Land & Everything Else

What pushes a tenured associate professor of agricultural engineering to "eject from the aircraft" and start a software company? For Kaustubh Bhalerao, it wasn't a singular moment, but a persistent drive to move beyond journal articles and into the field where his work could solve real-world problems for farmers and soil labs.In this episode, Dr. Craig Lemoine sits down with Dr. Kaustubh Bhalerao, Ph.D. at the Land Expo to discuss his journey from academia to entrepreneurship and how technology is fundamentally reshaping the agricultural landscape. Kaustubh shares a fascinating look at how he uses AI not just as a tool for automation, but as a "second brain" and a thinking partner to build anti-fragile software and defensible business workflows.Key takeaways:How a Jesuit education and academic mentorship shaped Kaustubh’s view of impact.The process of building geospatial modeling and digitizing workflows for an underserved ag industry.Practical ways to use generative AI for back-office automation and code maintainability.How AI tools can help investors better understand their risk appetite and lifestyle goals.Why tangible assets and family networks are becoming the ultimate hedges against a volatile labor market.Connect with us!Dr. Kaustubh Bhalerao on LinkedInSoil DiagnosticsDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Agricultural lending doesn't make headlines the way Wall Street does. But behind every farm mortgage is a system designed to keep capital moving, lenders solvent, and farmers farming. That system nearly broke in the 1980s. Congress responded by creating Farmer Mac, and the market has never been the same.In this conversation, Dr. Craig Lemoine sits down with Jackson Takach, Chief Economist at Farmer Mac, to trace the arc of agricultural finance from the farm crisis through COVID, the commodity boom, rising interest rates, tariff disruptions, and into a 2026 landscape full of uncertainty and opportunity. Jackson brings two decades of perspective to the conversation and doesn't shy away from what worries him or what excites him about the year ahead.Key topics:What Farmer Mac does and why the secondary market for ag mortgages mattersHow COVID triggered a refinancing boom that saved many farm operations real moneyWhy rising interest rates froze land supply and pushed farmland prices higher anywayHow tariffs hit soybean, cotton, and rice producers hardest and drove up Chapter 12 bankruptciesWhat 2026 looks like across corn, soybeans, biofuels, proteins, and specialty cropsHow farmers are tapping land equity to manage working capital as input costs stay elevatedConnect with us!Jackson Takach on LinkedInFarmer MacDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Markets now react to headlines in milliseconds. Algorithms scan reports, execute trades, and flood exchanges with activity before most humans finish reading the news. Yet agriculture still moves on a different clock. Crops grow over months, risk builds across seasons, and farmers face decisions that affect an entire year’s income.In this conversation, Dr. Craig Lemoine sits down with commodity trader Dave Chatterton to explore how farmers manage price risk and how commodity markets evolved from noisy trading pits to high-speed electronic systems. The tools changed dramatically. The relationships and judgment behind them still matter just as much.Key topics:How farmers use futures, options, and marketing strategies to manage price risk before harvestThe role grain marketing plays in determining a farm’s annual profitWhat changed as commodity trading moved from open-outcry pits to algorithmic marketsWhy information floods markets today and how professionals filter what actually mattersThe growing interest in farmland from investors, family offices, and financial advisorsWhy agriculture remains a relationship-driven industry even as technology accelerates tradingConnect with us!Dave Chatterton on LinkedInStrategic Farm MarketingDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Farmland is no longer a purely local conversation. As global capital looks for stability, diversification, and long-term value, agriculture continues to draw interest from investors who may have never stepped foot on a farm. That shift brings opportunity, complexity, and new questions about how land is owned, managed, and passed on across generations.In this episode, Ed Blundy of Brown & Co. joins Dr. Lemoine to explore agriculture through an international lens shaped by both education and lived experience. Ed was trained in practical agriculture before moving into land management, and brings a perspective that sits between working farms and institutional capital. He shares how that foundation informs his work at Brown & Co., before diving into the UK’s evolving inheritance tax landscape and the growing institutional interest in farmland across Europe, Australia, and beyond, connecting financial strategy with the realities of rural economies.Key topics and takeawaysHow farmland is emerging as a global asset class for institutional and family office investorsThe impact of inheritance tax changes on land ownership and succession in the UKWhy collaboration and data-sharing matter in cross-border agricultural investingWhat rising input costs, water constraints, and technology could mean for the future of farmingConnect with us!Ed Blundy on LinkedInBrown & CoDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Money shows up in nearly every major life decision, but it almost never comes with clear guidance on how to use it in a way that actually supports our long-term satisfaction. In this episode, Dr. Craig Lemoine sits down with Professor Donovan Sanchez to explore how financial education is evolving and why happiness deserves a place in the conversation alongside returns, income, and planning models.The discussion moves through what the data says about income and well-being, how people adapt to comfort and convenience, and why experiences and relationships consistently matter more than most financial upgrades. The episode also takes a thoughtful turn into higher education, examining what it means to train future advisors and how research reshapes the way we think and question assumptions.Key topics discussed in this episode:How income relates to happiness and why the relationship is weaker than most people expectThe role of hedonic adaptation in everyday financial decisionsWhy experiences tend to create longer-lasting satisfaction than material purchasesHow spending on others strengthens relationships and personal well-beingWhat the research says about money, meaning, and life evaluationHow financial education can better connect numbers to human outcomesConnect with us!Donovan Sanchez LinkedInDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Some opportunities only reveal themselves to people who pay attention, and that’s exactly what makes this conversation with Peter Lehman so interesting.From the strength of Midwest farmland to the global forces fueling demand for protein, Peter shares how he and his team have repeatedly found value where others weren’t looking. The stories behind those decisions are surprising, thoughtful, and full of insight for anyone watching today’s markets with a long horizon in mind.Key Topics:The global protein shift reshaping agriculture and investment.Why farmland remains a resilient long-term store of value.How specialty sector funds create an edge through relationships.What fix-and-flip lending taught Peter about timing and risk.The career skills that become more valuable as AI accelerates.0:00 - Setting The Stage: Durable Skills0:24 - Granite Creek: Who We Are2:52 - Why Farmland Belongs In Portfolios6:11 - Rates, Cash Flow, And The New Math10:55 - Macro Tailwinds: Water And Protein14:16 - Buy, Sell, 1031: Playing Offense18:20 - Stability Versus Bonds22:16 - Building The Agribusiness Thesis27:00 - Lessons From China’s RiseConnect with us!Peter Lehman on LinkedInGranite Creek Capital PartnersDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Welcome back! We’re kicking off season 3 of Land and Everything Else with a conversation that bridges technology, trust, and transformation in wealth management. Dr. Craig Lemoine welcomes back Ilya Zlotnik, Partner and Managing Director at Vivaldi Capital Management, to explore how AI is changing the way advisors work and why it’s making the human element more valuable than ever.Together, they unpack what AI can (and can’t) do in the advisory space, how fintech tools are freeing up time for deeper client relationships, and what the rise of private markets means for investors and future planners.Key topics:The myth of the “dead advisor” in the AI eraHow AI tools like Copilot are reshaping efficiency and client serviceThe expanding role of alternatives and private marketsWhy emotional intelligence and trust still define great advisorsConnect with us!Ilya Zlotnik on LinkedInVivaldi CapitalDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

It’s the end of Season 2, and for the first time, Dr. Craig Lemoine takes the mic solo to reflect on how far Land and Everything Else has come. What started as a simple idea to connect agriculture and alternative investing in the classroom has grown into a full-scale learning platform with thousands of students, nine courses, and fifty-one guests who helped shape the conversation along the way.Two years later, this space has become a place where ideas turned into action, and stories turned into lessons. In this season finale, Craig looks back with gratitude for every voice that’s helped build it, and with curiosity for what comes next.Connect with us!Dr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Artificial intelligence may change how we work, but it won’t replace what makes advisors invaluable: empathy, perspective, and real human connection.In this episode, Dr. Matt Goren, Chief Strategy Officer at Brett Danko Educational Center, joins Craig Lemoine to explore the intersection of AI, education, and financial planning. From calculators to ChatGPT, they discuss what’s worth keeping, what needs to evolve, and how the next generation of planners can balance efficiency with empathy.They also dive into the changing face of advisor education, scaling classroom experiences without losing the human touch, and why the profession’s future depends on how we teach and who we attract to the field.Key takeaways:How AI is reshaping, but not replacing, the financial planning professionWhy empathy and experience are the new competitive edge for advisorsThe evolution of CFP education in the age of automationHow hybrid learning models are preparing the next generation of plannersWhy compensation transparency and new fee models are shaping the industry’s futureWhat upcoming leadership changes at CFP Board and FPA could mean for practitionersConnect with us!Dr. Matt Goren on LinkedInDanko EducationDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Behind every innovation in land and agriculture, there’s a story of persistence, feedback, and people. In this episode, Acres.com co-founders Carter Malloy and Ben Maddox sit down with Brodrick Lothringer, our host for this episode, at the Land Investment Expo to share how their platform is reshaping the way professionals access and understand land data.They reflect on the scrappy beginnings of AcreTrader, the challenges of turning scattered records into usable insights, and the culture of curiosity that continues to drive Acres forward. Along the way, they explain why advice can be more powerful than feedback, and how staying people-focused has become just as important as advancing technology.In this episode:The origins of AcreTrader and the launch of Acres.comWhy quality data and human input remain essential in an AI-driven worldThe role of culture, character, and curiosity in building teamsHow land use is evolving beyond farming into energy, housing, and technologyConnect with us!Carter Malloy on LinkedInBen Maddox on LinkedInAcresAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Financial conferences can be game-changers for advisors, but they can also be overwhelming. In this episode, PodPony founder Brodrick Lothringer talks about what makes these gatherings valuable, where they fall short, and why showing up ready to learn matters.This conversation covers the mix of association, custodial, and newer conferences like Future Proof and T3, while also digging into the culture that surrounds them, from late-night networking marathons to the challenges of keeping events professional. Topics we cover:Which events stand out in the wealth and land spaceThe role of alcohol, ego, and behavior at conferencesHow to get real takeaways instead of just checking a boxThe strange but true stories that come with being on the roadConnect with us!Brodrick LothringerPodPonyDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

John Heneghan, founder of Servant Financial and longtime partner in the Promise Land Opportunity Zone Fund, joins us live from the Land Investment Expo. With decades of experience in wealth management and alternative investments, John shares how his journey took him from CFO work to founding Servant Financial, and why faith and purpose guided the name of his firm.We dive into his investment philosophy, from farmland and private funds to the role of Bitcoin as a modern “digital gold.” John explains why he started allocating Bitcoin into client portfolios, the research behind that decision, and how strategies like rebalancing make even volatile assets part of a long-term plan. He also touches on Bitcoin mining, the future role of crypto in global currencies, and how he helps clients embrace diversification with both tradition and innovation in mind.In this episode:Lessons learned from managing a $400M family office portfolioHow Bitcoin fits into a diversified portfolio as “digital gold”What the future of crypto could mean for U.S. reserve currencyConnect with us!John Heneghan on LinkedInServant FinancialAilie Elmore on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Jonathan Shively’s career started in the high-pressure world of institutional equity brokerage, working with global funds and billion-dollar portfolios. But a personal leap into farmland ownership reshaped how he thought about investing. Now, as Director of Capital Partnerships at Peoples Company, he helps connect farmers and landowners with the capital they need—while giving investors access to one of the most resilient asset classes out there.In this conversation, Jonathan shares how his career path took him from London’s finance circles to duck hunting in Arkansas, why farmland behaves differently than the stock market, and what high-net-worth clients really look for when adding land to their portfolios. He also offers his candid take on where the farmland market may be headed in the next year.Takeaways:How a background in equity brokerage translates to land investment strategyThe appeal of farmland for portfolio diversification and inflation protectionWhy patience and customization matter in high-net-worth farmland dealsThe current outlook for quality land versus lower-grade parcelsConnect with us!Jonathan Shively on LinkedInPeoples CompanyAilie Elmore on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Garrett Jackson never imagined a career in finance when he was growing up in rural Kansas. In fact, his dream was always to become a doctor. However, some science courses made him realize that might not be his thing, even though the desire for helping others was unchanged. That desire, alongside some life twists, led him to discover personal financial planning.Today, Garrett leads a trust office in Kansas and helps urban investors and rural families with the challenges of land, legacy, and funds. Key takeaways:Waiting for the perfect moment can lead to lost opportunitiesThe skills shaped by growing up in a rural communityTrust work involves way more than just moneyConnect with us!Garrett Jackson on LinkedInThe Trust Co.Dr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Tax law changes, corn yields, and non-correlated assets might sound like a random jumble of words, but they all point to one thing: farmland.On this episode, we’re talking with Dr. Bruce Sherrick and Steve Bruere from Peoples Company to dive into the "Big Beautiful Bill", that newly passed legislation that's shaking things up for both agriculture and investors.They break down policies like the Section 45Z energy credits, which could mean big things for fuels made from crops, and the expansion of opportunity zones, which might open new doors for farmland investments. So, whether you manage money for high net worth clients, run an investment fund, or are just curious about the dirt beneath our feet, this episode is a must-listen.Connect with us!Dr. Bruce Sherrick on LinkedInUniversity of Illinois at Urbana-ChampaignSteve Bruere on LinkedInPeoples CompanyDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

California’s agriculture is just different. There’s an incredible diversity of products, it’s very exposed to changes in policies, and it suffers from water constraints almost every year. It really deserves special treatment.In this episode, live from the 2025 Land Investment Expo, we talk with Curtis Buono from Peoples Company to talk about all the things that make California’s farmland market so unique. It’s not just about the agriculture, but also about its impact on investment opportunities for anyone interested in land here. Key takeaways:California is the top agricultural state in the countryWater management is still a challengeClimate, labor, and trade risks shape the land valueIt might be a good time to invest in the West!Connect with us!Curtis Buono on LinkedInPeoples CompanyAilie Elmore on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Estate planning is not always about “who gets what”. In fact, most of the time, it’s about the complications that arise when a family tries to decide it. In this episode of Land and Everything Else, Dr. Craig Lemoine welcomes Chicago attorney Tim Ritchey to talk through it all. They go from farmland and rental properties to blended families and sibling drama, and warn you about what can happen when life throws curveballs you are not prepared for.Tim also dives into a sensitive topic in estate planning: elder abuse. These are two words nobody wants to hear together, but it happens, and most of the time, it comes from a family member.If you own land, have investments, or are responsible for making decisions in your family, this conversation is for you, whether you are building your wealth or you are already there. Key takeaways:If you don’t make a plan, the state has one for you.A will is not enough to keep you out of probate.The right documents can prevent legal chaos.If your life changes, your estate plans should too.Connect with us!Tim Ritchey on LinkedInPeck RitcheyDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

One of the best ways of standing out as a financial advisor is connection. In this episode, Shana Orczyk Sissel—founder and CEO of Banríon Capital Management—shares how alternative investments can deepen client relationships while offering invaluable portfolio diversification. From private equity in sports teams to impact-driven funds, we explore how alts open the door to meaningful conversations that traditional assets often miss.Key takeaways:Most advisors underutilize alternatives, despite institutional investors allocating 20 to 35 percentAlts create personal connections by aligning with clients' values and interestsNew platforms and regulatory shifts are making alternatives more accessible than everConnect with us!Shana Orczyk Sissel on LinkedInBanríon Capital ManagementDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

In this episode, we unpack the emotional baggage, regulatory blind spots, and real-world complexity that make alternative investments both fascinating and frustrating.From farmland and fractional art to NFTs and Opportunity Zones, Dr. Craig Lemoine, Ailie Elmore, and Brodrick Lothringer explore what it takes to move beyond the standard portfolio. They explain why liquidity isn't always your friend, how client education can bridge the alt knowledge gap, and why holding onto "Meemaw's peach orchard" might not be the best investment strategy. If you've ever wondered why alternatives are so misunderstood, this is the conversation that brings clarity with a side of humor.Key takeaways:Illiquid assets can offer valuable returns if matched with the right strategy and time horizonEmotional decision-making often clouds judgment in alternatives more than in traditional investmentsAdvisors need better tools and confidence to talk about alts rather than avoiding the topic altogetherConnect with us!Brodrick Lothringer on LinkedInAilie Elmore on LinkedInDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

What if your investments could fight food insecurity, improve air quality, and revitalize communities—all at once? JaQ Campbell and Hope Lovell of Alexander Legacy Private Wealth share how they use real estate and agriculture to create “triple win” outcomes for investors, neighborhoods, and the environment. They unpack the “big RIA” approach (Real Estate, Insurance, and Alternatives), explain how Opportunity Zones are redefining placemaking, and share how urban agri-communities can transform local economies. For investors and advisors seeking returns with impact, this conversation offers a roadmap to deploying capital with both purpose and performance in mind.Key takeaways:Urban agri-communities provide fresh food access while improving environmental and economic outcomes.Opportunity Zones can turn patient capital into powerful community transformation tools.The “big RIA” framework offers values-aligned diversification beyond traditional markets.Connect with us!JaQ Campbell on LinkedInHope Lovell on LinkedInAlexander Legacy Private WealthDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Retirement planning has come a long way, and Income Lab is leading the charge with a smarter, adaptive approach.On this episode of “Land & Everything Else,” we bring on Dr. Michael Kothakota, Dr. Derek Tharp, and Dr. Justin Fitzpatrick.Instead of outdated "probability of failure" metrics, their software helps advisors create flexible, personalized spending plans that adjust to life’s inevitable changes.Key Takeaways:- Get beyond the 4% rule with real-world spending models- Optimize withdrawals & taxes with cutting-edge tools- Focus on cash flow—even for alternative assets like farmland- Let automation handle the numbers, so advisors can focus on peopleThe future of retirement planning is tech plus human insight. Ready to adapt? Tune in to Land and Everything Else for more insights!Connect with us!Dr. Michael Kothakota on LinkedInDr. Derek Tharp on LinkedInDr. Justin Fitzpatrick on LinkedInIncome LabDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

How resilient is American agriculture in the face of escalating trade tensions? In this episode, we’re joined by Steve Bruere of Peoples Company and returning guest Dr. Bruce Sherrick for a thought-provoking conversation on the stability of farmland investments—especially when compared to the volatility of traditional stock markets. From global pressures to local impacts, we explore how current trade dynamics are reshaping the agricultural landscape.Tune in for insights on: - The growing U.S. agricultural trade deficit—and what it means for American farmers- Farmland’s role as an inflation hedge and its potential for long-term value appreciation- The ripple effects of tariffs on input costs, export markets, and the broader food supply chain- Why permanent crop producers may be particularly vulnerable to shifting consumer preferencesWhether you're an investor, policymaker, or ag professional, this episode offers key perspectives on the intersection of trade, economics, and the future of American farming.Connect with us!Steve Bruere on LinkedInPeoples CompanyDr. Bruce Sherrick on LinkedInAilie Elmore on LinkedInDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Farmland prices are soaring, turning family farms into multi-million dollar estates—but without the cash to cover the taxes. In this must-listen episode, attorney JR Glenn helps break down how estate taxes, especially in states like Illinois, can force farm sales and tear families apart.Learn how to:- Navigate the $4M state vs. $13.9M federal estate tax gap- Use gifting, titling, and trusts to protect the land- Avoid family fallout through better communicationDon't lose the farm to taxes—or silence. Start the conversation now.Connect with us!JR Glenn on LinkedInIllinois Farm Business Farm Management (FBFM)Dr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Commodities play a big role in investing, but many people overlook them. Alan Hutchison from Dimensional Fund Advisors explains what they are, how they work, and why they can help strengthen your portfolio.Key Takeaways:Why investors are starting to pay more attention to commoditiesHow today’s market trends affect commodity pricesThe importance of knowing supply and demand in commodity marketsHow adding commodities can make your investments more stableReal examples of how commodity investments can make a differenceConnect with us!Alan Hutchison on LinkedInDimensional Fund AdvisorsDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Dr. Brad Klontz and Adrian Brambila join the show to explain the harsh truths that will take you from broke to financial freedom. Learn how small lifestyle tweaks—like shared living spaces and public transport—can lead to big financial wins.Here are the key takeaways: • A rich versus poor mindset in financial planning• The importance of investing rather than simply spending• The influence of social media on perceptions of wealth• Practical advice for college students on beginning investment• Reflection on social circles and their impact on financial successConnect with us!Start Thinking RichAdrian Brambila on LInkedInDr. Brad Klontz on LinkedInDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

From Wall Street to wealth management, our guest Bill Kelly shares how trillions have shifted into private markets, the role of technology in investment strategies, and the push for financial democratization. Tune in for his takes on due diligence, data-driven decisions, and the future of alternative investments!Connect with us!Bill Kelly on LinkedInCAIA AssociationEducational Alpha PodcastDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

In this episode, Michael Stockburger from Nuveen Natural Capital helps explain the complexities of investing in farmland, like timing and appreciation trends. He highlights a range of considerations such as quality, long-term goals, and patience in navigating the agricultural investment landscape.We get into:• When it’s a good time to buy or sell• Nuveen’s investment philosophy • Farmland appreciation trends over the past 20 years• The impact of rising interest rates on farming investments• The importance of ESG practices in modern agricultureConnect with us!Michael Stockburger on LinkedInNuveen Natural CapitalDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Cody Garrett redefines financial planning with his 'advice only' model, empowering DIY investors to take control of their financial futures. Join us as Cody breaks down:• His journey from music to financial planning• The significance of teaching in understanding finance• Alternative investments and personal passions in financial planning• Customizing financial plans for individual needs• Shifting attitudes towards non-traditional investing Resources Mentioned: Cody’s Data Gathering WorksheetConnect with us!Cody Garrett on LinkedInMeasure Twice PlannersDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

In this episode, we dive into the complexities of retirement with Christine Benz, emphasizing the balance between financial planning and emotional well-being. Christine also shares key themes from her book such as aging in place, proactive decision-making, and cultivating social connections to ensure a fulfilling retirement. Tune in to hear more about purpose and financial simplicity in your post-work life!Connect with us!Christine Benz on LinkedInMorningstar, Inc.“How to Retire” by Christine BenzDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Explore smarter investing with Zach Ivey and Dan Crowley from Savant Wealth Management on this week’s episode. We dive into alternative investments, building trust with clients, and using AI to enhance wealth management—all while keeping the human touch. We break down the dynamics of equities, fixed income, real assets, and illiquid investments—all tailored to unique client needs.PLEASE SEE IMPORTANT DISCLOSURE INFORMATION at www.savantwealth.com/important-disclosureConnect with us!Dan Crowley on LinkedInZach Ivey on LinkedInSavant Wealth ManagementDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

How do you take control of your financial future? Chip Kalousek and Doug Morton from Savant Wealth Management share the secrets to building a solid financial plan. Learn why having a clear process, setting personal goals, and involving both partners in decision-making can make all the difference.Discover how Savant uses online tools to give clients a complete financial check-up and how their evidence-based investing strategy helps reduce costs and increase results. Plus, hear about the exciting future of wealth management and the role young advisors will play in shaping it.PLEASE SEE IMPORTANT DISCLOSURE INFORMATION at www.savantwealth.com/important-disclosureConnect with us!Chip Kalousek on LinkedInDoug Morton on LinkedInSavant Wealth ManagementDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Philip Wegman joins “Land & Everything Else” to share his journey from Kansas State to helping clients at Emberwood Capital Partners. Philip talks about his early career, balancing client relationships with financial planning, and his advice for building a rewarding career. Get tips on smart retirement planning, tax strategies, and thriving in hybrid work. Perfect for new grads and anyone in finance!Connect with us!Philip Wegman on LinkedInEmberwood Capital Partners - formerly IPI Wealth ManagementDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

How do capital management firms handle alternatives? John Lavery from Emberwood Capital Partners joins the conversation to explain why farmland can be a valuable, steady investment despite its low trading volume and current interest rate challenges. John shares insights on succession planning for farmers and how large firms are making high-quality investments more accessible. Plus, we offer practical advice for new financial advisors on building expertise and managing firms more effectively.Connect with us!John Lavery on LinkedInIPI Wealth Management - Now Emberwood Capital PartnersDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

What advice can you give… to someone who’s giving? In this episode, our guest Dr. Jennifer Lehman explains how professionals can improve estate planning and charitable giving advice with the Chartered Advisor in Philanthropy (CAP) designation. We touch on managing family discussions, planning wealth transfers, and using tools like trusts and donor-advised funds for smarter philanthropy. Connect with us!Dr. Jennifer Lehman on LinkedInDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Dave Muth from Peoples Company stops by to talk about all things farmland investment. He covers services like crop insurance and how they help connect investors with farmland opportunities. Dave also talks about the challenges investors face and strategies for managing different risks, from stable crops like corn to riskier options like almonds. We also preview the Land Investment Expo, a great event for learning and networking in the farmland investment world. Connect with us!Dave Muth on LinkedInPeoples CompanyDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Ever wondered why land investment feels so opaque compared to stocks? Join us for this episode where we host Carter Malloy, CEO of Acres, who breaks down their game-changing platform, AcreTrader. Bringing transparency to land valuation, Carter explains how AcreTrader provides a treasure trove of data—from parcel size and ownership to comparable sales and flood zones. This episode is essential for landowners, investors, and financial advisors looking to make informed decisions across diverse land types, such as agriculture, development, timber, and recreational properties.We also spotlight the Agriculture Focus Financial Planner (AFFP) designation at the University of Illinois, Urbana-Champaign, discussing its pivotal role in equipping financial planners to serve farming and agribusiness clients better. By drawing parallels between AcreTrader and Bloomberg for land information, we explore how robust data and mapping capabilities are revolutionizing the land investment landscape, making it more accessible and less intimidating.Connect with us!Carter Malloy on LinkedInAcresDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

In this episode, Jamie Hopkins, CEO at Bryn Mawr Capital Management, shares practical tips for building financial success. How do you develop good money habits in your 20s and 30s? We provide tips, such as, saving automatically, managing spending, and investing wisely. Additionally, Jamie explains when to focus on growing wealth and when to start diversifying to protect it.We also discuss seeking reliable financial advice, understanding complex strategies like Roth conversions, and the risks and rewards of investing in real estate. As you plan for retirement, Jamie covers moving beyond traditional investments and explores options like crypto, real estate, and other assets for a more stable future. Tune in for guidance on smart money moves at every stage of life!Connect with us!Jamie Hopkins on LinkedInBryn Mawr Capital ManagementFinServ FoundationDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

What are the secrets of modern agricultural investments? Jeff Post, Regional Director and Broker at Peoples Company, joins the Land & Everything Else podcast to discuss how to affordably invest in farmland. Jeff reveals how tokenizing farm ground ownership opens up opportunities for all investors, and dives into Delaware Statutory Trusts (DSTs) and company-organized transactions. Plus, learn about Peoples Company’s range of services from brokerage and appraisal to farm management and oil and gas management. Don’t miss this episode packed with valuable information that will broaden your understanding of alternative investments in the agricultural sector!Connect with us!Jeff Post on LinkedInPeoples CompanyDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Take control of your retirement planning! In this episode of Land and Everything Else, Bob French, Director of Investment Analysis at Retirement Researcher, shares insights on designing a personalized retirement plan using the funded ratio analysis tool and Retirement Income Style Awareness (RISA). Discover how to navigate risks, structure income streams, and align your financial strategy with your retirement goals. Tune in to learn how to make your retirement fulfilling and secure.Key TakeawaysInnovative Tools: Learn about the funded ratio analysis tool and RISA for crafting your retirement strategy.Risk Management: Understand the risks associated with various investments and how to structure income streams effectively.Adjusting for Age: Explore how fluctuating interest rates and changing risk tolerance affect your retirement plan.Personalization: Discover the importance of defining a fulfilling retirement and involving both partners in planning.Practical Advice: Get actionable tips on ensuring your retirement plan supports both financial security and personal satisfaction.Connect with us!Bob French on LinkedInRetirement ResearcherDr. Craig Lemoine on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Want to know how investments in rural areas can transform communities and yield impressive returns? Join us on the Land and Everything Else podcast as we sit down with John Heneghan, President of Servant Financial, to uncover the secrets behind Opportunity Zone Funds. This episode is a deep dive into the mechanics of the Promised Land Opportunity Zone Fund, where John explains how these funds are revitalizing low-income communities by enhancing agricultural productivity. From the origins of opportunity zones to the specific improvements like grain bin storage and irrigation, listen in to understand how these investments are making a substantial impact.John shares an insider's perspective on the Promised Land Opportunity Zone Fund's successful first round of investments, which raised $40 million in equity and secured an additional $20 million in loans. Discover how the fund acquired and improved 12 farms across Illinois, South Carolina, Mississippi, and North Carolina. Highlighting the standout project—a 4,500-acre farm in North Carolina equipped with a state-of-the-art grain bin system. Don't miss this insightful conversation that reveals the transformative power of strategic agricultural investments.Ailie Elmore on LinkedInJohn Heneghan on LinkedInAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

“Land & Everything Else” dives into the world of alternative investments this week. Join Ailie Elmore as she talks with Jeremy Heer from the University of Illinois Foundation. Jeremy shares his journey from New York trading floors to the academic world of U of I, offering insights into managing diverse portfolios.They explore how well-diversified portfolios, like UBS's Multi-Asset Portfolio, stand up to market shifts, and examine the nuances of hedge funds and risk management. Jeremy's story shows how alternative investments can reshape risk and present exciting opportunities for savvy investors.This episode highlights the blend of art and science in alternative investing. It’s a must-listen for anyone curious about innovative approaches to portfolio management.Ailie Elmore on LinkedinJeremy Heer on LinkedinAgriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Curious about how financial planning and philanthropy support education? Join Ailie Elmore and Justin Seno from the University of Illinois Foundation for this informative episode. Learn about his journey from high school fundraising to managing donor gifts and planning services at the foundation. Discover how their recent move to a new building has enhanced collaboration and efficiency, and understand how large donations are structured for maximum impact.Farmland donations play a crucial role in boosting academic and research excellence. Justin explains the benefits and innovative financial arrangements like charitable remainder trusts and retained life estates. We discuss how donor intent aligns with university needs, and dive deeper into impactful programs like the Agriculture Focus Financial Planner (AFFP) designation and the Discovery Partners Institute.This episode offers insights on how strategic philanthropy is shaping the future of higher education and the community. Want to learn more? Check out the links below! Justin Seno on LinkedinAilie Elmore on LinkedIn Are you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Unlock the secrets of the soil with the guidance of Dr. Bruce Sherrick, who joins us to reveal the untapped potential of farmland investments. We'll explore how these assets outperform inflation and preserve generational wealth. Discover why farmland is a golden opportunity for both large investors and savvy individuals.In our conversation, we delve into investment strategies tailored for various wealth levels, from a million-dollar nest egg to tens of millions. Learn how to balance diversification with the nuances of the farmland market. Dr. Sherrick explains the benefits of row crop cash rent strategies and the emerging carbon offset market.We also discuss the pathways of private equity and credit, highlighting the importance of sharp investment acumen and an adept team. For those recently retired or looking to diversify their portfolios, farmland offers a compelling option. This episode is packed with insights on how agriculture can enhance your financial legacy.Want to learn more? Check out the links below! Bruce Sherrick on LinkedinDr. Craig Lemoine on LinkedIn Are you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

We live in a world where financial strategies include rare sports cards and family farmland. Join Dr. Craig Lemoine for a conversation with Randy Bruns and Alex Offerman from Model Wealth, where they rejected traditional fee-based models with their hourly-based and flat-fee approaches, ensuring tailored advice for all. Dive into the world of alternative investments as Randy and Alex offer their stories and insights on everything from emotional ties to ancestral land all the way to understanding tax rates on collectibles. This episode is invaluable for optimizing your financial portfolio!Want to learn more? Check out the links below! Randy Bruns on LinkedInAlex Offerman on LinkedInDr. Craig Lemoine on LinkedIn Model WealthAre you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Discover the truth behind the allure of rental property investments with Dr. Craig Lemoine as we talk with Randy Bruns and Alex Offerman from Model Wealth. This episode dives into the nuances of real estate investment, separating reality from social media hype. Through both success and horror stories about the nitty-gritty of property management, this conversation offers a grounded perspective on building wealth with rentals. So join Craig, Randy and Alex as they uncover the hype and the horror of rental property investment.Want to learn more? Check out the links below! Randy Bruns on LinkedInAlex Offerman on LinkedInDr. Craig Lemoine on LinkedIn Model WealthAre you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

“Land & Everything Else” is no stranger to sharing the benefits of investing in farmland—but what about investing in water rights? Water is essential for our daily lives, making it an ideal asset class for investors looking to get ahead of today’s increased demands for the resource. This week, Brett Bovee, a Principal at Westwater Research, joins Dr. Craig Lemoine to discuss the complexities of water rights and the economics of this vital resource in the Western U.S. With Bovee’s insight, listeners can understand the intersection between farmland and water rights; cultivating an understanding of how water leasing and conservation payments create new revenue streams for farmers, and helping conserve the resource for future generations. Discover how Westwater Research supports its clients by creating a comprehensive team—ensuring investors, farmers, and the environment all benefit. Want to learn more? Check out the links below! Brett Bovee on LinkedIn Westwater Research Dr. Craig Lemoine on LinkedIn Are you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Creating a successful career in the financial advisory industry takes the right mix of ambition, knowledge, and talent. This week, Dr. Craig Lemoine is joined by Mackenzie Granby, CFP® Senior Advisory Associate at Vivaldi Capital Management and University of Illinois alumni, as she shares her career journey, showcasing the critical role of continuous education and finding a firm that aligns with your personal investment philosophies.Dr. Craig and Mackenzie discuss the nuances of client relationships and the meticulous investment vetting process at Vivaldi, where asking the right questions and simplifying investment jargon can make investing an easier experience for clients. This week's conversation provides a guide for fledgling advisors making their mark in the alternative investment space. Want to learn more? Check out the links below! Mackenzie Granby on LinkedIn Vivaldi Capital Management Dr. Craig Lemoine on LinkedIn Are you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Alternative investments are the cornerstone of a diverse portfolio, opening investors up to many opportunities. While they offer the potential for lucrative returns, they are notoriously complex. This week, Dr. Craig Lemoine is joined by Ilya Zlotnik, Wealth Advisor and Partner from Vivaldi Capital Management, to uncover the power of non-stock and bond investments and how wealth management firms are helping investors succeed. Tune in as Dr. Craig and Ilya discuss Vivaldi's growth, turning $150 million into an astonishing $4 billion in assets. Episode 12 of “Land & Everything Else” highlights the challenges of accessing private equity, imparting wisdom on the expanding role of financial advisors, and leaving listeners with a guide for the future.  Want to learn more? Check out the links below! Ilya Zlotnik on LinkedIn Vivaldi Captial Management Dr. Craig Lemoine on LinkedIn Are you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

Beginning with the 2008 financial crisis, the interest in farmland as an asset class has grown exponentially. From its positive correlation to inflation to the future possibilities with renewables, institutions are looking to buy farmland. Ailie Elmore is joined by returning guest Steve Bruere, CEO of Peoples Company, to dissect why farmland is a staple of any diverse portfolio. Tracing the roots of institutional farmland ownership, the conversation sheds light on its evolution from a niche asset to a sought-after investment.  Drawing from his vast experience, Steve gives listeners insights into how Peoples Company is creating value for both investors and farmers. This episode provides a roadmap through the seasonal cycles of commodity prices and their sway over land values, imparting strategies for a future-proof investment. Ready to learn more? Check out the links below! Steve Bruere on LinkedIn Peoples Company Ailie Elmore on LinkedIn Dr. Craig Lemoine on LinkedIn Are you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel

For investors and advisors, alternative investments represent a vast market of challenges and potential. If you’re looking to understand the dynamic realm of alternative investments (alts), navigating the intricate landscape of risk, return, liquidity, and cryptocurrency's role in portfolio optimization, episode 10 of “Land & Everything Else” serves as a resource for those looking to embark on this journey. Dr. Craig Lemoine is joined by Derek Sasveld, Director of Strategy and Research at Busey, whose expertise and insight give listeners a deeper understanding of strategic wealth management practices, empowering them to expand their investment portfolios beyond traditional stocks and bonds.Ready to learn now? Check out the links below:Derek Sasveld on LinkedInBusey Dr. Craig Lemoine on LinkedIn Are you a financial planning professional looking to better serve the needs and goals of clients associated with agriculture or living in rural communities? Then be sure to check out our Agriculture Focused Financial Planning designation by clicking on the link below!Agriculture Focused Financial PlanningLand & Everything Else YouTube Channel