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PODCAST · business

Money Chats

by Bounce Financial

Are you in your 30s, 40s or 50s and navigating life's big financial transitions? Money Chats explores all the options available to you to grow your wealth, health and happiness. *Ben and Cara Brett are licensed financial advisers with Bounce Financial Pty Ltd (AFSL:529109).

Publisher-supplied feed metadata · PodParley refreshed Aug 30, 2025 · Source feed

Episodes

  1. 108: Avoiding the death tax

    In this episode, Ben and Cara explain the sneaky tax you may have to pay if you were to die and how you can go about setting up a financial plan to avoid it

  2. 107: How to make your life insurance cheaper

    In this episode, Ben and Cara explain some of the ways you can reduce how much you pay for your life insurance premiums without having to cancel them

  3. 106: Should you close your home loan when you've paid off your house

    In this episode, Ben and Cara explain whether you should close your loan once you've got enough money to pay it off, or keep it open.

  4. 105: How to salary sacrifice to super

    In this episode, Ben and Cara talk through the actual mechanics of putting extra into your super and how to avoid some of the potential traps

  5. 104: The Difference between a Managed Fund and an ETF

    In this episode, Ben and Cara explain the difference between a Managed Fund and an ETF and which one they tend to recommend

  6. 103: Top Tips for your Offset and Redraw Accounts

    In this episode, Ben and Cara breakdown some of the mistakes they see people make with their offset and redraw accounts and some tips on how to use these to save yourself money

  7. 102: Joining finances with a partner later in life

    In this episode, Ben and Cara break down some of the tips and traps they see when couples meet each other later in life and start combining finances

  8. 101: Three things people don't consider in their financial plans

    In this episode, Ben and Cara break down the top 3 things they see people miss when coming up with their own financial plans

  9. 100: Why Financial Planning needs the plan

    In this episode, Ben and Cara explain how financial planning works and why there is a lot more to it than picking great investments

  10. 99: Starting a business- preparing for tax

    In this episode, Ben and Cara discuss how you can plan for your tax when starting a business and why not doing so from day one can put you out of business

  11. 98: The Australian Federal Budget

    In this special release episode, Ben and Cara explain the changes proposed in the federal budget and what you need to be considering right now

  12. 97: Investing in shares- ticking the box or growing your wealth

    In this episode, Ben and Cara discuss one of the most common pitfalls they see when investing in shares and how much you should be contributing to your share portfolio

  13. 96: Tax in super- how the wealthy invest

    In this episode, Ben and Cara discuss the tax benefits of investing in super and why you really need to be taking advantage of this as you approach retirement

  14. 95: Should you put money in your children's superannuation?

    In this episode, Ben and Cara discuss whether you should put some money in your children's super or whether it's best to put your money elsewhere

  15. 94: Gifting money to your children

    In this episode, Ben and Cara run through the rules and taxes when it comes to gifting money to your children and how you can think about setting them up to enter the property market

  16. 93: Protecting yourself from redundancy

    In this episode, Ben and Cara run through some of the financial things you can do to protect yourself if you're concerned about being made redundant in your job

  17. 92: Index Funds vs Active Funds

    In this episode, Ben and Cara break down the difference between Index and Active investment funds and how to work out which one might be right for you

  18. 91: Should you buy an investment property?

    In this episode, Ben and Cara run through the steps they go through in working out whether you should buy an investment property

  19. 90: The Four Pillars of assessing a super fund

    In this episode, Ben and Cara explain how they go about assessing a super fund and why there may be a bit more to it than the Barefoot Investor would have you believe

  20. 89: Why crypto is more risky than shares

    In this episode, Ben and Cara break down how investments are valued and how crypto is a more risky asset than shares

  21. 88: Changing your investments as you approach retirement

    In this episode, Ben and Cara explain why you need to think about changing your investments in your super as you approach retirement and how to think about this.

  22. 87: How is capital gains tax calculated

    In this podcast, Ben and Cara break down how capital gains tax actually works and how you might not need to fear it as much as you thought

  23. 86: Should you use your superannuation to pay out your mortgage

    In this episode, Ben and Cara discuss whether you should use your superannuation to pay out your mortgage after you turn 60

  24. 85: Why jumping a tax bracket isn't a big deal

    In this episode, Ben and Cara discuss what happens when your pay rise pushes you into the next tax bracket and why it's not a bad thing

  25. 84: What you need to do when you start a new job

    In this episode, Ben and Cara discuss the financial steps you should take when you get a new job

  26. 83: Different strategies to combine money with your partner

    In this episode, Ben and Cara discuss the different ways you can share money with your partner and how to choose what's right for you

  27. 82: Common financial mistakes and how to avoid them

    In this episode, Cara and Ben explain some of the common financial mistakes they are seeing lately and how you can avoid them

  28. 81: The current cost of private school and how to fund it

    In this episode, Ben and Cara break down what they are seeing in private school costs and give some practical tips about how you can save and invest for it

  29. 80: What happens when you run out of superannuation?

    In this episode, Ben and Cara discuss what happens once you run out of superannuation and the options potentially available to you

  30. 79: How income protection insurance actually works

    In this episode, Ben and Cara explain the different options of income protection insurance and what this will mean if you ever need to claim

  31. 78: When you can access your super

    In this episode, Ben and Cara outline when you get access to your super and how best to approach it

  32. 77: Who owns your investment and the tax consequences of this

    In this episode, Ben and Cara address how ownership is one of the most important decisions when it comes to investing and the different options available to you

  33. 76: Why you should borrow less on your home loan

    In this episode, Ben and Cara address an issue they see regularly where people borrow too much for their home loan

  34. 75: The Eras Tour- what you should be doing with your money each decade

    In this episode, Ben and Cara explain what you should be doing with your money in your 20s, 30s, 40s, 50s and 60s.

  35. 74: What Financial Advisers do with their money

    In this episode, Ben and Cara explain the things they do with their money which is outside the norm.

  36. 73: Finance things we have changed our mind on

    In this episode, Ben and Cara reflect on the things they used to recommend but have since changed their mind on

  37. 72: Tax deduction strategies for employees

    In this episode, Cara and Ben go through some great ways for employees to reduce their tax

  38. 71: Can you afford to upgrade your house?

    In this episode, Ben and Cara explain the steps you need to go through to determine whether you can afford that house upgrade

  39. 70: How do I help my kids buy a house?

    In this podcast, Ben and Cara discuss this very common question and give practical examples of how you can start investing to help your children buy a house

  40. 69: What is an "In-Specie Transfer"?

    In this episode, Cara and Ben discuss what an In Specie Transfer is and how you can use it to save on tax when moving your investments between providers

  41. 68: How to keep your Super growing whilst on Maternity Leave

    In this episode, Ben and Cara outline some of the strategies that exist to help you keep your super growing when taking time out of the workforce.

  42. 67: How to Structure an Investment Property Loan

    In this week's episode, Cara and Ben dive into how you should go about structuring your investment property loan for tax purposes and some of the tips and traps they see.

  43. 66: Superannuation- Why Early Contributions Matter

    In this episode, Ben and Cara explain how super contributions aren't all made equal and how investing earlier has a much greater effect than doing it when you are older.

  44. 65: The Disadvantages of Rentvesting

    In this episode, Ben and Cara explain how rent-vesting works and some of the disadvantages of this strategy.

  45. 64: Using leverage to grow your wealth

    In this episode, Ben and Cara outline how to use leverage to grow your wealth and what to avoid.

  46. 63: How Queensland Government employees are losing thousands of dollars every year

    In this episode, Cara and Ben explain how Queensland Government employees are losing thousands of dollars every year in missed tax deductions.

  47. 62: Sequencing Risk: A retiree's greatest enemy

    In this episode, Ben and Cara explain what sequencing risk is and how it can destroy your retirement.

  48. 61: When should you cancel your life insurance?

    In this episode, Cara and Ben explain when you should look to cancel your life insurances and some of the traps we see people fall into.

  49. 60: HR Hacks: how companies make your salary look bigger than it is

    In this episode, Ben and Cara explain some of the tricks HR teams are using to make your salary look bigger when it really isn't.

  50. 59: The Barefoot Fire Extinguisher

    In this episode, Ben and Cara break down what the Barefoot Investor Fire Extinguisher is and why it's probably the most important part of the Barefoot Investor Methodology.

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ABOUT THIS SHOW

Are you in your 30s, 40s or 50s and navigating life's big financial transitions? Money Chats explores all the options available to you to grow your wealth, health and happiness. *Ben and Cara Brett are licensed financial advisers with Bounce Financial Pty Ltd (AFSL:529109).

HOSTED BY

Bounce Financial

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Frequently Asked Questions

How many episodes does Money Chats have?

Money Chats currently has 77 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Money Chats about?

Are you in your 30s, 40s or 50s and navigating life's big financial transitions? Money Chats explores all the options available to you to grow your wealth, health and happiness. *Ben and Cara Brett are licensed financial advisers with Bounce Financial Pty Ltd (AFSL:529109).

How often does Money Chats release new episodes?

Money Chats has 77 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Money Chats?

You can listen to Money Chats on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Money Chats?

Money Chats is created and hosted by Bounce Financial.
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