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Insights Out with Dr. Jen | 披荆斩棘

by drjenonly

A bilingual podcast on business, education, leadership, and personal growth from an East-West perspective. Hosted by Dr Jen, a finance PhD, lecturer, and business professional, this podcast bridges academic research with real-world insights. Through first-principles thinking and inspiring stories, it goes beyond the surface, challenges conventional wisdom, and uncovers the deeper truths that shape who we are today. Together, we break barriers in life—to infinity and beyond! *************************************************************************************************************************************************************************************** 欢迎收听《披荆斩棘| INsights OUT with Dr Jen》! 在这里，我们超越表面，挑战思维，探寻塑造我们的真实内在原则。这是一个人工智能崛起、万物紧密相连的时代，也是一个焦虑迷茫、困境丛生的时代。这个播客是我与自己的对话，一场提出问题、探索答案的旅程。穿越中英澳三地，我逐渐明白，外界环境难以掌控，但我可以选择如何看待自己，从内心汲取力量。我的名字“黄棘”意为“黄色的沙棘花”，象征在荒漠中扎根生长、开花结果。正如我在每一集播客中与大家分享的成长、学术、商业与人生的深思。每一集都是我这朵“沙棘黄花”扎根成长的旅程。愿它成为你人生路上的绿洲，陪伴你披荆斩棘，成为自己和周围人的光与路, 以智慧和爱点亮世界。 这是一个双语节目，标题中文就

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Episodes

  1. S2E11: Season Finale| What the Market Taught Me: A Young Investor’s Crypto Reflection

    As we close Season 2: Into Web3, I believe this is the right moment to pause, reflect, and step away from headlines, hype, and market noise. In this finale episode, I’m sharing the story of Bruce Dusmez through his own reflection as a young university student learning to invest in crypto. This is...

  2. 🎙️S2E10 | How to DeFi in 2025: Smarter Ways to Manage Your Money

    💡 Imagine waking up and seeing your digital assets quietly earning 8% overnight… while your traditional bank offers only 0.5%. That’s the new world of Decentralized Finance (DeFi) — but how do you get started, and how do you do it safely? In this episode of Insights Out with Dr. Jen, we break…

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  3. S2E9 | The Future of Money – CBDC vs Stablecoins

    💡 From your morning coffee to cross-border payments, money is going digital. But who will define it: governments with Central Bank Digital Currencies (CBDCs), or private innovators with stablecoins? 🌍 In this episode, Dr. Jen unpacks: What CBDCs are, with real-world examples (Bahamas, Nigeria,...

  4. 🎙️S2E8 | STO vs IPO – Reinventing Wall Street

    What happens when the traditional stock market meets blockchain? In this episode, we break down the difference between an IPO (Initial Public Offering) and an STO (Security Token Offering) — and why it matters for the future of capital markets. 👉 You’ll learn: How IPOs work in today’s financial...

  5. 🎙️ S2E7 | How To Web3: 5 Beginner-Friendly Steps

    We’re officially in the middle of Season 2, and if you’ve been curious about Web3 but didn’t know where to start—this one’s for you. Dr. Jen break down the five most common “how do I even…?” Web3 questions in plain English, with analogies, laughter, and zero jargon. From buying your first crypto…

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  6. 🎙️ S2E6 | RWA Revolution: Putting the Real World On-Chain

    What if real-world assets like real estate, bonds, or even art could live on the blockchain? That’s the promise of RWA (Real World Assets)—a trillion-dollar opportunity where traditional value meets Web3 innovation. In this episode, Dr. Jen makes RWAs easy to understand with everyday analogies…

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  7. 🎙️ S2E5 | Stable coins: The Dollar’s Digital Twin

    Stablecoins are where the traditional and crypto worlds meet—think of them as the digital twin of the dollar. Pegged to real-world currencies, they make it possible to move money instantly across borders, trade seamlessly in crypto markets, and bridge Web2 finance with Web3 innovation. In this...

  8. 🎙️ S2E4 | Bitcoin vs Ethereum: Gold vs Oil of the Digital Age

    Bitcoin and Ethereum are the giants of the crypto world—but they play very different roles. Think of Bitcoin as digital gold, a store of value. Ethereum? More like digital oil, powering applications, smart contracts, and the Web3 economy. In this episode, Dr. Jen unpacks their differences with...

  9. 🎙️S2E3 | Crypto 101: Not All Coins Are Created Equal

    Bitcoin, Ethereum, stable coins, utility tokens… it’s a jungle out there. Not all cryptocurrencies serve the same purpose—and not all hold the same value. In this episode, Dr. Jen breaks down the main types of tokens, explains how they function, and shows you how to spot the difference using easy...

  10. 🎙️S2E2 | CeFi vs DeFi: Who Wins the Future of Money

    In Web2, banks and big institutions hold the keys to money movement. In Web3, the rules flip—welcome to DeFi (Decentralized Finance). In this episode, Dr. Jen unpacks how DeFi works, why it challenges the old system, and what it could mean for the future of investing. With simple analogies and...

  11. 🎙️ S2E1 | From Web1 to Web3: Welcome to the Ownership Economy”

    Season 2 kicks off with the big question: What exactly is Web3—and why does it matter for you as an investor or consumer? In this episode, Dr. Jen breaks down the shift from Web2.0 to Web3.0 with easy analogies, real-life examples, and practical insights. We’ll explore how ownership,...

  12. 🎙️ Into Web3 | Season 2 Kickoff

    🎙️ Into Web3| Season 2 Kickoff Welcome to Season 2 of Into Web3! 🚀 This season, we dive into the Web3 economy—what it is, why it matters, and how you can spot opportunities before the next big wave. From crypto basics to real-world assets on-chain, we’ll make complex ideas simple, fun, and...

  13. 24.丁爱珍的声音传记|《桀骜不驯的小三毛》第四集：白发不倦，二次创业

    📍第4集标题：白发不倦，二次创业 (1995- 2025) 🔊 本集简介： 这是《桀骜不驯的小三毛》声音传记的第4集，讲述母亲丁爱珍在50岁后勇敢开启人生新篇章的故事。 1994年，49岁的她为我放弃新疆的安稳生活，提前退休，独自回到阔别30年的上海。加入浦东开发浪潮，在外企担任财务总监，拼搏十多年，只为让我能在上海有一个家。 她用一砖一瓦把家从奉贤西渡搬到凯旋新村，再到市区中山公园的碧云公寓，终于让我们在上海扎下了根。她也用财务专长帮助我和朋友们从英国留学归来后创业，撑起了最艰难的起步岁月。...

  14. 23.丁爱珍的声音传记|《桀骜不驯的小三毛》第三集：算盘扬名，女中豪杰

    📍第三集：算盘扬名，女中豪杰 （1983-1994) 📝节目简介： 《桀骜不驯的小三毛》是一段母女之间的深度对话，也是一份记录一位时代女性一生的声音传记。她叫丁爱珍，出生成长于上海，支边新疆几十年，一手打拼出属于自己的天地。她是我妈妈，一个“桀骜不驯的小三毛”。 第三集，我们走进改革开放的八十年代，见证她用一把算盘敲响命运的新节奏。 她38岁参加珠算比赛，一路从石河子赛场打到全国舞台，赢得荣誉，也赢得事业新局。她为家庭拼尽全力，努力赚钱、改善生活——却也爱喝一口小酒、爱交朋友、在热闹与应酬中活得潇洒痛快。...

  15. 22.丁爱珍的声音传记 |《桀骜不驯的小三毛》第二集: 团场青春，燃情岁月

    📍第二集：团场青春，燃情岁月 (1964-1976) 《桀骜不驯的小三毛》是我和妈妈丁爱珍的一次深度对话，也是一份属于她的声音传记。这一系列用四集来回顾她一生的关键时刻和人生经历。在这一集，我们走进她在农八师的青春岁月—— 1964年到1976年，丁爱珍经历了文革动荡、下放团场、干农活、搞社教，也在这段混乱的历史中遇见一生的朋友和伴侣。 她削甜菜、拾棉花、做司务长、打饭菜，也在众多追求者中选择了黄庆平——成为一名妻子、一位母亲。从“铁扫把小组”的正气少女，到日夜奔波只为给两个女儿更好生活的“顶梁柱”，妈妈的青春，是在农田尘土与新疆广袤天地中淬炼出来的刚强与温柔。...

  16. 21.丁爱珍的声音传记 | 《桀骜不驯的小三毛》第一集: 弄堂起步，风吹西路

    📍第一集：弄堂起步，风吹西路 (1945-1963) 《桀骜不驯的小三毛》是我和妈妈丁爱珍的一次深度对话，也是一份属于她的声音传记。 妈妈自称“桀骜不驯的小三毛”，是一个从上海弄堂走进新疆大漠、凭一己之力闯出人生天地的时代女性，也是我心目中的“女中豪杰，人中之凤”。 这一系列共四集，回顾她一生的关键时刻，既是母女间迟来的了解，也是一份爱的有声记忆。 在这第一集，我们走进她的童年—— 丁爱珍年少丧母，与父亲相依为命；调皮聪明，却早早懂事；在米店帮忙、盖发票、学算盘，也在没人教导的青春期里默默摸索成长的方向。...

  17. 20.Behind the Paper:Tim’s PhD Journey to The Journal of Finance (Part2)

    What does it take to publish in the Journal of Finance? And how do you stay motivated through a decade of research on a single topic? In this episode, we go behind the scenes with Dr. Tim to explore the long and winding road from PhD student to published author in one of the world’s top journals....

  18. 19.Tim’s Paper in the Journal of Finance (Part 1): Dutch Banks & the First MBS Crisis in the 1700s

    Did you know that mortgage-backed securities (MBS) were invented by Dutch bankers over 200 years ago? And that their collapse triggered a financial crisis strikingly similar to the one we witnessed in 2008? In this episode, Dr. Jen kicks off a special two-part series with her colleague Dr. Tim,...

  19. 18.Easter Special (Part 2): Anne’s Way2Happiness – Living for the Sake of Others | Building Communities

    In Part 2 of our Easter special, we continue the inspiring journey of Anne Bellavance—a woman who has quietly transformed lives through her philosophy of “living for the sake of others.” In this episode, we focus on how Anne lives that philosophy through community building—locally and globally.…

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  20. 17.Easter Special (Part1): Anne’s Way2Happiness – Living for the Sake of Others | Happy Family

    What if true happiness isn’t found in chasing success—but in serving others? In this special Easter episode, I sit down with Anne Bellavance—a high school teacher, mother of four, and President of the Women’s Federation for World Peace (WFWP) Australia. As someone raised with Confucian teachings,...

  21. 16.How to Become a Registered Financial Advisor in Australia – Camille’s Journey

    Thinking about a career in financial advising? Wondering what it takes to get licensed and thrive in the industry? In this episode, I sit down with my former mentee, Camille Cruz, who shares her journey—passing the licensing exam, switching jobs, and officially becoming a Registered Financial...

  22. 15.移民澳洲20年：后悔了吗？对话Helena

    在本期节目中，我邀请到了一位特别嘉宾，我的好朋友 ——Helena。二十年前，她毅然放弃国内稳定的职业，带着对未来的憧憬，移居澳洲，从零开始。在这片陌生的土地上，她如何克服重重挑战，在职场站稳脚跟？又是怎样的经历，让她对身份认同和人生价值有了全新的理解？今天，Helena 将为我们分享她移民澳洲20年的酸甜苦辣，以及她是否会再次做出同样的选择。 🎧 本期亮点： ✅ 为什么选择移民澳洲？ ✅ 技术移民如何在澳洲职场立足？ ✅ 如何融入澳洲社会, 独特的澳洲精神？ ✅ 财务现实： 收入、税收、房价——澳洲生活的经济账是否划算？ ✅ 如果时光倒流，她会再次做出同样的选择吗？ 🔎…

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  23. 14.How to Launch Your Own Podcast (Part2): Unstoppable Growth with Patricia!

    📢 Episode Part 2: How to Publish 1st Podcast Professionally using Free Resources? We’re back for Part 2 of my conversation with Patricia Vaz! In this episode, we go beyond podcasting and dive into her leadership journey—how she navigates life’s challenges, her core values, and her advice for…

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  24. 13.Unstoppable Growth with Patricia – How to Launch Your Own Podcast (Part1)

    📢 Episode Part 1: How to Prepare the Podcast launch - Finding Your Why & Podcast Vision In this episode, I sit down with Patricia Vaz, a business leader who has worked across Brazil, the U.S., and now Melbourne, as she prepares to launch her Unstoppable Growth Podcast. We dive into her...

  25. 12. Bonus: 10-Minute Breathe with Dr. Jen – A 16-Step Guided Meditation

    Enjoy a short guided meditation led by Dr. Jen, featuring Thích Nhất Hạnh’s classic 16-step breathing exercise, based on the ancient Buddhist practice of Anapanasati (mindfulness of breathing).

  26. 11. Are You Burning Out Without Knowing? How Ambition Can Steal Your Perspective – Signs & Solutions

    Is your drive for success pushing you toward burnout? Overworking often disguises itself as ambition, dedication, or passion—but how do you know when it’s harming you instead of helping you? “Even the most vigorous and gifted among the others all failed and were defeated in the end because their...

  27. 10. CEO Talk with Mark Coggins: How to Building A Global Education Enterprise

    How do you build and scale a global private education business? In this episode, I sit down with Mark Coggins, former CEO of Kaplan Asia and co-founder of Cranleigh China, to uncover the strategies behind growing education businesses across international markets. 🌍📚 Not only was Mark my boss…

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  28. 9. 基督徒的葬礼：纪念我的朋友克里斯汀

    本期节目，我将带着深深的感激与怀念，与您分享我参加挚友克里斯汀葬礼的感受。克里斯汀是一位虔诚的基督徒，她的生命如同一盏明灯，照亮了我从上海到墨尔本的人生旅程。 还记得初到墨尔本时的迷茫与不安，是克里斯汀伸出援手，帮我安顿生活，带我融入这座陌生的城市。她的善良与热情，让我在异国他乡感受到了家的温暖。 然而，克里斯汀给予我的远不止于此。她以坚定的信仰和智慧的人生观，深深影响了我。她教会我如何以不同的视角面对生活的挑战，如何在困境中保持希望，如何在平凡小事中发现生活的美好。 克里斯汀的离去，让我悲喜同在。悲在少了一个可以聊知心话的朋友，喜在她去了她的天上的家。 她的生命就是幸福。

  29. 8. A Tribute to Christine: Orchid Angel

    This episode pays tribute to my dear friend Christine. I shared how her kindness and love guided me through my transition from Shanghai to Melbourne.

  30. 7. No Days Off - Bruce Dusmez (Part1)

    How to balance academics and athletics for a high school student? In this episode, Dr. Jen interviews her son, Bruce Dusmez, about his journey as a dedicated sprinter and high-performing Year 12 student. He shares how he manages his demanding schedule. Bruce discusses his strategies for balancing...

  31. 6. 内卷时代，还要卷到国外去吗？

    2024中国发达了，还要出国留学吗？本期节目探讨在中国经济和教育飞速发展的背景下，出国留学的必要性。通过五位中国学生的不同选择，反思留学带来的个人成长。

  32. 5. 2025 New Year Resolution: Break Every Ceiling — Bamboo, Glass, or Otherwise!

    This episode explores breaking barriers—bamboo or glass ceilings—through first-principles thinking, critical problem-solving, and storytelling.

  33. 4. Bamboo Ceiling: Why East Asians Have Difficulty Advancing in Western Business?

    In this episode, we’re discussing a topic that’s personal and professional for me: the Bamboo Ceiling—why East Asians, like Chinese, Japanese, and Korean, aren’t as visible in top leadership roles. It’s not just about racial bias or motivation. Two studies show that stereotypes about East Asians...

  34. 3. 墨尔本的黑天鹅：从小概率事件到披荆斩棘的半岛女侠

    在这个圣诞假期，跟随我来到墨尔本附近的 Metung 天鹅湖，探索黑天鹅的世界。在这一集中，我将带你走进优雅美丽的黑天鹅的世界，看看它们与鹈鹕、海豚、海豹以及各种小鸟如何在这片湖畔悠然自得地生活。同时，我也会分享天鹅湖畔的人们的动人故事，尤其是 Marita 的经历。从城市女孩到独居半岛，她开启了一段披荆斩棘的旅程，过着不完美却真实、充满生命力的“authentic”人生。在澳大利亚，黑天鹅并非欧洲人眼中的“小概率事件”，而是一种日常而真实的存在。愿这集带给你关于自然与人生的启发，祝大家圣诞新年快乐。

  35. 2. 你好，我是黄棘，披荆斩棘的“棘”

    这一集介绍我的播客起源。在一个人工智能崛起、万物相连的时代，我们却倍感焦虑迷茫、困境丛生。《披荆斩棘 | Insights with Dr Jen》是我与自己的对话，一场提出问题、探索答案的旅程。穿越中英澳三地，我逐渐明白，外界环境难以掌控，但我可以选择如何看待自己，从内心汲取力量。回归自我，我的名字“黄棘”意为“黄色的沙棘花”，寄托了老爸希望我在荒漠中，也能扎根生长、开花结果的美好愿望。 在我的人生下半场，希望这个播客能记录我的成长与反思、学术与哲学启发，以及与学生朋友的真诚对话。每一集，都是我这朵“沙棘黄花”扎根成长的旅程。愿它成为你人生路上的绿洲，陪你披荆斩棘，找到属于自己的光与路。

  36. 1. Untangling the Chinese Banking Evolution: Regulations, Risks and Rewards

    In this episode, Dr. Jennifer Huang discusses her PhD research paper, "Evolution of Financial Intermediation and Performance Consequences in China’s Commercial Banks." Spanning the period from 2006 to 2021, the paper explores how Chinese banks transitioned to non-traditional financial...

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ABOUT THIS SHOW

A bilingual podcast on business, education, leadership, and personal growth from an East-West perspective. Hosted by Dr Jen, a finance PhD, lecturer, and business professional, this podcast bridges academic research with real-world insights. Through first-principles thinking and inspiring stories, it goes beyond the surface, challenges conventional wisdom, and uncovers the deeper truths that shape who we are today. Together, we break barriers in life—to infinity and beyond! *************************************************************************************************************************************************************************************** 欢迎收听《披荆斩棘| INsights OUT with Dr Jen》! 在这里，我们超越表面，挑战思维，探寻塑造我们的真实内在原则。这是一个人工智能崛起、万物紧密相连的时代，也是一个焦虑迷茫、困境丛生的时代。这个播客是我与自己的对话，一场提出问题、探索答案的旅程。穿越中英澳三地，我逐渐明白，外界环境难以掌控，但我可以选择如何看待自己，从内心汲取力量。我的名字“黄棘”意为“黄色的沙棘花”，象征在荒漠中扎根生长、开花结果。正如我在每一集播客中与大家分享的成长、学术、商业与人生的深思。每一集都是我这朵“沙棘黄花”扎根成长的旅程。愿它成为你人生路上的绿洲，陪伴你披荆斩棘，成为自己和周围人的光与路, 以智慧和爱点亮世界。

这是一个双语节目，标题中文就

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Frequently Asked Questions

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Insights Out with Dr. Jen | 披荆斩棘 currently has 36 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Insights Out with Dr. Jen | 披荆斩棘 about?

A bilingual podcast on business, education, leadership, and personal growth from an East-West perspective. Hosted by Dr Jen, a finance PhD, lecturer, and business professional, this podcast bridges academic research with real-world insights. Through first-principles thinking and inspiring stories,...

How often does Insights Out with Dr. Jen | 披荆斩棘 release new episodes?

Insights Out with Dr. Jen | 披荆斩棘 has 36 episodes. Check the episode list to see recent publication dates and frequency.

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