Know Your Limits

Episode 3 just dropped.  We're going over a learning lab we had with Media Twist, connecting dots that should allow us to reach more of you people.  Then we transition into World Cup action, because the whole world is watching!  Recaps and predictions, Erling is a massive Viking!!!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Welcome back for another episode of Season 2 of Know Your Limits.  Andrew and Zach are back, breaking down what's coming up.  We recap the Red Rose Run, Hinkle's 50th Anniversary celebration, and Molly dangling from the side of a building!  Listen in to see who we think is walking away with the World Cup this year and a new segment from the King of Grandview Heights.  Come for shenanigans, stay for the friendship.Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

For everyone holding their breath, the wait is over.  Season 2 of Know Your Limits is here, and Andrew and Zach are here to talk about what the heck's been going on!  From a visit to Capitol Hill, to a future run up Lancaster's own Heartbreak Hill; this episode is jam packed with what your two favorite insurance agents have been up to since the last time they grace the airwaves.  Oh, and by the way, they're going full AV Club so you might even catch them over on Youtube or see clips on your favorite social platforms!  Get ready for a new and improved Know Your Limits!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Buckle up, buttercup!  We're in for a night at Knob & Tube, the premier English garage-pub in Grandview Heights.  This episode is jam-packed with laughs and info, as we delve into the history of Grandview Heights, a small suburban neighborhood in Lancaster PA.  Pete and Colin were major contributors to the success of this historic block party, so we sat down with them to pick their brains and figure out what makes this tiny patch of land so special.  Fun for the whole neighborhood!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

This week on Know Your Limits, Zach and Andrew sit down with Joel Reeder, District Sales Manager at Erie Insurance — and yes, we promise, it’s more than just insurance jargon like estople!Joel drops knowledge on how truly interesting personal liability coverage can turn out to be, and it's no joke, because it can be a real-life version of reality TV out there!  You know we had to bring back soup vs chowder, and Joel's wife is going to blindfold him and drop him off in the middle of nowhere an hour away!  You won't wanna miss this! Hey Joel, do you Know Your Limits?Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

In this electrifying episode of Know Your Limits, hosts Zach and Andrew welcome Bryan Mahon, a University of Delaware alumnus and former DJ known as "In the Zone Mahon" into the studio. Bryan shares his unique journey from spinning tracks to spinning up cutting-edge cybersecurity solutions at Cyber Sainik.Come for the Bangers of the Week, and stay for some great conversation with a true guru in the cyber security field!Whether you're an insurance professional, a tech enthusiast, or someone interested in the intersection of music and cybersecurity, this episode offers a unique blend of insights and entertainment.Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Join Zach and Andrew for another hilarious episode of Know Your Limits Podcast! In this episode, they break down the high-stakes drama of the NCAA Final Four and share their predictions for the big games. They also give you the lowdown on what to do if you find yourself in an auto accident—spoiler alert: don’t panic! And in true Zach and Andrew fashion, they dive into a surprisingly deep (and funny) debate on when exactly the "weekend" begins. Tune in for laughs, insights, and a little bit of chaos!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

On this special episode of Know Your Limits, Zach, Andrew, and special guest Ben take a break from talking insurance to preview Super Bowl LVIII between the Kansas City Chiefs and the Philadelphia Eagles! It’s a clash of titans, and we’re here to break it down (without any claims, we promise).Will Patrick Mahomes dodge the Eagles' defense like a pro quarterback or like someone dodging insurance premiums? Can Jalen Hurts run all over the Chiefs’ defense, or will Chris Jones and Frank Clark have him in their sights like an underwriter on a Friday afternoon?Plus, the guys discuss the matchup between Andy Reid and Nick Sirianni, and the impact of playing in New Orleans—because what’s a Super Bowl without some beignets and bad decisions?Tune in for a mix of football analysis, terrible jokes, and maybe a few insurance tips (just for fun). Don’t miss it!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

The boys are back for episode 12 of the Know Your Limits podcast! We've got a new lease on life.  We're talking new segments.  We're talking new schedules.  We're just a bunch of Chatty Kathys!  Come for the Bing-Bango-Bongo sports picks, and stay for the friendship.  Isn't all about the lessons we learn along the way?Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Get ready, as we live, laugh, and Lisbet our way through episode 11 of Know Your Limits!  We're doing a deep dive with Lisbet Byler, owner and operator of So Organized, Lancaster's premier KonMari consultant and all-around amazing human being.  We're here to settle the age-old debate of is oatmeal a soup, find out if you really can be an Eagles AND a Cowboys fan, and finally learn Zach and Andrew's weight loss woes can all be blamed on their messy closets!  Sit back, buckle up, and let's enjoy the ride!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

It's been too long, we've got to catch up!  Join us for some life updates, current events, and upcoming to-do's around Lancaster County in episode 10 of Know Your Limits.  We know as well as anyone that life can get busy, so we decided to do a quick check-in and let everyone know how our lives are going.  We hope life hasn't been too hectic for you either, so if you're feeling overwhelmed, kick back and relax while listening to us laugh and share our own up's and down's.  Unbreakable Spirit Golf TournamentTower Marketing Golf TournamentHoney Suckle SweetsAndrew Porter Pittsburgh Marathon Race ResultsWelcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Join us in studio for Episode 9 of Know Your Limits as we delve into the extraordinary journey of Scott and Candace Walls and their son, Greyson.  In the face of Osteogenesis Imperfecta (OI), a rare genetic disorder characterized by fragile bones, Scott tells us Gresyon's story of resilience and determination. We'll be discussing the challenges, triumphs, and the invaluable lessons learned involving this condition. Through this remarkable story, we gain insights into the strength of the human spirit and the power of determination in overcoming adversity along with the true power of community. Tune in to discover the profound impact of Greyson's journey and gain a deeper understanding of Osteogenesis Imperfecta.https://oif.org/event/unbreakablespiritgolf2024/https://oif.org/https://www.nemours.org/Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

We’re here to celebrate, ESO Arts is having their one-year anniversary! Episode 8 of Know Your Limits has Zach and Andrew talking with co-founders of ESO Arts, Andrew Silvius and Zach Walter.  Lancaster’s hottest new art gallery, tattoo studio, and event space.  We went to the source and took the podcast to ESO Arts, where we were surrounded by creativity and innovation wherever you look.  Tune in for the wild ride and join ESO Arts January 13th for their one-year anniversary celebration starting at 12:30pm and going all day and night!  ESO Arts is located at 317 North Queen Street in Lancaster, PA. Drinks by Lancaster Distilleries from 12:30-5:00pm Drinks by Little Mutants from 5:00-10:00pm $3.00 Suggested Donation  https://www.esoartslanc.com/Welcome to the fringe, we hope to see you there!!!  Shotout: @esoarts_ @andrewsilvius @cactuszachdtlw @partytimefunplace @crumbslanc @permanentinc_ @little.mutants @lancasterdistilleries @layulofficial @bing boys @cavepaintmusic @driveallnightband @azar_ele @terian_mack @pieces.usf @keishafinnie @ginevracbabini @feelinsooper @pax.kunst @cabalarmeatco Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

It may be a new year, but we've got Christmas on the brain!  This episode features the one and only "Brad Santa" and our very own Molly the Elf.  We're going over what makes a Christmas movie, the best Christmas cookies, and whether caroling needs to make a comeback, or stay with the ghost of Christmas past!That's not all though, we're also going over how theft can be covered on a ho-ho-home insurance policy, and why scheduling some of your more precious items is better than just having blanket coverage on them in your policy.  Hey, we're an insurance podcast and we're here to inform, but that doesn't mean we can't have some fun along the way!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Join us for an eclectic and entertaining episode as we sit down with the one and only Catesby Gilbert!  From the nostalgic world of Pokemon to reflecting on Michael Vick's rookie year, we delve into a conversation that's as diverse as it is delightful.  And that's not all -- Catesby shares heartwarming tales about his new puppy and the journey into married life.  F. Scott Fitzgerald, eat your heart out!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

"Feast & Fun: A Thanksgiving Podcast" is your ticket to a lighthearted and laughter-filled holiday season with hosts Andrew and Zach, joined by the one and only Ben Enck, our infamous guest. Dive into a delightful conversation that weaves together Thanksgiving traditions, hilarious anecdotes, and a generous serving of humor.In each episode, Andrew and Zach bring their unique blend of banter to the table, exploring the lighter side of life and sharing personal stories that will resonate with listeners. Meanwhile, Ben Enck, the enigmatic guest, adds his own twist to the conversation, offering unexpected insights and a touch of mischief.As the trio navigates the landscape of Thanksgiving traditions, from family recipes to memorable moments, you can expect plenty of laughter and heartwarming tales. Whether you're a seasoned Thanksgiving pro or a newcomer to the holiday festivities, "Feast & Fun" provides the perfect companion for your journey through the season.Tune in for a podcast that goes beyond the usual Thanksgiving talk, creating a space where joy, humor, and the spirit of togetherness take center stage. Let Andrew, Zach, and Ben guide you through a Thanksgiving experience filled with warmth, laughter, and a few surprises along the way.Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Welcome back, fellow podcast aficionados, to another uproarious episode of "Know Your Limits"!  We've got something truly out of this world lined up for you today as we dive into the exclusive coverages offered by Erie Insurance, and some others offered by the best insurance agency East of the Mississippi River, Hinkle Insurance Agency.Picture this: you're walking down the street when a meteorite crashes two feet away from you. What's your first thought? Probably not, "Is this covered by my insurance?" We'll discuss the ins and outs of this out-of-this-world policy that promises to have you covered even when the stars align...or collide.So, folks, buckle up and get ready for a laugh-out-loud rollercoaster ride as we explore the weird and wonderful world of exclusive coverages offered by Erie Insurance Company and Hinkle Insurance Agency. Whether you're a fan of rubber ducks, macarons, or simply protecting yourself from cosmic chaos, this episode has something for everyone. Don't miss it, because you'll never look at insurance the same way again!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Today we're delving into the world of home insurance.  You're home may have a sense of humor, or even a mischievous streak!  From leaky faucets to surprise critter roomates, your home can be a comedy of errors.  We're here to explore why it's important to carry insurance for your abode.Join us as we explore why home insurance is crucial and share some hilarious stories and facts that showcase the importance of having a safety net for those unpredictable moments.  We'll also provide some practical tips on how to navigate home insurance options without losing your sanity.  Let's get started!Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

Welcome to another informative episode of Know Your Limits, where we simplify complex topics of insurance for our listeners while keeping it fun enough that actually want to listen in.  In this episode, we'll be unraveling the intricacies of the Pennsylvania Auto Insurance Policy.If you're a driver in the Keystone State or planning to move there, understanding the Pennsylvania auto insurance policy is essential. It's not just another piece of paperwork; it's a vital protection plan that safeguards you, your vehicle, and others on the road.Join Zach and Andrew, seasoned insurance experts, as they guide you through the different components of the Pennsylvania auto insurance policy. In this comprehensive breakdown, you'll learn about:Mandatory Coverages: Discover the minimum insurance requirements set by the state, including Bodily Injury Liability and Property Damage Liability. Learn why these coverages are crucial and how they protect you in case of an accident.Optional Coverages: Dive into the additional coverage options available to customize your policy according to your needs. Uncover the benefits of options like Uninsured/Underinsured Motorist coverage, Medical Payments, and more.Tort vs. Limited Tort: Understand the unique tort options in Pennsylvania and how they can impact your ability to seek compensation after an accident.Factors Affecting Premiums: Explore the factors that influence your auto insurance rates in Pennsylvania. From your driving history to the type of vehicle you own, we'll break down what insurers consider when determining your premium.Discounts and Savings: Learn about potential discounts and strategies to save money on your auto insurance policy while still maintaining adequate coverage.Frequently Asked Questions: We'll address common questions and misconceptions about auto insurance in Pennsylvania, helping you make informed decisions.Whether you're a long-time Pennsylvania resident or a newcomer to the state, this episode will equip you with the knowledge you need to navigate the Pennsylvania auto insurance policy with confidence. Don't miss out on this essential information that can make a significant difference in your financial security on the road.Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction. 

In our first episode, we share with you who we are and why we are starting this podcast.  We dive into why it's important to have an independent insurance agent, what you should be looking for in an independent agent, and even scrape the service on ChatGPT which has taken the world by storm.  Welcome to the Know Your Limits Podcast, the show that helps you navigate the complex world of insurance and stay up-to-date on current events that impact your coverage. Join our expert hosts as they break down the latest news and developments in the insurance industry, offering insights and analysis on everything from policy changes to emerging trends. We want to emphasize that the information provided in this podcast is intended for general informational purposes only and should not be taken as legal advice. Insurance regulations and laws can vary significantly from state to state and can change over time through litigation. Therefore, the accuracy of the content may vary based on your location and the date of your listening.   We recommend consulting with a qualified insurance professional or legal advisor in your specific state to get the most accurate and up-to-date information regarding insurance rules and regulations that may affect you before making any decisions regarding your insurance. The content provided here is not a substitute for professional or legal advice, and we disclaim any liability for actions taken based on the information presented in this podcast. Always verify the information with authoritative sources in your jurisdiction.