Are Mortgage Payments Really Dropping?!

Episode 153 of the Make Money Count podcast, hosted by Cannect Inc., titled "Are Mortgage Payments Really Dropping?!" was published on July 20, 2025 and runs 13 minutes.

July 20, 2025 ·13m · Make Money Count

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Summary

TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market. ✅ Why are payments down even with high interest rates? ✅ What does a 57% rise in Toronto delinquencies mean? ✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal? ✅ Can you push your amortization or tap into equity to lower payments? ✅ Why banks won’t tell you the full truth—and what to do about it. Plus, we talk trade tensions, inflation, stagflation, and how it all ties into your next mortgage rate. Is now the time to go variable? What your bank doesn’t want you to know at renewal time

Episode Description

TD Bank’s latest report says mortgage payments are dropping, but is it really good news? In this episode of Make Money Count, Marcus and Justin break down what’s happening in the Canadian mortgage market.

✅ Why are payments down even with high interest rates?

✅ What does a 57% rise in Toronto delinquencies mean?

✅ Are you part of the 40% of Canadians who’ll feel the pain at renewal?

✅ Can you push your amortization or tap into equity to lower payments?

✅ Why banks won’t tell you the full truth—and what to do about it.

Plus, we talk trade tensions, inflation, stagflation, and how it all ties into your next mortgage rate. Is now the time to go variable? What your bank doesn’t want you to know at renewal time

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