Let The Data Speak
by InvestorKit
Let The Data Speak, formerly known as the InvestorKit Podcast, is InvestorKit's research-driven property investing podcast, hosted by InvestorKit Senior Research Analyst Junge Ma.Our mission is to help Australians create more than $2 billion in equity by 2032 through trusted guidance, expert support and lifelong partnerships. This podcast is one way we deliver on that mission.Backed by the research behind Australia's #1 Buyer's Agency of the Year, every episode cuts through headlines, opinions and speculation to uncover what's really driving Australia's property market. From market cycles and policy changes to emerging investment opportunities, our analysis is grounded in rigorous research, evidence and long-term thinking.Whether you're buying your first investment property or building a multi-property portfolio, our goal is simple: give you the clarity and confidence to make better long-term investment decisions.Originally launched by InvestorKit CEO & Founder Arjun Paliwal, Let T
Episodes
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Cairns vs Hobart: The Comparison Every Property Investor Needs to See Right Now - with Junge Ma
Cairns grew 17% last year. Hobart grew 5%. On paper, the choice looks obvious. But choosing purely based on recent growth could mean buying into a market with less growth left ahead, while overlooking one with a full cycle of recovery still in front of it. In this episode, Junge Ma, Senior…
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This Overlooked Regional Town Could Be Australia's Next Growth Market? - with Junge Ma
If you're only following the national headlines, you'll miss what's happening in some of Australia's smaller regional markets. Wangaratta, a town in northeast Victoria, went through a correction phase between 2022 and 2024. But since 2025, it's been recovering. Supply is tightening, demand is...
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Cyclical vs Structural Fundamentals: The Real Force Behind Property Booms - with Junge Ma
Every year since 2022, InvestorKit has consistently produced the Australia's Housing Fundamentals White Paper, tracking fundamentals across three core categories: demand, supply, and confidence. Now in its 5th edition, we can finally look back and ask: what's actually changed over five years, and...
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Altona North: Is Over-Supply a Real Risk for This Investor's Townhouse? - with Junge Ma
An investor owns a townhouse in Altona North, Melbourne, surrounded by what looks like empty land. They're worried future oversupply could kill the property's growth, and they're weighing whether to sell before it happens. Is that concern actually justified? Junge Ma, Senior Research Analyst at...
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Are Townhouses the Next Best Investment as Houses Become Unaffordable? - with Junge Ma
Five years ago, more than half of Australia's regions had a median house price under $600,000. Today, that's fewer than 1 in 5. As affordability keeps tightening, more investors are turning to townhouses as the next best option, but do they actually deliver competitive results? Junge Ma, Senior...
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Buy Now or Wait 2 Years for Lower Rates? A Wealth Comparison Model - with Junge Ma
Should you buy a property now, or wait until interest rates come down? It sounds like a simple question. The answer might surprise you. Junge Ma, Senior Research Analyst at InvestorKit, built a real model comparing two scenarios: buying now with negative cashflow, versus waiting two years for…
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Tamworth Property Market: What's Really Driving the Growth? - with Junge Ma
Tamworth has quietly become one of Australia's best performing regional markets, posting 19% growth in the past 12 months alone. But population growth is slowing, vacancy rates are edging higher, and affordability is deteriorating. So what's actually driving the growth, and does it have room left...
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Should You Still Invest in Property in 2026? Three Resilient Regional Markets - with Junge Ma
Higher interest rates. Negative gearing changes. CGT discount changes. SMSF changes. It's a fair question right now: is property still worth it in 2026? Junge Ma, Senior Research Analyst at InvestorKit, breaks down why the answer is still yes and more importantly, what type of market is actually...
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Property Tax Reform Risks: 4 Warning Signs Investors Should Watch - with Junge Ma
Australia's new property tax changes are about to reshape investor behaviour. But will every market feel that shift equally? Let's find out... Junge Ma, Senior Research Analyst at InvestorKit, breaks down the four biggest risks investors should be watching in this new environment and explains why...
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Fake data: How examining data in isolation can mislead your decision - with Junge Ma
Strong population growth. Low vacancy rates. Low unemployment. Most investors have seen these numbers and still picked the wrong market. Junge Ma, Senior Research Analyst at InvestorKit, breaks down why the go to metrics can create what she calls "fake data" when examined without the full…
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Don’t buy here, buyer here: Same suburb, different performance - with Junge Ma
Four properties in Werribee. Same suburb, same market, same timeframe. One grew at over 7% per year. The others limped along at 2 to 3%. The difference had nothing to do with timing the market. Junge Ma from InvestorKit breaks down three real underperforming properties and explains exactly why…
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5% deposit scheme has caused a boom? The real impact - with Junge Ma
Australia's 5% deposit scheme was supposed to make home ownership more accessible, and it did, to a point. But a bigger question has been lurking beneath the headlines: did expanding the scheme in October 2025 actually push property prices higher? Junge Ma, Senior Research Analyst at InvestorKit,...
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How to interpret past growth - with Junge Ma
Most investors look at past growth and draw one of two conclusions, the market's either had its run or it's overdue for one. But according to Junge Ma, senior research analyst at InvestorKit, both assumptions can lead you seriously astray. In this episode, Junge Ma unpacks four distinct scenarios...
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Here’s what I recently bought and the data behind the decision - with Junge Ma
Junge Ma pulls back the curtain on a property she personally bought and the data that drove every step of the decision. From narrowing down Victorian regional cities to landing on Ballarat, this episode gives a rare inside look at how a property professional actually applies the same research...
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What you need to know about Geelong, the hottest market around Melbourne - with Junge Ma
Geelong is being touted as one of the hottest property markets near Melbourne...but the data tells a more nuanced story. Senior research analyst Junge Ma from Investor Kit breaks down exactly which suburbs have surged, which have stalled, and which are quietly staging a comeback that most…
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Is the regional market overcooked? - With Junge Ma
Are Australia's regional property markets finally running out of steam, or is there still heat left in the oven? With regional values having surged since 2021, it's tempting to write off the regions as overcooked. But Junge Ma, Senior Research Analyst at Investor Kit, breaks down 20 years of data...
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Adelaide's boom is done? - With Junge Ma
Is Adelaide's property boom really over, or are investors being spooked by headline noise? With some suburbs showing signs of fatigue, it's easy to assume the entire market has cooled but Junge Ma, senior research analyst at InvestorKit, argues the data tells a very different story. In this...
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The area in MLB that no one is talking about - with Junge Ma
Why is one Melbourne suburb consistently outperforming expectations, yet almost nobody is talking about it? Sitting quietly, but flying completely under the radar of most buyers and investors. Junge Ma, Senior Research Analyst at InvestorKit, digs into the data to find out whether that silence is…
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Could Melbourne's apartment oversupply kill rental growth for houses? - with Junge Ma
Is Melbourne’s explosion of apartments actually holding back rental growth for houses, or is that just a myth investors keep repeating? In this episode, Junge Ma dives into the data to unpack whether apartment oversupply is impacting house rental growth across Melbourne. By comparing trends…
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Broken Hill Is Broken: Insights breaking down "popular" recommendation - with Junge Ma
Would you invest in a $150,000 property with nearly 9% rental yield, or is this exactly the kind of deal you should be avoiding? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the data behind Broken Hill, one of Australia’s most affordable property markets. While…
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WW3 and Australian Property: What History Really Shows - with Junge Ma
What happens to Australian property when the world goes to war? InvestorKit's senior research analyst Junge Ma goes back over 100 years of data to find out, mapping every major global conflict against Australian house price movements, from the World Wars to Russia-Ukraine and Israel-Hamas. The...
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5 Million People in 10 Years?! What It Means for Housing - with Junge Ma
Australia’s population is set to explode over the next decade, but housing construction isn’t keeping up. Which cities and regions will feel the crunch the most? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, compares population growth, net overseas migration, and building...
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Property Market Will Crash If These 3 Things Happen - with Junge Ma
Is Australia’s property market heading towards a crash, or is the fear online overblown? More importantly, what real data should investors monitor to understand the risks? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, explains the three fundamental conditions that would need…
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SMSF Property: Hold or Sell in 2026? - with Junge Ma
When investing in property through your SMSF, should you buy and hold long term or sell once you see a profit? With more Australians using their SMSF to invest in property, understanding the right strategy has never been more important. In this episode, Junge Ma compares two SMSF property...
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5 WORST Suburbs in Melbourne 2025: A Reflection - with Junge Ma
Which Melbourne suburbs actually underperformed in 2025, and more importantly, what can that teach investors heading into 2026? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, reviews five suburbs that were identified as poor investment picks at the start of 2025. Breaking down...
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From COVID to 2026: Understanding Australia's Property Boom Cycles - with Junge Ma
Could 2026 be the year of the next Australian property boom? What signals are showing early signs, and which cities and markets are likely to benefit most? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the triggers behind Australia’s last four property booms and...
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Which Capital City Is Most Exposed? Population Boom vs Housing Supply - with Junge Ma
Which capital city is facing the biggest housing supply crunch right now and which one is falling furthest behind as population growth accelerates? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, ranks all eight capital cities based on housing supply pressure. Using per capita...
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Are Melbourne Townhouses the Next Opportunity? - with Junge Ma
With Melbourne house prices pushing past reach for many investors, could townhouses be the next real opportunity in 2026 or is this a trend worth avoiding? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, cuts through the hype and breaks down the raw data on Melbourne…
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Best Price Bracket For Perth, Brisbane, Adelaide: What does the data say? - with Junge Ma
Which house price bracket is about to lead property growth in Perth, Brisbane, and Adelaide? With interest rates staying high, middle range suburbs are starting to attract serious demand, but which ones are positioned to surge next? In this episode, Junge Ma, Senior Research Analyst of…
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10 Worst Suburbs to Invest in 2026 - with Junge Ma
What if the biggest mistake you could make in 2026 isn’t what you buy but where you buy it? Using over $800,000 a year in proprietary data analytics, InvestorKit’s Senior Research Analyst Junge Ma breaks down the suburbs that look tempting on the surface… but quietly fail the fundamentals. In…
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Investors' Guide To Regional VIC: Geelong vs Ballarat vs Bendigo - with Junge Ma
Which regional Victorian market stacks up best right now? Geelong, Ballarat, or Bendigo? With all three gaining investor attention, this episode breaks down the data to see where the real opportunities are forming. Junge Ma compares housing supply, price growth, days on market and rental pressure...
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These Top 10 NSW Regional Markets Are Waking Up - with Junge Ma
Have NSW regional markets been quietly setting up for their next growth phase? While Queensland and WA dominated headlines, the data is now starting to tell a different story across regional New South Wales. In this episode, Junge Ma breaks down property market data from 10 major NSW regional...
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Melbourne vs Perth vs Brisbane: Where Should You Invest Your $650k? - with Junge Ma
Where should you invest $650,000 in 2026? Melbourne, Perth or Brisbane? With prices rising and options narrowing, choosing the wrong city could cost you years of growth. In this episode, we break down the data across all three capitals to see where opportunities still exist for buyers with a sub...
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5 Locations To Outperform in 2026 - with Junge Ma
With interest rates staying higher for longer, where can buyers still find growth in 2026? As affordability tightens across Australia, demand is increasingly flowing into markets that still offer relative value. In this episode, Junge Ma breaks down five locations across Melbourne, Brisbane, and...
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Getting Quick 2 to 5 Properties! - with Arjun Paliwal
Ever wondered what it really takes to grow a property portfolio from two to five? Most Aussies get stuck at two, but there’s a method to break through without relying on luck or manifesting dreams. In this episode, Arjun Paliwal uncovers the mindset shifts, financial strategies, and portfolio…
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Shocking Changes to Trust - with Arjun Paliwal
Trusts. Are they really the secret weapon for property investors or just an overcomplicated headache? More Australians are buying property through trusts than ever before, but what does this mean for your strategy, borrowing power, and long term goals? In this episode, Arjun Paliwal dives into…
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Will there be another Australia Nationwide Boom? - with Arjun Paliwal
Are we about to see another nationwide property upswing, and why is the data starting to point that way? After years where different states moved at different speeds, the conditions that once aligned during COVID are quietly resurfacing, just not in the same extreme form. In this episode, Arjun...
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Top 3 Regional Locations Set for Serious Growth in 2026 - with Arjun Paliwal
Which regional property markets are quietly setting up for serious growth in 2026, and why are investors paying close attention now? In this episode, Arjun Palliwal reveals three regional locations showing strong growth signals heading into 2026. He unpacks the data behind each market, from...
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Top 3 Areas Big Investors Are Backing Before Everyone Notices - with Junge Ma
Where are big investors quietly positioning themselves for the next decade? Not all Aussie cities are set to grow equally, and in this episode, we break down the three that have the strongest data behind them for long term performance. Junge Ma, Senior Research Analyst at InvestorKit, reveals the...
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Top 10 High Growth Locations in 2026 - with Junge Ma
Which suburbs will deliver the strongest capital growth in 2026? In this episode, InvestorKit Senior Research Analyst Junge Ma reveals the 10 regions across Australia showing the clearest signs of breakout performance next year. From shifting inventory levels to tightening rental markets, Junge...
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The 18.6 Year Cycle: Is an Aussie Property Crash Actually Coming? - with Junge Ma
Are we really on the edge of an Australian property crash, or are investors getting spooked by a theory that doesn’t stack up? In this episode, Junge Ma breaks down why the famous 18.6 year real estate cycle doesn’t hold up in Australia and why relying on century old patterns can lead investors...
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Buy or Sell in 2026? Every State Ranked! - with Junge Ma
Wondering where to invest in 2026? In this episode, Junge Ma ranks every Australian capital city and reveals which markets are poised for growth and which may be best to avoid. In this episode, we discuss median house prices, rental yields, and market pressure across all eight capital cities and...
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Top 5 Trends to Watch in the Australian Property Market in 2026 - with Junge Ma
How do you invest when the country is running out of homes? In this episode, Junge Ma breaks down the five trends that will shape the Australian property market as we move towards 2026 and what smart investors should be watching right now. Junge explores what the big banks are forecasting for…
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Should you buy apartments in Darwin? - with Junge Ma
Are Darwin apartments really the golden ticket to portfolio growth, or are they hiding hidden risks? In this episode, Junge Ma dives into Darwin’s apartment market, comparing units to houses and unpacking what the data really says about growth and cash flow. Junge walks through real examples,...
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3 types of Cities that will Benefit Most from Rate Drops - with Junge Ma
Are rate cuts really enough to spark a property boom, and if so, which cities are first in line? In this episode, Junge Ma breaks down the data behind how different markets react the moment rates start falling, revealing which cities historically surge and why. You’ll hear the three categories of...
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Cash Rate vs Interest Rates - with Junge Ma
What’s the difference between the cash rate and interest rate? And how do they affect your mortgage? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down how the RBA’s cash rate connects to the interest rates Australians pay on their home loans. You’ll discover how the…
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Will the 5% Deposit Guarantee Trigger a 2026 First-Home Boom? - with Junge Ma
Is the new 5% deposit scheme about to trigger a property boom in 2026, or is the hype bigger than the impact? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the government’s upcoming first-home buyer guarantee. With no income caps, no spot limits, and higher price...
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The TRUTH About Australia's Housing Supply Shortage - with Junge Ma
Is Australia’s housing shortage really as bad as it seems… or is it even worse? In this episode, InvestorKit’s Senior Research Analyst Junge Ma breaks down the truth behind the supply crunch in three simple points. From longer hold periods and planning delays to investor pullback and surging...
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Why Supplies Are So Tight in these 5 Cities - With Junge Ma
What happens when rental supply dries up, vacancy rates hit record lows, and demand keeps climbing? In this episode, Junge Ma uncovers the data behind Australia’s tightest markets, revealing what’s driving the crunch, how it’s impacting prices, and why investors are paying close attention right...
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5 Areas in Brisbane Poised for Growth - With Junge Ma
Is Brisbane’s property market still booming, or has the growth run its course? Join Junge Ma, Senior Research Analyst at InvestorKit, as she explores the current state of Brisbane’s market and reveals five key locations that still show promising signs of growth—despite recent fluctuations. With...
About this show
Let The Data Speak, formerly known as the InvestorKit Podcast, is InvestorKit's research-driven property investing podcast, hosted by InvestorKit Senior Research Analyst Junge Ma.Our mission is to help Australians create more than $2 billion in equity by 2032 through trusted guidance, expert support and lifelong partnerships. This podcast is one way we deliver on that mission.Backed by the research behind Australia's #1 Buyer's Agency of the Year, every episode cuts through headlines, opinions and speculation to uncover what's really driving Australia's property market. From market cycles and policy changes to emerging investment opportunities, our analysis is grounded in rigorous research, evidence and long-term thinking.Whether you're buying your first investment property or building a multi-property portfolio, our goal is simple: give you the clarity and confidence to make better long-term investment decisions.Originally launched by InvestorKit CEO & Founder Arjun Paliwal, Let T
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InvestorKit
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