Money Hour Radio

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, break down:📊 Big Tech earnings—why results from the Magnificent 7 were mixed and what AI spending means for markets🤖 AI boom vs. profits—how rising capital expenditures are shaping investor expectations🔥 “Run hot” economy—what strong growth and rising inflation signals for investors💡 HSA deep dive—how to unlock the triple tax advantage most people overlook🛡️ Long-term planning—why HSAs may be one of the most powerful retirement tools available💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, break down:📈 Why markets are hitting new highs—even with war, inflation concerns, and elevated oil prices🛢️ Oil stabilization—how avoiding worst-case scenarios is supporting the rally⚠️ Market risks—private credit, interest rates, and why uncertainty still lingers🤖 AI hype in the market—what the Allbirds surge teaches about trend-chasing stocks💡 Social Security for divorce—how ex-spouse benefits can boost retirement income💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, break down:📊 What’s fueling the rally—cooling inflation, strong earnings, and improving sentiment⚖️ Optimism vs. reality—why some risks (like private credit and rates) haven’t gone away📉 Risk/reward outlook—why upside may be limited while downside still matters🛡️ Active management—how the Advance & Protect strategy adapts as conditions change💡 Survivor benefit strategy—how switching between benefits can maximize lifetime income

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 Market optimism vs. reality—why recent gains tied to Middle East developments may be getting ahead of what the data actually shows, including low activity in the Strait of Hormuz⚠️ Key risks still in play—ongoing concerns around private credit restrictions and AI-related uncertainty that haven’t improved (and may be worsening)📉 Upside vs. downside—why potential gains may be limited from here while downside risk remains elevated in the current environment🛡️ The Advance & Protect strategy—how actively managing risk and adjusting exposure aims to help protect client portfolios during uncertain markets🏡 Medicaid Asset Protection Trusts—how this strategy can help preserve your assets, key rules like the 5-year lookback, and why planning ahead is critical💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:⚔️ Active vs. static investing—why “set it and forget it” portfolios may leave investors exposed during major downturns, and how tactical strategies aim to adapt in real time📉 The real risk of buy-and-hold—how past market crashes (dot-com, 2008, COVID) led to significant drawdowns, and why “hoping” for recovery isn’t a strategy🛡️ The power of risk management—how their Advance & Protect approach dynamically shifts between stocks, bonds, and cash to try to help preserve capital during volatility🧠 Investor behavior in downturns—why even disciplined investors panic during losses, and how avoiding large drawdowns can potentially improve long-term outcomes⚖️ Fiduciary vs. non-fiduciary advisors—what it truly means to act in a client’s best interest and how to tell who is legally required to do so💼 Suitability vs. fiduciary standards—how some advisors can recommend higher-fee products that benefit them, even if better options exist for the client💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📉 Why they moved completely out of the stock market—what triggered their signals, how they acted quickly, and where client portfolios are positioned now🌍 Rising geopolitical tensions and inflation risks—how the Middle East conflict and oil price spikes are complicating the Federal Reserve’s path and increasing market uncertainty⚠️ The growing risk of stagflation—what happens if inflation rises while economic growth slows, and why the Fed may prioritize fighting inflation even at the expense of the economy📊 A real-world Roth conversion example—how a couple could convert up to $250,000 over time while staying in lower tax brackets and minimizing lifetime taxes⚠️ Common Roth conversion pitfalls—how Social Security taxation, Medicare premiums (IRMAA), and unexpected capital gains can impact your strategy if not done correctly💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🛸 The new UFO Disclosure ETF (UFOD)—what it is, why it exists, and why investors should be cautious about chasing headline-driven investment trends🏦 The latest Federal Reserve meeting, why it was largely a “nothing burger,” and what the unchanged rate outlook means for markets moving forward⚠️ Growing concerns in the private credit market, including fund redemption restrictions and early signs of stress that could impact broader financial systems👨‍👩‍👧 Special Needs Trusts—how they work, the difference between first-party and third-party trusts, and how they help protect benefits while improving quality of life for loved ones💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 The “Trump put,” the latest market volatility tied to the Iran conflict, and why oil prices and the Strait of Hormuz are the biggest risks investors should be watching right now📉 Why not every 5% market pullback is a reason to panic, but also how geopolitical shocks can become much more serious if they disrupt global energy supply for an extended period💰 The Mega Backdoor Roth IRA—how high earners may be able to move tens of thousands of extra dollars into Roth accounts through after-tax 401(k) contributions and strategic conversions📊 The 2026 contribution limits, plan rules, and key requirements that determine whether this powerful Roth strategy is available—and why proper coordination with your advisor, CPA, and plan administrator matters💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 The escalating Iran conflict, why markets react immediately to geopolitical shocks, and the key risk investors are watching—oil supply through the Strait of Hormuz📉 When geopolitical events become a true bearish market game changer versus just a short-term volatility spike📊 The math of market losses—why avoiding large drawdowns can be just as important as chasing gains🎓 The “Grandparent 529 Loophole”—how grandparents can help fund college, reduce taxes, and avoid hurting a student’s federal financial aid eligibility💰 Advanced 529 strategies like superfunding, estate planning benefits, and even transferring ownership to maximize financial aid advantages💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss: ⚖️ The Supreme Court’s tariff ruling—and why markets barely reacted 🤖 The sudden shift in AI sentiment, why software stocks (IGV) have plunged, and what that could signal for the broader market 🏠 Qualified Personal Residence Trusts (QPRTs)—how they can reduce estate taxes, transfer a home to heirs at a discounted gift value, and the key risks to understand before implementing one 💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🤖 Why AI may no longer be the market’s guaranteed tailwind—and the tough questions investors are now asking about ROI, sustainability, and disruption📉 The shift beneath the surface: how tech and AI stocks have stalled while small- and mid-caps quietly gained momentum⚖️ The equity risk premium explained—why stocks are offering almost no additional return over 10-year Treasuries and what that could signal🚨 Why tight valuations leave “no margin for disappointment” in today’s market💝 How a Charitable Remainder Trust (CRT) can turn highly appreciated assets into lifetime income, immediate tax deductions, and a lasting charitable legacy🎯 Who a CRT is best suited for—and the key pros, cons, and planning considerations to know before implementing one💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 What the latest “fuzzy math” job reports are really saying about the economy—and why constant downward revisions matter⚠️ The sharp rise in layoffs (and weak hiring plans) that have rekindled recession concerns🕺 The “Soul Train” rotation: how small and mid-cap stocks are moonwalking past large caps—and where we see opportunity🌎 Why value stocks, cyclical sectors, commodities, and international markets may have more runway ahead💔 The surviving spouse IRA dilemma: inherited IRA vs. spousal rollover⏳ A strategic approach for widows/widowers under age 59½ that balances short-term flexibility with long-term tax efficiency💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 What recent earnings from the Magnificent Seven reveal beneath the surface—and why the market reacted differently across companies🏦 Key takeaways from the latest Federal Reserve meeting and how subtle wording changes signal ongoing inflation risk🔥 What a “run-hot” economy really means, why strong growth and inflation often go hand in hand, and how that environment impacts investing💼 How in-service, non-hardship 401(k) rollovers can give some investors more control over their retirement savings while still working🧠 Why flexibility, diversification, and thoughtful tax planning matter more in today’s economic backdrop💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🌍 Why a sudden market selloff wasn’t just about headlines—and how the Japanese yen carry trade played a major role💴 What the yen carry trade is, how it works, and why rising Japanese bond yields can impact U.S. stocks📉 How carry trade unwinds can amplify volatility through leveraged selling and liquidity shocks📊 Why global bond markets, not just U.S. politics, matter for investors🎙️ Special Guest Interview:CPA and tax expert Raj Nagarajah, Managing Partner at ATA Group, joins the show to break down:🧾 The return of 100% bonus depreciation and what it means for business owners🔬 Major updates to R&D expense deductions under the One Big Beautiful Bill Act🏢 How the Pass-Through Entity (PTE) tax can help reduce federal tax exposure📈 Why proactive tax planning is critical heading into 2026—especially for small business owners🏛️ How nonprofits and closely held businesses can better navigate compliance and cash flowRaj Nagarajah, CPA – ATA Group🌐 www.atagroupcpa.com☎️ 847-870-0380💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify 📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.com The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🚫 Why they do not sell or recommend equity indexed annuities and how high fees, long lockups, and complex formulas can limit investor outcomes🏛️ The Pass-Through Entity (PTE) tax, why it was created after the $10,000 SALT cap, and how it may benefit business owners📉 Key limitations and planning considerations around the PTE election, including state-specific rules and cash flow impacts🛡️ How their Advance & Protect™ investment approach seeks to balance market growth with downside risk management🎓 A preview of BN Wealth’s upcoming January 29th dinner workshop covering major tax, estate, and investment changes for 2026💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 A surprisingly strong GDP report, with Q3 growth coming in at 4.3%, what drove it, and why consumer spending on essentials continues to matter📉 The market outlook for 2026, including whether markets can hold up without broad AI momentum and a dovish Federal Reserve📈 Shifting market leadership, why value and cyclical sectors may outperform growth, and what that means for portfolio positioning🧭 How their Advance & Protect investment approach adapts to changing market trends, rotations, and economic conditions💼 Key retirement planning numbers for 2026, including updated 401(k) and IRA contribution limits, catch-up rules, Roth requirements for high earners, and income phase-out thresholds🎓 A preview of BN Wealth’s upcoming January 29th workshop, covering major tax, estate, and investment changes heading into 2026💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:🎅 Whether a Santa Claus rally is coming and what historical market data says about December returns💼 The evolving “no hire, no fire” job market, what’s driving it, and whether it’s a positive or negative signal for the economy🔄 Signs of a potential market rotation, including shifting leadership from mega-cap tech toward value, small- and mid-cap stocks, and cyclical sectors🎄 A special Christmas segment featuring Pastor Todd Katter of Willow Creek Huntley, sharing a message of hope, community impact through Willow’s Year-End Fund, and details on upcoming Christmas services💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📊 Why next week’s Oracle earnings and major AI updates could help decide whether we get a Santa Claus rally or a year-end slump🤖 The AI arms race—ChatGPT’s new model vs. Google’s Gemini 3—and how power grid limits could stall the AI boom📈 How their tactical “Advance & Protect” approach adjusts when market risk starts to rise👧 The Dell family’s $6.25B pledge tied to the new “Trump accounts” for kids and what these proposed savings accounts are designed to do🧒 Roth IRAs for kids—using earned income, compounding, and flexibility to help set children up for the future💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, discuss:📉 Nvidia’s “blowout” earnings, wild intraday swing, and why the market still sold off🪙 Bitcoin’s 33% drop and how crypto has recently acted as a leading indicator for broader market risk📊 UBS calling a 93% chance of recession—what that kind of bold forecast might (and might not) mean🧾 QTIP trusts (not the cotton swabs) — how a Qualified Terminable Interest Property Trust can protect the legacy you leave your kids💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

This week on Money Hour Radio, Ben Barzideh, ChFC, and Matt Nadeau, CFA, discuss:💸 Trump’s Proposed $2,000 Tariff Rebate Check — don't spend it just yet.🤖 Is AI Running Out of Gas? — tech has driven most of the market’s gains this year, but soaring AI spending and sluggish AI revenue are revealing early cracks in the boom. What that imbalance means for investors.🏛 ILITs: A Powerful Estate-Planning Strategy — how an Irrevocable Life Insurance Trust can reduce estate taxes, create liquidity, and help preserve your legacy for the next generation.💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this week’s episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, break down:💸 How Private Equity is Ruining America — the rise of leveraged buyouts, how they’re hollowing out local businesses, and what it means for workers, consumers, and communities.🏥 Predatory Capitalism on Steroids — from hospitals to housing, how private equity’s profit-first model is reshaping industries and driving up costs.🏛 Independent vs. Corporate — why being a family-owned fiduciary firm gives BN Wealth the freedom to truly act in clients’ best interests.🙏 6 Most Tax-Efficient Ways to Give — from Qualified Charitable Distributions to Donor-Advised Funds and Charitable Remainder Trusts, smart ways to reduce taxes while maximizing impact.💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

🎃 Fed Week recap • Rare earths vs. “AI effect” • Tax-loss harvesting explained (and how to avoid wash-sale headaches).Plus: Bardeau wine-tasting highlights and why we built BN Giving.💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this week’s episode of Money Hour Radio, Ben Barzideh, ChFC®, and Matt Nadeau, CFA, break down:🌏 The U.S.–China Trade Battle — from rare earth minerals and semiconductor chips to soybeans, what’s really fueling the tension and how it could shape markets.🥇 Gold & Silver’s Hot Streak — why metals remain strong and what a “normal pullback” really means for investors.🤖 Is the AI Boom a Bubble? — Yale economists are warning of eerie parallels to the dot-com era.💡 Tax Gain Harvesting — the often-missed strategy that can help investors turn taxable money into tax-free money (when used in the right income window).💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

This week on Money Hour Radio 🎙️Ben & Matt break down:📉 Market jitters from the latest U.S.–China trade tensions🏦 Strong earnings from big banks (but mixed signals from the Fed)🤖 The risks of “circular financing” fueling the AI boom—and whether we’re headed for another tech bubble📑 Plus: An expert interview with estate planning attorney Steven Peck on how Standalone Retirement Trusts can protect your legacy.📍 Law Offices of Steven H. Peck | Riverwoods, IL☎️ (847)-940-0607🌐 https://pecktrust.com💻 Watch & Subscribe: MoneyHourRadio.com | YouTube | Apple Podcasts | Spotify📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this week’s episode of Money Hour Radio, Ben & Matt take a spooky spin on the markets and reveal the “Three-Headed Monster” investors should be watching—plus, how to find the“Goldilocks Zone” for Roth conversions 🏦💻 Listen & Subscribe:👉 MoneyHourRadio.com👉 YouTube | Apple👉Podcasts | Spotify👉 Follow @BNWealth on Facebook & Instagram👉 Subscribe for weekly market updates, retirement insights, and special interviews.📍 Barzideh & Nadeau Wealth Management | Barrington, IL ☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to providespecific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referencedfor comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt fromlicensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

🇺🇸 What the latest government shutdown really means for markets🪙 Why gold & silver are surging — and how we approach precious metals🎉 A recap of our Client Appreciation Gala (and upcoming events!)🏡 Special guest Dawn Hinkle, real estate expert, on today’s unique housing market and why it may be a rare win-win for both buyers and sellers🔔 Don’t miss our exclusive bonus segment only available on YouTube: 12 key questions you should ask any financial advisor.👉 Subscribe for weekly market updates, retirement insights, and special interviews.📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comTo contact Dawn Hinkle: (773) [email protected] opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh & Matt Nadeau cover some of the biggest market drivers and strategies you need to know right now.The Fed’s latest moves — and what Powell’s comments signal for markets3 types of stimulus powering the economy: monetary, fiscal, and private (AI-driven)The risks of an AI bubble and concentration in tech stocksWhy every retiree needs a defensive investment planOne of the best charitable giving strategies to reduce taxesHow BN Wealth helps clients align wealth with purpose through our new BN Giving initiative📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh and Matt Nadeau break down the latest market moves, big tech risks, and key retirement rules you need to know.🔹 What the Fed’s latest rate cut really signals — and why the tone feels dovish🔹 Oracle’s earnings, AI growth, and whether we’re facing a bubble🔹 The complexities of inherited IRAs and how different beneficiaries are impacted🔹 Why having a defensive investment plan matters in retirement📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh & Matt Nadeau discuss:• Oracle’s massive earnings-driven stock surge and what it signals for AI• Job market revisions showing nearly 1 million fewer jobs than reported — and what that means for recession risk• The “Widow’s Penalty” in retirement and strategies to help reduce its tax impact📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this week’s Money Hour Radio, Ben Barzideh & Matt Nadeau cover:• Tariffs, Google’s antitrust case, and what’s driving the market• Three key variables to watch into year-end, including stagflation risk• What IRMA (Medicare Income-Related Monthly Adjustment Amount) means for retirees and how income planning affects your premiums• Updates on BN Giving and our firm’s upcoming Client Appreciation Gala📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh & Matt Nadeau cover:• Nvidia’s latest earnings report and what it means for AI-driven markets• Jerome Powell’s comments at Jackson Hole and the outlook for Fed rate cuts• A special segment with guest Ken Piercey of Piercey & Associates on estate planning basics, probate, and Illinois estate taxes📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

In this episode of Money Hour Radio, Ben Barzideh & Matt Nadeau discuss:• Why they view “buy and hold” direct indexing as a gimmick• How their Advance & Protect process approaches market risk differently• Key estate planning updates from the One Big Beautiful Bill Act• Potential opportunities for Roth conversions under today’s tax bracketsPresented by:📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.

Ben Barzideh & Matt Nadeau return to Money Hour Radio to discuss market trends, our Advance & Protect strategy, estate planning updates, and what today’s economic data could mean for retirees.Presented by:📍 Barzideh & Nadeau Wealth Management | Barrington, IL☎️ 847-780-2980 | 🌐 BNWealth.comThe opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always, please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.Barzideh & Nadeau Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Barzideh & Nadeau Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Barzideh & Nadeau Wealth Management, LLC unless a client service agreement is in place.