PODCAST · business
Let's Get RICH With PATTU!
by OfSpin Media Friends
You CAN grow your wealth!Undoing years of neglect on money and wealth in the Indian education system, Pattu helps you think about money whether you're in your teens, in your twenties, or even planning for retirement. Pattu wants you to enjoy most of your money today, and then shows you ways to ensure that the party never stops! Pattu is fun, approachable, and wears thick gold chains and bling sunglasses as he goes through his day teaching physics and also improving lives through https://freefincal.com/You can be part of this show too! Follow https://www.instagram.com/ofspin_mediafriends and send in your questions! Let us know if you'd like to be on the show and get your money matters improved by Pattu.
Episodes
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New Tax Regime vs Old Tax Regime - E 40
Please click on this link for Pattu's OTR vs NTR comparison calculator: https://freefincal.com/wp-content/uploads/2024/03/FInal-NTR-vs-OTR-1.xlsx On this Episode we cover: - A quick background on this change in tax regime - How the first investment for most people is for tax saving! - Skepticism...
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Does NO KIDS mean MORE MONEY? - E 39
On this Episode we cover: - Are DINKs and SINKs on the rise? - What it is important to accommodate for, for DINKs and SINKs - The Primary difference between those who have kids and those who don't - Is there a tendency to spend more? - Do DINKs and SINKs lack motivation for retirement planning? -...
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Pattu doesn't listen to Sid anymore
See omnystudio.com/listener for privacy information.
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FOR THE DREAMERS - E 38
On this Episode we cover: - Who exactly is this episode for - are you a dreamer? - Pattu talks about a web series and a Jeff Bezos quote - Stock market risks pale in comparison to Career risks - Living a life that is a VERSION of your dream seems to be fine - Why it is so important to take the...
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Buying a CAR in India? - E 37
On this episode Pattu and Sid are joined by Deepak Mistry, an Automobile Industry veteran (currently with Audi India), and we cover: - why Pattu was hesitant about this episode - how Pattu moves around in Chennai ! - are Indians buying cars for utiliy or status? - Is it time for India to control...
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Everything about Secondary Income - E 36
On this episode we cover: - The difference between immediate secondary income, and building for the longterm - Or is there a difference? - Becoming an expert - Should secondary income begin at the start of your career? - The perfect ingredients to begin with - creativity and helping others - What...
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The next 20 years in India look - E 35
On this episode we cover: - How to quickly summarize the interim budget 2024 - Whether interest rates will go up - Vignesh's question on probability of equity markets outperforming inflation - Pattu's answer - no idea! - Indian stock market still in it's early days vs US which began in 1870 -...
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Losing everything you have - E 34
On this episode we cover : Divakar's story and reason for writing in Should one be extra safe after hearing a story like this? Pattu talks about 'clumped' returns We must be ready for losses How inflation could be different for different people (depending on their goals) Laser focus on just one...
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Personal Finance in short - Part 2 - E 33
On this episode we cover: - Why debt mutual funds are considered safe, because they're definitely not 'fixed income' - If Debt Mutual Funds have a 'sideways market' - What Money Market Funds are - What Arbitrage Funds are - Thumbrules for Recurring Deposits - and when to convert it into an FD…
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A Rapid Fire Start to 2024! - E 32
On this episode we cover: - What to do when you're broke - Mutual Funds have no compounding effect! - How retail investors can buy International Govt. Bonds - Corporate Bonds face value drop and how it affects retail investors like us - If there are ratings for Debt Mutual Funds - How do…
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Debt Mutual Funds for Dummies - E 31
On this episode we cover: - How do Debt Mutual Funds really work? - The Basics of Bond trading - Average Maturity of a Debt Fund - Speculation in the Bond Market - Why a Debt Mutual Fund is a beautiful product- Ratings of Debt Funds, and how they work - The two things to look at for Debt MFs -...
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The World of Debt - The Good vs the Bad - E 30
On this episode we cover: How debt keeps the world alive How it is a simple idea, but how it then gets complicated How debt has invisible risk, while equity is visible risk Why debt is bad for an individual, but not so bad for governments and companies Why Argentina is offering bonds at 26% and...
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INKY PINKY PONKEY! and some more user Questions - E 29
ON THIS EPISODE WE COVER: - A question on calculators and how to budget for increasing expenses - How to deal with crazy numbers that calculators throw up - Medical insurance for NRIs who will return to India - Is 10,000/- a good room rate sublimit? - How to consolidate Mutual Funds already...
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QnA Part 2 and an Idea : Mutual Fund Investment advisors - E 28
ON THIS EPISODE WE COVER: - How to quantify investing in your fitness ! - Sid asks Pattu to quantify investing in relationships ! - Back tests on Gold ETFs - Pattu's views on India's 5-10 year future - User arguments over Fee only RIAs vs %age of profits - How does one remove conflict of interest...
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Mutual Fund Masterclass - Part 2 - E 27
On this Episode we cover:- WHICH of the performing actively managed funds should one select? - Why Pattu is not moving his investments to index funds - How luck has played a part for Pattu - The touchy topic of Fund Managers - How an anonymous financial expert changed Pattu's mind about Factor...
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Mutual Fund Masterclass - Part 1 - E 26
On this Episode we cover:- How SIPs and XEROX are similar - Before knowing which Mutual Fund to select, what we really need to know - The best products for short term goals - Why Liquid Funds are in the same category as FDs and RDs - Why FDs and RDs are NOT tax efficient. And how they are taxed.…
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The Financial Planning Process - E 25
ON THIS EPISODE WE COVER: - Vikram laying out the process he follows - Understanding the Cash Flow of each client - Prioritising when there are too many goals - The Tools that Vikram uses to present and structure a plan - Does this process change for Freelancers? - Vikram tells us what he thinks...
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Fee only RIA - Talking the Talk - E 24
ON THIS EPISODE WE COVER: - How this all began in 2014 - Vikram's background in Canada with Wealth Management and Financial Planning - If Financial Planning is only for Rich people - The real value that DIY investors get from Vikram - Why RIAs reject some clients - Pattu points out how Doctors…
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The World of SEBI RIAs - E 23
ON THIS EPISODE WE COVER: - Are there ratings of RIAs? How does one select a good one? - Pattu's list of RIAs (16 people) - What is the process to become a SEBI registered RIA - Pattu shares a survey taken of people who use RIAs (link to be shared) - The 2 most important factors for selecting an...
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Professional Financial Advice - The Landscape - E 22
ON THIS EPISODE WE COVER: - How Pattu got started himself all those years ago - Why some people need a Financial Advisor - A list of players who offer this kind of advice - Insurance agents and how they work - How online content is so important for these players - MF distributors, RIAs and...
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REALITY CHECK CALCULATORS - E 21
ON THIS EPISODE WE COVER: - A brief history of Pattu's calculators - Please click on these links while you listen!- The first calculator (Cost of Delay): https://investor.sebi.gov.in/calculators/Cost_of_delay_Calculator.html- How monthly expenses in Retirement differ from today's monthly expenses…
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PROOF + AMAR, AKBAR, ANTHONY! - E 20
ON THIS EPISODE WE COVER: - Sid's psychological theory of real money vs unreal (notional) money! - Visual proof that rebalancing works via charts! (click this link to see it yourself while you listen:...
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ALL ABOUT REBALANCING AND DE-RISKING! - E 19
ON THIS EPISODE WE COVER:- If my Equity has spiked, can I focus on investing in fixed income for a few months to Rebalance? - The Fear of tax during Rebalancing - Why is the threshold for Rebalancing at 5%? - How does one decide WHAT to sell in your Equity portfolio while Rebalancing?- What…
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I'VE BEGUN INVESTING. WHAT NEXT?? - E 18
ON THIS EPISODE WE COVER: - Why there is little to no content on this topic on the internet - Why this topic is the missing piece to the puzzle - How often one should track their portfolio - What to focus on in your yearly review - SIPs and how they put pressure on your monthly expenses - SIPs…
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OUR FIRST Q&A ! Multiple Topics! - E 17
On this episode we cover: - Plenty of medical insurance questions: a. carry forward/no claim bonues/ group vs indiv policies etc. b. If you have a corporate job, you must get this insurance! c. Pattu tells us which insurance he has, and how much it costs d. Family floater vs Family individual...
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INVESTING FOR CHILDREN - PART 2 - When do our responsibilities end? - E 16
On this episode we cover: - mistakes made on planning calculators - Pattu reveals another Golden thumbrule ! - Products that Pattu recommends for Parents - Who is Sukanya Samriddhi for? And some details - Investing for marriage of your child - Resposibility towards Undergrad vs Postgrad- Does...
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INVESTING FOR CHILDREN - PART 1 - Having 1 kid vs having 2 kids ! - E 15
On this episode we cover: - We all need a license to hunt, a license to drive, but no one gives us a license to have kids! (from the movie 9 months) - Does the 'x' that you're putting away for retirement include your child?! - Does 2 kids mean 2x?? - Asset allocation for kids - How to calculate a...
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Retirement - Back to Basics 2 - E 14
On this episode we cover: - How does one balance the pressure to invest for tomorrow and the desire to enjoy today? - Delayed gratification - Once priorities are in place, balance falls into place - What do you really want to do when you are retired? No vague answers please! - The elderly who are...
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Retirement - Back to Basics 1 - E 13
On this episode we cover: - How do we imagine what our lives will when we are retired? Time for some visualisation - Pattu then dives into the basic How Tos of retirement investing - Retirement is NOT about a pension - Inflation - Sid asks for benchmarks to aim for as a retirement corpus (city...
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WOMEN, it's time to take charge! - E 12
In this episode we cover: - What percentage of investors are women? - Is the MAN the problem in a woman's life? Or the parents? - Pattu's book - Chinchu gets a superpower - Pattu receives an email just before the recording that gives us goose flesh - How taking financial decisions is empowering -...
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DIRECT STOCKS vs MUTUAL FUNDS: Which one is for me? - E 11
On this episode we cover: - What is a good reason to invest in stocks vs MF? - Is stock investing a replacement for lack of capital? - When does stock investing become gambling? - What Dolly Parton said about rainbows and rain! - The two simple basics of selecting a stock. - An AI tool you can…
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Medical Insurance Part 2: The most important features to focus on while buying! - E 10
On this episode we cover: - The 3 most important features to focus on, and all the fluff to forget about! - PSU policies vs Private policies - Porting of policies from one provider to another - Corporate group insurance vs Private insurance for the Salaried - Individual policy vs Family Floater...
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Medical Insurance Part 1 - escaping The Dholak - E 09
Medical Insurance in India is like a Dholak. Alright, that's clickbaity, but Pattu said it! On this, our first episode of our third month, we cover: - How much Cover does one need? - How is Life insurance different from Medical insurance? - How there is no way around reading the fine print - How...
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What my first ever investment should be & the risk of not taking risk! - E 08
Saving Investing The difference between the two? How does inflation affect my savings? The biggest mental block - RISK The biggest issue in investing - WHO TO TRUST? Lifestyle creep Are you a sidewalker, a slow laner, or a fast lane? Asset allocation between safety and equity ALL THIS AND MORE on...
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The Invention of the FREELANCER FUND! - E 07
Are you a Freelancer or a Solopreneur, who doesn't earn fixed amounts 12 times a year? Do you feel that conventional savings and investment products are NOT designed for you and instead skewed towards the salaried class? Do you find yourself constantly facing "The Crunch" because of irregular…
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What is the TRUE COST of a HOME? - E 06
In Part-1 of the "Homevestment" debate last week, things got interesting in the battle between math and emotions. Let's push the stakes further this week. Is the true cost of a home just the money you spend on it ? What is the most neglected aspect in home purchase calculations ? Pattu tells us...
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Should EMIs be 30% or 50% of take home pay? And why? - E 05
Is making that "sapno ka mahal" a forever dream for you? Or upgrading from a 2bhk mahal to a 3bhk mahal? Do you feel caught in the battle between Math and Emotions? "Apna Ghar!" A sentiment so strong for anyone in the world. A sense of security, the peace of mind of owning the roof over your…
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THE TOXICITY OF F.I.R.E. - E 04
Are you in a rush to retire? And have you asked yourself why you are ? Is the heat of FIRE getting too much? What is the cost of years of hard work if not the years themselves. Does that mean that your 'retirement corpus' is just as much a today-problem as are the current expenses of living?…
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NOT BUYING THIS INSURANCE IS A NO-BRAINER! - E 03
Have you ever heard someone say, invest an x amount for 10 years and get that amount with some returns from the 11th year? These money-back/endowment/so-called insurance plan sellers might be playing you for a fool. We tell you why! And where you can invest instead to make money! GListen now!...
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An EMERGENGY Fund - The SHIELD for your wealth! (and why) - E 02
What are emergency funds? And what kind of protection do they give you? Do you need rainy-day money? Where should you invest your money to make it accessible in emergencies? We do a deep dive into emergency funds with PATTU, and explore the peace of mind they could give you. GListen away! See...
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THE PARTY SHOULD NEVER STOP! - E 01
Should someone in their teens, who hasn't begun earning any money think about investing?! And why should they when this is the prime of their lives, and their pocket money has just one purpose - fun! See omnystudio.com/listener for privacy information.
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ABOUT THIS SHOW
You CAN grow your wealth!Undoing years of neglect on money and wealth in the Indian education system, Pattu helps you think about money whether you're in your teens, in your twenties, or even planning for retirement. Pattu wants you to enjoy most of your money today, and then shows you ways to ensure that the party never stops! Pattu is fun, approachable, and wears thick gold chains and bling sunglasses as he goes through his day teaching physics and also improving lives through https://freefincal.com/You can be part of this show too! Follow https://www.instagram.com/ofspin_mediafriends and send in your questions! Let us know if you'd like to be on the show and get your money matters improved by Pattu.
HOSTED BY
OfSpin Media Friends
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Frequently Asked Questions
How many episodes does Let's Get RICH With PATTU! have?
Let's Get RICH With PATTU! currently has 41 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Let's Get RICH With PATTU! about?
You CAN grow your wealth!Undoing years of neglect on money and wealth in the Indian education system, Pattu helps you think about money whether you're in your teens, in your twenties, or even planning for retirement. Pattu wants you to enjoy most of your money today, and then shows you ways to...
How often does Let's Get RICH With PATTU! release new episodes?
Let's Get RICH With PATTU! has 41 episodes. Check the episode list to see recent publication dates and frequency.
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You can listen to Let's Get RICH With PATTU! on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Let's Get RICH With PATTU!?
Let's Get RICH With PATTU! is created and hosted by OfSpin Media Friends.
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