PODCAST · education
Just Another Money Podcast
by Lauren Larios and Nick Loera
Welcome to Just Another Money Podcast with your hosts, Lauren and Nick! We’re here to take real-world money situations and break them down into actionable steps you can actually use. Whether you're budgeting, paying off debt, or saving for your future, we're all about making finances easy to understand and putting you in control of your money.
Episodes
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057: 10 Money Questions Everyone Gets Wrong
Those small money habits that seem harmless? They’re slowly pulling you off course. In this episode, Lauren and Nick break down 10 of the most common money questions — from budgeting and debt payoff to credit scores, investing, buying a home, and more. 0:00 – The “1° Rule” 1:19 – Credit cards:...
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056: Homeownership, Investing, Kids… How Do You Know You’re Ready?
Big life decisions get expensive fast — investing, buying a home, starting a family. In this episode, Lauren and Nick break down how to know if you’re truly financially ready and what most people overlook. 0:00 – Intro 2:58 – Why home “affordability” keeps getting worse 5:40 – Are you actually...
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Joint Accounts? Rent vs Buy? $100K Income? We Break It ALL Down | Episode 055
Are people "doing money wrong"? In this week's episode, Lauren and Nick break down three of the most controversial money debates: joint vs. separate bank accounts, renting vs. buying, and whether $100K is still a “good income.” 0:00 – Why small purchases do matter 0:39 – Joint vs. separate bank...
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The Debt Mistakes Keeping You Broke | Episode 054
In this week's episode, Lauren and Nick upack three of the most controversial personal finance debates. 0:00 – Intro: Why money topics get so polarizing 1:31 – “Can I still splurge while paying off debt?” 5:18 – Why the “little splurges” often cause big setbacks 7:15 – Consistency vs....
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053: Do THIS If You're Stressed With Money
Feeling stressed about money? In this week’s episode, Lauren and Nick break down three real-world money scenarios — from living paycheck to paycheck on six figures, to being buried in debt and shame, to feeling anxious about money even when everything looks “perfect” on paper. 0:00 – Intro 1:35 –...
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From Debt to Building Wealth | Episode 052
In this week’s episode, Lauren and Nick break down how to rebuild your financial life — from paying off debt and creating stability to getting your money working for you again. 0:00 – Intro: Starting over and getting your finances back on track 1:17 – How to rebuild after credit card debt…
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Money & Marriage: How to Get on the Same Page | Episode 051
Money problems don’t always start with the numbers—they start with communication. In this week’s episode, Lauren and Nick tackle three real-life scenarios from couples struggling with money alignment: separate bank accounts, mismatched spending habits, and crushing credit card debt. 0:00 – Intro...
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050: 5 Money Lies That Are Keeping You Broke
Think you're good with money… until you realize you’ve been lying to yourself? In this week’s episode, Lauren and Nick unpack the money lies we all tell ourselves—from “I can afford it” to “I’ll start saving when I make more.” 0:00 – Intro: The little lies that keep us stuck 2:00 – “I can afford...
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049: The #1 Reason You Can’t Get Ahead Financially
Are you caught in the endless cycle of credit card debt, consolidation loans, and paycheck-to-paycheck stress? In this episode, Nick and Lauren break down why behavior beats income, when debt consolidation makes sense (and when it doesn’t), and how couples can rebuild trust with money. 0:00 –…
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048: 5 Money Habits You'll Wish You Started Sooner
Most people think being “good with money” just means earning more — but that’s only part of the story. In this episode, Lauren and Nick break down the five essential habits that help you build lasting financial success. 0:00 – Intro 1:10 – Why income isn’t the full picture of financial success…
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047: Fixing Bad Debt Situations
Credit card debt, debt consolidation, and even homeownership can become financial traps if you’re not careful. In this episode, Lauren and Nick unpack real-life stories of money mistakes, why emotions often cloud financial decisions, and what it really takes to break free from the debt cycle.…
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046: The Money Habits Keeping You Broke (and How to Fix Them)
Think your money habits don’t matter that much? Think again. In this week’s episode, Lauren and Nick break down how destructive financial habits sneak into your life, why starting late doesn’t mean it’s too late, and what real people have learned from both hitting rock bottom and becoming debt...
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045: The 4 Biggest Money Mistakes People Make In Their 20s & 30s
The 4 biggest money mistakes people make in their 20s & 30s––debt, extra cash, money fights with a partner, and overspending. In this week’s episode, Lauren and Nick cut through the noise and get back to the financial basics: how to pay off debt the right way, what to do with extra money after...
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044: The Most Controversial Money Opinions You Need To Hear
Think tipping less for bad service is fair? Or that renting might be smarter than owning? In this week’s episode, Lauren and Nick tackle some of the most controversial money opinions and unpack what they really mean for your wallet. 0:00 – Intro 0:50 – Cutting “BS spending” and lifestyle choices...
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043: The Secret to Transforming Your Finances
What if your money could practically run itself? In this week’s episode, Lauren and Nick break down the power of automating your finances—covering everything from bills and debt to savings and investing. 0:00 – Intro 1:05 – Should you automate your bills? 4:55 – How automation helps you stay...
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042: Financial Red Flags in Dating (And Green Ones Too)
Money and relationships go hand in hand — but most couples wait too long to talk about it. In this episode, Lauren and Nick break down the money conversations you should be having while dating, the green flags to look for, and the red flags you don’t want to ignore. 0:00 – Intro 1:05 – Why money...
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THIS Is What's Keeping You Broke | Episode 041
Think everyone around you is financially ahead? You might just be seeing the highlight reel. In this week’s episode, Lauren and Nick unpack the hidden costs of comparison, how lifestyle creep quietly drains your bank account, and why so many budgets fail before they even get started. 0:00 – Intro...
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040: Investing For People Who Don't Speak Finance
Saving money is important — but it’s not the whole story. In this week’s episode, Lauren and Nick break down the difference between saving and investing, why you can’t save your way to wealth, and how to start investing without feeling overwhelmed. From simple index fund strategies to…
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039: How To Build A Budget Without Hating Your Life
Does your budget bring you peace—or just make you feel guilty? In this week’s episode, Lauren and Nick unpack what happens when budgeting goes too far. From guilt-driven spending habits to feeling overwhelmed by every purchase, they explore how to budget a better way. 0:00 – Intro 1:18 – The…
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038: How She Paid Off $52k of Debt
Think you need a six-figure income to pay off debt? Think again. In this week’s episode, Lauren walks through how she paid off over $50,000 in debt — without a huge salary or financial shortcuts. From the strategies that kept her focused to the mindset shifts that made it possible, this episode…
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037: Why Your Money Mindset Is Holding You Back
Is your job the "safe" option? Think again. In this week's episode, Lauren and Nick are joined by Dr. Ray Gorman to unpack the mindset shifts that unlock income growth and financial freedom. From breaking old money beliefs to understanding the real cost of staying in your comfort zone, this…
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036: The Real Reason You’re Living Paycheck to Paycheck
Ever wonder why your monthly expenses feel so high—even if you're making decent money? In this week’s episode, Lauren and Nick break down the real reason you might be overspending without realizing it. 0:00 – Welcome back to the show 2:05 – The $5,000/month Uber driver story 7:24 – Tip 1: Track...
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035: These People WRECKED Their Finances... Here's how to Fix It
Ever feel like you wrecked your finances? In this week's episode, Lauren and Nick are breaking down financial disasters (and how to fix them)! 0:00 - Intro 0:39 - Why do people do this? 4:40 - Financially ruined at 30 13:04 - Real estate investing wrecked his finances 20:33 - $23,000 down the…
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034: How to Buy Your First Home with Stacie Rihl
How do you know when you're ready to buy a home? In this week's episode, Lauren and Nick are joined by Stacie Rihl, a first-time homebuyer expert who's helped over 16,000 people learn the buying process! ––––––– How to get in contact with Stacie Rihl: https://stacierihl.com ––––––– 0:00 - Intro...
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033: "I'm 55 With No Savings and No Retirement––I'm Terrified"
What was the last money decision you made that you completely regret? In this week's episode, Lauren and Nick are getting into some of the internet's biggest financial regrets. 0:00 - Intro 3:42 - What's the biggest money mistake you've ever made 9:27 - She's 55 with nothing saved! 19:16 - She's...
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032: Psychologist Explains Why You Suck With Money
Are your finances wrecking your mental health? In this week's episode, Lauren and Nick are joined by Dr. Shereen Mohsen, a licensed clinical psychologist, who breaks down the mental health side of money management. ––––––– How to get in contact with Dr. Shereen Mohsen: https://relucentpg.com...
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031: Reacting to Crazy Money Stories
Gambling addictions, free cars, and trying to hide from credit card debt… In this week's episode, Lauren and Nick are breaking down some of the internet's wildest money stories! 0:00 - Intro 3:50 - Draining your savings to pay off debt 7:11 - Should I empty my retirement to buy a home? 10:43…
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030: 3 Steps to Actually Get Out of Debt
Stuck with your debt payoff journey? In this week's episode, Lauren and Nick are breaking down 3 of their best tips for ACTUALLY getting out of debt! 0:00 - Intro 1:23 - Before you start paying off debt... 2:20 - Stop accumulating debt 8:16 - Pick a strategy and stick with it 12:12 - Where people...
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029: The 4 Types of Money Accounts You NEED to Have
What's worse––having too many money accounts... Or not enough? In this week's episode, Lauren and Nick are breaking down the 4 types of money accounts you need to have to win with your finances! 0:00 - Intro 0:48 - Is insurance a scam? 4:48 - Cash Accounts 7:56 - Do credit cards count as a Cash...
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028: The KEY to Transforming Your Finances
How can you transform your finances in just 90 days? In this week's episode, Lauren and Nick are breaking down some of their best tips to change the way you handle money. 0:00 - Intro 2:45 - You need to have a clear goal 6:31 - Understanding your cash flow 14:46 - Creating a system for your money...
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027: How to Take Your Money from GOOD to GREAT
You feel good with your money... so what's next? In this week's episode, Lauren and Nick are breaking down how you can go from good to great with your finances. 0:00 - Intro 0:42 - Lauren found $5k 2:33 - Nick bought a house 6:29 - How can you level up your finances? 12:02 - Shifting from…
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026: How to Put Your Finances in Survival Mode
What do you do when your budget’s been completely blown, you're stuck in survival mode, and there’s nothing left to cut? In this week's episode, Lauren and Nick break down how quickly your finances can spiral when you're not living financially healthy (and what you can do about it). 0:00 - Intro...
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025: Dealing With Crushing Debt and Money Anxiety
How are people ending up in thousands of dollars of debt–––and what can you do when it finally feels like there’s no way out? In this week's episode, Lauren and Nick are talking all things DEBT–––from believing credit cards are fake to the crushing debt and anxiety debt causes. 0:00 - Intro 0:52…
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024: Overspending, Bad Decisions, and Toxic Money
Whether it was a risky financial decision or trusting someone and it completely backfired, we’ve all dealt with toxic money (and toxic people!)–––but the real question is, what can you do to avoid it in the future? In this week's episode, Lauren and Nick are talking about toxic money and toxic...
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023: The Market Is Tanking – Here's How to Prepare
Trillions of dollars have been wiped from the market, economists are warning of a recession, and President Trump’s tariffs have the world on edge–––but the real question is: why do people think this time is different and what should you actually do about it? In this week's episode, Lauren and…
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022: Does the Economy Suck... Or Do You?
Does the economy suck... or do you? In this week's episode, Lauren and Nick are diving into bad financial decisions, overspending, and the right money habits to fix it all! 0:53 - There's no excuses at this point 7:24 - How can we break the cycle and finally get ahead? 11:57 - You have to take...
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021: Is Being Frugal ACTUALLY Saving You Money?
Is being frugal actually helping you, or is it just making your life harder? And what can you do to make a real difference with your finances? In this week's episode, Lauren and Nick break down the right (and wrong) ways to be frugal! 0:44 - Is being frugal worth it? 9:56 - Should you spend more...
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020: Why You're Struggling With Money–It's Not Just Inflation
Why is the world so expensive now and what should you be doing to manage your money better? In this week's episode, Lauren and Nick are breaking down the rising cost of existing in today's world and how you can start getting ahead! 0:55 - The price of eggs are INSANE 5:00 - Where have you seen...
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019: Building Wealth After Debt
You've just paid off all your debt...so what's next? In this week's episode, Lauren and Nick are breaking down how you can start building wealth after you've gotten out of debt. 0:52 - How much do you have in your savings account? 6:08 - I'm 30 and starting from $0, what should I do next? 12:50 -...
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018: How Do I Escape living Paycheck to Paycheck?!
How do you escape living paycheck to paycheck? In this week's episode, Lauren and Nick are breaking some of their best tips for sticking to a budget! 1:22 - How much do you keep in your checking account? 5:13 - How can I escape living paycheck to paycheck? 10:44 - I can't follow a budget to save…
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017: Finance It or Pay Cash? The Smart Way to Make Big Purchases
Should I finance it or pay cash? In this week's episode, Lauren and Nick are breaking the SMART way to make some of life's largest purchases. From financing new vehicles to funding college education, we break down mistakes to avoid when making big financial decision. 1:38 - Feeling overwhelmed by...
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016: Are You Financially Ready to Buy a Home? We Break It Down
Are you financially ready to buy a home? In this week's episode, Lauren and Nick are breaking all things homeownership - from how to know you're ready to buy to homeowner nightmares! 1:13 - Is owning ALWAYS better than renting? 5:40 - When do you know you're financially ready to buy a home? 12:06…
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015: Savings Buckets, Emergency Funds & Retirement––Are You Saving Smarter?
Is your money working hard enough? In this week's episode, Lauren and Nick are breaking all things savings––savings buckets, emergency funds, and even retirement. Are you actually saving smarter or just making things harder for yourself? 1:38 - What savings buckets should we have and what % to…
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014: How To Use Credit Cards The RIGHT Way
Is the credit card game really worth it? In this week's episode, Lauren and Nick are breaking down the RIGHT way to use credit cards––from when to pay them off to building credit the smart way. 1:05 - How Much Credit Card Debt do US Consumers Have? 3:14 - "Why do people think you need to carry a...
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013: Girl Math, Side Hustles & Bad Decisions - We React
Is Girl Math real... or just an excuse? In this week's episode, Lauren and Nick break down some of the wildest personal finance takes we could find on the internet––from girl math to crazy side hustles, this episode gets spicy! 1:21 - "Where do I go from here?" 6:56 - Breaking Down Girl Math…
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012: "Am I Financially Ready to Invest?"
Are you FINANCIALLY ready to invest? In this week's episode, Lauren and Nick are breaking down all things investing–when you're ready and how to start! 0:58 - Lauren and Nick share some exciting updates! 2:56 - "Am I financially ready to invest?" 9:29 - "What's the best advice you have for…
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011: "I Hid $100k Of Debt From My Wife–How Do I Tell Her?
If you hid $100k of debt from your partner, how would you tell them? In this week's episode, Lauren and Nick are diving into all things debt payoff! From secret debt to piling up tens of thoudands on credit cards, this episode gets spicy! 1:24 - "Looking for outside advice on buying a home" 9:23…
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010: "My Husband Is Financially Abusing Me! Help!"
What would you do if your brother stole $10,000 from your parents? In this week's episode, Lauren and Nick dive into toxic money situations from abusive husbands to shady friends! 1:22 - "How do I prepare to lose more than half my income?" 4:43 - "AITA for asking my boyfriend to pay me back?"…
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009: "I'm 50 With $0 Saved! Where Do I Start?"
How would you build wealth if you were starting from $0? In this week's episode, Lauren and Nick are breaking down how to use the Financial Roadmap to jumpstart your finances. 1:15 - 8 Step Financial Roadmap 1:56 - "How am I supposed to pay for my children's college?" 10:47 - "Where do I start…
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008: The Financial Roadmap
Do you have a PLAN for your finances? In this week's episode, Lauren and Nick are breaking down the Financial Roadmap––their 8-step plan for taking control of your money and building wealth. 1:11 - 8 Step Financial Roadmap 3:01 - "Help! I'm starting from zero" 4:31 - Step 1: Get Clear On Your...
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ABOUT THIS SHOW
Welcome to Just Another Money Podcast with your hosts, Lauren and Nick! We’re here to take real-world money situations and break them down into actionable steps you can actually use. Whether you're budgeting, paying off debt, or saving for your future, we're all about making finances easy to understand and putting you in control of your money.
HOSTED BY
Lauren Larios and Nick Loera
CATEGORIES
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Frequently Asked Questions
How many episodes does Just Another Money Podcast have?
Just Another Money Podcast currently has 58 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Just Another Money Podcast about?
Welcome to Just Another Money Podcast with your hosts, Lauren and Nick! We’re here to take real-world money situations and break them down into actionable steps you can actually use. Whether you're budgeting, paying off debt, or saving for your future, we're all about making finances easy to...
How often does Just Another Money Podcast release new episodes?
Just Another Money Podcast has 58 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Just Another Money Podcast?
You can listen to Just Another Money Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Just Another Money Podcast?
Just Another Money Podcast is created and hosted by Lauren Larios and Nick Loera.
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