Insider Exchange

This week on Insider Exchange, Jimmy Moyaha talks Mother’s Day gifting while Simon Brown reveals the ultimate loophole for couples: coffee shops. Empty, peaceful, no queues — while everyone else battles packed restaurants and breakfast-in-bed logistics. The guys also quote comedian Ali Siddiq, who argues Father’s Day ranks somewhere below Arbor Day in importance. In Useful Updates, we unpack the collapse of the African Bank deal, tensions between the Governor and the US, failed BRT systems, SAPA’s concerns around chicken imports, DisChem’s new Health Hub concept, growing estate disputes through CSOS, South Africa’s top business school rankings, updates to the PVoC programme, and LIV Golf losing PIF support. In the Deep Dive, we ask a difficult question: is the true cost of education still worth it? Beyond tuition fees, we unpack hidden costs, debt burdens, opportunity costs, and whether the traditional “degree = success” formula still holds in today’s economy. In Make-It-Make-Sense, we follow the money through food trailer impoundments, a TikTok warehouse raid, and claims that Eskom may be making life harder for EV adoption. We close with an Unfiltered Opinion on wrestling speed dating in Brooklyn, New York — a concept so chaotic that Simon can barely process it, while Jimmy struggles to understand how wrestling became a first-date activity. YouTube · TikTok

This week on Insider Exchange, we’re back after a run of public holidays and travel. Jimmy returns from China’s auto show with gifts in hand — including a pair of “Macron glasses” for Simon, who chose the beach over the trip. Balance. In Useful Updates, we unpack Spirit Airlines shutting down, the UAE exiting OPEC, renewed rate hike pressure, evolving crypto regulation, the rise of spam marketers, Beyers’ liquidation, updates to the PVoC programme, and the Bank of Japan buying $35bn worth of yen. In the Deep Dive, we ask a deceptively simple question: can anyone run an airline? We break down the real costs, operational complexity, thin margins, and whether the airline business is actually profitable — or just looks glamorous from the outside. In Make-It-Make-Sense, we look at Trump’s gold cards and how many have actually been sold, petrol prices in Iran, and what it really costs to attend the Met Gala. We close with an Unfiltered Opinion as Simon takes aim at Ferrari and Lewis Hamilton after Miami — a performance he clearly feels fell well short of expectations. YouTube · TikTok

This week on Insider Exchange, we kick off with the new national soccer kit and we’re all in. The boys love it, the country seems to love it, and we make a serious case for the away kit becoming the home kit. Also, Standard Bank… if you’re listening, we wouldn’t say no to a couple of jerseys. In Useful Updates, we unpack talk of US technical insolvency, the World Cup countdown ramping up, Switzerland’s shifting stance on neutrality, Fourways Mall’s turnaround story, Trump’s latest moves involving Saudi Arabia, major banks hedging private credit exposure, Mantashe’s assurances on supply, and Lesotho pushing for more in water negotiations. In the Deep Dive, we explore what really goes into a rebrand — from legacy institutions to modern challengers. Why companies do it, what it costs, what can go wrong, and what it takes to actually pull one off successfully. In Make-It-Make-Sense, we follow the money through R11M in ATM deposits, an R18M money counter, and a Kit Kat heist involving 400,000 bars. We close with an Unfiltered Opinion on fuel stockpiling limits in South Africa and what the 200-litre rule actually says about risk, regulation, and preparedness. YouTube · TikTok

This week on Insider Exchange, we kick things off with a tale from Simon Brown, who'll now be referred to as street fighter or Mr Miyagi explaining why LIV Golf didn’t quite live up to the hype. Somehow this turns into stories of kung fu days, Springbok karate colours, bar fights at Stags Head in Cape Town… and a robber who had a very bad day. In Useful Updates, we unpack the Unisa Airport conversation, the latest SARB rate decision, rising tension around Iran and the Suez Canal, a surprise Chuck Norris headline, SARS going international, a Showmax investigation, whether gold is finally a buy, and the slow fade of the A380. In the Deep Dive, we tackle a serious question: could South Africa face fuel rationing? We explore what a tipping point might look like, how other countries prepare for supply shocks, and the real-world implications from work-from-home shifts to restricted driving days and sector-wide disruptions. In Make-It-Make-Sense, we work through Iran sanctions potentially being lifted, a Lion King lawsuit making waves, and yet another case of hundreds of millions going missing. We close with an Unfiltered Opinion on the dumbest financial decisions we’ve ever made. Simon takes the lead with a classic a R20K investment into Brainware that, after 16 years, returned a dissapointing cheque. YouTube · TikTok

This week on Insider Exchange, we kick off with a quick Chinese Grand Prix catch-up as Ferrari lands on the podium. Simon’s cautiously optimistic — maybe this season has something in it after all. In Useful Updates, we unpack Honda’s $70bn loss headline, the possible liquidation of SAPO, South Africa’s latest tariff struggles, Kenny Fihla’s signing bonus, a new Joburg mayor loading, fresh US and SA economic data, oil reserves being released, and LNG risk developments around TSM. In the Deep Dive, we ask a question markets are quietly forcing on everyone: do valuations even matter anymore? With stocks moving on sentiment, policy, and momentum, we break down whether fundamentals still anchor prices — or if something else is driving the game. In Make-It-Make-Sense, we work through headlines around Pam Bondi, Russian oil flows, the Tammy Taylor Viljoens story, and Trump’s latest licensing threats. We close with an Unfiltered Opinion that starts in Thailand and ends… somewhere unexpected. A bizarre “husband rental contract” story sparks a side-hustle idea, and somehow Jimmy ends up being “listed” — with Simon ready to take a 7% cut. YouTube · TikTok

This week on Insider Exchange, we start with a Durban mystery. Walking along the beachfront you’ll notice a strange brown line slicing through the ocean water. Jimmy asks our resident Durbanite, Simon, what’s actually going on there and the explanation is more interesting than you might think. In Useful Updates, we cover rising Iran invasion tensions, Paramount unexpectedly beating Netflix, South African smelters securing an even better electricity deal, the sudden exit of the PIC’s CIO, developments around online gambling regulation, Ekapa’s diamond developments with Botswana, Vukile Property Fund doubling down in Spain, and why the market still punished Nvidia despite incredible results. In the Deep Dive, we break down South Africa’s latest national Budget Speech. What government is prioritizing, where the money is really going, and what it means for growth, debt and the ordinary South African. In Make-It-Make-Sense, we look at the Maponya "billion" drama, the NSFAS R700 million “laziness” scandal, and the South African Army’s R50 million issue. We close with an Unfiltered Opinion: have you ever been catfished by food? When marketing departments write visual cheques the kitchen can’t cash, are consumers just dealing with clever advertising or something closer to a scam? YouTube · TikTok

This week on Insider Exchange, we kick off with a coastal clash. Simon the Durbanite cannot believe Jimmy hates the beach. Jimmy maintains that land mammals shouldn’t voluntarily swim with sharks. Simon argues sharks don’t eat people — unless you’re Australian. Two schools of thought. No resolution. In Useful Updates, we unpack Tongaat’s official liquidation, Mercedes-Benz facing headwinds, key moments from SONA, Seedance 2.0 developments, South32 and the Mozal smelter, Banque Pictet moves, China opening further into Africa, and what South Africa’s bond yields are signalling. In the Deep Dive, we step into Artificial Intelligence — the rapid advancements, real corporate adoption, and practical use cases from tools like Seedance and Suno. We ask the bigger question: as AI becomes embedded in business models, is there still durable space for humans in the value chain? In Make-It-Make-Sense, we follow the money through a R100bn market story, the rise of AI karaoke, and growing concerns around WhatsApp tracking. We wrap with an Unfiltered Opinion on gym memberships — have they become overpriced relics, or do they still offer real value in 2026? YouTube · TikTok

This week on Insider Exchange, we kick off with our viral Milk Stout clip — now 100k views deep. We learned it’s called a “2-by-1” (or 2-in-1), comes in wild variations, and apparently even has unconventional uses. South Africa, we see you. In Useful Updates, we cover DStv entering ride share conversations, SAA returning to profit, Mining Indaba underway, fresh economic data, the FCA publishing trading data, Afreximbank developments, Hyprop’s continued exit from Joburg, and gold quietly climbing back above $5,000. In the Deep Dive, we unpack the Super Bowl business model how the biggest game in sport is really one of the most powerful commercial machines on the planet. In Make-It-Make-Sense, we talk blue cars making a comeback, Trump launching what looks like his own version of the UN, and the MrBeast puzzle economy. We wrap with an Unfiltered Opinion as Simon, who used to work in restaurants, shares how to actually win Valentine’s Day. Hint: it’s probably not that overbooked, overpriced restaurant. YouTube · TikTok

This week we kick things off with Trevor Noah going 6-for-6 at the Grammys before diving into a packed set of market updates. We run through earnings season highlights, interest rate reflections, questions around a new Fed chair, a fresh Fed rate check, Saudi Arabia’s stock market going live, gold pushing toward $5,600, Canal+ entering the streaming chat, and 140 years of Mercedes-Benz. In the Deep Dive, we ask the uncomfortable question: do markets actually make sense? We break down crashes, price moves, sentiment shifts, and why logic often disappears when volatility takes over. In Make-It-Make-Sense, we follow the money through the Great Wall of Cape Town and its R115 million price tag, a Khaby Lame deal that raises eyebrows, and a R1 million Citi Golf that somehow found a buyer. We wrap with an Unfiltered Opinion that gets personal. Jimmy puts Simon — the number one Nicki Minaj stan — on the spot about her political turn. The conclusion? Sometimes separating the art from the artist gets… complicated. Piracy briefly enters the discussion. YouTube · TikTok

We're BAAAAACCCKKK!! In Useful Updates, we cover SARB’s review of banking premiums, fresh talk of a commodity supercycle, takeaways from the World Economic Forum, pressure mounting on Jerome Powell, Rupert’s search for a new sports club, Saudi Arabia opening its stock market, BAT exiting SA manufacturing, and Audi’s entry into Formula 1. In our Deep Dive, our focus shifts to the 2026 outlook — what the current data, policy decisions, and capital flows suggest about the next phase for markets, currencies, and investors. In Make-It-Make-Sense, we try follow the money through some of the week’s stranger headlines, from Greenland’s eye-watering price tag and tariff logic, to Cape Town airspace being up for sale, and a curious Nobel “gift” tied to Norway. Lastly, in our Unfiltered Opinion, we tackle a question many quietly wonder about: what actually happens if you leave the country owing a bank a large sum? Hypothetical, of course — though Malta does briefly enter the chat. YouTube · TikTok

It’s the holiday season, and what a year 2025 has been. In this special edition, we look back at the jaw-dropping moments that defined the year — from market shocks and policy pivots to unexpected economic wins and lessons we barely saw coming. We’ve also pulled out our festive awards — the highlights, the surprises, the ones that made us laugh, and the ones that made us rethink everything we thought we knew about markets and macro. If you’ve been with us on Insider Exchange this year, you know there’s been no shortage of twists. If you’re new here, this recap is the perfect way to catch up with the big ideas and debates. 🎄 Thank you for tuning in, engaging with us, and making this community one of the smartest and most curious around. YouTube · TikTok

In Useful Updates, we cover Cell C’s renewed listing ambitions, Walmart’s second swing at South Africa, a gambling tax shake-up, Curro’s buyout conditions, G20 drama, Standard Bank’s China payment system, a new trade surplus, and SA’s updated retail savings bonds — now offering 8% for five years. In our Deep Dive, we unpack the rand: what moves it, who influences it, and why South Africans should care more than ever. We also share some rare insights on how the @SAReserveBank may be feeling about the currency too. In Make-It-Make-Sense, we dig into the R5 million saga behind a R200 million deal, some wild Black Friday spending stories, and why even in death… FNB still finds you. And in this week's Unfiltered Opinion, we take on forced tipping and mandatory service fees — and whether we’ve all just accepted it without thinking about it. YouTube · TikTok

In Useful Updates, we unpack the G20 declaration drama, a fresh 25bps rate cut, Japan’s unusual yield curve moves and Bitcoin’s reaction, and the surprisingly heated Ralph Lauren debate. We also share feedback from Walmart's new store, Pick n Pay’s next chapter, and Bill Gates offloading more Microsoft shares. For the Deep Dive, we break down one of the biggest personal finance questions: "How much do you actually need to retire in South Africa?". We share some key considerations for planning for retirement. In Make-It-Make-Sense, we follow the money behind the Hawks’ search for R500 million at the SANDF, we unpack the latest round of municipal spending mysteries, and make sense of the R60 million Inkwazi service bill. Finally, in this week’s Unfiltered Opinion, we ask whether the Crime Prevention Wardens were worth the billions spent on them and whether that money could have been better spent. YouTube · TikTok

In Useful Updates, we unpack the global shifts shaping SA’s economy — from a long-awaited ratings upgrade and reactions to the MTBPS, to major resignations from Michael Burry, Nancy Pelosi and Warren Buffett. We break down interest-rate decisions, Walmart’s latest SA update, Revolut’s banking license move, and why the WBC is flagging Chinese cars. Plus: what the G20, B20 and C20 mean for markets. For our Deep Dive, we get into the business of sponsorships — how corporates choose who to back, why teams and creators get paid what they do, and what actually goes into landing (and keeping) a sponsor. Then for "Make It Make Sense", we track the money behind SA’s proposed government MVNO and Samsung’s massive $310bn AI spend. We also look at South Africa's lost economy. Finally, in Unfiltered Opinion, we share our controversial view on the G20 in Gauteng: government can fix roads, robots and infrastructure instantly — they just need international guests to do it. YouTube · TikTok

In Useful Updates, we unpack a whirlwind of updates — from Singapore’s scam crackdown and Elon Musk’s record-breaking payday to South Africa’s MTBPS drama, Cell C’s listing ambitions, and the global chip war heating up again. For our Deep Dive, we sit down with Ivyn Sambo — lawyer turned financial educator and creator of The Investor’s Chair. Ivyn opens up about selling his entire investment portfolio to fund his wedding, his journey into finance, and the creative process behind his viral TikToks. Then for "Make It Make Sense", we follow the money through a messy Post Office payout saga, the PIC’s strange “pay-to-leave” loan deal, and a R300bn RAF headache. Finally, in Unfiltered Opinion, Simon draws the line on Christmas decorations — and shares the backstory behind that stance. YouTube · TikTok

In Useful Updates, we cover the biggest stories shaping markets right now — from Scooters Pizza’s comeback and Coca-Cola’s South African bottling buyout, to Cell C’s missing billions and the Louvre jewel heist twist. We also explore what it means for South Africa to finally be off the grey list, and how shifting U.S.-China relations could reshape global trade. For our Deep Dive, we get practical about trading volatility — explaining what drives market swings, how traders can stay disciplined during chaos, and why volatility can be an investor’s best friend when understood correctly. Make-It-Make-Sense follows the money trail — Trump’s $230 million lawsuit against the U.S. government, the surprising use of Russian funds against Russia itself, and South Africa’s rapidly growing gambling market. And finally, in our Unfiltered Opinion, we take on a uniquely South African mystery: Why do security guards always seem to have unlimited airtime and data? YouTube · TikTok

In our Useful Updates, we have rapid fire conversations covering several major updates in 60 seconds or less. We even time ourselves to ensure maximum accuracy. This week, we look at South Africa's Integrated Resource Plan, the great heist of French Jewels, and ⁨@Walmart⁩ finally coming to SA. For our Deep Dive, we throw ourselves into the world of rare earth elements. We unpack what all the hype is about, where the strategic benefits could lie and who the big players are at the moment. We also ask the most important question, "Should South Africa pursue this for its development as a nation". In our Make-It-Make-Sense segment, we try to make sense of some of the latest and bizarre news that has come to light. We share our thoughts on the pronouncement of the National Day of Remembrance in the US and spend time looking at the estimated costs of attending the 2026 FIFA World Cup. Finally, in our Unfiltered Opinion of the Week, Simon tells the story of how he was asked to leave one of London's most sacred places for expressing his own unfiltered opinions. YouTube · TikTok

In our Useful Updates, we have rapid fire conversations covering several major updates in 60 seconds or less. We even time ourselves to ensure maximum accuracy. This week, we look at AMD's big gamble, the newest of new tariffs, and even a Nobel Prize "dedication". For our Deep Dive, we follow up our Ferrari conversation with a dive into the world of super sportscars. We attempt to find Simon the best sportscar for his budget and weigh up some key factors that sportscar enthusiasts might find important when making their purchases. In our Make-It-Make-Sense segment, we try to make sense of some of the latest and bizarre news that has come to light. We share our thoughts on the acquisition of EA Sports and how politics and Presidencies are being leveraged for profits. Finally, in our Unfiltered Opinion of the Week, we share our thoughts on possible the most expensive tea in South Africa. If you would like to see it for yourself, feel free to check out: https://www.theteachest.co.za/product/1837-black-tea-3/ YouTube · TikTok

For our Useful Updates, we have rapid fire conversations covering several major updates in 60 seconds or less. We even time ourselves to ensure maximum accuracy. Everything from the new Cartier bracelet launched, to Vodacom looking to offer asset management services to South Africans, and the US shutdown's impact on market data. In our Deep Dive, we dive back into the world of alternative assets as we look to see which assets have outperformed the property market over the last 10 years and what that says about what people might be investing in at the moment. We find some interesting items on Luxity South Africa to add to our conversation. In our Make-It-Make-Sense segment, we try to make sense of some of the latest and bizarre news that has come to light. We share our thoughts on the IDC's decision to spend R8.5 billion and try to figure out just what secret cargo has been moving through the air of late in South Africa. Finally, in our Unfiltered Opinion of the Week, we share our thoughts on The Wealth Race Game, potentially the most infuriating game we have discovered. If you would like to see it for yourself, feel free to check it out: https://therichdont.work/results?playerWealth=470590&aiWealth=897929&playerCompound=137501&aiCompound=397929&difficulty=EASY&country=UK YouTube · TikTok

We're back from some travel, and back with some good news! We make changes to our segments and introduce new segments. For our Useful Updates, we have rapid fire conversations covering several major updates in 60 seconds or less. We even time ourselves to ensure maximum accuracy. In our Deep Dive, we dive into the latest developments surrounding trade deal negotiations between South Africa and the US. we ask pertinent questions like "Who should be involved and consulted in the process of negotiating trade deals". Our Collaborator's Corner features a snippet of an interesting conversation around Harnessing the Power of Trading with our collaborative partner. We are also joined in studio by one of our close friends, tech specialist, Mudiwa Gavaza to take a closer look at the phenomenon of #TechTember. We unpack what all the fuss is about and some of the latest announcements in the world of tech. In our Make-It-Make-Sense segment, we try to make sense of some of the latest and bizarre scams that have come to light. We share our thoughts on how consumers can best protect themselves from being victims of these scams. Finally, in our Unfiltered Opinion of the Week, we share our thoughts on National Pride with some unique examples we have witnessed and look at what it takes to maintain a country's pride. YouTube · TikTok

Market Matters This week, kick off the new month with a new outlook and new updates. We look at the latest decision from the US Appeals Court regarding tariffs, and review the results of the likes of Nvidia that were reporting last week. We also try to figure out what will happen in this week's NFP data out of the US. Deep Dive We dive into the Minimum Wages paid by JSE-listed companies and attempt to make sense of some of the potential driving factors that companies would consider in determining their minimum wages. We also compare some of the lowest earners in our economy with some of the highest and hope to make sense of the numbers. Investor Insights We share our thoughts on the South African Reserve Bank's latest decision to invest in the fintech space. We analyze this significant moment for the central bank and share our theories on why they may have taken this decision. We also update our Investor Wall with a very interesting choice of seasonal stock that has some bizarre reasoning to it. YouTube · TikTok

Market Matters This week, kick off the show with a few updates on matters we have previously covered, we reflect on the changes at the World Economic Forum, and we look back on the closure of a 120-year old South African company. We also look ahead to important local and international company data coming out this week. [We have moved this segment to a livestream, so you'll be able to watch it under the Live section of our channel. It will be dated to match this video.] Deep Dive We unpack the Jackson Hole Symposium — the most-anticipated annual gathering of the US Federal Reserve. We make sense of the dynamics at play this year, as the question of "When will the US cut rates?" continues to weigh on investors. And we try wrap our heads around the bombshell announcement by Chair Jerome Powell on the policy shift.. Investor Insights We share our thoughts on "Why smaller banks in South Africa continue to fail". We look into the commonalities of failed banks and share our views on what needs to be done to keep these financial institutions from making the same mistakes. We also update a few stocks on our wall in light of recent information, and we wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look back on the historic meeting between the Presidents of Russia and the US and deliberate the outcomes of the meeting. We also discuss what market sentiment may be pricing in at this stage. [We have moved this segment to a livestream, so you'll be able to watch it under the Live section of our channel. It will be dated to match this video.] Deep Dive We dive into the investment vehicle that is a Tax-Free Savings Account (TFSA). We look at some very interesting calculations that put into perspective the opportunity of this investment instrument. And we explore the incentives and other benefits that could be leveraged in the long term. Investor Insights We weigh in on the ongoing conversation regarding South Africa's BEE policy and share our thoughts on its successes and pitfalls. We also update a few stocks on our wall in light of recent information, and we wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look at US earnings continuing to come in. We touch on the performance of local resource stocks to date, and pair that with markets reaching all-time highs yet again last week. Africa's biggest bank, by assets, also reports numbers this week. Deep Dive We dive into the South African economy. We look at innovative ways to unlock growth in the country's stagnant economy and unpack the positive impact a growing economy could have. We explore tax incentives, evergreen contracts and other benefits that could be leveraged. Investor Insights We look at ghost contracts entered into by the government and try make sense of where accountability and due diligence fit into the picture. And we wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look at US reciprocal tariffs becoming official. We share thoughts on the latest Trump tantrum and wrap things up with a look at the awkwardness between SARB and National Treasury on inflation policy. Deep Dive We dive into the business case for hosting the F1 Grand Prix on African soil. We evaluate the event as an opportunity and tackle the funding problem of financing the licensing costs payable to the FIA and try identify where the public funds could come from. Investor Insights We look at old lease agreements that predate South Africa's democracy but still remain valid today. We also review our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look at every data point in the entire world, the biggest week for US earnings reporting and some interesting market matters affecting local and international companies like Steinhoff, DeBeers and even LVMH. Deep Dive We dive into the US-South Africa Bilateral Relations Review Act of 2025. We explore and unpack the potential implications of sanctions on individuals, as well as on the country as a whole. We discuss some potential mitigating factors and try make sense of it all. Investor Insights We look at the latest latest example of government inefficiency in spending and ponder on ways to address this ever-growing crisis. We also review our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look at the latest sensationalized claims made by the Wall Street Journal that markets have mispriced the collapse of South Africa. We also plan for earnings season and zone in on the factors that may be of interest to markets. Deep Dive We dive into the three new crypto-related laws introduced in the United States and try to make sense of their implications. We also unpack the impact these laws could have on institutions like the US Federal Reserve and the global cryptocurrency landscape. Investor Insights We look at the latest developments in the efforts of the National Treasury of South Africa to pass the budgets of the various departments and the implications of not completing the process on time. We also review our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we reflect on recent market volatility amid global uncertainty. We also look ahead to US earnings season set to kick off this week and how the performances of companies will influence sentiment. And we conclude the conversation with a look at G20 developments and their impact. Deep Dive We dive into the "Big Beautiful Bill" passed in the United States and try to make sense of its implications. We also debate some of the contradictions found in the legislation and attempt to conclude on the overall sense of the Bill. Investor Insights We look at the latest efforts by the Department of Home Affairs in South Africa to introduce new digital visa reforms into the country and the potential impact this would have on making the country more attractive and accessible. We also add a one-of-a-kind stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look back on the first half of the year and make sense of some of the major events that have driven markets until now. We also look ahead to some key dates coming up for the rest of the year and how they could influence market decisions. Deep Dive We dive into the world of stokvels. We look at this powerful, yet seemingly underutilized investment tool and try to figure out what makes it so special. We also examine the significance of stokvels in modern times and how they have changed over the years. Investor Insights We look at the latest statements made by the nation's power utility provider on the world of crypto and unpack their proposed strategy for this unique market. We also add a forgotten stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we unpack the global wars taking place and their impact on markets and market sentiment. We try and understand the dynamics affecting trading decisions. Deep Dive We dive into the interesting world of pet insurance. We unpack everything from the considerations to the implications and try to decipher how pet owners navigate this journey and the financial decisions associated with having pets. Investor Insights We look at the increase in the deepfake craze and how this phenomenon puts consumers and investors at risk. We share some of our experiences on impersonations and what to look out for in that regard. We also add a forgotten stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we unpack the Greatest Break-up of All, we look at the biggest Diamond deal, and we try make sense of Goodyear's decision to close their South African facility. Deep Dive We dive into the growing market of electrified vehicles in South Africa. We explore the different variations available, share some experiences with vehicles we have recently driven, and unpack the challenges that still exist for the adoption of these vehicles locally. Investor Insights We look at the increase in the number of warnings the FSCA is putting out to the public about the various financial offerings and services that have them concerned. We also add an interesting stock to our wall and wrap things up with our Unfiltered Opinion of the Week. Episode Guest(s): Nafisa Akabor, Founder of Recharged.co.za YouTube · TikTok

Market Matters This week, we look back on the interest rate decision made by the South African Reserve Bank and share our thoughts on what could be the most fundamental shift in monetary policy that we have seen in South Africa in over 25 years. We also take stock of the performance of the month of May, Deep Dive We dive into the fascinating world of funeral policies. We examine the role of funeral policy providers as regulated institutions and unpack the implications this would have on policy holders. We also look at the protections afforded to those dealing with regulated FSPs. Investor Insights We look at the latest delisting announcement on the JSE and reflect on whether or not the stock has returned any value to shareholders. We also add an unsuspecting stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we reflect on the Budget Speech that finally made it. We look ahead to the interest rate decision in SA expected this week, and wrap up the conversation with a look at US PCE data set to be released this week. Deep Dive We dive into the world of vehicle financing. We unpack the various forms of financing available to clients and some of the considerations of each one. We also share our thoughts on the alternatives that may exist for car financing and the potential implications of these. Investor Insights We look at the latest allegations made against the JSE by one of the listed entities trading on the exchange and the seriousness of these allegations. We also upgrade a stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look back on the downgrade of the United States by Moodys. We unpack the ZAR flirting with sub-R18 levels, and wrap up the conversation with a look at upcoming Chinese, European and South African data set to be released this week. Deep Dive We dive into the world of gambling. We unpack gambling regulation in South Africa and around the world as well as look at advertising regulations related to the gambling industry. We share our thoughts on the rise of gambling and what companies and consumers could do about the phenomenon. Investor Insights [Partnership] We look ahead to the Finance Magnates Africa Summit taking place in Cape Town next week. We make a big announcement regarding our involvement in the event and what to look forward to for those attending the event. We also upgrade a stock to our wall and wrap things up with our Unfiltered Opinion of the Week. Episode Guest(s): Rob van Eyden, CEO of Scope Markets South Africa YouTube · TikTok

Market Matters This week, we look back on the US interest rate decision, we try and make sense of some Truth Social posts, and we reflect on the trade deal that might be. We also look at breaking tariff news boosting markets. If we have time, we will look into earnings set to be released. Deep Dive We dive into the changes in international regulations [Basel III] related to the classification of Gold by central and commercial banks. We look at the implications this will have on country reserves, as well as bank balance sheets. We also unpack the value of holding gold vs other assets at the moment. Investor Insights We reflect on the announcement from the FSCA that they would be investigating banking fees and charges, as well as compare the different rates charged by commercial banks for cross-border transactions and payments. We also upgrade a stock to our wall and wrap things up with our Unfiltered Opinion of the Week. Episode Guest(s): Precious Mhlandhla, Managing Partner of African Urithi Capital YouTube · TikTok

Market Matters This week, we look ahead to Budget Speech 3.0, interest rate decisions and markets at all-time highs until the tariffs are suspended. We also share our thoughts on some community requests we received. Deep Dive We dive into Chinese luxury goods. We explore the online claims surrounding luxury goods manufactured in China and share our own detailed account with a social experiment we recently ran. We also look at the state of other Chinese products in global markets. Investor Insights We reflect on the latest sanctions and pronouncements made by the FSCA and look ahead to an important event taking place later in the month of May. We also upgrade a stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters [Sponsored] We have moved this segment to a livestream, so you'll be able to watch it under the Live section of our channel. It will be dated to match this video. Deep Dive We dive into the concepts of market competition and market saturation. We explore how various markets and factors affect competition and evaluate which option is ultimately better for end consumers. Investor Insights We unpack the secrets behind negotiating for a raise in your job and identify some useful tips that can help with the negotiation. We also add an unexpected stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look back on the worst week of 2025 so far. We try and make sense of the full extent of the impact of "Liberation Day" on markets and question whether or not this was all part of the plan all along. Deep Dive We dive into the probabilities of recession. We explore how to prepare for a possible recession, which markets may be likely to experience recessions, and the impact of tariffs in triggering a global meltdown. Investor Insights We go down a cash rabbit hole following the outcome of a recent court case and ask ourselves how much cash can and should one person carry when travelling. We also add an unexpected stock to our wall and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look ahead to "Liberation Day", we look at the changes Elon Musk is making in his life, and we touch on the latest luxury plans for one of the most successful shopping destinations on the African continent. Deep Dive We dive into the world of debt repayment. We look at some of the key benefits and risks of debt management and evaluate the various debt management tools out there to assist consumers. We also unpack some of the reasons why debts recur. Investor Insights We unpack the latest conduct standard issued by the South African financial regulator (FSCA) related to education initiatives in the financial landscape. We explore some of the reasons for this move and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters [Sponsored] This week, we at corporate bailouts, investment concerns, and interest rate decisions all impacting South Africa. We also look at the AI trend and how it is fueling market sentiment, particularly when it comes to Tech Stocks around the world. Deep Dive We dive into the world of credit scores. We look at some of the factors to think about when looking to make sense of your credit score, as well as some considerations to take into account when managing your personal credit profile. We also look at practical ways you can improve or enhance your credit score. Investor Insights We reflect on some interesting developments in the world of streaming, and take a look at what a competitive streaming offering looks like and which companies are doing it right. We also update our wall of preferred picks with some interesting additions and wrap things up with our Unfiltered Opinion of the Week. Episode Guest(s): Shaun Dendere, Trading Services Manager, Trive South Africa YouTube · TikTok

Market Matters This week, we look at the shocking corporate announcements we woke up to in the local banking space before attempting to make sense of the escalating diplomatic relations between South Africa and the US. We also prepare for the interest rates decisions of both countries. Deep Dive We dive into the concept of tax bracket creep or tax drag. We unpack the cause of this phenomenon and, more importantly, the impact it has on the earnings and livelihoods of taxpayers. We also assess the reality of how avoidable this is in real terms. Investor Insights We reflect on a gold price that reached historic levels, as well as some of the markets and companies that have been red flags in our opinion. We also update our wall of preferred picks and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look ahead to the Budget Speech, we continue with earnings data releases and we look at US and Chinese inflation data. Deep Dive We dive into the state of local and global markets under the current tensions. We look at the performance of markets year to date and the trends in sentiment that seem to be emerging. We also touch on some of the potential driving factors of market movements. Investor Insights We dip into the concept of non-performing loans and the impact these can have on balance sheets, especially in the banking world. We also update our wall of preferred picks and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we look ahead to local and US earnings, and we reflect on events of the Oval Office. Deep Dive We dive into the world of critical minerals and how they are shaping global trends at the moment. Everything from Nickel, Copper and Cobalt, through to rare earth minerals like Geranium that very few countries posses. We look at the potential shifts in global alliances as a result of these minerals. Investor Insights We dip into the interesting world of investing in luxury vehicles and supercars. We look at the investment case versus the enjoyment case. We also update our wall of preferred picks and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, reflect on a budget speech that didn't take place, the CPI data that was delayed to this week, and PCE data out of the US. We also take a look at the quickest turnaround fix in SA, the great borehole saga of 2025. Deep Dive We dive into the VAT increase that was almost proposed. We explore the impact it would have on revenues for National Treasury. We also look at the many feasible alternatives that could be pursued in place of a VAT increase, including expenditure cuts and economic growth. Investor Insights We share some insights into the increasing popularity of Bitcoin as an asset class among Fund Managers and Asset Managers around the world. We look at some brave movers like Micro Strategy and add our first currency to our wall of preferred picks. YouTube · TikTok

Market Matters This week, we prepare for the annual budget speech taking place on Wednesday, we touch CPI and and Unemployment data set to be released this week as well. And we share our thoughts on the ongoing trade tensions around the world. Deep Dive We dive into the world of financial advisory and answer the question "Is there still a place for financial advisory today?" We explore the role of advisors and the things to look out for when dealing with financial advisors. We also expand on the role of Artificial Intelligence in all of this. Investor Insights We dip into the recent favour that has found its way into Asian markets and discuss valuations in the eastern side of the world. We also update our wall of preferred picks and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we react to President Trump's executive orders, we look at some gold price predictions and get some thoughts on upcoming news that could potentially affect market movements. Deep Dive We dive into the property investing and take a particular look at how the stokvel model of collective investing could be beneficial to property investing. We unpack some of the key benefits to investing with others as opposed to investing alone. Investor Insights We gain some insights on trading models and how they can be customized to suit individual trading and investing objectives. We update our wall of preferred picks and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Market Matters This week, we react to President Trump's comments on the Expropriation Act that was recently signed into law in South Africa. And we take a look the positive movements we are seeing in the commodities space. We also look ahead to some data that is set to be released. Deep Dive We dive into the world of contactless transactions. We explore the intricacies of digital payments and how the evolution to cashless economies could shape up. We also look at some of the realities confronting South African businesses dealing with cash. Investor Insights We share some insights how to navigate the interest decisions related to debt, in particular, big debt. We update our wall of preferred picks and wrap things up with our Unfiltered Opinion of the Week. YouTube · TikTok

Fresh from a well-deserved break, we're back with more unfiltered content! Market Matters We take a look at the latest country to join the BRICS bloc, we unpack Chinese GDP data and we look at what lies ahead for the world post Donald Trump's inauguration. Deep Dive We dive into the concept of an investment tax for non-residents wanting to invest in South Africa. We explore potential ways of leveraging these investments to benefit local residents, businesses and the economy. Investor Insights We share some insights on our expectations for the year ahead and look into some re-ratings of local stocks by global asset managers. We also introduce a new element to our show to wrap things up, called our Unfiltered Opinion of the Week. Full YouTube Episode · YouTube · TikTok

Breaking ALL the rules as we reflect on the biggest news and events of the year since starting our podcast. We dish out some very special awards in our usual segments, including Uninvited Guest of the Year Grinch of the Year [New] Elves of the Year Scrooge of the Year Santa of the Year Ultimate Gift of the Year Pick of the Year You definitely don't want to miss this episode, there's lots of festive cheer to talk about! YouTube · TikTok

Market Matters [Sponsored] This week, we look ahead to US jobs data set to be released, along with earnings data from South African companies like Prosus and other data set to continue coming out this week. We also reflect on the latest comments by President-elect Trump on a BRICS currency, alongside the decision by President Biden to pardon his son. Deep Dive We dive into the world of side hustles. We dig into how to build multiple income streams and unpack some of the key considerations to think about when looking to explore adding a new income stream. We share our own experiences as Investor Insights We share some insights around understanding and updating Beneficial Ownership information with the Companies and Intellectual Property Commission (CIPC) for business owners and companies in South Africa. And, of course, we update our wall of preferred picks. Episode Guests: Shaun Dendere, Trading Services Manager at Trive South Africa YouTube · TikTok