Interest Rates with Mates

Send us Fan MailEpisode 9 - Season 5 - Special Guest - Tim ThompsonSpecial guest Tim Thompson from Your Property Investor on the Sunshine Coast gives us his insight to what the market is doing and how he can help investors and first home buyers get into the market but get the right property!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/ 

Send us Fan MailEpisode 8 - Season 4 - End of Financial YearThere is so many ways to save money on your home loan.By making extra repayments, having money in your offset account or changing the way that you pay your mortgage, it can make a huge difference!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/ 

Send us Fan MailEpisode 6 - Season 5 - End of Financial Year Start the new financial year strong with practical mortgage tips for self-employed and PAYG borrowers. Learn how tax returns, employment history, overtime, savings habits and borrowing capacity can help position you for home ownership. Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/ 

Send us Fan MailEpisode 6 - Season 4 - Quarter 3 - Bit of a recap!There is a lot that has happened in the past 3 months which we go through today.Our team are always here to help what whatever questions you have regarding finance!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/ 

Send us Fan MailEpisode 5 - Season 4 - Rates are on the rise..After the RBA decision this week to increase the cash rate to 4.1%, we talk about what you need to do to be in the best position to purchase and what the future looks like for finance.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/ 

Send us Fan MailEpisode 4 - Season 4 - When we press the submit button, what happens?When we press the submit button on an application, what happens?We deep dive into what we need up front for an application and where we need to go from a lender point of view based on policies.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/ 

Send us Fan MailEpisode 3 - Season 4 - Deposits - What do you actually need?Getting into the property market, you don't need a 20% deposit!Listen as we break down how much you actually need!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/

Send us Fan MailEpisode 2 - Season 4 - The Rise Of The Interest RatesThe RBA has meet for the first time in 2026 and it has been a rise.Listen as we explain why and what you need to do to understand how much you can borrow.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://www.masonfinancegroup.com.au/Contact/GetInTouch-377/

Send us Fan MailEpisode 1 - Season 4 - First Podcast of 2026Happy New Year!Have a listen as we dicuss some major changes that has happened in the back end of 2025 and see what 2026 has in store with lending!Listen every fortnight as we share what is going on in the mortgage world and get some special guests in!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 14 - Unique Policies!We eat, sleep and breath policies so we deep dive into what policies are out of the box but we can still use on the daily!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 13 - Justin Merendino!The Italian real estate agent has joined me today to talk everything property and finance.Listen has he takes us through his journey into real estate, what the WA is looking like at the moment and everyday life of Justin!Justin - Thank you for such a lovely chat.  If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 12 - General Chat - Chinwag Chronicles There has been a few changes within the past couple of months as well as some good things to start thinking about coming up till the end of the year.A great time to touch base with us to see how we can help with your mortgages!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 11 - AI in Mortgage Broking!AI is here!Ai is creeping up everywhere and it is a game game changer.Have a listen as to how we are starting to see it in our worldIf you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 9 - Q&A - The common questions we get! Its that time to run through the questions that we get and answer them!Hello to our newest team member Jos!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 8 - First Home Buyer - What is available! There has been so many changes to first home buyer schemes that we thought it was a good idea to touch base with all of them!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 8 - Special Guest - Jayden Nipperess What a pleasure to be joined by Jayden Nipperess from Ray White to share his experience with starting in real estate, how he got there, what he is doing on social media and everything real estate!Thanks for joining Jayden!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 7 - Self Employed & End of Financial Year!Th 2025 tax year is almost here so now is a great time to plan what we need to do for your self employed business coming into the new tax year!Listen as we break down what lenders need from a income perspective to get the deal done!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 6 - What do we do?!We do a lot in our role, its not always about finding the best interest rate!We break down what goes on in the background and what we look for when we are talking with our clients to make a plan of action!Take a listen and Shaun, Colin and Shawn!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 5 - Interest Rates!A huge talking point at the moment with what the interest rates are doing at the moment!There has been a lot of changes over the past 2 years and we are about to see more changes coming into the next 6-12 months!Take a listen and Shaun and Todd discuss!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 4 - 2025 as a start. We are already in Quater 1 for 2025!Have a listen as we have look at what we have seen since the start of the year.With a decrease in rates, bridging finance and first home buyer, we have seen a few changes!If you would like to send us some questions for the next episode, let me know!Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 3 - RBA Meeting! We had a decrease!Listen as we discuss the first decrease in over 4 years! What it means from a borrowing capacity, repayments and overview what we expect!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 2 - Lender Secretes Revealed! As we are making a plan of action of which lender will suit your needs, these are the things we are looking for to place you at the right lender!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 1 - Strategies for 2025!Happy New Year!Take a listen as we deep dive into how to get in the vest position with getting a mortgage with year and what you need to do!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 20 - 2024 in reviewHave a listen as we talk about what's happened in 2024 and what we can look to expect in 2025!2024 has been a great year and thank you very much for all the support!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 19 - Special Guest - Hello HomeHello Home specialize in working with first home buyers to find the right builder that suit their needs! They also work with existing clients with renovations and knock down re builds.Thanks for joining!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 18 -  Pre-ApprovalsPre-Approvals are such a powerful tool to have behind you when looking for a property!Have a listen as we deep dive into them and how we do them!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 17 -  Fixed VS VariableWhen it comes to choosing if fixed or variable - We discuss the pro and cons as we may start to see a shift in the next 6 months that could help with making a decision!  Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 16 -  Refinancing Your Mortgage: When and Why It Makes Sense An explanation of mortgage refinancing, when it’s a good idea, and how clients can potentially save money by lowering their interest rate or adjusting their loan term. Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 15 - Special Guest - Dareen KeenDareen Keen is a buyers agent based in Gold Coast that is helping his clients navigate the up's and down's of purchasing home and buying the right one!Thanks for being on our podcast Dareen!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 14 - Who's on our panel? We discuss who is actually on our panel of lenders and go through what makes the unique!  Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 13 - Foreign Income With purchasing from overseas becoming ever so popular, we discuss what is needed for foreign income and how we verify it! Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 12 - New Zealander's (Kiwi's)Let's take a look at what New Zealander's are eligible for and break down the numbers! Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 11 - Happy New Financial Year!1st of July is upon us with some great changes coming into effect from the past month and some new ones to look forward too.Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailBreaking News! - RBA AnnouncementThe RBA has kept the Cash Rate at 4.35%!Please let us know if there is anything we can do to help!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 10 - Quiz Time!Take a listen as I quiz the brokers on some common scenarios that come across our way day to day!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 9 - Salary SacrificingThere are so many options available to Australians  for Salary Sacrificing however we break down what is needed for lenders to be able to verify to be able to increase borrowing capacity.Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 8 - Private LendingWe sometimes have to go off our panel to Private Lending because of many different reason. Listen as we discuss why we might have to approach a private lender and why we would need to use them. Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 7 - Winners are GrinnersOur team at Mason Finance Group has grown and we love sharing success stories about the clients that we help.Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailBreaking News! - RBA AnnouncementThe RBA has kept the Cash Rate at 4.35%!Please let us know if there is anything we can do to help!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 6 - Busting MythsThere is some Myths out there about Brokers which the team is here to Bust!Listen as we speak about the misconception about brokers! Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 5 - Bridging FinanceBridging finance is becoming more common these days. It allows you to purchase a new property whilst keeping your current property, eliminating the need to sell beforehand!Have a listen to how it is structured and get an idea of what is required.Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 4 - GoalSetter - Our Meeting ProcessWe love meeting clients and creating a plan!Have a listen to our Goalsetter meeting process and understand how we make the magic happen!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 3 - Women in FinanceAt Mason Finance Group, we know it's extremely important to have woman in the finance industry and to be apart of our group. Take a listen as we have Jodie, Sarah and Luisa answer some questions about what it means to them to be a woman in finance!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 2 - Investment - What to look forPurchasing an Investment property can be daunting however this is not the case!Have a listen as we break the myths about investment purchasing. Grab your notepad and pen and write down these nuggets!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 35 - Happy New YearHappy New Year. Hope you had a lovely Christmas and New Years!We discuss what changes have happened and what to expect in 2024.Thank you for all the support and looking forward to a good year! Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailBreaking News! - RBA AnnouncementRBA has had it's 14th increase since May last year taking the cash rate to 4.35%.Not what we wanted to hear before Christmas!Please let us know if there is anything we can do to help!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 34 - First Aid on Finances It is so important to understand finances so listen as we out the bandage on finances!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 33 - EquityAs soon as you purchase a home and have a deposit, you have equity in your home!Listen how we break down equity to use in different scenario. Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 32 - Karen - Annualising incomeAs we approach the 1st Oct, this is where he can annualise income which can greatly improve income!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started

Send us Fan MailEpisode 31 - Karen - Different Types of IncomeListen as we break down the following income types. These are not your typical PAYG full time or part time income but something banks still take into consideration!Subscribe/Follow to keep up to date with all the latest episodes.Want to chat to us directly?Gives us a call (07) 5211 0099Keen to get going with purchasing, refinancing or construction loan?Fill out a enquiry form here:https://applynow.finance//8855/mason-finance-group/c0b4d70e-4a46-435f-85a4-23ef71ece968#/get-started