PODCAST · business
Houston Inside Out
by James Jay Barnes
Welcome to Houston Inside Out! We interview real estate professionals, local business owners and special guests from right here in the Houston community. This is where you get the inside scoop about what's new in real estate, new community openings and business openings and much more. Hosted on Acast. See acast.com/privacy for more information.
Episodes
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055 - Your Closing Date Will Affect Your Closing Costs With James Jay
In today’s episode, we are talking about how your closing date will affect the closing cost. When would be the best time for you to lock in? Tune in now and understand how the final closing rate is affected by the date and know when is the best time for you! QUOTES “Bottom line is this…
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054 - Mental Fitness and Real Estate Talk
In today’s episode, Casey Ingram, a personal trainer for 16 years and an independent real estate agent with Keller Williams, joins James J and they talk about having that mindset that you get from being in the fitness industry and how it relates to the real estate market. Join us and be inspired…
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053 - Interest rate locks With James Jay
In today’s episode, James will be talking about locking in your interest rate. Not as easy as it sounds but it is very important. Tune in now and get tips on how and when to do it! QUOTES “Offering an actual rate lock cost the lender money when that happens. ” “By committing funds to lend to you,...
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052 - Amortization With James Jay
For today’s episode, we are going to talk about amortization period and which one is right for you. James is going to share how the actual mortgage payment is structured to help you understand key points to look into as you are deciding. Join us and give this episode a listen to know more about…
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051 - Looking to Upgrade Your Current Home? Now’s the Time to Move-Up! With James Jay
In this episode today, we are talking about knowing why now might be the right time to look into upgrading your home. We will also understand how the market is affected by different factors. Tune in now and know more about it! QUOTES “The luxury home markets typically take longer to sell.” “As…
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050 - Interest Rates of 17%? Say What? With James Jay
Welcome to this episode where we are talking about interest rates. Learn some historical contents, some recent rates and know when to perfectly lock it in. So tune in, listen and learn! QUOTES “Rates obviously fluctuate.” “Interest rates play a big factor in your monthly payment.” MENTIONS...
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049 - 7 Things To Avoid After Applying for a Mortgage! With James Jay
Welcome to this episode of Houston Inside Out where we are going to talk about “7 Things To Avoid After Applying for a Mortgage”. A lot of people have a misconception about what happens after being initially approved for the loan. Learn very important points especially when you are building a…
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048 - What Is This Fee For Military Veterans Watch This if Your Buying a Home!
VA loans have a unique combination of features not found with other loan programs. Because a portion of each loan is guaranteed by the VA for the lenders, they can offer more favorable terms. Whether you’re buying your first home, needing more space for your growing family, or downsizing as an...
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047 - Credit Restoration Talk With Teresa and Randy Parasiliti
Credit restoration talk with Teresa and Randy Parasiliti from National Credit Federation. National Credit Federation, commonly referred to as NCF, is a nationwide, membership-based organization. Our mission is to help people who are currently in or have successfully come through a financial…
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046 - What Happens At Closing With James Jay
Today we're talking about what happens at the closing of your home. During closing, ownership of a property is transferred from the seller to the buyer. The escrow company distributes all funds, and the new deed is registered in the buyer's name. The buyer also has to bring a check for all of the...
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045 -Credit Scores And What To Know With James Jay
Credit scores are calculated using the information on your credit reports, which includes details of your credit accounts, how often you apply for credit, debt collection accounts and some public records, among other things. Quote: "85% Of Americans Have A Credit Score That Will Enable Them To…
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044 - Things To Avoid When Moving With James Jay
Moving to a new home can be intensely stressful and throw your life into chaos. So in this episode, we are going to share some things you need to avoid when moving. Stay tuned! :) Quote: "Moving Is The Ideal Time To Get Rid Of Things You No Longer Need. " Shownotes: (02:22) Scheduling Stuff…
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043 - Slap the $h_t out of renting in 2019 With James Jay
No more renting. If you want to make money slapping somebody in the face, you can make money by slapping your landlord in the face and go get your own home. That's how you make money. Stop making your landlord rich. Quote: "You Want To Be Proactive If You Are Looking At Getting Into A Home This...
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042 - Interest Rates Hit New 12 Month Low! With James Jay
According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018! Last week’s survey results reported an interest rate of 4.35%. This is a welcome change from...
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041 - Do 46 Million Millennials Know They Are Mortgage Ready? With James Jay
A lot of people don't know that they are eligible for a mortgage. So today, we are going to dive in specifically to millennials to talk about some of the misconceptions. Quote: "They've Got The Credit, All The Necessary Items And Necessary Criteria To Be Able To Own A Home. " Shownotes: (00:33)...
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040 - What You Must Have To Apply For A Mortgage With James Jay
A mortgage application can be complicated and requires several documents but as a minimum, you will need to provide some identification. There are a few things you need to have ready before you apply for a mortgage, and we are going to share those things with you in this episode, so stay tuned....
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039 - 4 Reasons To Buy A Home This Spring With James Jay
Right now we're at a great time to get a lower interest rate. You'll be able to make sure you're getting the most bang for your mortgage buck right and right now is an opportune time to do it. If you are looking at getting into one home in 2019, I think you are right on the money doing it now as...
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038 - Skip The Spouse, Buy The House With James Jay
For both men and women, buying a home on your own by yourself requires more financial independence than does buy with the support of a partner. In this episode we are going to share the impact of buying a house with a woman. Quote: "A women purchasing homes at a greater flip than single men do."...
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037 - What Is An Appraisal? With James Jay
In this episode, we talk about an appraisal. An appraisal is an important part of the home buying process. Lenders require appraisals when buyers use their new homes as security for their mortgages. So stay tuned as we more about appraisals. "You also have an income approach as far as the…
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036 - Negotiation With James Jay
Negotiation, the things that you can negotiate during the contract phase if you are a buyer and a seller. As a home seller, you want to close as soon as possible and as a seller, you want to get your households as quickly as possible. In this episode, we discussed the five most important things…
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035 - Have you ever thought about DOWNSIZING With James Jay
Maybe you’re tired of cleaning a large home every weekend. Maybe the cost of maintenance and upkeep on your current home is steadily rising. But perhaps you’re starting to think hard about why exactly you are living in a home as large as your current one. Here are the things you have to remember...
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034 - Thinking Of Buying Investment Property With James Jay
When it comes to property investment, regardless of the type of property you are going to purchase, investing in real estate requires a good amount of cash. But perhaps more important are the pitfalls to avoid so you don’t become a statistic of the property game. To help you out, I’m going to…
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033 - Insurance Talk With Steven Smith
In this episode, we have Steven Smith. He is the owner of a State Farm Insurance Agency in Katy, Texas. Steven has been in insurance of over 20 years straight out of college. Insurance is one of the things that a lot of people don't know a lot about. We all need to have it. It's one of the things...
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032 - Content Marketing for Realtors and Businesses With Nick Krempasky
Content marketing is a strategic marketing approach focused on creating and distributing valuable, relevant, and consistent content to attract and retain a clearly defined audience — and, ultimately, to drive profitable customer action. Nick is an expert and you will want to take notes on this…
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031 - Price Is Right With James Jay
What we need to know about the right pricing as it relates to your home and selling your home this year. You do not want to give buyers a perception that something is wrong with your house by pricing it high and then waiting too long to reduce your price. If you start off and price it right from...
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030 - What Will It Cost You If You Wait 1 Year To Purchase A Home With James Jay
In this episode, we decide whether it's good to buy a home right away or should we wait the next year. I recommend that you buy now because the interest rates are low hence you're going to pay less for the home that you want. If you wait next year there may be a tendency that the interest rates…
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029 - Need Some Financial Help Buying Your Next Home? Lender And Seller Credits Might Be The Answer!
Lender credit and seller credit that is something to consider when buying your next home and your mortgage partner can help you with that. But it's always nice to have a relationship with the person that you're dealing with versus just dealing with somebody online. Quote: "Time is about to start...
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028 - How to make your home more lovable to sell? With James Jay
In this episode, we are talking about how to make your home appeal to as many buyers as possible. If you are thinking of selling your home, there are different things that you can do to make it more appealing. We are going to give you a few tips or some things that you can do to help prepare your...
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027 - How does a more expensive home costs less? With James Jay
When does a more expensive home cost less? In episode, we talk about why purchasing a more expensive home in an urban neighbourhood could actually wind up costing you less than a home with a smaller price tag in the suburbs. Quote: "All things to consider in the cost of living from where you work...
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026 - Multi Family Real Estate Investment Talk With Hector Padilla
In this episode, we have Hector Padilla, president and founder of HP Investments out in California. He shares about his business life. At a very young age, he started to realize that he did not want to do labor work which brought him into the business. He then created exponential growth and have...
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025 - Is the Recent Dip in Interest Rates Here to Stay With James Jay
The market is liquid the past couple of weeks, the question we've heard a lot is, will these dips continue to stay around? In this episode, we are going to answer your question about the interest rates. Shownotes: [01:32] Freddie Mac's Chief Economist, Sam Carter, notes that mortgage rates...
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024 - Tips To Maximize The Sale of Your Home With James Jay
How can you get the most money for the sale of your home? Listen to this episode as we are sharing two things you can do to maximize the value of your home. Quote: "Real estate agents are everywhere. Everybody's has got a real estate agent but here's very few real estate professionals" Shownotes:...
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023 - Entrepreneurship Talk With S.A. Sola
In this episode, we have Sola Okunoren also know as S.A. Sola. We talk about how to be a successful entrepreneur. Sola is a perfumer and former bank executive. He narrates how he became a successful entrepreneur. So please listen and enjoy our show. "You only fail when you stop trying" Instagram:...
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022 - When Is The Best Time To Sell Your Home With James Jay
What are the things to consider on when is the best time to sell your home? Quotes: "You know when the best time really to sell your home was when there was less competition, which right now there's not as much competition as you're going to experience if you wait until you get to the…
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021 - How Do Jumbo Loans Work With James Jay
What you need to know about jumbo loans. Quotes: One thing to keep in mind about jumbo loans unlike traditional mortgages typically jumbo loans isn't sold. The bottom line is we're trying to get the loan amount under that $453,000 threshold as not to be in the jumbo loan criteria. Shownotes…
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020 Annual Percentage Rate VS Interest Rate With James Jay
What you need to know about the difference between an annual percentage rate and interest rate Quotes: "Look at the overall loan. The interest rate is absolutely important. A lot of lenders will make it look much better than it is by having a lower rate if they know they're competing, but then…
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019 What Are Lender Points? With James Jay
The things you need to know about lender points. Quotes: "As you consider your loan options, you really need to look at your long term ownership plan as well as your willingness to actually pay points and that will really help you determine the best strategies so you can consult with a mortgage...
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018 What Happens To A Mortgage After It Closes? With James Jay
Things you need to be aware about when your mortgage closes. Quotes: "Ultimately the terms of your mortgage assuming you have a fixed rate mortgage your principal interest do not change." Show Notes: [00:06] Introduction to the Houston inside out show. [00:20] We are talking mortgages and...
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017 Two Factors To Watch In Todays Real Estate Market With James Jay
In this episode of Houston Inside Out we are going to discuss a couple of factors to watch in today's real estate market whether you are buying or selling a home Quotes: "There are many factors that you should definitely consider, where you want to live, why you want to buy or sell, who is going…
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016 - Why Include Taxes In Your Mortgage Payment With James Jay
In this episode of Houston Inside Out we discuss the importance of escrowing your taxes and your insurance. Quotes: "Overall I recommend people to pay the taxes and insurance monthly in the form of an escrow account.'' Show Notes: [00:03] Introduction to Houston Home Talk. [00:37] The importance…
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015 Option Periods Talk with James Jay
James Jay talks about option periods as it relates to a purchase agreement that is you purchasing a resale home. He goes in to explain the importance of having an option period. He also discusses the importance of hiring an inspector to go out to the property to do a full inspection of the…
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014- How Your Credit Score Calculated With James Jay
James Jay Discusses how the credit score is calculated and the three credit bureaus that maintain credit records. There are TransUnion, Equifax, and Experian. Any nonpayment is immediately reported to these bureaus and reflected in your credit report. He also explains that the longer the credit...
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013 Fixed Or Adjustable Rate Mortgage With James Jay
James Jay talks about the difference between fixed rate mortgage and adjustable rate mortgage. The fixed rate mortgage and adjustable rate mortgage are both important depending upon the market and your financial expectations, each option will actually provide different benefits and drawbacks....
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012 Home Inspection Talk With James Jay
James Jay talks about the importance of a home inspector and the benefits of hiring a home inspector. James explains what a home inspector does and the advantages of hiring a home inspector like a detailed examination of all the major systems of a property. This includes plumbing, electrical,...
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011 How To Maintain Credit After We Are Approved Of A Loan With James Jay
James Jay talks about getting into credit and how to maintain credit after we are approved of a loan. He tells us not to make unnecessary purchases while a loan is still in the pre-approved stage, for example, buying furniture because this might jeopardize our credit score which would also...
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010 Houston Market 2019 Overview With James Jay
James talks about projections for the city of Houston for 2019 relocating to Houston and relocating from Houston. He also talks about the population and unemployment rates and the rent and income in Houston as well as fortune 26 to fortune 500 companies. He also talks about the medical care and...
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009 Why Houses Do Not Sell In A Strong Market With James Jay
In this episode, James is going to share with us the top five reason why houses do not sell in a strong market. So don't miss this episode and let's find out his deep insights about it. If you like this episode of the Houston Inside Out podcast, please don't forget to like, share, and comment! We...
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008 Four Reasons To Sell This Winter With James Jay
The winter time is a time of year where a lot of people are confused as to whether they should take their home off the market way to the spring. In this episode, James is going to share four reasons to keep selling this winter. So don't miss this episode and let's find out his deep insights about...
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007 Online Business talk with Ursula Krause
In this episode of the Houston Inside Out, Ursula Krause talks about her journey from a fitness trainer to a business coach. She graduated high school at an early age and have no idea what she wanted to do in life. She started going to the gym with her dad and fell in love with working out. She...
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006 What is Home Warranty With James Jay
In this episode of the Houston Home Talk, James explains what you need to know and what the differences between a home warranty and home insurance. Shownotes: [00:55] What Is Home Insurance? [04:09] What Does Home Warranty Cover? [08:16] If you have questions, reach out to us. Full Transcript:...
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ABOUT THIS SHOW
Welcome to Houston Inside Out! We interview real estate professionals, local business owners and special guests from right here in the Houston community. This is where you get the inside scoop about what's new in real estate, new community openings and business openings and much more.
Hosted on Acast. See acast.com/privacy for more information.
HOSTED BY
James Jay Barnes
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Frequently Asked Questions
How many episodes does Houston Inside Out have?
Houston Inside Out currently has 54 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Houston Inside Out about?
Welcome to Houston Inside Out! We interview real estate professionals, local business owners and special guests from right here in the Houston community. This is where you get the inside scoop about what's new in real estate, new community openings and business openings and much more. Hosted on...
How often does Houston Inside Out release new episodes?
Houston Inside Out has 54 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Houston Inside Out?
You can listen to Houston Inside Out on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Houston Inside Out?
Houston Inside Out is created and hosted by James Jay Barnes.
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