HerMoney with Jean Chatzky
by Jean Chatzky Her Money
Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!
Episodes
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Botox, Facials, and Facelifts: What's Actually Worth Your Money?
Botox can run $500 to $1,000 per visit. Add a laser, a peel, a monthly facial membership, and perhaps a facelfit, and suddenly you’re talking about five figures. On this episode, Jean Chatzky is joined by Val Monroe, former beauty director at O, The Oprah Magazine, and writer of the Substack How...
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Ep 551: How America’s Top Financial Experts Invest Their Money
Ask a financial pro how they invest their own money, and the answer usually isn’t flashy. That’s the idea behind How I Invest My Money: Volume 2, a collection of 25 essays from financial pros, each answering one question: How do you invest your money? Jean sits down with behavioral finance expert...
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Is $1 Million Enough to Retire Happy?
How much do you need to retire, not just comfortably, but happily, in 2026? Recorded live at FinCon, Jean Chatzky sat down with Wes Moss, author of The Retire Sooner Method: The 5 Secrets Behind America's Happiest (and Unhappiest) Retirees. Then, HerMoney Chief Content Officer Kathryn Tuggle is...
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Ep 550: Your Ten-Year Retirement Countdown Checklist
The ten years before retirement are your last, best chance to get it right. In this episode, Jean and Anne Lester, author of Your Best Financial Life, former head of Retirement Solutions for J.P. Morgan Asset Management, and a fellow with LIMRA’s Retirement Income Institute, break down what the…
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Raising Financially Savvy Kids In A World of Crypto, Betting Apps, and 'Girl Math'
Financial literacy isn’t just a problem for young people — it spans every generation and income bracket, and the numbers have only gotten worse over the last decade. So what actually works? This week, Jean sits down with Diana Isern, a 20-year NYC public school educator, Accredited Financial...
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Ep 549: Farnoosh Torabi on Why “Healthy” Fear Is Good for Your Money (and Your Life)
Sixty percent of Americans say they feel scared when they think about the future, and women are more likely than men to feel that way. If your instinct is to push that fear down, breathe through it, or just try to be more fearless, Farnoosh Torabi wants to stop you right there. Because fear, she...
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The Pink Tax on Everything: Why Women Pay More for a World Built for Men
Have you ever stopped to think about how nearly every product in your life — the car you drive, the shoes on your feet, the chair you're sitting in right now — was actually designed for men? Because cars were designed for men, women are 73% more likely to be seriously injured in a crash, and 17%...
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Ep 548: Tori Dunlap's Money Playbook For Finishing Out The Year Strong
We're closing in on the end of 2026, and on paper, it's been an amazing year for the markets. But that doesn't change the math that so many of us are feeling in our day-to-day lives. That’s why we’re back with Tori Dunlap, founder and CEO of Her First $100K, to walk us through her top moves for...
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"Should I Fire My $50K-a-Year Financial Advisor?"
In this AMA, Jean sits down with Anne — a 57-year-old retiree, self-taught investor, and self-described "super saver" — who's questioning whether her advisor's 60-basis-point fee (upwards of $50,000 a year) is still worth it now that she's retired, debt-free, and increasingly comfortable managing...
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Ep 547: Dr. Jill Biden on Why Every Woman Needs Her Own Money
It's no secret that Dr. Jill Biden has been through a lot. She opens her new memoir, View From The East Wing, by telling us about the heartbreak of losing her son Beau to brain cancer at the age of 46. In the wake of that loss, she and her husband almost lost their son Hunter Biden to addiction....
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Why I Changed My Mind About Annuities After 20 Years
For almost twenty years, HerMoney CEO Jean Chatzky was an annuity denier. In 2006, when her mother's financial advisor suggested putting some of her mom's money into one, Jean told him, flatly, to forget it. This week, she tells the full story of what changed her mind. Jean walks through the...
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InvestingFixx Sneak Peek: Should You Buy Gold Right Now?
Gold's had a strong run in recent months, climbing toward $4,700 an ounce at one point in late August — and if you've been wondering whether it's too late to get in, or whether gold even deserves its reputation as a 'safe haven,' this episode is for you. In a recent session of HerMoney’s...
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Ep 546: What If Women Are Already Better With Money Than We Think?
What does being “good with money” actually look like? It might look like steadily contributing to your 401(k). Or figuring out how to pay for summer camp while continuing to save for retirement. It might mean comparing health insurance plans, building an emergency fund, deciding how much house…
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Sinking Funds 101: How to Save Smarter with Nerdwallet's Sean Pyles and Elizabeth Ayoola
Ever moved money out of your vacation fund to cover a car repair, or dipped into your emergency fund for something that wasn't quite an emergency? That's exactly where sinking funds come in. This week, Jean sits down with Sean Pyles, CFP® and host of NerdWallet's Smart Money Podcast, and his...
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Ep 545: Getting the Most Out of Medicare: What You Need to Know
Medicare can feel like a maze of parts, plans and deadlines – and getting it wrong can cost you. On this episode of the HerMoney Podcast, sponsored by LIMRA, Jean sits down with mother-daughter Medicare experts Diane Omdahl and Melinda Caughill of 65 Incorporated to break down exactly what you…
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“Should We Give Up a $350K Lump Sum for a Bigger Guaranteed Pension?”
Jenna joins Jean Chatzky on this week's episode for another AMA conversation, this time digging into a decision that sits right at the heart of Jean's new book, The Forever Paycheck: Is it worth giving up more money on paper for the peace of mind that comes with guaranteed income? In this…
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Ep 544: Is the 4% Rule Dead? Jean Chatzky on Building a Paycheck That Never Runs Out
We've gotten really good at teaching people how to save for retirement. But almost nobody teaches you what to do the day you stop earning and have to start spending. That's the gap Jean set out to close in her new book, The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less…
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The Secret To Building Wealth As A Normal Person
Do you feel like you're middle class? You might not be. Pew Research shows the U.S. middle class has shrunk from 61% of households in 1971 to closer to half today. So what does building wealth actually look like for regular people right now? This week, Jean sits down with Joel Larsgaard, co-host…
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Remembering Gloria Steinem: Money, Power & Feminism (2017 Interview)
Gloria Steinem died today at 92, and we're revisiting a conversation that's stayed with Jean for almost a decade. Recorded live at the Paley Center in 2017 at an event called Winning Plays: Black Women, Feminism, and Empowerment, this episode brings together Gloria Steinem and financial…
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Ep 543: Is This Stock Market Too Good to Be True? Karen Finerman's Honest Take
The S&P 500 is on pace for a fourth straight year of double-digit gains, something that's only happened once before since 1928, and that last time ended with the dot-com crash. So naturally, a lot of us are wondering: is this too good to be true? Jean sits down with friend of the show Karen...
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The Simple Framework for Planning the Retirement You Actually Want
Most of us pictured our lives as a straight line: high school, college, a job, marriage, a house, kids…one milestone after another. Then life happened. A divorce. A layoff. A move. A pandemic. This week, Jean Chatzky goes solo to make the case that a messy, non-linear life isn't a failure; it's...
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Ep 542: We Fact-Checked Social Media’s Worst Financial Advice With Jill Schlesinger
FinTok is full of people giving confident financial advice… and a lot of it is dead wrong. This week, Jean sits down with CBS News Business Analyst Jill Schlesinger, and host of the new podcast Money Moves, to call out the worst financial trends going viral right now, answer real questions from...
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"I'm 3 Months Into Early Retirement. How Do I Make the Money Last?"
You've heard of FIRE, Financial Independence, Retire Early. And maybe your first reaction is: those people are a little extreme. But what if you stripped away the extreme version? What if early retirement just meant leaving the workforce in your late 50s, or stepping back a few years before 65……
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Ep 541: Protected vs. Growing: The Split Your Portfolio Actually Needs
When's the last time you looked at your portfolio and felt genuinely confident it could weather a bad year? For most of us, the answer is some version of "I'm diversified — stocks for growth, bonds for safety — so I should be fine." But in 2022, stocks and bonds both posted double-digit losses at...
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A Rejection Expert on How to Ask for What You Want (Even If The Answer Is No)
You know that feeling when you should ask for the raise, have the hard money conversation with your partner, or push back on a bad deal… and you just don't? On today’s episode, Jean Chatzky sits down with Jia Jiang, the guy behind the viral "100 Days of Rejection" experiment, and author of the…
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Ep 540: The One Question That Will Change Your Relationship With Money
What if the secret to never worrying about money again isn't earning more or spending less? Jesse Mecham, founder of the beloved budgeting app YNAB (You Need A Budget) and author of the new book Never Worry About Money Again By Answering One Question, is joins us to dig into why so many of us…
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$100k Used to Mean You’d Made It. Now It Barely Covers Groceries.
$100,000 used to mean you'd made it. Today, in some cities, it barely covers groceries — and there's a real reason that gap feels so wide. This week, Jean sits down with Mark Hamrick, Chief Economic Analyst and writer of The Hamrick Brief, to unpack why the official numbers so often miss how…
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Ep 539: Why Retirees Are Too Scared to Spend Their Own Money (And How to Fix It)
You saved. You invested. You did everything right. So why does spending your own money in retirement feel so terrifying? This week, Jean sits down with Terri Fiedler, President of Retirement Services at Corebridge Financial, to dig into why the spending side of retirement is so much harder than...
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Is a Vitamix Actually Worth $600? A Consumer Reports Expert Answers Your Biggest Home Spending Questions
You know that feeling when you're staring at two versions of the same appliance and have absolutely no idea which one is actually worth it? Today we're getting some answers. Jean Chatzky sits down with Tanya Christian, Senior Home and Appliance Writer at Consumer Reports, for a special mailbag...
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Ep 538: The Four-Day Workweek Is Real – So Why Don’t We Have It Yet?
Every few weeks, another tech titan promises to hand us our time back. Jamie Dimon says a shorter workweek is coming. Elon Musk says AI will make work optional. Bill Gates is predicting two-day workweeks. Sounds amazing, except we don't actually need AI to get there. The research proving a…
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Four Women Get Honest About Retirement Planning, Financial Peace, and the Money We Leave Behind
Do you have enough? And how do you even know? In the third and final episode of HerMoney's series with AARP, From First Paycheck to Forever Paycheck, Jean Chatzky and her roundtable tackle the biggest question in personal finance — what does financial security actually feel like, and how do you...
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Ep 537: Why Your Medical Bills Are Bankrupting You and What You Can Do About It Today
Your doctor isn't the enemy. So why does it feel like you're fighting them, and losing? This week, Jean Chatzky sits down with Dr. Jordan Grumet to talk about his explosive new book The Healthcare Heist: How Physicians and Patients Can Unite to Transform Healthcare. As a hospice physician who…
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The House of Cards: What Happens to Your Money When Life Blows Up the Plan
Did your life turn out exactly the way you planned it? Nobody says yes. Not one person. In the second episode of HerMoney's three-part series with AARP, From First Paycheck to Forever Paycheck, Jean Chatzky gets personal, sharing that at 40, she was fired, got divorced, and lost her father all in...
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Ep 536: AI and Your Money: What It Can Do, What It Can't, And Where It Could Get You Into Trouble
What happens when you let AI run your life? In her book, I Am Not a Robot: My Year Using AI to Do (Almost) Everything, award-winning journalist Joanna Stern chronicles her yearlong experiment integrating AI into every aspect of her day-to-day, from healthcare and money management to household...
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From First Paycheck to Forever Paycheck: How Women Can Build Wealth at Every Life Stage
In the first episode of our three-part series with AARP, Jean Chatzky brings together four women across four generations- Gen Z creator Hannah Williams, Zillennial entrepreneur Viviana Vazquez, Millennial journalist Ashley Parker, and Gen X financial expert Carly Roszkowski- for an honest,...
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Ep 535: Mid-Year Investing Reset: SpaceX, AI Stocks, and What to Do With Your Portfolio Before 2026 Is Over
On today’s episode, Jean sits down with Marta Norton, Chief Investment Strategist at Empower, for an honest, clear-eyed mid-year markets check-in. Marta has a point of view that many of you will find refreshing: that politics belongs at the Thanksgiving table, not in your portfolio. And she's…
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The Cost of People-Pleasing: Sari Botton on Money, Reinvention, and Finding Yourself Later in Life
Have you ever looked up and realized you've been living someone else's version of your life? Sari Botton, editor and writer behind Oldster Magazine and author of And You May Find Yourself: Confessions of a Late-Blooming Gen X Weirdo, knows that feeling intimately. And she's turned it into a body…
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Ep 534: The Aging and Money Mistakes We Swear We Won't Make (And Then Make Anyway)
We all have a list… things we watched our parents do as they got older and swore we'd never do ourselves. We'd stay active. We'd embrace technology. We'd get the hearing aid. And then life happens. Washington Post columnist and author Steven Petrow has been thinking about this for nearly 20…
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"I'm 62 with $1M saved. Should my husband and I get a divorce to protect our retirement?"
Nobody wants to think about the possibility of losing their spouse to Alzheimer's. But what if planning ahead meant considering something as unexpected as divorce? That's exactly the question Susan is grappling with today. Susan is 62, still working, and earning around $100K a year. Her husband…
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Ep 533: Living Off Your Acorns: How to Plan for All 4 Phases of Retirement
What if the most important phase of retirement is the one nobody talks about? This week, Jean sits down with Dana Anspach, CFP, to walk through the four phases of retirement outlined in her new book, Living Off Your Acorns: Your Guide to the Four Phases of Retirement, including the phase she…
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The Economic Freeze: What's Really Happening With Jobs, Housing, and Your Paycheck
The economy added 172,000 jobs in May, nearly double what economists expected. So why did consumer sentiment just hit a record low? Why does everything still feel so hard? In this episode, Jean sits down with Sarah Foster, Personal Finance Reporter at Bloomberg, to break down what's really going…
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Ep 532: The Truth About Annuities: Busting Myths and Answering Your Biggest Questions
Annuities might be one of the most misunderstood financial products out there – and they come with plenty of opinions…as well as questions. Are the fees really that high? Do advisors just push them for the commission? Could an annuity actually be the missing piece of your retirement plan? On this...
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Reinventing Your Career in the Age of AI? Jodi Kantor Says YES
For white-collar workers, the recent headlines about AI are more than a little bit fear-inducing. AI could automate millions of white-collar jobs within 18 months. College graduates are booing commencement speakers who bring it up. And women — whose jobs are three times more likely to be…
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Ep 531: The Secret to Retiring With Enough (That Americans Have Used for 300 Years)
A new study shows Americans expect to delay retirement by four years as the cost of living rises…and 4 in 10 aren't confident they'll have enough money to last. If that sent you into a spiral, this episode is your permission to exhale. Historian, real estate investor, and early retiree Joseph S....
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The Lie of Girlboss Feminism: What's Really Holding Women Back
We've been told to lean in, speak up, ask for the raise, and take up space. But what happens when doing everything right still isn't enough? Journalist and financial expert Stefanie O'Connell joins Jean to talk about her deeply researched new book, The Ambition Penalty: How Corporate Culture…
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Ep 530: How to Think Like a Millionaire When the Economy Feels Out of Control
If you've been feeling financially anxious lately, the numbers back you up. A record 55% of Americans say their financial situation is getting worse, and 67% say they're more afraid of running out of money than dying. This week, Jean sits down with Carrie Joy Grimes, author of the new book The…
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Brooke Shields Is Just Getting Started
She's been famous since childhood, but Brooke Shields might be having her most interesting chapter yet, and she's the first to say she's done waiting to be picked. This week on HerMoney, we're thrilled to share a special replay of one of our favorite recent episodes from our sister podcast, How…
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Ep 529: Lessons from a Legend: What Jonathan Clements Taught Us About Money and Life
There are people who change the way you think about money. And then there are people who change the way you think about life, and do it through the lens of money. Jonathan Clements was one of those people. The beloved personal finance columnist and Wall Street Journal veteran passed away in...
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We Asked Real Women to Track Their Grocery Spending for a Week. Here's What Happened.
What does a week of grocery shopping actually look like for real women right now? Jean Chatzky teams up with Yasmeen Khan, writer of Consumer Reports' Bread and Butter newsletter, for a special edition of A Week in Her Wallet, focused entirely on the grocery store. First, Jean and Yasmeen sit…
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Ep 528: You’re Already Behind – And It’s Not Your Fault: Closing The Retirement Gender Gap
You’ve heard of the gender pay gap – but there’s a quieter crisis unfolding for millions of women: the retirement gender gap. Whether you’ve taken time out of the workforce to care for a loved one, are a Gen X’er racing toward retirement with less saved than you’d like, or recently lost a spouse...
About this show
Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!
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