew and Jen while we discuss our market update, and Tsunami's and Sink Holes. Where are we at risk in Victoria for these events? Can they affect you as a buyer?

Melanie Murray joins Andrew to share about her business "NextStep", an advocacy service for seniors in Greater Victoria. Melanie Murray Advocacy Services for Seniors NextStep Advocacy Services for Seniors (250) 886-8808 [email protected] www.nextstepvictoria.ca

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

How will Federal Election Results impact our housing market?

Navigating the Edge: Foreshore Rights, Docks, and Archaeological Awareness for Greater Victoria Waterfront Properties

Join Andrew, Jane and Jen today at 9:30 while we discuss buying a condo! When buy a condo, but you also buy into the building. Navigating through all the documents, and understanding the nuances and information provided can be tough. We'll provide you with some tips for success.

Join Andrew and Jane for their weekly chat about all things real estate. This week it's about colour!

Keep up to date with what's happening in the market! Join Jane, Andrew and Jen this morning at 9:30 as we discuss the Victoria Real Estate Stats for March 2025.

Today Jen and Andrew discuss market conditions and information security.