Leverage Addicts
by MHQ
"Old wealth is built by owning more, new wealth is built by owing more."Welcome to Leverage Addicts, the podcast for purpose-driven entrepreneurs, investors and hustlers who want to maximise their time and capital by using leverage. Join us as we dive into the world of property investing and explore the different journeys of successful investors. We'll dissect real-world deals and strategies, and give you the tools you need to navigate the market and make the most of your investments. Whether you're just starting out or looking to take your portfolio to the next level, this is the podcast for you. So, come along and learn how to build new wealth by owing more with us.Disclaimer: These videos are by mortgagehq limited (trading as mortgagehq, FSP463846). They provide general information only and is not personalised financial advice. It does not take into account your individual goals or financial situation. Before taking action, you should seek advice from a licensed Financial Adviser
Episodes
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Simeon Brown on How National’s Policies Impact the NZ Property Market
How will government policies, interest rate changes, and new housing regulations affect the NZ property market? In this episode, Minister Simeon Brown joins us to discuss key economic and housing strategies impacting Kiwi homeowners and property investors. Learn more:...
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Is the NZ Property Market About to Crash or Boom?
In this episode, we dive deep into the current state and future of the NZ Property Market with 20-year real estate veteran Wayne Maguire, Managing Partner at Ray White Mission Bay and St Heliers.
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The Future of the NZ Property Market: Tax Changes, Interest Rates & Supply
Are you trying to make sense of the NZ property market ahead of the upcoming election? In this episode, we sit down with Alfred Ngaro, NZ First candidate for Te Atatū (campaigning in Glendene) and former Minister for Pacific Peoples, to discuss the critical economic shifts that will directly…
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How To Use KiwiSaver for Your First Home & Beyond | NZ Property Investing
Is your KiwiSaver NZ strategy quietly costing you thousands? Most people spend years focusing entirely on their mortgage, their home, and their direct investments. But often, one of the biggest financial assets you will ever own is sitting quietly in the background - your KiwiSaver. Learn more:...
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Why Your NZ KiwiSaver First Home Strategy Might Be Costing You Thousands
Discover how to optimise your KiwiSaver NZ strategy to build long-term wealth beyond just property investing. In this video, we sit down with Matthew from Generate KiwiSaver to unpack why so many New Zealanders are missing out on potential gains by treating their KiwiSaver as an afterthought....
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How to buy 25 Profitable NZ Properties in 3 years
Unlock the secrets to professional-scale NZ property investing with active investor Cairo. In this episode, we dive deep into how he transitioned from being a mortgage broker - where he saw thousands of investor deals - to building a massive portfolio of over 25 properties in just three years....
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How To Stop Relying on Capital Gains: The New Rule for NZ Property Investment
In this video, we dive deep into the world of NZ property investment with Nikita Taiapa, co-founder of the buyer's agency Search and Secure. Nikita shares her unconventional journey from a corporate law career to property investing, including how she secured a $130,000 profit on her very first…
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Property Investing NZ: Is Now the Best Time to Buy?
Unlock the secrets to success in NZ property investing with this deep dive into the current market! In this episode, we're joined by Michael Wilson, a seasoned property developer and educator who has completed over 78 deals. Learn more:...
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NZ Property Tax Changes: What Investors Need to Know for 2026
Are you prepared for the significant shifts in the NZ Property Tax landscape? In this episode of the MHQ podcast, we dive deep into the complexities that experienced investors, developers, and business owners face as they scale their portfolios. Learn more:...
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5 Critical Mistakes Every First Time Property Investor in NZ Must Avoid
Are you a new NZ property investor looking to avoid the costly mistakes that trap most beginners? In this episode of the MHQ podcast, host Andy Turner is joined by Ifran from My Tax Mate to break down the essential tax, ownership, and structural strategies you need before you commit to your first...
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Is Airbnb Still Worth It? NZ Property Investing Strategy
Are you looking to maximize your returns in NZ property investing? In this episode of the MHQ podcast, we dive deep into the world of short-term rentals and Airbnb management. While many focus only on purchasing, the real secret to success is how you manage the property once you own it. Learn…
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Is the Kiwi Dream a Trap? The Truth About NZ Property
Are you searching for financial freedom in New Zealand but feel trapped on a "hamster wheel" of debt? For many, the traditional path of working a job just to pay off a massive mortgage has become a cycle of being a "Generation Slave." Learn more:...
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NZ Property Investment Strategies for 2026
Looking to scale your NZ property investment portfolio in today’s shifting market? In this video, we sit down with Mitch, a property investor who built serious momentum by "buying the dip" during the 2022 market slump. We cut through the noise of conflicting advice to discuss the "hybrid…
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Auckland’s PC120 Conflict: Why Housing Intensification is Facing Natural Hazards
This video examines the significant shifts in New Zealand's housing landscape, focusing specifically on Auckland PC120 and what it means for the future of density and affordability. Learn more:...
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Auckland’s PC120 Explained: What Every Property Owner Needs to Know
Is Auckland's growth creating opportunity or absolute chaos? In this episode, we sit down with Ken Turner, a counsellor for Waitakere and a long-time business owner, to cut through the noise surrounding Auckland PC120. Learn more:...
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Is the Kiwi Dream of Home Ownership Over? How to Build Wealth in NZ
Is buying a home still the best way to build wealth in NZ, or has the "Kiwi Dream" become a financial liability? In this video, we move beyond the theory of property versus shares to look at what actually works for real people in today's market. We are joined by property investor and MHQ expert...
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Is Christchurch the New Auckland? | Christchurch Property Investment
Unlock the secrets to successful property investing with Simon from Nest Residential as he joins the podcast to share his extensive experience in the Christchurch market. Since 1999, Simon has transitioned from a landscape architect to an architectural designer and developer, navigating the…
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Common Mistakes to Avoid in New Zealand Property Investing
In this video, property investment expert Hadley Nightingale returns to share real-world insights from the front lines of the New Zealand property market. As a buyers agent, Hadley doesn't just talk theory; he is actively involved in identifying opportunities, negotiating deals, and managing...
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Is Global Chaos About to Cause Market Mayhem in NZ Property?
In this episode, we dive deep into the chaotic forces currently shaping global markets and what they mean for investors here in New Zealand. From rising tensions in the Middle East to shifting interest rates, we unpack how international events directly impact your mortgage and investment…
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Why Paying Down Your Investment Mortgage is a MISTAKE (NZ) | Mortgage Strategies Series Ep 2
Are you accidentally slowing down your wealth creation? In New Zealand, the "standard" advice is to pay off debt as fast as possible—but when it comes to investment properties, that strategy could be costing you thousands in lost cash flow and tax efficiency. Learn more:...
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How to Borrow Properly in NZ Property | Property Investment NZ Ep 3
Most New Zealand property investors never get past one or two properties - not because property doesn’t work, but because they misunderstand debt, leverage, and serviceability. In this video, we break down how Kiwis can borrow properly, use good debt with intent, and structure their property...
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Property Development vs Property Investing in New Zealand | Mortgage Strategies Series Ep 3
Is property development the natural next step after property investing in New Zealand? Or is it a completely different game? In this New Zealand real estate education video, we break down the real difference between property investing vs property development, and whether you should develop to…
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How to Choose the Right Property Strategy in NZ | Property Investment NZ Ep 2
Before you buy your next property in New Zealand, you need to answer one critical question: What are you actually trying to achieve? Most New Zealand property investors and first home buyers jump straight into “what should I buy?” without defining their goal, understanding their financial…
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Beginner’s Guide for First Home Buyers & Investors | Property Investment NZ Ep 1
Are you a New Zealander looking to buy your first property, grow your property portfolio, or create long-term wealth? In this video, we kick off a new series on property investment in New Zealand, covering the fundamentals every Kiwi investor needs to know.
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Revolving Credit Explained NZ | Mortgage Strategies Series Ep 2
Is revolving credit a smart mortgage strategy or a financial trap? In this video, we break down how revolving credit works, when it’s powerful, and when it can actually cost you more. If you're a NZ first home buyer, homeowner, or property investor looking to reduce interest costs and pay off…
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NZ Mortgage Hacks to Pay Off Your Mortgage Faster | Mortgage Strategies Series Ep 1
Join Simon as he sits down with licensed New Zealand financial adviser Harry, who bought his first property at 23 and has helped hundreds of clients restructure their home loans more effectively. We cover powerful mortgage strategies including interest-only lending, refinancing, cashback offers,...
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How To Win in the NZ Property Market
Property headlines are loud, but smart New Zealand investors focus on strategy, not noise. In this NZ property market update, we sit down with one of New Zealand’s leading financial advisers to break down what’s actually working right now for first home buyers, property investors, and Kiwis...
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Reading the Reserve Bank Between the Lines: What the New Governor Is Really Signalling on Rates, Mortgages, and Property
What is the Reserve Bank really signalling about interest rates in New Zealand? Whether you’re a first-home buyer, property investor, or homeowner, understanding the Reserve Bank’s moves is crucial for navigating the NZ housing market, mortgages, and household finances. In this video, we break…
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Styles Make Fights: Hipkins vs Luxon and the Battle for NZ House Prices
Politics doesn’t just shape headlines - it shapes house prices, mortgages, KiwiSaver balances, and your long-term wealth. In this sharp, no-spin episode, Andy Turner, Head of Advice for Insurance and KiwiSaver, sits down with Simon McDonald, Head of Advice at MortgageHQ, to break down how…
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Summer Property Traps 2025: The Costly Mistakes First Home Buyers Keep Repeating
Every New Zealand property cycle has a danger zone. Summer is it. More listings. More buyers. More emotion. And for first home buyers in 2025, more ways to make irreversible financial mistakes. Learn more:...
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The ANZ 1.5% Cash War Is a Distraction - We Reveal Where Real Wealth Is Made
Book a call: http://go.oncehub.com/10-minute-introductory-call New Zealand is obsessed with ANZ’s one point five percent cashback war. But while the country argues over short term savings, real investors are quietly using a completely different playbook to build long term wealth. Learn more:...
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The Zero Percent Money Play: How NZ Investors Turn Green Loans into Faster Wealth and Bigger Gains
Everyone in New Zealand is busy moaning about interest rates. Meanwhile, a tiny percentage of investors are quietly building wealth with the cheapest capital in the country. Zero percent money. One percent money. Bank-funded upgrades that literally force capital gains. Learn more:...
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Retire Early, Raise Legends: The Kiwi Playbook for Turning Paycheques into Power
Every Kiwi wants freedom - time with family, no money stress, and a future that actually feels earned. But between rising interest rates, school fees, and inflation, most people are running harder just to stand still. In this hard-hitting episode, Craig Stanaway sits down with Simon McDonald…
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The Truth about Property Managers: Behind the Scenes of NZ Tenants and Rentals
Welcome to the episode every New Zealand landlord, investor, and tenant needs to hear - the ultimate deep dive into the hidden world of property management in New Zealand. Hosted by Craig Stanaway and featuring Joseph Hickton of Barfoot & Thompson, this conversation rips the lid off what really...
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Capital Gains Bombshell: Will Labour’s Tax Plan Blow Up NZ Property?
It’s the story shaking dinner tables and boardrooms across the country. Labour’s latest move — a narrow Capital Gains Tax proposal to help fund free GP visits - has reignited one of New Zealand’s most divisive debates: how far is too far when taxing wealth built on property? Learn more:...
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The One-Hour Goldmine: How NZ’s Commuter Belt Could Outrun Inflation and Make You Rich
What if the smartest property investment in New Zealand over the next decade isn’t in Auckland, Wellington, or Christchurch — but just one hour outside them? In this powerful episode, MortgageHQ founder Blandon Leung joins host Craig Stanaway to reveal how NZ’s commuter belt property market is...
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First Home Buyers vs Investors: The Brutal Truth About NZ’s 2025 Property Market
The battle lines are drawn. First home buyers are finally re-entering the market… but investors are circling again - stronger, smarter, and more strategic than ever. Learn more: https://mhq.co.nz/property-investment/first-home-buyers-vs-investors-the-brutal-truth-about-nzs-2025-property-market/
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The OCR Cut Playbook - 3 Moves Smart Homeowners Are Making Right Now
The waiting is over - the Reserve Bank has repeatedly cut the OCR in 2025. Interest rates are falling, the OCR is on its way down, and for the first time in years, homeowners and investors are on the front foot again. Learn more:...
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Property Prices & The Long Game: What Smart Investors Do during the Downturn and What’s Next
In this episode, MHQ’s Head of Advice, Simon McDonald, sits down with Zhiyang Cheng, New Zealand’s number one ranked mortgage adviser, to discuss the current state of the property market. The conversation covers a range of topics related to property prices, investing, and long-term thinking.…
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The Great Auckland Housing War: Villas vs. Towers, and Who Gets Crushed
Auckland is at war with itself. On one side — the old guard of villa-lined suburbs, heritage zoning, and backyard nostalgia. On the other — the new skyline: cranes, towers, and the vertical revolution promising affordability and density. Learn more:...
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RBNZ and the OCR: Reform That Could Decide Who Wins Big in 2026
The Reserve Bank of New Zealand is standing at a crossroads — and every homeowner, investor, and policymaker is about to feel the impact. After years of rate hikes, stimulus, and economic whiplash, the RBNZ is quietly rewriting its playbook. The Official Cash Rate (OCR) — once just a technical...
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Auckland’s Breaking Point: Housing Costs, Productivity Collapse, and the Investor Edge
Auckland is cracking. The skyline still glitters, but beneath it, the numbers are bleeding. Housing affordability has imploded. Productivity has flat-lined. Infrastructure is buckling. And for the first time in decades, the nation’s economic engine is coughing smoke instead of power. Learn more:...
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Construction’s Death Spiral: Why NZ’s 10-Year Low in Building Work Guarantees a Housing Boom
New Zealand is facing a construction collapse like we haven’t seen in over a decade. Building activity is at a 10-year low, projects are being shelved, and developers are walking away. It looks like bad news — but history tells us that when construction falls off a cliff, the stage is set for the...
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Luxon and the Coup Question: Brutal Lessons from Thatcher, Clinton, and Clark
Christopher Luxon is under pressure, and the whispers of a “Luxon coup” are impossible to ignore. In this video, host Craig Stanaway sits down with former Cabinet Minister Maurice Williamson, who served in both the fourth and fifth National governments. Williamson was there in 1998 when Jenny...
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Housing’s Next Shock: Why 2026 Could Deliver a 5% Price Surge From Today’s Dead Market
The New Zealand property market feels flat, lifeless — even dead. But beneath the surface, the next housing shock is already forming. Could 2026 deliver a 5% surge in house prices after years of stagnation? Learn more:...
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The $160 Billion Exodus: Why Kiwi Investors Are About to Abandon Term Deposits and Where the Money Will Flood Next
New Zealand savers are sitting on a mountain of cash — more than $160 billion locked away in term deposits. But with the Reserve Bank cutting rates and returns sinking fast, investors are asking the brutal question: why leave money stuck in the bank when smarter plays are calling? Learn more:...
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Foreign Buyers Are Back: The $5m Shortcut Changing NZ Property Forever
New Zealand’s property market just got hit with one of the most dramatic shifts in years: foreign buyers are back. But there’s a twist - the $5 million entry point. What does this loophole really mean for housing, investment, and the future of Kiwi ownership? Learn more:...
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Auckland’s $2 Million Homes Showdown: Towers, Three Storeys, or Ministerial Takeover?
Auckland’s housing market has reached a breaking point — with the average home price now pushing $2 million, the city is locked in a brutal battle over how to build its future. Should we go higher with apartment towers, densify with endless rows of three-storey walk-ups, or see Wellington step in...
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The RBNZ Shockwave: Why Slashing Rates to 2.5% Will Supercharge Property and Sink the Kiwi Dollar
When the Reserve Bank of New Zealand signals a drop in the Official Cash Rate (OCR) to 2.5%, it doesn’t just ripple through the economy - it sends a shockwave. Property markets wake up, investors reposition, the Kiwi dollar tumbles, and households across New Zealand start to feel the shift in…
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The 2.5% Bombshell: How the RBNZ’s New Playbook Will Rewrite NZ Property
The Reserve Bank has just signalled what could be the biggest shift in New Zealand’s property and economic landscape in years — a new playbook that points to an OCR settling at 2.5%. For property owners, investors, first-home buyers, and anyone watching the housing market, this isn’t just a…
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About this show
"Old wealth is built by owning more, new wealth is built by owing more."Welcome to Leverage Addicts, the podcast for purpose-driven entrepreneurs, investors and hustlers who want to maximise their time and capital by using leverage. Join us as we dive into the world of property investing and explore the different journeys of successful investors. We'll dissect real-world deals and strategies, and give you the tools you need to navigate the market and make the most of your investments. Whether you're just starting out or looking to take your portfolio to the next level, this is the podcast for you. So, come along and learn how to build new wealth by owing more with us.Disclaimer: These videos are by mortgagehq limited (trading as mortgagehq, FSP463846). They provide general information only and is not personalised financial advice. It does not take into account your individual goals or financial situation. Before taking action, you should seek advice from a licensed Financial Adviser
Hosted by
MHQ