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If You Don’t Plan, You’re Stupid™

by The Legal Podcast Network (LPN)

”If You Don’t Plan, You’re Stupid” is a podcast featuring estate planning attorney Andrew Rosenberg. The show aims to demystify estate planning and demonstrate why planning for your future is crucial for everyone, regardless of age or wealth status.blog

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Episodes

  1. What Happens to Your Mortgage When You Die in Florida?

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg dives into the complexities of handling mortgages when a homeowner passes away. Joined by host LeAnn Lyon, Andy clarifies common misconceptions about mortgage ownership and the...

  2. What Documents Should Every Florida Estate Plan Include?

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg joins host Leann Lyon to discuss the critical legal documents that form the foundation of a complete estate plan. Andrew emphasizes the importance of four key documents: a…

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  3. Can You Disinherit Someone in Florida? What the Law Actually Allows

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg joins host Leann Lyon to discuss the complexities of disinheriting family members in Florida. They explore the legal nuances of disinheriting adult children versus minor…

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  4. The Emotional Benefits of Estate Planning: Finding Peace of Mind Through Preparation

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg discusses the critical role of estate planning in reducing stress and uncertainty about the future. Joined by host LeAnn Lyon, Andy explains how having a clear plan in place can...

  5. Florida Lady Bird Deeds: Avoid Probate & Keep Your Home Protected

    Episode Summary: In this episode of If You Don't Plan Your Stupid, Florida Estate Planning Attorney Andrew Rosenberg joins host Lisa Mosbey to explore the intricacies of the Ladybird deed, also known as an enhanced life estate deed. This tool is particularly useful in Florida for avoiding probate...

  6. Protecting Your Florida Home From Medicaid the Right Way

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, host Lisa Mosbey and Florida estate planning attorney Andrew Rosenberg delve into the complexities of how Florida's Medicaid rules affect your primary residence. They discuss the general exemption of homestead property from...

  7. Medicaid Gifting Penalties in Florida: Why Helping Your Kids Can Backfire

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg and host LeAnn Lyon delve into the complexities of Medicaid gifting penalties. They clarify common misconceptions about Medicaid and Medicare, emphasizing the importance of...

  8. Revocable vs. Irrevocable Trusts: What Florida Families Should Know

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg and host LeAnn Lyon explore the critical differences between revocable and irrevocable trusts. Andrew explains why most people in today's environment need a revocable trust,...

  9. Beneficiary Designations vs. Your Will: Who Actually Inherits?

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg discusses the critical role of beneficiary designations in estate planning. Andrew explains how beneficiary designations can override wills and trusts, potentially leading to...

  10. Florida Asset Titling Mistakes That Trigger Probate

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andrew Rosenberg delves into the critical topic of asset titling and its impact on estate planning. Andrew explains the nuances of different ownership types, such as joint tenancy with rights of...

  11. Trust Funding in Florida: The Step People Forget That Breaks Their Whole Plan

    Episode Summary: In this episode, Florida estate planning attorney Andrew Rosenberg dives into the crucial topic of funding your trust. He emphasizes the importance of not just creating a trust but also moving assets into it to ensure it functions as intended. From real estate to bank accounts…

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  12. How Snowbirds can Handle Out-of-State Property in a Florida Estate Plan

    Episode Summary: In this episode, Florida estate planning attorney Andrew Rosenberg discusses the complexities that arise when owning property in more than one state. He highlights how the titling of properties can impact estate planning and emphasizes the importance of proper planning to avoid...

  13. What Happens to Debts After You Die in Florida

    Episode Summary: In this episode, Florida Estate Planning Attorney, Andy Rosenberg, discusses the importance of updating your estate plan after major life changes. From marriage and divorce to new children and relocations, Andy provides valuable insights on when and why it's crucial to review…

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  14. Updating Your Estate Plan After Major Life Changes

    Episode Summary: In this episode of If You Don't Plan, You're Stupid, Florida estate planning attorney Andy Rosenberg sheds light on the complexities of handling debts after a loved one's passing. From distinguishing secured and unsecured debts to the importance of not rushing payments, Andy…

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  15. The Truth About DIY Estate Planning Forms in Florida

    Episode Summary: In this episode, Florida State Planning Attorney delves into the pitfalls of using DIY online estate planning forms in Florida. While these templates offer a quick and cheap solution, they can lead to invalid and costly outcomes. The attorney highlights why customization and...

  16. Business Owners & Estate Planning: What Happens to Your Company If You’re Gone?

    Episode Summary: In this episode, Florida Estate Planning Attorney Andrew Rosenberg discusses the importance of estate planning for small business owners. He explains the implications of not having a plan in place and how it can lead to complications, delays, and even business closure. Learn how...

  17. Long-Term Care & Nursing Home Costs: How to Protect Your Assets Without Going Broke Part 2

    Episode Summary: In this follow-up to the previous episode on long-term care and Medicaid planning, Andy Rosenberg continues his deep dive into Florida’s Medicaid rules and strategies for protecting family assets. He explains how personal service contracts and Qualified Income Trusts (Miller...

  18. Long-Term Care & Nursing Home Costs: How to Protect Your Assets Without Going Broke Part 1

    Episode Summary: In this insightful episode, Andy Rosenberg breaks down the complex and often misunderstood world of long-term care planning. He explains the staggering costs of nursing homes and assisted-living facilities, clarifies the differences between Medicare and Medicaid, and outlines...

  19. What to Do After a Loved One Dies: A Step-by-Step Legal Checklist

    Summary: In this episode, Andy explains what to do after a loved one passes away. He walks families through both the emotional and legal steps they should take, including how to handle grieving, order death certificates, locate important estate planning documents, and contact Social Security.…

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  20. Why You Shouldn’t Put Your Kids’ Names on the House or Bank Account

    Episode Summary: In this informative episode, Andy Rosenberg explains why adding a child’s name to a deed or bank account—often done to “keep things simple” or avoid probate—can lead to serious financial and legal problems. Andy breaks down the hidden consequences, including exposure to lawsuits,...

  21. Special Needs Planning: How to Protect a Loved One Without Jeopardizing Their Benefits

    Episode Summary: In this episode, Andy Rosenberg dives into the critical topic of special needs planning and how a well-intentioned inheritance can unintentionally disqualify a loved one from vital government benefits. Andy explains how a properly structured special needs trust can protect…

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  22. What Happens When a Loved One Dies Without a Will in Florida

    Episode Summary: In this insightful episode, Andy Rosenberg breaks down what it truly means to die without a will in Florida—and why it can create legal and emotional chaos for loved ones. He explains the probate process, the difference between dying “intestate” and “testate,” and how assets are...

  23. Digital Assets and Estate Planning: What Happens to Your Online Life?

    Episode Summary: In this episode, Estate planning attorney Andy Rosenberg explains why your digital life — from emails and photos to crypto and social media — must be part of your estate plan. He shares real client stories showing what happens when loved ones can’t access important accounts, and...

  24. Estate Planning for Young Families: Protecting Kids, Guardianship, and Life Insurance

    Episode Summary: In this episode, Estate planning attorney Andy Rosenberg explains why young parents can’t afford to wait when it comes to protecting their families. He shares real-life stories and practical advice on naming guardians, avoiding probate, and setting up a plan that secures your...

  25. What Happens If You’re Not Married? Estate Planning for Unmarried Couples in Florida

    Episode Summary In this episode, Andy breaks down one of the most overlooked estate planning topics—what happens when an unmarried partner passes away in Florida. Many couples live together without realizing that, under state law, they have no automatic legal rights to their partner’s assets,...

  26. Homestead Property in Florida: What Your Estate Plan Needs to Get Right

    Episode Summary In this episode, Andy Rosenberg breaks down one of the most misunderstood topics in Florida estate planning — Homestead law. He explains what qualifies as homestead property, the legal and tax advantages that come with it, and the common mistakes people make when managing or...

  27. The Biggest Estate Planning Mistakes People Make in Florida

    Episode Summary In this episode of If You Don’t Plan, You Are Stupid!, Florida Estate Planning Attorney Andrew Rosenberg exposes the most common estate planning mistakes families make—and how to avoid them. From procrastination and outdated beneficiaries to the risks of joint accounts and...

  28. The Executor of Your Will: Who Should You Choose and What Do They Actually Do?

    Episode Summary In this episode of If You Don’t Plan, You Are Stupid!, Florida Estate Planning Attorney Andrew Rosenberg explains the critical role of an executor—called a personal representative (PR) in Florida—in the probate process. Andy breaks down who qualifies to serve, what…

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  29. Health Care Surrogates and Living Wills: Who Speaks for You?

    Episode Summary In this episode of If You Don't Plan, You Are Stupid!, estate planning attorney Andy Rosenberg delves into the critical aspects of medical decision making. They explore the differences between health care surrogates, living wills, and do-not-resuscitate (DNR) orders, providing…

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  30. Blended Families and Estate Planning: Don’t Let Love Turn Into Legal War

    Episode Summary: In this insightful episode of If You Don’t Plan, You Are Stupid!, estate planning attorney Andy Rosenberg dives deep into the complexities of planning for blended families. With multiple marriages, children from different relationships, and joint assets, it’s easy for unintended...

  31. Power of Attorney: The Most Misunderstood Estate Planning Tool

    Episode Summary: In this episode of If You Don’t Plan, You’re Stupid, estate planning attorney Andy Rosenberg explains one of the most powerful and misunderstood legal tools in estate planning: the Durable Power of Attorney. Andy breaks down the differences between durable, general, and limited...

  32. Probate Court in Florida: The Nightmare You Can Avoid

    Episode Summary: In this informative episode, Florida estate planning attorney Andy Rosenberg explains the often misunderstood process of probate. Andy outlines what probate is, why it exists, how it works in Florida, and why families should aim to avoid it. The conversation explores practical...

  33. Wills vs. Trusts: What’s the Difference and Which One Do You Need?

    About the Show: "If You Don't Plan, You Are Stupid" is a podcast featuring estate planning attorney Andrew Rosenberg, designed to demystify estate planning and help listeners make informed decisions about protecting their assets and loved ones. Episode Summary: In this episode, host John Clements...

  34. Why You Need an Estate Plan: It’s Not Just for Old People

    Episode Summary: In this inaugural episode, estate planning attorney Andrew Rosenberg discusses common misconceptions about wills and estate planning, sharing compelling real-life stories including his own personal experience with a near-fatal heart attack. He explains why having just a will…

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ABOUT THIS SHOW

”If You Don’t Plan, You’re Stupid” is a podcast featuring estate planning attorney Andrew Rosenberg. The show aims to demystify estate planning and demonstrate why planning for your future is crucial for everyone, regardless of age or wealth status.blog

HOSTED BY

The Legal Podcast Network (LPN)

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Frequently Asked Questions

How many episodes does If You Don’t Plan, You’re Stupid™ have?

If You Don’t Plan, You’re Stupid™ currently has 34 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is If You Don’t Plan, You’re Stupid™ about?

”If You Don’t Plan, You’re Stupid” is a podcast featuring estate planning attorney Andrew Rosenberg. The show aims to demystify estate planning and demonstrate why planning for your future is crucial for everyone, regardless of age or wealth status.blog

How often does If You Don’t Plan, You’re Stupid™ release new episodes?

If You Don’t Plan, You’re Stupid™ has 34 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to If You Don’t Plan, You’re Stupid™?

You can listen to If You Don’t Plan, You’re Stupid™ on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts If You Don’t Plan, You’re Stupid™?

If You Don’t Plan, You’re Stupid™ is created and hosted by The Legal Podcast Network (LPN).
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