Money Ki Baat Alpa Ke Saath

Financial literacy is a critical skill that enables women to make informed decisions about their personal finances, leading to financial independence and empowerment. This guide aims to provide women with the knowledge and tools necessary to manage their money effectively, invest wisely, and secure their financial future.

Listen to this podcast to grow your hard-earned money wisely by investing in it saving cum tax saving instruments such as PPF, NPS & ELSS With their objectives, features & benefits.

A deep dive into mutual fund investing to attain your financial goals!Listen to this podcast as an investor that describes mutual funds in detail:1. What are mutual funds & how do they work?2. Things to consider before selecting mutual funds w.r.t goals and time horizon3. What are the 3S of mutual funds?4. What is the rule of 72 or the rule of thumb?5. What is portfolio rebalancing?6. 5 Simple steps for portfolio rebalancing7. Expenses involved while portfolio rebalancing

Mutual funds are the most popular investment avenues because of their ease, flexibility, and diversification benefits. Learn more about mutual fund types that give maximum return with minimum risk.This podcast will describe:1. Liquid mutual funds & their benefits2. Debt funds with their types & benefits3. How to invest, who should invest, and things to consider while investing in debt funds4. Index funds & how does it work?5. Who should invest, things to consider while investing in index funds.

As a woman, do you want to achieve financial freedom, then listen to this podcast that will guide you through:1. Women & Financial Inclusion2. Why financial advisors must involve women members of the family?3. Tips for wives of financial advisors for financial freedom4. Tips for working mothers for financial freedom through tax planning and protection planning,5. Basic rules for wealth management for working women

If one wishes to build wealth over a period of time then investing in the equity market for the long term is advisable.Listen to this podcast on equity investing to know:What is the Equity Market?What is the Equity Mutual Funds scheme & its benefits?Why invest In the Equity market?What is Equity investment & its benefits?Names of some big players who are the fastest and biggest wealth creators for investorsWhat is Value investing & 3R's of Value investing?

This podcast will explain different types of Hybrid Funds such as:Arbitrage FundBalanced Advantage FundDynamic Asset Allocation Fund and many more.

Ensure your family's financial protection & happiness with Life Insurance.Life Insurance helps you to secure the most important responsibilities of every individual i.e Family protection in case of financial emergency or any uncertain events.Listen to this podcast to1. Understanding Life Insurance2. Know the importance of Life Insurance3. Benefits of Life Insurance4. How much Life Insurance to take

ULIP (Unit Linked Insurance Plan) can be a great choice when it comes to creating wealth while securing your family's future.This podcast will guide you on:1. What is ULIP?2. How it works3. Benefits of ULIP4.How to choose right ULIP Plan

Listen to this podcast and know about Term Insurance, Mediclaim, Critical Illness Mediclaim & Cancer Insurance.Why these protections?How these protection will benefit you and your family?Interesting insights on each protection cover.

Here in this podcast helping you to learn about investment time horizons such as:• Very Short-Term Funds• Short-Term Funds• Medium Term Funds• Long-Term Funds• And Very Long Term Funds

This podcast will help you learn:• What is the Power of Compounding?• Key rules for Power of Compounding• What is Regret of 5, Magic of 7, and Power of 15 in Compounding?• Budgeting: Importance & Advantages

Are you willing to manage your money properly? Are you willing to reach your own financial goals?Then learn the concepts of 3 Baskets of Money Management, associated risks of investments, asset allocation, and investment options.

Will you adhere to shortcuts to manage your hard-earned money? Just saving money is not enough for financial success.So how do you plan to achieve your financial goals?Listen to this podcast to know more about goal-based financial planning:Why Goal-based Financial Planning?What are the steps involved in Goal-based Financial Planning?How much do you need to invest to achieve your goals? Where to invest & how long to invest to achieve your goals?What are risk appetites while investing?

Owning your own home or car is a truly wonderful feeling.But just locking up your home or car doesn’t guarantee its safety; there are several other factors which are beyond our control. Taking up insurance is a crucial step towards securing our belongings such as property or car.Having the right insurance can save you from financial stress & gives you peace of mind.Listen to podcast to know· What is Vehicle & Property Insurance· Features of Vehicle & Property Insurance· Benefits of Vehicle & Property Insurance· Things to be considered while selecting Vehicle & Property Insurance

According to road transport and highways ministry report on 'Road Accidents in India, 2018'. There were 1,51,417 deaths due to road accidents in 2018, an increase of 2.3% from 2017, and last year it totaled 4,67,044.We might take safety measures while driving or walking but an accident does not come after knocking at the door. It can happen anytime, anywhere despite of precautions you take.Any accident affects the family as whole, as such accidents can bring financial burden on your family, in case If you die, it’s a big loss for a family or if you are disabled it is more pain for you and your family. So, it is very important to take accidental policy which will support & secure you and your family against accidental death & disability.Making a will is quite worthwhile in case of such accidental deaths or any other uncertainties to secure your loved one’s future. It ensures distribution of wealth as per the wishes of the individual to prevent rift in between family over wealth distribution.Listen to podcast for more information

We all dream for a happy and healthy life for a long time.But with passing time, we see that the quality of life is decreasing and we see more cases of heart diseases, cancer and critical illness that cause trouble to the person. Although advancements in medical technology have enabled the effective detection and treatment of such diseases, medical costs also have been on the rise.So one should prepare for the financial worries that come along with health-related concerns.Critical illness insurance and cancer insurance are useful supplemental health covers designed to ease the financial burden associated with such diseases.In this podcast, I spoken about how Critical Illness Insurance and Cancer Insurance provides protection cover for your family.Listen to podcast to know:• Features of Critical Illness Insurance and Cancer Insurance• Benefits of Critical Illness Insurance and Cancer Insurance• Tax Benefits for Critical Illness Insurance and Cancer Insurance• Inclusions & exclusions in Critical Illness Insurance• How to Choose best Critical Illness Insurance and Cancer Insurance• Things to be considered while going for Critical Illness Insurance and Cancer Insurance

Life is so unpredictable and & hence protecting our family financially is one thing that we all plan for.In this podcast, I am going to decode how one can get financially protected through Term Insurance & Mediclaim to protect their loved ones in case of any uncertainties.Term Insurance acts as a protection plan for your family, provides life cover for a certain period of time or a specified "term" of years.Mediclaim is a kind of health insurance that covers your medical expenses during medical emergency.Listen to this podcast if you want to know• What is Term Insurance & Mediclaim?• Features of Term Insurance & Mediclaim• Benefits of Term Insurance & Mediclaim• Tax Benefits for Term Insurance & Mediclaim• How to Choose Best Term Insurance & Mediclaim• Things to be considered while going for Term Insurance & Mediclaim

Wealth creation is indeed, a long-term exercise. It needs continuous and planned investments, Merely choosing an investment vehicle based on hear-say and investing a chunk of your money is not going to serve the purpose.Asset allocation is a investment strategy implemented by allowing your money to be placed in many different types of investments such as stocks, bonds & cash by considering financial goals and risk tolerance in each investment vehicles. Listen to this podcast to know: • What asset allocation is all about, • Things you consider while designing your asset allocation • Asset allocation strategies you can used to keep your portfolio diversified.• How Asset allocation works according to different life-stages of an investor?

Want to learn about stock market investing, understand risk and reward of the stocks you buy, learn how to do detailed fundamental analysis to get the best out of it?Value Investing is an Investment approach of investing in stocks discovered by Benjamin Graham an American economist, investor, and professor and followed by some of the notable investors like Warren Buffet. Peter Lynch, etc.Listen to this podcast to get answers to your questions on stock market investing & learn how one can get the best result with value investing through detailed research and planning.

Is Tax Planning all the more difficult to understand when government has introduced 2 types of tax planning.Its very simple Tax planning is the analysis of a financial situation or plan to ensure that all elements work together to allow you to pay the lowest taxes possible.Still Wondering: Listen to 1st Podcast Episode of Money Ki Baat Alpa Ke Saath on Tax Planning.With an experience of 25 years in finance domain Alpa Shah simply describes the nitty gritty and benefits of tax planning.