PODCAST · business
Locality's Making Bank
by Locality Bank
Host Keith Costello, CEO of Locality Bank, and South Florida visionaries take you on an entrepreneurial journey from tribulation to triumph as they share the stories that have shaped them.
Episodes
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Heat Miser: The Jerry Katz Story
From a nearly empty seventh birthday party to the high-pressure world of Wall Street, Jerry Katz’s journey to becoming CEO of Premier Protection Insurance is anything but ordinary. In this episode of Locality’s Making Bank Podcast, Jerry joins host Keith Costello to reflect on his family's…
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Build a Business People Remember: The Michael Gordon Story
Michael Gordon believes the cheapest way is often the most expensive way. What customers really remember is whether you showed up, solved the problem, and made them feel taken care of. On this episode of Locality’s Making Bank Podcast, Michael shares the lessons behind a South Florida...
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A South Florida Construction Story, with Mike Fee of Lotspeich Co. of Florida, Inc.
Mike Fee joined Lotspeich Co. of Florida, Inc. in 1989, became president in 2003, and has helped lead the Fort Lauderdale contractor through decades of South Florida construction cycles.In this episode of Locality’s Making Bank Podcast, Mike shares why the company took low-margin work to protect...
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The Long Way to Fort Lauderdale: Bill Walker and the Making of Water Taxi
Bill Walker’s path to Fort Lauderdale started far from South Florida, aboard merchant ships, competitive sailboats, and high-speed ferries. Along the way, he helped build innovative marine transportation systems before transforming Water Taxi from a five-boat operation into a 15-vessel business...
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No Fear, Just Forward | Rebel Wine Bar Founder Larissa Castelluber
Larissa Castelluber lives by a simple rule: no fear, just forward. In this episode, the Rebel Wine Bar founder shares how a family of entrepreneurs shaped her comfort with risk, why she moved to South Florida at 22, and how she pivoted from design into SEO and lead generation. She also breaks…
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It’s All About the Leader, with Mark Lachance | Entrepreneur Lessons
Mark Lachance has built, sold, and rebuilt businesses across sports, payments, digital marketing, and collision repair. In this episode, he shares a leadership truth that changed how he operates: when the business is struggling, it starts with the leader. You’ll hear his real pivots, hard-earned...
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Bootstrapping an IT Staffing Firm, Then Reinventing Through COVID | Bryan Vreeland, LS Global Group
Bryan Vreeland grew up in Broward County, learned sales and leadership early, then bet on himself in 2017 by launching a recruiting and IT staffing business from scratch. In this episode, he shares the slow first year, the sudden breakthrough, and the brutal reset when COVID wiped out his…
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Seasons of Change, with Carol Mirones, Founder and CEO of Seasons Psychotherapy Associates
Carol Mirones, LCSW-QS, LMFT-QS, went from a 15-year stretch as a stay-at-home mom to launching a therapy practice in the middle of 2020. In this episode, she shares how Seasons Psychotherapy grew from one small office in Davie, Florida, to four locations across Florida, plus what it takes to…
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The Pivot: From Meal Prep to Waterfront Homes | Marc Elkman, Empire Development
Marc Elkman grew up in Fort Lauderdale with a competitive blueprint from his mother, a pro athlete who shaped his discipline early. After bootstrapping a meal plan business to the Inc. 500 and $18M in sales, he pivoted into luxury waterfront development and now leads Empire Development with more...
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From Jewelry to BBQ: Luke Moorman on Building Legacy in South Florida
What do fine jewelry and barbecue have in common? For Fort Lauderdale's Luke Moorman, they represent legacy, reinvention, and a deep connection to community. In this episode of Locality's Making Bank Podcast, Luke shares his journey from swimming scholarships to stockbroker hustle to running...
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Beyond the Loan: The Story Behind Parlay’s Founders and Their Mission
What happens when a West Point grad and a polyglot philosopher team up to fix one of banking's biggest pain points? You get Parlay Finance, an AI-powered Loan Intelligence System reshaping small business lending. In this episode, co-founders Jay Long and Alex McLeod share how a mission to help...
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Automation, Payments, and Building Without a Plan B, with Sam Zietz
Sam Zietz, CEO of TouchSuite and GRUBBRR, joins Locality Bank's Keith Costello to share the story of how he went from law school to leading two tech companies transforming retail and restaurants. From 120-hour workweeks to a deal-a-day mindset, Sam explains how he bootstrapped his first company…
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Unlimited by Design: Anthony Clarke on Building for Restaurants
Anthony Clarke’s journey started with $15 flyer gigs and a front-row seat to his parents’ work ethic. That foundation shaped how he thinks, works, and serves. And today, he leads an award-winning agency helping restaurants grow through smart, relentless marketing. In this episode, he shares how…
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Fighting Hunger with Heart: Zeina Zein-Wolland on Building Mobile School Pantry
When Zeina Zein-Wolland started Mobile School Pantry with nothing but a red Jetta and a mission, she had no idea just how far it would go. In this episode, Z shares how a simple act of giving turned into a movement that now feeds thousands of families across South Florida. Her story is one of…
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Pickleball, Purpose, and Starting Over: The Brad Tuckman Story
Brad Tuckman went from running global content studios to launching The Fort, South Florida's newest pickleball hub. In this episode, Brad shares how an unexpected mix of timing, tenacity, and creative reinvention led him to build the country’s first pickleball stadium. We discuss early setbacks,...
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Going All In: Jason R. Hill on Building Owwll, Betting Big, and Staying Human
From financial advisor to tech founder, Jason R. Hill has gone all in. In this candid episode, he shares how a pandemic idea became the Owwll app (https://owwll.com/), why true connection matters more than ever, and what it really takes to build something that lasts.
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Wired for Resilience: How Lil Roberts Turned Hardship into SaaS Success
Lil Roberts, Founder & CEO of Xendoo, joins the Making Bank podcast to share how she turned adversity into fuel, building a tech-forward accounting company from the ground up. In this candid conversation, she breaks down her entrepreneurial scorecard, the gut-check moments behind every business,...
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From Farm to FinTech: Randy Goggans on Community, Risk, and Building BankerBounty
In this episode, Randy Goggans, founder of BankerBounty (http://bankerbounty.com/), shares his journey from growing up on a farm in Alabama to creating a game-changing platform for community banks. Randy and Locality Bank CEO, Keith Costello, dive deep into entrepreneurship, risk-taking, and the...
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How Setbacks Built the Banker: Javier Jorge on Fintech, Small Business, and Finding His Way
Javier Jorge’s journey is anything but linear. From dropping out of college to working in pest control, spraying Publix floors to make ends meet, to launching two tech startups, one of them while leading SBA lending at Locality Bank, his story is about grit, clarity, and what happens when...
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The Pivot That Saved Everything: Basil Bernard on Building, Breaking, and Rebuilding Apricot
Basil Bernard bet $10K on a business... and nearly lost it all. But a single pivot changed everything. In this episode of Locality's Making Bank Podcast, he shares how Apricot Office Interiors rose from humble beginnings, weathered the Great Recession, and stayed grounded through it all. This…
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Building Beyond the Blueprint: Tom & Traci Miller on 50 Years of Leadership and Legacy
What happens when a paperboy grows up to build one of South Florida’s most respected construction firms? In this episode, father-daughter duo Tom and Traci Miller of Miller Construction share the real story behind 50+ years of business—family values, hard calls, and the kind of culture you can’t...
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Digital Growth to the Wisdom Economy: JR Lay on Entrepreneurial Reinvention
What happens when you’ve built a thriving business, and it still doesn’t feel right? JR Lay shares his journey from web design wunderkind to bestselling author, revealing the hard resets, personal truths, and shifting perspectives that shaped his entrepreneurial evolution. From the early days of...
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From Rural India to Banking CEO: Andrew Samuel's American Dream
What does it take to go from humble beginnings in India to leading billion-dollar banks in the U.S.? Andrew Samuel, CEO of LINKBANK, shares his incredible story of resilience, entrepreneurship, and faith. From his first business selling cow dung as a child to taking multiple banks public…
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The Art of Reinvention: How Jim Ryan Built OutPLEX
Success. Some inherit it. Others chase it. But the rare few create it through vision and perseverance. Meet Jim Ryan. The son of a Waldorf-Astoria professional who taught him that true character matters more than the size of your wallet. When corporate restructuring ended his AT&T career, he saw…
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Turning Hustle into a Brand: How Nick Wucher is Building YIFNO
What does it take to turn a college side hustle into a growing brand? In this episode of Locality's Making Bank Podcast, Keith Costello sits down with Nick Wucher, the youngest entrepreneur featured on the show so far. Nick shares how he built his streetwear brand, YIFNO, while juggling college…
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How Norman Kravitz Built FulfillMe: Lessons in Entrepreneurship and E-Commerce Fulfillment
Norman Kravitz, founder of FulfillMe, a technology-enabled third-party logistics (3PL) company specializing in e-commerce shipping and fulfillment solutions, shares his entrepreneurial journey from humble beginnings to building a multimillion-dollar business. From his days at the U.S. Postal...
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Scaling a Law Firm: Lessons on Growth, Trust, and Networking with Eric Gros-Dubois
What does it take to grow a law firm while keeping trust and relationships at the core? In this episode of Locality’s Making Bank Podcast, Eric Gros-Dubois, founder of EPGD Business Law, shares his journey from a solo practitioner to a thriving entrepreneur with a growing team. Eric discusses the...
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Why Betting Local Pays Off: Jaime Sturgis on Revitalizing Fort Lauderdale
On this episode of Locality's Making Bank Podcast, Keith Costello sits down with Jaime Sturgis, an entrepreneur who’s not just building businesses—he’s literally transforming neighborhoods. Jaime’s the real deal: a Fort Lauderdale native who took the leap, bet on himself, and turned overlooked...
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Turning Passion into Profit: How Daniel Brandt Built a World-Class Custom Table Empire
Ready to turn your passion into a profitable empire? In this episode, we dive deep with Daniel Brandt, founder of Billiards by Brandt, a luxury brand that started with one guy’s love for craftsmanship and turned into a global success. Daniel shares how he went from law school to building…
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Community First: How Ben Genet Built Wealth Through Relationships and Real Estate
Ben Genet, a seasoned real estate investor and entrepreneur, shares his journey from his family's entrepreneurial roots to building Genet Property Group. He discusses overcoming challenges like the Savings and Loans Crisis and the Great Recession, the power of relationships, and the importance of...
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The Power of Perseverance: Alan B. Levan's Journey from Trials to Triumph
Locality's Keith Costello sits down with South Florida's own entrepreneurial icon, Alan B. Levan, Chairman of BBX Capital. Alan shares his incredible journey from starting in his family's pest control business to becoming a real estate mogul and a legendary banker. Key topics covered: Early...
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From Injury to Entrepreneur: Building a Thriving Physical Therapy Business, with Carson Kutuchief
Carson Kutuchief is the founder of SoFloPT SPORT and SoFloPT REHAB, a growing physical therapy business in South Florida. After discovering his passion for physical therapy while recovering from a sports injury, Carson navigated the challenges of building his own business from the ground up. In...
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From Paper Routes to Prosperity: Stuart Morris's Journey to Building a Thriving Law Firm
We sit down with Stuart Morris, a local entrepreneur and Director at Locality Bank, to uncover the story behind his impressive career. Stuart takes us through his early years in Brooklyn, his move to Florida, and the pivotal moments that shaped his professional life. From a childhood paper route…
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Excel-ing in the Construction Industry, with CEO Eric Wolf
Locality Bank CEO Keith Costello sits down with Eric Wolf, CEO of Excel Construction, to explore how he transformed his family's business into a thriving construction powerhouse. Taking over Excel at just 27, Eric has quadrupled the company's revenue and expanded into new industry sectors—all…
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Building Banyan Air: Don Campion’s Path from Missionary Child to Aviation Leader
Host Keith Costello sits down with Don Campion, CEO of Banyan Air Service. Don shares his incredible journey from growing up in Nigeria as the child of missionary parents to becoming a prominent figure in the aviation industry. Key Highlights: - Early Life: Don’s unique upbringing in Nigeria…
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Transforming Recruitment and Hiring: Oz Rashid’s Journey with MSH Group
Host Keith Costello interviews Oz Rashid, the dynamic CEO and Founder of MSH Group. Oz shares his entrepreneurial journey, from his early days hustling candy at school to leading a successful company offering staffing, technology solutions, and software services. Listen in as Oz discusses his...
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Sales Mastery Unlocked: Ali Mirza’s Journey from Refugee to CEO
In this episode of Locality's Making Bank Podcast, host Keith Costello interviews Ali Mirza, CEO of Rose Garden Consulting. Ali shares his inspiring journey from being a refugee immigrant in Canada to becoming a top sales consultant. Discover the powerful sales strategies and unique approaches…
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Digital Marketing Mastery: Zach Hoffman's Entrepreneurial Success Story
Join host Keith Costello as he interviews Zach Hoffman, CEO of Exults, about his journey from college grad to digital marketing expert. Discover how generational entrepreneurship and a deep understanding of SEO and AI have driven his success in digital marketing. Perfect for aspiring…
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Buying and Building Businesses: Andy Cagnetta's Entrepreneurial Journey
Andy Cagnetta, CEO of Transworld Business Advisors, shares his journey from a New Jersey childhood and failed cell phone business to leading a global brokerage firm. Discover how he thrived during the 2008 financial crisis, his unique approach to business growth, and insights on future trends in...
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The Canvassing Queen: Beth Azor's Journey to Real Estate Royalty
Discover how Beth Azor, the 'Canvassing Queen,' transformed from a small-town girl into a commercial real estate mogul. Learn her key strategies for entrepreneurial success through mentorship and community support. Learn more about Beth at www.bethazor.com.
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Joining Forces to Overcome Pediatric Cancer, with Oscar Ortiz
In this episode, host Keith Costello sits down with Oscar Ortiz, founder of the SebastianStrong Foundation, who shares the heartfelt story of losing his son to cancer and the motivation behind his mission to fund childhood cancer research. Ortiz highlights the critical need for more resources and...
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Dial M for Marketing, with Dave Kustin, founder of Element-M
In this episode of "Making Bank," host Keith Costello interviews Dave Kustin, founder of Element-M, exploring his transition from aspiring TV chef to entrepreneur in marketing and beyond. Dave shares insights from his journey, including the challenges of starting a business and the importance of...
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Sailing Beyond the Glass Ceiling, with Lisa Lutoff-Perlo
Dive into the trailblazing story of Lisa Lutoff-Perlo, a vanguard in redefining leadership, entrepreneurship, and intrapreneurship in the cruise industry. In this episode, Lisa unveils her strategies for leading Royal Caribbean Group to new heights and shares pivotal insights on women in…
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Charting New Waters: Danny James' Entrepreneurial Journey
Danny James, founder of Compass Marine & Logistics and a U.S. Marine veteran, delves into his transition from the Merchant Marine Academy to becoming a leader in the logistics industry. In this episode, he discusses the challenges and achievements of his entrepreneurial journey, providing…
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Forging Success: From Humble Beginnings to CEO, with Andy Smith
Dive into the authentic and compelling journey of BlackSmith Ventures CEO, Andy Smith. Witness how a small-town upbringing and a practical start in nuclear engineering laid the foundation for his ascent to a CEO role. In this episode, Andy shares the pivotal moments and key decisions that steered...
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The Entrepreneur's Odyssey, with Blake Janover
Embark on 'The Entrepreneur's Odyssey' with Blake Janover, a dynamic journey through the landscapes of #entrepreneurship and #FinTech innovation. In this episode, Blake shares his unique experiences, from his earliest ventures in mortgage and nutraceuticals to leading the charge in commercial…
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Entrepreneurial Grit and Growth, with Bryce Harlow
Dive into the entrepreneurial journey of Bryce Harlow, CEO of Align1 Solutions, as he shares his experiences navigating the dynamic South Florida business landscape. From launching a startup to leading a successful enterprise, Bryce offers insights on resilience, innovation, and strategic growth....
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Legends of Entrepreneurship: Keith Koenig & Steve Halmos
Dive into the heart of #entrepreneurship with South Florida business legends, Keith Koenig and Steve Halmos, in this special episode of Locality's Making Bank Podcast. Recorded live at Locality's Legends of Entrepreneurship event, this podcast offers a rich exploration of their entrepreneurial...
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Wealth Mastery, Fiduciary Duty & The Podcasting Revolution, with Andrew Horowitz
Dive into the intricacies of financial mastery with Andrew Horowitz, a seasoned financial planner and dedicated fiduciary, on the Making Bank podcast. Discover the path to financial freedom through Andrew's entrepreneurial lens as he unveils top investing strategies and the transformative impact…
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From Top Gun to Tropic Skies, with Rob Ceravolo
"Do you feel the need... the need for speed?" Hold onto your seats as former Navy Top Gun pilot, Rob Ceravolo, takes us on a journey from adrenaline-packed dogfights to pioneering Tropic Ocean Airways. Experience the challenges and triumphs of transitioning from the cockpit to the boardroom....
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ABOUT THIS SHOW
Host Keith Costello, CEO of Locality Bank, and South Florida visionaries take you on an entrepreneurial journey from tribulation to triumph as they share the stories that have shaped them.
HOSTED BY
Locality Bank
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