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PODCAST · business

Make Money Count

Welcome to Make Money Count, a podcast focused on the Canadian economy, Real Estate, and your mortgage.We’d love it if you’d join us as we explore options that put dollars back into the average Canadian’s pocket. Subscribe for new episodes weekly!

  1. 100

    The Real Estate Opportunity Canadians Are Too Scared To Take

    Is Canada sitting on the biggest real estate opportunity in years? In this episode of Make Money Count, Marcus and Justin break down exactly what is happening in Canada's housing market, why prices are 20% off peak, and why most Canadians are still too scared to move. We cover: Why housing is 20% off peak and what nine quarters of affordability improvements actually mean How fear and consumer sentiment are keeping buyers out of the market Why condos are trading at pennies on the dollar and who is already buying them The distressed real estate deals that smart money and foreign funds are quietly gobbling up Why the rental market is still under pressure and what it means for builders and investors The labor shortage risk nobody is talking about and why it matters for the future of housing This episode is not about panic. It is about seeing the opportunity clearly before everyone else does. Watch till the end. The housing market is shifting and the window that is open right now will not stay open forever.

  2. 99

    Inflation Is Rising. Rates Aren't Dropping. What’s Next?

    Is Canada headed for a rate hike nobody saw coming? In this episode of Make Money Count, Marcus and Justin sit down days before the Bank of Canada's June 10th meeting to break down exactly what's happening with interest rates, inflation, and your mortgage renewal. We break down: Why a rate cut on June 10th is basically off the table How Canada ended up in a recession with inflation still rising What the Strait of Hormuz has to do with your mortgage rate Why your bank's renewal offer is likely insulting and what to do instead What the big banks are actually forecasting for rates in 2026 and 2027 Why 40% of Canadian mortgages renewing this year is a bigger deal than most people realize This episode isn't about panic. It's about being informed, prepared, and ahead of the people who just sign whatever mortgage renewal their bank sends them. Watch till the end. The mortgage market is shifting and the decisions you make in the next few weeks could follow you for the next three years.

  3. 98

    Don't Trust Your Bank. Here Is The Smarter Mortgage Move.

    Is your bank quietly working against you? In this episode of Make Money Count, Marcus and Justin get into the mortgage conversation most Canadians never get to have. With bond yields climbing and fixed rates on the move, knowing what to do and when to do it could be the difference between a great mortgage and an expensive mistake. We break down: Why you should never trust your bank to give you the best mortgage rate Fixed vs variable and the one move Marcus is recommending right now Why the three year fixed is the smartest play in this market When to start the mortgage conversation and why most people wait too long How a salaried mortgage broker always gets you a better deal than your bank ever will This episode is not about theory. It is about the real conversation that happens when you actually call a mortgage broker and ask the right questions. If your renewal is coming up in the next six months, this one was made for you

  4. 97

    Canada's Inflation Is Out of Control & Your Mortgage Is Next

    Is your mortgage renewal about to get a lot more expensive? In this episode of Make Money Count, Marcus and Justin dig into Canada's April CPI numbers and why the story behind the data is one every Canadian borrower needs to hear. Gas prices at a record high, groceries quietly bleeding your budget, and fixed rates with nowhere to go but up. A lot is happening right now and most people do not even see it coming. We break down: Why April CPI is being driven by gas and food and what that means for interest rates What 40% higher gas prices since the war actually means for your monthly mortgage payment How a conflict in the Middle East is directly moving Canadian fixed rates right now Why the Bank of Canada may surprise everyone and hold rates despite the pressure The exact mortgage move Marcus is recommending to every Canadian borrower today This episode is not about panic. It is about getting ahead of what the data is already telling us, understanding what is really at stake, and making the right call before the window closes. If you have a renewal coming up in the next few months, do not scroll past this one.

  5. 96

    They Lost 2 Months of Jobs Data. Here's What It Could Mean for Your Mortgage.

    Is the jobs report even real anymore? In this episode of Make Money Count, Marcus and JT sit down to talk about something that's been quietly building behind the scenes, and the cracks are getting harder to ignore. From a federal agency that's lost its data collectors to a treasury yield that hasn't been this high in years, a lot is happening beneath the surface that every Canadian borrower needs to understand. We break down: Why two months of US jobs data went entirely missing and what that means for Friday's number What a 5% treasury yield actually means for your Canadian mortgage rate How Trump's attempt to fire Jerome Powell failed, and why his replacement could be even more dangerous Why cutting rates in an inflationary environment is a banana republic move, and what Turkey's example tells us What every Canadian borrower should be watching at 8:30AM this Friday This episode isn't about panic; it's about understanding what's actually happening, what the data is saying, and what you can do about it before it's too late. If you're a Canadian borrower trying to make sense of what's coming, this one's worth your time.

  6. 95

    Why The Nacho Trade Is Running Canada's Economy

    Is Canada's economy quietly cornered? In this episode of Make Money Count, Marcus and Justin sit down to talk about something that's been building for a while now, and the numbers are getting harder to ignore. From a record-breaking gas price spike to an inflation figure that caught even the banks off guard, a lot is happening beneath the surface that every Canadian borrower needs to understand. We break down: Why the March CPI jump has the Bank of Canada watching very closely What does $110 oil actually mean for your monthly mortgage payment How a conflict halfway around the world is directly moving Canadian fixed rates Why stagflation is becoming Canada's most uncomfortable conversation right now The one mortgage move Marcus is recommending to every borrower right now This episode isn't about panic; it's about understanding what's actually happening, what the data is saying, and what you can do about it before it's too late. If you're renewing or buying in the next year, this episode is just for you.

  7. 94

    Why the Bank of Canada Isn't Talking (And What They’ve Been Hiding)

    Is Canada actually in as much trouble as everyone's saying? The Bank of Canada just revealed something they’ve been quietly doing for 23 years and most Canadians have absolutely no idea. In this episode of Make Money Count, Marcus and Justin break down what the Bank of Canada's own data is telling us, why global chaos is hitting closer to home than you think, and what all of it means for your mortgage right now. This isn't just background noise. It's the conversation that could change how you think about your next renewal. In This Episode: The Bank of Canada study that scored 23 years of their own words and what it's saying right now Why the silence from Canada's most powerful financial institution is louder than any announcement How Trump and rising oil prices are directly connected to your mortgage payment The inflation number coming soon that Marcus thinks could be worse than anyone's expecting Why the spring real estate market is caught in the middle of all of it Fixed or variable? What Marcus would actually do with his own mortgage right now If Marcus ran Canada, the economic playbook he'd put in place starting tomorrow The more you understand what's coming, the better you can protect what you've built.This episode is exactly where to begin.

  8. 93

    Is The Bank of Canada Just a Fancy Pawn Shop?

    Is your variable rate mortgage actually safe? The Bank of Canada just made a move that every Canadian homeowner needs to know about and most people have no idea it's even happening.   In this episode of Make Money Count, Marcus and Justin break down the repo market, why hedge funds are flooding into Canadian bonds, and what all of this means for your mortgage rate. This isn't just financial noise, it directly affects what you pay every single month.   In This Episode:   What the repo market actually is and why it matters to you Why hedge funds betting on Canadian interest rates is a massive red flag How this is similar to what happened in 2008  and why it could happen again The rare proactive move the Bank of Canada is making right now Why interest rates could spike even as the economy gets worse Fixed or variable? What Marcus and Justin would actually do right now Don't scroll past this one. Set aside 12 minutes and watch it from start to finish; your mortgage will thank you.

  9. 92

    95% Drop? Inside the Condo Market Collapse!

    Is Canada’s condo market quietly breaking? In this episode of Make Money Count, Marcus and Justin dive into the condo market,  and what they uncover is hard to ignore. From record-low sales numbers to massive unsold inventory, the data tells a story most people aren’t talking about openly. We break down: Why condo sales are hitting levels not seen since the early ’90s What oversupply really means for pricing in Toronto and beyond Why investors are stepping back instead of buying the dip The behind-the-scenes move involving banks, governments, and a potential billion-dollar fund How affordability (or the lack of it) impacts far more than just real estate prices This episode isn’t about fear; it’s about facts, data, and understanding where the market may be headed next. Listen till the end, this discussion goes places most condo conversations don’t.

  10. 91

    Middle East War… Will Mortgage Rates Spike Again?

    In this episode of the Make Money Count Podcast, we break down how global events like war, rising oil prices, and inflation could impact mortgage rates in Canada. Oil prices have already surged more than 20%, and markets are reacting fast. When energy prices rise, inflation often follows, and that can directly influence interest rates and mortgage costs. So what does this mean for homeowners and anyone renewing their mortgage? In this episode, we discuss:  ✔ Why oil prices are suddenly surging ✔ How global conflicts affect inflation ✔ What rising bond yields mean for mortgage rates ✔ Whether fixed mortgage rates could increase again ✔ What Canadians should consider before renewing their mortgage With Canada currently facing a massive mortgage renewal wave, the timing of these global events could have a real impact on homeowners. Should you lock in your mortgage rate now? Could oil prices push inflation higher again? And what happens if oil hits $100 per barrel? Listen to the full episode to understand how geopolitics, energy markets, and inflation could shape the future of mortgage rates.

  11. 90

    The Mortgage Renewal Strategy Banks Don’t Explain

    Your mortgage is renewing, and it’s not going to feel like it did five years ago. If you locked in a 1.39% -- 1.49% mortgage, your renewal could mean a $800–$1,000 jump in monthly payments. In this episode of Make Money Count, Marcus and Justin break down how mortgage renewals really work in today’s high-rate market, and how to optimize your decision instead of blindly accepting the bank’s offer. In this episode, we cover: What mortgage renewals look like in 2026 Real renewal numbers (before vs after rates) How re-amortizing can lower monthly payments Fixed vs variable: what actually makes sense right now Why 75% of Canadians break their mortgage early The hidden penalties banks don’t explain How economic signals, inflation, and the Bank of Canada influence mortgage rates Mortgage renewal isn’t paperwork. It’s a financial strategy decision that can quietly cost, or save, you tens of thousands of dollars. 🎧 Listen to the full episode to learn how to renew smarter, not more expensive. Drop your renewal questions in the comments; we read them all.

  12. 89

    Canada vs the U.S.: Two Rate Strategies, One Winner

    In this episode of Make Money Count, we break down what’s really happening with interest rates, employment numbers, and inflation, and why Canada and the U.S. are taking completely different paths. We unpack the latest unemployment data, bond yield signals, and CPI expectations, then compare the Bank of Canada’s “hold the line” approach with the U.S. strategy of cutting rates to fuel productivity and AI investment. If you’re a homeowner, investor, or simply trying to understand where rates are headed, this conversation matters. Listen to  the full episode and decide for yourself: Who’s right — Canada or the U.S.?

  13. 88

    Behind the scenes of the Powell-Trump power struggle

    What’s really going on with Jerome Powell, and why are global markets paying attention? In this episode of Make Money Count, we break down the growing tension between the White House and the U.S. Federal Reserve, and why this story goes far beyond political drama. From legal pressure on Fed officials to concerns over central bank independence, this is a moment that could reshape interest rates, inflation, and investor confidence worldwide. We also explore why gold is hitting record highs, what history teaches us about political interference in monetary policy, and how all of this could eventually impact Canadian interest rates, mortgages, and the broader economy. If you’re trying to make sense of today’s market uncertainty, without the noise or headlines, this conversation connects the dots.

  14. 87

    A Warning from the Bond Market?

    Make Money Count is back. 🎙️ After a short break, Marcus returns with a solo deep dive into where the Canadian economy truly stands as we enter the new year—and why the next phase may depend on a careful balancing act between the Bank of Canada and the federal government. This episode goes beyond headlines. Marcus connects global political developments, energy markets, bond yields, and interest rates to explain how events outside Canada’s borders can still directly impact your mortgage, your investments, and the broader economy. 

  15. 86

    Did the Rate Cut Do Anything for Canada’s Economy?

    The Bank of Canada finally cut rates — but what does that really mean for homeowners? Marcus breaks down why this rate cut isn’t as simple as it sounds, and what Canadians should prepare for next. Listen now for real talk on what’s ahead for your mortgage, inflation, and the economy.

  16. 85

    Canada’s Dirty Little Grocery Secret that Keeps Creeping Into CPI

    In this episode, Marcus and Justin reveal what’s really keeping grocery prices high, what the Bank of Canada might do next, and how smart borrowers can use this moment to their advantage. They dig into: • Why food prices in Canada refuse to drop • How the grocery market structure keeps costs high • What the next rate decision could mean for your mortgage • The surprising price gap between Canada and the UK The takeaway: Inflation might be easing, but the story isn’t over. Listen to the full episode to see what’s really going on — and how to prepare your finances for what comes next.

  17. 84

    What AI Can’t Do (Yet) in Mortgages

    AI is moving fast, and it’s already changing the way mortgages are handled. In this episode, Marcus dives into how AI tools like ChatGPT are analyzing mortgage scenarios, calculating penalties, and even projecting rates—but can they really replace human advisors? We discuss: How AI is disrupting mortgage and finance roles Why basic mortgage advice is no longer enough How Cannect uses AI to empower advisors, not replace them The future of mortgage advice in Canada The takeaway: AI can crunch numbers, but strategy, insight, and personalized advice still need a human touch.

  18. 83

    Canada Avoided More Tariffs… For Now!

    Trump met Carney — and on the surface, nothing happened. No new tariffs, no clear trade progress… just smiles and handshakes. But while everyone focused on political optics, bond yields quietly continued to fall, signaling a major shift for Canadian homeowners and anyone locked into a high fixed-rate mortgage. In this episode of Make Money Count, Marcus and Justin break down: Why "nothing happened" might actually be a good thing The real mortgage implications hidden behind the Trump-Carney meeting How bond yields are signaling faster rate cuts Why waiting for a Bank of Canada update could cost you thousands Fixed vs Variable — how to know if now’s the time to break your mortgage If your mortgage rate starts with a 5, this episode could be your wake-up call. Don’t wait for the market to tell you what to do — run your numbers before the opportunity is priced out.

  19. 82

    Interest Rates Falling—Will Buyers Return?

    Toronto’s housing market is at a crossroads. Interest rates are easing, but condo supply is piling up, and defaults are on the rise. Will prices bounce back soon, or is there more pain ahead for homeowners and investors? In this episode of Make Money Count, Marcus and Justin break down: ✔️ Why condo prices may dip further ✔️ The impact of rising defaults and arrears ✔️ What falling interest rates really mean ✔️ Why consumer confidence is the missing piece 🏠 The Canadian housing market has always bounced back — but will this time be different?

  20. 81

    Is This the Next Big Threat to the Canadian Economy?

    In this episode of Make Money Count, Marcus & Justin discuss Deloitte’s latest report on the Canadian economy and share their take on what it really means for 2025–2026. From CUSMA negotiations with the U.S. to tariffs, trade uncertainty, and your mortgage options, Marcus breaks it down. - What you’ll learn in this episode:   - Why trade uncertainty could slow the Canadian economy - The real risks behind CUSMA negotiations - How tariffs affect jobs, businesses, and your wallet - Why variable-rate mortgages may be the smartest choice right now

  21. 80

    Is This the Start of More Rate Cuts for Canada?

    The Bank of Canada just cut its overnight rate by 25 basis points, bringing it to 2.5%. But what does this mean for your mortgage, housing prices, and the Canadian economy? In this episode, Marcus breaks down: Why did the U.S. and Canada cut rates on the same day What’s really happening with inflation and the labor market Why variable mortgages may now be the smarter move How fixed rates, penalties, and bond yields fit into the picture Listen now to understand whether you should stick with fixed, switch to variable, or refinance your mortgage.

  22. 79

    Trusting the Bank Was Their Biggest Mistake!

    They thought they were consolidating debt. Instead, they lost a 0% interest loan, and the bank didn’t even tell them.   In this episode of Make Money Count, Marcus and Justin break down a real-life horror story featured in The Globe and Mail, where a Canadian couple trusted their bank to help refinance their debt. What happened next? Their 0% First-Time Home Buyer loan was paid off without consent, costing them thousands and leaving them with no recourse. This one’s a must-watch for anyone considering refinancing or renewing a mortgage. Don’t make this mistake. Learn how a good mortgage broker could’ve saved them.

  23. 78

    Why Banks Are Terrified of This CRA Proposal

    Should mortgage brokers get access to your CRA data? In this episode of Make Money Count, Marcus and Justin dive into a recent CRA roundtable that could reshape the mortgage industry in Canada. We’re talking: Income verification & fraud prevention Why the banks are NOT pushing for transparency The hidden cost of mortgage fraud Open banking delays — and who’s responsible How Cannect is already building the tech that the banks won’t This one’s packed with insight, bold takes, and real talk about how the system works. Don’t miss it. 👉 Listen now and learn how to outsmart the banks.

  24. 77

    Is Consumer Confidence Cracking in Canada?

    In this episode of Make Money Count, Marcus and Justin discuss the Bank of Canada’s latest reports and what they say about Canada’s economic health. Business sentiment? Still shaky. Job security? People are worried. Consumer spending? Slowing fast. With inflation staying sticky and interest rates stuck in place, we might be headed straight into stagflation—and the BoC seems to be out of options. 👉 Don’t miss this breakdown if you’re a homeowner, investor, or just trying to make sense of the market right now.

  25. 76

    Rate Cuts Delayed Again — Here’s the Real Reason!

    Why are Canadian interest rates stuck? On this Make Money Count episode, Marcus & Justin break down the latest CPI numbers and explain why the Bank of Canada isn't cutting rates soon – and what it means for your wallet. We cover: Stubborn Core Inflation: Even with overall CPI cooling, core inflation is still too high. The Tariff Impact: How tariffs are driving up prices on everything from groceries to clothing. Stagflation Warning: What stagflation (inflation without growth) means for Canada's economy. No Quick Fixes: Why you shouldn't expect significant rate cuts or a housing market boom anytime soon. Get the real scoop on why rates are stuck and what to expect for 2025 and beyond!

  26. 75

    Globe and Mail Bombshell: Banks Are Driven by Profits!

    Are Canadian banks giving you biased financial advice? In this episode of Make Money Count, Marcus & Justin break down a recent Globe and Mail article that reveals how big banks are pressuring their advisors to meet sales targets, often at your expense. From mutual funds with hidden commissions to GICs and mortgage negotiations, this episode uncovers the truth behind the polished smiles at your local branch. - What’s really behind those “share classes”? - Why bank stocks are still up—despite being called out - And what you should be doing instead Don’t miss this eye-opening conversation.

  27. 74

    Are Mortgage Payments Really Dropping?!

    TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market. ✅ Why are payments down even with high interest rates? ✅ What does a 57% rise in Toronto delinquencies mean? ✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal? ✅ Can you push your amortization or tap into equity to lower payments? ✅ Why banks won’t tell you the full truth—and what to do about it.   Plus, we talk trade tensions, inflation, stagflation, and how it all ties into your next mortgage rate. Is now the time to go variable? What your bank doesn’t want you to know at renewal time

  28. 73

    Is Canada Folding to Trump Again?

    In this week’s episode of Make Money Count, Marcus and Justin break down the growing trade tensions between Canada and the U.S. From Trump’s unpredictable tactics at the G7 to the looming threat of tariffs, this episode explores how Canada’s economy and over 500,000 jobs could be impacted. Topics covered: Trump’s negotiation style: strategy or chaos? Why the U.S. doesn’t want Canadian cars anymore The fallout of Canada’s digital sales tax What Mark Carney is trying to fix — and what he’s not How long can Canada wait before things collapse? Insightful, bold, and brutally honest, this episode is a must-watch for anyone trying to understand what’s really at stake for Canadian businesses and families.  

  29. 72

    Mid-Year Market Check: Did We Predict Anything Right?

    In this episode of Make Money Count, Marcus and Justin revisit their bold 2024 predictions for detached homes, semis, townhouses, and condos... and compare them to what actually happened. They also break down the latest housing reports from RBC, TD, and Oxford Economics, who each have wildly different takes on where the market is heading next. 👉 Are prices going up or crashing down? 👉 Is affordability real or just a temporary blip? 👉 And what’s the real impact of trade tension with the U.S.? Find out who was the MOST wrong and why making predictions in this market is a total gamble. 🎧 Watch, laugh, and learn — because no one really knows what’s coming next.

  30. 71

    Top Credit Mistakes Canadians Are Making Right Now

    In this episode of Make Money Count, Marcus and Justin dive into the latest Equifax report that shows credit delinquencies have hit their highest levels since 2009. Did you know 1 in 22 Canadians missed a payment in Q1 2024? Mortgage delinquencies are up 71% year over year. Cities like Toronto and Ottawa are seeing double-digit spikes in missed payments. We break it all down—what it means for you, how to fix your credit fast, and why now might be a great time to refinance your mortgage if you play your cards right.

  31. 70

    Banks Are Hiding GIC Profits from You!

    Are you settling for low returns on your GICs just because your bank said it’s the “best rate”? Think again. In this episode of Make Money Count, we’re diving deep into Guaranteed Investment Certificates (GICs) and exposing how Canada’s big banks are holding back, sometimes up to 1% less than what you could be earning elsewhere. Find out: Why banks offer lower GIC rates than other providers How GIC deposit brokers can help you earn more What net interest margins (NIMs) have to do with YOUR savings And how to start playing smarter with your money Whether you're a cautious saver or a curious investor, this episode is packed with insights that can help you take back control of your financial future.

  32. 69

    Banks Profit $1,500 per Canadian!

    Your bank is making THOUSANDS off of you every year, and you probably don’t even know it. In this episode of Make Money Count, Marcus & Justin break down how Canadian banks use Net Interest Margins (NIMs), penalties, and hidden fees to quietly pull $60+ billion in profit from everyday Canadians like you. This episode pulls back the curtain on the banking industry and gives you the tools to fight back. Don't let your bank take advantage of you. 📞 If you're thinking of renewing or refinancing, talk to Cannect first: https://cannect.ca

  33. 68

    Will Canada Cut Interest Rates in July?

    Will the Bank of Canada Cut Rates on July 30th? CPI is down, the economy is hurting, and the real estate market is stalling, but core inflation is still sticky. In this episode of Make Money Count, Marcus breaks down what the latest numbers mean and why a 25bps rate cut could be the signal Canadians need right now. From rising unemployment to canceled real estate listings and low consumer confidence, we explore the economic issues that may force the Bank of Canada's hand.

  34. 67

    Will Canadians be affected by the U.S. Fed's hesitation?

    The Federal Reserve just released its latest economic forecast—and it's not pretty. In this episode of Make Money Count, Marcus & Justin break down what the Fed's latest report means for inflation, interest rates, and your finances. From stagflation concerns in the U.S. to the surprising advantages of Canada's weakening labor market, we explore the global economic landscape and what it means for you as a homeowner, investor, or everyday Canadian. Topics Covered: Why inflation is rising even as growth slows How tariffs are driving prices up What stagflation means—and why it's so dangerous Why Canada might benefit from a weak job market How politics and uncertainty are disrupting central banks Should you switch to a variable-rate mortgage? The economy is shifting fast. Stay informed. Stay prepared.

  35. 66

    Why Are Investors Rushing Into Real Estate Now?

    In this episode of Make Money Count, we reveal 2 powerful real estate strategies that are helping investors thrive in today’s uncertain market. 🏡 Strategy 1: Flipping single-family homes under CMHC’s new $1.5M cap. 🏢 Strategy 2: Bulk buying condos at fire-sale prices from desperate developers. Whether you’re looking to invest, flip, or buy smart, these tactics are working right now, and they could be your next big opportunity. Don’t wait for the market to recover, be the one who buys while everyone else hesitates.

  36. 65

    BoC Playing It Safe Again?

    📢 Bank of Canada Holds Rates – What It Means for You The BoC held steady today, with no rate cuts—yet. In this video, Marcus breaks down what led to the decision, how inflation and unemployment influence policy, and why a variable-rate mortgage might still be your smartest move in today’s economy. 📉 Expect cuts ahead? 🏡 Thinking about a mortgage? Tune in to stay informed and make smarter financial decisions with Cannect.

  37. 64

    What’s Really Holding Back Rate Cuts?

    Canada’s inflation rate just dropped to 1.7% — way below the Bank of Canada’s 2% target. So… why are we still waiting for rate cuts? In this episode of Make Money Count, Marcus & Justin break down why the BoC is hesitant to cut, what this means for homeowners and investors, and what smart mortgage moves you should be considering right now.

  38. 63

    Toronto Housing: Are We Nearing a Crash or a Comeback?

    In this episode, Marcus & Justin break down the data, trends, and real-world impact of the dramatic increase in inventory, slowing buyer demand, and falling condo prices. From over 30,000 active listings to investors dumping units at below build cost, we uncover what’s going on behind the headlines. 📉 Are we heading for a crash, or is this just a long-overdue correction? 🏘️ Should you buy now, or wait it out? 🚪 What happens when immigration slows and pre-construction deals start collapsing? Tune in for no-fluff insights from the Cannect team, where we prioritize facts over fear.

  39. 62

    Don’t Let Your Bank Trick You at Renewal Time!

    Are you renewing your mortgage this year with an alternative lender like Home Trust or Community Trust? Don’t just accept their first offer—you may have better options. In this video, we break down what you should consider if: You’re self-employed and hate paperwork You want to borrow more for a renovation You’re worried about higher rates You’re unsure whether to refinance, renew, or switch lenders At Cannect, we simplify the process. No sales pitch. Just honest advice, technology that makes it easier, and customized options laid out side-by-side so you can make the smartest move.

  40. 61

    Mortgage Renewal TRICKS Banks Don't Want You To Know!

    Mortgage renewal coming up? WATCH THIS FIRST. In this episode of Make Money Count, Marcus and Justin, both currently going through their mortgage renewals, share exactly what you need to know before signing that offer from your bank. They break down:  ✔️ Why banks don't always have your back ✔️ How penalties really work ✔️ What to ask before renewing ✔️ Why you need a real advocate, not a bank employee ✔️ The smartest way to handle your mortgage in 2025 Thinking of switching from fixed to variable? Facing a renewal in the next 6–18 months? This video could save you thousands. Get honest advice, learn from real scenarios, and don’t let the system take advantage of you.

  41. 60

    Why Didn’t the Bank of Canada Cut Rates?

    The Bank of Canada held steady—no rate cut in April. So what now? In this episode of Make Money Count, we break down: What the Bank of Canada said and what they really meant Why March CPI numbers matter more than you think How bond yields are guiding fixed-rate mortgages And—most importantly—whether you should lock into a fixed or stick with a variable. We’re still pro-variable. June and July cuts are likely, and the smart money is on flexibility. Watch to hear our full strategy—and maybe place a bet with us on the next rate cut.

  42. 59

    Is Your Mortgage About to Get CHEAPER?

    In this week’s episode, Marcus breaks down how new U.S. tariffs — yes, even the science fair-style ones — are impacting mortgage rates here in Canada. With five-year bond yields dropping, we’re seeing some of the most competitive fixed mortgage rates in recent memory. But with a possible Bank of Canada rate cut on April 16 and stagflation creeping in, what does it all mean for homebuyers, homeowners, and real estate investors? - Are mortgage rates going down for good? - Will this boost Canada’s cooling housing market? - Should you go fixed or variable right now?

  43. 58

    The People Behind Trump’s Tariffs

    Welcome to another episode of Make Money Count! This week, we're pulling back the curtain on Trump's trade policies—and it’s not just Trump calling the shots. Who's really influencing America's economic strategy?

  44. 57

    Poilievre vs Carney: Who’ll Fix Canada?

    Canada just got a new Prime Minister, but what does that mean for your finances, mortgage rates, and the country's economic future? In this episode of Make Money Count, Marcus & Justin dive into:  ✅ How the leadership change might affect mortgage rates ✅ Pierre Poilievre’s growing popularity (and possible pitfalls) ✅ Canada's missed opportunities in trade, intellectual property, and economic strategy ✅ What borrowers, businesses, and investors should watch for next Is Canada heading toward growth, or are we stuck in political and economic limbo?

  45. 56

    Bank of Canada Reduces Prime Rate!

    The Prime Rate Drops—But at What Cost?  Canada’s prime rate just dropped by 25 basis points, and while that sounds like great news for borrowers, there’s more to the story. Tariff disputes, market instability, and new U.S. travel restrictions for Canadians could shake things up. What does this mean for real estate? Will lower rates boost the economy? How do trade tensions impact your investments?

  46. 55

    How Trudeau’s Surprise Move Changes Everything

    Interest rates in Canada are falling faster than expected, but will this be enough to revive the real estate market? In this episode, we break down: Toronto & Canadian Real Estate: The sales-to-new listings ratio is at 33%, active listings are up 76% YoY, and prices are dipping slightly. Are we officially in a buyer’s market? Falling Interest Rates: BMO & RBC predict deeper rate cuts—what does this mean for mortgages and homebuyers? Canadian Dollar Struggles: As the loonie takes a hit, what impact will this have on real estate and investments? Auto Industry Gets a Reprieve: Will this short-term relief have long-term effects? Trudeau’s Strategy & EI Reforms: The government is holding off on a short-term trade deal while economists push for Employment Insurance reforms—how could this reshape consumer spending?

  47. 54

    Are Tariffs Just Empty Threats Now?

    Major Economic Changes Ahead! What Does It Mean for You? From Trump’s proposed tariffs to Canada’s Liberal leadership race, big shifts are happening that could impact your investments, mortgage rates, and cost of living. In this video, we break down: Trump’s Tariffs: How a 25% import tax could shake Canada’s economy. Liberal Leadership Race: What new policies could mean for housing and mortgages. Mortgage & Investment Tips: How to stay ahead in uncertain times.

  48. 53

    CPI Data DROPS! Will Your Mortgage Payments Go DOWN?

    Will the Bank of Canada finally cut interest rates? The latest Consumer Price Index (CPI) numbers are out, and they could be signaling a major shift in the mortgage market. In this episode, we break down: What does the new CPI data mean for inflation and interest rates How homeowners, buyers, and investors should react Whether now is the time to lock in a mortgage or wait for lower rates If you're a homeowner, mortgage holder, or investor, this episode is a must-watch. Stay ahead of the market and make smarter financial decisions!

  49. 52

    Will Tariffs Send Inflation Out of Control?

    In this episode of Make Money Count, we break down how U.S. tariffs are driving inflation and impacting the global economy. We discuss: ✅ Why tariffs are pushing consumer prices higher ✅ The ripple effects on industries like auto manufacturing and healthcare ✅ What this means for Canadian businesses and homeowners Plus, we analyze the Federal Reserve's stance and how these trade tensions could affect future interest rates. Wondering how this impacts your mortgage or investment decisions? Cannect is here to help.

  50. 51

    Why Are People Leaving Toronto?

    In this eye-opening episode of the Make Money Podcast, Toronto City Councillor Brad Bradford & Marcus discuss the city’s $18.8 billion budget, exposing hidden inefficiencies, mismanaged funds, and bureaucratic hurdles that are holding Toronto back.   What You’ll Learn: The REAL reason behind Toronto’s skyrocketing property taxes How the city mismanages over $30 billion in reserves The truth about Toronto’s “deficit” (spoiler: it’s not what you think!) Why vendors are avoiding city projects Bold solutions for housing, transit, and public services   Brad shares his candid thoughts on Toronto’s culture of risk aversion, inefficient governance, and what needs to change for the city to thrive.

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ABOUT THIS SHOW

Welcome to Make Money Count, a podcast focused on the Canadian economy, Real Estate, and your mortgage.We’d love it if you’d join us as we explore options that put dollars back into the average Canadian’s pocket. Subscribe for new episodes weekly!

HOSTED BY

Cannect Inc.

Frequently Asked Questions

How many episodes does Make Money Count have?

Make Money Count currently has 50 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Make Money Count about?

Welcome to Make Money Count, a podcast focused on the Canadian economy, Real Estate, and your mortgage.We’d love it if you’d join us as we explore options that put dollars back into the average Canadian’s pocket. Subscribe for new episodes weekly!

How often does Make Money Count release new episodes?

Make Money Count has 50 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Make Money Count?

You can listen to Make Money Count on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Make Money Count?

Make Money Count is created and hosted by Cannect Inc..
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