PODCAST · education
Let's Talk About Scams
by Talk 4 Podcasting
“Let’s Talk About Scams” is the must-listen show for anyone who wants to protect themselves and their loved ones from scams. Host, Joyce Petrowski, and her guests will provide valuable insights and practical tips on how recognize and protect yourself from scams. Scams can have devastating financial, emotional, and psychological consequences. Each week you will gain insights on scam awareness and tips and tools on how to protect yourself and your loved ones. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio – Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (<a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.
Episodes
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Impersonation scams and malicious actors gaining access to your account
We are reviewing a couple new FBI Public Service Announcements. One PSA is about OAuth scams - malicious actors gaining access to your accounts through consent phishing. Tune to learn more about this. We will also run through a few examples of how to protect yourself from permissions granted to...
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Learn About Our New Facebook Group - Scam Prevention Through Education
We have a new Facebook Group - Scam Prevention Through Education. Check out the information we have posted already, lots of good stuff. Learn more about this group and how to request to join. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio...
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The future of cryptocurrency ATMs
Many of us in the scam prevention world keep asking the question, “Why are cryptocurrency ATMs legal?” In 2026, Indiana, Tennessee, and Minnesota have enacted total statewide bans on cryptocurrency ATMs. Hawaii recently enacted a new state law that bans cash deposits at cryptocurrency ATMs. More...
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Learn How Data Brokers Buy and Sell our Data
Join us as we talk to David Hawkins and learn about how data brokers buy and sell our data. This information can get into the wrong hands and then used to scam us. David works for cloaked, you can find more information at https://www.cloaked.com/ Let’s Talk About Scams is broadcast live Tuesdays…
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Top 10 scam prevention tips
At our fraud prevention presentations, we always send attendees home with some good advice. This episode will feature 10 common sense scam prevention tips. You have probably heard most of these tips, but it never hurts to repeat them. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on...
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We all had the same rotary dial phone
40 or 50 years ago, most of us didn’t have call waiting, caller ID, or answering machines. The telephone was the main way we communicated with the world. Phone scams were extremely rare so there was no need to be so cautious. That is why many of us get in trouble when it comes to phone scams…
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"You didn’t win the Publishers Clearing House sweepstakes"
Fraudsters are calling people and telling them they won the Publishers Clearing House sweepstakes. After getting a potential victim excited about winning millions of dollars, the scammer claims the prize cannot be released until the “winner” pays taxes or processing fees. This scam works because...
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Robo Calls - the Good, the Bad, and the Ugly
Join us as we talk with Matt Mizenko of Nomorobo. We will review their 2025 Annual Fraud Report and discuss how scammers are targeting older adults with robo calls. Read Nomorobo's full annual report here:...
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Why choose a senior placement company
Senior placement is a free advisory service that helps older adults and their families find and transition into appropriate senior housing or care facilities, such as assisted living or memory care. Specialists evaluate care needs, budgets, and locations to match seniors with licensed…
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Another wave of the jury scam is here
Scammers posing as court employees or law enforcement officers may threaten to fine or arrest you for allegedly failing to comply with a court order or jury duty summons. This particular scam has been around for decades. If an individual announces they are a court official or law enforcement...
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Why words matter when we talk about scams
Far too often, the blame for financial fraud is directed at the victims rather than the criminals. We say things like “he fell for a romance scam” when in reality, a criminal targeted, manipulated, and exploited this person. There is currently a movement to change the narrative around financial...
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Non-Medical Home Health Care - What You Need To Know
Join us as we talk about non-medical home health care with our guest Mary Doyle of Adultcare Assistance Homecare. Learn which questions to ask, why you should use a reputable company, and the risks you want to avoid. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio -...
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How To's - Block Cookies, Turn Off Text Previews and More!
We will walk through how to block third-party cookies from your internet browser, turn off text message previews, and more! And learn why this is important. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio...
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Impersonation, Tech Support, and Medicare Scams Through our Guest's Experience
Join us as we talk with our guest about her personal experiences with scams. Fraudulent Medicare charges, impersonation scam, and tech support scam. Our guest will walk us through her experience and the red flags of each scam. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD...
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Fraudulent Websites and Property Sales
Tune in as we discuss two FBI Public Service Announcements. Identity Theft of vacant property owners and attempt to fraudulently sell the vacant property. Scammers redirecting people to fraudulent websites. Learn more about these scams and ways to protect yourself. Let’s Talk About Scams is...
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Hospice Fraud and Couriers being used by Scammers to Collect Cash
Join us as we discuss a few scams and protection tips. 1. Hospice fraud targeting Medicare recipients 2. Scammers using couriers to collect cash. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio…
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The FBI’s role in protecting victims from scams
FBI victim specialists are part of Operation Level Up, a U.S. federal initiative launched in January 2024 to identify and notify victims of cryptocurrency investment fraud before they suffer further losses, with the goal of preventing hundreds of millions of dollars in damage. The program targets...
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Technology and Education and their role in Scams
Ever wonder how technology and education can work hand in hand when it comes to scams? Tune in and find out as Patrick Coughlin with Savi talks about his new product Scamwise (https://scamwise.com). Patrick will discuss his loved one's scam experience and his purpose in developing scamwise. Let’s...
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Cryptocurrency ATM Scam Refund
Arizona's new Cryptocurrency Kiosk Law went into effect September 2025. Gale joins us to discuss her scam experience and getting her money refunded through this new law. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4...
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Update on states and cities that have banned crypto ATMs
If someone ever sends you to a cryptocurrency ATM, it is almost always a scam. Any legitimate company, financial institution, or government agency will not demand this method of payment. To combat scams related to these machines, numerous towns, cities, and states across our country have enacted...
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Not all gel-ink is created equal!
Who knew, not all gel-ink is created equally! Listen in while we discuss a test on three different gel-ink pens and two different solutions. Which gel-ink pen passed the test? Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of...
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Yikes! The 2025 FBI data is not good!
We still have work to do. The 2025 IC3 report is out from the FBI and it is not good. Join us as we dig through the report and see what scams caused the most damage for 60+ year old and older population in 2025. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood...
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Why You Should Update Your Hardware and Software in the Coming Months
Do AI products have security holes? David Hawkins is back to discuss a recent announcement and its potential impact on end users. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4...
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Watch out for gold bar scams
Gold bar scams are an increasingly widespread form of fraud, costing victims millions. In these schemes, scammers—often pretending to be government officials or tech support—claim that a person’s bank account is at risk. They then pressure the victim to liquidate their savings into physical gold...
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Don’t respond to random text messages
If you receive a text message from an unknown number, we recommend that you don’t respond. There is no reason to be polite. Scammers are trying to steal your life savings through a scheme called pig butchering. Save yourself time and financial ruin by immediately deleting the text. Let’s Talk…
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Watch out for scammers using remote access
Allowing remote access to your computer is basically the equivalent of allowing someone to have unfettered access to your finances and personal information. That is why scammers love to use remote access, but here is the deal – scammers don’t use the term remote access because many of us are...
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Using Artificial Intelligence to Research your Software Options
There are so many software options, how do you know which one is best for you? How do you research? In our presentations, we discuss how to research your options. David Hawkins is back to walk us through using Artificial Intelligence in our research. Let’s Talk About Scams is broadcast live...
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How to gather information using Artificial Intelligence (AI)
Looking for a software subscription to help protect your devices and yourself? There are so many out there - antivirus, credit monitoring, VPN, and many more! Where do you even begin to do your research? Tune in as we talk with David Hawkins about using AI to do your research. We will use a free...
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Is My Grandchild Really In Trouble
David Hawkins is back to talk about Artificial Intelligence, Deep Fakes, and Voice Cloning. Is it really your grandchild calling? Is this video real or fake? Join us to learn more about Artificial Intelligence, Deep Fakes, and Voice Cloning. Let’s Talk About Scams is broadcast live Tuesdays at…
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Scammers Looking To Take Your Senior Benefits
Scams related to senior benefits, such as Social Security and Medicare, have increased substantially. Learn about these scams, what to look for, and how to protect yourself. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of…
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Do I Really Need This?
Tune in as we talk with our guest, Martin, about his experience when his parents purchased a home security system. "Do I really need this?" might have saved them some aggravation and money. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio...
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Revisiting scams from 20 years ago
This week, we are going to talk about how scams have changed over the last 20 years. Most scams are now operated by transnational criminal gangs that are well financed, organized, and skilled at stealing our money. Today’s scammers are ruthless financial predators that will not stop until they…
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Passwords, Password Managers, Passkeys and How to Manage Updates
Join us as we talk with our guest, David Hawkins, about passwords, password managers, and passkeys. What is more secure, what is most user-friendly? We will also talk about managing updates on Windows and Mac. How often do you perform updates? Let’s Talk About Scams is broadcast live Tuesdays at...
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Seemingly Innocent Texts Can Be Deceiving
The text comes out of nowhere "looking forward to seeing you this weekend" or "Hi there" or any one of a number of seemingly innocent texts. We know it is a wrong number, but should we respond? Tune in to find out. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio -...
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My almost scam experience
This week’s guest is Rachel Mullis. She was contacted by a real-life scammer and was on the path to losing money. She will share her story, what warning signs changed her mind, and she will offer advice to anyone who is contacted by a scammer. Let’s Talk About Scams is broadcast live Tuesdays at...
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How agents investigate pig butchering and other scams
This week’s guest is Christopher Scheer. He is a Special Agent with IRS Criminal Investigation. We will discuss various scams including pig butchering. We will talk about how criminals utilize cryptocurrency ATMs to facilitate their scams and whether this money can be returned to victims. Let’s...
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What can we do to stop overseas scammers?
This week’s guest is Ken Westbrook. He is the founder and CEO of Stop Scams Alliance. We will talk about tech support scams and how someone he loves was targeted. We will discuss where scams emanate and what our government can do to stop them. Let’s Talk About Scams is broadcast live Tuesdays at...
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Scammers Continue to Devise Unbelievable Schemes
This week, we are going to talk about several outlandish scams that defy belief. Yet all of the scams worked and victims lost money. The purpose is not to judge anyone, but to show the deviousness and creativity of the scammers. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD...
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Time to reflect on some positive experiences
Fraud prevention can be a very dreary topic that includes sharing some depressing stories of people getting defrauded out of their life savings. At times, it seems like an uphill battle trying to protect the ones we love. No matter how hard we try, the reported losses due to scams rise every…
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New Year - Let's Get Down to Scam Basics
Happy New Year! We are going back to the basics of a scam - reviewing our Anatomy of a Scam. Tune in to learn how to recognize a scam. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the...
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Scam updates and how to protect yourself
Join us for the last episode of 2025. We will discuss some scams like phone return scam, phishing scam, and fake kidnapping scam along with prevention reminders for the new year. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part…
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Empowering Conversations About Scams
Conversations about scams usually happen after your loved one has become a victim and these conversations are not always positive nor productive. Join us as we discuss how to have conversations about scams with your loved ones that empower you both. Happy Holidays! Let’s Talk About Scams is...
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Would You See These Minor Differences That Have Huge Consequences?
This is going to be a short but very important episode. Join us as we share a scam email and scam text where there are minor differences with huge consequences. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio...
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Securing Your Cell Phones
How secure is your cell phone? Not as secure as you might think. We are getting better at securing our other devices but what about our cell phones. If you think about everything you do on your cell phone, you will understand why you need to lock it down. Let’s Talk About Scams is broadcast live...
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Online Shopping, Charity Scams and How to Protect Yourself
Today we are talking about a few prevalent scams that ramp up in December, online shopping and charity scams. Join us as we give examples and show you how you can protect yourself and your loved ones this holiday season. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio -...
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Job Scams Meet Aging Scams
Join us as we talk with our guest, Jay Jones, on how he uncovers the latest digital job scams and the overlapping tactics with scams targeting the older adults. Learn best practices for intergenerational collaboration and tech-savvy detection skills to protect yourself and your loved ones. Let’s...
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Beware of cryptocurrency ATMs
A cryptocurrency ATM looks and operates like a traditional ATM you would use at your bank or credit union. Scammers often direct their victims to utilize cryptocurrency ATMs because it a method of payment most people are not familiar with. They also like the anonymity these machines offer them.…
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Sometimes it’s good to act like a sloth
Some of the best advice I have heard when it comes to acting deliberately is act like a sloth. This slow-moving animal doesn’t do anything in a hurry. If we can act like sloths, we can prevent most scams. We must control our fear and not panic. Remember that time in our friend. Let’s Talk About...
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Learn from our guest why she doesn't write checks anymore
Tune in to learn our guest's check and credit card fraud experience. How the bank intervened, and the time it took her to fix it. She will also discuss the protections she put in place as a result of her experience. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio -...
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Subscription Email Scam Our Guest Almost Fell Victim To
Did you get an email confirming your subscription renewal and the fee is being deducted from your bank account? Most people would panic. Valorie joins us today to discuss her experience and how she almost fell victim to this scam. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on…
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ABOUT THIS SHOW
“Let’s Talk About Scams” is the must-listen show for anyone who wants to protect themselves and their loved ones from scams. Host, Joyce Petrowski, and her guests will provide valuable insights and practical tips on how recognize and protect yourself from scams.
Scams can have devastating financial, emotional, and psychological consequences. Each week you will gain insights on scam awareness and tips and tools on how to protect yourself and your loved ones.
Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio – Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (<a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.
HOSTED BY
Talk 4 Podcasting
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